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ALLFUNDS GROUP PLC (ALLFG.AS) Stock Fundamental Analysis

AMS:ALLFG - GB00BNTJ3546 - Common Stock

6.28 EUR
+0.11 (+1.78%)
Last: 8/22/2025, 7:00:00 PM
Fundamental Rating

3

Overall ALLFG gets a fundamental rating of 3 out of 10. We evaluated ALLFG against 112 industry peers in the Capital Markets industry. The financial health of ALLFG is average, but there are quite some concerns on its profitability. ALLFG has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

ALLFG had negative earnings in the past year.
In the past year ALLFG had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: ALLFG reported negative net income in multiple years.
ALLFG had a positive operating cash flow in 4 of the past 5 years.
ALLFG.AS Yearly Net Income VS EBIT VS OCF VS FCFALLFG.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

1.2 Ratios

With a Return On Assets value of -2.60%, ALLFG is not doing good in the industry: 65.18% of the companies in the same industry are doing better.
ALLFG's Return On Equity of -8.10% is on the low side compared to the rest of the industry. ALLFG is outperformed by 66.96% of its industry peers.
ALLFG's Return On Invested Capital of 1.43% is in line compared to the rest of the industry. ALLFG outperforms 54.46% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ALLFG is significantly below the industry average of 8.47%.
Industry RankSector Rank
ROA -2.6%
ROE -8.1%
ROIC 1.43%
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)1.61%
ROIC(5y)1.44%
ALLFG.AS Yearly ROA, ROE, ROICALLFG.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 -5 -10 -15 -20

1.3 Margins

The Operating Margin of ALLFG (-22.47%) is comparable to the rest of the industry.
ALLFG's Operating Margin has improved in the last couple of years.
The Gross Margin of ALLFG (-91.40%) is comparable to the rest of the industry.
ALLFG's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM -22.47%
PM (TTM) N/A
GM -91.4%
OM growth 3Y95.18%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.4%
GM growth 5Y40.97%
ALLFG.AS Yearly Profit, Operating, Gross MarginsALLFG.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

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5

2. Health

2.1 Basic Checks

ALLFG has less shares outstanding than it did 1 year ago.
ALLFG has less shares outstanding than it did 5 years ago.
The debt/assets ratio for ALLFG is higher compared to a year ago.
ALLFG.AS Yearly Shares OutstandingALLFG.AS Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
ALLFG.AS Yearly Total Debt VS Total AssetsALLFG.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

2.2 Solvency

ALLFG has an Altman-Z score of 0.63. This is a bad value and indicates that ALLFG is not financially healthy and even has some risk of bankruptcy.
ALLFG has a Altman-Z score of 0.63. This is comparable to the rest of the industry: ALLFG outperforms 49.11% of its industry peers.
ALLFG has a debt to FCF ratio of 2.46. This is a good value and a sign of high solvency as ALLFG would need 2.46 years to pay back of all of its debts.
ALLFG's Debt to FCF ratio of 2.46 is amongst the best of the industry. ALLFG outperforms 83.93% of its industry peers.
A Debt/Equity ratio of 1.68 is on the high side and indicates that ALLFG has dependencies on debt financing.
ALLFG has a Debt to Equity ratio (1.68) which is in line with its industry peers.
Although ALLFG does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
Industry RankSector Rank
Debt/Equity 1.68
Debt/FCF 2.46
Altman-Z 0.63
ROIC/WACCN/A
WACCN/A
ALLFG.AS Yearly LT Debt VS Equity VS FCFALLFG.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

ALLFG has a Current Ratio of 1.14. This is a normal value and indicates that ALLFG is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Current ratio value of 1.14, ALLFG is doing good in the industry, outperforming 67.86% of the companies in the same industry.
ALLFG has a Quick Ratio of 1.14. This is a normal value and indicates that ALLFG is financially healthy and should not expect problems in meeting its short term obligations.
ALLFG has a better Quick ratio (1.14) than 67.86% of its industry peers.
Industry RankSector Rank
Current Ratio 1.14
Quick Ratio 1.14
ALLFG.AS Yearly Current Assets VS Current LiabilitesALLFG.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

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2

3. Growth

3.1 Past

The earnings per share for ALLFG have decreased strongly by -304.06% in the last year.
The Revenue for ALLFG has decreased by -135.07% in the past year. This is quite bad
ALLFG shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -16.04% yearly.
EPS 1Y (TTM)-304.06%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
Revenue 1Y (TTM)-135.07%
Revenue growth 3Y-40.74%
Revenue growth 5Y-16.04%
Sales Q2Q%8.47%

3.2 Future

ALLFG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.79% yearly.
ALLFG is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.36% yearly.
EPS Next Y7.34%
EPS Next 2Y11.05%
EPS Next 3Y11.73%
EPS Next 5Y11.79%
Revenue Next Year4.71%
Revenue Next 2Y6.28%
Revenue Next 3Y7.36%
Revenue Next 5Y7.36%

3.3 Evolution

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
ALLFG.AS Yearly Revenue VS EstimatesALLFG.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 500M 1B 1.5B 2B 2.5B
ALLFG.AS Yearly EPS VS EstimatesALLFG.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 0.2 0.4 0.6

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4

4. Valuation

4.1 Price/Earnings Ratio

ALLFG reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
The Price/Forward Earnings ratio is 12.74, which indicates a correct valuation of ALLFG.
ALLFG's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ALLFG is cheaper than 77.68% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 35.82, ALLFG is valued rather cheaply.
Industry RankSector Rank
PE N/A
Fwd PE 12.74
ALLFG.AS Price Earnings VS Forward Price EarningsALLFG.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20 -20 30

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, ALLFG is valued cheaply inside the industry as 95.54% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, ALLFG is valued cheaply inside the industry as 97.32% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 2.91
EV/EBITDA 1.71
ALLFG.AS Per share dataALLFG.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3

4.3 Compensation for Growth

The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y11.05%
EPS Next 3Y11.73%

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2

5. Dividend

5.1 Amount

ALLFG has a Yearly Dividend Yield of 2.17%. Purely for dividend investing, there may be better candidates out there.
ALLFG's Dividend Yield is comparable with the industry average which is at 5.57.
ALLFG's Dividend Yield is comparable with the S&P500 average which is at 2.36.
Industry RankSector Rank
Dividend Yield 2.17%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
ALLFG.AS Yearly Dividends per shareALLFG.AS Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 0.02 0.04 0.06 0.08 0.1

5.3 Sustainability

The earnings of ALLFG are negative and hence is the payout ratio. ALLFG will probably not be able to sustain this dividend level.
DP-51.18%
EPS Next 2Y11.05%
EPS Next 3Y11.73%
ALLFG.AS Yearly Income VS Free CF VS DividendALLFG.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

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ALLFUNDS GROUP PLC

AMS:ALLFG (8/22/2025, 7:00:00 PM)

6.28

+0.11 (+1.78%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)07-29 2025-07-29
Earnings (Next)10-29 2025-10-29
Inst Owners35.59%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap3.84B
Analysts82.73
Price Target8.43 (34.24%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.17%
Yearly Dividend0.09
Dividend Growth(5Y)N/A
DP-51.18%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)12.2%
PT rev (3m)10.84%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.18%
Revenue NY rev (3m)0.18%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 12.74
P/S N/A
P/FCF 2.91
P/OCF 2.8
P/B 1.99
P/tB N/A
EV/EBITDA 1.71
EPS(TTM)-0.26
EYN/A
EPS(NY)0.49
Fwd EY7.85%
FCF(TTM)2.16
FCFY34.39%
OCF(TTM)2.24
OCFY35.7%
SpS-0.99
BVpS3.16
TBVpS-0.01
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -2.6%
ROE -8.1%
ROCE 5.42%
ROIC 1.43%
ROICexc 4.62%
ROICexgc N/A
OM -22.47%
PM (TTM) N/A
GM -91.4%
FCFM -218.55%
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)1.61%
ROIC(5y)1.44%
ROICexc(3y)3.42%
ROICexc(5y)5.04%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.51%
ROCE(5y)3.55%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3Y-30.11%
ROICexc growth 5YN/A
OM growth 3Y95.18%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.4%
GM growth 5Y40.97%
F-Score4
Asset Turnover-0.1
Health
Industry RankSector Rank
Debt/Equity 1.68
Debt/FCF 2.46
Debt/EBITDA 10.48
Cap/Depr 29.09%
Cap/Sales -8.36%
Interest Coverage 4.93
Cash Conversion 443.26%
Profit Quality N/A
Current Ratio 1.14
Quick Ratio 1.14
Altman-Z 0.63
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)45.81%
Cap/Depr(5y)34.77%
Cap/Sales(3y)12.42%
Cap/Sales(5y)7.99%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-304.06%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
EPS Next Y7.34%
EPS Next 2Y11.05%
EPS Next 3Y11.73%
EPS Next 5Y11.79%
Revenue 1Y (TTM)-135.07%
Revenue growth 3Y-40.74%
Revenue growth 5Y-16.04%
Sales Q2Q%8.47%
Revenue Next Year4.71%
Revenue Next 2Y6.28%
Revenue Next 3Y7.36%
Revenue Next 5Y7.36%
EBIT growth 1Y43.7%
EBIT growth 3Y15.67%
EBIT growth 5YN/A
EBIT Next Year38.14%
EBIT Next 3Y18.78%
EBIT Next 5Y14.05%
FCF growth 1Y77.95%
FCF growth 3Y9.37%
FCF growth 5Y8.53%
OCF growth 1Y73.9%
OCF growth 3Y13.54%
OCF growth 5Y10.67%