POSTE ITALIANE SPA (7PI.DE) Fundamental Analysis & Valuation

FRA:7PI • IT0003796171

Current stock price

22.45 EUR
+0.14 (+0.63%)
Last:

This 7PI.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. 7PI.DE Profitability Analysis

1.1 Basic Checks

  • In the past year 7PI was profitable.
  • 7PI had a positive operating cash flow in the past year.
  • Each year in the past 5 years 7PI has been profitable.
  • Each year in the past 5 years 7PI had a positive operating cash flow.
7PI.DE Yearly Net Income VS EBIT VS OCF VS FCF7PI.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B 4B

1.2 Ratios

  • 7PI has a Return On Assets of 0.76%. This is comparable to the rest of the industry: 7PI outperforms 44.23% of its industry peers.
  • Looking at the Return On Equity, with a value of 15.99%, 7PI is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
  • 7PI has a Return On Invested Capital of 0.87%. This is comparable to the rest of the industry: 7PI outperforms 44.23% of its industry peers.
  • 7PI had an Average Return On Invested Capital over the past 3 years of 0.92%. This is significantly below the industry average of 9.16%.
Industry RankSector Rank
ROA 0.76%
ROE 15.99%
ROIC 0.87%
ROA(3y)0.73%
ROA(5y)0.67%
ROE(3y)17.28%
ROE(5y)17.21%
ROIC(3y)0.92%
ROIC(5y)0.84%
7PI.DE Yearly ROA, ROE, ROIC7PI.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • With a decent Profit Margin value of 16.29%, 7PI is doing good in the industry, outperforming 65.38% of the companies in the same industry.
  • In the last couple of years the Profit Margin of 7PI has grown nicely.
  • Looking at the Operating Margin, with a value of 23.30%, 7PI is in the better half of the industry, outperforming 71.15% of the companies in the same industry.
  • In the last couple of years the Operating Margin of 7PI has grown nicely.
  • Looking at the Gross Margin, with a value of 70.53%, 7PI is in the better half of the industry, outperforming 71.15% of the companies in the same industry.
  • 7PI's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 23.3%
PM (TTM) 16.29%
GM 70.53%
OM growth 3Y3.62%
OM growth 5Y10.29%
PM growth 3Y5.54%
PM growth 5Y7.28%
GM growth 3Y-1.84%
GM growth 5Y-1.28%
7PI.DE Yearly Profit, Operating, Gross Margins7PI.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

2

2. 7PI.DE Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), 7PI is destroying value.
  • Compared to 1 year ago, 7PI has about the same amount of shares outstanding.
  • 7PI has less shares outstanding than it did 5 years ago.
  • 7PI has a better debt/assets ratio than last year.
7PI.DE Yearly Shares Outstanding7PI.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
7PI.DE Yearly Total Debt VS Total Assets7PI.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B 250B

2.2 Solvency

  • Based on the Altman-Z score of 0.02, we must say that 7PI is in the distress zone and has some risk of bankruptcy.
  • 7PI has a Altman-Z score of 0.02. This is in the lower half of the industry: 7PI underperforms 71.15% of its industry peers.
  • The Debt to FCF ratio of 7PI is 53.28, which is on the high side as it means it would take 7PI, 53.28 years of fcf income to pay off all of its debts.
  • 7PI has a Debt to FCF ratio of 53.28. This is comparable to the rest of the industry: 7PI outperforms 40.38% of its industry peers.
  • A Debt/Equity ratio of 5.54 is on the high side and indicates that 7PI has dependencies on debt financing.
  • The Debt to Equity ratio of 7PI (5.54) is worse than 82.69% of its industry peers.
Industry RankSector Rank
Debt/Equity 5.54
Debt/FCF 53.28
Altman-Z 0.02
ROIC/WACC0.13
WACC6.46%
7PI.DE Yearly LT Debt VS Equity VS FCF7PI.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 0.50 indicates that 7PI may have some problems paying its short term obligations.
  • 7PI has a Current ratio of 0.50. This is in the lower half of the industry: 7PI underperforms 73.08% of its industry peers.
  • A Quick Ratio of 0.50 indicates that 7PI may have some problems paying its short term obligations.
  • 7PI has a Quick ratio of 0.50. This is in the lower half of the industry: 7PI underperforms 73.08% of its industry peers.
Industry RankSector Rank
Current Ratio 0.5
Quick Ratio 0.5
7PI.DE Yearly Current Assets VS Current Liabilites7PI.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B

3

3. 7PI.DE Growth Analysis

3.1 Past

  • 7PI shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -4.44%.
  • Measured over the past years, 7PI shows a quite strong growth in Earnings Per Share. The EPS has been growing by 14.08% on average per year.
  • Looking at the last year, 7PI shows a small growth in Revenue. The Revenue has grown by 5.12% in the last year.
  • Measured over the past years, 7PI shows a small growth in Revenue. The Revenue has been growing by 5.24% on average per year.
EPS 1Y (TTM)-4.44%
EPS 3Y11.91%
EPS 5Y14.08%
EPS Q2Q%-44.04%
Revenue 1Y (TTM)5.12%
Revenue growth 3Y6.07%
Revenue growth 5Y5.24%
Sales Q2Q%4.28%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.40% on average over the next years.
  • The Revenue is expected to grow by 2.44% on average over the next years.
EPS Next Y9.58%
EPS Next 2Y9.39%
EPS Next 3Y6.4%
EPS Next 5Y6.4%
Revenue Next Year2.98%
Revenue Next 2Y2.92%
Revenue Next 3Y2.72%
Revenue Next 5Y2.44%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
7PI.DE Yearly Revenue VS Estimates7PI.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 10B 20B 30B
7PI.DE Yearly EPS VS Estimates7PI.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 0.5 1 1.5 2

5

4. 7PI.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • 7PI is valuated correctly with a Price/Earnings ratio of 13.05.
  • 7PI's Price/Earnings ratio is a bit cheaper when compared to the industry. 7PI is cheaper than 63.46% of the companies in the same industry.
  • 7PI is valuated cheaply when we compare the Price/Earnings ratio to 26.54, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 11.91, which indicates a very decent valuation of 7PI.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of 7PI indicates a somewhat cheap valuation: 7PI is cheaper than 63.46% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of 7PI to the average of the S&P500 Index (21.68), we can say 7PI is valued slightly cheaper.
Industry RankSector Rank
PE 13.05
Fwd PE 11.91
7PI.DE Price Earnings VS Forward Price Earnings7PI.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of 7PI indicates a somewhat cheap valuation: 7PI is cheaper than 61.54% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 19.23
EV/EBITDA -7.7
7PI.DE Per share data7PI.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • 7PI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.36
PEG (5Y)0.93
EPS Next 2Y9.39%
EPS Next 3Y6.4%

7

5. 7PI.DE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.64%, 7PI is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.39, 7PI pays a better dividend. On top of this 7PI pays more dividend than 80.77% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, 7PI pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.64%

5.2 History

  • On average, the dividend of 7PI grows each year by 19.75%, which is quite nice.
Dividend Growth(5Y)19.75%
Div Incr Years1
Div Non Decr Years1
7PI.DE Yearly Dividends per share7PI.DE Yearly Dividends per shareYearly Dividends per share 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 67.87% of the earnings are spent on dividend by 7PI. This is not a sustainable payout ratio.
  • The dividend of 7PI is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP67.87%
EPS Next 2Y9.39%
EPS Next 3Y6.4%
7PI.DE Yearly Income VS Free CF VS Dividend7PI.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B
7PI.DE Dividend Payout.7PI.DE Dividend Payout, showing the Payout Ratio.7PI.DE Dividend Payout.PayoutRetained Earnings

7PI.DE Fundamentals: All Metrics, Ratios and Statistics

POSTE ITALIANE SPA

FRA:7PI (4/29/2026, 7:00:00 PM)

22.45

+0.14 (+0.63%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Industry Strength43.24
Industry Growth73.33
Earnings (Last)02-26
Earnings (Next)05-06
Inst Owners11.66%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap29.32B
Revenue(TTM)13.59B
Net Income(TTM)2.21B
Analysts71.58
Price Target23.37 (4.1%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.64%
Yearly Dividend1.16
Dividend Growth(5Y)19.75%
DP67.87%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.83%
Min EPS beat(2)-14.76%
Max EPS beat(2)9.09%
EPS beat(4)3
Avg EPS beat(4)3.25%
Min EPS beat(4)-14.76%
Max EPS beat(4)12.95%
EPS beat(8)6
Avg EPS beat(8)11.25%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)4.33%
Min Revenue beat(2)2.12%
Max Revenue beat(2)6.55%
Revenue beat(4)4
Avg Revenue beat(4)3.94%
Min Revenue beat(4)2.12%
Max Revenue beat(4)6.55%
Revenue beat(8)8
Avg Revenue beat(8)3.82%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.52%
PT rev (3m)6.74%
EPS NQ rev (1m)-5.21%
EPS NQ rev (3m)4.6%
EPS NY rev (1m)1.21%
EPS NY rev (3m)1.92%
Revenue NQ rev (1m)-0.15%
Revenue NQ rev (3m)1.33%
Revenue NY rev (1m)0.5%
Revenue NY rev (3m)0.79%
Valuation
Industry RankSector Rank
PE 13.05
Fwd PE 11.91
P/S 2.16
P/FCF 19.23
P/OCF 10.85
P/B 2.12
P/tB 2.52
EV/EBITDA -7.7
EPS(TTM)1.72
EY7.66%
EPS(NY)1.88
Fwd EY8.4%
FCF(TTM)1.17
FCFY5.2%
OCF(TTM)2.07
OCFY9.22%
SpS10.4
BVpS10.6
TBVpS8.91
PEG (NY)1.36
PEG (5Y)0.93
Graham Number20.2497 (-9.8%)
Profitability
Industry RankSector Rank
ROA 0.76%
ROE 15.99%
ROCE 1.64%
ROIC 0.87%
ROICexc 1.02%
ROICexgc 1.03%
OM 23.3%
PM (TTM) 16.29%
GM 70.53%
FCFM 11.22%
ROA(3y)0.73%
ROA(5y)0.67%
ROE(3y)17.28%
ROE(5y)17.21%
ROIC(3y)0.92%
ROIC(5y)0.84%
ROICexc(3y)1.14%
ROICexc(5y)1.05%
ROICexgc(3y)1.16%
ROICexgc(5y)1.06%
ROCE(3y)1.55%
ROCE(5y)1.41%
ROICexgc growth 3Y4.26%
ROICexgc growth 5Y14.65%
ROICexc growth 3Y4.25%
ROICexc growth 5Y14.51%
OM growth 3Y3.62%
OM growth 5Y10.29%
PM growth 3Y5.54%
PM growth 5Y7.28%
GM growth 3Y-1.84%
GM growth 5Y-1.28%
F-Score7
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 5.54
Debt/FCF 53.28
Debt/EBITDA 18.42
Cap/Depr 118.51%
Cap/Sales 8.67%
Interest Coverage 250
Cash Conversion 64.98%
Profit Quality 68.91%
Current Ratio 0.5
Quick Ratio 0.5
Altman-Z 0.02
F-Score7
WACC6.46%
ROIC/WACC0.13
Cap/Depr(3y)106.1%
Cap/Depr(5y)102.27%
Cap/Sales(3y)7.7%
Cap/Sales(5y)7.39%
Profit Quality(3y)65.17%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.44%
EPS 3Y11.91%
EPS 5Y14.08%
EPS Q2Q%-44.04%
EPS Next Y9.58%
EPS Next 2Y9.39%
EPS Next 3Y6.4%
EPS Next 5Y6.4%
Revenue 1Y (TTM)5.12%
Revenue growth 3Y6.07%
Revenue growth 5Y5.24%
Sales Q2Q%4.28%
Revenue Next Year2.98%
Revenue Next 2Y2.92%
Revenue Next 3Y2.72%
Revenue Next 5Y2.44%
EBIT growth 1Y24.21%
EBIT growth 3Y9.91%
EBIT growth 5Y16.07%
EBIT Next Year34.92%
EBIT Next 3Y15.12%
EBIT Next 5YN/A
FCF growth 1Y-21.23%
FCF growth 3YN/A
FCF growth 5Y4.26%
OCF growth 1Y-6.83%
OCF growth 3Y146.71%
OCF growth 5Y7.11%

POSTE ITALIANE SPA / 7PI.DE Fundamental Analysis FAQ

What is the fundamental rating for 7PI stock?

ChartMill assigns a fundamental rating of 4 / 10 to 7PI.DE.


What is the valuation status of POSTE ITALIANE SPA (7PI.DE) stock?

ChartMill assigns a valuation rating of 5 / 10 to POSTE ITALIANE SPA (7PI.DE). This can be considered as Fairly Valued.


How profitable is POSTE ITALIANE SPA (7PI.DE) stock?

POSTE ITALIANE SPA (7PI.DE) has a profitability rating of 6 / 10.


What are the PE and PB ratios of POSTE ITALIANE SPA (7PI.DE) stock?

The Price/Earnings (PE) ratio for POSTE ITALIANE SPA (7PI.DE) is 13.05 and the Price/Book (PB) ratio is 2.12.


How financially healthy is POSTE ITALIANE SPA?

The financial health rating of POSTE ITALIANE SPA (7PI.DE) is 2 / 10.