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AMERITRUST FINANCIAL TECHNOL (AMT.CA) Stock Fundamental Analysis

Canada - TSX-V:AMT - CA0307361026 - Common Stock

0.055 CAD
0 (0%)
Last: 11/7/2025, 7:00:00 PM
Fundamental Rating

2

Overall AMT gets a fundamental rating of 2 out of 10. We evaluated AMT against 6 industry peers in the Consumer Finance industry. AMT has a bad profitability rating. Also its financial health evaluation is rather negative. AMT does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

AMT had negative earnings in the past year.
In the past year AMT has reported a negative cash flow from operations.
In the past 5 years AMT reported 4 times negative net income.
In the past 5 years AMT always reported negative operating cash flow.
AMT.CA Yearly Net Income VS EBIT VS OCF VS FCFAMT.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10M -20M

1.2 Ratios

AMT's Return On Assets of 36.66% is amongst the best of the industry. AMT outperforms 100.00% of its industry peers.
AMT's Return On Equity of 86.85% is amongst the best of the industry. AMT outperforms 100.00% of its industry peers.
Industry RankSector Rank
ROA 36.66%
ROE 86.85%
ROIC N/A
ROA(3y)-137.3%
ROA(5y)-111.44%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
AMT.CA Yearly ROA, ROE, ROICAMT.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500 1K

1.3 Margins

Looking at the Profit Margin, with a value of 155.23%, AMT belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
AMT has a better Gross Margin (43.61%) than 66.67% of its industry peers.
AMT's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM N/A
PM (TTM) 155.23%
GM 43.61%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.77%
GM growth 5Y70.59%
AMT.CA Yearly Profit, Operating, Gross MarginsAMT.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200 -200 -400 -600

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3

2. Health

2.1 Basic Checks

AMT does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for AMT has been increased compared to 1 year ago.
AMT has more shares outstanding than it did 5 years ago.
AMT has a better debt/assets ratio than last year.
AMT.CA Yearly Shares OutstandingAMT.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
AMT.CA Yearly Total Debt VS Total AssetsAMT.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

2.2 Solvency

Based on the Altman-Z score of -11.98, we must say that AMT is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -11.98, AMT is doing worse than 83.33% of the companies in the same industry.
AMT has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
AMT's Debt to Equity ratio of 0.06 is amongst the best of the industry. AMT outperforms 83.33% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF N/A
Altman-Z -11.98
ROIC/WACCN/A
WACC9.35%
AMT.CA Yearly LT Debt VS Equity VS FCFAMT.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5M -5M -10M -15M

2.3 Liquidity

A Current Ratio of 1.49 indicates that AMT should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.49, AMT is doing good in the industry, outperforming 66.67% of the companies in the same industry.
A Quick Ratio of 1.49 indicates that AMT should not have too much problems paying its short term obligations.
AMT's Quick ratio of 1.49 is fine compared to the rest of the industry. AMT outperforms 66.67% of its industry peers.
Industry RankSector Rank
Current Ratio 1.49
Quick Ratio 1.49
AMT.CA Yearly Current Assets VS Current LiabilitesAMT.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M

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2

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 116.18% over the past year.
The Revenue for AMT has decreased by -31.96% in the past year. This is quite bad
Measured over the past years, AMT shows a small growth in Revenue. The Revenue has been growing by 1.57% on average per year.
EPS 1Y (TTM)116.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-370.59%
Revenue 1Y (TTM)-31.96%
Revenue growth 3Y-55.14%
Revenue growth 5Y1.57%
Sales Q2Q%-24.86%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
AMT.CA Yearly Revenue VS EstimatesAMT.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

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0

4. Valuation

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
AMT.CA Price Earnings VS Forward Price EarningsAMT.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
AMT.CA Per share dataAMT.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -0

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

AMT does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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AMERITRUST FINANCIAL TECHNOL

TSX-V:AMT (11/7/2025, 7:00:00 PM)

0.055

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)09-02 2025-09-02
Earnings (Next)11-26 2025-11-26
Inst Owners0.06%
Inst Owner ChangeN/A
Ins Owners13.01%
Ins Owner ChangeN/A
Market Cap37.05M
Revenue(TTM)1.84M
Net Income(TTM)2.85M
Analysts40
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 20.16
P/FCF N/A
P/OCF N/A
P/B 11.28
P/tB 11.28
EV/EBITDA N/A
EPS(TTM)0
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.01
FCFYN/A
OCF(TTM)-0.01
OCFYN/A
SpS0
BVpS0
TBVpS0
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 36.66%
ROE 86.85%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 155.23%
GM 43.61%
FCFM N/A
ROA(3y)-137.3%
ROA(5y)-111.44%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.77%
GM growth 5Y70.59%
F-Score3
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.49
Quick Ratio 1.49
Altman-Z -11.98
F-Score3
WACC9.35%
ROIC/WACCN/A
Cap/Depr(3y)244.85%
Cap/Depr(5y)187.09%
Cap/Sales(3y)27.52%
Cap/Sales(5y)21.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)116.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-370.59%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-31.96%
Revenue growth 3Y-55.14%
Revenue growth 5Y1.57%
Sales Q2Q%-24.86%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-1299.29%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y63.11%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y35.72%
OCF growth 3YN/A
OCF growth 5YN/A

AMERITRUST FINANCIAL TECHNOL / AMT.CA FAQ

What is the ChartMill fundamental rating of AMERITRUST FINANCIAL TECHNOL (AMT.CA) stock?

ChartMill assigns a fundamental rating of 2 / 10 to AMT.CA.


What is the valuation status of AMERITRUST FINANCIAL TECHNOL (AMT.CA) stock?

ChartMill assigns a valuation rating of 0 / 10 to AMERITRUST FINANCIAL TECHNOL (AMT.CA). This can be considered as Overvalued.


Can you provide the profitability details for AMERITRUST FINANCIAL TECHNOL?

AMERITRUST FINANCIAL TECHNOL (AMT.CA) has a profitability rating of 3 / 10.


How financially healthy is AMERITRUST FINANCIAL TECHNOL?

The financial health rating of AMERITRUST FINANCIAL TECHNOL (AMT.CA) is 3 / 10.