ATRIUM MORTGAGE INV CORP (AI-DB-G.CA) Stock Price, Forecast & Analysis
Canada - TSX:AI-DB-G - CA04964GAJ90
100.05 CAD
+0.04 (+0.04%)
AI-DB-G gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 27 industry peers in the Financial Services industry. AI-DB-G has a medium profitability rating, but doesn't score so well on its financial health evaluation. AI-DB-G does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year AI-DB-G was profitable.
AI-DB-G had a positive operating cash flow in the past year.
In the past 5 years AI-DB-G has always been profitable.
Each year in the past 5 years AI-DB-G had a positive operating cash flow.
1.2 Ratios
The Return On Assets of AI-DB-G (5.48%) is better than 74.07% of its industry peers.
AI-DB-G has a better Return On Equity (9.40%) than 77.78% of its industry peers.
AI-DB-G has a better Return On Invested Capital (6.07%) than 88.89% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for AI-DB-G is in line with the industry average of 5.55%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.48% | ||
| ROE | 9.4% | ||
| ROIC | 6.07% |
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
1.3 Margins
The Profit Margin of AI-DB-G (54.60%) is better than 70.37% of its industry peers.
AI-DB-G's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 79.88%, AI-DB-G belongs to the top of the industry, outperforming 96.30% of the companies in the same industry.
AI-DB-G's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 79.88% | ||
| PM (TTM) | 54.6% | ||
| GM | N/A |
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for AI-DB-G has been increased compared to 1 year ago.
AI-DB-G has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, AI-DB-G has an improved debt to assets ratio.
2.2 Solvency
AI-DB-G has an Altman-Z score of 7.59. This indicates that AI-DB-G is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 7.59, AI-DB-G is in the better half of the industry, outperforming 62.96% of the companies in the same industry.
The Debt to FCF ratio of AI-DB-G is 50.47, which is on the high side as it means it would take AI-DB-G, 50.47 years of fcf income to pay off all of its debts.
AI-DB-G has a Debt to FCF ratio (50.47) which is in line with its industry peers.
AI-DB-G has a Debt/Equity ratio of 0.63. This is a neutral value indicating AI-DB-G is somewhat dependend on debt financing.
With a decent Debt to Equity ratio value of 0.63, AI-DB-G is doing good in the industry, outperforming 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.63 | ||
| Debt/FCF | 50.47 | ||
| Altman-Z | 7.59 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.00 indicates that AI-DB-G may have some problems paying its short term obligations.
AI-DB-G has a worse Current ratio (0.00) than 88.89% of its industry peers.
A Quick Ratio of 0.00 indicates that AI-DB-G may have some problems paying its short term obligations.
The Quick ratio of AI-DB-G (0.00) is worse than 88.89% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0 | ||
| Quick Ratio | 0 |
3. Growth
3.1 Past
AI-DB-G shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by 0.00%.
AI-DB-G shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 1.81% yearly.
Looking at the last year, AI-DB-G shows a very negative growth in Revenue. The Revenue has decreased by -10.99% in the last year.
The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)0%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%3.85%
Revenue 1Y (TTM)-10.99%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-15.02%
3.2 Future
Based on estimates for the next years, AI-DB-G will show a decrease in Earnings Per Share. The EPS will decrease by -1.20% on average per year.
The Revenue is expected to decrease by -7.43% on average over the next years.
EPS Next Y-0.43%
EPS Next 2Y-1.2%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-12.85%
Revenue Next 2Y-7.43%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 96.20, the valuation of AI-DB-G can be described as expensive.
AI-DB-G's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 26.06. AI-DB-G is valued rather expensively when compared to this.
A Price/Forward Earnings ratio of 97.62 indicates a quite expensive valuation of AI-DB-G.
AI-DB-G's Price/Forward Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 32.73, AI-DB-G is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 96.2 | ||
| Fwd PE | 97.62 |
4.2 Price Multiples
AI-DB-G's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 649.34 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AI-DB-G has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)53.2
EPS Next 2Y-1.2%
EPS Next 3YN/A
5. Dividend
5.1 Amount
AI-DB-G has a Yearly Dividend Yield of 8.20%, which is a nice return.
Compared to an average industry Dividend Yield of 6.86, AI-DB-G pays a bit more dividend than its industry peers.
AI-DB-G's Dividend Yield is rather good when compared to the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.2% |
5.2 History
The dividend of AI-DB-G has a limited annual growth rate of 3.99%.
AI-DB-G does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)3.99%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
86.84% of the earnings are spent on dividend by AI-DB-G. This is not a sustainable payout ratio.
AI-DB-G's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP86.84%
EPS Next 2Y-1.2%
EPS Next 3YN/A
TSX:AI-DB-G (11/6/2025, 7:00:00 PM)
100.05
+0.04 (+0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners1.73%
Inst Owner ChangeN/A
Ins Owners5%
Ins Owner ChangeN/A
Market Cap4.77B
Revenue(TTM)90.29M
Net Income(TTM)49.30M
Analysts84
Price Target117.57 (17.51%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.2% |
Yearly Dividend1.01
Dividend Growth(5Y)3.99%
DP86.84%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.16%
Min EPS beat(2)-2.91%
Max EPS beat(2)9.22%
EPS beat(4)3
Avg EPS beat(4)4.26%
Min EPS beat(4)-2.91%
Max EPS beat(4)9.75%
EPS beat(8)4
Avg EPS beat(8)-0.45%
EPS beat(12)7
Avg EPS beat(12)0.28%
EPS beat(16)7
Avg EPS beat(16)-0.64%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.94%
PT rev (3m)6.1%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.49%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.13%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 96.2 | ||
| Fwd PE | 97.62 | ||
| P/S | 52.82 | ||
| P/FCF | 649.34 | ||
| P/OCF | 649.34 | ||
| P/B | 9.1 | ||
| P/tB | 9.1 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.04
EY1.04%
EPS(NY)1.02
Fwd EY1.02%
FCF(TTM)0.15
FCFY0.15%
OCF(TTM)0.15
OCFY0.15%
SpS1.89
BVpS11
TBVpS11
PEG (NY)N/A
PEG (5Y)53.2
Graham Number16.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.48% | ||
| ROE | 9.4% | ||
| ROCE | 12.2% | ||
| ROIC | 6.07% | ||
| ROICexc | 6.07% | ||
| ROICexgc | 6.07% | ||
| OM | 79.88% | ||
| PM (TTM) | 54.6% | ||
| GM | N/A | ||
| FCFM | 8.14% |
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
ROICexc(3y)6.6%
ROICexc(5y)6%
ROICexgc(3y)6.6%
ROICexgc(5y)6%
ROCE(3y)11.59%
ROCE(5y)9.78%
ROICexgc growth 3Y10.01%
ROICexgc growth 5Y4.11%
ROICexc growth 3Y10.01%
ROICexc growth 5Y4.11%
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.63 | ||
| Debt/FCF | 50.47 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 2.92 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 14.9% | ||
| Current Ratio | 0 | ||
| Quick Ratio | 0 | ||
| Altman-Z | 7.59 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)139.29%
Profit Quality(5y)144.86%
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%3.85%
EPS Next Y-0.43%
EPS Next 2Y-1.2%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-10.99%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-15.02%
Revenue Next Year-12.85%
Revenue Next 2Y-7.43%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-2.16%
EBIT growth 3Y10.77%
EBIT growth 5Y5.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-88.7%
FCF growth 3Y0.12%
FCF growth 5Y7.25%
OCF growth 1Y-88.7%
OCF growth 3Y0.12%
OCF growth 5Y7.25%
ATRIUM MORTGAGE INV CORP / AI-DB-G.CA FAQ
What does ATRIUM MORTGAGE INV CORP do?
Atrium Mortgage Investment Corp. engages in the provision of financing solutions in both the commercial and residential real estate sectors. The company is headquartered in Toronto, Ontario and currently employs 0 full-time employees. The company went IPO on 2012-09-04. The Company’s mortgages are secured by all types of residential, multi-residential and commercial real estate located in Canada. Its investment objectives are to provide its shareholders with stable and secure dividends and preserve shareholders’ equity by lending within conservative risk parameters. The company provides a range of lending, which includes land and development financing, construction and mezzanine financing, commercial term and bridge financing, and residential mortgages. The company invests in various categories of mortgages, such as house and apartment, low-rise residential, construction, high-rise residential, mid-rise residential, commercial and condominium corporations. The firm is managed by Canadian Mortgage Capital Corporation.
Can you provide the latest stock price for ATRIUM MORTGAGE INV CORP?
The current stock price of AI-DB-G.CA is 100.05 CAD. The price increased by 0.04% in the last trading session.
How is the ChartMill rating for ATRIUM MORTGAGE INV CORP?
AI-DB-G.CA has a ChartMill Technical rating of 6 out of 10 and a ChartMill Fundamental rating of 4 out of 10.