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ALLFUNDS GROUP PLC (ALLFG.AS) Stock Fundamental Analysis

Europe - AMS:ALLFG - GB00BNTJ3546 - Common Stock

6.15 EUR
-0.1 (-1.6%)
Last: 10/17/2025, 7:00:00 PM
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to ALLFG. ALLFG was compared to 115 industry peers in the Capital Markets industry. ALLFG scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. ALLFG is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

ALLFG had negative earnings in the past year.
ALLFG had a positive operating cash flow in the past year.
In multiple years ALLFG reported negative net income over the last 5 years.
Of the past 5 years ALLFG 4 years had a positive operating cash flow.
ALLFG.AS Yearly Net Income VS EBIT VS OCF VS FCFALLFG.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

1.2 Ratios

With a Return On Assets value of -2.60%, ALLFG is not doing good in the industry: 66.96% of the companies in the same industry are doing better.
ALLFG has a worse Return On Equity (-8.10%) than 67.83% of its industry peers.
With a Return On Invested Capital value of 1.36%, ALLFG perfoms like the industry average, outperforming 53.91% of the companies in the same industry.
ALLFG had an Average Return On Invested Capital over the past 3 years of 1.61%. This is significantly below the industry average of 8.60%.
Industry RankSector Rank
ROA -2.6%
ROE -8.1%
ROIC 1.36%
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)1.61%
ROIC(5y)1.44%
ALLFG.AS Yearly ROA, ROE, ROICALLFG.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 -5 -10 -15 -20

1.3 Margins

The Operating Margin of ALLFG (-21.27%) is comparable to the rest of the industry.
ALLFG's Operating Margin has improved in the last couple of years.
ALLFG has a Gross Margin (-91.40%) which is comparable to the rest of the industry.
ALLFG's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM -21.27%
PM (TTM) N/A
GM -91.4%
OM growth 3Y95.18%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.4%
GM growth 5Y40.97%
ALLFG.AS Yearly Profit, Operating, Gross MarginsALLFG.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

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5

2. Health

2.1 Basic Checks

Compared to 1 year ago, ALLFG has less shares outstanding
ALLFG has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, ALLFG has a worse debt to assets ratio.
ALLFG.AS Yearly Shares OutstandingALLFG.AS Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
ALLFG.AS Yearly Total Debt VS Total AssetsALLFG.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

2.2 Solvency

ALLFG has an Altman-Z score of 0.63. This is a bad value and indicates that ALLFG is not financially healthy and even has some risk of bankruptcy.
ALLFG has a Altman-Z score (0.63) which is in line with its industry peers.
The Debt to FCF ratio of ALLFG is 2.46, which is a good value as it means it would take ALLFG, 2.46 years of fcf income to pay off all of its debts.
With an excellent Debt to FCF ratio value of 2.46, ALLFG belongs to the best of the industry, outperforming 82.61% of the companies in the same industry.
A Debt/Equity ratio of 1.68 is on the high side and indicates that ALLFG has dependencies on debt financing.
ALLFG's Debt to Equity ratio of 1.68 is in line compared to the rest of the industry. ALLFG outperforms 43.48% of its industry peers.
Even though the debt/equity ratio score it not favorable for ALLFG, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 1.68
Debt/FCF 2.46
Altman-Z 0.63
ROIC/WACCN/A
WACCN/A
ALLFG.AS Yearly LT Debt VS Equity VS FCFALLFG.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

A Current Ratio of 1.14 indicates that ALLFG should not have too much problems paying its short term obligations.
The Current ratio of ALLFG (1.14) is better than 67.83% of its industry peers.
A Quick Ratio of 1.14 indicates that ALLFG should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.14, ALLFG is in the better half of the industry, outperforming 68.70% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.14
Quick Ratio 1.14
ALLFG.AS Yearly Current Assets VS Current LiabilitesALLFG.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

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2

3. Growth

3.1 Past

The earnings per share for ALLFG have decreased strongly by -304.06% in the last year.
Looking at the last year, ALLFG shows a very negative growth in Revenue. The Revenue has decreased by -135.07% in the last year.
The Revenue for ALLFG have been decreasing by -16.04% on average. This is quite bad
EPS 1Y (TTM)-304.06%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
Revenue 1Y (TTM)-135.07%
Revenue growth 3Y-40.74%
Revenue growth 5Y-16.04%
Sales Q2Q%8.47%

3.2 Future

ALLFG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.49% yearly.
The Revenue is expected to grow by 7.08% on average over the next years.
EPS Next Y4.91%
EPS Next 2Y9.37%
EPS Next 3Y11.19%
EPS Next 5Y12.49%
Revenue Next Year3.4%
Revenue Next 2Y5.65%
Revenue Next 3Y6.91%
Revenue Next 5Y7.08%

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
ALLFG.AS Yearly Revenue VS EstimatesALLFG.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 500M 1B 1.5B 2B 2.5B
ALLFG.AS Yearly EPS VS EstimatesALLFG.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 0.2 0.4 0.6

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4

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for ALLFG. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 12.86, the valuation of ALLFG can be described as correct.
80.00% of the companies in the same industry are more expensive than ALLFG, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of ALLFG to the average of the S&P500 Index (22.94), we can say ALLFG is valued slightly cheaper.
Industry RankSector Rank
PE N/A
Fwd PE 12.86
ALLFG.AS Price Earnings VS Forward Price EarningsALLFG.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20 -20

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ALLFG indicates a rather cheap valuation: ALLFG is cheaper than 96.52% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ALLFG indicates a rather cheap valuation: ALLFG is cheaper than 96.52% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 2.8
EV/EBITDA 1.72
ALLFG.AS Per share dataALLFG.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 2 3

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ALLFG does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y9.37%
EPS Next 3Y11.19%

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2

5. Dividend

5.1 Amount

ALLFG has a Yearly Dividend Yield of 2.01%.
Compared to an average industry Dividend Yield of 5.63, ALLFG has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.38, ALLFG has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 2.01%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
ALLFG.AS Yearly Dividends per shareALLFG.AS Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 0.02 0.04 0.06 0.08 0.1

5.3 Sustainability

ALLFG has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-51.18%
EPS Next 2Y9.37%
EPS Next 3Y11.19%
ALLFG.AS Yearly Income VS Free CF VS DividendALLFG.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

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ALLFUNDS GROUP PLC

AMS:ALLFG (10/17/2025, 7:00:00 PM)

6.15

-0.1 (-1.6%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)07-29 2025-07-29
Earnings (Next)10-29 2025-10-29
Inst Owners38.24%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap3.70B
Analysts82.73
Price Target8.41 (36.75%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.01%
Yearly Dividend0.09
Dividend Growth(5Y)N/A
DP-51.18%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.17%
PT rev (3m)11.91%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.18%
EPS NY rev (3m)-2.26%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.02%
Revenue NY rev (3m)-1.09%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 12.86
P/S N/A
P/FCF 2.8
P/OCF 2.7
P/B 1.92
P/tB N/A
EV/EBITDA 1.72
EPS(TTM)-0.26
EYN/A
EPS(NY)0.48
Fwd EY7.77%
FCF(TTM)2.19
FCFY35.67%
OCF(TTM)2.28
OCFY37.03%
SpS-1
BVpS3.21
TBVpS-0.01
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -2.6%
ROE -8.1%
ROCE 5.13%
ROIC 1.36%
ROICexc 4.37%
ROICexgc N/A
OM -21.27%
PM (TTM) N/A
GM -91.4%
FCFM -218.55%
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)1.61%
ROIC(5y)1.44%
ROICexc(3y)3.42%
ROICexc(5y)5.04%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.51%
ROCE(5y)3.55%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3Y-30.11%
ROICexc growth 5YN/A
OM growth 3Y95.18%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.4%
GM growth 5Y40.97%
F-Score4
Asset Turnover-0.1
Health
Industry RankSector Rank
Debt/Equity 1.68
Debt/FCF 2.46
Debt/EBITDA 10.73
Cap/Depr 29.09%
Cap/Sales -8.36%
Interest Coverage 4.66
Cash Conversion 453.95%
Profit Quality N/A
Current Ratio 1.14
Quick Ratio 1.14
Altman-Z 0.63
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)45.81%
Cap/Depr(5y)34.77%
Cap/Sales(3y)12.42%
Cap/Sales(5y)7.99%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-304.06%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
EPS Next Y4.91%
EPS Next 2Y9.37%
EPS Next 3Y11.19%
EPS Next 5Y12.49%
Revenue 1Y (TTM)-135.07%
Revenue growth 3Y-40.74%
Revenue growth 5Y-16.04%
Sales Q2Q%8.47%
Revenue Next Year3.4%
Revenue Next 2Y5.65%
Revenue Next 3Y6.91%
Revenue Next 5Y7.08%
EBIT growth 1Y35.99%
EBIT growth 3Y15.67%
EBIT growth 5YN/A
EBIT Next Year34.26%
EBIT Next 3Y18.13%
EBIT Next 5Y14.55%
FCF growth 1Y77.95%
FCF growth 3Y9.37%
FCF growth 5Y8.53%
OCF growth 1Y73.9%
OCF growth 3Y13.54%
OCF growth 5Y10.67%