AUTOMOTIVE FINCO CORP (AFCC-H.CA) Stock Fundamental Analysis
Canada - TSX Venture Exchange - TSX-V:AFCC-H - CA05329N1024 - Common Stock
1.13 CAD
-0.02 (-1.74%)
AFCC-H gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 27 industry peers in the Financial Services industry. While AFCC-H has a great health rating, its profitability is only average at the moment. AFCC-H has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
AFCC-H had positive earnings in the past year.
AFCC-H had a positive operating cash flow in the past year.
In multiple years AFCC-H reported negative net income over the last 5 years.
AFCC-H had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
AFCC-H has a better Return On Assets (7.83%) than 100.00% of its industry peers.
The Return On Equity of AFCC-H (8.17%) is comparable to the rest of the industry.
AFCC-H has a Return On Invested Capital of 5.88%. This is in the better half of the industry: AFCC-H outperforms 70.37% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.83% | ||
| ROE | 8.17% | ||
| ROIC | 5.88% |
ROA(3y)4.3%
ROA(5y)1.3%
ROE(3y)4.3%
ROE(5y)1.27%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AFCC-H has a Profit Margin of 70.49%. This is amongst the best in the industry. AFCC-H outperforms 96.30% of its industry peers.
With a decent Operating Margin value of 70.49%, AFCC-H is doing good in the industry, outperforming 70.37% of the companies in the same industry.
AFCC-H's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 70.49% | ||
| PM (TTM) | 70.49% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y-1.56%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
AFCC-H has about the same amout of shares outstanding than it did 1 year ago.
AFCC-H has less shares outstanding than it did 5 years ago.
There is no outstanding debt for AFCC-H. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 13.79 indicates that AFCC-H is not in any danger for bankruptcy at the moment.
The Altman-Z score of AFCC-H (13.79) is better than 85.19% of its industry peers.
AFCC-H has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 13.79 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 24.28 indicates that AFCC-H has no problem at all paying its short term obligations.
AFCC-H has a Current ratio of 24.28. This is amongst the best in the industry. AFCC-H outperforms 100.00% of its industry peers.
A Quick Ratio of 24.28 indicates that AFCC-H has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 24.28, AFCC-H belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 24.28 | ||
| Quick Ratio | 24.28 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 8.11% over the past year.
The Revenue has been growing slightly by 7.26% in the past year.
AFCC-H shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -8.66% yearly.
EPS 1Y (TTM)8.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-0.75%
Revenue 1Y (TTM)7.26%
Revenue growth 3YN/A
Revenue growth 5Y-8.66%
Sales Q2Q%2.09%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 10.27, the valuation of AFCC-H can be described as reasonable.
Based on the Price/Earnings ratio, AFCC-H is valued cheaper than 88.89% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.45, AFCC-H is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.27 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AFCC-H indicates a rather cheap valuation: AFCC-H is cheaper than 85.19% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.09 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 17.83%, AFCC-H is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 6.83, AFCC-H pays a better dividend. On top of this AFCC-H pays more dividend than 100.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.42, AFCC-H pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 17.83% |
5.2 History
AFCC-H has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
TSX-V:AFCC-H (11/21/2025, 7:00:00 PM)
1.13
-0.02 (-1.74%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners5.44%
Ins Owner ChangeN/A
Market Cap22.40M
Revenue(TTM)3.05M
Net Income(TTM)2.15M
Analysts40
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 17.83% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.27 | ||
| Fwd PE | N/A | ||
| P/S | 7.34 | ||
| P/FCF | 18.09 | ||
| P/OCF | 18.09 | ||
| P/B | 0.85 | ||
| P/tB | 0.85 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.11
EY9.73%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.06
FCFY5.53%
OCF(TTM)0.06
OCFY5.53%
SpS0.15
BVpS1.33
TBVpS1.33
PEG (NY)N/A
PEG (5Y)N/A
Graham Number1.81
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.83% | ||
| ROE | 8.17% | ||
| ROCE | 8.17% | ||
| ROIC | 5.88% | ||
| ROICexc | 37.74% | ||
| ROICexgc | 37.74% | ||
| OM | 70.49% | ||
| PM (TTM) | 70.49% | ||
| GM | N/A | ||
| FCFM | 40.56% |
ROA(3y)4.3%
ROA(5y)1.3%
ROE(3y)4.3%
ROE(5y)1.27%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-44.76%
ROICexc growth 3YN/A
ROICexc growth 5Y-44.76%
OM growth 3YN/A
OM growth 5Y-1.56%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 57.53% | ||
| Current Ratio | 24.28 | ||
| Quick Ratio | 24.28 | ||
| Altman-Z | 13.79 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-0.75%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)7.26%
Revenue growth 3YN/A
Revenue growth 5Y-8.66%
Sales Q2Q%2.09%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y6.03%
EBIT growth 3YN/A
EBIT growth 5Y-10.08%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y245.72%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y245.72%
OCF growth 3YN/A
OCF growth 5YN/A
AUTOMOTIVE FINCO CORP / AFCC-H.CA FAQ
What is the fundamental rating for AFCC-H stock?
ChartMill assigns a fundamental rating of 5 / 10 to AFCC-H.CA.
What is the valuation status for AFCC-H stock?
ChartMill assigns a valuation rating of 4 / 10 to AUTOMOTIVE FINCO CORP (AFCC-H.CA). This can be considered as Fairly Valued.
How profitable is AUTOMOTIVE FINCO CORP (AFCC-H.CA) stock?
AUTOMOTIVE FINCO CORP (AFCC-H.CA) has a profitability rating of 4 / 10.
What is the financial health of AUTOMOTIVE FINCO CORP (AFCC-H.CA) stock?
The financial health rating of AUTOMOTIVE FINCO CORP (AFCC-H.CA) is 9 / 10.
Can you provide the dividend sustainability for AFCC-H stock?
The dividend rating of AUTOMOTIVE FINCO CORP (AFCC-H.CA) is 5 / 10 and the dividend payout ratio is 0%.