ALKAMI TECHNOLOGY INC (ALKT) Fundamental Analysis & Valuation

NASDAQ:ALKT • US01644J1088

Current stock price

15.94 USD
+0.07 (+0.44%)
Last:

This ALKT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. ALKT Profitability Analysis

1.1 Basic Checks

  • In the past year ALKT was profitable.
  • ALKT had a positive operating cash flow in the past year.
  • In the past 5 years ALKT always reported negative net income.
  • In multiple years ALKT reported negative operating cash flow during the last 5 years.
ALKT Yearly Net Income VS EBIT VS OCF VS FCFALKT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 20M -20M 40M -40M -60M

1.2 Ratios

  • ALKT has a Return On Assets of -5.62%. This is comparable to the rest of the industry: ALKT outperforms 45.32% of its industry peers.
  • ALKT's Return On Equity of -13.16% is in line compared to the rest of the industry. ALKT outperforms 44.60% of its industry peers.
Industry RankSector Rank
ROA -5.62%
ROE -13.16%
ROIC N/A
ROA(3y)-10.23%
ROA(5y)-10.69%
ROE(3y)-14.65%
ROE(5y)-15.03%
ROIC(3y)N/A
ROIC(5y)N/A
ALKT Yearly ROA, ROE, ROICALKT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 2025 -50 -100 -150 -200 -250

1.3 Margins

  • ALKT has a worse Gross Margin (57.84%) than 63.31% of its industry peers.
  • ALKT's Gross Margin has improved in the last couple of years.
  • ALKT does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 57.84%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.95%
GM growth 5Y1.84%
ALKT Yearly Profit, Operating, Gross MarginsALKT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. ALKT Health Analysis

2.1 Basic Checks

  • ALKT does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, ALKT has more shares outstanding
  • Compared to 5 years ago, ALKT has more shares outstanding
  • Compared to 1 year ago, ALKT has a worse debt to assets ratio.
ALKT Yearly Shares OutstandingALKT Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
ALKT Yearly Total Debt VS Total AssetsALKT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

2.2 Solvency

  • ALKT has an Altman-Z score of 1.69. This is a bad value and indicates that ALKT is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of ALKT (1.69) is comparable to the rest of the industry.
  • The Debt to FCF ratio of ALKT is 10.26, which is on the high side as it means it would take ALKT, 10.26 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of ALKT (10.26) is comparable to the rest of the industry.
  • ALKT has a Debt/Equity ratio of 0.97. This is a neutral value indicating ALKT is somewhat dependend on debt financing.
  • ALKT's Debt to Equity ratio of 0.97 is on the low side compared to the rest of the industry. ALKT is outperformed by 75.54% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.97
Debt/FCF 10.26
Altman-Z 1.69
ROIC/WACCN/A
WACC10.75%
ALKT Yearly LT Debt VS Equity VS FCFALKT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

2.3 Liquidity

  • ALKT has a Current Ratio of 2.09. This indicates that ALKT is financially healthy and has no problem in meeting its short term obligations.
  • ALKT has a Current ratio of 2.09. This is comparable to the rest of the industry: ALKT outperforms 59.35% of its industry peers.
  • ALKT has a Quick Ratio of 2.09. This indicates that ALKT is financially healthy and has no problem in meeting its short term obligations.
  • ALKT's Quick ratio of 2.09 is in line compared to the rest of the industry. ALKT outperforms 59.71% of its industry peers.
Industry RankSector Rank
Current Ratio 2.09
Quick Ratio 2.09
ALKT Yearly Current Assets VS Current LiabilitesALKT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. ALKT Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 100.00% over the past year.
  • ALKT shows a strong growth in Revenue. In the last year, the Revenue has grown by 32.89%.
  • The Revenue has been growing by 31.67% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)100%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%45.45%
Revenue 1Y (TTM)32.89%
Revenue growth 3Y29.5%
Revenue growth 5Y31.67%
Sales Q2Q%34.73%

3.2 Future

  • ALKT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 36.62% yearly.
  • ALKT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 17.65% yearly.
EPS Next Y45.31%
EPS Next 2Y40.62%
EPS Next 3Y36.62%
EPS Next 5YN/A
Revenue Next Year19.56%
Revenue Next 2Y18.22%
Revenue Next 3Y17.65%
Revenue Next 5YN/A

3.3 Evolution

  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
ALKT Yearly Revenue VS EstimatesALKT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M
ALKT Yearly EPS VS EstimatesALKT Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 0 0.5 1

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Find the best growth stocksShow best growing peers

4

4. ALKT Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 27.96, the valuation of ALKT can be described as expensive.
  • Compared to the rest of the industry, the Price/Earnings ratio of ALKT is on the same level as its industry peers.
  • The average S&P500 Price/Earnings ratio is at 25.61. ALKT is around the same levels.
  • A Price/Forward Earnings ratio of 19.25 indicates a rather expensive valuation of ALKT.
  • Based on the Price/Forward Earnings ratio, ALKT is valued a bit cheaper than the industry average as 63.67% of the companies are valued more expensively.
  • ALKT is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 22.79, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 27.96
Fwd PE 19.25
ALKT Price Earnings VS Forward Price EarningsALKT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • ALKT's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 49.45
EV/EBITDA N/A
ALKT Per share dataALKT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4

4.3 Compensation for Growth

  • ALKT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • ALKT's earnings are expected to grow with 36.62% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.62
PEG (5Y)N/A
EPS Next 2Y40.62%
EPS Next 3Y36.62%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. ALKT Dividend Analysis

5.1 Amount

  • No dividends for ALKT!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

ALKT Fundamentals: All Metrics, Ratios and Statistics

ALKAMI TECHNOLOGY INC

NASDAQ:ALKT (3/26/2026, 2:21:51 PM)

15.94

+0.07 (+0.44%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-25
Earnings (Next)04-28
Inst Owners82.07%
Inst Owner Change4.1%
Ins Owners22.08%
Ins Owner Change4.16%
Market Cap1.69B
Revenue(TTM)443.64M
Net Income(TTM)-47.65M
Analysts81.25
Price Target31.75 (99.18%)
Short Float %13.62%
Short Ratio4.24
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.64%
Min EPS beat(2)5.24%
Max EPS beat(2)12.04%
EPS beat(4)4
Avg EPS beat(4)36.43%
Min EPS beat(4)5.24%
Max EPS beat(4)113.37%
EPS beat(8)8
Avg EPS beat(8)44%
EPS beat(12)11
Avg EPS beat(12)46.3%
EPS beat(16)15
Avg EPS beat(16)39.9%
Revenue beat(2)0
Avg Revenue beat(2)-2.13%
Min Revenue beat(2)-2.68%
Max Revenue beat(2)-1.58%
Revenue beat(4)1
Avg Revenue beat(4)-0.67%
Min Revenue beat(4)-2.68%
Max Revenue beat(4)1.64%
Revenue beat(8)1
Avg Revenue beat(8)-0.95%
Revenue beat(12)3
Avg Revenue beat(12)-0.66%
Revenue beat(16)6
Avg Revenue beat(16)-0.32%
PT rev (1m)-2.4%
PT rev (3m)-4.39%
EPS NQ rev (1m)-1.97%
EPS NQ rev (3m)-1.97%
EPS NY rev (1m)-11.31%
EPS NY rev (3m)-11.31%
Revenue NQ rev (1m)-1.2%
Revenue NQ rev (3m)-1.24%
Revenue NY rev (1m)-3.18%
Revenue NY rev (3m)-3.61%
Valuation
Industry RankSector Rank
PE 27.96
Fwd PE 19.25
P/S 3.81
P/FCF 49.45
P/OCF 39.44
P/B 4.67
P/tB N/A
EV/EBITDA N/A
EPS(TTM)0.57
EY3.58%
EPS(NY)0.83
Fwd EY5.2%
FCF(TTM)0.32
FCFY2.02%
OCF(TTM)0.4
OCFY2.54%
SpS4.18
BVpS3.41
TBVpS-1.89
PEG (NY)0.62
PEG (5Y)N/A
Graham Number6.61
Profitability
Industry RankSector Rank
ROA -5.62%
ROE -13.16%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 57.84%
FCFM 7.71%
ROA(3y)-10.23%
ROA(5y)-10.69%
ROE(3y)-14.65%
ROE(5y)-15.03%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.95%
GM growth 5Y1.84%
F-Score3
Asset Turnover0.52
Health
Industry RankSector Rank
Debt/Equity 0.97
Debt/FCF 10.26
Debt/EBITDA N/A
Cap/Depr 32.29%
Cap/Sales 1.96%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.09
Quick Ratio 2.09
Altman-Z 1.69
F-Score3
WACC10.75%
ROIC/WACCN/A
Cap/Depr(3y)55.41%
Cap/Depr(5y)66.39%
Cap/Sales(3y)2.23%
Cap/Sales(5y)2.28%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)100%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%45.45%
EPS Next Y45.31%
EPS Next 2Y40.62%
EPS Next 3Y36.62%
EPS Next 5YN/A
Revenue 1Y (TTM)32.89%
Revenue growth 3Y29.5%
Revenue growth 5Y31.67%
Sales Q2Q%34.73%
Revenue Next Year19.56%
Revenue Next 2Y18.22%
Revenue Next 3Y17.65%
Revenue Next 5YN/A
EBIT growth 1Y-12.59%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year76.37%
EBIT Next 3Y48.24%
EBIT Next 5YN/A
FCF growth 1Y218.54%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y130.72%
OCF growth 3YN/A
OCF growth 5YN/A

ALKAMI TECHNOLOGY INC / ALKT Fundamental Analysis FAQ

What is the fundamental rating for ALKT stock?

ChartMill assigns a fundamental rating of 4 / 10 to ALKT.


What is the valuation status for ALKT stock?

ChartMill assigns a valuation rating of 4 / 10 to ALKAMI TECHNOLOGY INC (ALKT). This can be considered as Fairly Valued.


What is the profitability of ALKT stock?

ALKAMI TECHNOLOGY INC (ALKT) has a profitability rating of 2 / 10.


What is the valuation of ALKAMI TECHNOLOGY INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for ALKAMI TECHNOLOGY INC (ALKT) is 27.96 and the Price/Book (PB) ratio is 4.67.


What is the expected EPS growth for ALKAMI TECHNOLOGY INC (ALKT) stock?

The Earnings per Share (EPS) of ALKAMI TECHNOLOGY INC (ALKT) is expected to grow by 45.31% in the next year.