Logo image of ALKT

ALKAMI TECHNOLOGY INC (ALKT) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:ALKT - US01644J1088 - Common Stock

22.41 USD
+1.31 (+6.21%)
Last: 1/28/2026, 8:00:00 PM
22.45 USD
+0.04 (+0.18%)
After Hours: 1/28/2026, 8:00:00 PM
Fundamental Rating

4

Overall ALKT gets a fundamental rating of 4 out of 10. We evaluated ALKT against 278 industry peers in the Software industry. While ALKT seems to be doing ok healthwise, there are quite some concerns on its profitability. ALKT is not priced too expensively while it is growing strongly. Keep and eye on this one!


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • ALKT had positive earnings in the past year.
  • In the past year ALKT had a positive cash flow from operations.
  • In the past 5 years ALKT always reported negative net income.
  • In the past 5 years ALKT reported 4 times negative operating cash flow.
ALKT Yearly Net Income VS EBIT VS OCF VS FCFALKT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 -20M -40M -60M

1.2 Ratios

  • With a Return On Assets value of -5.25%, ALKT perfoms like the industry average, outperforming 42.09% of the companies in the same industry.
  • ALKT's Return On Equity of -12.53% is in line compared to the rest of the industry. ALKT outperforms 44.60% of its industry peers.
Industry RankSector Rank
ROA -5.25%
ROE -12.53%
ROIC N/A
ROA(3y)-12.35%
ROA(5y)-14.11%
ROE(3y)-16.11%
ROE(5y)-18.7%
ROIC(3y)N/A
ROIC(5y)N/A
ALKT Yearly ROA, ROE, ROICALKT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 -50 -100 -150 -200 -250

1.3 Margins

  • With a Gross Margin value of 58.36%, ALKT is not doing good in the industry: 64.03% of the companies in the same industry are doing better.
  • In the last couple of years the Gross Margin of ALKT has grown nicely.
  • The Profit Margin and Operating Margin are not available for ALKT so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 58.36%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.27%
GM growth 5Y7.33%
ALKT Yearly Profit, Operating, Gross MarginsALKT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 50 -50

4

2. Health

2.1 Basic Checks

  • ALKT does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • ALKT has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for ALKT has been increased compared to 5 years ago.
  • There is no outstanding debt for ALKT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
ALKT Yearly Shares OutstandingALKT Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
ALKT Yearly Total Debt VS Total AssetsALKT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

  • An Altman-Z score of 2.49 indicates that ALKT is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • With a Altman-Z score value of 2.49, ALKT perfoms like the industry average, outperforming 55.76% of the companies in the same industry.
  • ALKT has a debt to FCF ratio of 14.91. This is a negative value and a sign of low solvency as ALKT would need 14.91 years to pay back of all of its debts.
  • ALKT has a Debt to FCF ratio (14.91) which is in line with its industry peers.
  • ALKT has a Debt/Equity ratio of 1.03. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 1.03, ALKT is not doing good in the industry: 76.98% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.03
Debt/FCF 14.91
Altman-Z 2.49
ROIC/WACCN/A
WACC11.1%
ALKT Yearly LT Debt VS Equity VS FCFALKT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 2.17 indicates that ALKT has no problem at all paying its short term obligations.
  • The Current ratio of ALKT (2.17) is better than 62.23% of its industry peers.
  • A Quick Ratio of 2.17 indicates that ALKT has no problem at all paying its short term obligations.
  • ALKT has a better Quick ratio (2.17) than 62.59% of its industry peers.
Industry RankSector Rank
Current Ratio 2.17
Quick Ratio 2.17
ALKT Yearly Current Assets VS Current LiabilitesALKT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 100M 200M 300M

8

3. Growth

3.1 Past

  • ALKT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 166.67%, which is quite impressive.
  • ALKT shows a strong growth in Revenue. In the last year, the Revenue has grown by 30.72%.
  • ALKT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 35.35% yearly.
EPS 1Y (TTM)166.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%62.5%
Revenue 1Y (TTM)30.72%
Revenue growth 3Y29.93%
Revenue growth 5Y35.35%
Sales Q2Q%31.49%

3.2 Future

  • The Earnings Per Share is expected to grow by 68.56% on average over the next years. This is a very strong growth
  • ALKT is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 24.92% yearly.
EPS Next Y92.07%
EPS Next 2Y81.02%
EPS Next 3Y68.56%
EPS Next 5YN/A
Revenue Next Year32.8%
Revenue Next 2Y28.17%
Revenue Next 3Y24.92%
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
ALKT Yearly Revenue VS EstimatesALKT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
ALKT Yearly EPS VS EstimatesALKT Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 0.5 1

4

4. Valuation

4.1 Price/Earnings Ratio

  • ALKT is valuated quite expensively with a Price/Earnings ratio of 43.10.
  • Compared to the rest of the industry, the Price/Earnings ratio of ALKT is on the same level as its industry peers.
  • ALKT's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 28.60.
  • A Price/Forward Earnings ratio of 24.00 indicates a rather expensive valuation of ALKT.
  • Based on the Price/Forward Earnings ratio, ALKT is valued a bit cheaper than 65.47% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 25.83. ALKT is around the same levels.
Industry RankSector Rank
PE 43.1
Fwd PE 24
ALKT Price Earnings VS Forward Price EarningsALKT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • ALKT's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 97.27
EV/EBITDA N/A
ALKT Per share dataALKT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as ALKT's earnings are expected to grow with 68.56% in the coming years.
PEG (NY)0.47
PEG (5Y)N/A
EPS Next 2Y81.02%
EPS Next 3Y68.56%

0

5. Dividend

5.1 Amount

  • ALKT does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

ALKAMI TECHNOLOGY INC / ALKT FAQ

What is the fundamental rating for ALKT stock?

ChartMill assigns a fundamental rating of 4 / 10 to ALKT.


What is the valuation status for ALKT stock?

ChartMill assigns a valuation rating of 4 / 10 to ALKAMI TECHNOLOGY INC (ALKT). This can be considered as Fairly Valued.


What is the profitability of ALKT stock?

ALKAMI TECHNOLOGY INC (ALKT) has a profitability rating of 2 / 10.


What is the valuation of ALKAMI TECHNOLOGY INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for ALKAMI TECHNOLOGY INC (ALKT) is 43.1 and the Price/Book (PB) ratio is 6.72.


What is the expected EPS growth for ALKAMI TECHNOLOGY INC (ALKT) stock?

The Earnings per Share (EPS) of ALKAMI TECHNOLOGY INC (ALKT) is expected to grow by 92.07% in the next year.