ALKAMI TECHNOLOGY INC (ALKT) Stock Fundamental Analysis
USA - NASDAQ:ALKT - US01644J1088 - Common Stock
20.1 USD
+0.41 (+2.08%)
Overall ALKT gets a fundamental rating of 4 out of 10. We evaluated ALKT against 281 industry peers in the Software industry. While ALKT seems to be doing ok healthwise, there are quite some concerns on its profitability. ALKT is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
In the past year ALKT was profitable.
In the past year ALKT had a positive cash flow from operations.
ALKT had negative earnings in each of the past 5 years.
ALKT had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
ALKT's Return On Assets of -5.25% is in line compared to the rest of the industry. ALKT outperforms 42.70% of its industry peers.
ALKT has a Return On Equity (-12.53%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -5.25% | ||
| ROE | -12.53% | ||
| ROIC | N/A |
ROA(3y)-12.35%
ROA(5y)-14.11%
ROE(3y)-16.11%
ROE(5y)-18.7%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Gross Margin value of 58.36%, ALKT is not doing good in the industry: 62.99% of the companies in the same industry are doing better.
ALKT's Gross Margin has improved in the last couple of years.
ALKT does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 58.36% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.27%
GM growth 5Y7.33%
2. Health
2.1 Basic Checks
ALKT does not have a ROIC to compare to the WACC, probably because it is not profitable.
ALKT has more shares outstanding than it did 1 year ago.
The number of shares outstanding for ALKT has been increased compared to 5 years ago.
ALKT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
ALKT has an Altman-Z score of 2.12. This is not the best score and indicates that ALKT is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.12, ALKT is in line with its industry, outperforming 51.25% of the companies in the same industry.
The Debt to FCF ratio of ALKT is 14.91, which is on the high side as it means it would take ALKT, 14.91 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of ALKT (14.91) is comparable to the rest of the industry.
A Debt/Equity ratio of 1.03 is on the high side and indicates that ALKT has dependencies on debt financing.
ALKT's Debt to Equity ratio of 1.03 is on the low side compared to the rest of the industry. ALKT is outperformed by 75.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.03 | ||
| Debt/FCF | 14.91 | ||
| Altman-Z | 2.12 |
ROIC/WACCN/A
WACC10.94%
2.3 Liquidity
A Current Ratio of 2.17 indicates that ALKT has no problem at all paying its short term obligations.
The Current ratio of ALKT (2.17) is better than 65.84% of its industry peers.
ALKT has a Quick Ratio of 2.17. This indicates that ALKT is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 2.17, ALKT is in the better half of the industry, outperforming 65.84% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.17 | ||
| Quick Ratio | 2.17 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 166.67% over the past year.
ALKT shows a strong growth in Revenue. In the last year, the Revenue has grown by 30.72%.
The Revenue has been growing by 35.35% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)166.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%62.5%
Revenue 1Y (TTM)30.72%
Revenue growth 3Y29.93%
Revenue growth 5Y35.35%
Sales Q2Q%31.49%
3.2 Future
The Earnings Per Share is expected to grow by 68.40% on average over the next years. This is a very strong growth
Based on estimates for the next years, ALKT will show a very strong growth in Revenue. The Revenue will grow by 24.79% on average per year.
EPS Next Y97.74%
EPS Next 2Y81.02%
EPS Next 3Y68.4%
EPS Next 5YN/A
Revenue Next Year32.86%
Revenue Next 2Y28.34%
Revenue Next 3Y24.79%
Revenue Next 5YN/A
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 38.65, which means the current valuation is very expensive for ALKT.
Compared to the rest of the industry, the Price/Earnings ratio of ALKT is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 26.28, ALKT is valued a bit more expensive.
Based on the Price/Forward Earnings ratio of 21.52, the valuation of ALKT can be described as rather expensive.
Based on the Price/Forward Earnings ratio, ALKT is valued a bit cheaper than the industry average as 71.17% of the companies are valued more expensively.
ALKT's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 33.61.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.65 | ||
| Fwd PE | 21.52 |
4.2 Price Multiples
ALKT's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 86.48 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
ALKT's earnings are expected to grow with 68.40% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.4
PEG (5Y)N/A
EPS Next 2Y81.02%
EPS Next 3Y68.4%
5. Dividend
5.1 Amount
ALKT does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NASDAQ:ALKT (11/11/2025, 1:24:33 PM)
20.1
+0.41 (+2.08%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners74.96%
Inst Owner Change2.53%
Ins Owners22.37%
Ins Owner Change-1.14%
Market Cap2.09B
Revenue(TTM)412.50M
Net Income(TTM)-43.85M
Analysts81.25
Price Target37.61 (87.11%)
Short Float %15.73%
Short Ratio9.22
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.16%
Min EPS beat(2)5.24%
Max EPS beat(2)15.08%
EPS beat(4)4
Avg EPS beat(4)40.91%
Min EPS beat(4)5.24%
Max EPS beat(4)113.37%
EPS beat(8)7
Avg EPS beat(8)40.84%
EPS beat(12)11
Avg EPS beat(12)47.4%
EPS beat(16)15
Avg EPS beat(16)40.35%
Revenue beat(2)0
Avg Revenue beat(2)-1.38%
Min Revenue beat(2)-2.68%
Max Revenue beat(2)-0.08%
Revenue beat(4)1
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-2.68%
Max Revenue beat(4)1.64%
Revenue beat(8)1
Avg Revenue beat(8)-0.95%
Revenue beat(12)3
Avg Revenue beat(12)-0.61%
Revenue beat(16)7
Avg Revenue beat(16)-0.13%
PT rev (1m)0%
PT rev (3m)-3.59%
EPS NQ rev (1m)2.42%
EPS NQ rev (3m)6.72%
EPS NY rev (1m)10.06%
EPS NY rev (3m)15.87%
Revenue NQ rev (1m)-1.32%
Revenue NQ rev (3m)-1.32%
Revenue NY rev (1m)-0.34%
Revenue NY rev (3m)-0.6%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.65 | ||
| Fwd PE | 21.52 | ||
| P/S | 5.07 | ||
| P/FCF | 86.48 | ||
| P/OCF | 64.55 | ||
| P/B | 5.98 | ||
| P/tB | N/A | ||
| EV/EBITDA | N/A |
EPS(TTM)0.52
EY2.59%
EPS(NY)0.93
Fwd EY4.65%
FCF(TTM)0.23
FCFY1.16%
OCF(TTM)0.31
OCFY1.55%
SpS3.96
BVpS3.36
TBVpS-2.1
PEG (NY)0.4
PEG (5Y)N/A
Graham Number6.27
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -5.25% | ||
| ROE | -12.53% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 58.36% | ||
| FCFM | 5.86% |
ROA(3y)-12.35%
ROA(5y)-14.11%
ROE(3y)-16.11%
ROE(5y)-18.7%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.27%
GM growth 5Y7.33%
F-Score4
Asset Turnover0.49
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.03 | ||
| Debt/FCF | 14.91 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 37.87% | ||
| Cap/Sales | 1.99% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.17 | ||
| Quick Ratio | 2.17 | ||
| Altman-Z | 2.12 |
F-Score4
WACC10.94%
ROIC/WACCN/A
Cap/Depr(3y)64.04%
Cap/Depr(5y)75.4%
Cap/Sales(3y)2.34%
Cap/Sales(5y)2.28%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)166.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%62.5%
EPS Next Y97.74%
EPS Next 2Y81.02%
EPS Next 3Y68.4%
EPS Next 5YN/A
Revenue 1Y (TTM)30.72%
Revenue growth 3Y29.93%
Revenue growth 5Y35.35%
Sales Q2Q%31.49%
Revenue Next Year32.86%
Revenue Next 2Y28.34%
Revenue Next 3Y24.79%
Revenue Next 5YN/A
EBIT growth 1Y1.26%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year127.71%
EBIT Next 3Y86.8%
EBIT Next 5YN/A
FCF growth 1Y176.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y225.77%
OCF growth 3YN/A
OCF growth 5YN/A
ALKAMI TECHNOLOGY INC / ALKT FAQ
What is the fundamental rating for ALKT stock?
ChartMill assigns a fundamental rating of 4 / 10 to ALKT.
Can you provide the valuation status for ALKAMI TECHNOLOGY INC?
ChartMill assigns a valuation rating of 4 / 10 to ALKAMI TECHNOLOGY INC (ALKT). This can be considered as Fairly Valued.
What is the profitability of ALKT stock?
ALKAMI TECHNOLOGY INC (ALKT) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for ALKT stock?
The Price/Earnings (PE) ratio for ALKAMI TECHNOLOGY INC (ALKT) is 38.65 and the Price/Book (PB) ratio is 5.98.
Can you provide the expected EPS growth for ALKT stock?
The Earnings per Share (EPS) of ALKAMI TECHNOLOGY INC (ALKT) is expected to grow by 97.74% in the next year.