COMPAGNIE LEBON (ALBON.PA) Stock Fundamental Analysis
EPA:ALBON - Euronext Paris - Matif - FR0000121295 - Common Stock - Currency: EUR
ALBON gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 110 industry peers in the Capital Markets industry. While ALBON is still in line with the averages on profitability rating, there are concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on ALBON.
1. Profitability
1.1 Basic Checks
ALBON had positive earnings in the past year.
In the past year ALBON had a positive cash flow from operations.
Of the past 5 years ALBON 4 years were profitable.
ALBON had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
ALBON's Return On Assets of 2.10% is fine compared to the rest of the industry. ALBON outperforms 60.91% of its industry peers.
Looking at the Return On Equity, with a value of 4.42%, ALBON is in line with its industry, outperforming 49.09% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 3.48%, ALBON is in the better half of the industry, outperforming 63.64% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.1% | ||
| ROE | 4.42% | ||
| ROIC | 3.48% |
ROA(3y)2.16%
ROA(5y)1.08%
ROE(3y)4.93%
ROE(5y)2.39%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ALBON's Profit Margin of 5.66% is in line compared to the rest of the industry. ALBON outperforms 46.36% of its industry peers.
In the last couple of years the Profit Margin of ALBON has declined.
Looking at the Operating Margin, with a value of 10.03%, ALBON is in the better half of the industry, outperforming 60.91% of the companies in the same industry.
The Gross Margin of ALBON (51.26%) is better than 67.27% of its industry peers.
ALBON's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.03% | ||
| PM (TTM) | 5.66% | ||
| GM | 51.26% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5Y-6.7%
GM growth 3Y7.06%
GM growth 5Y-2.71%
2. Health
2.1 Basic Checks
Compared to 1 year ago, ALBON has more shares outstanding
ALBON has more shares outstanding than it did 5 years ago.
The debt/assets ratio for ALBON has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.44, we must say that ALBON is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 1.44, ALBON perfoms like the industry average, outperforming 60.00% of the companies in the same industry.
The Debt to FCF ratio of ALBON is 8.32, which is on the high side as it means it would take ALBON, 8.32 years of fcf income to pay off all of its debts.
ALBON has a better Debt to FCF ratio (8.32) than 72.73% of its industry peers.
ALBON has a Debt/Equity ratio of 0.66. This is a neutral value indicating ALBON is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.66, ALBON perfoms like the industry average, outperforming 53.64% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 8.32 | ||
| Altman-Z | 1.44 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.99 indicates that ALBON may have some problems paying its short term obligations.
The Current ratio of ALBON (0.99) is better than 60.91% of its industry peers.
ALBON has a Quick Ratio of 0.99. This is a bad value and indicates that ALBON is not financially healthy enough and could expect problems in meeting its short term obligations.
ALBON has a Quick ratio (0.94) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.94 |
3. Growth
3.1 Past
ALBON shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.82%.
ALBON shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.08% yearly.
The Revenue has decreased by -7.48% in the past year.
ALBON shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 21.30% yearly.
EPS 1Y (TTM)4.82%
EPS 3YN/A
EPS 5Y12.08%
EPS Q2Q%-25.33%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y15.31%
Revenue growth 5Y21.3%
Sales Q2Q%-10.93%
3.2 Future
The Earnings Per Share is expected to grow by 5.76% on average over the next years.
Based on estimates for the next years, ALBON will show a quite strong growth in Revenue. The Revenue will grow by 10.83% on average per year.
EPS Next Y28.48%
EPS Next 2Y26.44%
EPS Next 3Y5.76%
EPS Next 5YN/A
Revenue Next Year8.33%
Revenue Next 2Y17.56%
Revenue Next 3Y10.83%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 13.19, the valuation of ALBON can be described as correct.
Compared to the rest of the industry, the Price/Earnings ratio of ALBON indicates a somewhat cheap valuation: ALBON is cheaper than 71.82% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.34. ALBON is valued slightly cheaper when compared to this.
With a Price/Forward Earnings ratio of 8.87, the valuation of ALBON can be described as very reasonable.
88.18% of the companies in the same industry are more expensive than ALBON, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 22.19. ALBON is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.19 | ||
| Fwd PE | 8.87 |
4.2 Price Multiples
81.82% of the companies in the same industry are more expensive than ALBON, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ALBON indicates a rather cheap valuation: ALBON is cheaper than 92.73% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.78 | ||
| EV/EBITDA | 8.33 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.46
PEG (5Y)1.09
EPS Next 2Y26.44%
EPS Next 3Y5.76%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.34%, ALBON has a reasonable but not impressive dividend return.
ALBON's Dividend Yield is a higher than the industry average which is at 4.96.
ALBON's Dividend Yield is a higher than the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.34% |
5.2 History
The dividend of ALBON decreases each year by -43.70%.
Dividend Growth(5Y)-43.7%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
54.59% of the earnings are spent on dividend by ALBON. This is a bit on the high side, but may be sustainable.
DP54.59%
EPS Next 2Y26.44%
EPS Next 3Y5.76%
EPA:ALBON (6/18/2025, 7:00:00 PM)
87.2
-1.2 (-1.36%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.62%
Inst Owner ChangeN/A
Ins Owners7.62%
Ins Owner ChangeN/A
Market Cap102.02M
Analysts86.67
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.34% |
Yearly Dividend4.14
Dividend Growth(5Y)-43.7%
DP54.59%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.19 | ||
| Fwd PE | 8.87 | ||
| P/S | 0.75 | ||
| P/FCF | 6.78 | ||
| P/OCF | 4.13 | ||
| P/B | 0.58 | ||
| P/tB | 1.27 | ||
| EV/EBITDA | 8.33 |
EPS(TTM)6.61
EY7.58%
EPS(NY)9.83
Fwd EY11.27%
FCF(TTM)12.85
FCFY14.74%
OCF(TTM)21.12
OCFY24.21%
SpS116.55
BVpS149.25
TBVpS68.65
PEG (NY)0.46
PEG (5Y)1.09
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.1% | ||
| ROE | 4.42% | ||
| ROCE | 4.52% | ||
| ROIC | 3.48% | ||
| ROICexc | 3.78% | ||
| ROICexgc | 5.62% | ||
| OM | 10.03% | ||
| PM (TTM) | 5.66% | ||
| GM | 51.26% | ||
| FCFM | 11.03% |
ROA(3y)2.16%
ROA(5y)1.08%
ROE(3y)4.93%
ROE(5y)2.39%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5Y-6.7%
GM growth 3Y7.06%
GM growth 5Y-2.71%
F-Score6
Asset Turnover0.37
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 8.32 | ||
| Debt/EBITDA | 4.91 | ||
| Cap/Depr | 100.18% | ||
| Cap/Sales | 7.09% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 105.88% | ||
| Profit Quality | 194.65% | ||
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.94 | ||
| Altman-Z | 1.44 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)52%
Cap/Depr(5y)63.17%
Cap/Sales(3y)4.36%
Cap/Sales(5y)6.54%
Profit Quality(3y)171.98%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.82%
EPS 3YN/A
EPS 5Y12.08%
EPS Q2Q%-25.33%
EPS Next Y28.48%
EPS Next 2Y26.44%
EPS Next 3Y5.76%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y15.31%
Revenue growth 5Y21.3%
Sales Q2Q%-10.93%
Revenue Next Year8.33%
Revenue Next 2Y17.56%
Revenue Next 3Y10.83%
Revenue Next 5YN/A
EBIT growth 1Y29.06%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year215.91%
EBIT Next 3Y64.37%
EBIT Next 5YN/A
FCF growth 1Y-27.78%
FCF growth 3Y63.05%
FCF growth 5YN/A
OCF growth 1Y-15.85%
OCF growth 3Y32.9%
OCF growth 5YN/A