BLOCK INC (1SQ.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1SQ - US8522341036 - Common Stock
55.85 EUR
+2.45 (+4.59%)
Taking everything into account, 1SQ scores 5 out of 10 in our fundamental rating. 1SQ was compared to 58 industry peers in the Financial Services industry. 1SQ has only an average score on both its financial health and profitability. 1SQ is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
1SQ had positive earnings in the past year.
In the past year 1SQ had a positive cash flow from operations.
Of the past 5 years 1SQ 4 years were profitable.
1SQ had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 8.00%, 1SQ belongs to the top of the industry, outperforming 89.66% of the companies in the same industry.
1SQ's Return On Equity of 13.93% is fine compared to the rest of the industry. 1SQ outperforms 70.69% of its industry peers.
1SQ's Return On Invested Capital of 5.95% is fine compared to the rest of the industry. 1SQ outperforms 68.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8% | ||
| ROE | 13.93% | ||
| ROIC | 5.95% |
ROA(3y)2.06%
ROA(5y)1.89%
ROE(3y)3.51%
ROE(5y)4.71%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
1SQ has a Profit Margin of 13.08%. This is comparable to the rest of the industry: 1SQ outperforms 55.17% of its industry peers.
In the last couple of years the Profit Margin of 1SQ has grown nicely.
1SQ has a Operating Margin (9.62%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of 1SQ has grown nicely.
1SQ's Gross Margin of 40.87% is in line compared to the rest of the industry. 1SQ outperforms 46.55% of its industry peers.
1SQ's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.62% | ||
| PM (TTM) | 13.08% | ||
| GM | 40.87% |
OM growth 3Y43.23%
OM growth 5Y16.51%
PM growth 3Y133.66%
PM growth 5Y8.56%
GM growth 3Y13.77%
GM growth 5Y-1.67%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), 1SQ is destroying value.
Compared to 1 year ago, 1SQ has more shares outstanding
The number of shares outstanding for 1SQ has been increased compared to 5 years ago.
The debt/assets ratio for 1SQ is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.72 indicates that 1SQ is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of 1SQ (2.72) is better than 67.24% of its industry peers.
The Debt to FCF ratio of 1SQ is 4.25, which is a neutral value as it means it would take 1SQ, 4.25 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of 1SQ (4.25) is better than 67.24% of its industry peers.
A Debt/Equity ratio of 0.27 indicates that 1SQ is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.27, 1SQ is in the better half of the industry, outperforming 68.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.27 | ||
| Debt/FCF | 4.25 | ||
| Altman-Z | 2.72 |
ROIC/WACC0.73
WACC8.13%
2.3 Liquidity
A Current Ratio of 2.18 indicates that 1SQ has no problem at all paying its short term obligations.
1SQ has a Current ratio of 2.18. This is in the better half of the industry: 1SQ outperforms 72.41% of its industry peers.
1SQ has a Quick Ratio of 2.17. This indicates that 1SQ is financially healthy and has no problem in meeting its short term obligations.
1SQ has a Quick ratio of 2.17. This is in the better half of the industry: 1SQ outperforms 74.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.18 | ||
| Quick Ratio | 2.17 |
3. Growth
3.1 Past
The earnings per share for 1SQ have decreased strongly by -21.86% in the last year.
1SQ shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 33.32% yearly.
Looking at the last year, 1SQ shows a small growth in Revenue. The Revenue has grown by 0.47% in the last year.
1SQ shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 38.62% yearly.
EPS 1Y (TTM)-21.86%
EPS 3Y25.38%
EPS 5Y33.32%
EPS Q2Q%-38.64%
Revenue 1Y (TTM)0.47%
Revenue growth 3Y10.95%
Revenue growth 5Y38.62%
Sales Q2Q%2.33%
3.2 Future
The Earnings Per Share is expected to grow by 14.30% on average over the next years. This is quite good.
1SQ is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.16% yearly.
EPS Next Y-27.45%
EPS Next 2Y0.44%
EPS Next 3Y9.5%
EPS Next 5Y14.3%
Revenue Next Year-0.08%
Revenue Next 2Y4.93%
Revenue Next 3Y6.92%
Revenue Next 5Y10.16%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 26.72, which means the current valuation is very expensive for 1SQ.
1SQ's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 27.19. 1SQ is around the same levels.
With a Price/Forward Earnings ratio of 19.13, 1SQ is valued on the expensive side.
Compared to the rest of the industry, the Price/Forward Earnings ratio of 1SQ is on the same level as its industry peers.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.92, 1SQ is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.72 | ||
| Fwd PE | 19.13 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, 1SQ is valued a bit cheaper than 60.34% of the companies in the same industry.
1SQ's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.57 | ||
| EV/EBITDA | 14.26 |
4.3 Compensation for Growth
The decent profitability rating of 1SQ may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.8
EPS Next 2Y0.44%
EPS Next 3Y9.5%
5. Dividend
5.1 Amount
1SQ does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
BIT:1SQ (12/29/2025, 7:00:00 PM)
55.85
+2.45 (+4.59%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners81.09%
Inst Owner ChangeN/A
Ins Owners1.07%
Ins Owner ChangeN/A
Market Cap33.94B
Revenue(TTM)23.97B
Net Income(TTM)3.14B
Analysts79.17
Price Target72.07 (29.04%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-15.41%
Min EPS beat(2)-19.86%
Max EPS beat(2)-10.95%
EPS beat(4)0
Avg EPS beat(4)-21.66%
Min EPS beat(4)-36.25%
Max EPS beat(4)-10.95%
EPS beat(8)2
Avg EPS beat(8)-10.55%
EPS beat(12)5
Avg EPS beat(12)-5.99%
EPS beat(16)8
Avg EPS beat(16)1.09%
Revenue beat(2)0
Avg Revenue beat(2)-4.55%
Min Revenue beat(2)-5%
Max Revenue beat(2)-4.09%
Revenue beat(4)0
Avg Revenue beat(4)-5.5%
Min Revenue beat(4)-7.83%
Max Revenue beat(4)-4.09%
Revenue beat(8)2
Avg Revenue beat(8)-3.56%
Revenue beat(12)5
Avg Revenue beat(12)-0.95%
Revenue beat(16)7
Avg Revenue beat(16)-1.07%
PT rev (1m)-5.17%
PT rev (3m)-4.36%
EPS NQ rev (1m)-7.85%
EPS NQ rev (3m)-10.01%
EPS NY rev (1m)-7.34%
EPS NY rev (3m)-6.9%
Revenue NQ rev (1m)-1.36%
Revenue NQ rev (3m)-2.59%
Revenue NY rev (1m)-1.41%
Revenue NY rev (3m)-1.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.72 | ||
| Fwd PE | 19.13 | ||
| P/S | 1.65 | ||
| P/FCF | 21.57 | ||
| P/OCF | 20.03 | ||
| P/B | 1.76 | ||
| P/tB | 4.21 | ||
| EV/EBITDA | 14.26 |
EPS(TTM)2.09
EY3.74%
EPS(NY)2.92
Fwd EY5.23%
FCF(TTM)2.59
FCFY4.64%
OCF(TTM)2.79
OCFY4.99%
SpS33.89
BVpS31.82
TBVpS13.25
PEG (NY)N/A
PEG (5Y)0.8
Graham Number38.68
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8% | ||
| ROE | 13.93% | ||
| ROCE | 7.93% | ||
| ROIC | 5.95% | ||
| ROICexc | 8.53% | ||
| ROICexgc | 24.17% | ||
| OM | 9.62% | ||
| PM (TTM) | 13.08% | ||
| GM | 40.87% | ||
| FCFM | 7.64% |
ROA(3y)2.06%
ROA(5y)1.89%
ROE(3y)3.51%
ROE(5y)4.71%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y19.01%
ROICexgc growth 5Y9.35%
ROICexc growth 3Y-9.27%
ROICexc growth 5Y-6.03%
OM growth 3Y43.23%
OM growth 5Y16.51%
PM growth 3Y133.66%
PM growth 5Y8.56%
GM growth 3Y13.77%
GM growth 5Y-1.67%
F-Score7
Asset Turnover0.61
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.27 | ||
| Debt/FCF | 4.25 | ||
| Debt/EBITDA | 2.27 | ||
| Cap/Depr | 38.96% | ||
| Cap/Sales | 0.59% | ||
| Interest Coverage | 9.59 | ||
| Cash Conversion | 73.93% | ||
| Profit Quality | 58.41% | ||
| Current Ratio | 2.18 | ||
| Quick Ratio | 2.17 | ||
| Altman-Z | 2.72 |
F-Score7
WACC8.13%
ROIC/WACC0.73
Cap/Depr(3y)42.7%
Cap/Depr(5y)103.65%
Cap/Sales(3y)0.77%
Cap/Sales(5y)1.1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-21.86%
EPS 3Y25.38%
EPS 5Y33.32%
EPS Q2Q%-38.64%
EPS Next Y-27.45%
EPS Next 2Y0.44%
EPS Next 3Y9.5%
EPS Next 5Y14.3%
Revenue 1Y (TTM)0.47%
Revenue growth 3Y10.95%
Revenue growth 5Y38.62%
Sales Q2Q%2.33%
Revenue Next Year-0.08%
Revenue Next 2Y4.93%
Revenue Next 3Y6.92%
Revenue Next 5Y10.16%
EBIT growth 1Y56.5%
EBIT growth 3Y58.92%
EBIT growth 5Y61.5%
EBIT Next Year182.44%
EBIT Next 3Y61.29%
EBIT Next 5Y22.69%
FCF growth 1Y130.22%
FCF growth 3Y41.91%
FCF growth 5Y30.96%
OCF growth 1Y108.93%
OCF growth 3Y26.28%
OCF growth 5Y29.67%
BLOCK INC / 1SQ.MI FAQ
What is the fundamental rating for 1SQ stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1SQ.MI.
What is the valuation status of BLOCK INC (1SQ.MI) stock?
ChartMill assigns a valuation rating of 3 / 10 to BLOCK INC (1SQ.MI). This can be considered as Overvalued.
What is the profitability of 1SQ stock?
BLOCK INC (1SQ.MI) has a profitability rating of 6 / 10.
Can you provide the financial health for 1SQ stock?
The financial health rating of BLOCK INC (1SQ.MI) is 6 / 10.
What is the expected EPS growth for BLOCK INC (1SQ.MI) stock?
The Earnings per Share (EPS) of BLOCK INC (1SQ.MI) is expected to decline by -27.45% in the next year.