SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) Stock Fundamental Analysis

FRA:1SQ • CH0010675863

483.6 EUR
-0.8 (-0.17%)
Last: Jan 23, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

5

1SQ gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 120 industry peers in the Capital Markets industry. While 1SQ belongs to the best of the industry regarding profitability, there are concerns on its financial health. 1SQ is not priced too expensively while it is growing strongly. Keep and eye on this one!


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year 1SQ was profitable.
  • In the past year 1SQ had a positive cash flow from operations.
  • 1SQ had positive earnings in each of the past 5 years.
  • In the past 5 years 1SQ always reported a positive cash flow from operatings.
1SQ.DE Yearly Net Income VS EBIT VS OCF VS FCF1SQ.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

1.2 Ratios

  • With a decent Return On Assets value of 2.14%, 1SQ is doing good in the industry, outperforming 60.17% of the companies in the same industry.
  • 1SQ has a better Return On Equity (25.76%) than 91.53% of its industry peers.
  • 1SQ has a Return On Invested Capital of 2.43%. This is comparable to the rest of the industry: 1SQ outperforms 56.78% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for 1SQ is significantly below the industry average of 8.77%.
  • The 3 year average ROIC (2.41%) for 1SQ is below the current ROIC(2.43%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.14%
ROE 25.76%
ROIC 2.43%
ROA(3y)1.98%
ROA(5y)1.86%
ROE(3y)23.81%
ROE(5y)24.7%
ROIC(3y)2.41%
ROIC(5y)2.26%
1SQ.DE Yearly ROA, ROE, ROIC1SQ.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

  • With an excellent Profit Margin value of 39.90%, 1SQ belongs to the best of the industry, outperforming 84.75% of the companies in the same industry.
  • In the last couple of years the Profit Margin of 1SQ has grown nicely.
  • 1SQ has a better Operating Margin (51.76%) than 85.59% of its industry peers.
  • In the last couple of years the Operating Margin of 1SQ has grown nicely.
  • 1SQ's Gross Margin of 96.45% is amongst the best of the industry. 1SQ outperforms 95.76% of its industry peers.
  • 1SQ's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 51.76%
PM (TTM) 39.9%
GM 96.45%
OM growth 3Y3.15%
OM growth 5Y12.34%
PM growth 3Y3.26%
PM growth 5Y19.58%
GM growth 3Y0.49%
GM growth 5Y0.14%
1SQ.DE Yearly Profit, Operating, Gross Margins1SQ.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • 1SQ has more shares outstanding than it did 1 year ago.
  • 1SQ has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, 1SQ has an improved debt to assets ratio.
1SQ.DE Yearly Shares Outstanding1SQ.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M
1SQ.DE Yearly Total Debt VS Total Assets1SQ.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • 1SQ has an Altman-Z score of 0.04. This is a bad value and indicates that 1SQ is not financially healthy and even has some risk of bankruptcy.
  • 1SQ has a Altman-Z score of 0.04. This is comparable to the rest of the industry: 1SQ outperforms 50.00% of its industry peers.
  • 1SQ has a debt to FCF ratio of 5.71. This is a neutral value as 1SQ would need 5.71 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 5.71, 1SQ is in the better half of the industry, outperforming 70.34% of the companies in the same industry.
  • A Debt/Equity ratio of 9.92 is on the high side and indicates that 1SQ has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 9.92, 1SQ is doing worse than 68.64% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 9.92
Debt/FCF 5.71
Altman-Z 0.04
ROIC/WACCN/A
WACCN/A
1SQ.DE Yearly LT Debt VS Equity VS FCF1SQ.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 0.48 indicates that 1SQ may have some problems paying its short term obligations.
  • 1SQ has a Current ratio (0.48) which is comparable to the rest of the industry.
  • 1SQ has a Quick Ratio of 0.48. This is a bad value and indicates that 1SQ is not financially healthy enough and could expect problems in meeting its short term obligations.
  • 1SQ has a Quick ratio of 0.48. This is comparable to the rest of the industry: 1SQ outperforms 46.61% of its industry peers.
Industry RankSector Rank
Current Ratio 0.48
Quick Ratio 0.48
1SQ.DE Yearly Current Assets VS Current Liabilites1SQ.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 19.69% over the past year.
  • 1SQ shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 45.41% yearly.
  • Looking at the last year, 1SQ shows a quite strong growth in Revenue. The Revenue has grown by 18.76% in the last year.
  • Measured over the past years, 1SQ shows a very strong growth in Revenue. The Revenue has been growing by 21.92% on average per year.
EPS 1Y (TTM)19.69%
EPS 3Y14.65%
EPS 5Y45.41%
EPS Q2Q%8.79%
Revenue 1Y (TTM)18.76%
Revenue growth 3Y11.43%
Revenue growth 5Y21.92%
Sales Q2Q%1.39%

3.2 Future

  • 1SQ is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.12% yearly.
  • The Revenue is expected to grow by 10.57% on average over the next years. This is quite good.
EPS Next Y8.13%
EPS Next 2Y5.78%
EPS Next 3Y7.67%
EPS Next 5Y11.12%
Revenue Next Year9.35%
Revenue Next 2Y7.6%
Revenue Next 3Y8.04%
Revenue Next 5Y10.57%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
1SQ.DE Yearly Revenue VS Estimates1SQ.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M 1B
1SQ.DE Yearly EPS VS Estimates1SQ.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 10 20 30

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4

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 21.73, the valuation of 1SQ can be described as rather expensive.
  • The rest of the industry has a similar Price/Earnings ratio as 1SQ.
  • The average S&P500 Price/Earnings ratio is at 27.19. 1SQ is valued slightly cheaper when compared to this.
  • Based on the Price/Forward Earnings ratio of 19.67, the valuation of 1SQ can be described as rather expensive.
  • Based on the Price/Forward Earnings ratio, 1SQ is valued a bit cheaper than the industry average as 63.56% of the companies are valued more expensively.
  • 1SQ's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.06.
Industry RankSector Rank
PE 21.73
Fwd PE 19.67
1SQ.DE Price Earnings VS Forward Price Earnings1SQ.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 98.31% of the companies in the same industry are more expensive than 1SQ, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 3.17
EV/EBITDA N/A
1SQ.DE Per share data1SQ.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1SQ does not grow enough to justify the current Price/Earnings ratio.
  • 1SQ has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)2.67
PEG (5Y)0.48
EPS Next 2Y5.78%
EPS Next 3Y7.67%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 1.36%, 1SQ has a reasonable but not impressive dividend return.
  • 1SQ's Dividend Yield is comparable with the industry average which is at 3.15.
  • 1SQ's Dividend Yield is slightly below the S&P500 average, which is at 1.82.
Industry RankSector Rank
Dividend Yield 1.36%

5.2 History

  • On average, the dividend of 1SQ grows each year by 33.97%, which is quite nice.
Dividend Growth(5Y)33.97%
Div Incr Years0
Div Non Decr Years0
1SQ.DE Yearly Dividends per share1SQ.DE Yearly Dividends per shareYearly Dividends per share 2025 1 2 3 4 5

5.3 Sustainability

  • 1SQ pays out 29.06% of its income as dividend. This is a sustainable payout ratio.
  • 1SQ's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP29.06%
EPS Next 2Y5.78%
EPS Next 3Y7.67%
1SQ.DE Yearly Income VS Free CF VS Dividend1SQ.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B
1SQ.DE Dividend Payout.1SQ.DE Dividend Payout, showing the Payout Ratio.1SQ.DE Dividend Payout.PayoutRetained Earnings

More info and screens

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SWISSQUOTE GROUP HOLDING-REG

FRA:1SQ (1/23/2026, 7:00:00 PM)

483.6

-0.8 (-0.17%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)08-14
Earnings (Next)03-19
Inst Owners35.11%
Inst Owner ChangeN/A
Ins Owners22.57%
Ins Owner ChangeN/A
Market Cap7.41B
Revenue(TTM)771.42M
Net Income(TTM)307.81M
Analysts72.31
Price Target540.98 (11.87%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.36%
Yearly Dividend4.71
Dividend Growth(5Y)33.97%
DP29.06%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0.42%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.53%
EPS NY rev (3m)2.57%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.7%
Valuation
Industry RankSector Rank
PE 21.73
Fwd PE 19.67
P/S 8.8
P/FCF 3.17
P/OCF 3.07
P/B 5.68
P/tB 6.61
EV/EBITDA N/A
EPS(TTM)22.25
EY4.6%
EPS(NY)24.58
Fwd EY5.08%
FCF(TTM)152.67
FCFY31.57%
OCF(TTM)157.5
OCFY32.57%
SpS54.95
BVpS85.13
TBVpS73.18
PEG (NY)2.67
PEG (5Y)0.48
Graham Number206.44
Profitability
Industry RankSector Rank
ROA 2.14%
ROE 25.76%
ROCE 18.92%
ROIC 2.43%
ROICexc 4.19%
ROICexgc 4.66%
OM 51.76%
PM (TTM) 39.9%
GM 96.45%
FCFM 277.82%
ROA(3y)1.98%
ROA(5y)1.86%
ROE(3y)23.81%
ROE(5y)24.7%
ROIC(3y)2.41%
ROIC(5y)2.26%
ROICexc(3y)4.73%
ROICexc(5y)5%
ROICexgc(3y)5.15%
ROICexgc(5y)5.44%
ROCE(3y)23.97%
ROCE(5y)26.79%
ROICexgc growth 3Y-10.47%
ROICexgc growth 5Y20.43%
ROICexc growth 3Y-11.38%
ROICexc growth 5Y19.54%
OM growth 3Y3.15%
OM growth 5Y12.34%
PM growth 3Y3.26%
PM growth 5Y19.58%
GM growth 3Y0.49%
GM growth 5Y0.14%
F-Score6
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 9.92
Debt/FCF 5.71
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 8.78%
Interest Coverage -9.38
Cash Conversion N/A
Profit Quality 696.25%
Current Ratio 0.48
Quick Ratio 0.48
Altman-Z 0.04
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)9.35%
Cap/Sales(5y)8.27%
Profit Quality(3y)352.5%
Profit Quality(5y)510.95%
High Growth Momentum
Growth
EPS 1Y (TTM)19.69%
EPS 3Y14.65%
EPS 5Y45.41%
EPS Q2Q%8.79%
EPS Next Y8.13%
EPS Next 2Y5.78%
EPS Next 3Y7.67%
EPS Next 5Y11.12%
Revenue 1Y (TTM)18.76%
Revenue growth 3Y11.43%
Revenue growth 5Y21.92%
Sales Q2Q%1.39%
Revenue Next Year9.35%
Revenue Next 2Y7.6%
Revenue Next 3Y8.04%
Revenue Next 5Y10.57%
EBIT growth 1Y15.27%
EBIT growth 3Y14.93%
EBIT growth 5Y36.97%
EBIT Next Year-1.15%
EBIT Next 3Y5.05%
EBIT Next 5Y7.08%
FCF growth 1Y557.59%
FCF growth 3Y9.05%
FCF growth 5Y43.5%
OCF growth 1Y476.52%
OCF growth 3Y9.41%
OCF growth 5Y42.07%

SWISSQUOTE GROUP HOLDING-REG / 1SQ.DE FAQ

What is the fundamental rating for 1SQ stock?

ChartMill assigns a fundamental rating of 5 / 10 to 1SQ.DE.


What is the valuation status of SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) stock?

ChartMill assigns a valuation rating of 4 / 10 to SWISSQUOTE GROUP HOLDING-REG (1SQ.DE). This can be considered as Fairly Valued.


What is the profitability of 1SQ stock?

SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) has a profitability rating of 8 / 10.


Can you provide the financial health for 1SQ stock?

The financial health rating of SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) is 2 / 10.


What is the expected EPS growth for SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) stock?

The Earnings per Share (EPS) of SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) is expected to grow by 8.13% in the next year.