SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) Fundamental Analysis & Valuation

FRA:1SQ • CH0010675863

Current stock price

483.6 EUR
-0.8 (-0.17%)
Last:

This 1SQ.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. 1SQ.DE Profitability Analysis

1.1 Basic Checks

  • In the past year 1SQ was profitable.
  • 1SQ had a positive operating cash flow in the past year.
  • In the past 5 years 1SQ has always been profitable.
  • Each year in the past 5 years 1SQ had a positive operating cash flow.
1SQ.DE Yearly Net Income VS EBIT VS OCF VS FCF1SQ.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

1.2 Ratios

  • 1SQ has a better Return On Assets (2.14%) than 60.17% of its industry peers.
  • 1SQ has a better Return On Equity (25.76%) than 91.53% of its industry peers.
  • 1SQ has a Return On Invested Capital (2.43%) which is comparable to the rest of the industry.
  • 1SQ had an Average Return On Invested Capital over the past 3 years of 2.41%. This is significantly below the industry average of 8.59%.
  • The last Return On Invested Capital (2.43%) for 1SQ is above the 3 year average (2.41%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 2.14%
ROE 25.76%
ROIC 2.43%
ROA(3y)1.98%
ROA(5y)1.86%
ROE(3y)23.81%
ROE(5y)24.7%
ROIC(3y)2.41%
ROIC(5y)2.26%
1SQ.DE Yearly ROA, ROE, ROIC1SQ.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

  • The Profit Margin of 1SQ (39.90%) is better than 84.75% of its industry peers.
  • 1SQ's Profit Margin has improved in the last couple of years.
  • The Operating Margin of 1SQ (51.76%) is better than 85.59% of its industry peers.
  • 1SQ's Operating Margin has improved in the last couple of years.
  • The Gross Margin of 1SQ (96.45%) is better than 95.76% of its industry peers.
  • 1SQ's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 51.76%
PM (TTM) 39.9%
GM 96.45%
OM growth 3Y3.15%
OM growth 5Y12.34%
PM growth 3Y3.26%
PM growth 5Y19.58%
GM growth 3Y0.49%
GM growth 5Y0.14%
1SQ.DE Yearly Profit, Operating, Gross Margins1SQ.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

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2

2. 1SQ.DE Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for 1SQ has been increased compared to 1 year ago.
  • The number of shares outstanding for 1SQ has been increased compared to 5 years ago.
  • Compared to 1 year ago, 1SQ has an improved debt to assets ratio.
1SQ.DE Yearly Shares Outstanding1SQ.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M
1SQ.DE Yearly Total Debt VS Total Assets1SQ.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • 1SQ has an Altman-Z score of 0.04. This is a bad value and indicates that 1SQ is not financially healthy and even has some risk of bankruptcy.
  • 1SQ has a Altman-Z score (0.04) which is comparable to the rest of the industry.
  • 1SQ has a debt to FCF ratio of 5.71. This is a neutral value as 1SQ would need 5.71 years to pay back of all of its debts.
  • The Debt to FCF ratio of 1SQ (5.71) is better than 70.34% of its industry peers.
  • A Debt/Equity ratio of 9.92 is on the high side and indicates that 1SQ has dependencies on debt financing.
  • The Debt to Equity ratio of 1SQ (9.92) is worse than 68.64% of its industry peers.
Industry RankSector Rank
Debt/Equity 9.92
Debt/FCF 5.71
Altman-Z 0.04
ROIC/WACCN/A
WACCN/A
1SQ.DE Yearly LT Debt VS Equity VS FCF1SQ.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.3 Liquidity

  • 1SQ has a Current Ratio of 0.48. This is a bad value and indicates that 1SQ is not financially healthy enough and could expect problems in meeting its short term obligations.
  • 1SQ's Current ratio of 0.48 is in line compared to the rest of the industry. 1SQ outperforms 46.61% of its industry peers.
  • A Quick Ratio of 0.48 indicates that 1SQ may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.48, 1SQ is in line with its industry, outperforming 46.61% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.48
Quick Ratio 0.48
1SQ.DE Yearly Current Assets VS Current Liabilites1SQ.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

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8

3. 1SQ.DE Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 19.69% over the past year.
  • The Earnings Per Share has been growing by 45.41% on average over the past years. This is a very strong growth
  • 1SQ shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.76%.
  • Measured over the past years, 1SQ shows a very strong growth in Revenue. The Revenue has been growing by 21.92% on average per year.
EPS 1Y (TTM)19.69%
EPS 3Y14.65%
EPS 5Y45.41%
EPS Q2Q%8.79%
Revenue 1Y (TTM)18.76%
Revenue growth 3Y11.43%
Revenue growth 5Y21.92%
Sales Q2Q%1.39%

3.2 Future

  • The Earnings Per Share is expected to grow by 11.12% on average over the next years. This is quite good.
  • 1SQ is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.57% yearly.
EPS Next Y8.13%
EPS Next 2Y5.78%
EPS Next 3Y7.67%
EPS Next 5Y11.12%
Revenue Next Year9.35%
Revenue Next 2Y7.6%
Revenue Next 3Y8.04%
Revenue Next 5Y10.57%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
1SQ.DE Yearly Revenue VS Estimates1SQ.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M 1B
1SQ.DE Yearly EPS VS Estimates1SQ.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 10 20 30

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4

4. 1SQ.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • 1SQ is valuated rather expensively with a Price/Earnings ratio of 21.73.
  • The rest of the industry has a similar Price/Earnings ratio as 1SQ.
  • The average S&P500 Price/Earnings ratio is at 27.15. 1SQ is around the same levels.
  • Based on the Price/Forward Earnings ratio of 19.67, the valuation of 1SQ can be described as rather expensive.
  • 1SQ's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. 1SQ is cheaper than 63.56% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.12. 1SQ is around the same levels.
Industry RankSector Rank
PE 21.73
Fwd PE 19.67
1SQ.DE Price Earnings VS Forward Price Earnings1SQ.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, 1SQ is valued cheaper than 98.31% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.17
EV/EBITDA N/A
1SQ.DE Per share data1SQ.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1SQ does not grow enough to justify the current Price/Earnings ratio.
  • The excellent profitability rating of 1SQ may justify a higher PE ratio.
PEG (NY)2.67
PEG (5Y)0.48
EPS Next 2Y5.78%
EPS Next 3Y7.67%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. 1SQ.DE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 1.36%, 1SQ has a reasonable but not impressive dividend return.
  • 1SQ's Dividend Yield is comparable with the industry average which is at 3.11.
  • Compared to the average S&P500 Dividend Yield of 1.82, 1SQ is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.36%

5.2 History

  • On average, the dividend of 1SQ grows each year by 33.97%, which is quite nice.
Dividend Growth(5Y)33.97%
Div Incr Years0
Div Non Decr Years0
1SQ.DE Yearly Dividends per share1SQ.DE Yearly Dividends per shareYearly Dividends per share 2025 1 2 3 4 5

5.3 Sustainability

  • 29.06% of the earnings are spent on dividend by 1SQ. This is a low number and sustainable payout ratio.
  • The dividend of 1SQ is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP29.06%
EPS Next 2Y5.78%
EPS Next 3Y7.67%
1SQ.DE Yearly Income VS Free CF VS Dividend1SQ.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B
1SQ.DE Dividend Payout.1SQ.DE Dividend Payout, showing the Payout Ratio.1SQ.DE Dividend Payout.PayoutRetained Earnings

More info and screens

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1SQ.DE Fundamentals: All Metrics, Ratios and Statistics

SWISSQUOTE GROUP HOLDING-REG

FRA:1SQ (1/23/2026, 7:00:00 PM)

483.6

-0.8 (-0.17%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)08-14
Earnings (Next)03-19
Inst Owners35.11%
Inst Owner ChangeN/A
Ins Owners22.57%
Ins Owner ChangeN/A
Market Cap7.41B
Revenue(TTM)771.42M
Net Income(TTM)307.81M
Analysts72.31
Price Target540.98 (11.87%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.36%
Yearly Dividend4.71
Dividend Growth(5Y)33.97%
DP29.06%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0.42%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.53%
EPS NY rev (3m)2.57%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.7%
Valuation
Industry RankSector Rank
PE 21.73
Fwd PE 19.67
P/S 8.8
P/FCF 3.17
P/OCF 3.07
P/B 5.68
P/tB 6.61
EV/EBITDA N/A
EPS(TTM)22.25
EY4.6%
EPS(NY)24.58
Fwd EY5.08%
FCF(TTM)152.67
FCFY31.57%
OCF(TTM)157.5
OCFY32.57%
SpS54.95
BVpS85.13
TBVpS73.18
PEG (NY)2.67
PEG (5Y)0.48
Graham Number206.441 (-57.31%)
Profitability
Industry RankSector Rank
ROA 2.14%
ROE 25.76%
ROCE 18.92%
ROIC 2.43%
ROICexc 4.19%
ROICexgc 4.66%
OM 51.76%
PM (TTM) 39.9%
GM 96.45%
FCFM 277.82%
ROA(3y)1.98%
ROA(5y)1.86%
ROE(3y)23.81%
ROE(5y)24.7%
ROIC(3y)2.41%
ROIC(5y)2.26%
ROICexc(3y)4.73%
ROICexc(5y)5%
ROICexgc(3y)5.15%
ROICexgc(5y)5.44%
ROCE(3y)23.97%
ROCE(5y)26.79%
ROICexgc growth 3Y-10.47%
ROICexgc growth 5Y20.43%
ROICexc growth 3Y-11.38%
ROICexc growth 5Y19.54%
OM growth 3Y3.15%
OM growth 5Y12.34%
PM growth 3Y3.26%
PM growth 5Y19.58%
GM growth 3Y0.49%
GM growth 5Y0.14%
F-Score6
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 9.92
Debt/FCF 5.71
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 8.78%
Interest Coverage -9.38
Cash Conversion N/A
Profit Quality 696.25%
Current Ratio 0.48
Quick Ratio 0.48
Altman-Z 0.04
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)9.35%
Cap/Sales(5y)8.27%
Profit Quality(3y)352.5%
Profit Quality(5y)510.95%
High Growth Momentum
Growth
EPS 1Y (TTM)19.69%
EPS 3Y14.65%
EPS 5Y45.41%
EPS Q2Q%8.79%
EPS Next Y8.13%
EPS Next 2Y5.78%
EPS Next 3Y7.67%
EPS Next 5Y11.12%
Revenue 1Y (TTM)18.76%
Revenue growth 3Y11.43%
Revenue growth 5Y21.92%
Sales Q2Q%1.39%
Revenue Next Year9.35%
Revenue Next 2Y7.6%
Revenue Next 3Y8.04%
Revenue Next 5Y10.57%
EBIT growth 1Y15.27%
EBIT growth 3Y14.93%
EBIT growth 5Y36.97%
EBIT Next Year-1.15%
EBIT Next 3Y5.05%
EBIT Next 5Y7.08%
FCF growth 1Y557.59%
FCF growth 3Y9.05%
FCF growth 5Y43.5%
OCF growth 1Y476.52%
OCF growth 3Y9.41%
OCF growth 5Y42.07%

SWISSQUOTE GROUP HOLDING-REG / 1SQ.DE Fundamental Analysis FAQ

What is the fundamental rating for 1SQ stock?

ChartMill assigns a fundamental rating of 5 / 10 to 1SQ.DE.


What is the valuation status for 1SQ stock?

ChartMill assigns a valuation rating of 4 / 10 to SWISSQUOTE GROUP HOLDING-REG (1SQ.DE). This can be considered as Fairly Valued.


How profitable is SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) stock?

SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) has a profitability rating of 8 / 10.


What is the valuation of SWISSQUOTE GROUP HOLDING-REG based on its PE and PB ratios?

The Price/Earnings (PE) ratio for SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) is 21.73 and the Price/Book (PB) ratio is 5.68.


What is the expected EPS growth for SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) stock?

The Earnings per Share (EPS) of SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) is expected to grow by 8.13% in the next year.