ALLFUNDS GROUP PLC (ALLFG.AS) Stock Fundamental Analysis

AMS:ALLFG • GB00BNTJ3546

8.2 EUR
+0.02 (+0.31%)
Last: Feb 23, 2026, 05:36 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

6

Overall ALLFG gets a fundamental rating of 6 out of 10. We evaluated ALLFG against 114 industry peers in the Capital Markets industry. While ALLFG has a great profitability rating, there are some minor concerns on its financial health. ALLFG has a bad growth rate and is valued cheaply. These ratings would make ALLFG suitable for value investing!


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year ALLFG was profitable.
  • In the past year ALLFG had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: ALLFG reported negative net income in multiple years.
  • Of the past 5 years ALLFG 4 years had a positive operating cash flow.
ALLFG.AS Yearly Net Income VS EBIT VS OCF VS FCFALLFG.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

1.2 Ratios

  • ALLFG's Return On Assets of 12.30% is amongst the best of the industry. ALLFG outperforms 92.98% of its industry peers.
  • With an excellent Return On Equity value of 38.22%, ALLFG belongs to the best of the industry, outperforming 93.86% of the companies in the same industry.
  • ALLFG has a better Return On Invested Capital (11.80%) than 89.47% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for ALLFG is significantly below the industry average of 8.85%.
  • The 3 year average ROIC (2.36%) for ALLFG is below the current ROIC(11.80%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 12.3%
ROE 38.22%
ROIC 11.8%
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)2.36%
ROIC(5y)1.89%
ALLFG.AS Yearly ROA, ROE, ROICALLFG.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 -5 -10 -15 -20

1.3 Margins

  • ALLFG has a better Profit Margin (194.44%) than 96.49% of its industry peers.
  • ALLFG's Operating Margin of 294.38% is amongst the best of the industry. ALLFG outperforms 98.25% of its industry peers.
  • In the last couple of years the Operating Margin of ALLFG has grown nicely.
  • Looking at the Gross Margin, with a value of 403.97%, ALLFG belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
  • ALLFG's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 294.38%
PM (TTM) 194.44%
GM 403.97%
OM growth 3Y121.47%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.75%
GM growth 5Y41.14%
ALLFG.AS Yearly Profit, Operating, Gross MarginsALLFG.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • ALLFG has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, ALLFG has less shares outstanding
  • Compared to 1 year ago, ALLFG has a worse debt to assets ratio.
ALLFG.AS Yearly Shares OutstandingALLFG.AS Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
ALLFG.AS Yearly Total Debt VS Total AssetsALLFG.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

2.2 Solvency

  • Based on the Altman-Z score of 1.51, we must say that ALLFG is in the distress zone and has some risk of bankruptcy.
  • With a decent Altman-Z score value of 1.51, ALLFG is doing good in the industry, outperforming 65.79% of the companies in the same industry.
  • The Debt to FCF ratio of ALLFG is 2.46, which is a good value as it means it would take ALLFG, 2.46 years of fcf income to pay off all of its debts.
  • With an excellent Debt to FCF ratio value of 2.46, ALLFG belongs to the best of the industry, outperforming 86.84% of the companies in the same industry.
  • ALLFG has a Debt/Equity ratio of 1.68. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 1.68, ALLFG is in line with its industry, outperforming 46.49% of the companies in the same industry.
  • Even though the debt/equity ratio score it not favorable for ALLFG, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 1.68
Debt/FCF 2.46
Altman-Z 1.51
ROIC/WACCN/A
WACCN/A
ALLFG.AS Yearly LT Debt VS Equity VS FCFALLFG.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

  • ALLFG has a Current Ratio of 1.14. This is a normal value and indicates that ALLFG is financially healthy and should not expect problems in meeting its short term obligations.
  • With a decent Current ratio value of 1.14, ALLFG is doing good in the industry, outperforming 71.93% of the companies in the same industry.
  • ALLFG has a Quick Ratio of 1.14. This is a normal value and indicates that ALLFG is financially healthy and should not expect problems in meeting its short term obligations.
  • ALLFG's Quick ratio of 1.14 is fine compared to the rest of the industry. ALLFG outperforms 71.93% of its industry peers.
Industry RankSector Rank
Current Ratio 1.14
Quick Ratio 1.14
ALLFG.AS Yearly Current Assets VS Current LiabilitesALLFG.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • The earnings per share for ALLFG have decreased strongly by -20.30% in the last year.
  • Looking at the last year, ALLFG shows a very negative growth in Revenue. The Revenue has decreased by -78.62% in the last year.
  • Measured over the past years, ALLFG shows a very negative growth in Revenue. The Revenue has been decreasing by -13.13% on average per year.
EPS 1Y (TTM)-20.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
Revenue 1Y (TTM)-78.62%
Revenue growth 3Y-37.28%
Revenue growth 5Y-13.13%
Sales Q2Q%2.65%

3.2 Future

  • ALLFG is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.96% yearly.
  • The Revenue is expected to grow by 6.57% on average over the next years.
EPS Next Y5.43%
EPS Next 2Y10.27%
EPS Next 3Y11.36%
EPS Next 5Y0.96%
Revenue Next Year3.68%
Revenue Next 2Y6.28%
Revenue Next 3Y7.29%
Revenue Next 5Y6.57%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
ALLFG.AS Yearly Revenue VS EstimatesALLFG.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 500M 1B 1.5B 2B 2.5B
ALLFG.AS Yearly EPS VS EstimatesALLFG.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 2029 0.2 0.4 0.6

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Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 6.67, the valuation of ALLFG can be described as very cheap.
  • Based on the Price/Earnings ratio, ALLFG is valued cheaply inside the industry as 93.86% of the companies are valued more expensively.
  • The average S&P500 Price/Earnings ratio is at 26.99. ALLFG is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 16.87, which indicates a correct valuation of ALLFG.
  • 68.42% of the companies in the same industry are more expensive than ALLFG, based on the Price/Forward Earnings ratio.
  • ALLFG's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.02.
Industry RankSector Rank
PE 6.67
Fwd PE 16.87
ALLFG.AS Price Earnings VS Forward Price EarningsALLFG.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 99.12% of the companies in the same industry are more expensive than ALLFG, based on the Enterprise Value to EBITDA ratio.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of ALLFG indicates a rather cheap valuation: ALLFG is cheaper than 99.12% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 3.74
EV/EBITDA 1.3
ALLFG.AS Per share dataALLFG.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3

4.3 Compensation for Growth

  • ALLFG's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The excellent profitability rating of ALLFG may justify a higher PE ratio.
PEG (NY)1.23
PEG (5Y)N/A
EPS Next 2Y10.27%
EPS Next 3Y11.36%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • ALLFG has a Yearly Dividend Yield of 1.63%.
  • ALLFG's Dividend Yield is comparable with the industry average which is at 3.15.
  • Compared to an average S&P500 Dividend Yield of 1.81, ALLFG has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 1.63%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
ALLFG.AS Yearly Dividends per shareALLFG.AS Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 0.02 0.04 0.06 0.08 0.1

5.3 Sustainability

  • 10.84% of the earnings are spent on dividend by ALLFG. This is a low number and sustainable payout ratio.
DP10.84%
EPS Next 2Y10.27%
EPS Next 3Y11.36%
ALLFG.AS Yearly Income VS Free CF VS DividendALLFG.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M
ALLFG.AS Dividend Payout.ALLFG.AS Dividend Payout, showing the Payout Ratio.ALLFG.AS Dividend Payout.PayoutRetained Earnings

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ALLFUNDS GROUP PLC

AMS:ALLFG (2/23/2026, 5:36:15 PM)

8.2

+0.02 (+0.31%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-29
Earnings (Next)03-02
Inst Owners33.17%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap4.93B
Revenue(TTM)379.72M
Net Income(TTM)738.34M
Analysts77
Price Target8.26 (0.73%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.63%
Yearly Dividend0.09
Dividend Growth(5Y)N/A
DP10.84%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-5.07%
PT rev (3m)-1.91%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.55%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.01%
Valuation
Industry RankSector Rank
PE 6.67
Fwd PE 16.87
P/S 12.99
P/FCF 3.74
P/OCF 3.6
P/B 2.55
P/tB N/A
EV/EBITDA 1.3
EPS(TTM)1.23
EY15%
EPS(NY)0.49
Fwd EY5.93%
FCF(TTM)2.19
FCFY26.75%
OCF(TTM)2.28
OCFY27.77%
SpS0.63
BVpS3.21
TBVpS-0.01
PEG (NY)1.23
PEG (5Y)N/A
Graham Number9.43
Profitability
Industry RankSector Rank
ROA 12.3%
ROE 38.22%
ROCE 44.65%
ROIC 11.8%
ROICexc 38.08%
ROICexgc N/A
OM 294.38%
PM (TTM) 194.44%
GM 403.97%
FCFM 347.49%
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)2.36%
ROIC(5y)1.89%
ROICexc(3y)5.2%
ROICexc(5y)6.1%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)6.68%
ROCE(5y)4.85%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-16.08%
ROICexc growth 5YN/A
OM growth 3Y121.47%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.75%
GM growth 5Y41.14%
F-Score6
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 1.68
Debt/FCF 2.46
Debt/EBITDA 2.51
Cap/Depr 29.09%
Cap/Sales 13.28%
Interest Coverage 40.61
Cash Conversion 106.1%
Profit Quality 178.71%
Current Ratio 1.14
Quick Ratio 1.14
Altman-Z 1.51
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)45.81%
Cap/Depr(5y)34.77%
Cap/Sales(3y)10.67%
Cap/Sales(5y)6.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
EPS Next Y5.43%
EPS Next 2Y10.27%
EPS Next 3Y11.36%
EPS Next 5Y0.96%
Revenue 1Y (TTM)-78.62%
Revenue growth 3Y-37.28%
Revenue growth 5Y-13.13%
Sales Q2Q%2.65%
Revenue Next Year3.68%
Revenue Next 2Y6.28%
Revenue Next 3Y7.29%
Revenue Next 5Y6.57%
EBIT growth 1Y8.54%
EBIT growth 3Y38.91%
EBIT growth 5YN/A
EBIT Next Year33.07%
EBIT Next 3Y18.08%
EBIT Next 5Y13.9%
FCF growth 1Y77.84%
FCF growth 3Y9.37%
FCF growth 5Y8.53%
OCF growth 1Y73.91%
OCF growth 3Y13.54%
OCF growth 5Y10.67%

ALLFUNDS GROUP PLC / ALLFG.AS FAQ

What is the fundamental rating for ALLFG stock?

ChartMill assigns a fundamental rating of 6 / 10 to ALLFG.AS.


Can you provide the valuation status for ALLFUNDS GROUP PLC?

ChartMill assigns a valuation rating of 8 / 10 to ALLFUNDS GROUP PLC (ALLFG.AS). This can be considered as Undervalued.


What is the profitability of ALLFG stock?

ALLFUNDS GROUP PLC (ALLFG.AS) has a profitability rating of 8 / 10.


What is the expected EPS growth for ALLFUNDS GROUP PLC (ALLFG.AS) stock?

The Earnings per Share (EPS) of ALLFUNDS GROUP PLC (ALLFG.AS) is expected to grow by 5.43% in the next year.


Is the dividend of ALLFUNDS GROUP PLC sustainable?

The dividend rating of ALLFUNDS GROUP PLC (ALLFG.AS) is 3 / 10 and the dividend payout ratio is 10.84%.