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ALLIANCEBERSTEIN NTL MUNI (AFB) Stock Overview

USA - NYSE:AFB - US01864U1060

10.85 USD
-0.03 (-0.28%)
Last: 9/24/2025, 11:46:05 AM
Fundamental Rating

3

AFB gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 0 industry peers in the Unkown industry. The financial health of AFB is average, but there are quite some concerns on its profitability. AFB does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

In the past year AFB was profitable.
In the past year AFB had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: AFB reported negative net income in multiple years.
AFB had a positive operating cash flow in each of the past 5 years.
AFB Yearly Net Income VS EBIT VS OCF VS FCFAFB Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M

1.2 Ratios

Industry RankSector Rank
ROA 10.36%
ROE 18.05%
ROIC 2.8%
ROA(3y)-2.18%
ROA(5y)-0.28%
ROE(3y)-4.52%
ROE(5y)-1.05%
ROIC(3y)3.16%
ROIC(5y)3.17%
AFB Yearly ROA, ROE, ROICAFB Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 -20 -30

1.3 Margins

In the last couple of years the Profit Margin of AFB has grown nicely.
In the last couple of years the Operating Margin of AFB has declined.
In the last couple of years the Gross Margin of AFB has declined.
Industry RankSector Rank
OM 46.15%
PM (TTM) 234.62%
GM 46.15%
OM growth 3Y-13.89%
OM growth 5Y-4.67%
PM growth 3Y28.57%
PM growth 5Y2.54%
GM growth 3Y-14.61%
GM growth 5Y-5.32%
AFB Yearly Profit, Operating, Gross MarginsAFB Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200 -200

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4

2. Health

2.1 Basic Checks

AFB has more shares outstanding than it did 1 year ago.
The number of shares outstanding for AFB has been increased compared to 5 years ago.
AFB has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
AFB Yearly Shares OutstandingAFB Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
AFB Yearly Total Debt VS Total AssetsAFB Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

Based on the Altman-Z score of 0.27, we must say that AFB is in the distress zone and has some risk of bankruptcy.
There is no outstanding debt for AFB. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 0.27
ROIC/WACCN/A
WACCN/A
AFB Yearly LT Debt VS Equity VS FCFAFB Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.3 Liquidity

AFB has a Current Ratio of 0.14. This is a bad value and indicates that AFB is not financially healthy enough and could expect problems in meeting its short term obligations.
AFB has a Quick Ratio of 0.14. This is a bad value and indicates that AFB is not financially healthy enough and could expect problems in meeting its short term obligations.
Industry RankSector Rank
Current Ratio 0.14
Quick Ratio 0.14
AFB Yearly Current Assets VS Current LiabilitesAFB Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

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2

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 5350.00% over the past year.
The Earnings Per Share has been growing slightly by 2.13% on average over the past years.
Looking at the last year, AFB shows a small growth in Revenue. The Revenue has grown by 5.29% in the last year.
AFB shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.14% yearly.
EPS 1Y (TTM)5350%
EPS 3Y29.81%
EPS 5Y2.13%
EPS Q2Q%-137.42%
Revenue 1Y (TTM)5.29%
Revenue growth 3Y1.28%
Revenue growth 5Y-0.14%
Sales Q2Q%0.67%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
AFB Yearly Revenue VS EstimatesAFB Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M

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2

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 5.17, the valuation of AFB can be described as very cheap.
AFB is valuated cheaply when we compare the Price/Earnings ratio to 27.41, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 5.17
Fwd PE N/A
AFB Price Earnings VS Forward Price EarningsAFB Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF 11.81
EV/EBITDA N/A
AFB Per share dataAFB EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)2.43
EPS Next 2YN/A
EPS Next 3YN/A

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5

5. Dividend

5.1 Amount

AFB has a Yearly Dividend Yield of 4.07%, which is a nice return.
Compared to an average S&P500 Dividend Yield of 2.38, AFB pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.07%

5.2 History

The dividend of AFB decreases each year by -5.86%.
AFB has paid a dividend for at least 10 years, which is a reliable track record.
AFB has decreased its dividend recently.
Dividend Growth(5Y)-5.86%
Div Incr Years1
Div Non Decr Years1
AFB Yearly Dividends per shareAFB Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8

5.3 Sustainability

21.63% of the earnings are spent on dividend by AFB. This is a low number and sustainable payout ratio.
DP21.63%
EPS Next 2YN/A
EPS Next 3YN/A
AFB Yearly Income VS Free CF VS DividendAFB Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M
AFB Dividend Payout.AFB Dividend Payout, showing the Payout Ratio.AFB Dividend Payout.PayoutRetained Earnings

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ALLIANCEBERSTEIN NTL MUNI

NYSE:AFB (9/24/2025, 11:46:05 AM)

10.85

-0.03 (-0.28%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)06-26 2025-06-26
Earnings (Next)09-25 2025-09-25
Inst Owners60.28%
Inst Owner Change-6.7%
Ins OwnersN/A
Ins Owner Change0%
Market Cap311.83M
Analysts0
Price TargetN/A
Short Float %0.25%
Short Ratio0.88
Dividend
Industry RankSector Rank
Dividend Yield 4.07%
Yearly Dividend0.42
Dividend Growth(5Y)-5.86%
DP21.63%
Div Incr Years1
Div Non Decr Years1
Ex-Date09-04 2025-09-04 (0.04657)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 5.17
Fwd PE N/A
P/S 11.99
P/FCF 11.81
P/OCF 11.81
P/B 0.92
P/tB 0.92
EV/EBITDA N/A
EPS(TTM)2.1
EY19.35%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.92
FCFY8.47%
OCF(TTM)0.92
OCFY8.47%
SpS0.9
BVpS11.76
TBVpS11.76
PEG (NY)N/A
PEG (5Y)2.43
Profitability
Industry RankSector Rank
ROA 10.36%
ROE 18.05%
ROCE 3.54%
ROIC 2.8%
ROICexc 2.8%
ROICexgc 2.8%
OM 46.15%
PM (TTM) 234.62%
GM 46.15%
FCFM 101.56%
ROA(3y)-2.18%
ROA(5y)-0.28%
ROE(3y)-4.52%
ROE(5y)-1.05%
ROIC(3y)3.16%
ROIC(5y)3.17%
ROICexc(3y)3.16%
ROICexc(5y)3.17%
ROICexgc(3y)3.16%
ROICexgc(5y)3.17%
ROCE(3y)4%
ROCE(5y)4.01%
ROICexcg growth 3Y-7.03%
ROICexcg growth 5Y-1.11%
ROICexc growth 3Y-7.03%
ROICexc growth 5Y-1.11%
OM growth 3Y-13.89%
OM growth 5Y-4.67%
PM growth 3Y28.57%
PM growth 5Y2.54%
GM growth 3Y-14.61%
GM growth 5Y-5.32%
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.23
Cash Conversion N/A
Profit Quality 43.29%
Current Ratio 0.14
Quick Ratio 0.14
Altman-Z 0.27
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5350%
EPS 3Y29.81%
EPS 5Y2.13%
EPS Q2Q%-137.42%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5.29%
Revenue growth 3Y1.28%
Revenue growth 5Y-0.14%
Sales Q2Q%0.67%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y4.82%
EBIT growth 3Y-12.8%
EBIT growth 5Y-4.81%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-33.62%
FCF growth 3Y-13.29%
FCF growth 5Y-5.87%
OCF growth 1Y-33.62%
OCF growth 3Y-13.29%
OCF growth 5Y-5.87%