ALKAMI TECHNOLOGY INC (ALKT) Fundamental Analysis & Valuation

NASDAQ:ALKT • US01644J1088

Current stock price

16.82 USD
-0.11 (-0.65%)
At close:
17.2 USD
+0.38 (+2.26%)
After Hours:

This ALKT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. ALKT Profitability Analysis

1.1 Basic Checks

  • ALKT had positive earnings in the past year.
  • ALKT had a positive operating cash flow in the past year.
  • ALKT had negative earnings in each of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: ALKT reported negative operating cash flow in multiple years.
ALKT Yearly Net Income VS EBIT VS OCF VS FCFALKT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 20M -20M 40M -40M -60M

1.2 Ratios

  • With a Return On Assets value of -5.62%, ALKT perfoms like the industry average, outperforming 45.13% of the companies in the same industry.
  • ALKT has a Return On Equity (-13.16%) which is in line with its industry peers.
Industry RankSector Rank
ROA -5.62%
ROE -13.16%
ROIC N/A
ROA(3y)-10.23%
ROA(5y)-10.69%
ROE(3y)-14.65%
ROE(5y)-15.03%
ROIC(3y)N/A
ROIC(5y)N/A
ALKT Yearly ROA, ROE, ROICALKT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 2025 -50 -100 -150 -200 -250

1.3 Margins

  • Looking at the Gross Margin, with a value of 57.84%, ALKT is doing worse than 63.54% of the companies in the same industry.
  • ALKT's Gross Margin has improved in the last couple of years.
  • The Profit Margin and Operating Margin are not available for ALKT so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 57.84%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.95%
GM growth 5Y1.84%
ALKT Yearly Profit, Operating, Gross MarginsALKT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50

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4

2. ALKT Health Analysis

2.1 Basic Checks

  • ALKT does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, ALKT has more shares outstanding
  • Compared to 5 years ago, ALKT has more shares outstanding
  • The debt/assets ratio for ALKT is higher compared to a year ago.
ALKT Yearly Shares OutstandingALKT Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
ALKT Yearly Total Debt VS Total AssetsALKT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

2.2 Solvency

  • ALKT has an Altman-Z score of 1.83. This is not the best score and indicates that ALKT is in the grey zone with still only limited risk for bankruptcy at the moment.
  • With a Altman-Z score value of 1.83, ALKT perfoms like the industry average, outperforming 54.51% of the companies in the same industry.
  • The Debt to FCF ratio of ALKT is 10.26, which is on the high side as it means it would take ALKT, 10.26 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 10.26, ALKT perfoms like the industry average, outperforming 49.46% of the companies in the same industry.
  • A Debt/Equity ratio of 0.97 indicates that ALKT is somewhat dependend on debt financing.
  • ALKT has a worse Debt to Equity ratio (0.97) than 76.17% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.97
Debt/FCF 10.26
Altman-Z 1.83
ROIC/WACCN/A
WACC10.76%
ALKT Yearly LT Debt VS Equity VS FCFALKT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 2.09 indicates that ALKT has no problem at all paying its short term obligations.
  • The Current ratio of ALKT (2.09) is comparable to the rest of the industry.
  • A Quick Ratio of 2.09 indicates that ALKT has no problem at all paying its short term obligations.
  • Looking at the Quick ratio, with a value of 2.09, ALKT is in line with its industry, outperforming 59.21% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.09
Quick Ratio 2.09
ALKT Yearly Current Assets VS Current LiabilitesALKT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. ALKT Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 100.00% over the past year.
  • The Revenue has grown by 32.89% in the past year. This is a very strong growth!
  • ALKT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 31.67% yearly.
EPS 1Y (TTM)100%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%45.45%
Revenue 1Y (TTM)32.89%
Revenue growth 3Y29.5%
Revenue growth 5Y31.67%
Sales Q2Q%34.73%

3.2 Future

  • Based on estimates for the next years, ALKT will show a very strong growth in Earnings Per Share. The EPS will grow by 36.62% on average per year.
  • The Revenue is expected to grow by 17.65% on average over the next years. This is quite good.
EPS Next Y45.31%
EPS Next 2Y40.62%
EPS Next 3Y36.62%
EPS Next 5YN/A
Revenue Next Year19.56%
Revenue Next 2Y18.22%
Revenue Next 3Y17.65%
Revenue Next 5YN/A

3.3 Evolution

  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
ALKT Yearly Revenue VS EstimatesALKT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M
ALKT Yearly EPS VS EstimatesALKT Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 0 0.5 1

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4

4. ALKT Valuation Analysis

4.1 Price/Earnings Ratio

  • ALKT is valuated quite expensively with a Price/Earnings ratio of 29.51.
  • ALKT's Price/Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 25.23, ALKT is valued at the same level.
  • A Price/Forward Earnings ratio of 20.31 indicates a rather expensive valuation of ALKT.
  • Based on the Price/Forward Earnings ratio, ALKT is valued a bit cheaper than 63.90% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of ALKT to the average of the S&P500 Index (23.28), we can say ALKT is valued inline with the index average.
Industry RankSector Rank
PE 29.51
Fwd PE 20.31
ALKT Price Earnings VS Forward Price EarningsALKT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of ALKT is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 52.18
EV/EBITDA N/A
ALKT Per share dataALKT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as ALKT's earnings are expected to grow with 36.62% in the coming years.
PEG (NY)0.65
PEG (5Y)N/A
EPS Next 2Y40.62%
EPS Next 3Y36.62%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. ALKT Dividend Analysis

5.1 Amount

  • ALKT does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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ALKT Fundamentals: All Metrics, Ratios and Statistics

ALKAMI TECHNOLOGY INC

NASDAQ:ALKT (3/20/2026, 8:00:01 PM)

After market: 17.2 +0.38 (+2.26%)

16.82

-0.11 (-0.65%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-25
Earnings (Next)04-28
Inst Owners82.07%
Inst Owner Change4.1%
Ins Owners22.08%
Ins Owner Change4.16%
Market Cap1.79B
Revenue(TTM)443.64M
Net Income(TTM)-47.65M
Analysts81.25
Price Target31.75 (88.76%)
Short Float %13.62%
Short Ratio4.24
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.64%
Min EPS beat(2)5.24%
Max EPS beat(2)12.04%
EPS beat(4)4
Avg EPS beat(4)36.43%
Min EPS beat(4)5.24%
Max EPS beat(4)113.37%
EPS beat(8)8
Avg EPS beat(8)44%
EPS beat(12)11
Avg EPS beat(12)46.3%
EPS beat(16)15
Avg EPS beat(16)39.9%
Revenue beat(2)0
Avg Revenue beat(2)-2.13%
Min Revenue beat(2)-2.68%
Max Revenue beat(2)-1.58%
Revenue beat(4)1
Avg Revenue beat(4)-0.67%
Min Revenue beat(4)-2.68%
Max Revenue beat(4)1.64%
Revenue beat(8)1
Avg Revenue beat(8)-0.95%
Revenue beat(12)3
Avg Revenue beat(12)-0.66%
Revenue beat(16)6
Avg Revenue beat(16)-0.32%
PT rev (1m)-2.4%
PT rev (3m)-4.39%
EPS NQ rev (1m)-1.97%
EPS NQ rev (3m)-1.97%
EPS NY rev (1m)-11.31%
EPS NY rev (3m)-11.31%
Revenue NQ rev (1m)-1.2%
Revenue NQ rev (3m)-1.24%
Revenue NY rev (1m)-3.18%
Revenue NY rev (3m)-3.61%
Valuation
Industry RankSector Rank
PE 29.51
Fwd PE 20.31
P/S 4.02
P/FCF 52.18
P/OCF 41.61
P/B 4.93
P/tB N/A
EV/EBITDA N/A
EPS(TTM)0.57
EY3.39%
EPS(NY)0.83
Fwd EY4.92%
FCF(TTM)0.32
FCFY1.92%
OCF(TTM)0.4
OCFY2.4%
SpS4.18
BVpS3.41
TBVpS-1.89
PEG (NY)0.65
PEG (5Y)N/A
Graham Number6.61
Profitability
Industry RankSector Rank
ROA -5.62%
ROE -13.16%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 57.84%
FCFM 7.71%
ROA(3y)-10.23%
ROA(5y)-10.69%
ROE(3y)-14.65%
ROE(5y)-15.03%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.95%
GM growth 5Y1.84%
F-Score3
Asset Turnover0.52
Health
Industry RankSector Rank
Debt/Equity 0.97
Debt/FCF 10.26
Debt/EBITDA N/A
Cap/Depr 32.29%
Cap/Sales 1.96%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.09
Quick Ratio 2.09
Altman-Z 1.83
F-Score3
WACC10.76%
ROIC/WACCN/A
Cap/Depr(3y)55.41%
Cap/Depr(5y)66.39%
Cap/Sales(3y)2.23%
Cap/Sales(5y)2.28%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)100%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%45.45%
EPS Next Y45.31%
EPS Next 2Y40.62%
EPS Next 3Y36.62%
EPS Next 5YN/A
Revenue 1Y (TTM)32.89%
Revenue growth 3Y29.5%
Revenue growth 5Y31.67%
Sales Q2Q%34.73%
Revenue Next Year19.56%
Revenue Next 2Y18.22%
Revenue Next 3Y17.65%
Revenue Next 5YN/A
EBIT growth 1Y-12.59%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year76.37%
EBIT Next 3Y48.24%
EBIT Next 5YN/A
FCF growth 1Y218.54%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y130.72%
OCF growth 3YN/A
OCF growth 5YN/A

ALKAMI TECHNOLOGY INC / ALKT Fundamental Analysis FAQ

What is the fundamental rating for ALKT stock?

ChartMill assigns a fundamental rating of 4 / 10 to ALKT.


What is the valuation status for ALKT stock?

ChartMill assigns a valuation rating of 4 / 10 to ALKAMI TECHNOLOGY INC (ALKT). This can be considered as Fairly Valued.


What is the profitability of ALKT stock?

ALKAMI TECHNOLOGY INC (ALKT) has a profitability rating of 2 / 10.


What is the valuation of ALKAMI TECHNOLOGY INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for ALKAMI TECHNOLOGY INC (ALKT) is 29.51 and the Price/Book (PB) ratio is 4.93.


What is the expected EPS growth for ALKAMI TECHNOLOGY INC (ALKT) stock?

The Earnings per Share (EPS) of ALKAMI TECHNOLOGY INC (ALKT) is expected to grow by 45.31% in the next year.