SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) Stock Fundamental Analysis
FRA:1SQ - Deutsche Boerse Ag - CH0010675863 - Common Stock - Currency: EUR
We assign a fundamental rating of 5 out of 10 to 1SQ. 1SQ was compared to 114 industry peers in the Capital Markets industry. 1SQ scores excellent on profitability, but there are concerns on its financial health. 1SQ is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
1SQ had positive earnings in the past year.
In the past year 1SQ had a positive cash flow from operations.
1SQ had positive earnings in each of the past 5 years.
1SQ had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of 1SQ (2.21%) is better than 63.16% of its industry peers.
The Return On Equity of 1SQ (25.96%) is better than 93.86% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.61%, 1SQ is in the better half of the industry, outperforming 61.40% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for 1SQ is significantly below the industry average of 8.01%.
The 3 year average ROIC (2.41%) for 1SQ is below the current ROIC(2.61%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 25.96% | ||
| ROIC | 2.61% |
ROA(3y)1.98%
ROA(5y)1.86%
ROE(3y)23.81%
ROE(5y)24.7%
ROIC(3y)2.41%
ROIC(5y)2.26%
1.3 Margins
1SQ's Profit Margin of 40.02% is amongst the best of the industry. 1SQ outperforms 85.96% of its industry peers.
In the last couple of years the Profit Margin of 1SQ has grown nicely.
1SQ has a Operating Margin of 53.28%. This is amongst the best in the industry. 1SQ outperforms 89.47% of its industry peers.
In the last couple of years the Operating Margin of 1SQ has grown nicely.
1SQ has a Gross Margin of 96.42%. This is amongst the best in the industry. 1SQ outperforms 94.74% of its industry peers.
1SQ's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 53.28% | ||
| PM (TTM) | 40.02% | ||
| GM | 96.42% |
OM growth 3Y3.15%
OM growth 5Y12.34%
PM growth 3Y3.26%
PM growth 5Y19.58%
GM growth 3Y0.49%
GM growth 5Y0.14%
2. Health
2.1 Basic Checks
The number of shares outstanding for 1SQ has been increased compared to 1 year ago.
Compared to 5 years ago, 1SQ has more shares outstanding
The debt/assets ratio for 1SQ has been reduced compared to a year ago.
2.2 Solvency
1SQ has an Altman-Z score of 0.14. This is a bad value and indicates that 1SQ is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.14, 1SQ is in line with its industry, outperforming 47.37% of the companies in the same industry.
1SQ has a debt to FCF ratio of 5.78. This is a neutral value as 1SQ would need 5.78 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 5.78, 1SQ is doing good in the industry, outperforming 75.44% of the companies in the same industry.
1SQ has a Debt/Equity ratio of 9.64. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 9.64, 1SQ is doing worse than 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 9.64 | ||
| Debt/FCF | 5.78 | ||
| Altman-Z | 0.14 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.52 indicates that 1SQ may have some problems paying its short term obligations.
With a Current ratio value of 0.52, 1SQ perfoms like the industry average, outperforming 51.75% of the companies in the same industry.
A Quick Ratio of 0.52 indicates that 1SQ may have some problems paying its short term obligations.
1SQ has a Quick ratio (0.52) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.52 | ||
| Quick Ratio | 0.52 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 34.19% over the past year.
Measured over the past years, 1SQ shows a very strong growth in Earnings Per Share. The EPS has been growing by 45.41% on average per year.
The Revenue has grown by 24.78% in the past year. This is a very strong growth!
1SQ shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 21.92% yearly.
EPS 1Y (TTM)34.19%
EPS 3Y14.65%
EPS 5Y45.41%
EPS Q2Q%33.15%
Revenue 1Y (TTM)24.78%
Revenue growth 3Y11.43%
Revenue growth 5Y21.92%
Sales Q2Q%17.72%
3.2 Future
The Earnings Per Share is expected to grow by 8.84% on average over the next years. This is quite good.
The Revenue is expected to grow by 10.48% on average over the next years. This is quite good.
EPS Next Y3.9%
EPS Next 2Y5.76%
EPS Next 3Y7.66%
EPS Next 5Y8.84%
Revenue Next Year4.86%
Revenue Next 2Y6.75%
Revenue Next 3Y7.86%
Revenue Next 5Y10.48%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 25.25, 1SQ can be considered very expensive at the moment.
The rest of the industry has a similar Price/Earnings ratio as 1SQ.
1SQ's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.25.
A Price/Forward Earnings ratio of 23.59 indicates a rather expensive valuation of 1SQ.
The rest of the industry has a similar Price/Forward Earnings ratio as 1SQ.
When comparing the Price/Forward Earnings ratio of 1SQ to the average of the S&P500 Index (22.15), we can say 1SQ is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.25 | ||
| Fwd PE | 23.59 |
4.2 Price Multiples
99.12% of the companies in the same industry are more expensive than 1SQ, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.85 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1SQ does not grow enough to justify the current Price/Earnings ratio.
The excellent profitability rating of 1SQ may justify a higher PE ratio.
PEG (NY)6.47
PEG (5Y)0.56
EPS Next 2Y5.76%
EPS Next 3Y7.66%
5. Dividend
5.1 Amount
1SQ has a Yearly Dividend Yield of 1.29%. Purely for dividend investing, there may be better candidates out there.
1SQ's Dividend Yield is comparable with the industry average which is at 5.98.
With a Dividend Yield of 1.29, 1SQ pays less dividend than the S&P500 average, which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.29% |
5.2 History
The dividend of 1SQ is nicely growing with an annual growth rate of 33.97%!
Dividend Growth(5Y)33.97%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
21.85% of the earnings are spent on dividend by 1SQ. This is a low number and sustainable payout ratio.
1SQ's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP21.85%
EPS Next 2Y5.76%
EPS Next 3Y7.66%
FRA:1SQ (5/30/2025, 7:00:00 PM)
528
+19.5 (+3.83%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners30.8%
Inst Owner ChangeN/A
Ins Owners22.61%
Ins Owner ChangeN/A
Market Cap8.09B
Analysts74.55
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.29% |
Yearly Dividend4.64
Dividend Growth(5Y)33.97%
DP21.85%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.25 | ||
| Fwd PE | 23.59 | ||
| P/S | 10.28 | ||
| P/FCF | 3.85 | ||
| P/OCF | 3.74 | ||
| P/B | 6.67 | ||
| P/tB | 7.79 | ||
| EV/EBITDA | N/A |
EPS(TTM)20.91
EY3.96%
EPS(NY)22.38
Fwd EY4.24%
FCF(TTM)137.22
FCFY25.99%
OCF(TTM)141.17
OCFY26.74%
SpS51.34
BVpS79.14
TBVpS67.79
PEG (NY)6.47
PEG (5Y)0.56
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 25.96% | ||
| ROCE | 20.81% | ||
| ROIC | 2.61% | ||
| ROICexc | 4.87% | ||
| ROICexgc | 5.46% | ||
| OM | 53.28% | ||
| PM (TTM) | 40.02% | ||
| GM | 96.42% | ||
| FCFM | 267.27% |
ROA(3y)1.98%
ROA(5y)1.86%
ROE(3y)23.81%
ROE(5y)24.7%
ROIC(3y)2.41%
ROIC(5y)2.26%
ROICexc(3y)4.73%
ROICexc(5y)5%
ROICexgc(3y)5.15%
ROICexgc(5y)5.44%
ROCE(3y)23.97%
ROCE(5y)26.79%
ROICexcg growth 3Y-10.47%
ROICexcg growth 5Y20.43%
ROICexc growth 3Y-11.38%
ROICexc growth 5Y19.54%
OM growth 3Y3.15%
OM growth 5Y12.34%
PM growth 3Y3.26%
PM growth 5Y19.58%
GM growth 3Y0.49%
GM growth 5Y0.14%
F-Score6
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 9.64 | ||
| Debt/FCF | 5.78 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 7.69% | ||
| Interest Coverage | -9.03 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 667.83% | ||
| Current Ratio | 0.52 | ||
| Quick Ratio | 0.52 | ||
| Altman-Z | 0.14 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)9.35%
Cap/Sales(5y)8.27%
Profit Quality(3y)352.5%
Profit Quality(5y)510.95%
High Growth Momentum
Growth
EPS 1Y (TTM)34.19%
EPS 3Y14.65%
EPS 5Y45.41%
EPS Q2Q%33.15%
EPS Next Y3.9%
EPS Next 2Y5.76%
EPS Next 3Y7.66%
EPS Next 5Y8.84%
Revenue 1Y (TTM)24.78%
Revenue growth 3Y11.43%
Revenue growth 5Y21.92%
Sales Q2Q%17.72%
Revenue Next Year4.86%
Revenue Next 2Y6.75%
Revenue Next 3Y7.86%
Revenue Next 5Y10.48%
EBIT growth 1Y31.56%
EBIT growth 3Y14.93%
EBIT growth 5Y36.97%
EBIT Next Year-4.28%
EBIT Next 3Y6.7%
EBIT Next 5YN/A
FCF growth 1Y719.91%
FCF growth 3Y9.05%
FCF growth 5Y43.5%
OCF growth 1Y590.5%
OCF growth 3Y9.41%
OCF growth 5Y42.07%