AMUNDI SA (AMUN.PA) Stock Fundamental Analysis
EPA:AMUN • FR0004125920
79.5 EUR
+0.55 (+0.7%)
Last: Feb 25, 2026, 11:26 AM
AMUN gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 114 industry peers in the Capital Markets industry. AMUN has a medium profitability rating, but doesn't score so well on its financial health evaluation. AMUN is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year AMUN was profitable.
- In the past 5 years AMUN has always been profitable.
- In multiple years AMUN reported negative operating cash flow during the last 5 years.
1.2 Ratios
- AMUN has a better Return On Assets (8.10%) than 84.21% of its industry peers.
- AMUN has a Return On Equity of 26.45%. This is amongst the best in the industry. AMUN outperforms 90.35% of its industry peers.
- AMUN has a better Return On Invested Capital (7.41%) than 77.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.1% | ||
| ROE | 26.45% | ||
| ROIC | 7.41% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With an excellent Profit Margin value of 38.04%, AMUN belongs to the best of the industry, outperforming 80.70% of the companies in the same industry.
- AMUN's Profit Margin has improved in the last couple of years.
- Looking at the Operating Margin, with a value of 39.83%, AMUN is in the better half of the industry, outperforming 78.95% of the companies in the same industry.
- AMUN's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 39.83% | ||
| PM (TTM) | 38.04% | ||
| GM | N/A |
OM growth 3Y34.66%
OM growth 5Y16.54%
PM growth 3Y37.11%
PM growth 5Y18.79%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- AMUN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- AMUN has an Altman-Z score of 1.14. This is a bad value and indicates that AMUN is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of 1.14, AMUN perfoms like the industry average, outperforming 59.65% of the companies in the same industry.
- A Debt/Equity ratio of 0.19 indicates that AMUN is not too dependend on debt financing.
- AMUN has a Debt to Equity ratio of 0.19. This is in the better half of the industry: AMUN outperforms 72.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.14 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.83 indicates that AMUN may have some problems paying its short term obligations.
- AMUN has a Current ratio (0.83) which is comparable to the rest of the industry.
- A Quick Ratio of 0.83 indicates that AMUN may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.83, AMUN is in line with its industry, outperforming 56.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
- AMUN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -2.52%.
- AMUN shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.65% yearly.
- AMUN shows a small growth in Revenue. In the last year, the Revenue has grown by 2.33%.
- Measured over the past years, AMUN shows a decrease in Revenue. The Revenue has been decreasing by -5.85% on average per year.
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
Revenue 1Y (TTM)2.33%
Revenue growth 3Y-16.84%
Revenue growth 5Y-5.85%
Sales Q2Q%-4.44%
3.2 Future
- The Earnings Per Share is expected to grow by 1.07% on average over the next years.
- Based on estimates for the next years, AMUN will show a small growth in Revenue. The Revenue will grow by 3.54% on average per year.
EPS Next Y9.16%
EPS Next 2Y7.04%
EPS Next 3Y4.07%
EPS Next 5Y1.07%
Revenue Next Year1.7%
Revenue Next 2Y2.21%
Revenue Next 3Y2.33%
Revenue Next 5Y3.54%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 12.08, the valuation of AMUN can be described as correct.
- Based on the Price/Earnings ratio, AMUN is valued cheaper than 81.58% of the companies in the same industry.
- AMUN is valuated cheaply when we compare the Price/Earnings ratio to 26.98, which is the current average of the S&P500 Index.
- AMUN is valuated reasonably with a Price/Forward Earnings ratio of 11.07.
- Based on the Price/Forward Earnings ratio, AMUN is valued cheaper than 85.96% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 28.01, AMUN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.08 | ||
| Fwd PE | 11.07 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- AMUN's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- AMUN has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.32
PEG (5Y)1.82
EPS Next 2Y7.04%
EPS Next 3Y4.07%
5. Dividend
5.1 Amount
- AMUN has a Yearly Dividend Yield of 5.56%, which is a nice return.
- AMUN's Dividend Yield is rather good when compared to the industry average which is at 3.15. AMUN pays more dividend than 88.60% of the companies in the same industry.
- AMUN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.56% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
DPN/A
EPS Next 2Y7.04%
EPS Next 3Y4.07%
EPA:AMUN (2/25/2026, 11:26:12 AM)
79.5
+0.55 (+0.7%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03 2026-02-03/bmo
Earnings (Next)04-29 2026-04-29
Inst Owners79.3%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap16.41B
Revenue(TTM)8.34B
Net Income(TTM)3.17B
Analysts81
Price Target78.51 (-1.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.56% |
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.46%
Min EPS beat(2)4.43%
Max EPS beat(2)4.48%
EPS beat(4)2
Avg EPS beat(4)-1.97%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.48%
EPS beat(8)4
Avg EPS beat(8)-0.65%
EPS beat(12)6
Avg EPS beat(12)0.16%
EPS beat(16)9
Avg EPS beat(16)2.44%
Revenue beat(2)1
Avg Revenue beat(2)1.05%
Min Revenue beat(2)-0.39%
Max Revenue beat(2)2.49%
Revenue beat(4)2
Avg Revenue beat(4)-1.06%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.49%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)6
Avg Revenue beat(12)-0.47%
Revenue beat(16)10
Avg Revenue beat(16)34.29%
PT rev (1m)2.22%
PT rev (3m)7.32%
EPS NQ rev (1m)-7.02%
EPS NQ rev (3m)-5.06%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.05%
Revenue NQ rev (1m)-1.61%
Revenue NQ rev (3m)-0.69%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.08 | ||
| Fwd PE | 11.07 | ||
| P/S | 1.97 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.37 | ||
| P/tB | 3.25 | ||
| EV/EBITDA | N/A |
EPS(TTM)6.58
EY8.28%
EPS(NY)7.18
Fwd EY9.03%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS40.4
BVpS58.11
TBVpS24.45
PEG (NY)1.32
PEG (5Y)1.82
Graham Number92.75
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.1% | ||
| ROE | 26.45% | ||
| ROCE | 9.88% | ||
| ROIC | 7.41% | ||
| ROICexc | 7.82% | ||
| ROICexgc | 9.88% | ||
| OM | 39.83% | ||
| PM (TTM) | 38.04% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y34.66%
OM growth 5Y16.54%
PM growth 3Y37.11%
PM growth 5Y18.79%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 1.14 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
EPS Next Y9.16%
EPS Next 2Y7.04%
EPS Next 3Y4.07%
EPS Next 5Y1.07%
Revenue 1Y (TTM)2.33%
Revenue growth 3Y-16.84%
Revenue growth 5Y-5.85%
Sales Q2Q%-4.44%
Revenue Next Year1.7%
Revenue Next 2Y2.21%
Revenue Next 3Y2.33%
Revenue Next 5Y3.54%
EBIT growth 1Y36.49%
EBIT growth 3Y11.99%
EBIT growth 5Y9.72%
EBIT Next Year8.63%
EBIT Next 3Y3.35%
EBIT Next 5Y2.7%
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A
AMUNDI SA / AMUN.PA FAQ
What is the ChartMill fundamental rating of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a fundamental rating of 4 / 10 to AMUN.PA.
What is the valuation status of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a valuation rating of 5 / 10 to AMUNDI SA (AMUN.PA). This can be considered as Fairly Valued.
What is the profitability of AMUN stock?
AMUNDI SA (AMUN.PA) has a profitability rating of 6 / 10.
What is the financial health of AMUNDI SA (AMUN.PA) stock?
The financial health rating of AMUNDI SA (AMUN.PA) is 2 / 10.
What is the earnings growth outlook for AMUNDI SA?
The Earnings per Share (EPS) of AMUNDI SA (AMUN.PA) is expected to grow by 9.16% in the next year.