BLOCK INC (1SQ.MI) Stock Fundamental Analysis
Europe - BIT:1SQ - US8522341036 - Common Stock
64.01 EUR
-5.38 (-7.75%)
1SQ gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 50 industry peers in the Financial Services industry. 1SQ has an average financial health and profitability rating. 1SQ shows excellent growth, but is valued quite expensive already. These ratings could make 1SQ a good candidate for growth investing.
1. Profitability
1.1 Basic Checks
1SQ had positive earnings in the past year.
1SQ had a positive operating cash flow in the past year.
1SQ had positive earnings in 4 of the past 5 years.
1SQ had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
1SQ has a Return On Assets of 8.03%. This is amongst the best in the industry. 1SQ outperforms 90.00% of its industry peers.
The Return On Equity of 1SQ (13.35%) is better than 72.00% of its industry peers.
With a decent Return On Invested Capital value of 5.74%, 1SQ is doing good in the industry, outperforming 68.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.03% | ||
| ROE | 13.35% | ||
| ROIC | 5.74% |
ROA(3y)2.06%
ROA(5y)1.89%
ROE(3y)3.51%
ROE(5y)4.71%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 12.41%, 1SQ is in line with its industry, outperforming 58.00% of the companies in the same industry.
1SQ's Profit Margin has improved in the last couple of years.
1SQ has a Operating Margin (8.60%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of 1SQ has grown nicely.
1SQ's Gross Margin of 39.38% is in line compared to the rest of the industry. 1SQ outperforms 46.00% of its industry peers.
1SQ's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.6% | ||
| PM (TTM) | 12.41% | ||
| GM | 39.38% |
OM growth 3Y43.23%
OM growth 5Y16.51%
PM growth 3Y133.66%
PM growth 5Y8.56%
GM growth 3Y13.77%
GM growth 5Y-1.67%
2. Health
2.1 Basic Checks
1SQ has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for 1SQ has been increased compared to 1 year ago.
Compared to 5 years ago, 1SQ has more shares outstanding
1SQ has a worse debt/assets ratio than last year.
2.2 Solvency
1SQ has an Altman-Z score of 3.10. This indicates that 1SQ is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.10, 1SQ is in the better half of the industry, outperforming 68.00% of the companies in the same industry.
The Debt to FCF ratio of 1SQ is 5.49, which is a neutral value as it means it would take 1SQ, 5.49 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 5.49, 1SQ is in the better half of the industry, outperforming 64.00% of the companies in the same industry.
1SQ has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of 1SQ (0.19) is better than 64.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 5.49 | ||
| Altman-Z | 3.1 |
ROIC/WACC0.72
WACC8.02%
2.3 Liquidity
1SQ has a Current Ratio of 1.96. This is a normal value and indicates that 1SQ is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.96, 1SQ is in the better half of the industry, outperforming 72.00% of the companies in the same industry.
1SQ has a Quick Ratio of 1.94. This is a normal value and indicates that 1SQ is financially healthy and should not expect problems in meeting its short term obligations.
1SQ's Quick ratio of 1.94 is fine compared to the rest of the industry. 1SQ outperforms 74.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.96 | ||
| Quick Ratio | 1.94 |
3. Growth
3.1 Past
The earnings per share for 1SQ have decreased strongly by -21.86% in the last year.
1SQ shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 33.32% yearly.
1SQ shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.06%.
Measured over the past years, 1SQ shows a very strong growth in Revenue. The Revenue has been growing by 38.62% on average per year.
EPS 1Y (TTM)-21.86%
EPS 3Y25.38%
EPS 5Y33.32%
EPS Q2Q%-38.64%
Revenue 1Y (TTM)10.06%
Revenue growth 3Y10.95%
Revenue growth 5Y38.62%
Sales Q2Q%2.33%
3.2 Future
Based on estimates for the next years, 1SQ will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.30% on average per year.
The Revenue is expected to grow by 10.16% on average over the next years. This is quite good.
EPS Next Y-21.7%
EPS Next 2Y4.94%
EPS Next 3Y11.79%
EPS Next 5Y14.3%
Revenue Next Year1.35%
Revenue Next 2Y5.55%
Revenue Next 3Y6.48%
Revenue Next 5Y10.16%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
1SQ is valuated quite expensively with a Price/Earnings ratio of 30.48.
The rest of the industry has a similar Price/Earnings ratio as 1SQ.
1SQ's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.06.
A Price/Forward Earnings ratio of 19.94 indicates a rather expensive valuation of 1SQ.
The rest of the industry has a similar Price/Forward Earnings ratio as 1SQ.
The average S&P500 Price/Forward Earnings ratio is at 32.73. 1SQ is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.48 | ||
| Fwd PE | 19.94 |
4.2 Price Multiples
1SQ's Enterprise Value to EBITDA is on the same level as the industry average.
Based on the Price/Free Cash Flow ratio, 1SQ is valued a bit more expensive than the industry average as 64.00% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 42.58 | ||
| EV/EBITDA | 18.13 |
4.3 Compensation for Growth
1SQ has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.91
EPS Next 2Y4.94%
EPS Next 3Y11.79%
5. Dividend
5.1 Amount
1SQ does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BIT:1SQ (11/4/2025, 7:00:00 PM)
64.01
-5.38 (-7.75%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners75.03%
Inst Owner ChangeN/A
Ins Owners1.03%
Ins Owner ChangeN/A
Market Cap39.02B
Revenue(TTM)24.12B
Net Income(TTM)2.96B
Analysts77.14
Price Target76 (18.73%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-23.6%
Min EPS beat(2)-36.25%
Max EPS beat(2)-10.95%
EPS beat(4)0
Avg EPS beat(4)-16.74%
Min EPS beat(4)-36.25%
Max EPS beat(4)-0.18%
EPS beat(8)3
Avg EPS beat(8)-5.98%
EPS beat(12)6
Avg EPS beat(12)2.16%
EPS beat(16)8
Avg EPS beat(16)2.2%
Revenue beat(2)0
Avg Revenue beat(2)-6.41%
Min Revenue beat(2)-7.83%
Max Revenue beat(2)-5%
Revenue beat(4)0
Avg Revenue beat(4)-5.77%
Min Revenue beat(4)-7.83%
Max Revenue beat(4)-5%
Revenue beat(8)3
Avg Revenue beat(8)-2.77%
Revenue beat(12)5
Avg Revenue beat(12)-0.64%
Revenue beat(16)7
Avg Revenue beat(16)-1.82%
PT rev (1m)5.93%
PT rev (3m)16.63%
EPS NQ rev (1m)0.77%
EPS NQ rev (3m)-9.2%
EPS NY rev (1m)0.48%
EPS NY rev (3m)-3.55%
Revenue NQ rev (1m)0.27%
Revenue NQ rev (3m)-0.87%
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)-1.55%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.48 | ||
| Fwd PE | 19.94 | ||
| P/S | 1.89 | ||
| P/FCF | 42.58 | ||
| P/OCF | 37.4 | ||
| P/B | 2.04 | ||
| P/tB | 5.03 | ||
| EV/EBITDA | 18.13 |
EPS(TTM)2.1
EY3.28%
EPS(NY)3.21
Fwd EY5.01%
FCF(TTM)1.5
FCFY2.35%
OCF(TTM)1.71
OCFY2.67%
SpS33.82
BVpS31.44
TBVpS12.73
PEG (NY)N/A
PEG (5Y)0.91
Graham Number38.54
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.03% | ||
| ROE | 13.35% | ||
| ROCE | 7.65% | ||
| ROIC | 5.74% | ||
| ROICexc | 7.69% | ||
| ROICexgc | 22.54% | ||
| OM | 8.6% | ||
| PM (TTM) | 12.41% | ||
| GM | 39.38% | ||
| FCFM | 4.44% |
ROA(3y)2.06%
ROA(5y)1.89%
ROE(3y)3.51%
ROE(5y)4.71%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y19.01%
ROICexgc growth 5Y9.35%
ROICexc growth 3Y-9.27%
ROICexc growth 5Y-6.03%
OM growth 3Y43.23%
OM growth 5Y16.51%
PM growth 3Y133.66%
PM growth 5Y8.56%
GM growth 3Y13.77%
GM growth 5Y-1.67%
F-Score8
Asset Turnover0.65
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 5.49 | ||
| Debt/EBITDA | 1.71 | ||
| Cap/Depr | 40.44% | ||
| Cap/Sales | 0.62% | ||
| Interest Coverage | 8.31 | ||
| Cash Conversion | 49.99% | ||
| Profit Quality | 35.81% | ||
| Current Ratio | 1.96 | ||
| Quick Ratio | 1.94 | ||
| Altman-Z | 3.1 |
F-Score8
WACC8.02%
ROIC/WACC0.72
Cap/Depr(3y)42.7%
Cap/Depr(5y)103.65%
Cap/Sales(3y)0.77%
Cap/Sales(5y)1.1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-21.86%
EPS 3Y25.38%
EPS 5Y33.32%
EPS Q2Q%-38.64%
EPS Next Y-21.7%
EPS Next 2Y4.94%
EPS Next 3Y11.79%
EPS Next 5Y14.3%
Revenue 1Y (TTM)10.06%
Revenue growth 3Y10.95%
Revenue growth 5Y38.62%
Sales Q2Q%2.33%
Revenue Next Year1.35%
Revenue Next 2Y5.55%
Revenue Next 3Y6.48%
Revenue Next 5Y10.16%
EBIT growth 1Y82.02%
EBIT growth 3Y58.92%
EBIT growth 5Y61.5%
EBIT Next Year187.09%
EBIT Next 3Y61.68%
EBIT Next 5Y22.69%
FCF growth 1Y229.37%
FCF growth 3Y41.91%
FCF growth 5Y30.96%
OCF growth 1Y157.29%
OCF growth 3Y26.28%
OCF growth 5Y29.67%
BLOCK INC / 1SQ.MI FAQ
What is the fundamental rating for 1SQ stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1SQ.MI.
Can you provide the valuation status for BLOCK INC?
ChartMill assigns a valuation rating of 2 / 10 to BLOCK INC (1SQ.MI). This can be considered as Overvalued.
What is the profitability of 1SQ stock?
BLOCK INC (1SQ.MI) has a profitability rating of 6 / 10.
What is the financial health of BLOCK INC (1SQ.MI) stock?
The financial health rating of BLOCK INC (1SQ.MI) is 5 / 10.
Can you provide the expected EPS growth for 1SQ stock?
The Earnings per Share (EPS) of BLOCK INC (1SQ.MI) is expected to decline by -21.7% in the next year.