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ALLFUNDS GROUP PLC (ALLFG.AS) Stock Fundamental Analysis

AMS:ALLFG - Euronext Amsterdam - GB00BNTJ3546 - Common Stock - Currency: EUR

7.05  -0.02 (-0.21%)

Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to ALLFG. ALLFG was compared to 107 industry peers in the Capital Markets industry. Both the profitability and the financial health of ALLFG get a neutral evaluation. Nothing too spectacular is happening here. ALLFG has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

ALLFG had negative earnings in the past year.
In the past year ALLFG had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: ALLFG reported negative net income in multiple years.
Of the past 5 years ALLFG 4 years had a positive operating cash flow.
ALLFG.AS Yearly Net Income VS EBIT VS OCF VS FCFALLFG.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

1.2 Ratios

ALLFG's Return On Assets of -3.32% is on the low side compared to the rest of the industry. ALLFG is outperformed by 66.36% of its industry peers.
ALLFG has a worse Return On Equity (-8.24%) than 67.29% of its industry peers.
ALLFG has a Return On Invested Capital (2.71%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for ALLFG is significantly below the industry average of 8.40%.
The last Return On Invested Capital (2.71%) for ALLFG is above the 3 year average (2.03%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA -3.32%
ROE -8.24%
ROIC 2.71%
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)2.03%
ROIC(5y)1.69%
ALLFG.AS Yearly ROA, ROE, ROICALLFG.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 -5 -10 -15 -20

1.3 Margins

With a decent Operating Margin value of 22.68%, ALLFG is doing good in the industry, outperforming 66.36% of the companies in the same industry.
In the last couple of years the Operating Margin of ALLFG has grown nicely.
ALLFG's Gross Margin of 95.41% is amongst the best of the industry. ALLFG outperforms 91.59% of its industry peers.
In the last couple of years the Gross Margin of ALLFG has grown nicely.
Industry RankSector Rank
OM 22.68%
PM (TTM) N/A
GM 95.41%
OM growth 3Y76.18%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.4%
GM growth 5Y40.97%
ALLFG.AS Yearly Profit, Operating, Gross MarginsALLFG.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

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6

2. Health

2.1 Basic Checks

ALLFG has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, ALLFG has less shares outstanding
The debt/assets ratio for ALLFG is higher compared to a year ago.
ALLFG.AS Yearly Shares OutstandingALLFG.AS Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
ALLFG.AS Yearly Total Debt VS Total AssetsALLFG.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

2.2 Solvency

Based on the Altman-Z score of 1.20, we must say that ALLFG is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.20, ALLFG is in line with its industry, outperforming 54.21% of the companies in the same industry.
The Debt to FCF ratio of ALLFG is 0.65, which is an excellent value as it means it would take ALLFG, only 0.65 years of fcf income to pay off all of its debts.
ALLFG's Debt to FCF ratio of 0.65 is amongst the best of the industry. ALLFG outperforms 91.59% of its industry peers.
ALLFG has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.20, ALLFG is doing good in the industry, outperforming 71.03% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 0.65
Altman-Z 1.2
ROIC/WACCN/A
WACCN/A
ALLFG.AS Yearly LT Debt VS Equity VS FCFALLFG.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

A Current Ratio of 1.22 indicates that ALLFG should not have too much problems paying its short term obligations.
ALLFG's Current ratio of 1.22 is fine compared to the rest of the industry. ALLFG outperforms 65.42% of its industry peers.
A Quick Ratio of 1.22 indicates that ALLFG should not have too much problems paying its short term obligations.
The Quick ratio of ALLFG (1.22) is better than 65.42% of its industry peers.
Industry RankSector Rank
Current Ratio 1.22
Quick Ratio 1.22
ALLFG.AS Yearly Current Assets VS Current LiabilitesALLFG.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

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2

3. Growth

3.1 Past

ALLFG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -303.17%.
Looking at the last year, ALLFG shows a very negative growth in Revenue. The Revenue has decreased by -80.03% in the last year.
The Revenue for ALLFG have been decreasing by -16.04% on average. This is quite bad
EPS 1Y (TTM)-303.17%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-529.16%
Revenue 1Y (TTM)-80.03%
Revenue growth 3Y-40.74%
Revenue growth 5Y-16.04%
Sales Q2Q%-161.56%

3.2 Future

ALLFG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.73% yearly.
ALLFG is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.39% yearly.
EPS Next Y7.34%
EPS Next 2Y11.05%
EPS Next 3Y11.73%
EPS Next 5YN/A
Revenue Next Year4.53%
Revenue Next 2Y6.27%
Revenue Next 3Y7.04%
Revenue Next 5Y5.39%

3.3 Evolution

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
ALLFG.AS Yearly Revenue VS EstimatesALLFG.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 500M 1B 1.5B 2B 2.5B
ALLFG.AS Yearly EPS VS EstimatesALLFG.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0.1 0.2 0.3 0.4 0.5

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4

4. Valuation

4.1 Price/Earnings Ratio

ALLFG reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
With a Price/Forward Earnings ratio of 16.43, ALLFG is valued correctly.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ALLFG indicates a somewhat cheap valuation: ALLFG is cheaper than 71.03% of the companies listed in the same industry.
ALLFG's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 35.19.
Industry RankSector Rank
PE N/A
Fwd PE 16.43
ALLFG.AS Price Earnings VS Forward Price EarningsALLFG.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ALLFG indicates a rather cheap valuation: ALLFG is cheaper than 89.72% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ALLFG indicates a rather cheap valuation: ALLFG is cheaper than 94.39% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 6.87
EV/EBITDA 5.3
ALLFG.AS Per share dataALLFG.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ALLFG does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y11.05%
EPS Next 3Y11.73%

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1

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 1.85%, ALLFG has a reasonable but not impressive dividend return.
ALLFG's Dividend Yield is comparable with the industry average which is at 5.87.
Compared to the average S&P500 Dividend Yield of 2.35, ALLFG is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.85%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
ALLFG.AS Yearly Dividends per shareALLFG.AS Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 0.02 0.04 0.06 0.08 0.1

5.3 Sustainability

The earnings of ALLFG are negative and hence is the payout ratio. ALLFG will probably not be able to sustain this dividend level.
DP-34.36%
EPS Next 2Y11.05%
EPS Next 3Y11.73%
ALLFG.AS Yearly Income VS Free CF VS DividendALLFG.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

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ALLFUNDS GROUP PLC

AMS:ALLFG (7/11/2025, 7:00:00 PM)

7.05

-0.02 (-0.21%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)04-29 2025-04-29
Earnings (Next)07-29 2025-07-29
Inst Owners35.59%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap4.31B
Analysts82.86
Price Target7.51 (6.52%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.85%
Yearly Dividend0.09
Dividend Growth(5Y)N/A
DP-34.36%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.35%
PT rev (3m)-2.24%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-0.26%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.12%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 16.43
P/S 7.75
P/FCF 6.87
P/OCF 5.86
P/B 2.11
P/tB 89
EV/EBITDA 5.3
EPS(TTM)-0.28
EYN/A
EPS(NY)0.43
Fwd EY6.09%
FCF(TTM)1.03
FCFY14.55%
OCF(TTM)1.2
OCFY17.08%
SpS0.91
BVpS3.35
TBVpS0.08
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -3.32%
ROE -8.24%
ROCE 4.83%
ROIC 2.71%
ROICexc N/A
ROICexgc N/A
OM 22.68%
PM (TTM) N/A
GM 95.41%
FCFM 112.81%
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)2.03%
ROIC(5y)1.69%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)3.61%
ROCE(5y)3.01%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y76.18%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.4%
GM growth 5Y40.97%
F-Score4
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 0.65
Debt/EBITDA 1.32
Cap/Depr 60.38%
Cap/Sales 19.62%
Interest Coverage 5.18
Cash Conversion 240.04%
Profit Quality N/A
Current Ratio 1.22
Quick Ratio 1.22
Altman-Z 1.2
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)45.81%
Cap/Depr(5y)34.77%
Cap/Sales(3y)12.42%
Cap/Sales(5y)7.99%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-303.17%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-529.16%
EPS Next Y7.34%
EPS Next 2Y11.05%
EPS Next 3Y11.73%
EPS Next 5YN/A
Revenue 1Y (TTM)-80.03%
Revenue growth 3Y-40.74%
Revenue growth 5Y-16.04%
Sales Q2Q%-161.56%
Revenue Next Year4.53%
Revenue Next 2Y6.27%
Revenue Next 3Y7.04%
Revenue Next 5Y5.39%
EBIT growth 1Y20.22%
EBIT growth 3Y4.41%
EBIT growth 5YN/A
EBIT Next Year38.14%
EBIT Next 3Y18.78%
EBIT Next 5Y15.79%
FCF growth 1Y11.24%
FCF growth 3Y9.37%
FCF growth 5Y8.53%
OCF growth 1Y14.41%
OCF growth 3Y13.54%
OCF growth 5Y10.67%