ATRIUM MORTGAGE INV CORP (AI-DB-D.CA) Stock Price, Forecast & Analysis
Canada - TSX:AI-DB-D - CA04964GAF78
100.1 CAD
0 (0%)
AI-DB-D gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 28 industry peers in the Financial Services industry. There are concerns on the financial health of AI-DB-D while its profitability can be described as average. AI-DB-D has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year AI-DB-D was profitable.
AI-DB-D had a positive operating cash flow in the past year.
Each year in the past 5 years AI-DB-D has been profitable.
In the past 5 years AI-DB-D always reported a positive cash flow from operatings.
1.2 Ratios
AI-DB-D has a Return On Assets of 5.48%. This is in the better half of the industry: AI-DB-D outperforms 71.43% of its industry peers.
With a decent Return On Equity value of 9.40%, AI-DB-D is doing good in the industry, outperforming 71.43% of the companies in the same industry.
AI-DB-D has a Return On Invested Capital of 6.07%. This is amongst the best in the industry. AI-DB-D outperforms 85.71% of its industry peers.
AI-DB-D had an Average Return On Invested Capital over the past 3 years of 6.60%. This is in line with the industry average of 4.85%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.48% | ||
| ROE | 9.4% | ||
| ROIC | 6.07% |
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
1.3 Margins
The Profit Margin of AI-DB-D (54.60%) is better than 67.86% of its industry peers.
In the last couple of years the Profit Margin of AI-DB-D has declined.
With an excellent Operating Margin value of 79.88%, AI-DB-D belongs to the best of the industry, outperforming 92.86% of the companies in the same industry.
In the last couple of years the Operating Margin of AI-DB-D has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 79.88% | ||
| PM (TTM) | 54.6% | ||
| GM | N/A |
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for AI-DB-D has been increased compared to 1 year ago.
The number of shares outstanding for AI-DB-D has been increased compared to 5 years ago.
Compared to 1 year ago, AI-DB-D has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 7.60 indicates that AI-DB-D is not in any danger for bankruptcy at the moment.
The Altman-Z score of AI-DB-D (7.60) is better than 67.86% of its industry peers.
The Debt to FCF ratio of AI-DB-D is 50.47, which is on the high side as it means it would take AI-DB-D, 50.47 years of fcf income to pay off all of its debts.
AI-DB-D has a Debt to FCF ratio of 50.47. This is comparable to the rest of the industry: AI-DB-D outperforms 46.43% of its industry peers.
A Debt/Equity ratio of 0.63 indicates that AI-DB-D is somewhat dependend on debt financing.
With a decent Debt to Equity ratio value of 0.63, AI-DB-D is doing good in the industry, outperforming 64.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.63 | ||
| Debt/FCF | 50.47 | ||
| Altman-Z | 7.6 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.00 indicates that AI-DB-D may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.00, AI-DB-D is doing worse than 92.86% of the companies in the same industry.
AI-DB-D has a Quick Ratio of 0.00. This is a bad value and indicates that AI-DB-D is not financially healthy enough and could expect problems in meeting its short term obligations.
AI-DB-D has a worse Quick ratio (0.00) than 92.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0 | ||
| Quick Ratio | 0 |
3. Growth
3.1 Past
AI-DB-D shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by 0.00%.
AI-DB-D shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 1.81% yearly.
AI-DB-D shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -10.99%.
Measured over the past years, AI-DB-D shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)0%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%3.85%
Revenue 1Y (TTM)-10.99%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-15.02%
3.2 Future
Based on estimates for the next years, AI-DB-D will show a decrease in Earnings Per Share. The EPS will decrease by -1.20% on average per year.
The Revenue is expected to decrease by -7.43% on average over the next years.
EPS Next Y-0.43%
EPS Next 2Y-1.2%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-12.85%
Revenue Next 2Y-7.43%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 96.25 indicates a quite expensive valuation of AI-DB-D.
The rest of the industry has a similar Price/Earnings ratio as AI-DB-D.
Compared to an average S&P500 Price/Earnings ratio of 26.10, AI-DB-D is valued quite expensively.
AI-DB-D is valuated quite expensively with a Price/Forward Earnings ratio of 97.67.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AI-DB-D is on the same level as its industry peers.
AI-DB-D is valuated expensively when we compare the Price/Forward Earnings ratio to 22.52, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 96.25 | ||
| Fwd PE | 97.67 |
4.2 Price Multiples
AI-DB-D's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. AI-DB-D is more expensive than 64.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 649.66 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of AI-DB-D may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)53.22
EPS Next 2Y-1.2%
EPS Next 3YN/A
5. Dividend
5.1 Amount
AI-DB-D has a Yearly Dividend Yield of 8.07%, which is a nice return.
AI-DB-D's Dividend Yield is a higher than the industry average which is at 6.60.
AI-DB-D's Dividend Yield is rather good when compared to the S&P500 average which is at 2.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.07% |
5.2 History
The dividend of AI-DB-D has a limited annual growth rate of 3.99%.
AI-DB-D does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)3.99%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
AI-DB-D pays out 86.84% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of AI-DB-D has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP86.84%
EPS Next 2Y-1.2%
EPS Next 3YN/A
TSX:AI-DB-D (10/29/2025, 7:00:00 PM)
100.1
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners1.73%
Inst Owner ChangeN/A
Ins Owners5%
Ins Owner ChangeN/A
Market Cap4.77B
Revenue(TTM)90.29M
Net Income(TTM)49.30M
Analysts84
Price Target113.78 (13.67%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.07% |
Yearly Dividend1.01
Dividend Growth(5Y)3.99%
DP86.84%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.16%
Min EPS beat(2)-2.91%
Max EPS beat(2)9.22%
EPS beat(4)3
Avg EPS beat(4)4.26%
Min EPS beat(4)-2.91%
Max EPS beat(4)9.75%
EPS beat(8)4
Avg EPS beat(8)-0.45%
EPS beat(12)7
Avg EPS beat(12)0.28%
EPS beat(16)7
Avg EPS beat(16)-0.64%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-2.79%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.49%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 96.25 | ||
| Fwd PE | 97.67 | ||
| P/S | 52.85 | ||
| P/FCF | 649.66 | ||
| P/OCF | 649.66 | ||
| P/B | 9.1 | ||
| P/tB | 9.1 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.04
EY1.04%
EPS(NY)1.02
Fwd EY1.02%
FCF(TTM)0.15
FCFY0.15%
OCF(TTM)0.15
OCFY0.15%
SpS1.89
BVpS11
TBVpS11
PEG (NY)N/A
PEG (5Y)53.22
Graham Number16.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.48% | ||
| ROE | 9.4% | ||
| ROCE | 12.2% | ||
| ROIC | 6.07% | ||
| ROICexc | 6.07% | ||
| ROICexgc | 6.07% | ||
| OM | 79.88% | ||
| PM (TTM) | 54.6% | ||
| GM | N/A | ||
| FCFM | 8.14% |
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
ROICexc(3y)6.6%
ROICexc(5y)6%
ROICexgc(3y)6.6%
ROICexgc(5y)6%
ROCE(3y)11.59%
ROCE(5y)9.78%
ROICexgc growth 3Y10.01%
ROICexgc growth 5Y4.11%
ROICexc growth 3Y10.01%
ROICexc growth 5Y4.11%
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.63 | ||
| Debt/FCF | 50.47 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 2.92 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 14.9% | ||
| Current Ratio | 0 | ||
| Quick Ratio | 0 | ||
| Altman-Z | 7.6 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)139.29%
Profit Quality(5y)144.86%
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%3.85%
EPS Next Y-0.43%
EPS Next 2Y-1.2%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-10.99%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-15.02%
Revenue Next Year-12.85%
Revenue Next 2Y-7.43%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-2.16%
EBIT growth 3Y10.77%
EBIT growth 5Y5.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-88.7%
FCF growth 3Y0.12%
FCF growth 5Y7.25%
OCF growth 1Y-88.7%
OCF growth 3Y0.12%
OCF growth 5Y7.25%
ATRIUM MORTGAGE INV CORP / AI-DB-D.CA FAQ
Can you describe the business of ATRIUM MORTGAGE INV CORP?
Atrium Mortgage Investment Corp. engages in the provision of financing solutions in both the commercial and residential real estate sectors. The company is headquartered in Toronto, Ontario and currently employs 0 full-time employees. The company went IPO on 2012-09-04. The Company’s mortgages are secured by all types of residential, multi-residential and commercial real estate located in Canada. Its investment objectives are to provide its shareholders with stable and secure dividends and preserve shareholders’ equity by lending within conservative risk parameters. The company provides a range of lending, which includes land and development financing, construction and mezzanine financing, commercial term and bridge financing, and residential mortgages. The company invests in various categories of mortgages, such as house and apartment, low-rise residential, construction, high-rise residential, mid-rise residential, commercial and condominium corporations. The firm is managed by Canadian Mortgage Capital Corporation.
What is the stock price of ATRIUM MORTGAGE INV CORP today?
The current stock price of AI-DB-D.CA is 100.1 CAD.
What is the ChartMill rating of ATRIUM MORTGAGE INV CORP stock?
AI-DB-D.CA has a ChartMill Technical rating of 2 out of 10 and a ChartMill Fundamental rating of 3 out of 10.