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74SOFTWARE SA (74SW.PA) Stock Fundamental Analysis

Europe - Euronext Paris - EPA:74SW - FR0011040500 - Common Stock

38.9 EUR
-0.6 (-1.52%)
Last: 1/15/2026, 4:13:05 PM
Fundamental Rating

5

Taking everything into account, 74SW scores 5 out of 10 in our fundamental rating. 74SW was compared to 125 industry peers in the Software industry. 74SW has a medium profitability rating, but doesn't score so well on its financial health evaluation. 74SW is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one!


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year 74SW was profitable.
  • 74SW had a positive operating cash flow in the past year.
  • Of the past 5 years 74SW 4 years were profitable.
  • In the past 5 years 74SW always reported a positive cash flow from operatings.
74SW.PA Yearly Net Income VS EBIT VS OCF VS FCF74SW.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M 60M

1.2 Ratios

  • 74SW has a Return On Assets (3.47%) which is comparable to the rest of the industry.
  • 74SW's Return On Equity of 8.15% is in line compared to the rest of the industry. 74SW outperforms 52.00% of its industry peers.
  • With a decent Return On Invested Capital value of 8.61%, 74SW is doing good in the industry, outperforming 66.40% of the companies in the same industry.
Industry RankSector Rank
ROA 3.47%
ROE 8.15%
ROIC 8.61%
ROA(3y)0.73%
ROA(5y)1.07%
ROE(3y)1.84%
ROE(5y)2.1%
ROIC(3y)N/A
ROIC(5y)N/A
74SW.PA Yearly ROA, ROE, ROIC74SW.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 -10

1.3 Margins

  • With a Profit Margin value of 6.36%, 74SW perfoms like the industry average, outperforming 55.20% of the companies in the same industry.
  • 74SW's Profit Margin has improved in the last couple of years.
  • 74SW has a better Operating Margin (13.57%) than 68.00% of its industry peers.
  • In the last couple of years the Operating Margin of 74SW has grown nicely.
  • Looking at the Gross Margin, with a value of 58.36%, 74SW is doing worse than 66.40% of the companies in the same industry.
  • In the last couple of years the Gross Margin of 74SW has remained more or less at the same level.
Industry RankSector Rank
OM 13.57%
PM (TTM) 6.36%
GM 58.36%
OM growth 3Y35.39%
OM growth 5Y24.47%
PM growth 3Y35.92%
PM growth 5Y36.2%
GM growth 3Y-0.24%
GM growth 5Y0.75%
74SW.PA Yearly Profit, Operating, Gross Margins74SW.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), 74SW is destroying value.
  • Compared to 1 year ago, 74SW has more shares outstanding
  • 74SW has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for 74SW is higher compared to a year ago.
74SW.PA Yearly Shares Outstanding74SW.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
74SW.PA Yearly Total Debt VS Total Assets74SW.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • An Altman-Z score of 2.42 indicates that 74SW is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • With a Altman-Z score value of 2.42, 74SW perfoms like the industry average, outperforming 45.60% of the companies in the same industry.
  • The Debt to FCF ratio of 74SW is 3.77, which is a good value as it means it would take 74SW, 3.77 years of fcf income to pay off all of its debts.
  • 74SW has a Debt to FCF ratio (3.77) which is in line with its industry peers.
  • 74SW has a Debt/Equity ratio of 0.56. This is a neutral value indicating 74SW is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.56, 74SW is doing worse than 68.80% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 3.77
Altman-Z 2.42
ROIC/WACC0.99
WACC8.68%
74SW.PA Yearly LT Debt VS Equity VS FCF74SW.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.3 Liquidity

  • 74SW has a Current Ratio of 1.27. This is a normal value and indicates that 74SW is financially healthy and should not expect problems in meeting its short term obligations.
  • 74SW has a Current ratio (1.27) which is comparable to the rest of the industry.
  • A Quick Ratio of 1.25 indicates that 74SW should not have too much problems paying its short term obligations.
  • The Quick ratio of 74SW (1.25) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.27
Quick Ratio 1.25
74SW.PA Yearly Current Assets VS Current Liabilites74SW.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 11.45% over the past year.
  • The Earnings Per Share has been growing by 46.06% on average over the past years. This is a very strong growth
  • 74SW shows a strong growth in Revenue. In the last year, the Revenue has grown by 103.99%.
  • The Revenue has been growing by 9.02% on average over the past years. This is quite good.
EPS 1Y (TTM)11.45%
EPS 3Y62.16%
EPS 5Y46.06%
EPS Q2Q%66.81%
Revenue 1Y (TTM)103.99%
Revenue growth 3Y17.39%
Revenue growth 5Y9.02%
Sales Q2Q%131.39%

3.2 Future

  • 74SW is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 40.08% yearly.
  • 74SW is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.89% yearly.
EPS Next Y45.29%
EPS Next 2Y42.38%
EPS Next 3Y35.23%
EPS Next 5Y40.08%
Revenue Next Year54.18%
Revenue Next 2Y26.33%
Revenue Next 3Y18.17%
Revenue Next 5Y11.89%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
74SW.PA Yearly Revenue VS Estimates74SW.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M
74SW.PA Yearly EPS VS Estimates74SW.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3 4

6

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 23.02, which indicates a rather expensive current valuation of 74SW.
  • 75.20% of the companies in the same industry are more expensive than 74SW, based on the Price/Earnings ratio.
  • When comparing the Price/Earnings ratio of 74SW to the average of the S&P500 Index (27.33), we can say 74SW is valued inline with the index average.
  • With a Price/Forward Earnings ratio of 16.13, 74SW is valued correctly.
  • 83.20% of the companies in the same industry are more expensive than 74SW, based on the Price/Forward Earnings ratio.
  • 74SW is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.12, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 23.02
Fwd PE 16.13
74SW.PA Price Earnings VS Forward Price Earnings74SW.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, 74SW is valued a bit cheaper than 76.00% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, 74SW is valued cheaply inside the industry as 85.60% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 13.95
EV/EBITDA 11.81
74SW.PA Per share data74SW.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as 74SW's earnings are expected to grow with 35.23% in the coming years.
PEG (NY)0.51
PEG (5Y)0.5
EPS Next 2Y42.38%
EPS Next 3Y35.23%

0

5. Dividend

5.1 Amount

  • No dividends for 74SW!.
Industry RankSector Rank
Dividend Yield 0%

74SOFTWARE SA

EPA:74SW (1/15/2026, 4:13:05 PM)

38.9

-0.6 (-1.52%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)10-30
Earnings (Next)02-25
Inst Owners20.69%
Inst Owner ChangeN/A
Ins Owners1.79%
Ins Owner ChangeN/A
Market Cap1.16B
Revenue(TTM)657.21M
Net Income(TTM)41.80M
Analysts84
Price Target48.3 (24.16%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.44%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.2%
Valuation
Industry RankSector Rank
PE 23.02
Fwd PE 16.13
P/S 1.76
P/FCF 13.95
P/OCF 10.82
P/B 2.26
P/tB N/A
EV/EBITDA 11.81
EPS(TTM)1.69
EY4.34%
EPS(NY)2.41
Fwd EY6.2%
FCF(TTM)2.79
FCFY7.17%
OCF(TTM)3.6
OCFY9.25%
SpS22.09
BVpS17.24
TBVpS-4.77
PEG (NY)0.51
PEG (5Y)0.5
Graham Number25.61
Profitability
Industry RankSector Rank
ROA 3.47%
ROE 8.15%
ROCE 10.28%
ROIC 8.61%
ROICexc 9.23%
ROICexgc 47.76%
OM 13.57%
PM (TTM) 6.36%
GM 58.36%
FCFM 12.62%
ROA(3y)0.73%
ROA(5y)1.07%
ROE(3y)1.84%
ROE(5y)2.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y19.99%
ROICexgc growth 5Y-4.09%
ROICexc growth 3Y26.63%
ROICexc growth 5Y16.8%
OM growth 3Y35.39%
OM growth 5Y24.47%
PM growth 3Y35.92%
PM growth 5Y36.2%
GM growth 3Y-0.24%
GM growth 5Y0.75%
F-Score4
Asset Turnover0.55
Health
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 3.77
Debt/EBITDA 2.39
Cap/Depr 75.91%
Cap/Sales 3.66%
Interest Coverage 250
Cash Conversion 88.49%
Profit Quality 198.4%
Current Ratio 1.27
Quick Ratio 1.25
Altman-Z 2.42
F-Score4
WACC8.68%
ROIC/WACC0.99
Cap/Depr(3y)31.16%
Cap/Depr(5y)29.26%
Cap/Sales(3y)1.37%
Cap/Sales(5y)1.54%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.45%
EPS 3Y62.16%
EPS 5Y46.06%
EPS Q2Q%66.81%
EPS Next Y45.29%
EPS Next 2Y42.38%
EPS Next 3Y35.23%
EPS Next 5Y40.08%
Revenue 1Y (TTM)103.99%
Revenue growth 3Y17.39%
Revenue growth 5Y9.02%
Sales Q2Q%131.39%
Revenue Next Year54.18%
Revenue Next 2Y26.33%
Revenue Next 3Y18.17%
Revenue Next 5Y11.89%
EBIT growth 1Y86.29%
EBIT growth 3Y58.93%
EBIT growth 5Y35.69%
EBIT Next Year104.18%
EBIT Next 3Y36.79%
EBIT Next 5Y28.83%
FCF growth 1Y319.01%
FCF growth 3Y25.5%
FCF growth 5Y17.17%
OCF growth 1Y367.86%
OCF growth 3Y35.22%
OCF growth 5Y18.66%

74SOFTWARE SA / 74SW.PA FAQ

Can you provide the ChartMill fundamental rating for 74SOFTWARE SA?

ChartMill assigns a fundamental rating of 5 / 10 to 74SW.PA.


Can you provide the valuation status for 74SOFTWARE SA?

ChartMill assigns a valuation rating of 6 / 10 to 74SOFTWARE SA (74SW.PA). This can be considered as Fairly Valued.


What is the profitability of 74SW stock?

74SOFTWARE SA (74SW.PA) has a profitability rating of 5 / 10.


How financially healthy is 74SOFTWARE SA?

The financial health rating of 74SOFTWARE SA (74SW.PA) is 3 / 10.


Can you provide the expected EPS growth for 74SW stock?

The Earnings per Share (EPS) of 74SOFTWARE SA (74SW.PA) is expected to grow by 45.29% in the next year.