POSTE ITALIANE SPA (7PI.DE) Fundamental Analysis & Valuation

FRA:7PI • IT0003796171

22.27 EUR
+0.44 (+2.02%)
Last: Mar 4, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This 7PI.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

4

7PI gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 55 industry peers in the Financial Services industry. 7PI has a medium profitability rating, but doesn't score so well on its financial health evaluation. 7PI is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

5

1. 7PI.DE Profitability Analysis

1.1 Basic Checks

  • In the past year 7PI was profitable.
  • In the past year 7PI had a positive cash flow from operations.
  • 7PI had positive earnings in each of the past 5 years.
  • Of the past 5 years 7PI 4 years had a positive operating cash flow.
7PI.DE Yearly Net Income VS EBIT VS OCF VS FCF7PI.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B 4B

1.2 Ratios

  • 7PI has a Return On Assets of 0.76%. This is comparable to the rest of the industry: 7PI outperforms 47.27% of its industry peers.
  • Looking at the Return On Equity, with a value of 16.35%, 7PI is in the better half of the industry, outperforming 76.36% of the companies in the same industry.
  • With a Return On Invested Capital value of 1.06%, 7PI is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA 0.76%
ROE 16.35%
ROIC 1.06%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
7PI.DE Yearly ROA, ROE, ROIC7PI.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 16.12%, 7PI is in the better half of the industry, outperforming 63.64% of the companies in the same industry.
  • 7PI's Profit Margin has improved in the last couple of years.
  • 7PI has a Operating Margin of 20.70%. This is in the better half of the industry: 7PI outperforms 70.91% of its industry peers.
  • 7PI's Operating Margin has improved in the last couple of years.
  • 7PI has a better Gross Margin (70.85%) than 70.91% of its industry peers.
  • In the last couple of years the Gross Margin of 7PI has declined.
Industry RankSector Rank
OM 20.7%
PM (TTM) 16.12%
GM 70.85%
OM growth 3Y3.54%
OM growth 5Y10.24%
PM growth 3Y5.54%
PM growth 5Y7.28%
GM growth 3Y-2.84%
GM growth 5Y-1.88%
7PI.DE Yearly Profit, Operating, Gross Margins7PI.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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1

2. 7PI.DE Health Analysis

2.1 Basic Checks

  • 7PI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • 7PI has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
7PI.DE Yearly Shares Outstanding7PI.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B
7PI.DE Yearly Total Debt VS Total Assets7PI.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50B 100B 150B 200B 250B

2.2 Solvency

  • Based on the Altman-Z score of 0.01, we must say that 7PI is in the distress zone and has some risk of bankruptcy.
  • With a Altman-Z score value of 0.01, 7PI is not doing good in the industry: 70.91% of the companies in the same industry are doing better.
  • The Debt to FCF ratio of 7PI is 46.28, which is on the high side as it means it would take 7PI, 46.28 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 46.28, 7PI is doing worse than 63.64% of the companies in the same industry.
  • A Debt/Equity ratio of 0.46 indicates that 7PI is not too dependend on debt financing.
  • 7PI has a Debt to Equity ratio of 0.46. This is comparable to the rest of the industry: 7PI outperforms 52.73% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.46
Debt/FCF 46.28
Altman-Z 0.01
ROIC/WACC0.29
WACC3.66%
7PI.DE Yearly LT Debt VS Equity VS FCF7PI.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 0.50 indicates that 7PI may have some problems paying its short term obligations.
  • 7PI has a Current ratio of 0.50. This is in the lower half of the industry: 7PI underperforms 76.36% of its industry peers.
  • A Quick Ratio of 0.50 indicates that 7PI may have some problems paying its short term obligations.
  • 7PI has a Quick ratio of 0.50. This is in the lower half of the industry: 7PI underperforms 76.36% of its industry peers.
Industry RankSector Rank
Current Ratio 0.5
Quick Ratio 0.5
7PI.DE Yearly Current Assets VS Current Liabilites7PI.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. 7PI.DE Growth Analysis

3.1 Past

  • 7PI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 99.22%, which is quite impressive.
  • Measured over the past years, 7PI shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.95% on average per year.
  • The Revenue has grown by 82.18% in the past year. This is a very strong growth!
  • 7PI shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.24% yearly.
EPS 1Y (TTM)99.22%
EPS 3Y11.91%
EPS 5Y12.95%
EPS Q2Q%434.38%
Revenue 1Y (TTM)82.18%
Revenue growth 3Y6.07%
Revenue growth 5Y5.24%
Sales Q2Q%290.57%

3.2 Future

  • 7PI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.62% yearly.
  • The Revenue is expected to grow by 1.62% on average over the next years.
EPS Next Y4.54%
EPS Next 2Y7%
EPS Next 3Y5.38%
EPS Next 5Y5.62%
Revenue Next Year2.55%
Revenue Next 2Y2.67%
Revenue Next 3Y2.89%
Revenue Next 5Y1.62%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
7PI.DE Yearly Revenue VS Estimates7PI.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 10B 20B 30B
7PI.DE Yearly EPS VS Estimates7PI.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 0.5 1 1.5 2

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5

4. 7PI.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 7.25 indicates a rather cheap valuation of 7PI.
  • Based on the Price/Earnings ratio, 7PI is valued cheaper than 81.82% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of 7PI to the average of the S&P500 Index (27.03), we can say 7PI is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 12.04, 7PI is valued correctly.
  • 7PI's Price/Forward Earnings is on the same level as the industry average.
  • 7PI is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.11, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 7.25
Fwd PE 12.04
7PI.DE Price Earnings VS Forward Price Earnings7PI.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 7PI's Enterprise Value to EBITDA ratio is in line with the industry average.
  • 7PI's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 13.84
EV/EBITDA 14.06
7PI.DE Per share data7PI.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • 7PI's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.6
PEG (5Y)0.56
EPS Next 2Y7%
EPS Next 3Y5.38%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. 7PI.DE Dividend Analysis

5.1 Amount

  • 7PI has a Yearly Dividend Yield of 4.70%, which is a nice return.
  • 7PI's Dividend Yield is a higher than the industry average which is at 2.26.
  • 7PI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 4.7%

5.2 History

  • On average, the dividend of 7PI grows each year by 8.66%, which is quite nice.
Dividend Growth(5Y)8.66%
Div Incr YearsN/A
Div Non Decr YearsN/A
7PI.DE Yearly Dividends per share7PI.DE Yearly Dividends per shareYearly Dividends per share 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 7PI pays out 65.05% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of 7PI is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP65.05%
EPS Next 2Y7%
EPS Next 3Y5.38%
7PI.DE Yearly Income VS Free CF VS Dividend7PI.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B
7PI.DE Dividend Payout.7PI.DE Dividend Payout, showing the Payout Ratio.7PI.DE Dividend Payout.PayoutRetained Earnings

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7PI.DE Fundamentals: All Metrics, Ratios and Statistics

POSTE ITALIANE SPA

FRA:7PI (3/4/2026, 7:00:00 PM)

22.27

+0.44 (+2.02%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-25
Earnings (Next)05-06
Inst Owners11.34%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap29.09B
Revenue(TTM)23.55B
Net Income(TTM)2.17B
Analysts69.52
Price Target22.57 (1.35%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.7%
Yearly Dividend0.9
Dividend Growth(5Y)8.66%
DP65.05%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.4%
Min EPS beat(2)5.7%
Max EPS beat(2)9.09%
EPS beat(4)4
Avg EPS beat(4)21.86%
Min EPS beat(4)5.7%
Max EPS beat(4)59.68%
EPS beat(8)7
Avg EPS beat(8)13.77%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)2.47%
Min Revenue beat(2)2.12%
Max Revenue beat(2)2.83%
Revenue beat(4)4
Avg Revenue beat(4)3.95%
Min Revenue beat(4)2.12%
Max Revenue beat(4)6.59%
Revenue beat(8)8
Avg Revenue beat(8)14.53%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.11%
PT rev (3m)6.47%
EPS NQ rev (1m)-3.42%
EPS NQ rev (3m)-8.14%
EPS NY rev (1m)0%
EPS NY rev (3m)0.09%
Revenue NQ rev (1m)-1.74%
Revenue NQ rev (3m)-2.7%
Revenue NY rev (1m)0.41%
Revenue NY rev (3m)0.53%
Valuation
Industry RankSector Rank
PE 7.25
Fwd PE 12.04
P/S 2.16
P/FCF 13.84
P/OCF 8.93
P/B 2.2
P/tB 2.61
EV/EBITDA 14.06
EPS(TTM)3.07
EY13.79%
EPS(NY)1.85
Fwd EY8.3%
FCF(TTM)1.61
FCFY7.23%
OCF(TTM)2.49
OCFY11.2%
SpS10.29
BVpS10.14
TBVpS8.54
PEG (NY)1.6
PEG (5Y)0.56
Graham Number26.47
Profitability
Industry RankSector Rank
ROA 0.76%
ROE 16.35%
ROCE 1.47%
ROIC 1.06%
ROICexc 1.36%
ROICexgc 1.38%
OM 20.7%
PM (TTM) 16.12%
GM 70.85%
FCFM 15.64%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y3.54%
OM growth 5Y10.24%
PM growth 3Y5.54%
PM growth 5Y7.28%
GM growth 3Y-2.84%
GM growth 5Y-1.88%
F-Score5
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0.46
Debt/FCF 46.28
Debt/EBITDA 1.63
Cap/Depr 117.38%
Cap/Sales 8.59%
Interest Coverage 250
Cash Conversion 86.48%
Profit Quality 97.05%
Current Ratio 0.5
Quick Ratio 0.5
Altman-Z 0.01
F-Score5
WACC3.66%
ROIC/WACC0.29
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)99.22%
EPS 3Y11.91%
EPS 5Y12.95%
EPS Q2Q%434.38%
EPS Next Y4.54%
EPS Next 2Y7%
EPS Next 3Y5.38%
EPS Next 5Y5.62%
Revenue 1Y (TTM)82.18%
Revenue growth 3Y6.07%
Revenue growth 5Y5.24%
Sales Q2Q%290.57%
Revenue Next Year2.55%
Revenue Next 2Y2.67%
Revenue Next 3Y2.89%
Revenue Next 5Y1.62%
EBIT growth 1Y-15.21%
EBIT growth 3Y9.82%
EBIT growth 5Y16.01%
EBIT Next Year34.2%
EBIT Next 3Y14.11%
EBIT Next 5YN/A
FCF growth 1Y19.7%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y21.62%
OCF growth 3YN/A
OCF growth 5YN/A

POSTE ITALIANE SPA / 7PI.DE FAQ

What is the fundamental rating for 7PI stock?

ChartMill assigns a fundamental rating of 4 / 10 to 7PI.DE.


What is the valuation status of POSTE ITALIANE SPA (7PI.DE) stock?

ChartMill assigns a valuation rating of 5 / 10 to POSTE ITALIANE SPA (7PI.DE). This can be considered as Fairly Valued.


What is the profitability of 7PI stock?

POSTE ITALIANE SPA (7PI.DE) has a profitability rating of 5 / 10.


Can you provide the expected EPS growth for 7PI stock?

The Earnings per Share (EPS) of POSTE ITALIANE SPA (7PI.DE) is expected to grow by 4.54% in the next year.


Is the dividend of POSTE ITALIANE SPA sustainable?

The dividend rating of POSTE ITALIANE SPA (7PI.DE) is 6 / 10 and the dividend payout ratio is 65.05%.