C3.AI INC-A (AI) Stock Fundamental Analysis

NYSE:AI • US12468P1049

10.38 USD
-0.32 (-2.99%)
At close: Feb 20, 2026
10.4368 USD
+0.06 (+0.55%)
After Hours: 2/20/2026, 8:16:24 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Overall AI gets a fundamental rating of 3 out of 10. We evaluated AI against 276 industry peers in the Software industry. No worries on liquidiy or solvency for AI as it has an excellent financial health rating, but there are worries on the profitability. AI is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

  • AI had negative earnings in the past year.
  • In the past year AI has reported a negative cash flow from operations.
  • In the past 5 years AI always reported negative net income.
  • AI had a negative operating cash flow in each of the past 5 years.
AI Yearly Net Income VS EBIT VS OCF VS FCFAI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 2025 -100M -200M -300M

1.2 Ratios

  • AI has a Return On Assets of -39.67%. This is amonst the worse of the industry: AI underperforms 81.16% of its industry peers.
  • AI has a Return On Equity of -49.40%. This is in the lower half of the industry: AI underperforms 71.01% of its industry peers.
Industry RankSector Rank
ROA -39.67%
ROE -49.4%
ROIC N/A
ROA(3y)-26.48%
ROA(5y)-20.1%
ROE(3y)-31.79%
ROE(5y)-24.01%
ROIC(3y)N/A
ROIC(5y)N/A
AI Yearly ROA, ROE, ROICAI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 2025 -10 -20 -30

1.3 Margins

  • The Gross Margin of AI (51.76%) is worse than 68.12% of its industry peers.
  • AI's Gross Margin has declined in the last couple of years.
  • AI does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 51.76%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-6.75%
GM growth 5Y-4.23%
AI Yearly Profit, Operating, Gross MarginsAI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 2025 0 50 -50 -100

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • AI does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, AI has more shares outstanding
  • AI has more shares outstanding than it did 5 years ago.
  • AI has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
AI Yearly Shares OutstandingAI Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
AI Yearly Total Debt VS Total AssetsAI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • An Altman-Z score of 2.28 indicates that AI is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • AI has a Altman-Z score (2.28) which is comparable to the rest of the industry.
  • AI has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 2.28
ROIC/WACCN/A
WACC11.01%
AI Yearly LT Debt VS Equity VS FCFAI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M 1B

2.3 Liquidity

  • A Current Ratio of 6.47 indicates that AI has no problem at all paying its short term obligations.
  • AI's Current ratio of 6.47 is amongst the best of the industry. AI outperforms 90.22% of its industry peers.
  • A Quick Ratio of 6.47 indicates that AI has no problem at all paying its short term obligations.
  • Looking at the Quick ratio, with a value of 6.47, AI belongs to the top of the industry, outperforming 90.22% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 6.47
Quick Ratio 6.47
AI Yearly Current Assets VS Current LiabilitesAI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • AI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -157.14%.
  • The Revenue has been growing slightly by 1.84% in the past year.
  • The Revenue has been growing by 19.95% on average over the past years. This is quite good.
EPS 1Y (TTM)-157.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-316.67%
Revenue 1Y (TTM)1.84%
Revenue growth 3Y15.45%
Revenue growth 5Y19.95%
Sales Q2Q%-20.34%

3.2 Future

  • Based on estimates for the next years, AI will show a very strong growth in Earnings Per Share. The EPS will grow by 25.04% on average per year.
  • AI is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 34.07% yearly.
EPS Next Y-217.49%
EPS Next 2Y-57.99%
EPS Next 3Y-18.57%
EPS Next 5Y25.04%
Revenue Next Year-23.02%
Revenue Next 2Y-7.41%
Revenue Next 3Y-0.53%
Revenue Next 5Y34.07%

3.3 Evolution

  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
AI Yearly Revenue VS EstimatesAI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 1B 2B 3B 4B
AI Yearly EPS VS EstimatesAI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 2 4

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Find the best growth stocksShow best growing peers

0

4. Valuation

4.1 Price/Earnings Ratio

  • AI reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for AI. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
AI Price Earnings VS Forward Price EarningsAI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
AI Per share dataAI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4

4.3 Compensation for Growth

  • A cheap valuation may be justified as AI's earnings are expected to decrease with -18.57% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-57.99%
EPS Next 3Y-18.57%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • AI does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

C3.AI INC-A

NYSE:AI (2/20/2026, 8:16:24 PM)

After market: 10.4368 +0.06 (+0.55%)

10.38

-0.32 (-2.99%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)12-03
Earnings (Next)02-25
Inst Owners53.1%
Inst Owner Change3.39%
Ins Owners24.52%
Ins Owner Change6.52%
Market Cap1.46B
Revenue(TTM)352.91M
Net Income(TTM)-381.34M
Analysts50
Price Target17 (63.78%)
Short Float %39.45%
Short Ratio6.22
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-28.17%
Min EPS beat(2)-82.01%
Max EPS beat(2)25.67%
EPS beat(4)3
Avg EPS beat(4)4.94%
Min EPS beat(4)-82.01%
Max EPS beat(4)53.41%
EPS beat(8)7
Avg EPS beat(8)33.35%
EPS beat(12)11
Avg EPS beat(12)37.21%
EPS beat(16)15
Avg EPS beat(16)39.65%
Revenue beat(2)0
Avg Revenue beat(2)-15.21%
Min Revenue beat(2)-27.87%
Max Revenue beat(2)-2.54%
Revenue beat(4)0
Avg Revenue beat(4)-8.67%
Min Revenue beat(4)-27.87%
Max Revenue beat(4)-2.02%
Revenue beat(8)1
Avg Revenue beat(8)-4.64%
Revenue beat(12)2
Avg Revenue beat(12)-3.67%
Revenue beat(16)3
Avg Revenue beat(16)-3.06%
PT rev (1m)-2.91%
PT rev (3m)-2.91%
EPS NQ rev (1m)-0.75%
EPS NQ rev (3m)-0.38%
EPS NY rev (1m)-0.54%
EPS NY rev (3m)3.48%
Revenue NQ rev (1m)-0.37%
Revenue NQ rev (3m)-0.02%
Revenue NY rev (1m)-0.23%
Revenue NY rev (3m)-0.83%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 4.14
P/FCF N/A
P/OCF N/A
P/B 1.89
P/tB 1.89
EV/EBITDA N/A
EPS(TTM)-0.9
EYN/A
EPS(NY)-0.97
Fwd EYN/A
FCF(TTM)-0.66
FCFYN/A
OCF(TTM)-0.65
OCFYN/A
SpS2.51
BVpS5.48
TBVpS5.48
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -39.67%
ROE -49.4%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 51.76%
FCFM N/A
ROA(3y)-26.48%
ROA(5y)-20.1%
ROE(3y)-31.79%
ROE(5y)-24.01%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-6.75%
GM growth 5Y-4.23%
F-Score3
Asset Turnover0.37
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 18.35%
Cap/Sales 0.69%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 6.47
Quick Ratio 6.47
Altman-Z 2.28
F-Score3
WACC11.01%
ROIC/WACCN/A
Cap/Depr(3y)472.89%
Cap/Depr(5y)307.85%
Cap/Sales(3y)12.2%
Cap/Sales(5y)7.84%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-157.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-316.67%
EPS Next Y-217.49%
EPS Next 2Y-57.99%
EPS Next 3Y-18.57%
EPS Next 5Y25.04%
Revenue 1Y (TTM)1.84%
Revenue growth 3Y15.45%
Revenue growth 5Y19.95%
Sales Q2Q%-20.34%
Revenue Next Year-23.02%
Revenue Next 2Y-7.41%
Revenue Next 3Y-0.53%
Revenue Next 5Y34.07%
EBIT growth 1Y-32.22%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-96.24%
EBIT Next 3Y-6.41%
EBIT Next 5YN/A
FCF growth 1Y21.93%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-30.64%
OCF growth 3YN/A
OCF growth 5YN/A

C3.AI INC-A / AI FAQ

What is the ChartMill fundamental rating of C3.AI INC-A (AI) stock?

ChartMill assigns a fundamental rating of 3 / 10 to AI.


What is the valuation status for AI stock?

ChartMill assigns a valuation rating of 0 / 10 to C3.AI INC-A (AI). This can be considered as Overvalued.


Can you provide the profitability details for C3.AI INC-A?

C3.AI INC-A (AI) has a profitability rating of 0 / 10.


What is the financial health of C3.AI INC-A (AI) stock?

The financial health rating of C3.AI INC-A (AI) is 7 / 10.


What is the earnings growth outlook for C3.AI INC-A?

The Earnings per Share (EPS) of C3.AI INC-A (AI) is expected to decline by -217.49% in the next year.