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AMERITRUST FINANCIAL TECHNOL (AMT.CA) Stock Fundamental Analysis

Canada - TSX Venture Exchange - TSX-V:AMT - CA0307361026 - Common Stock

0.07 CAD
+0.01 (+7.69%)
Last: 12/23/2025, 7:00:00 PM
Fundamental Rating

2

AMT gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 6 industry peers in the Consumer Finance industry. AMT has a bad profitability rating. Also its financial health evaluation is rather negative. AMT is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

In the past year AMT has reported negative net income.
AMT had a negative operating cash flow in the past year.
AMT had negative earnings in 4 of the past 5 years.
In the past 5 years AMT always reported negative operating cash flow.
AMT.CA Yearly Net Income VS EBIT VS OCF VS FCFAMT.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10M -20M

1.2 Ratios

The Return On Assets of AMT (-3.49%) is worse than 66.67% of its industry peers.
AMT has a Return On Equity of -16.88%. This is in the lower half of the industry: AMT underperforms 66.67% of its industry peers.
Industry RankSector Rank
ROA -3.49%
ROE -16.88%
ROIC N/A
ROA(3y)-137.3%
ROA(5y)-111.44%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
AMT.CA Yearly ROA, ROE, ROICAMT.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500 1K

1.3 Margins

AMT has a better Gross Margin (41.52%) than 66.67% of its industry peers.
In the last couple of years the Gross Margin of AMT has grown nicely.
The Profit Margin and Operating Margin are not available for AMT so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 41.52%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.77%
GM growth 5Y70.59%
AMT.CA Yearly Profit, Operating, Gross MarginsAMT.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200 -200 -400 -600

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3

2. Health

2.1 Basic Checks

AMT does not have a ROIC to compare to the WACC, probably because it is not profitable.
AMT has more shares outstanding than it did 1 year ago.
The number of shares outstanding for AMT has been increased compared to 5 years ago.
AMT has a better debt/assets ratio than last year.
AMT.CA Yearly Shares OutstandingAMT.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
AMT.CA Yearly Total Debt VS Total AssetsAMT.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

2.2 Solvency

AMT has an Altman-Z score of -18.88. This is a bad value and indicates that AMT is not financially healthy and even has some risk of bankruptcy.
AMT's Altman-Z score of -18.88 is on the low side compared to the rest of the industry. AMT is outperformed by 83.33% of its industry peers.
A Debt/Equity ratio of 0.12 indicates that AMT is not too dependend on debt financing.
AMT has a better Debt to Equity ratio (0.12) than 83.33% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF N/A
Altman-Z -18.88
ROIC/WACCN/A
WACC8.69%
AMT.CA Yearly LT Debt VS Equity VS FCFAMT.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5M -5M -10M -15M

2.3 Liquidity

AMT has a Current Ratio of 1.01. This is a normal value and indicates that AMT is financially healthy and should not expect problems in meeting its short term obligations.
AMT's Current ratio of 1.01 is on the low side compared to the rest of the industry. AMT is outperformed by 66.67% of its industry peers.
A Quick Ratio of 1.01 indicates that AMT should not have too much problems paying its short term obligations.
AMT has a Quick ratio of 1.01. This is in the lower half of the industry: AMT underperforms 66.67% of its industry peers.
Industry RankSector Rank
Current Ratio 1.01
Quick Ratio 1.01
AMT.CA Yearly Current Assets VS Current LiabilitesAMT.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M

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2

3. Growth

3.1 Past

AMT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 99.05%, which is quite impressive.
The Revenue for AMT has decreased by -35.58% in the past year. This is quite bad
AMT shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.57% yearly.
EPS 1Y (TTM)99.05%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-4600%
Revenue 1Y (TTM)-35.58%
Revenue growth 3Y-55.14%
Revenue growth 5Y1.57%
Sales Q2Q%-24.2%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
AMT.CA Yearly Revenue VS EstimatesAMT.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

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0

4. Valuation

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
AMT.CA Price Earnings VS Forward Price EarningsAMT.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
AMT.CA Per share dataAMT.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0 -0 -0 -0.01 -0.01 -0.01

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

No dividends for AMT!.
Industry RankSector Rank
Dividend Yield 0%

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AMERITRUST FINANCIAL TECHNOL

TSX-V:AMT (12/23/2025, 7:00:00 PM)

0.07

+0.01 (+7.69%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)11-26 2025-11-26
Earnings (Next)04-09 2026-04-09
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners12.96%
Ins Owner ChangeN/A
Market Cap47.18M
Revenue(TTM)1.71M
Net Income(TTM)-197.70K
Analysts40
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 27.54
P/FCF N/A
P/OCF N/A
P/B 40.29
P/tB 40.29
EV/EBITDA N/A
EPS(TTM)0
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.01
FCFYN/A
OCF(TTM)-0.01
OCFYN/A
SpS0
BVpS0
TBVpS0
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -3.49%
ROE -16.88%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 41.52%
FCFM N/A
ROA(3y)-137.3%
ROA(5y)-111.44%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.77%
GM growth 5Y70.59%
F-Score2
Asset Turnover0.3
Health
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.01
Quick Ratio 1.01
Altman-Z -18.88
F-Score2
WACC8.69%
ROIC/WACCN/A
Cap/Depr(3y)244.85%
Cap/Depr(5y)187.09%
Cap/Sales(3y)27.52%
Cap/Sales(5y)21.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)99.05%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-4600%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-35.58%
Revenue growth 3Y-55.14%
Revenue growth 5Y1.57%
Sales Q2Q%-24.2%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-837.63%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y42.42%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y17.17%
OCF growth 3YN/A
OCF growth 5YN/A

AMERITRUST FINANCIAL TECHNOL / AMT.CA FAQ

What is the ChartMill fundamental rating of AMERITRUST FINANCIAL TECHNOL (AMT.CA) stock?

ChartMill assigns a fundamental rating of 2 / 10 to AMT.CA.


What is the valuation status of AMERITRUST FINANCIAL TECHNOL (AMT.CA) stock?

ChartMill assigns a valuation rating of 0 / 10 to AMERITRUST FINANCIAL TECHNOL (AMT.CA). This can be considered as Overvalued.


Can you provide the profitability details for AMERITRUST FINANCIAL TECHNOL?

AMERITRUST FINANCIAL TECHNOL (AMT.CA) has a profitability rating of 1 / 10.


How financially healthy is AMERITRUST FINANCIAL TECHNOL?

The financial health rating of AMERITRUST FINANCIAL TECHNOL (AMT.CA) is 3 / 10.