AMUNDI SA (AMUN.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:AMUN - FR0004125920 - Common Stock
74.35 EUR
+0.1 (+0.13%)
Overall AMUN gets a fundamental rating of 6 out of 10. We evaluated AMUN against 118 industry peers in the Capital Markets industry. AMUN has an excellent profitability rating, but there are some minor concerns on its financial health. AMUN is cheap, but on the other hand it scores bad on growth. This makes AMUN very considerable for value investing!
1. Profitability
1.1 Basic Checks
- AMUN had positive earnings in the past year.
- In the past year AMUN had a positive cash flow from operations.
- Each year in the past 5 years AMUN has been profitable.
- Of the past 5 years AMUN 4 years had a positive operating cash flow.
1.2 Ratios
- AMUN has a better Return On Assets (6.08%) than 77.97% of its industry peers.
- AMUN has a better Return On Equity (19.85%) than 80.51% of its industry peers.
- AMUN has a Return On Invested Capital of 5.43%. This is in the better half of the industry: AMUN outperforms 71.19% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for AMUN is significantly below the industry average of 8.65%.
- The last Return On Invested Capital (5.43%) for AMUN is above the 3 year average (3.64%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROIC | 5.43% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.82%
1.3 Margins
- AMUN has a Profit Margin of 28.32%. This is in the better half of the industry: AMUN outperforms 76.27% of its industry peers.
- In the last couple of years the Profit Margin of AMUN has grown nicely.
- Looking at the Operating Margin, with a value of 29.17%, AMUN is in the better half of the industry, outperforming 68.64% of the companies in the same industry.
- AMUN's Operating Margin has been stable in the last couple of years.
- With a decent Gross Margin value of 41.94%, AMUN is doing good in the industry, outperforming 61.02% of the companies in the same industry.
- In the last couple of years the Gross Margin of AMUN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 29.17% | ||
| PM (TTM) | 28.32% | ||
| GM | 41.94% |
OM growth 3Y-1.97%
OM growth 5Y-0.45%
PM growth 3Y-2.5%
PM growth 5Y1.73%
GM growth 3Y0.05%
GM growth 5Y-0.38%
2. Health
2.1 Basic Checks
- AMUN has about the same amout of shares outstanding than it did 1 year ago.
- Compared to 5 years ago, AMUN has more shares outstanding
- The debt/assets ratio for AMUN has been reduced compared to a year ago.
2.2 Solvency
- AMUN has an Altman-Z score of 1.05. This is a bad value and indicates that AMUN is not financially healthy and even has some risk of bankruptcy.
- With a decent Altman-Z score value of 1.05, AMUN is doing good in the industry, outperforming 61.02% of the companies in the same industry.
- The Debt to FCF ratio of AMUN is 1.25, which is an excellent value as it means it would take AMUN, only 1.25 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 1.25, AMUN belongs to the top of the industry, outperforming 89.83% of the companies in the same industry.
- A Debt/Equity ratio of 0.19 indicates that AMUN is not too dependend on debt financing.
- With a decent Debt to Equity ratio value of 0.19, AMUN is doing good in the industry, outperforming 73.73% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Altman-Z | 1.05 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AMUN has a Current Ratio of 0.83. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
- AMUN has a Current ratio (0.83) which is comparable to the rest of the industry.
- AMUN has a Quick Ratio of 0.83. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.83, AMUN is in line with its industry, outperforming 54.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
- AMUN shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.48%.
- The Earnings Per Share has been growing slightly by 7.93% on average over the past years.
- Looking at the last year, AMUN shows a small growth in Revenue. The Revenue has grown by 5.42% in the last year.
- AMUN shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.39% yearly.
EPS 1Y (TTM)2.48%
EPS 3Y1.21%
EPS 5Y7.93%
EPS Q2Q%0%
Revenue 1Y (TTM)5.42%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-5.45%
3.2 Future
- AMUN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.73% yearly.
- AMUN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.14% yearly.
EPS Next Y-1.63%
EPS Next 2Y3.16%
EPS Next 3Y3.76%
EPS Next 5Y0.73%
Revenue Next Year-2.9%
Revenue Next 2Y-0.63%
Revenue Next 3Y0.48%
Revenue Next 5Y1.14%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 11.27, the valuation of AMUN can be described as very reasonable.
- AMUN's Price/Earnings ratio is rather cheap when compared to the industry. AMUN is cheaper than 84.75% of the companies in the same industry.
- AMUN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.21.
- AMUN is valuated reasonably with a Price/Forward Earnings ratio of 10.35.
- Based on the Price/Forward Earnings ratio, AMUN is valued cheaper than 88.14% of the companies in the same industry.
- AMUN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.98.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.27 | ||
| Fwd PE | 10.35 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, AMUN is valued cheaply inside the industry as 89.83% of the companies are valued more expensively.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of AMUN indicates a rather cheap valuation: AMUN is cheaper than 90.68% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.43 | ||
| EV/EBITDA | 5.5 |
4.3 Compensation for Growth
- AMUN has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.42
EPS Next 2Y3.16%
EPS Next 3Y3.76%
5. Dividend
5.1 Amount
- AMUN has a Yearly Dividend Yield of 5.70%, which is a nice return.
- Compared to an average industry Dividend Yield of 3.08, AMUN pays a better dividend. On top of this AMUN pays more dividend than 91.53% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.81, AMUN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.7% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
DPN/A
EPS Next 2Y3.16%
EPS Next 3Y3.76%
AMUNDI SA / AMUN.PA FAQ
What is the ChartMill fundamental rating of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a fundamental rating of 5 / 10 to AMUN.PA.
What is the valuation status of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to AMUNDI SA (AMUN.PA). This can be considered as Undervalued.
What is the profitability of AMUN stock?
AMUNDI SA (AMUN.PA) has a profitability rating of 7 / 10.
What is the financial health of AMUNDI SA (AMUN.PA) stock?
The financial health rating of AMUNDI SA (AMUN.PA) is 4 / 10.
What is the earnings growth outlook for AMUNDI SA?
The Earnings per Share (EPS) of AMUNDI SA (AMUN.PA) is expected to decline by -1.63% in the next year.