BLOCK INC (1SQ.MI) Stock Fundamental Analysis
Europe - BIT:1SQ - US8522341036 - Common Stock
66.1 EUR
+1.24 (+1.91%)
1SQ gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 51 industry peers in the Financial Services industry. 1SQ has only an average score on both its financial health and profitability. 1SQ is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year 1SQ was profitable.
1SQ had a positive operating cash flow in the past year.
Of the past 5 years 1SQ 4 years were profitable.
Each year in the past 5 years 1SQ had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 8.03%, 1SQ belongs to the best of the industry, outperforming 90.20% of the companies in the same industry.
Looking at the Return On Equity, with a value of 13.35%, 1SQ is in the better half of the industry, outperforming 68.63% of the companies in the same industry.
1SQ has a better Return On Invested Capital (5.74%) than 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.03% | ||
| ROE | 13.35% | ||
| ROIC | 5.74% |
ROA(3y)2.06%
ROA(5y)1.89%
ROE(3y)3.51%
ROE(5y)4.71%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 12.41%, 1SQ is in line with its industry, outperforming 56.86% of the companies in the same industry.
In the last couple of years the Profit Margin of 1SQ has grown nicely.
With a Operating Margin value of 8.60%, 1SQ perfoms like the industry average, outperforming 49.02% of the companies in the same industry.
In the last couple of years the Operating Margin of 1SQ has grown nicely.
The Gross Margin of 1SQ (39.38%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of 1SQ has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.6% | ||
| PM (TTM) | 12.41% | ||
| GM | 39.38% |
OM growth 3Y43.23%
OM growth 5Y16.51%
PM growth 3Y133.66%
PM growth 5Y8.56%
GM growth 3Y13.77%
GM growth 5Y-1.67%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so 1SQ is destroying value.
The number of shares outstanding for 1SQ has been increased compared to 1 year ago.
Compared to 5 years ago, 1SQ has more shares outstanding
The debt/assets ratio for 1SQ is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 3.18 indicates that 1SQ is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.18, 1SQ is in the better half of the industry, outperforming 68.63% of the companies in the same industry.
The Debt to FCF ratio of 1SQ is 5.49, which is a neutral value as it means it would take 1SQ, 5.49 years of fcf income to pay off all of its debts.
1SQ's Debt to FCF ratio of 5.49 is fine compared to the rest of the industry. 1SQ outperforms 62.75% of its industry peers.
A Debt/Equity ratio of 0.19 indicates that 1SQ is not too dependend on debt financing.
1SQ's Debt to Equity ratio of 0.19 is fine compared to the rest of the industry. 1SQ outperforms 68.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 5.49 | ||
| Altman-Z | 3.18 |
ROIC/WACC0.72
WACC7.99%
2.3 Liquidity
A Current Ratio of 1.96 indicates that 1SQ should not have too much problems paying its short term obligations.
1SQ has a better Current ratio (1.96) than 72.55% of its industry peers.
A Quick Ratio of 1.94 indicates that 1SQ should not have too much problems paying its short term obligations.
1SQ's Quick ratio of 1.94 is fine compared to the rest of the industry. 1SQ outperforms 76.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.96 | ||
| Quick Ratio | 1.94 |
3. Growth
3.1 Past
The earnings per share for 1SQ have decreased by -0.36% in the last year.
1SQ shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 33.32% yearly.
1SQ shows a small growth in Revenue. In the last year, the Revenue has grown by 1.41%.
1SQ shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 38.62% yearly.
EPS 1Y (TTM)-0.36%
EPS 3Y25.38%
EPS 5Y33.32%
EPS Q2Q%-33.33%
Revenue 1Y (TTM)1.41%
Revenue growth 3Y10.95%
Revenue growth 5Y38.62%
Sales Q2Q%-1.64%
3.2 Future
Based on estimates for the next years, 1SQ will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.30% on average per year.
1SQ is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.16% yearly.
EPS Next Y-22.07%
EPS Next 2Y4.63%
EPS Next 3Y11.47%
EPS Next 5Y14.3%
Revenue Next Year1.32%
Revenue Next 2Y5.59%
Revenue Next 3Y6.99%
Revenue Next 5Y10.16%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 27.77, 1SQ can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of 1SQ is on the same level as its industry peers.
1SQ's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.29.
1SQ is valuated rather expensively with a Price/Forward Earnings ratio of 20.87.
Compared to the rest of the industry, the Price/Forward Earnings ratio of 1SQ is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 22.85. 1SQ is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.77 | ||
| Fwd PE | 20.87 |
4.2 Price Multiples
1SQ's Enterprise Value to EBITDA is on the same level as the industry average.
Based on the Price/Free Cash Flow ratio, 1SQ is valued a bit more expensive than the industry average as 66.67% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 44.3 | ||
| EV/EBITDA | 18.89 |
4.3 Compensation for Growth
The decent profitability rating of 1SQ may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.83
EPS Next 2Y4.63%
EPS Next 3Y11.47%
5. Dividend
5.1 Amount
No dividends for 1SQ!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BIT:1SQ (10/16/2025, 7:00:00 PM)
66.1
+1.24 (+1.91%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners75.03%
Inst Owner ChangeN/A
Ins Owners1.03%
Ins Owner ChangeN/A
Market Cap40.29B
Analysts76.67
Price Target75.35 (13.99%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-23.6%
Min EPS beat(2)-36.25%
Max EPS beat(2)-10.95%
EPS beat(4)0
Avg EPS beat(4)-16.74%
Min EPS beat(4)-36.25%
Max EPS beat(4)-0.18%
EPS beat(8)3
Avg EPS beat(8)-5.98%
EPS beat(12)6
Avg EPS beat(12)2.16%
EPS beat(16)8
Avg EPS beat(16)2.2%
Revenue beat(2)0
Avg Revenue beat(2)-6.41%
Min Revenue beat(2)-7.83%
Max Revenue beat(2)-5%
Revenue beat(4)0
Avg Revenue beat(4)-5.77%
Min Revenue beat(4)-7.83%
Max Revenue beat(4)-5%
Revenue beat(8)3
Avg Revenue beat(8)-2.77%
Revenue beat(12)5
Avg Revenue beat(12)-0.64%
Revenue beat(16)7
Avg Revenue beat(16)-1.82%
PT rev (1m)5.03%
PT rev (3m)-11.93%
EPS NQ rev (1m)-0.62%
EPS NQ rev (3m)-41.25%
EPS NY rev (1m)-1.17%
EPS NY rev (3m)-35.47%
Revenue NQ rev (1m)-0.02%
Revenue NQ rev (3m)-5.82%
Revenue NY rev (1m)0.26%
Revenue NY rev (3m)-6.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.77 | ||
| Fwd PE | 20.87 | ||
| P/S | 1.97 | ||
| P/FCF | 44.3 | ||
| P/OCF | 38.91 | ||
| P/B | 2.12 | ||
| P/tB | 5.23 | ||
| EV/EBITDA | 18.89 |
EPS(TTM)2.38
EY3.6%
EPS(NY)3.17
Fwd EY4.79%
FCF(TTM)1.49
FCFY2.26%
OCF(TTM)1.7
OCFY2.57%
SpS33.57
BVpS31.2
TBVpS12.63
PEG (NY)N/A
PEG (5Y)0.83
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.03% | ||
| ROE | 13.35% | ||
| ROCE | 7.65% | ||
| ROIC | 5.74% | ||
| ROICexc | 7.69% | ||
| ROICexgc | 22.54% | ||
| OM | 8.6% | ||
| PM (TTM) | 12.41% | ||
| GM | 39.38% | ||
| FCFM | 4.44% |
ROA(3y)2.06%
ROA(5y)1.89%
ROE(3y)3.51%
ROE(5y)4.71%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y19.01%
ROICexcg growth 5Y9.35%
ROICexc growth 3Y-9.27%
ROICexc growth 5Y-6.03%
OM growth 3Y43.23%
OM growth 5Y16.51%
PM growth 3Y133.66%
PM growth 5Y8.56%
GM growth 3Y13.77%
GM growth 5Y-1.67%
F-Score8
Asset Turnover0.65
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 5.49 | ||
| Debt/EBITDA | 1.71 | ||
| Cap/Depr | 40.44% | ||
| Cap/Sales | 0.62% | ||
| Interest Coverage | 8.31 | ||
| Cash Conversion | 49.99% | ||
| Profit Quality | 35.81% | ||
| Current Ratio | 1.96 | ||
| Quick Ratio | 1.94 | ||
| Altman-Z | 3.18 |
F-Score8
WACC7.99%
ROIC/WACC0.72
Cap/Depr(3y)42.7%
Cap/Depr(5y)103.65%
Cap/Sales(3y)0.77%
Cap/Sales(5y)1.1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-0.36%
EPS 3Y25.38%
EPS 5Y33.32%
EPS Q2Q%-33.33%
EPS Next Y-22.07%
EPS Next 2Y4.63%
EPS Next 3Y11.47%
EPS Next 5Y14.3%
Revenue 1Y (TTM)1.41%
Revenue growth 3Y10.95%
Revenue growth 5Y38.62%
Sales Q2Q%-1.64%
Revenue Next Year1.32%
Revenue Next 2Y5.59%
Revenue Next 3Y6.99%
Revenue Next 5Y10.16%
EBIT growth 1Y82.02%
EBIT growth 3Y58.92%
EBIT growth 5Y61.5%
EBIT Next Year187.09%
EBIT Next 3Y61.68%
EBIT Next 5Y22.69%
FCF growth 1Y229.37%
FCF growth 3Y41.91%
FCF growth 5Y30.96%
OCF growth 1Y157.29%
OCF growth 3Y26.28%
OCF growth 5Y29.67%