COMPAGNIE LEBON (ALBON.PA) Stock Fundamental Analysis
EPA:ALBON - Euronext Paris - Matif - FR0000121295 - Common Stock - Currency: EUR
We assign a fundamental rating of 4 out of 10 to ALBON. ALBON was compared to 109 industry peers in the Capital Markets industry. There are concerns on the financial health of ALBON while its profitability can be described as average. ALBON is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
In the past year ALBON was profitable.
In the past year ALBON had a positive cash flow from operations.
Of the past 5 years ALBON 4 years were profitable.
Each year in the past 5 years ALBON had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 2.10%, ALBON is doing good in the industry, outperforming 60.55% of the companies in the same industry.
ALBON's Return On Equity of 4.42% is in line compared to the rest of the industry. ALBON outperforms 46.79% of its industry peers.
ALBON's Return On Invested Capital of 3.48% is fine compared to the rest of the industry. ALBON outperforms 61.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.1% | ||
| ROE | 4.42% | ||
| ROIC | 3.48% |
ROA(3y)2.16%
ROA(5y)1.08%
ROE(3y)4.93%
ROE(5y)2.39%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ALBON has a Profit Margin of 5.66%. This is comparable to the rest of the industry: ALBON outperforms 44.04% of its industry peers.
ALBON's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 10.03%, ALBON is in line with its industry, outperforming 58.72% of the companies in the same industry.
ALBON has a Gross Margin of 51.26%. This is in the better half of the industry: ALBON outperforms 66.97% of its industry peers.
ALBON's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.03% | ||
| PM (TTM) | 5.66% | ||
| GM | 51.26% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5Y-6.7%
GM growth 3Y7.06%
GM growth 5Y-2.71%
2. Health
2.1 Basic Checks
ALBON has more shares outstanding than it did 1 year ago.
ALBON has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, ALBON has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.47, we must say that ALBON is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of ALBON (1.47) is better than 61.47% of its industry peers.
ALBON has a debt to FCF ratio of 8.32. This is a slightly negative value and a sign of low solvency as ALBON would need 8.32 years to pay back of all of its debts.
ALBON's Debt to FCF ratio of 8.32 is fine compared to the rest of the industry. ALBON outperforms 70.64% of its industry peers.
A Debt/Equity ratio of 0.66 indicates that ALBON is somewhat dependend on debt financing.
ALBON has a Debt to Equity ratio (0.66) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 8.32 | ||
| Altman-Z | 1.47 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
ALBON has a Current Ratio of 0.99. This is a bad value and indicates that ALBON is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.99, ALBON is in the better half of the industry, outperforming 62.39% of the companies in the same industry.
A Quick Ratio of 0.94 indicates that ALBON may have some problems paying its short term obligations.
ALBON has a Quick ratio (0.94) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.94 |
3. Growth
3.1 Past
ALBON shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.82%.
ALBON shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.08% yearly.
ALBON shows a decrease in Revenue. In the last year, the revenue decreased by -7.48%.
ALBON shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 21.30% yearly.
EPS 1Y (TTM)4.82%
EPS 3YN/A
EPS 5Y12.08%
EPS Q2Q%-25.33%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y15.31%
Revenue growth 5Y21.3%
Sales Q2Q%-10.93%
3.2 Future
Based on estimates for the next years, ALBON will show a small growth in Earnings Per Share. The EPS will grow by 5.99% on average per year.
Based on estimates for the next years, ALBON will show a small growth in Revenue. The Revenue will grow by 4.92% on average per year.
EPS Next Y28.48%
EPS Next 2Y26.44%
EPS Next 3Y5.76%
EPS Next 5Y5.99%
Revenue Next Year8.33%
Revenue Next 2Y17.56%
Revenue Next 3Y10.83%
Revenue Next 5Y4.92%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 14.40, the valuation of ALBON can be described as correct.
Based on the Price/Earnings ratio, ALBON is valued a bit cheaper than 70.64% of the companies in the same industry.
When comparing the Price/Earnings ratio of ALBON to the average of the S&P500 Index (26.54), we can say ALBON is valued slightly cheaper.
A Price/Forward Earnings ratio of 9.68 indicates a reasonable valuation of ALBON.
Based on the Price/Forward Earnings ratio, ALBON is valued cheaply inside the industry as 86.24% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of ALBON to the average of the S&P500 Index (35.28), we can say ALBON is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.4 | ||
| Fwd PE | 9.68 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ALBON is valued cheaper than 80.73% of the companies in the same industry.
ALBON's Price/Free Cash Flow ratio is rather cheap when compared to the industry. ALBON is cheaper than 89.91% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.41 | ||
| EV/EBITDA | 8.67 |
4.3 Compensation for Growth
ALBON's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.51
PEG (5Y)1.19
EPS Next 2Y26.44%
EPS Next 3Y5.76%
5. Dividend
5.1 Amount
ALBON has a Yearly Dividend Yield of 3.16%.
ALBON's Dividend Yield is a higher than the industry average which is at 5.77.
Compared to an average S&P500 Dividend Yield of 2.40, ALBON pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.16% |
5.2 History
The dividend of ALBON decreases each year by -43.70%.
Dividend Growth(5Y)-43.7%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
54.59% of the earnings are spent on dividend by ALBON. This is a bit on the high side, but may be sustainable.
DP54.59%
EPS Next 2Y26.44%
EPS Next 3Y5.76%
EPA:ALBON (8/7/2025, 7:00:00 PM)
95.2
+0.6 (+0.63%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.62%
Inst Owner ChangeN/A
Ins Owners7.62%
Ins Owner ChangeN/A
Market Cap111.38M
Analysts86.67
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.16% |
Yearly Dividend4.14
Dividend Growth(5Y)-43.7%
DP54.59%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.4 | ||
| Fwd PE | 9.68 | ||
| P/S | 0.82 | ||
| P/FCF | 7.41 | ||
| P/OCF | 4.51 | ||
| P/B | 0.64 | ||
| P/tB | 1.39 | ||
| EV/EBITDA | 8.67 |
EPS(TTM)6.61
EY6.94%
EPS(NY)9.83
Fwd EY10.33%
FCF(TTM)12.85
FCFY13.5%
OCF(TTM)21.12
OCFY22.18%
SpS116.55
BVpS149.25
TBVpS68.65
PEG (NY)0.51
PEG (5Y)1.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.1% | ||
| ROE | 4.42% | ||
| ROCE | 4.52% | ||
| ROIC | 3.48% | ||
| ROICexc | 3.78% | ||
| ROICexgc | 5.62% | ||
| OM | 10.03% | ||
| PM (TTM) | 5.66% | ||
| GM | 51.26% | ||
| FCFM | 11.03% |
ROA(3y)2.16%
ROA(5y)1.08%
ROE(3y)4.93%
ROE(5y)2.39%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5Y-6.7%
GM growth 3Y7.06%
GM growth 5Y-2.71%
F-Score6
Asset Turnover0.37
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 8.32 | ||
| Debt/EBITDA | 4.91 | ||
| Cap/Depr | 100.18% | ||
| Cap/Sales | 7.09% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 105.88% | ||
| Profit Quality | 194.65% | ||
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.94 | ||
| Altman-Z | 1.47 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)52%
Cap/Depr(5y)63.17%
Cap/Sales(3y)4.36%
Cap/Sales(5y)6.54%
Profit Quality(3y)171.98%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.82%
EPS 3YN/A
EPS 5Y12.08%
EPS Q2Q%-25.33%
EPS Next Y28.48%
EPS Next 2Y26.44%
EPS Next 3Y5.76%
EPS Next 5Y5.99%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y15.31%
Revenue growth 5Y21.3%
Sales Q2Q%-10.93%
Revenue Next Year8.33%
Revenue Next 2Y17.56%
Revenue Next 3Y10.83%
Revenue Next 5Y4.92%
EBIT growth 1Y29.06%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year215.91%
EBIT Next 3Y64.37%
EBIT Next 5Y52.93%
FCF growth 1Y-27.78%
FCF growth 3Y63.05%
FCF growth 5YN/A
OCF growth 1Y-15.85%
OCF growth 3Y32.9%
OCF growth 5YN/A