ATRIUM MORTGAGE INV CORP (AI-DB-G.CA) Stock Price, Forecast & Analysis
Canada - TSX:AI-DB-G - CA04964GAJ90
100.05 CAD
+0.04 (+0.04%)
Overall AI-DB-G gets a fundamental rating of 4 out of 10. We evaluated AI-DB-G against 27 industry peers in the Financial Services industry. While AI-DB-G is still in line with the averages on profitability rating, there are concerns on its financial health. AI-DB-G is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year AI-DB-G was profitable.
In the past year AI-DB-G had a positive cash flow from operations.
Each year in the past 5 years AI-DB-G has been profitable.
Each year in the past 5 years AI-DB-G had a positive operating cash flow.
1.2 Ratios
AI-DB-G's Return On Assets of 5.48% is fine compared to the rest of the industry. AI-DB-G outperforms 74.07% of its industry peers.
The Return On Equity of AI-DB-G (9.40%) is better than 77.78% of its industry peers.
With an excellent Return On Invested Capital value of 6.07%, AI-DB-G belongs to the best of the industry, outperforming 85.19% of the companies in the same industry.
AI-DB-G had an Average Return On Invested Capital over the past 3 years of 6.60%. This is in line with the industry average of 5.55%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.48% | ||
| ROE | 9.4% | ||
| ROIC | 6.07% |
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
1.3 Margins
With a decent Profit Margin value of 54.60%, AI-DB-G is doing good in the industry, outperforming 70.37% of the companies in the same industry.
In the last couple of years the Profit Margin of AI-DB-G has declined.
With an excellent Operating Margin value of 79.88%, AI-DB-G belongs to the best of the industry, outperforming 96.30% of the companies in the same industry.
AI-DB-G's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 79.88% | ||
| PM (TTM) | 54.6% | ||
| GM | N/A |
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for AI-DB-G has been increased compared to 1 year ago.
The number of shares outstanding for AI-DB-G has been increased compared to 5 years ago.
Compared to 1 year ago, AI-DB-G has an improved debt to assets ratio.
2.2 Solvency
AI-DB-G has an Altman-Z score of 7.59. This indicates that AI-DB-G is financially healthy and has little risk of bankruptcy at the moment.
AI-DB-G has a Altman-Z score of 7.59. This is in the better half of the industry: AI-DB-G outperforms 66.67% of its industry peers.
The Debt to FCF ratio of AI-DB-G is 50.47, which is on the high side as it means it would take AI-DB-G, 50.47 years of fcf income to pay off all of its debts.
AI-DB-G has a Debt to FCF ratio of 50.47. This is comparable to the rest of the industry: AI-DB-G outperforms 48.15% of its industry peers.
A Debt/Equity ratio of 0.63 indicates that AI-DB-G is somewhat dependend on debt financing.
AI-DB-G has a better Debt to Equity ratio (0.63) than 62.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.63 | ||
| Debt/FCF | 50.47 | ||
| Altman-Z | 7.59 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.00 indicates that AI-DB-G may have some problems paying its short term obligations.
AI-DB-G's Current ratio of 0.00 is on the low side compared to the rest of the industry. AI-DB-G is outperformed by 92.59% of its industry peers.
A Quick Ratio of 0.00 indicates that AI-DB-G may have some problems paying its short term obligations.
The Quick ratio of AI-DB-G (0.00) is worse than 92.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0 | ||
| Quick Ratio | 0 |
3. Growth
3.1 Past
The earnings per share for AI-DB-G have decreased by 0.00% in the last year.
The Earnings Per Share has been growing slightly by 1.81% on average over the past years.
The Revenue for AI-DB-G has decreased by -10.99% in the past year. This is quite bad
Measured over the past years, AI-DB-G shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)0%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%3.85%
Revenue 1Y (TTM)-10.99%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-15.02%
3.2 Future
The Earnings Per Share is expected to decrease by -1.20% on average over the next years.
The Revenue is expected to decrease by -7.43% on average over the next years.
EPS Next Y-0.43%
EPS Next 2Y-1.2%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-12.85%
Revenue Next 2Y-7.43%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 96.20, the valuation of AI-DB-G can be described as expensive.
Compared to the rest of the industry, the Price/Earnings ratio of AI-DB-G is on the same level as its industry peers.
When comparing the Price/Earnings ratio of AI-DB-G to the average of the S&P500 Index (26.28), we can say AI-DB-G is valued expensively.
Based on the Price/Forward Earnings ratio of 97.62, the valuation of AI-DB-G can be described as expensive.
AI-DB-G's Price/Forward Earnings is on the same level as the industry average.
AI-DB-G is valuated expensively when we compare the Price/Forward Earnings ratio to 33.61, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 96.2 | ||
| Fwd PE | 97.62 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AI-DB-G is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 649.34 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AI-DB-G has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)53.2
EPS Next 2Y-1.2%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.20%, AI-DB-G is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 6.86, AI-DB-G pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.36, AI-DB-G pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.2% |
5.2 History
The dividend of AI-DB-G has a limited annual growth rate of 3.99%.
AI-DB-G is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)3.99%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
86.84% of the earnings are spent on dividend by AI-DB-G. This is not a sustainable payout ratio.
AI-DB-G's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP86.84%
EPS Next 2Y-1.2%
EPS Next 3YN/A
TSX:AI-DB-G (11/6/2025, 7:00:00 PM)
100.05
+0.04 (+0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners1.73%
Inst Owner ChangeN/A
Ins Owners5%
Ins Owner ChangeN/A
Market Cap4.77B
Revenue(TTM)90.29M
Net Income(TTM)49.30M
Analysts84
Price Target117.57 (17.51%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.2% |
Yearly Dividend1.01
Dividend Growth(5Y)3.99%
DP86.84%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.16%
Min EPS beat(2)-2.91%
Max EPS beat(2)9.22%
EPS beat(4)3
Avg EPS beat(4)4.26%
Min EPS beat(4)-2.91%
Max EPS beat(4)9.75%
EPS beat(8)4
Avg EPS beat(8)-0.45%
EPS beat(12)7
Avg EPS beat(12)0.28%
EPS beat(16)7
Avg EPS beat(16)-0.64%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.94%
PT rev (3m)6.1%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.49%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.13%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 96.2 | ||
| Fwd PE | 97.62 | ||
| P/S | 52.82 | ||
| P/FCF | 649.34 | ||
| P/OCF | 649.34 | ||
| P/B | 9.1 | ||
| P/tB | 9.1 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.04
EY1.04%
EPS(NY)1.02
Fwd EY1.02%
FCF(TTM)0.15
FCFY0.15%
OCF(TTM)0.15
OCFY0.15%
SpS1.89
BVpS11
TBVpS11
PEG (NY)N/A
PEG (5Y)53.2
Graham Number16.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.48% | ||
| ROE | 9.4% | ||
| ROCE | 12.2% | ||
| ROIC | 6.07% | ||
| ROICexc | 6.07% | ||
| ROICexgc | 6.07% | ||
| OM | 79.88% | ||
| PM (TTM) | 54.6% | ||
| GM | N/A | ||
| FCFM | 8.14% |
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
ROICexc(3y)6.6%
ROICexc(5y)6%
ROICexgc(3y)6.6%
ROICexgc(5y)6%
ROCE(3y)11.59%
ROCE(5y)9.78%
ROICexgc growth 3Y10.01%
ROICexgc growth 5Y4.11%
ROICexc growth 3Y10.01%
ROICexc growth 5Y4.11%
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.63 | ||
| Debt/FCF | 50.47 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 2.92 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 14.9% | ||
| Current Ratio | 0 | ||
| Quick Ratio | 0 | ||
| Altman-Z | 7.59 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)139.29%
Profit Quality(5y)144.86%
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%3.85%
EPS Next Y-0.43%
EPS Next 2Y-1.2%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-10.99%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-15.02%
Revenue Next Year-12.85%
Revenue Next 2Y-7.43%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-2.16%
EBIT growth 3Y10.77%
EBIT growth 5Y5.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-88.7%
FCF growth 3Y0.12%
FCF growth 5Y7.25%
OCF growth 1Y-88.7%
OCF growth 3Y0.12%
OCF growth 5Y7.25%
ATRIUM MORTGAGE INV CORP / AI-DB-G.CA FAQ
What does ATRIUM MORTGAGE INV CORP do?
Atrium Mortgage Investment Corp. engages in the provision of financing solutions in both the commercial and residential real estate sectors. The company is headquartered in Toronto, Ontario and currently employs 0 full-time employees. The company went IPO on 2012-09-04. The Company’s mortgages are secured by all types of residential, multi-residential and commercial real estate located in Canada. Its investment objectives are to provide its shareholders with stable and secure dividends and preserve shareholders’ equity by lending within conservative risk parameters. The company provides a range of lending, which includes land and development financing, construction and mezzanine financing, commercial term and bridge financing, and residential mortgages. The company invests in various categories of mortgages, such as house and apartment, low-rise residential, construction, high-rise residential, mid-rise residential, commercial and condominium corporations. The firm is managed by Canadian Mortgage Capital Corporation.
Can you provide the latest stock price for ATRIUM MORTGAGE INV CORP?
The current stock price of AI-DB-G.CA is 100.05 CAD. The price increased by 0.04% in the last trading session.
How is the ChartMill rating for ATRIUM MORTGAGE INV CORP?
AI-DB-G.CA has a ChartMill Technical rating of 6 out of 10 and a ChartMill Fundamental rating of 4 out of 10.