BLOCK INC (1SQ.MI) Stock Fundamental Analysis

BIT:1SQ • US8522341036

55.12 EUR
-0.73 (-1.31%)
Last: Jan 21, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

5

Overall 1SQ gets a fundamental rating of 5 out of 10. We evaluated 1SQ against 58 industry peers in the Financial Services industry. 1SQ has an average financial health and profitability rating. 1SQ is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • 1SQ had positive earnings in the past year.
  • 1SQ had a positive operating cash flow in the past year.
  • 1SQ had positive earnings in 4 of the past 5 years.
  • In the past 5 years 1SQ always reported a positive cash flow from operatings.
1SQ.MI Yearly Net Income VS EBIT VS OCF VS FCF1SQ.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B

1.2 Ratios

  • The Return On Assets of 1SQ (8.00%) is better than 88.14% of its industry peers.
  • 1SQ's Return On Equity of 13.93% is fine compared to the rest of the industry. 1SQ outperforms 67.80% of its industry peers.
  • The Return On Invested Capital of 1SQ (5.95%) is better than 66.10% of its industry peers.
Industry RankSector Rank
ROA 8%
ROE 13.93%
ROIC 5.95%
ROA(3y)2.06%
ROA(5y)1.89%
ROE(3y)3.51%
ROE(5y)4.71%
ROIC(3y)N/A
ROIC(5y)N/A
1SQ.MI Yearly ROA, ROE, ROIC1SQ.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 -20

1.3 Margins

  • 1SQ's Profit Margin of 13.08% is in line compared to the rest of the industry. 1SQ outperforms 52.54% of its industry peers.
  • In the last couple of years the Profit Margin of 1SQ has grown nicely.
  • Looking at the Operating Margin, with a value of 9.62%, 1SQ is in line with its industry, outperforming 44.07% of the companies in the same industry.
  • In the last couple of years the Operating Margin of 1SQ has grown nicely.
  • 1SQ has a Gross Margin (40.87%) which is comparable to the rest of the industry.
  • 1SQ's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 9.62%
PM (TTM) 13.08%
GM 40.87%
OM growth 3Y43.23%
OM growth 5Y16.51%
PM growth 3Y133.66%
PM growth 5Y8.56%
GM growth 3Y13.77%
GM growth 5Y-1.67%
1SQ.MI Yearly Profit, Operating, Gross Margins1SQ.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 30 40

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • 1SQ has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, 1SQ has more shares outstanding
  • The number of shares outstanding for 1SQ has been increased compared to 5 years ago.
  • The debt/assets ratio for 1SQ is higher compared to a year ago.
1SQ.MI Yearly Shares Outstanding1SQ.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
1SQ.MI Yearly Total Debt VS Total Assets1SQ.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.2 Solvency

  • 1SQ has an Altman-Z score of 2.74. This is not the best score and indicates that 1SQ is in the grey zone with still only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 2.74, 1SQ is in the better half of the industry, outperforming 69.49% of the companies in the same industry.
  • 1SQ has a debt to FCF ratio of 4.25. This is a neutral value as 1SQ would need 4.25 years to pay back of all of its debts.
  • 1SQ has a Debt to FCF ratio of 4.25. This is in the better half of the industry: 1SQ outperforms 67.80% of its industry peers.
  • 1SQ has a Debt/Equity ratio of 0.27. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of 1SQ (0.27) is better than 67.80% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 4.25
Altman-Z 2.74
ROIC/WACC0.74
WACC8.05%
1SQ.MI Yearly LT Debt VS Equity VS FCF1SQ.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B 20B

2.3 Liquidity

  • A Current Ratio of 2.18 indicates that 1SQ has no problem at all paying its short term obligations.
  • 1SQ has a Current ratio of 2.18. This is in the better half of the industry: 1SQ outperforms 74.58% of its industry peers.
  • 1SQ has a Quick Ratio of 2.17. This indicates that 1SQ is financially healthy and has no problem in meeting its short term obligations.
  • 1SQ has a Quick ratio of 2.17. This is in the better half of the industry: 1SQ outperforms 76.27% of its industry peers.
Industry RankSector Rank
Current Ratio 2.18
Quick Ratio 2.17
1SQ.MI Yearly Current Assets VS Current Liabilites1SQ.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • The earnings per share for 1SQ have decreased strongly by -21.86% in the last year.
  • The Earnings Per Share has been growing by 33.32% on average over the past years. This is a very strong growth
  • Looking at the last year, 1SQ shows a small growth in Revenue. The Revenue has grown by 0.47% in the last year.
  • The Revenue has been growing by 38.62% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-21.86%
EPS 3Y25.38%
EPS 5Y33.32%
EPS Q2Q%-38.64%
Revenue 1Y (TTM)0.47%
Revenue growth 3Y10.95%
Revenue growth 5Y38.62%
Sales Q2Q%2.33%

3.2 Future

  • Based on estimates for the next years, 1SQ will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.30% on average per year.
  • 1SQ is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.16% yearly.
EPS Next Y-27.57%
EPS Next 2Y0.46%
EPS Next 3Y9.74%
EPS Next 5Y14.3%
Revenue Next Year-0.24%
Revenue Next 2Y4.84%
Revenue Next 3Y6.85%
Revenue Next 5Y10.16%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
1SQ.MI Yearly Revenue VS Estimates1SQ.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 10B 20B 30B 40B 50B
1SQ.MI Yearly EPS VS Estimates1SQ.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0 5 10

More info and screens

Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 27.02 indicates a quite expensive valuation of 1SQ.
  • 1SQ's Price/Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 27.19, 1SQ is valued at the same level.
  • Based on the Price/Forward Earnings ratio of 19.32, the valuation of 1SQ can be described as rather expensive.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of 1SQ is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, 1SQ is valued a bit cheaper.
Industry RankSector Rank
PE 27.02
Fwd PE 19.32
1SQ.MI Price Earnings VS Forward Price Earnings1SQ.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as 1SQ.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as 1SQ.
Industry RankSector Rank
P/FCF 21.79
EV/EBITDA 14.42
1SQ.MI Per share data1SQ.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • 1SQ has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.81
EPS Next 2Y0.46%
EPS Next 3Y9.74%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • 1SQ does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

BLOCK INC

BIT:1SQ (1/21/2026, 7:00:00 PM)

55.12

-0.73 (-1.31%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06
Earnings (Next)02-26
Inst Owners81.09%
Inst Owner ChangeN/A
Ins Owners1.07%
Ins Owner ChangeN/A
Market Cap33.49B
Revenue(TTM)23.97B
Net Income(TTM)3.14B
Analysts79.17
Price Target73.03 (32.49%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-15.41%
Min EPS beat(2)-19.86%
Max EPS beat(2)-10.95%
EPS beat(4)0
Avg EPS beat(4)-21.66%
Min EPS beat(4)-36.25%
Max EPS beat(4)-10.95%
EPS beat(8)2
Avg EPS beat(8)-10.55%
EPS beat(12)5
Avg EPS beat(12)-5.99%
EPS beat(16)8
Avg EPS beat(16)1.09%
Revenue beat(2)0
Avg Revenue beat(2)-4.55%
Min Revenue beat(2)-5%
Max Revenue beat(2)-4.09%
Revenue beat(4)0
Avg Revenue beat(4)-5.5%
Min Revenue beat(4)-7.83%
Max Revenue beat(4)-4.09%
Revenue beat(8)2
Avg Revenue beat(8)-3.56%
Revenue beat(12)5
Avg Revenue beat(12)-0.95%
Revenue beat(16)7
Avg Revenue beat(16)-1.07%
PT rev (1m)1.34%
PT rev (3m)-3.08%
EPS NQ rev (1m)-0.62%
EPS NQ rev (3m)-9.64%
EPS NY rev (1m)-0.74%
EPS NY rev (3m)-6.4%
Revenue NQ rev (1m)-0.78%
Revenue NQ rev (3m)-3.45%
Revenue NY rev (1m)-0.13%
Revenue NY rev (3m)-1.63%
Valuation
Industry RankSector Rank
PE 27.02
Fwd PE 19.32
P/S 1.67
P/FCF 21.79
P/OCF 20.24
P/B 1.77
P/tB 4.26
EV/EBITDA 14.42
EPS(TTM)2.04
EY3.7%
EPS(NY)2.85
Fwd EY5.18%
FCF(TTM)2.53
FCFY4.59%
OCF(TTM)2.72
OCFY4.94%
SpS33.1
BVpS31.08
TBVpS12.94
PEG (NY)N/A
PEG (5Y)0.81
Graham Number37.77
Profitability
Industry RankSector Rank
ROA 8%
ROE 13.93%
ROCE 7.93%
ROIC 5.95%
ROICexc 8.53%
ROICexgc 24.17%
OM 9.62%
PM (TTM) 13.08%
GM 40.87%
FCFM 7.64%
ROA(3y)2.06%
ROA(5y)1.89%
ROE(3y)3.51%
ROE(5y)4.71%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y19.01%
ROICexgc growth 5Y9.35%
ROICexc growth 3Y-9.27%
ROICexc growth 5Y-6.03%
OM growth 3Y43.23%
OM growth 5Y16.51%
PM growth 3Y133.66%
PM growth 5Y8.56%
GM growth 3Y13.77%
GM growth 5Y-1.67%
F-Score7
Asset Turnover0.61
Health
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 4.25
Debt/EBITDA 2.27
Cap/Depr 38.96%
Cap/Sales 0.59%
Interest Coverage 9.59
Cash Conversion 73.93%
Profit Quality 58.41%
Current Ratio 2.18
Quick Ratio 2.17
Altman-Z 2.74
F-Score7
WACC8.05%
ROIC/WACC0.74
Cap/Depr(3y)42.7%
Cap/Depr(5y)103.65%
Cap/Sales(3y)0.77%
Cap/Sales(5y)1.1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-21.86%
EPS 3Y25.38%
EPS 5Y33.32%
EPS Q2Q%-38.64%
EPS Next Y-27.57%
EPS Next 2Y0.46%
EPS Next 3Y9.74%
EPS Next 5Y14.3%
Revenue 1Y (TTM)0.47%
Revenue growth 3Y10.95%
Revenue growth 5Y38.62%
Sales Q2Q%2.33%
Revenue Next Year-0.24%
Revenue Next 2Y4.84%
Revenue Next 3Y6.85%
Revenue Next 5Y10.16%
EBIT growth 1Y56.5%
EBIT growth 3Y58.92%
EBIT growth 5Y61.5%
EBIT Next Year182.19%
EBIT Next 3Y61.16%
EBIT Next 5Y22.69%
FCF growth 1Y130.22%
FCF growth 3Y41.91%
FCF growth 5Y30.96%
OCF growth 1Y108.93%
OCF growth 3Y26.28%
OCF growth 5Y29.67%

BLOCK INC / 1SQ.MI FAQ

What is the fundamental rating for 1SQ stock?

ChartMill assigns a fundamental rating of 5 / 10 to 1SQ.MI.


What is the valuation status of BLOCK INC (1SQ.MI) stock?

ChartMill assigns a valuation rating of 3 / 10 to BLOCK INC (1SQ.MI). This can be considered as Overvalued.


What is the profitability of 1SQ stock?

BLOCK INC (1SQ.MI) has a profitability rating of 6 / 10.


Can you provide the financial health for 1SQ stock?

The financial health rating of BLOCK INC (1SQ.MI) is 6 / 10.


What is the expected EPS growth for BLOCK INC (1SQ.MI) stock?

The Earnings per Share (EPS) of BLOCK INC (1SQ.MI) is expected to decline by -27.57% in the next year.