ALLFUNDS GROUP PLC (ALLFG.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:ALLFG - GB00BNTJ3546 - Common Stock
7.96 EUR
-0.13 (-1.61%)
Overall ALLFG gets a fundamental rating of 6 out of 10. We evaluated ALLFG against 121 industry peers in the Capital Markets industry. While ALLFG has a great profitability rating, there are some minor concerns on its financial health. ALLFG is valued quite cheap, but it does not seem to be growing. This makes ALLFG very considerable for value investing!
1. Profitability
1.1 Basic Checks
- In the past year ALLFG was profitable.
- In the past year ALLFG had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: ALLFG reported negative net income in multiple years.
- ALLFG had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- ALLFG has a better Return On Assets (12.30%) than 93.39% of its industry peers.
- ALLFG's Return On Equity of 38.22% is amongst the best of the industry. ALLFG outperforms 94.21% of its industry peers.
- With an excellent Return On Invested Capital value of 11.80%, ALLFG belongs to the best of the industry, outperforming 88.43% of the companies in the same industry.
- ALLFG had an Average Return On Invested Capital over the past 3 years of 2.36%. This is significantly below the industry average of 8.43%.
- The last Return On Invested Capital (11.80%) for ALLFG is above the 3 year average (2.36%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.3% | ||
| ROE | 38.22% | ||
| ROIC | 11.8% |
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)2.36%
ROIC(5y)1.89%
1.3 Margins
- ALLFG's Profit Margin of 194.44% is amongst the best of the industry. ALLFG outperforms 96.69% of its industry peers.
- ALLFG's Operating Margin of 294.38% is amongst the best of the industry. ALLFG outperforms 98.35% of its industry peers.
- ALLFG's Operating Margin has improved in the last couple of years.
- The Gross Margin of ALLFG (403.97%) is better than 100.00% of its industry peers.
- In the last couple of years the Gross Margin of ALLFG has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 294.38% | ||
| PM (TTM) | 194.44% | ||
| GM | 403.97% |
OM growth 3Y121.47%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.75%
GM growth 5Y41.14%
2. Health
2.1 Basic Checks
- ALLFG has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for ALLFG has been reduced compared to 5 years ago.
- ALLFG has a worse debt/assets ratio than last year.
2.2 Solvency
- ALLFG has an Altman-Z score of 1.50. This is a bad value and indicates that ALLFG is not financially healthy and even has some risk of bankruptcy.
- The Altman-Z score of ALLFG (1.50) is better than 64.46% of its industry peers.
- The Debt to FCF ratio of ALLFG is 2.46, which is a good value as it means it would take ALLFG, 2.46 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 2.46, ALLFG belongs to the top of the industry, outperforming 86.78% of the companies in the same industry.
- A Debt/Equity ratio of 1.68 is on the high side and indicates that ALLFG has dependencies on debt financing.
- ALLFG has a Debt to Equity ratio (1.68) which is in line with its industry peers.
- Even though the debt/equity ratio score it not favorable for ALLFG, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.68 | ||
| Debt/FCF | 2.46 | ||
| Altman-Z | 1.5 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 1.14 indicates that ALLFG should not have too much problems paying its short term obligations.
- Looking at the Current ratio, with a value of 1.14, ALLFG is in the better half of the industry, outperforming 69.42% of the companies in the same industry.
- A Quick Ratio of 1.14 indicates that ALLFG should not have too much problems paying its short term obligations.
- ALLFG has a Quick ratio of 1.14. This is in the better half of the industry: ALLFG outperforms 69.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 |
3. Growth
3.1 Past
- The earnings per share for ALLFG have decreased strongly by -20.30% in the last year.
- ALLFG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -78.62%.
- The Revenue for ALLFG have been decreasing by -13.13% on average. This is quite bad
EPS 1Y (TTM)-20.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
Revenue 1Y (TTM)-78.62%
Revenue growth 3Y-37.28%
Revenue growth 5Y-13.13%
Sales Q2Q%2.65%
3.2 Future
- ALLFG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.86% yearly.
- The Revenue is expected to grow by 6.81% on average over the next years.
EPS Next Y5%
EPS Next 2Y9.77%
EPS Next 3Y11.03%
EPS Next 5Y12.86%
Revenue Next Year3.68%
Revenue Next 2Y6.28%
Revenue Next 3Y7.29%
Revenue Next 5Y6.81%
3.3 Evolution
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- ALLFG is valuated cheaply with a Price/Earnings ratio of 6.47.
- Based on the Price/Earnings ratio, ALLFG is valued cheaper than 95.87% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.32, ALLFG is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 16.53, the valuation of ALLFG can be described as correct.
- Based on the Price/Forward Earnings ratio, ALLFG is valued a bit cheaper than the industry average as 70.25% of the companies are valued more expensively.
- ALLFG is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.30, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.47 | ||
| Fwd PE | 16.53 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, ALLFG is valued cheaper than 98.35% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, ALLFG is valued cheaper than 95.87% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.63 | ||
| EV/EBITDA | 1.26 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- ALLFG has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)1.29
PEG (5Y)N/A
EPS Next 2Y9.77%
EPS Next 3Y11.03%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.63%, ALLFG has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 3.07, ALLFG has a dividend in line with its industry peers.
- ALLFG's Dividend Yield is comparable with the S&P500 average which is at 1.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.63% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- ALLFG pays out 10.84% of its income as dividend. This is a sustainable payout ratio.
DP10.84%
EPS Next 2Y9.77%
EPS Next 3Y11.03%
AMS:ALLFG (1/21/2026, 7:00:00 PM)
7.96
-0.13 (-1.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-29 2025-10-29
Earnings (Next)03-02 2026-03-02/amc
Inst Owners33.17%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap4.79B
Revenue(TTM)379.72M
Net Income(TTM)738.34M
Analysts78
Price Target8.7 (9.3%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.63% |
Yearly Dividend0.09
Dividend Growth(5Y)N/A
DP10.84%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)3.42%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.03%
EPS NY rev (3m)0.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.47 | ||
| Fwd PE | 16.53 | ||
| P/S | 12.61 | ||
| P/FCF | 3.63 | ||
| P/OCF | 3.5 | ||
| P/B | 2.48 | ||
| P/tB | N/A | ||
| EV/EBITDA | 1.26 |
EPS(TTM)1.23
EY15.45%
EPS(NY)0.48
Fwd EY6.05%
FCF(TTM)2.19
FCFY27.56%
OCF(TTM)2.28
OCFY28.61%
SpS0.63
BVpS3.21
TBVpS-0.01
PEG (NY)1.29
PEG (5Y)N/A
Graham Number9.43
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.3% | ||
| ROE | 38.22% | ||
| ROCE | 44.65% | ||
| ROIC | 11.8% | ||
| ROICexc | 38.08% | ||
| ROICexgc | N/A | ||
| OM | 294.38% | ||
| PM (TTM) | 194.44% | ||
| GM | 403.97% | ||
| FCFM | 347.49% |
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)2.36%
ROIC(5y)1.89%
ROICexc(3y)5.2%
ROICexc(5y)6.1%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)6.68%
ROCE(5y)4.85%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-16.08%
ROICexc growth 5YN/A
OM growth 3Y121.47%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.75%
GM growth 5Y41.14%
F-Score6
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.68 | ||
| Debt/FCF | 2.46 | ||
| Debt/EBITDA | 2.51 | ||
| Cap/Depr | 29.09% | ||
| Cap/Sales | 13.28% | ||
| Interest Coverage | 40.61 | ||
| Cash Conversion | 106.1% | ||
| Profit Quality | 178.71% | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 | ||
| Altman-Z | 1.5 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)45.81%
Cap/Depr(5y)34.77%
Cap/Sales(3y)10.67%
Cap/Sales(5y)6.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
EPS Next Y5%
EPS Next 2Y9.77%
EPS Next 3Y11.03%
EPS Next 5Y12.86%
Revenue 1Y (TTM)-78.62%
Revenue growth 3Y-37.28%
Revenue growth 5Y-13.13%
Sales Q2Q%2.65%
Revenue Next Year3.68%
Revenue Next 2Y6.28%
Revenue Next 3Y7.29%
Revenue Next 5Y6.81%
EBIT growth 1Y8.54%
EBIT growth 3Y38.91%
EBIT growth 5YN/A
EBIT Next Year33.07%
EBIT Next 3Y18.08%
EBIT Next 5Y13.9%
FCF growth 1Y77.84%
FCF growth 3Y9.37%
FCF growth 5Y8.53%
OCF growth 1Y73.91%
OCF growth 3Y13.54%
OCF growth 5Y10.67%
ALLFUNDS GROUP PLC / ALLFG.AS FAQ
What is the fundamental rating for ALLFG stock?
ChartMill assigns a fundamental rating of 6 / 10 to ALLFG.AS.
Can you provide the valuation status for ALLFUNDS GROUP PLC?
ChartMill assigns a valuation rating of 8 / 10 to ALLFUNDS GROUP PLC (ALLFG.AS). This can be considered as Undervalued.
What is the profitability of ALLFG stock?
ALLFUNDS GROUP PLC (ALLFG.AS) has a profitability rating of 8 / 10.
What is the expected EPS growth for ALLFUNDS GROUP PLC (ALLFG.AS) stock?
The Earnings per Share (EPS) of ALLFUNDS GROUP PLC (ALLFG.AS) is expected to grow by 5% in the next year.
Is the dividend of ALLFUNDS GROUP PLC sustainable?
The dividend rating of ALLFUNDS GROUP PLC (ALLFG.AS) is 3 / 10 and the dividend payout ratio is 10.84%.