AMUNDI SA (ANI.DE) Stock Fundamental Analysis

FRA:ANI • FR0004125920

80.05 EUR
+1.1 (+1.39%)
Last: Feb 25, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

Taking everything into account, ANI scores 4 out of 10 in our fundamental rating. ANI was compared to 117 industry peers in the Capital Markets industry. While ANI is still in line with the averages on profitability rating, there are concerns on its financial health. ANI has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year ANI was profitable.
  • ANI had positive earnings in each of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: ANI reported negative operating cash flow in multiple years.
ANI.DE Yearly Net Income VS EBIT VS OCF VS FCFANI.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B

1.2 Ratios

  • ANI has a Return On Assets of 8.10%. This is amongst the best in the industry. ANI outperforms 86.32% of its industry peers.
  • Looking at the Return On Equity, with a value of 26.45%, ANI belongs to the top of the industry, outperforming 88.89% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 7.41%, ANI is in the better half of the industry, outperforming 77.78% of the companies in the same industry.
Industry RankSector Rank
ROA 8.1%
ROE 26.45%
ROIC 7.41%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ANI.DE Yearly ROA, ROE, ROICANI.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • With an excellent Profit Margin value of 38.04%, ANI belongs to the best of the industry, outperforming 83.76% of the companies in the same industry.
  • In the last couple of years the Profit Margin of ANI has grown nicely.
  • ANI has a Operating Margin of 39.83%. This is in the better half of the industry: ANI outperforms 77.78% of its industry peers.
  • In the last couple of years the Operating Margin of ANI has grown nicely.
Industry RankSector Rank
OM 39.83%
PM (TTM) 38.04%
GM N/A
OM growth 3Y34.66%
OM growth 5Y16.54%
PM growth 3Y37.11%
PM growth 5Y18.79%
GM growth 3YN/A
GM growth 5YN/A
ANI.DE Yearly Profit, Operating, Gross MarginsANI.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • ANI has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
ANI.DE Yearly Shares OutstandingANI.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M
ANI.DE Yearly Total Debt VS Total AssetsANI.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.2 Solvency

  • Based on the Altman-Z score of 1.15, we must say that ANI is in the distress zone and has some risk of bankruptcy.
  • ANI has a Altman-Z score (1.15) which is in line with its industry peers.
  • ANI has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of ANI (0.19) is better than 74.36% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF N/A
Altman-Z 1.15
ROIC/WACCN/A
WACCN/A
ANI.DE Yearly LT Debt VS Equity VS FCFANI.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 0.83 indicates that ANI may have some problems paying its short term obligations.
  • ANI's Current ratio of 0.83 is in line compared to the rest of the industry. ANI outperforms 53.85% of its industry peers.
  • A Quick Ratio of 0.83 indicates that ANI may have some problems paying its short term obligations.
  • ANI has a Quick ratio of 0.83. This is comparable to the rest of the industry: ANI outperforms 54.70% of its industry peers.
Industry RankSector Rank
Current Ratio 0.83
Quick Ratio 0.83
ANI.DE Yearly Current Assets VS Current LiabilitesANI.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The earnings per share for ANI have decreased by -2.52% in the last year.
  • The Earnings Per Share has been growing slightly by 6.65% on average over the past years.
  • ANI shows a small growth in Revenue. In the last year, the Revenue has grown by 2.33%.
  • Measured over the past years, ANI shows a decrease in Revenue. The Revenue has been decreasing by -5.85% on average per year.
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
Revenue 1Y (TTM)2.33%
Revenue growth 3Y-16.84%
Revenue growth 5Y-5.85%
Sales Q2Q%-4.44%

3.2 Future

  • Based on estimates for the next years, ANI will show a small growth in Earnings Per Share. The EPS will grow by 1.07% on average per year.
  • The Revenue is expected to grow by 3.52% on average over the next years.
EPS Next Y9.16%
EPS Next 2Y7.04%
EPS Next 3Y4.07%
EPS Next 5Y1.07%
Revenue Next Year1.69%
Revenue Next 2Y2.42%
Revenue Next 3Y2.24%
Revenue Next 5Y3.52%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
ANI.DE Yearly Revenue VS EstimatesANI.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B
ANI.DE Yearly EPS VS EstimatesANI.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 12.17, the valuation of ANI can be described as correct.
  • Compared to the rest of the industry, the Price/Earnings ratio of ANI indicates a rather cheap valuation: ANI is cheaper than 82.91% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of ANI to the average of the S&P500 Index (27.07), we can say ANI is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 11.14, the valuation of ANI can be described as very reasonable.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of ANI indicates a rather cheap valuation: ANI is cheaper than 86.32% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.05. ANI is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 12.17
Fwd PE 11.14
ANI.DE Price Earnings VS Forward Price EarningsANI.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
ANI.DE Per share dataANI.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • ANI's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • ANI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.33
PEG (5Y)1.83
EPS Next 2Y7.04%
EPS Next 3Y4.07%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 5.22%, ANI is a good candidate for dividend investing.
  • ANI's Dividend Yield is rather good when compared to the industry average which is at 3.08. ANI pays more dividend than 86.32% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, ANI pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.22%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years3
ANI.DE Yearly Dividends per shareANI.DE Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 1 2 3 4

5.3 Sustainability

DPN/A
EPS Next 2Y7.04%
EPS Next 3Y4.07%
ANI.DE Yearly Income VS Free CF VS DividendANI.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

More info and screens

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AMUNDI SA

FRA:ANI (2/25/2026, 7:00:00 PM)

80.05

+1.1 (+1.39%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)04-29
Inst Owners79.3%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap16.52B
Revenue(TTM)8.34B
Net Income(TTM)3.17B
Analysts81
Price Target83.01 (3.7%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.22%
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.46%
Min EPS beat(2)4.43%
Max EPS beat(2)4.48%
EPS beat(4)2
Avg EPS beat(4)-1.97%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.48%
EPS beat(8)4
Avg EPS beat(8)-0.65%
EPS beat(12)6
Avg EPS beat(12)0.16%
EPS beat(16)9
Avg EPS beat(16)2.44%
Revenue beat(2)1
Avg Revenue beat(2)1.05%
Min Revenue beat(2)-0.39%
Max Revenue beat(2)2.49%
Revenue beat(4)2
Avg Revenue beat(4)-1.06%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.49%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)6
Avg Revenue beat(12)-0.47%
Revenue beat(16)10
Avg Revenue beat(16)34.29%
PT rev (1m)8.07%
PT rev (3m)13.38%
EPS NQ rev (1m)-7.02%
EPS NQ rev (3m)-5.33%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.05%
Revenue NQ rev (1m)-1.61%
Revenue NQ rev (3m)-0.69%
Revenue NY rev (1m)0.12%
Revenue NY rev (3m)0.32%
Valuation
Industry RankSector Rank
PE 12.17
Fwd PE 11.14
P/S 1.98
P/FCF N/A
P/OCF N/A
P/B 1.38
P/tB 3.27
EV/EBITDA N/A
EPS(TTM)6.58
EY8.22%
EPS(NY)7.18
Fwd EY8.97%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS40.4
BVpS58.11
TBVpS24.45
PEG (NY)1.33
PEG (5Y)1.83
Graham Number92.75
Profitability
Industry RankSector Rank
ROA 8.1%
ROE 26.45%
ROCE 9.88%
ROIC 7.41%
ROICexc 7.82%
ROICexgc 9.88%
OM 39.83%
PM (TTM) 38.04%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y34.66%
OM growth 5Y16.54%
PM growth 3Y37.11%
PM growth 5Y18.79%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.21
Health
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.83
Quick Ratio 0.83
Altman-Z 1.15
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
EPS Next Y9.16%
EPS Next 2Y7.04%
EPS Next 3Y4.07%
EPS Next 5Y1.07%
Revenue 1Y (TTM)2.33%
Revenue growth 3Y-16.84%
Revenue growth 5Y-5.85%
Sales Q2Q%-4.44%
Revenue Next Year1.69%
Revenue Next 2Y2.42%
Revenue Next 3Y2.24%
Revenue Next 5Y3.52%
EBIT growth 1Y36.49%
EBIT growth 3Y11.99%
EBIT growth 5Y9.72%
EBIT Next Year8.38%
EBIT Next 3Y4.98%
EBIT Next 5Y2.89%
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

AMUNDI SA / ANI.DE FAQ

Can you provide the ChartMill fundamental rating for AMUNDI SA?

ChartMill assigns a fundamental rating of 4 / 10 to ANI.DE.


What is the valuation status for ANI stock?

ChartMill assigns a valuation rating of 5 / 10 to AMUNDI SA (ANI.DE). This can be considered as Fairly Valued.


What is the profitability of ANI stock?

AMUNDI SA (ANI.DE) has a profitability rating of 6 / 10.


Can you provide the financial health for ANI stock?

The financial health rating of AMUNDI SA (ANI.DE) is 2 / 10.


What is the expected EPS growth for AMUNDI SA (ANI.DE) stock?

The Earnings per Share (EPS) of AMUNDI SA (ANI.DE) is expected to grow by 9.16% in the next year.