AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:AGF-B - CA0010921058 - Common Stock
16.28 CAD
-0.11 (-0.67%)
Taking everything into account, AGF-B scores 6 out of 10 in our fundamental rating. AGF-B was compared to 80 industry peers in the Capital Markets industry. While AGF-B has a great profitability rating, there are some minor concerns on its financial health. AGF-B is valued quite cheap, while showing a decent growth score. This is a good combination! Finally AGF-B also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year AGF-B was profitable.
In the past year AGF-B had a positive cash flow from operations.
AGF-B had positive earnings in each of the past 5 years.
Each year in the past 5 years AGF-B had a positive operating cash flow.
1.2 Ratios
The Return On Assets of AGF-B (6.51%) is better than 70.00% of its industry peers.
Looking at the Return On Equity, with a value of 9.53%, AGF-B is in the better half of the industry, outperforming 65.00% of the companies in the same industry.
AGF-B has a better Return On Invested Capital (5.55%) than 71.25% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for AGF-B is significantly below the industry average of 10.18%.
The last Return On Invested Capital (5.55%) for AGF-B is above the 3 year average (4.73%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.51% | ||
| ROE | 9.53% | ||
| ROIC | 5.55% |
ROA(3y)5.67%
ROA(5y)6.56%
ROE(3y)7.72%
ROE(5y)8.82%
ROIC(3y)4.73%
ROIC(5y)3.69%
1.3 Margins
AGF-B's Profit Margin of 21.44% is fine compared to the rest of the industry. AGF-B outperforms 68.75% of its industry peers.
In the last couple of years the Profit Margin of AGF-B has grown nicely.
With a Operating Margin value of 22.18%, AGF-B is not doing good in the industry: 61.25% of the companies in the same industry are doing better.
AGF-B's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 71.76%, AGF-B is in the better half of the industry, outperforming 76.25% of the companies in the same industry.
AGF-B's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.18% | ||
| PM (TTM) | 21.44% | ||
| GM | 71.76% |
OM growth 3Y35.46%
OM growth 5Y16.16%
PM growth 3Y30.15%
PM growth 5Y10.06%
GM growth 3Y9.65%
GM growth 5Y4.26%
2. Health
2.1 Basic Checks
The number of shares outstanding for AGF-B has been increased compared to 1 year ago.
Compared to 5 years ago, AGF-B has less shares outstanding
AGF-B has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.29 indicates that AGF-B is not a great score, but indicates only limited risk for bankruptcy at the moment.
AGF-B has a Altman-Z score of 2.29. This is in the better half of the industry: AGF-B outperforms 66.25% of its industry peers.
The Debt to FCF ratio of AGF-B is 1.23, which is an excellent value as it means it would take AGF-B, only 1.23 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of AGF-B (1.23) is better than 80.00% of its industry peers.
AGF-B has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.12, AGF-B is in the better half of the industry, outperforming 67.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.23 | ||
| Altman-Z | 2.29 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.99 indicates that AGF-B may have some problems paying its short term obligations.
AGF-B has a worse Current ratio (0.99) than 75.00% of its industry peers.
AGF-B has a Quick Ratio of 0.99. This is a bad value and indicates that AGF-B is not financially healthy enough and could expect problems in meeting its short term obligations.
AGF-B has a worse Quick ratio (0.99) than 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
AGF-B shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 20.27%, which is quite impressive.
Measured over the past years, AGF-B shows a quite strong growth in Earnings Per Share. The EPS has been growing by 19.14% on average per year.
Looking at the last year, AGF-B shows a quite strong growth in Revenue. The Revenue has grown by 10.22% in the last year.
AGF-B shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.75% yearly.
EPS 1Y (TTM)20.27%
EPS 3Y45.98%
EPS 5Y19.14%
EPS Q2Q%24.32%
Revenue 1Y (TTM)10.22%
Revenue growth 3Y4.05%
Revenue growth 5Y4.75%
Sales Q2Q%5.6%
3.2 Future
Based on estimates for the next years, AGF-B will show a small growth in Earnings Per Share. The EPS will grow by 7.82% on average per year.
The Revenue is expected to grow by 6.35% on average over the next years.
EPS Next Y9.72%
EPS Next 2Y8.21%
EPS Next 3Y7.82%
EPS Next 5YN/A
Revenue Next Year6.76%
Revenue Next 2Y7.13%
Revenue Next 3Y6.35%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.15 indicates a reasonable valuation of AGF-B.
AGF-B's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 26.60. AGF-B is valued rather cheaply when compared to this.
AGF-B is valuated reasonably with a Price/Forward Earnings ratio of 8.28.
70.00% of the companies in the same industry are more expensive than AGF-B, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.23, AGF-B is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.15 | ||
| Fwd PE | 8.28 |
4.2 Price Multiples
AGF-B's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. AGF-B is cheaper than 86.25% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, AGF-B is valued cheaply inside the industry as 86.25% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.97 | ||
| EV/EBITDA | 8.88 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
AGF-B has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.94
PEG (5Y)0.48
EPS Next 2Y8.21%
EPS Next 3Y7.82%
5. Dividend
5.1 Amount
AGF-B has a Yearly Dividend Yield of 3.07%. Purely for dividend investing, there may be better candidates out there.
AGF-B's Dividend Yield is a higher than the industry average which is at 1.87.
Compared to an average S&P500 Dividend Yield of 2.00, AGF-B pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.07% |
5.2 History
The dividend of AGF-B is nicely growing with an annual growth rate of 7.13%!
AGF-B has paid a dividend for at least 10 years, which is a reliable track record.
As AGF-B did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)7.13%
Div Incr Years4
Div Non Decr Years8
5.3 Sustainability
27.23% of the earnings are spent on dividend by AGF-B. This is a low number and sustainable payout ratio.
AGF-B's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP27.23%
EPS Next 2Y8.21%
EPS Next 3Y7.82%
TSX:AGF-B (12/31/2025, 7:00:00 PM)
16.28
-0.11 (-0.67%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners15.09%
Inst Owner ChangeN/A
Ins Owners25.18%
Ins Owner ChangeN/A
Market Cap1.05B
Revenue(TTM)523.91M
Net Income(TTM)112.32M
Analysts81.54
Price Target17.3 (6.27%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.07% |
Yearly Dividend0.45
Dividend Growth(5Y)7.13%
DP27.23%
Div Incr Years4
Div Non Decr Years8
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.04%
Min EPS beat(2)-5.81%
Max EPS beat(2)-0.27%
EPS beat(4)2
Avg EPS beat(4)5.38%
Min EPS beat(4)-5.81%
Max EPS beat(4)16.07%
EPS beat(8)3
Avg EPS beat(8)7.2%
EPS beat(12)6
Avg EPS beat(12)7.71%
EPS beat(16)10
Avg EPS beat(16)9.64%
Revenue beat(2)0
Avg Revenue beat(2)-10.59%
Min Revenue beat(2)-17.72%
Max Revenue beat(2)-3.46%
Revenue beat(4)1
Avg Revenue beat(4)-8.03%
Min Revenue beat(4)-17.72%
Max Revenue beat(4)0.45%
Revenue beat(8)2
Avg Revenue beat(8)-7.02%
Revenue beat(12)3
Avg Revenue beat(12)-5.55%
Revenue beat(16)3
Avg Revenue beat(16)-5.56%
PT rev (1m)1.24%
PT rev (3m)17.77%
EPS NQ rev (1m)0.27%
EPS NQ rev (3m)8.68%
EPS NY rev (1m)0.45%
EPS NY rev (3m)3.44%
Revenue NQ rev (1m)0.56%
Revenue NQ rev (3m)6.03%
Revenue NY rev (1m)0.13%
Revenue NY rev (3m)1.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.15 | ||
| Fwd PE | 8.28 | ||
| P/S | 2.01 | ||
| P/FCF | 8.97 | ||
| P/OCF | 8.69 | ||
| P/B | 0.89 | ||
| P/tB | 7.98 | ||
| EV/EBITDA | 8.88 |
EPS(TTM)1.78
EY10.93%
EPS(NY)1.97
Fwd EY12.08%
FCF(TTM)1.81
FCFY11.14%
OCF(TTM)1.87
OCFY11.51%
SpS8.09
BVpS18.21
TBVpS2.04
PEG (NY)0.94
PEG (5Y)0.48
Graham Number27
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.51% | ||
| ROE | 9.53% | ||
| ROCE | 7.26% | ||
| ROIC | 5.55% | ||
| ROICexc | 5.79% | ||
| ROICexgc | 18.15% | ||
| OM | 22.18% | ||
| PM (TTM) | 21.44% | ||
| GM | 71.76% | ||
| FCFM | 22.42% |
ROA(3y)5.67%
ROA(5y)6.56%
ROE(3y)7.72%
ROE(5y)8.82%
ROIC(3y)4.73%
ROIC(5y)3.69%
ROICexc(3y)4.94%
ROICexc(5y)3.89%
ROICexgc(3y)19.06%
ROICexgc(5y)16.48%
ROCE(3y)6.18%
ROCE(5y)4.81%
ROICexgc growth 3Y16.59%
ROICexgc growth 5Y13.64%
ROICexc growth 3Y31.27%
ROICexc growth 5Y17.72%
OM growth 3Y35.46%
OM growth 5Y16.16%
PM growth 3Y30.15%
PM growth 5Y10.06%
GM growth 3Y9.65%
GM growth 5Y4.26%
F-Score7
Asset Turnover0.3
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.23 | ||
| Debt/EBITDA | 1.1 | ||
| Cap/Depr | 40.6% | ||
| Cap/Sales | 0.74% | ||
| Interest Coverage | 35.32 | ||
| Cash Conversion | 96.52% | ||
| Profit Quality | 104.6% | ||
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 2.29 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)67.14%
Cap/Depr(5y)73.64%
Cap/Sales(3y)1.64%
Cap/Sales(5y)1.76%
Profit Quality(3y)94.38%
Profit Quality(5y)84.46%
High Growth Momentum
Growth
EPS 1Y (TTM)20.27%
EPS 3Y45.98%
EPS 5Y19.14%
EPS Q2Q%24.32%
EPS Next Y9.72%
EPS Next 2Y8.21%
EPS Next 3Y7.82%
EPS Next 5YN/A
Revenue 1Y (TTM)10.22%
Revenue growth 3Y4.05%
Revenue growth 5Y4.75%
Sales Q2Q%5.6%
Revenue Next Year6.76%
Revenue Next 2Y7.13%
Revenue Next 3Y6.35%
Revenue Next 5YN/A
EBIT growth 1Y36.77%
EBIT growth 3Y40.94%
EBIT growth 5Y21.68%
EBIT Next Year51.38%
EBIT Next 3Y19.03%
EBIT Next 5YN/A
FCF growth 1Y49.06%
FCF growth 3Y48.19%
FCF growth 5Y11.23%
OCF growth 1Y44.08%
OCF growth 3Y33.83%
OCF growth 5Y11.16%
AGF MANAGEMENT LTD-CLASS B / AGF-B.CA FAQ
Can you provide the ChartMill fundamental rating for AGF MANAGEMENT LTD-CLASS B?
ChartMill assigns a fundamental rating of 6 / 10 to AGF-B.CA.
Can you provide the valuation status for AGF MANAGEMENT LTD-CLASS B?
ChartMill assigns a valuation rating of 7 / 10 to AGF MANAGEMENT LTD-CLASS B (AGF-B.CA). This can be considered as Undervalued.
How profitable is AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) stock?
AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) has a profitability rating of 7 / 10.
How financially healthy is AGF MANAGEMENT LTD-CLASS B?
The financial health rating of AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) is 4 / 10.
Can you provide the expected EPS growth for AGF-B stock?
The Earnings per Share (EPS) of AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) is expected to grow by 9.72% in the next year.