AMUNDI SA (ANI.DE) Stock Fundamental Analysis
Europe - FRA:ANI - FR0004125920 - Common Stock
65.8 EUR
-0.45 (-0.68%)
ANI gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 113 industry peers in the Capital Markets industry. ANI has an excellent profitability rating, but there are some minor concerns on its financial health. ANI is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year ANI was profitable.
ANI had a positive operating cash flow in the past year.
In the past 5 years ANI has always been profitable.
Of the past 5 years ANI 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 6.08%, ANI is in the better half of the industry, outperforming 78.76% of the companies in the same industry.
ANI has a Return On Equity of 19.85%. This is amongst the best in the industry. ANI outperforms 81.42% of its industry peers.
The Return On Invested Capital of ANI (5.43%) is better than 71.68% of its industry peers.
ANI had an Average Return On Invested Capital over the past 3 years of 3.64%. This is significantly below the industry average of 9.27%.
The last Return On Invested Capital (5.43%) for ANI is above the 3 year average (3.64%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROIC | 5.43% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.82%
1.3 Margins
ANI has a Profit Margin of 28.33%. This is in the better half of the industry: ANI outperforms 76.99% of its industry peers.
ANI's Profit Margin has improved in the last couple of years.
The Operating Margin of ANI (29.17%) is better than 73.45% of its industry peers.
In the last couple of years the Operating Margin of ANI has remained more or less at the same level.
Looking at the Gross Margin, with a value of 41.94%, ANI is in the better half of the industry, outperforming 63.72% of the companies in the same industry.
In the last couple of years the Gross Margin of ANI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 29.17% | ||
| PM (TTM) | 28.33% | ||
| GM | 41.94% |
OM growth 3Y-1.97%
OM growth 5Y-0.45%
PM growth 3Y-2.5%
PM growth 5Y1.73%
GM growth 3Y0.05%
GM growth 5Y-0.38%
2. Health
2.1 Basic Checks
The number of shares outstanding for ANI remains at a similar level compared to 1 year ago.
Compared to 5 years ago, ANI has more shares outstanding
The debt/assets ratio for ANI has been reduced compared to a year ago.
2.2 Solvency
ANI has an Altman-Z score of 1.01. This is a bad value and indicates that ANI is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of ANI (1.01) is comparable to the rest of the industry.
ANI has a debt to FCF ratio of 1.25. This is a very positive value and a sign of high solvency as it would only need 1.25 years to pay back of all of its debts.
ANI's Debt to FCF ratio of 1.25 is amongst the best of the industry. ANI outperforms 90.27% of its industry peers.
ANI has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of ANI (0.19) is better than 69.91% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Altman-Z | 1.01 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
ANI has a Current Ratio of 0.83. This is a bad value and indicates that ANI is not financially healthy enough and could expect problems in meeting its short term obligations.
ANI's Current ratio of 0.83 is in line compared to the rest of the industry. ANI outperforms 52.21% of its industry peers.
ANI has a Quick Ratio of 0.83. This is a bad value and indicates that ANI is not financially healthy enough and could expect problems in meeting its short term obligations.
ANI has a Quick ratio of 0.83. This is comparable to the rest of the industry: ANI outperforms 53.98% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 6.28% over the past year.
The Earnings Per Share has been growing slightly by 7.93% on average over the past years.
Looking at the last year, ANI shows a small growth in Revenue. The Revenue has grown by 7.39% in the last year.
Measured over the past years, ANI shows a small growth in Revenue. The Revenue has been growing by 6.39% on average per year.
EPS 1Y (TTM)6.28%
EPS 3Y1.21%
EPS 5Y7.93%
EPS Q2Q%-4.68%
Revenue 1Y (TTM)7.39%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-10.94%
3.2 Future
ANI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.60% yearly.
ANI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.85% yearly.
EPS Next Y-3.08%
EPS Next 2Y3.16%
EPS Next 3Y4.15%
EPS Next 5Y1.6%
Revenue Next Year-4.23%
Revenue Next 2Y-1.39%
Revenue Next 3Y0.62%
Revenue Next 5Y2.85%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.97, which indicates a very decent valuation of ANI.
ANI's Price/Earnings ratio is rather cheap when compared to the industry. ANI is cheaper than 86.73% of the companies in the same industry.
When comparing the Price/Earnings ratio of ANI to the average of the S&P500 Index (26.89), we can say ANI is valued rather cheaply.
ANI is valuated reasonably with a Price/Forward Earnings ratio of 9.16.
Based on the Price/Forward Earnings ratio, ANI is valued cheaply inside the industry as 92.92% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of ANI to the average of the S&P500 Index (22.99), we can say ANI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.97 | ||
| Fwd PE | 9.16 |
4.2 Price Multiples
88.50% of the companies in the same industry are more expensive than ANI, based on the Enterprise Value to EBITDA ratio.
ANI's Price/Free Cash Flow ratio is rather cheap when compared to the industry. ANI is cheaper than 92.04% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.42 | ||
| EV/EBITDA | 4.8 |
4.3 Compensation for Growth
The decent profitability rating of ANI may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.26
EPS Next 2Y3.16%
EPS Next 3Y4.15%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.46%, ANI is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.70, ANI pays a better dividend. On top of this ANI pays more dividend than 91.15% of the companies listed in the same industry.
ANI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.46% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
DPN/A
EPS Next 2Y3.16%
EPS Next 3Y4.15%
FRA:ANI (10/23/2025, 7:00:00 PM)
65.8
-0.45 (-0.68%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners79.56%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap13.52B
Revenue(TTM)8.40B
Net Income(TTM)2.38B
Analysts80
Price Target77.94 (18.45%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.46% |
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.4%
Min EPS beat(2)-8.89%
Max EPS beat(2)-7.91%
EPS beat(4)1
Avg EPS beat(4)-3.17%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.99%
EPS beat(8)2
Avg EPS beat(8)-2.61%
EPS beat(12)6
Avg EPS beat(12)1.23%
EPS beat(16)9
Avg EPS beat(16)3.26%
Revenue beat(2)1
Avg Revenue beat(2)-3.18%
Min Revenue beat(2)-8.64%
Max Revenue beat(2)2.29%
Revenue beat(4)2
Avg Revenue beat(4)-1.7%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.29%
Revenue beat(8)3
Avg Revenue beat(8)-1.65%
Revenue beat(12)7
Avg Revenue beat(12)22.37%
Revenue beat(16)11
Avg Revenue beat(16)51.34%
PT rev (1m)0%
PT rev (3m)-2.99%
EPS NQ rev (1m)-0.83%
EPS NQ rev (3m)-5.57%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.71%
Revenue NQ rev (1m)0.22%
Revenue NQ rev (3m)-4.91%
Revenue NY rev (1m)0.06%
Revenue NY rev (3m)-3.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.97 | ||
| Fwd PE | 9.16 | ||
| P/S | 1.61 | ||
| P/FCF | 7.42 | ||
| P/OCF | 7.1 | ||
| P/B | 1.13 | ||
| P/tB | 2.68 | ||
| EV/EBITDA | 4.8 |
EPS(TTM)6.6
EY10.03%
EPS(NY)7.18
Fwd EY10.92%
FCF(TTM)8.87
FCFY13.47%
OCF(TTM)9.27
OCFY14.09%
SpS40.91
BVpS58.38
TBVpS24.56
PEG (NY)N/A
PEG (5Y)1.26
Graham Number93.11
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROCE | 7.29% | ||
| ROIC | 5.43% | ||
| ROICexc | 5.74% | ||
| ROICexgc | 7.24% | ||
| OM | 29.17% | ||
| PM (TTM) | 28.33% | ||
| GM | 41.94% | ||
| FCFM | 21.67% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.82%
ROICexc(3y)3.73%
ROICexc(5y)3.91%
ROICexgc(3y)4.9%
ROICexgc(5y)5.23%
ROCE(3y)4.9%
ROCE(5y)5.22%
ROICexgc growth 3Y-11.56%
ROICexgc growth 5Y-4.06%
ROICexc growth 3Y-8.15%
ROICexc growth 5Y-2.32%
OM growth 3Y-1.97%
OM growth 5Y-0.45%
PM growth 3Y-2.5%
PM growth 5Y1.73%
GM growth 3Y0.05%
GM growth 5Y-0.38%
F-Score5
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Debt/EBITDA | 0.89 | ||
| Cap/Depr | 78.31% | ||
| Cap/Sales | 0.99% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 74.45% | ||
| Profit Quality | 76.48% | ||
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 1.01 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)63.21%
Cap/Depr(5y)64.22%
Cap/Sales(3y)1.21%
Cap/Sales(5y)1.14%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)6.28%
EPS 3Y1.21%
EPS 5Y7.93%
EPS Q2Q%-4.68%
EPS Next Y-3.08%
EPS Next 2Y3.16%
EPS Next 3Y4.15%
EPS Next 5Y1.6%
Revenue 1Y (TTM)7.39%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-10.94%
Revenue Next Year-4.23%
Revenue Next 2Y-1.39%
Revenue Next 3Y0.62%
Revenue Next 5Y2.85%
EBIT growth 1Y-16.21%
EBIT growth 3Y1.87%
EBIT growth 5Y5.91%
EBIT Next Year-1.27%
EBIT Next 3Y2.68%
EBIT Next 5Y4.28%
FCF growth 1Y48.28%
FCF growth 3Y-7.26%
FCF growth 5Y10.19%
OCF growth 1Y47.74%
OCF growth 3Y-6.65%
OCF growth 5Y10.12%
AMUNDI SA / ANI.DE FAQ
Can you provide the ChartMill fundamental rating for AMUNDI SA?
ChartMill assigns a fundamental rating of 5 / 10 to ANI.DE.
What is the valuation status of AMUNDI SA (ANI.DE) stock?
ChartMill assigns a valuation rating of 7 / 10 to AMUNDI SA (ANI.DE). This can be considered as Undervalued.
How profitable is AMUNDI SA (ANI.DE) stock?
AMUNDI SA (ANI.DE) has a profitability rating of 7 / 10.
What is the valuation of AMUNDI SA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for AMUNDI SA (ANI.DE) is 9.97 and the Price/Book (PB) ratio is 1.13.
How financially healthy is AMUNDI SA?
The financial health rating of AMUNDI SA (ANI.DE) is 4 / 10.