AXACTOR ASA (ACR.OL) Stock Fundamental Analysis
Europe - Euronext Oslo - OSL:ACR - NO0010840515 - Common Stock
7.46 NOK
0 (0%)
Overall ACR gets a fundamental rating of 3 out of 10. We evaluated ACR against 10 industry peers in the Consumer Finance industry. ACR has a bad profitability rating. Also its financial health evaluation is rather negative. ACR has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year ACR has reported negative net income.
In the past year ACR had a positive cash flow from operations.
In multiple years ACR reported negative net income over the last 5 years.
The reported operating cash flow has been mixed in the past 5 years: ACR reported negative operating cash flow in multiple years.
1.2 Ratios
With a Return On Assets value of -4.57%, ACR is not doing good in the industry: 80.00% of the companies in the same industry are doing better.
ACR has a Return On Equity of -16.24%. This is amonst the worse of the industry: ACR underperforms 80.00% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.01%, ACR is in line with its industry, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -4.57% | ||
| ROE | -16.24% | ||
| ROIC | 1.01% |
ROA(3y)-0.53%
ROA(5y)-1.09%
ROE(3y)-2.46%
ROE(5y)-4.4%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Operating Margin, with a value of 9.90%, ACR is in line with its industry, outperforming 50.00% of the companies in the same industry.
ACR's Gross Margin of 98.12% is fine compared to the rest of the industry. ACR outperforms 80.00% of its industry peers.
ACR's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.9% | ||
| PM (TTM) | N/A | ||
| GM | 98.12% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.03%
GM growth 5Y5.97%
2. Health
2.1 Basic Checks
ACR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for ACR remains at a similar level compared to 1 year ago.
The number of shares outstanding for ACR has been increased compared to 5 years ago.
Compared to 1 year ago, ACR has a worse debt to assets ratio.
2.2 Solvency
ACR has an Altman-Z score of 0.24. This is a bad value and indicates that ACR is not financially healthy and even has some risk of bankruptcy.
ACR has a Altman-Z score (0.24) which is in line with its industry peers.
The Debt to FCF ratio of ACR is 4.17, which is a neutral value as it means it would take ACR, 4.17 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 4.17, ACR is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
A Debt/Equity ratio of 2.25 is on the high side and indicates that ACR has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 2.25, ACR is doing worse than 60.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.25 | ||
| Debt/FCF | 4.17 | ||
| Altman-Z | 0.24 |
ROIC/WACC0.11
WACC8.87%
2.3 Liquidity
ACR has a Current Ratio of 0.99. This is a bad value and indicates that ACR is not financially healthy enough and could expect problems in meeting its short term obligations.
ACR has a better Current ratio (0.99) than 70.00% of its industry peers.
ACR has a Quick Ratio of 0.99. This is a bad value and indicates that ACR is not financially healthy enough and could expect problems in meeting its short term obligations.
ACR's Quick ratio of 0.99 is fine compared to the rest of the industry. ACR outperforms 70.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
The earnings per share for ACR have decreased strongly by -379.79% in the last year.
The Revenue for ACR has decreased by -37.28% in the past year. This is quite bad
The Revenue for ACR have been decreasing by -14.81% on average. This is quite bad
EPS 1Y (TTM)-379.79%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%3100%
Revenue 1Y (TTM)-37.28%
Revenue growth 3Y-6.85%
Revenue growth 5Y-14.81%
Sales Q2Q%12.26%
3.2 Future
ACR is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 35.41% yearly.
Based on estimates for the next years, ACR will show a quite strong growth in Revenue. The Revenue will grow by 17.76% on average per year.
EPS Next Y145.03%
EPS Next 2Y58.73%
EPS Next 3Y35.41%
EPS Next 5YN/A
Revenue Next Year51.52%
Revenue Next 2Y26.26%
Revenue Next 3Y17.76%
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for ACR. In the last year negative earnings were reported.
ACR is valuated cheaply with a Price/Forward Earnings ratio of 4.63.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ACR indicates a somewhat cheap valuation: ACR is cheaper than 80.00% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.56, ACR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 4.63 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ACR is on the same level as its industry peers.
ACR's Price/Free Cash Flow ratio is rather cheap when compared to the industry. ACR is cheaper than 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.98 | ||
| EV/EBITDA | 38.11 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
ACR's earnings are expected to grow with 35.41% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y58.73%
EPS Next 3Y35.41%
5. Dividend
5.1 Amount
ACR does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
OSL:ACR (12/9/2025, 10:26:19 AM)
7.46
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)
Earnings (Next)
Inst Owners3.57%
Inst Owner ChangeN/A
Ins Owners6.03%
Ins Owner ChangeN/A
Market Cap2.25B
Revenue(TTM)147.84M
Net Income(TTM)-58.22M
Analysts75
Price Target9.59 (28.55%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.44%
Min EPS beat(2)-24.09%
Max EPS beat(2)15.21%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-6.81%
Min Revenue beat(2)-13.86%
Max Revenue beat(2)0.25%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.08%
PT rev (3m)4.44%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-12.5%
EPS NY rev (1m)2.18%
EPS NY rev (3m)-9.28%
Revenue NQ rev (1m)-2.29%
Revenue NQ rev (3m)-4.48%
Revenue NY rev (1m)-0.26%
Revenue NY rev (3m)-0.69%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 4.63 | ||
| P/S | 1.29 | ||
| P/FCF | 0.98 | ||
| P/OCF | 0.97 | ||
| P/B | 0.53 | ||
| P/tB | 0.66 | ||
| EV/EBITDA | 38.11 |
EPS(TTM)-3.1
EYN/A
EPS(NY)1.61
Fwd EY21.58%
FCF(TTM)7.59
FCFY101.72%
OCF(TTM)7.72
OCFY103.44%
SpS5.77
BVpS13.99
TBVpS11.3
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -4.57% | ||
| ROE | -16.24% | ||
| ROCE | 1.25% | ||
| ROIC | 1.01% | ||
| ROICexc | 1.05% | ||
| ROICexgc | 1.12% | ||
| OM | 9.9% | ||
| PM (TTM) | N/A | ||
| GM | 98.12% | ||
| FCFM | 131.59% |
ROA(3y)-0.53%
ROA(5y)-1.09%
ROE(3y)-2.46%
ROE(5y)-4.4%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.03%
GM growth 5Y5.97%
F-Score3
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.25 | ||
| Debt/FCF | 4.17 | ||
| Debt/EBITDA | 32.14 | ||
| Cap/Depr | 31.37% | ||
| Cap/Sales | 2.23% | ||
| Interest Coverage | 0.2 | ||
| Cash Conversion | 787.27% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 0.24 |
F-Score3
WACC8.87%
ROIC/WACC0.11
Cap/Depr(3y)41.35%
Cap/Depr(5y)45.86%
Cap/Sales(3y)1.98%
Cap/Sales(5y)2.39%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-379.79%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%3100%
EPS Next Y145.03%
EPS Next 2Y58.73%
EPS Next 3Y35.41%
EPS Next 5YN/A
Revenue 1Y (TTM)-37.28%
Revenue growth 3Y-6.85%
Revenue growth 5Y-14.81%
Sales Q2Q%12.26%
Revenue Next Year51.52%
Revenue Next 2Y26.26%
Revenue Next 3Y17.76%
Revenue Next 5YN/A
EBIT growth 1Y-86.47%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year118.31%
EBIT Next 3Y30.46%
EBIT Next 5YN/A
FCF growth 1Y1123.46%
FCF growth 3Y9.09%
FCF growth 5YN/A
OCF growth 1Y901.89%
OCF growth 3Y8.3%
OCF growth 5YN/A
AXACTOR ASA / ACR.OL FAQ
What is the ChartMill fundamental rating of AXACTOR ASA (ACR.OL) stock?
ChartMill assigns a fundamental rating of 3 / 10 to ACR.OL.
What is the valuation status for ACR stock?
ChartMill assigns a valuation rating of 6 / 10 to AXACTOR ASA (ACR.OL). This can be considered as Fairly Valued.
What is the profitability of ACR stock?
AXACTOR ASA (ACR.OL) has a profitability rating of 2 / 10.
Can you provide the dividend sustainability for ACR stock?
The dividend rating of AXACTOR ASA (ACR.OL) is 0 / 10 and the dividend payout ratio is 0%.