74SOFTWARE SA (74SW.PA) Fundamental Analysis & Valuation

EPA:74SW • FR0011040500

33.1 EUR
-0.9 (-2.65%)
Last: Mar 9, 2026, 07:00 PM

This 74SW.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

Taking everything into account, 74SW scores 5 out of 10 in our fundamental rating. 74SW was compared to 121 industry peers in the Software industry. 74SW has only an average score on both its financial health and profitability. 74SW has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

5

1. 74SW.PA Profitability Analysis

1.1 Basic Checks

  • 74SW had positive earnings in the past year.
  • In the past year 74SW had a positive cash flow from operations.
  • Of the past 5 years 74SW 4 years were profitable.
  • Each year in the past 5 years 74SW had a positive operating cash flow.
74SW.PA Yearly Net Income VS EBIT VS OCF VS FCF74SW.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 3.47%, 74SW is in line with its industry, outperforming 47.93% of the companies in the same industry.
  • 74SW has a Return On Equity (8.15%) which is in line with its industry peers.
  • 74SW has a Return On Invested Capital of 8.21%. This is in the better half of the industry: 74SW outperforms 62.81% of its industry peers.
Industry RankSector Rank
ROA 3.47%
ROE 8.15%
ROIC 8.21%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
74SW.PA Yearly ROA, ROE, ROIC74SW.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 -10

1.3 Margins

  • 74SW has a Profit Margin (6.36%) which is comparable to the rest of the industry.
  • In the last couple of years the Profit Margin of 74SW has grown nicely.
  • 74SW has a better Operating Margin (13.50%) than 62.81% of its industry peers.
  • 74SW's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 13.5%
PM (TTM) 6.36%
GM N/A
OM growth 3YN/A
OM growth 5Y10.64%
PM growth 3YN/A
PM growth 5Y15.11%
GM growth 3YN/A
GM growth 5YN/A
74SW.PA Yearly Profit, Operating, Gross Margins74SW.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80

4

2. 74SW.PA Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), 74SW is destroying value.
  • There is no outstanding debt for 74SW. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
74SW.PA Yearly Shares Outstanding74SW.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
74SW.PA Yearly Total Debt VS Total Assets74SW.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • An Altman-Z score of 2.28 indicates that 74SW is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 2.28, 74SW is in line with its industry, outperforming 47.93% of the companies in the same industry.
  • 74SW has a debt to FCF ratio of 3.79. This is a good value and a sign of high solvency as 74SW would need 3.79 years to pay back of all of its debts.
  • With a Debt to FCF ratio value of 3.79, 74SW perfoms like the industry average, outperforming 50.41% of the companies in the same industry.
  • A Debt/Equity ratio of 0.56 indicates that 74SW is somewhat dependend on debt financing.
  • 74SW has a Debt to Equity ratio of 0.56. This is in the lower half of the industry: 74SW underperforms 69.42% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 3.79
Altman-Z 2.28
ROIC/WACC0.97
WACC8.49%
74SW.PA Yearly LT Debt VS Equity VS FCF74SW.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

2.3 Liquidity

  • A Current Ratio of 1.27 indicates that 74SW should not have too much problems paying its short term obligations.
  • The Current ratio of 74SW (1.27) is comparable to the rest of the industry.
  • 74SW has a Quick Ratio of 1.25. This is a normal value and indicates that 74SW is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Quick ratio value of 1.25, 74SW perfoms like the industry average, outperforming 42.15% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.27
Quick Ratio 1.25
74SW.PA Yearly Current Assets VS Current Liabilites74SW.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

6

3. 74SW.PA Growth Analysis

3.1 Past

  • 74SW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.45%, which is quite good.
  • The Earnings Per Share has been growing by 29.11% on average over the past years. This is a very strong growth
  • The Revenue has grown by 103.99% in the past year. This is a very strong growth!
  • The Revenue has been growing by 18.93% on average over the past years. This is quite good.
EPS 1Y (TTM)11.45%
EPS 3YN/A
EPS 5Y29.11%
EPS Q2Q%66.81%
Revenue 1Y (TTM)103.99%
Revenue growth 3Y31.08%
Revenue growth 5Y18.93%
Sales Q2Q%131.39%

3.2 Future

  • 74SW is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 24.91% yearly.
  • The Revenue is expected to grow by 3.43% on average over the next years.
EPS Next Y14.86%
EPS Next 2Y19.42%
EPS Next 3Y24.91%
EPS Next 5YN/A
Revenue Next Year2.66%
Revenue Next 2Y3.13%
Revenue Next 3Y3.25%
Revenue Next 5Y3.43%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
74SW.PA Yearly Revenue VS Estimates74SW.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M
74SW.PA Yearly EPS VS Estimates74SW.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

6

4. 74SW.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 19.59, 74SW is valued on the expensive side.
  • Compared to the rest of the industry, the Price/Earnings ratio of 74SW indicates a somewhat cheap valuation: 74SW is cheaper than 75.21% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 26.46. 74SW is valued slightly cheaper when compared to this.
  • With a Price/Forward Earnings ratio of 14.68, 74SW is valued correctly.
  • Based on the Price/Forward Earnings ratio, 74SW is valued a bit cheaper than 76.03% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of 74SW to the average of the S&P500 Index (24.65), we can say 74SW is valued slightly cheaper.
Industry RankSector Rank
PE 19.59
Fwd PE 14.68
74SW.PA Price Earnings VS Forward Price Earnings74SW.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 76.03% of the companies in the same industry are more expensive than 74SW, based on the Enterprise Value to EBITDA ratio.
  • 83.47% of the companies in the same industry are more expensive than 74SW, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 11.91
EV/EBITDA 10.52
74SW.PA Per share data74SW.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • 74SW's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • 74SW's earnings are expected to grow with 24.91% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.32
PEG (5Y)0.67
EPS Next 2Y19.42%
EPS Next 3Y24.91%

0

5. 74SW.PA Dividend Analysis

5.1 Amount

  • No dividends for 74SW!.
Industry RankSector Rank
Dividend Yield 0%

74SW.PA Fundamentals: All Metrics, Ratios and Statistics

74SOFTWARE SA

EPA:74SW (3/9/2026, 7:00:00 PM)

33.1

-0.9 (-2.65%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-25
Earnings (Next)04-30
Inst Owners22.46%
Inst Owner ChangeN/A
Ins Owners1.79%
Ins Owner ChangeN/A
Market Cap984.73M
Revenue(TTM)657.21M
Net Income(TTM)41.80M
Analysts83.64
Price Target47.61 (43.84%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.41%
PT rev (3m)-1.41%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-6.55%
EPS NY rev (3m)-6.55%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.93%
Revenue NY rev (3m)-0.93%
Valuation
Industry RankSector Rank
PE 19.59
Fwd PE 14.68
P/S 1.5
P/FCF 11.91
P/OCF 9.23
P/B 1.92
P/tB N/A
EV/EBITDA 10.52
EPS(TTM)1.69
EY5.11%
EPS(NY)2.25
Fwd EY6.81%
FCF(TTM)2.78
FCFY8.4%
OCF(TTM)3.58
OCFY10.83%
SpS22.09
BVpS17.23
TBVpS-4.79
PEG (NY)1.32
PEG (5Y)0.67
Graham Number25.6
Profitability
Industry RankSector Rank
ROA 3.47%
ROE 8.15%
ROCE 10.22%
ROIC 8.21%
ROICexc 8.8%
ROICexgc 45.55%
OM 13.5%
PM (TTM) 6.36%
GM N/A
FCFM 12.59%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5Y10.64%
PM growth 3YN/A
PM growth 5Y15.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.55
Health
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 3.79
Debt/EBITDA 2.4
Cap/Depr 76.19%
Cap/Sales 3.64%
Interest Coverage 250
Cash Conversion 88.75%
Profit Quality 197.9%
Current Ratio 1.27
Quick Ratio 1.25
Altman-Z 2.28
F-Score6
WACC8.49%
ROIC/WACC0.97
Cap/Depr(3y)51.55%
Cap/Depr(5y)36.53%
Cap/Sales(3y)2.38%
Cap/Sales(5y)1.77%
Profit Quality(3y)113.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.45%
EPS 3YN/A
EPS 5Y29.11%
EPS Q2Q%66.81%
EPS Next Y14.86%
EPS Next 2Y19.42%
EPS Next 3Y24.91%
EPS Next 5YN/A
Revenue 1Y (TTM)103.99%
Revenue growth 3Y31.08%
Revenue growth 5Y18.93%
Sales Q2Q%131.39%
Revenue Next Year2.66%
Revenue Next 2Y3.13%
Revenue Next 3Y3.25%
Revenue Next 5Y3.43%
EBIT growth 1Y85.34%
EBIT growth 3YN/A
EBIT growth 5Y31.58%
EBIT Next Year46.88%
EBIT Next 3Y21.01%
EBIT Next 5YN/A
FCF growth 1Y310.08%
FCF growth 3Y99.42%
FCF growth 5Y80.73%
OCF growth 1Y344.33%
OCF growth 3Y104.73%
OCF growth 5Y55.78%

74SOFTWARE SA / 74SW.PA FAQ

Can you provide the ChartMill fundamental rating for 74SOFTWARE SA?

ChartMill assigns a fundamental rating of 5 / 10 to 74SW.PA.


Can you provide the valuation status for 74SOFTWARE SA?

ChartMill assigns a valuation rating of 6 / 10 to 74SOFTWARE SA (74SW.PA). This can be considered as Fairly Valued.


What is the profitability of 74SW stock?

74SOFTWARE SA (74SW.PA) has a profitability rating of 5 / 10.


How financially healthy is 74SOFTWARE SA?

The financial health rating of 74SOFTWARE SA (74SW.PA) is 4 / 10.


Can you provide the expected EPS growth for 74SW stock?

The Earnings per Share (EPS) of 74SOFTWARE SA (74SW.PA) is expected to grow by 14.86% in the next year.