TALANX AG (1TLX.MI) Fundamental Analysis & Valuation

BIT:1TLX • DE000TLX1005

Current stock price

111 EUR
-7.8 (-6.57%)
Last:

This 1TLX.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. 1TLX.MI Profitability Analysis

1.1 Basic Checks

  • In the past year 1TLX was profitable.
  • 1TLX had a positive operating cash flow in the past year.
  • 1TLX had positive earnings in each of the past 5 years.
  • 1TLX had a positive operating cash flow in each of the past 5 years.
1TLX.MI Yearly Net Income VS EBIT VS OCF VS FCF1TLX.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

1.2 Ratios

  • 1TLX's Return On Assets of 1.27% is in line compared to the rest of the industry. 1TLX outperforms 57.45% of its industry peers.
  • 1TLX has a Return On Equity of 19.07%. This is amongst the best in the industry. 1TLX outperforms 80.85% of its industry peers.
  • 1TLX has a Return On Invested Capital of 2.55%. This is in the better half of the industry: 1TLX outperforms 76.60% of its industry peers.
  • 1TLX had an Average Return On Invested Capital over the past 3 years of 1.87%. This is in line with the industry average of 2.85%.
  • The last Return On Invested Capital (2.55%) for 1TLX is above the 3 year average (1.87%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.27%
ROE 19.07%
ROIC 2.55%
ROA(3y)0.83%
ROA(5y)0.67%
ROE(3y)13.42%
ROE(5y)11.18%
ROIC(3y)1.87%
ROIC(5y)1.45%
1TLX.MI Yearly ROA, ROE, ROIC1TLX.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • With a Profit Margin value of 4.59%, 1TLX is not doing good in the industry: 76.60% of the companies in the same industry are doing better.
  • 1TLX's Profit Margin has improved in the last couple of years.
  • 1TLX has a Operating Margin of 11.43%. This is comparable to the rest of the industry: 1TLX outperforms 48.94% of its industry peers.
  • 1TLX's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 11.43%
PM (TTM) 4.59%
GM N/A
OM growth 3Y29.76%
OM growth 5Y12.25%
PM growth 3Y22.43%
PM growth 5Y12.06%
GM growth 3YN/A
GM growth 5YN/A
1TLX.MI Yearly Profit, Operating, Gross Margins1TLX.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

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4

2. 1TLX.MI Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for 1TLX remains at a similar level compared to 1 year ago.
  • Compared to 5 years ago, 1TLX has more shares outstanding
  • 1TLX has a better debt/assets ratio than last year.
1TLX.MI Yearly Shares Outstanding1TLX.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M
1TLX.MI Yearly Total Debt VS Total Assets1TLX.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50B 100B 150B

2.2 Solvency

  • 1TLX has a debt to FCF ratio of 0.99. This is a very positive value and a sign of high solvency as it would only need 0.99 years to pay back of all of its debts.
  • 1TLX has a Debt to FCF ratio of 0.99. This is amongst the best in the industry. 1TLX outperforms 87.23% of its industry peers.
  • 1TLX has a Debt/Equity ratio of 0.66. This is a neutral value indicating 1TLX is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.66, 1TLX is in line with its industry, outperforming 40.43% of the companies in the same industry.
  • Even though the debt/equity ratio score it not favorable for 1TLX, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 0.99
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
1TLX.MI Yearly LT Debt VS Equity VS FCF1TLX.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1TLX.MI Yearly Current Assets VS Current Liabilites1TLX.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

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6

3. 1TLX.MI Growth Analysis

3.1 Past

  • 1TLX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 22.13%, which is quite impressive.
  • 1TLX shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 15.96% yearly.
  • Looking at the last year, 1TLX shows a quite strong growth in Revenue. The Revenue has grown by 11.48% in the last year.
  • Measured over the past years, 1TLX shows a small growth in Revenue. The Revenue has been growing by 3.92% on average per year.
EPS 1Y (TTM)22.13%
EPS 3Y24.17%
EPS 5Y15.96%
EPS Q2Q%25.96%
Revenue 1Y (TTM)11.48%
Revenue growth 3Y2.14%
Revenue growth 5Y3.92%
Sales Q2Q%17.21%

3.2 Future

  • Based on estimates for the next years, 1TLX will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.23% on average per year.
  • 1TLX is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.13% yearly.
EPS Next Y22.64%
EPS Next 2Y17.11%
EPS Next 3Y12.97%
EPS Next 5Y12.23%
Revenue Next Year3.93%
Revenue Next 2Y4.6%
Revenue Next 3Y4.97%
Revenue Next 5Y6.13%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
1TLX.MI Yearly Revenue VS Estimates1TLX.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 20B 40B 60B 80B
1TLX.MI Yearly EPS VS Estimates1TLX.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 5 10 15

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7

4. 1TLX.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 12.69, the valuation of 1TLX can be described as correct.
  • Based on the Price/Earnings ratio, 1TLX is valued a bit cheaper than the industry average as 65.96% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of 1TLX to the average of the S&P500 Index (25.50), we can say 1TLX is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 10.51, the valuation of 1TLX can be described as reasonable.
  • The rest of the industry has a similar Price/Forward Earnings ratio as 1TLX.
  • When comparing the Price/Forward Earnings ratio of 1TLX to the average of the S&P500 Index (22.67), we can say 1TLX is valued rather cheaply.
Industry RankSector Rank
PE 12.69
Fwd PE 10.51
1TLX.MI Price Earnings VS Forward Price Earnings1TLX.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, 1TLX is valued cheaper than 93.62% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.61
EV/EBITDA N/A
1TLX.MI Per share data1TLX.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • 1TLX's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of 1TLX may justify a higher PE ratio.
  • 1TLX's earnings are expected to grow with 12.97% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.56
PEG (5Y)0.79
EPS Next 2Y17.11%
EPS Next 3Y12.97%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. 1TLX.MI Dividend Analysis

5.1 Amount

  • 1TLX has a Yearly Dividend Yield of 2.37%.
  • 1TLX's Dividend Yield is slightly below the industry average, which is at 4.59.
  • Compared to an average S&P500 Dividend Yield of 1.89, 1TLX pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.37%

5.2 History

  • The dividend of 1TLX is nicely growing with an annual growth rate of 7.68%!
Dividend Growth(5Y)7.68%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • 57.04% of the earnings are spent on dividend by 1TLX. This is a bit on the high side, but may be sustainable.
  • 1TLX's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP57.04%
EPS Next 2Y17.11%
EPS Next 3Y12.97%
1TLX.MI Yearly Income VS Free CF VS Dividend1TLX.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B
1TLX.MI Dividend Payout.1TLX.MI Dividend Payout, showing the Payout Ratio.1TLX.MI Dividend Payout.PayoutRetained Earnings

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1TLX.MI Fundamentals: All Metrics, Ratios and Statistics

TALANX AG

BIT:1TLX (12/22/2025, 7:00:00 PM)

111

-7.8 (-6.57%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-13
Earnings (Next)03-18
Inst Owners14.14%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap28.66B
Revenue(TTM)49.20B
Net Income(TTM)2.26B
Analysts73.33
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.37%
Yearly Dividend4.4
Dividend Growth(5Y)7.68%
DP57.04%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)9.75%
EPS NY rev (3m)9.75%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.89%
Revenue NY rev (3m)-3.89%
Valuation
Industry RankSector Rank
PE 12.69
Fwd PE 10.51
P/S 0.58
P/FCF 3.61
P/OCF 3.61
P/B 2.42
P/tB 2.99
EV/EBITDA N/A
EPS(TTM)8.75
EY7.88%
EPS(NY)10.56
Fwd EY9.51%
FCF(TTM)30.74
FCFY27.69%
OCF(TTM)30.74
OCFY27.69%
SpS190.53
BVpS45.89
TBVpS37.1
PEG (NY)0.56
PEG (5Y)0.79
Graham Number95.05
Profitability
Industry RankSector Rank
ROA 1.27%
ROE 19.07%
ROCE 3.27%
ROIC 2.55%
ROICexc 2.63%
ROICexgc 3.16%
OM 11.43%
PM (TTM) 4.59%
GM N/A
FCFM 16.13%
ROA(3y)0.83%
ROA(5y)0.67%
ROE(3y)13.42%
ROE(5y)11.18%
ROIC(3y)1.87%
ROIC(5y)1.45%
ROICexc(3y)1.92%
ROICexc(5y)1.49%
ROICexgc(3y)2.27%
ROICexgc(5y)1.77%
ROCE(3y)2.39%
ROCE(5y)1.86%
ROICexgc growth 3Y34.77%
ROICexgc growth 5Y15.13%
ROICexc growth 3Y36.84%
ROICexc growth 5Y16.39%
OM growth 3Y29.76%
OM growth 5Y12.25%
PM growth 3Y22.43%
PM growth 5Y12.06%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.28
Health
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 0.99
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 25.22
Cash Conversion N/A
Profit Quality 351.24%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)580.8%
Profit Quality(5y)727.22%
High Growth Momentum
Growth
EPS 1Y (TTM)22.13%
EPS 3Y24.17%
EPS 5Y15.96%
EPS Q2Q%25.96%
EPS Next Y22.64%
EPS Next 2Y17.11%
EPS Next 3Y12.97%
EPS Next 5Y12.23%
Revenue 1Y (TTM)11.48%
Revenue growth 3Y2.14%
Revenue growth 5Y3.92%
Sales Q2Q%17.21%
Revenue Next Year3.93%
Revenue Next 2Y4.6%
Revenue Next 3Y4.97%
Revenue Next 5Y6.13%
EBIT growth 1Y37.51%
EBIT growth 3Y32.53%
EBIT growth 5Y16.65%
EBIT Next Year19.86%
EBIT Next 3Y10.15%
EBIT Next 5YN/A
FCF growth 1Y22.35%
FCF growth 3Y-5.16%
FCF growth 5Y4.37%
OCF growth 1Y18.76%
OCF growth 3Y-5.69%
OCF growth 5Y3.87%

TALANX AG / 1TLX.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of TALANX AG (1TLX.MI) stock?

ChartMill assigns a fundamental rating of 4 / 10 to 1TLX.MI.


Can you provide the valuation status for TALANX AG?

ChartMill assigns a valuation rating of 4 / 10 to TALANX AG (1TLX.MI). This can be considered as Fairly Valued.


How profitable is TALANX AG (1TLX.MI) stock?

TALANX AG (1TLX.MI) has a profitability rating of 5 / 10.


What is the valuation of TALANX AG based on its PE and PB ratios?

The Price/Earnings (PE) ratio for TALANX AG (1TLX.MI) is 12.69 and the Price/Book (PB) ratio is 2.42.


What is the financial health of TALANX AG (1TLX.MI) stock?

The financial health rating of TALANX AG (1TLX.MI) is 3 / 10.