SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:1SQ - CH0010675863 - Common Stock
527.5 EUR
+2 (+0.38%)
We assign a fundamental rating of 5 out of 10 to 1SQ. 1SQ was compared to 120 industry peers in the Capital Markets industry. 1SQ has an excellent profitability rating, but there are concerns on its financial health. 1SQ is not overvalued while it is showing excellent growth. This is an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year 1SQ was profitable.
In the past year 1SQ had a positive cash flow from operations.
In the past 5 years 1SQ has always been profitable.
In the past 5 years 1SQ always reported a positive cash flow from operatings.
1.2 Ratios
1SQ has a Return On Assets (2.14%) which is in line with its industry peers.
1SQ's Return On Equity of 25.76% is amongst the best of the industry. 1SQ outperforms 90.83% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.43%, 1SQ is in line with its industry, outperforming 55.00% of the companies in the same industry.
1SQ had an Average Return On Invested Capital over the past 3 years of 2.41%. This is significantly below the industry average of 9.23%.
The last Return On Invested Capital (2.43%) for 1SQ is above the 3 year average (2.41%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.14% | ||
| ROE | 25.76% | ||
| ROIC | 2.43% |
ROA(3y)1.98%
ROA(5y)1.86%
ROE(3y)23.81%
ROE(5y)24.7%
ROIC(3y)2.41%
ROIC(5y)2.26%
1.3 Margins
1SQ's Profit Margin of 39.90% is amongst the best of the industry. 1SQ outperforms 83.33% of its industry peers.
1SQ's Profit Margin has improved in the last couple of years.
1SQ has a Operating Margin of 51.76%. This is amongst the best in the industry. 1SQ outperforms 85.00% of its industry peers.
1SQ's Operating Margin has improved in the last couple of years.
1SQ has a better Gross Margin (96.45%) than 95.83% of its industry peers.
1SQ's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.76% | ||
| PM (TTM) | 39.9% | ||
| GM | 96.45% |
OM growth 3Y3.15%
OM growth 5Y12.34%
PM growth 3Y3.26%
PM growth 5Y19.58%
GM growth 3Y0.49%
GM growth 5Y0.14%
2. Health
2.1 Basic Checks
1SQ has more shares outstanding than it did 1 year ago.
The number of shares outstanding for 1SQ has been increased compared to 5 years ago.
Compared to 1 year ago, 1SQ has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.07, we must say that 1SQ is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of 1SQ (0.07) is comparable to the rest of the industry.
1SQ has a debt to FCF ratio of 5.71. This is a neutral value as 1SQ would need 5.71 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 5.71, 1SQ is doing good in the industry, outperforming 69.17% of the companies in the same industry.
1SQ has a Debt/Equity ratio of 9.92. This is a high value indicating a heavy dependency on external financing.
1SQ's Debt to Equity ratio of 9.92 is on the low side compared to the rest of the industry. 1SQ is outperformed by 73.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 9.92 | ||
| Debt/FCF | 5.71 | ||
| Altman-Z | 0.07 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
1SQ has a Current Ratio of 0.48. This is a bad value and indicates that 1SQ is not financially healthy enough and could expect problems in meeting its short term obligations.
1SQ has a Current ratio (0.48) which is in line with its industry peers.
A Quick Ratio of 0.48 indicates that 1SQ may have some problems paying its short term obligations.
1SQ has a Quick ratio (0.48) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.48 | ||
| Quick Ratio | 0.48 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.69% over the past year.
Measured over the past years, 1SQ shows a very strong growth in Earnings Per Share. The EPS has been growing by 45.41% on average per year.
The Revenue has grown by 18.76% in the past year. This is quite good.
Measured over the past years, 1SQ shows a very strong growth in Revenue. The Revenue has been growing by 21.92% on average per year.
EPS 1Y (TTM)19.69%
EPS 3Y14.65%
EPS 5Y45.41%
EPS Q2Q%8.79%
Revenue 1Y (TTM)18.76%
Revenue growth 3Y11.43%
Revenue growth 5Y21.92%
Sales Q2Q%1.39%
3.2 Future
Based on estimates for the next years, 1SQ will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.52% on average per year.
1SQ is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.37% yearly.
EPS Next Y5.54%
EPS Next 2Y6.34%
EPS Next 3Y7.98%
EPS Next 5Y11.52%
Revenue Next Year8.59%
Revenue Next 2Y7.6%
Revenue Next 3Y8.04%
Revenue Next 5Y11.37%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 24.04, the valuation of 1SQ can be described as rather expensive.
Compared to the rest of the industry, the Price/Earnings ratio of 1SQ is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 26.59. 1SQ is around the same levels.
With a Price/Forward Earnings ratio of 21.53, 1SQ is valued on the expensive side.
60.83% of the companies in the same industry are more expensive than 1SQ, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.03, 1SQ is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.04 | ||
| Fwd PE | 21.53 |
4.2 Price Multiples
96.67% of the companies in the same industry are more expensive than 1SQ, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.5 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1SQ does not grow enough to justify the current Price/Earnings ratio.
The excellent profitability rating of 1SQ may justify a higher PE ratio.
PEG (NY)4.34
PEG (5Y)0.53
EPS Next 2Y6.34%
EPS Next 3Y7.98%
5. Dividend
5.1 Amount
1SQ has a Yearly Dividend Yield of 1.25%.
1SQ's Dividend Yield is comparable with the industry average which is at 3.18.
1SQ's Dividend Yield is slightly below the S&P500 average, which is at 1.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.25% |
5.2 History
On average, the dividend of 1SQ grows each year by 33.97%, which is quite nice.
Dividend Growth(5Y)33.97%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1SQ pays out 29.06% of its income as dividend. This is a sustainable payout ratio.
The dividend of 1SQ is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP29.06%
EPS Next 2Y6.34%
EPS Next 3Y7.98%
FRA:1SQ (12/23/2025, 7:00:00 PM)
527.5
+2 (+0.38%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners34.96%
Inst Owner ChangeN/A
Ins Owners22.57%
Ins Owner ChangeN/A
Market Cap8.09B
Revenue(TTM)771.42M
Net Income(TTM)307.81M
Analysts71.43
Price Target540.98 (2.56%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.25% |
Yearly Dividend4.63
Dividend Growth(5Y)33.97%
DP29.06%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.09%
PT rev (3m)2.77%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.33%
EPS NY rev (3m)1.16%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.24%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.04 | ||
| Fwd PE | 21.53 | ||
| P/S | 9.73 | ||
| P/FCF | 3.5 | ||
| P/OCF | 3.4 | ||
| P/B | 6.28 | ||
| P/tB | 7.31 | ||
| EV/EBITDA | N/A |
EPS(TTM)21.94
EY4.16%
EPS(NY)24.5
Fwd EY4.65%
FCF(TTM)150.58
FCFY28.55%
OCF(TTM)155.34
OCFY29.45%
SpS54.2
BVpS83.96
TBVpS72.17
PEG (NY)4.34
PEG (5Y)0.53
Graham Number203.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.14% | ||
| ROE | 25.76% | ||
| ROCE | 18.92% | ||
| ROIC | 2.43% | ||
| ROICexc | 4.19% | ||
| ROICexgc | 4.66% | ||
| OM | 51.76% | ||
| PM (TTM) | 39.9% | ||
| GM | 96.45% | ||
| FCFM | 277.82% |
ROA(3y)1.98%
ROA(5y)1.86%
ROE(3y)23.81%
ROE(5y)24.7%
ROIC(3y)2.41%
ROIC(5y)2.26%
ROICexc(3y)4.73%
ROICexc(5y)5%
ROICexgc(3y)5.15%
ROICexgc(5y)5.44%
ROCE(3y)23.97%
ROCE(5y)26.79%
ROICexgc growth 3Y-10.47%
ROICexgc growth 5Y20.43%
ROICexc growth 3Y-11.38%
ROICexc growth 5Y19.54%
OM growth 3Y3.15%
OM growth 5Y12.34%
PM growth 3Y3.26%
PM growth 5Y19.58%
GM growth 3Y0.49%
GM growth 5Y0.14%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 9.92 | ||
| Debt/FCF | 5.71 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 8.78% | ||
| Interest Coverage | -9.38 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 696.25% | ||
| Current Ratio | 0.48 | ||
| Quick Ratio | 0.48 | ||
| Altman-Z | 0.07 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)9.35%
Cap/Sales(5y)8.27%
Profit Quality(3y)352.5%
Profit Quality(5y)510.95%
High Growth Momentum
Growth
EPS 1Y (TTM)19.69%
EPS 3Y14.65%
EPS 5Y45.41%
EPS Q2Q%8.79%
EPS Next Y5.54%
EPS Next 2Y6.34%
EPS Next 3Y7.98%
EPS Next 5Y11.52%
Revenue 1Y (TTM)18.76%
Revenue growth 3Y11.43%
Revenue growth 5Y21.92%
Sales Q2Q%1.39%
Revenue Next Year8.59%
Revenue Next 2Y7.6%
Revenue Next 3Y8.04%
Revenue Next 5Y11.37%
EBIT growth 1Y15.27%
EBIT growth 3Y14.93%
EBIT growth 5Y36.97%
EBIT Next Year-1.15%
EBIT Next 3Y5.05%
EBIT Next 5Y7.08%
FCF growth 1Y557.59%
FCF growth 3Y9.05%
FCF growth 5Y43.5%
OCF growth 1Y476.52%
OCF growth 3Y9.41%
OCF growth 5Y42.07%
SWISSQUOTE GROUP HOLDING-REG / 1SQ.DE FAQ
What is the fundamental rating for 1SQ stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1SQ.DE.
Can you provide the valuation status for SWISSQUOTE GROUP HOLDING-REG?
ChartMill assigns a valuation rating of 4 / 10 to SWISSQUOTE GROUP HOLDING-REG (1SQ.DE). This can be considered as Fairly Valued.
What is the profitability of 1SQ stock?
SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) has a profitability rating of 8 / 10.
What is the financial health of SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) stock?
The financial health rating of SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) is 2 / 10.
Can you provide the expected EPS growth for 1SQ stock?
The Earnings per Share (EPS) of SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) is expected to grow by 5.54% in the next year.