ALLFUNDS GROUP PLC (ALLFG.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:ALLFG - GB00BNTJ3546 - Common Stock
8.155 EUR
+0.04 (+0.49%)
Overall ALLFG gets a fundamental rating of 6 out of 10. We evaluated ALLFG against 118 industry peers in the Capital Markets industry. While ALLFG belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. ALLFG is valued quite cheap, but it does not seem to be growing. This makes ALLFG very considerable for value investing!
1. Profitability
1.1 Basic Checks
- ALLFG had positive earnings in the past year.
- In the past year ALLFG had a positive cash flow from operations.
- In multiple years ALLFG reported negative net income over the last 5 years.
- Of the past 5 years ALLFG 4 years had a positive operating cash flow.
1.2 Ratios
- ALLFG has a better Return On Assets (12.30%) than 93.22% of its industry peers.
- The Return On Equity of ALLFG (38.22%) is better than 94.07% of its industry peers.
- ALLFG has a better Return On Invested Capital (11.80%) than 88.14% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for ALLFG is significantly below the industry average of 8.65%.
- The 3 year average ROIC (2.36%) for ALLFG is below the current ROIC(11.80%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.3% | ||
| ROE | 38.22% | ||
| ROIC | 11.8% |
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)2.36%
ROIC(5y)1.89%
1.3 Margins
- Looking at the Profit Margin, with a value of 194.44%, ALLFG belongs to the top of the industry, outperforming 96.61% of the companies in the same industry.
- ALLFG has a better Operating Margin (294.38%) than 98.31% of its industry peers.
- In the last couple of years the Operating Margin of ALLFG has grown nicely.
- ALLFG has a better Gross Margin (403.97%) than 100.00% of its industry peers.
- In the last couple of years the Gross Margin of ALLFG has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 294.38% | ||
| PM (TTM) | 194.44% | ||
| GM | 403.97% |
OM growth 3Y121.47%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.75%
GM growth 5Y41.14%
2. Health
2.1 Basic Checks
- The number of shares outstanding for ALLFG has been reduced compared to 1 year ago.
- ALLFG has less shares outstanding than it did 5 years ago.
- ALLFG has a worse debt/assets ratio than last year.
2.2 Solvency
- ALLFG has an Altman-Z score of 1.50. This is a bad value and indicates that ALLFG is not financially healthy and even has some risk of bankruptcy.
- ALLFG's Altman-Z score of 1.50 is fine compared to the rest of the industry. ALLFG outperforms 65.25% of its industry peers.
- The Debt to FCF ratio of ALLFG is 2.46, which is a good value as it means it would take ALLFG, 2.46 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 2.46, ALLFG belongs to the top of the industry, outperforming 86.44% of the companies in the same industry.
- ALLFG has a Debt/Equity ratio of 1.68. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 1.68, ALLFG is in line with its industry, outperforming 47.46% of the companies in the same industry.
- Although ALLFG does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.68 | ||
| Debt/FCF | 2.46 | ||
| Altman-Z | 1.5 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 1.14 indicates that ALLFG should not have too much problems paying its short term obligations.
- ALLFG's Current ratio of 1.14 is fine compared to the rest of the industry. ALLFG outperforms 71.19% of its industry peers.
- ALLFG has a Quick Ratio of 1.14. This is a normal value and indicates that ALLFG is financially healthy and should not expect problems in meeting its short term obligations.
- With a decent Quick ratio value of 1.14, ALLFG is doing good in the industry, outperforming 71.19% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 |
3. Growth
3.1 Past
- ALLFG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.30%.
- Looking at the last year, ALLFG shows a very negative growth in Revenue. The Revenue has decreased by -78.62% in the last year.
- The Revenue for ALLFG have been decreasing by -13.13% on average. This is quite bad
EPS 1Y (TTM)-20.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
Revenue 1Y (TTM)-78.62%
Revenue growth 3Y-37.28%
Revenue growth 5Y-13.13%
Sales Q2Q%2.65%
3.2 Future
- The Earnings Per Share is expected to grow by 12.86% on average over the next years. This is quite good.
- Based on estimates for the next years, ALLFG will show a small growth in Revenue. The Revenue will grow by 6.81% on average per year.
EPS Next Y5.43%
EPS Next 2Y10.27%
EPS Next 3Y11.36%
EPS Next 5Y12.86%
Revenue Next Year3.68%
Revenue Next 2Y6.28%
Revenue Next 3Y7.29%
Revenue Next 5Y6.81%
3.3 Evolution
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- ALLFG is valuated cheaply with a Price/Earnings ratio of 6.63.
- Based on the Price/Earnings ratio, ALLFG is valued cheaply inside the industry as 96.61% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 28.82, ALLFG is valued rather cheaply.
- The Price/Forward Earnings ratio is 16.78, which indicates a correct valuation of ALLFG.
- ALLFG's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ALLFG is cheaper than 68.64% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 25.95. ALLFG is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.63 | ||
| Fwd PE | 16.78 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, ALLFG is valued cheaper than 98.31% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, ALLFG is valued cheaply inside the industry as 95.76% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.72 | ||
| EV/EBITDA | 1.27 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The excellent profitability rating of ALLFG may justify a higher PE ratio.
PEG (NY)1.22
PEG (5Y)N/A
EPS Next 2Y10.27%
EPS Next 3Y11.36%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.58%, ALLFG has a reasonable but not impressive dividend return.
- ALLFG's Dividend Yield is comparable with the industry average which is at 3.08.
- Compared to an average S&P500 Dividend Yield of 1.82, ALLFG has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.58% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- 10.84% of the earnings are spent on dividend by ALLFG. This is a low number and sustainable payout ratio.
DP10.84%
EPS Next 2Y10.27%
EPS Next 3Y11.36%
ALLFUNDS GROUP PLC / ALLFG.AS FAQ
What is the fundamental rating for ALLFG stock?
ChartMill assigns a fundamental rating of 6 / 10 to ALLFG.AS.
Can you provide the valuation status for ALLFUNDS GROUP PLC?
ChartMill assigns a valuation rating of 8 / 10 to ALLFUNDS GROUP PLC (ALLFG.AS). This can be considered as Undervalued.
What is the profitability of ALLFG stock?
ALLFUNDS GROUP PLC (ALLFG.AS) has a profitability rating of 8 / 10.
What is the expected EPS growth for ALLFUNDS GROUP PLC (ALLFG.AS) stock?
The Earnings per Share (EPS) of ALLFUNDS GROUP PLC (ALLFG.AS) is expected to grow by 5.43% in the next year.
Is the dividend of ALLFUNDS GROUP PLC sustainable?
The dividend rating of ALLFUNDS GROUP PLC (ALLFG.AS) is 3 / 10 and the dividend payout ratio is 10.84%.