ALLFUNDS GROUP PLC (ALLFG.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:ALLFG - GB00BNTJ3546 - Common Stock
7.835 EUR
+0.05 (+0.71%)
We assign a fundamental rating of 5 out of 10 to ALLFG. ALLFG was compared to 118 industry peers in the Capital Markets industry. ALLFG has only an average score on both its financial health and profitability. ALLFG has a bad growth rate and is valued cheaply. These ratings would make ALLFG suitable for value investing!
1. Profitability
1.1 Basic Checks
ALLFG had positive earnings in the past year.
In the past year ALLFG had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: ALLFG reported negative net income in multiple years.
Of the past 5 years ALLFG 4 years had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 12.29%, ALLFG belongs to the best of the industry, outperforming 92.37% of the companies in the same industry.
ALLFG has a better Return On Equity (38.20%) than 94.07% of its industry peers.
With an excellent Return On Invested Capital value of 11.82%, ALLFG belongs to the best of the industry, outperforming 86.44% of the companies in the same industry.
ALLFG had an Average Return On Invested Capital over the past 3 years of 2.36%. This is significantly below the industry average of 9.11%.
The 3 year average ROIC (2.36%) for ALLFG is below the current ROIC(11.82%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.29% | ||
| ROE | 38.2% | ||
| ROIC | 11.82% |
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.84%
ROE(5y)0.42%
ROIC(3y)2.36%
ROIC(5y)1.89%
1.3 Margins
ALLFG's Profit Margin of -122.24% is on the low side compared to the rest of the industry. ALLFG is outperformed by 62.71% of its industry peers.
ALLFG's Operating Margin of -185.19% is in line compared to the rest of the industry. ALLFG outperforms 46.61% of its industry peers.
ALLFG's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of -91.40%, ALLFG is in line with its industry, outperforming 49.15% of the companies in the same industry.
In the last couple of years the Gross Margin of ALLFG has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | -185.19% | ||
| PM (TTM) | -122.24% | ||
| GM | -91.4% |
OM growth 3Y134.51%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.4%
GM growth 5Y40.97%
2. Health
2.1 Basic Checks
ALLFG has less shares outstanding than it did 1 year ago.
ALLFG has less shares outstanding than it did 5 years ago.
ALLFG has a worse debt/assets ratio than last year.
2.2 Solvency
ALLFG has an Altman-Z score of 1.31. This is a bad value and indicates that ALLFG is not financially healthy and even has some risk of bankruptcy.
ALLFG's Altman-Z score of 1.31 is fine compared to the rest of the industry. ALLFG outperforms 60.17% of its industry peers.
ALLFG has a debt to FCF ratio of 2.46. This is a good value and a sign of high solvency as ALLFG would need 2.46 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 2.46, ALLFG belongs to the best of the industry, outperforming 84.75% of the companies in the same industry.
ALLFG has a Debt/Equity ratio of 1.68. This is a high value indicating a heavy dependency on external financing.
ALLFG has a Debt to Equity ratio (1.68) which is comparable to the rest of the industry.
Although ALLFG does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.68 | ||
| Debt/FCF | 2.46 | ||
| Altman-Z | 1.31 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.14 indicates that ALLFG should not have too much problems paying its short term obligations.
The Current ratio of ALLFG (1.14) is better than 70.34% of its industry peers.
ALLFG has a Quick Ratio of 1.14. This is a normal value and indicates that ALLFG is financially healthy and should not expect problems in meeting its short term obligations.
ALLFG has a better Quick ratio (1.14) than 70.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 |
3. Growth
3.1 Past
The earnings per share for ALLFG have decreased strongly by -20.13% in the last year.
The Revenue for ALLFG has decreased by -135.07% in the past year. This is quite bad
Measured over the past years, ALLFG shows a very negative growth in Revenue. The Revenue has been decreasing by -16.04% on average per year.
EPS 1Y (TTM)-20.13%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40%
Revenue 1Y (TTM)-135.07%
Revenue growth 3Y-40.74%
Revenue growth 5Y-16.04%
Sales Q2Q%8.47%
3.2 Future
ALLFG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.86% yearly.
The Revenue is expected to grow by 7.05% on average over the next years.
EPS Next Y5.04%
EPS Next 2Y9.63%
EPS Next 3Y10.87%
EPS Next 5Y12.86%
Revenue Next Year3.68%
Revenue Next 2Y6.19%
Revenue Next 3Y7.22%
Revenue Next 5Y7.05%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 6.37, which indicates a rather cheap valuation of ALLFG.
Based on the Price/Earnings ratio, ALLFG is valued cheaply inside the industry as 94.07% of the companies are valued more expensively.
ALLFG's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.49.
With a Price/Forward Earnings ratio of 16.31, ALLFG is valued correctly.
72.03% of the companies in the same industry are more expensive than ALLFG, based on the Price/Forward Earnings ratio.
ALLFG is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.69, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.37 | ||
| Fwd PE | 16.31 |
4.2 Price Multiples
ALLFG's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ALLFG is cheaper than 98.31% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ALLFG indicates a rather cheap valuation: ALLFG is cheaper than 95.76% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.57 | ||
| EV/EBITDA | 1.12 |
4.3 Compensation for Growth
ALLFG's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
ALLFG has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.27
PEG (5Y)N/A
EPS Next 2Y9.63%
EPS Next 3Y10.87%
5. Dividend
5.1 Amount
ALLFG has a Yearly Dividend Yield of 1.67%.
Compared to an average industry Dividend Yield of 5.31, ALLFG has a dividend in line with its industry peers.
Compared to the average S&P500 Dividend Yield of 2.31, ALLFG is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.67% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
ALLFG pays out 10.84% of its income as dividend. This is a sustainable payout ratio.
DP10.84%
EPS Next 2Y9.63%
EPS Next 3Y10.87%
AMS:ALLFG (12/8/2025, 5:29:56 PM)
7.835
+0.05 (+0.71%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners34.08%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap4.71B
Revenue(TTM)-603.75M
Net Income(TTM)738.00M
Analysts80
Price Target8.7 (11.04%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.67% |
Yearly Dividend0.09
Dividend Growth(5Y)N/A
DP10.84%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.33%
PT rev (3m)3.6%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.17%
EPS NY rev (3m)-0.06%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.02%
Revenue NY rev (3m)-0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.37 | ||
| Fwd PE | 16.31 | ||
| P/S | N/A | ||
| P/FCF | 3.57 | ||
| P/OCF | 3.44 | ||
| P/B | 2.44 | ||
| P/tB | N/A | ||
| EV/EBITDA | 1.12 |
EPS(TTM)1.23
EY15.7%
EPS(NY)0.48
Fwd EY6.13%
FCF(TTM)2.19
FCFY28.01%
OCF(TTM)2.28
OCFY29.07%
SpS-1
BVpS3.21
TBVpS0
PEG (NY)1.27
PEG (5Y)N/A
Graham Number9.43
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.29% | ||
| ROE | 38.2% | ||
| ROCE | 44.67% | ||
| ROIC | 11.82% | ||
| ROICexc | 38.12% | ||
| ROICexgc | N/A | ||
| OM | -185.19% | ||
| PM (TTM) | -122.24% | ||
| GM | -91.4% | ||
| FCFM | -218.63% |
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.84%
ROE(5y)0.42%
ROIC(3y)2.36%
ROIC(5y)1.89%
ROICexc(3y)5.21%
ROICexc(5y)6.11%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)6.68%
ROCE(5y)4.85%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-16.03%
ROICexc growth 5YN/A
OM growth 3Y134.51%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.4%
GM growth 5Y40.97%
F-Score5
Asset Turnover-0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.68 | ||
| Debt/FCF | 2.46 | ||
| Debt/EBITDA | 2.51 | ||
| Cap/Depr | 28.9% | ||
| Cap/Sales | -8.28% | ||
| Interest Coverage | 41.08 | ||
| Cash Conversion | 106.11% | ||
| Profit Quality | 178.86% | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 | ||
| Altman-Z | 1.31 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)45.94%
Cap/Depr(5y)34.86%
Cap/Sales(3y)12.44%
Cap/Sales(5y)8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.13%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40%
EPS Next Y5.04%
EPS Next 2Y9.63%
EPS Next 3Y10.87%
EPS Next 5Y12.86%
Revenue 1Y (TTM)-135.07%
Revenue growth 3Y-40.74%
Revenue growth 5Y-16.04%
Sales Q2Q%8.47%
Revenue Next Year3.68%
Revenue Next 2Y6.19%
Revenue Next 3Y7.22%
Revenue Next 5Y7.05%
EBIT growth 1Y8.52%
EBIT growth 3Y38.98%
EBIT growth 5YN/A
EBIT Next Year32.76%
EBIT Next 3Y17.83%
EBIT Next 5Y14.16%
FCF growth 1Y77.91%
FCF growth 3Y9.39%
FCF growth 5Y8.54%
OCF growth 1Y73.91%
OCF growth 3Y13.56%
OCF growth 5Y10.68%
ALLFUNDS GROUP PLC / ALLFG.AS FAQ
What is the fundamental rating for ALLFG stock?
ChartMill assigns a fundamental rating of 5 / 10 to ALLFG.AS.
What is the valuation status of ALLFUNDS GROUP PLC (ALLFG.AS) stock?
ChartMill assigns a valuation rating of 7 / 10 to ALLFUNDS GROUP PLC (ALLFG.AS). This can be considered as Undervalued.
How profitable is ALLFUNDS GROUP PLC (ALLFG.AS) stock?
ALLFUNDS GROUP PLC (ALLFG.AS) has a profitability rating of 6 / 10.
What are the PE and PB ratios of ALLFUNDS GROUP PLC (ALLFG.AS) stock?
The Price/Earnings (PE) ratio for ALLFUNDS GROUP PLC (ALLFG.AS) is 6.37 and the Price/Book (PB) ratio is 2.44.
How financially healthy is ALLFUNDS GROUP PLC?
The financial health rating of ALLFUNDS GROUP PLC (ALLFG.AS) is 5 / 10.