SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) Stock Fundamental Analysis
Europe - FRA:1SQ - CH0010675863 - Common Stock
540.5 EUR
+17.5 (+3.35%)
Overall 1SQ gets a fundamental rating of 5 out of 10. We evaluated 1SQ against 113 industry peers in the Capital Markets industry. 1SQ scores excellent on profitability, but there are concerns on its financial health. 1SQ is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
1SQ had positive earnings in the past year.
In the past year 1SQ had a positive cash flow from operations.
In the past 5 years 1SQ has always been profitable.
1SQ had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of 1SQ (2.14%) is better than 61.06% of its industry peers.
With an excellent Return On Equity value of 25.76%, 1SQ belongs to the best of the industry, outperforming 91.15% of the companies in the same industry.
1SQ has a Return On Invested Capital of 2.43%. This is comparable to the rest of the industry: 1SQ outperforms 59.29% of its industry peers.
The Average Return On Invested Capital over the past 3 years for 1SQ is significantly below the industry average of 9.27%.
The 3 year average ROIC (2.41%) for 1SQ is below the current ROIC(2.43%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.14% | ||
| ROE | 25.76% | ||
| ROIC | 2.43% |
ROA(3y)1.98%
ROA(5y)1.86%
ROE(3y)23.81%
ROE(5y)24.7%
ROIC(3y)2.41%
ROIC(5y)2.26%
1.3 Margins
1SQ has a Profit Margin of 39.90%. This is amongst the best in the industry. 1SQ outperforms 84.07% of its industry peers.
In the last couple of years the Profit Margin of 1SQ has grown nicely.
1SQ has a Operating Margin of 51.76%. This is amongst the best in the industry. 1SQ outperforms 85.84% of its industry peers.
1SQ's Operating Margin has improved in the last couple of years.
1SQ's Gross Margin of 96.45% is amongst the best of the industry. 1SQ outperforms 96.46% of its industry peers.
1SQ's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.76% | ||
| PM (TTM) | 39.9% | ||
| GM | 96.45% |
OM growth 3Y3.15%
OM growth 5Y12.34%
PM growth 3Y3.26%
PM growth 5Y19.58%
GM growth 3Y0.49%
GM growth 5Y0.14%
2. Health
2.1 Basic Checks
1SQ has more shares outstanding than it did 1 year ago.
1SQ has more shares outstanding than it did 5 years ago.
The debt/assets ratio for 1SQ has been reduced compared to a year ago.
2.2 Solvency
1SQ has an Altman-Z score of 0.08. This is a bad value and indicates that 1SQ is not financially healthy and even has some risk of bankruptcy.
1SQ has a Altman-Z score of 0.08. This is comparable to the rest of the industry: 1SQ outperforms 42.48% of its industry peers.
The Debt to FCF ratio of 1SQ is 5.71, which is a neutral value as it means it would take 1SQ, 5.71 years of fcf income to pay off all of its debts.
1SQ has a better Debt to FCF ratio (5.71) than 68.14% of its industry peers.
1SQ has a Debt/Equity ratio of 9.92. This is a high value indicating a heavy dependency on external financing.
1SQ has a worse Debt to Equity ratio (9.92) than 71.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 9.92 | ||
| Debt/FCF | 5.71 | ||
| Altman-Z | 0.08 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
1SQ has a Current Ratio of 0.48. This is a bad value and indicates that 1SQ is not financially healthy enough and could expect problems in meeting its short term obligations.
1SQ has a Current ratio (0.48) which is in line with its industry peers.
1SQ has a Quick Ratio of 0.48. This is a bad value and indicates that 1SQ is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of 1SQ (0.48) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.48 | ||
| Quick Ratio | 0.48 |
3. Growth
3.1 Past
1SQ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.69%, which is quite good.
1SQ shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 45.41% yearly.
1SQ shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.76%.
The Revenue has been growing by 21.92% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)19.69%
EPS 3Y14.65%
EPS 5Y45.41%
EPS Q2Q%8.79%
Revenue 1Y (TTM)18.76%
Revenue growth 3Y11.43%
Revenue growth 5Y21.92%
Sales Q2Q%1.39%
3.2 Future
The Earnings Per Share is expected to grow by 11.19% on average over the next years. This is quite good.
The Revenue is expected to grow by 11.11% on average over the next years. This is quite good.
EPS Next Y5.42%
EPS Next 2Y5.8%
EPS Next 3Y7.79%
EPS Next 5Y11.19%
Revenue Next Year8.59%
Revenue Next 2Y7.47%
Revenue Next 3Y8.27%
Revenue Next 5Y11.11%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 24.53 indicates a rather expensive valuation of 1SQ.
1SQ's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 26.89. 1SQ is around the same levels.
With a Price/Forward Earnings ratio of 22.20, 1SQ is valued on the expensive side.
Compared to the rest of the industry, the Price/Forward Earnings ratio of 1SQ indicates a somewhat cheap valuation: 1SQ is cheaper than 61.95% of the companies listed in the same industry.
1SQ's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 22.99.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.53 | ||
| Fwd PE | 22.2 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, 1SQ is valued cheaper than 94.69% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.58 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1SQ does not grow enough to justify the current Price/Earnings ratio.
1SQ has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)4.53
PEG (5Y)0.54
EPS Next 2Y5.8%
EPS Next 3Y7.79%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.21%, 1SQ has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 5.70, 1SQ has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.31, 1SQ's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.21% |
5.2 History
The dividend of 1SQ is nicely growing with an annual growth rate of 33.97%!
Dividend Growth(5Y)33.97%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1SQ pays out 29.06% of its income as dividend. This is a sustainable payout ratio.
1SQ's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP29.06%
EPS Next 2Y5.8%
EPS Next 3Y7.79%
FRA:1SQ (10/24/2025, 7:00:00 PM)
540.5
+17.5 (+3.35%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners29.89%
Inst Owner ChangeN/A
Ins Owners22.57%
Ins Owner ChangeN/A
Market Cap8.29B
Revenue(TTM)771.42M
Net Income(TTM)307.81M
Analysts69.23
Price Target526.4 (-2.61%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.21% |
Yearly Dividend4.66
Dividend Growth(5Y)33.97%
DP29.06%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)33.58%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)1.46%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)1.24%
Revenue NY rev (3m)3.56%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.53 | ||
| Fwd PE | 22.2 | ||
| P/S | 9.93 | ||
| P/FCF | 3.58 | ||
| P/OCF | 3.47 | ||
| P/B | 6.41 | ||
| P/tB | 7.46 | ||
| EV/EBITDA | N/A |
EPS(TTM)22.03
EY4.08%
EPS(NY)24.35
Fwd EY4.51%
FCF(TTM)151.17
FCFY27.97%
OCF(TTM)155.95
OCFY28.85%
SpS54.41
BVpS84.29
TBVpS72.46
PEG (NY)4.53
PEG (5Y)0.54
Graham Number204.41
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.14% | ||
| ROE | 25.76% | ||
| ROCE | 18.92% | ||
| ROIC | 2.43% | ||
| ROICexc | 4.19% | ||
| ROICexgc | 4.66% | ||
| OM | 51.76% | ||
| PM (TTM) | 39.9% | ||
| GM | 96.45% | ||
| FCFM | 277.82% |
ROA(3y)1.98%
ROA(5y)1.86%
ROE(3y)23.81%
ROE(5y)24.7%
ROIC(3y)2.41%
ROIC(5y)2.26%
ROICexc(3y)4.73%
ROICexc(5y)5%
ROICexgc(3y)5.15%
ROICexgc(5y)5.44%
ROCE(3y)23.97%
ROCE(5y)26.79%
ROICexgc growth 3Y-10.47%
ROICexgc growth 5Y20.43%
ROICexc growth 3Y-11.38%
ROICexc growth 5Y19.54%
OM growth 3Y3.15%
OM growth 5Y12.34%
PM growth 3Y3.26%
PM growth 5Y19.58%
GM growth 3Y0.49%
GM growth 5Y0.14%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 9.92 | ||
| Debt/FCF | 5.71 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 8.78% | ||
| Interest Coverage | -9.38 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 696.25% | ||
| Current Ratio | 0.48 | ||
| Quick Ratio | 0.48 | ||
| Altman-Z | 0.08 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)9.35%
Cap/Sales(5y)8.27%
Profit Quality(3y)352.5%
Profit Quality(5y)510.95%
High Growth Momentum
Growth
EPS 1Y (TTM)19.69%
EPS 3Y14.65%
EPS 5Y45.41%
EPS Q2Q%8.79%
EPS Next Y5.42%
EPS Next 2Y5.8%
EPS Next 3Y7.79%
EPS Next 5Y11.19%
Revenue 1Y (TTM)18.76%
Revenue growth 3Y11.43%
Revenue growth 5Y21.92%
Sales Q2Q%1.39%
Revenue Next Year8.59%
Revenue Next 2Y7.47%
Revenue Next 3Y8.27%
Revenue Next 5Y11.11%
EBIT growth 1Y15.27%
EBIT growth 3Y14.93%
EBIT growth 5Y36.97%
EBIT Next Year-1.15%
EBIT Next 3Y5.05%
EBIT Next 5Y6.69%
FCF growth 1Y557.59%
FCF growth 3Y9.05%
FCF growth 5Y43.5%
OCF growth 1Y476.52%
OCF growth 3Y9.41%
OCF growth 5Y42.07%
SWISSQUOTE GROUP HOLDING-REG / 1SQ.DE FAQ
What is the fundamental rating for 1SQ stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1SQ.DE.
Can you provide the valuation status for SWISSQUOTE GROUP HOLDING-REG?
ChartMill assigns a valuation rating of 4 / 10 to SWISSQUOTE GROUP HOLDING-REG (1SQ.DE). This can be considered as Fairly Valued.
What is the profitability of 1SQ stock?
SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) has a profitability rating of 8 / 10.
What is the financial health of SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) stock?
The financial health rating of SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) is 2 / 10.
Can you provide the expected EPS growth for 1SQ stock?
The Earnings per Share (EPS) of SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) is expected to grow by 5.42% in the next year.