74SOFTWARE SA (74SW.PA) Stock Fundamental Analysis

Europe • Euronext Paris • EPA:74SW • FR0011040500

30.3 EUR
+0.4 (+1.34%)
Last: Feb 6, 2026, 07:00 PM
Fundamental Rating

5

Taking everything into account, 74SW scores 5 out of 10 in our fundamental rating. 74SW was compared to 115 industry peers in the Software industry. 74SW has a medium profitability rating, but doesn't score so well on its financial health evaluation. 74SW is evaluated to be cheap and growing strongly. This does not happen too often!


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year 74SW was profitable.
  • 74SW had a positive operating cash flow in the past year.
  • 74SW had positive earnings in 4 of the past 5 years.
  • 74SW had a positive operating cash flow in each of the past 5 years.
74SW.PA Yearly Net Income VS EBIT VS OCF VS FCF74SW.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M 60M

1.2 Ratios

  • 74SW has a Return On Assets (3.47%) which is in line with its industry peers.
  • 74SW has a Return On Equity (8.15%) which is comparable to the rest of the industry.
  • Looking at the Return On Invested Capital, with a value of 8.61%, 74SW is in the better half of the industry, outperforming 65.22% of the companies in the same industry.
Industry RankSector Rank
ROA 3.47%
ROE 8.15%
ROIC 8.61%
ROA(3y)0.73%
ROA(5y)1.07%
ROE(3y)1.84%
ROE(5y)2.1%
ROIC(3y)N/A
ROIC(5y)N/A
74SW.PA Yearly ROA, ROE, ROIC74SW.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 -10

1.3 Margins

  • The Profit Margin of 74SW (6.36%) is comparable to the rest of the industry.
  • 74SW's Profit Margin has improved in the last couple of years.
  • With a decent Operating Margin value of 13.57%, 74SW is doing good in the industry, outperforming 68.70% of the companies in the same industry.
  • In the last couple of years the Operating Margin of 74SW has grown nicely.
  • 74SW's Gross Margin of 58.36% is on the low side compared to the rest of the industry. 74SW is outperformed by 66.09% of its industry peers.
  • In the last couple of years the Gross Margin of 74SW has remained more or less at the same level.
Industry RankSector Rank
OM 13.57%
PM (TTM) 6.36%
GM 58.36%
OM growth 3Y35.39%
OM growth 5Y24.47%
PM growth 3Y35.92%
PM growth 5Y36.2%
GM growth 3Y-0.24%
GM growth 5Y0.75%
74SW.PA Yearly Profit, Operating, Gross Margins74SW.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), 74SW is destroying value.
  • The number of shares outstanding for 74SW has been increased compared to 1 year ago.
  • 74SW has more shares outstanding than it did 5 years ago.
  • 74SW has a worse debt/assets ratio than last year.
74SW.PA Yearly Shares Outstanding74SW.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
74SW.PA Yearly Total Debt VS Total Assets74SW.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • 74SW has an Altman-Z score of 2.17. This is not the best score and indicates that 74SW is in the grey zone with still only limited risk for bankruptcy at the moment.
  • 74SW has a Altman-Z score (2.17) which is in line with its industry peers.
  • 74SW has a debt to FCF ratio of 3.77. This is a good value and a sign of high solvency as 74SW would need 3.77 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 3.77, 74SW is in line with its industry, outperforming 53.91% of the companies in the same industry.
  • 74SW has a Debt/Equity ratio of 0.56. This is a neutral value indicating 74SW is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.56, 74SW is not doing good in the industry: 66.96% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 3.77
Altman-Z 2.17
ROIC/WACC0.95
WACC9.06%
74SW.PA Yearly LT Debt VS Equity VS FCF74SW.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.3 Liquidity

  • 74SW has a Current Ratio of 1.27. This is a normal value and indicates that 74SW is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Current ratio value of 1.27, 74SW perfoms like the industry average, outperforming 41.74% of the companies in the same industry.
  • A Quick Ratio of 1.25 indicates that 74SW should not have too much problems paying its short term obligations.
  • 74SW has a Quick ratio (1.25) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.27
Quick Ratio 1.25
74SW.PA Yearly Current Assets VS Current Liabilites74SW.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 11.45% over the past year.
  • Measured over the past years, 74SW shows a very strong growth in Earnings Per Share. The EPS has been growing by 46.06% on average per year.
  • The Revenue has grown by 103.99% in the past year. This is a very strong growth!
  • Measured over the past years, 74SW shows a quite strong growth in Revenue. The Revenue has been growing by 9.02% on average per year.
EPS 1Y (TTM)11.45%
EPS 3Y62.16%
EPS 5Y46.06%
EPS Q2Q%66.81%
Revenue 1Y (TTM)103.99%
Revenue growth 3Y17.39%
Revenue growth 5Y9.02%
Sales Q2Q%131.39%

3.2 Future

  • 74SW is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 40.08% yearly.
  • 74SW is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.89% yearly.
EPS Next Y45.29%
EPS Next 2Y42.38%
EPS Next 3Y35.23%
EPS Next 5Y40.08%
Revenue Next Year54.18%
Revenue Next 2Y26.33%
Revenue Next 3Y18.17%
Revenue Next 5Y11.89%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
74SW.PA Yearly Revenue VS Estimates74SW.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M
74SW.PA Yearly EPS VS Estimates74SW.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3 4

7

4. Valuation

4.1 Price/Earnings Ratio

  • 74SW is valuated rather expensively with a Price/Earnings ratio of 17.93.
  • Compared to the rest of the industry, the Price/Earnings ratio of 74SW indicates a somewhat cheap valuation: 74SW is cheaper than 79.13% of the companies listed in the same industry.
  • 74SW is valuated rather cheaply when we compare the Price/Earnings ratio to 27.92, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 12.56, the valuation of 74SW can be described as correct.
  • Based on the Price/Forward Earnings ratio, 74SW is valued cheaply inside the industry as 86.96% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 27.78. 74SW is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 17.93
Fwd PE 12.56
74SW.PA Price Earnings VS Forward Price Earnings74SW.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, 74SW is valued cheaply inside the industry as 80.87% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, 74SW is valued cheaply inside the industry as 90.43% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 10.87
EV/EBITDA 9.44
74SW.PA Per share data74SW.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • 74SW's earnings are expected to grow with 35.23% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.4
PEG (5Y)0.39
EPS Next 2Y42.38%
EPS Next 3Y35.23%

0

5. Dividend

5.1 Amount

  • No dividends for 74SW!.
Industry RankSector Rank
Dividend Yield 0%

74SOFTWARE SA

EPA:74SW (2/6/2026, 7:00:00 PM)

30.3

+0.4 (+1.34%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)10-30
Earnings (Next)02-25
Inst Owners20.69%
Inst Owner ChangeN/A
Ins Owners1.79%
Ins Owner ChangeN/A
Market Cap901.42M
Revenue(TTM)657.21M
Net Income(TTM)41.80M
Analysts84
Price Target48.3 (59.41%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.44%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.2%
Valuation
Industry RankSector Rank
PE 17.93
Fwd PE 12.56
P/S 1.37
P/FCF 10.87
P/OCF 8.42
P/B 1.76
P/tB N/A
EV/EBITDA 9.44
EPS(TTM)1.69
EY5.58%
EPS(NY)2.41
Fwd EY7.96%
FCF(TTM)2.79
FCFY9.2%
OCF(TTM)3.6
OCFY11.87%
SpS22.09
BVpS17.24
TBVpS-4.77
PEG (NY)0.4
PEG (5Y)0.39
Graham Number25.61
Profitability
Industry RankSector Rank
ROA 3.47%
ROE 8.15%
ROCE 10.28%
ROIC 8.61%
ROICexc 9.23%
ROICexgc 47.76%
OM 13.57%
PM (TTM) 6.36%
GM 58.36%
FCFM 12.62%
ROA(3y)0.73%
ROA(5y)1.07%
ROE(3y)1.84%
ROE(5y)2.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y19.99%
ROICexgc growth 5Y-4.09%
ROICexc growth 3Y26.63%
ROICexc growth 5Y16.8%
OM growth 3Y35.39%
OM growth 5Y24.47%
PM growth 3Y35.92%
PM growth 5Y36.2%
GM growth 3Y-0.24%
GM growth 5Y0.75%
F-Score4
Asset Turnover0.55
Health
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 3.77
Debt/EBITDA 2.39
Cap/Depr 75.91%
Cap/Sales 3.66%
Interest Coverage 250
Cash Conversion 88.49%
Profit Quality 198.4%
Current Ratio 1.27
Quick Ratio 1.25
Altman-Z 2.17
F-Score4
WACC9.06%
ROIC/WACC0.95
Cap/Depr(3y)31.16%
Cap/Depr(5y)29.26%
Cap/Sales(3y)1.37%
Cap/Sales(5y)1.54%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.45%
EPS 3Y62.16%
EPS 5Y46.06%
EPS Q2Q%66.81%
EPS Next Y45.29%
EPS Next 2Y42.38%
EPS Next 3Y35.23%
EPS Next 5Y40.08%
Revenue 1Y (TTM)103.99%
Revenue growth 3Y17.39%
Revenue growth 5Y9.02%
Sales Q2Q%131.39%
Revenue Next Year54.18%
Revenue Next 2Y26.33%
Revenue Next 3Y18.17%
Revenue Next 5Y11.89%
EBIT growth 1Y86.29%
EBIT growth 3Y58.93%
EBIT growth 5Y35.69%
EBIT Next Year104.18%
EBIT Next 3Y36.79%
EBIT Next 5Y28.83%
FCF growth 1Y319.01%
FCF growth 3Y25.5%
FCF growth 5Y17.17%
OCF growth 1Y367.86%
OCF growth 3Y35.22%
OCF growth 5Y18.66%

74SOFTWARE SA / 74SW.PA FAQ

Can you provide the ChartMill fundamental rating for 74SOFTWARE SA?

ChartMill assigns a fundamental rating of 5 / 10 to 74SW.PA.


Can you provide the valuation status for 74SOFTWARE SA?

ChartMill assigns a valuation rating of 7 / 10 to 74SOFTWARE SA (74SW.PA). This can be considered as Undervalued.


What is the profitability of 74SW stock?

74SOFTWARE SA (74SW.PA) has a profitability rating of 5 / 10.


How financially healthy is 74SOFTWARE SA?

The financial health rating of 74SOFTWARE SA (74SW.PA) is 3 / 10.


Can you provide the expected EPS growth for 74SW stock?

The Earnings per Share (EPS) of 74SOFTWARE SA (74SW.PA) is expected to grow by 45.29% in the next year.