SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) Stock Fundamental Analysis
FRA:1SQ - Deutsche Boerse Ag - CH0010675863 - Common Stock - Currency: EUR
1SQ gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 107 industry peers in the Capital Markets industry. While 1SQ has a great profitability rating, there are quite some concerns on its financial health. 1SQ is not overvalued while it is showing excellent growth. This is an interesting combination.
1. Profitability
1.1 Basic Checks
1SQ had positive earnings in the past year.
In the past year 1SQ had a positive cash flow from operations.
Each year in the past 5 years 1SQ has been profitable.
In the past 5 years 1SQ always reported a positive cash flow from operatings.
1.2 Ratios
1SQ has a Return On Assets (2.21%) which is comparable to the rest of the industry.
1SQ's Return On Equity of 25.96% is amongst the best of the industry. 1SQ outperforms 92.52% of its industry peers.
1SQ has a Return On Invested Capital (2.61%) which is comparable to the rest of the industry.
1SQ had an Average Return On Invested Capital over the past 3 years of 2.41%. This is significantly below the industry average of 8.40%.
The 3 year average ROIC (2.41%) for 1SQ is below the current ROIC(2.61%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 25.96% | ||
| ROIC | 2.61% |
ROA(3y)1.98%
ROA(5y)1.86%
ROE(3y)23.81%
ROE(5y)24.7%
ROIC(3y)2.41%
ROIC(5y)2.26%
1.3 Margins
The Profit Margin of 1SQ (40.02%) is better than 85.05% of its industry peers.
1SQ's Profit Margin has improved in the last couple of years.
1SQ has a better Operating Margin (53.28%) than 88.78% of its industry peers.
In the last couple of years the Operating Margin of 1SQ has grown nicely.
With an excellent Gross Margin value of 96.42%, 1SQ belongs to the best of the industry, outperforming 93.46% of the companies in the same industry.
In the last couple of years the Gross Margin of 1SQ has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 53.28% | ||
| PM (TTM) | 40.02% | ||
| GM | 96.42% |
OM growth 3Y3.15%
OM growth 5Y12.34%
PM growth 3Y3.26%
PM growth 5Y19.58%
GM growth 3Y0.49%
GM growth 5Y0.14%
2. Health
2.1 Basic Checks
1SQ has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, 1SQ has more shares outstanding
The debt/assets ratio for 1SQ has been reduced compared to a year ago.
2.2 Solvency
1SQ has an Altman-Z score of 0.17. This is a bad value and indicates that 1SQ is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.17, 1SQ perfoms like the industry average, outperforming 42.99% of the companies in the same industry.
1SQ has a debt to FCF ratio of 5.78. This is a neutral value as 1SQ would need 5.78 years to pay back of all of its debts.
1SQ's Debt to FCF ratio of 5.78 is fine compared to the rest of the industry. 1SQ outperforms 73.83% of its industry peers.
A Debt/Equity ratio of 9.64 is on the high side and indicates that 1SQ has dependencies on debt financing.
The Debt to Equity ratio of 1SQ (9.64) is worse than 71.03% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 9.64 | ||
| Debt/FCF | 5.78 | ||
| Altman-Z | 0.17 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
1SQ has a Current Ratio of 0.52. This is a bad value and indicates that 1SQ is not financially healthy enough and could expect problems in meeting its short term obligations.
1SQ has a Current ratio of 0.52. This is comparable to the rest of the industry: 1SQ outperforms 46.73% of its industry peers.
1SQ has a Quick Ratio of 0.52. This is a bad value and indicates that 1SQ is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.52, 1SQ is in line with its industry, outperforming 46.73% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.52 | ||
| Quick Ratio | 0.52 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 34.19% over the past year.
1SQ shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 45.41% yearly.
Looking at the last year, 1SQ shows a very strong growth in Revenue. The Revenue has grown by 24.78%.
The Revenue has been growing by 21.92% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)34.19%
EPS 3Y14.65%
EPS 5Y45.41%
EPS Q2Q%33.15%
Revenue 1Y (TTM)24.78%
Revenue growth 3Y11.43%
Revenue growth 5Y21.92%
Sales Q2Q%17.72%
3.2 Future
The Earnings Per Share is expected to grow by 8.37% on average over the next years. This is quite good.
The Revenue is expected to grow by 9.23% on average over the next years. This is quite good.
EPS Next Y3.9%
EPS Next 2Y5.76%
EPS Next 3Y7.66%
EPS Next 5Y8.37%
Revenue Next Year4.86%
Revenue Next 2Y6.75%
Revenue Next 3Y7.86%
Revenue Next 5Y9.23%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 26.03, 1SQ can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of 1SQ is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 27.50. 1SQ is around the same levels.
With a Price/Forward Earnings ratio of 24.31, 1SQ is valued on the expensive side.
1SQ's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of 1SQ to the average of the S&P500 Index (36.44), we can say 1SQ is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.03 | ||
| Fwd PE | 24.31 |
4.2 Price Multiples
1SQ's Price/Free Cash Flow ratio is rather cheap when compared to the industry. 1SQ is cheaper than 98.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.96 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of 1SQ may justify a higher PE ratio.
PEG (NY)6.67
PEG (5Y)0.57
EPS Next 2Y5.76%
EPS Next 3Y7.66%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.21%, 1SQ has a reasonable but not impressive dividend return.
1SQ's Dividend Yield is comparable with the industry average which is at 5.87.
Compared to an average S&P500 Dividend Yield of 2.35, 1SQ's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.21% |
5.2 History
The dividend of 1SQ is nicely growing with an annual growth rate of 33.97%!
Dividend Growth(5Y)33.97%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
21.85% of the earnings are spent on dividend by 1SQ. This is a low number and sustainable payout ratio.
1SQ's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP21.85%
EPS Next 2Y5.76%
EPS Next 3Y7.66%
FRA:1SQ (7/17/2025, 7:00:00 PM)
545
+11 (+2.06%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners28.93%
Inst Owner ChangeN/A
Ins Owners22.57%
Ins Owner ChangeN/A
Market Cap8.35B
Analysts72.73
Price Target394.69 (-27.58%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.21% |
Yearly Dividend4.63
Dividend Growth(5Y)33.97%
DP21.85%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.08%
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.03 | ||
| Fwd PE | 24.31 | ||
| P/S | 10.6 | ||
| P/FCF | 3.96 | ||
| P/OCF | 3.85 | ||
| P/B | 6.87 | ||
| P/tB | 8.03 | ||
| EV/EBITDA | N/A |
EPS(TTM)20.94
EY3.84%
EPS(NY)22.42
Fwd EY4.11%
FCF(TTM)137.46
FCFY25.22%
OCF(TTM)141.41
OCFY25.95%
SpS51.43
BVpS79.28
TBVpS67.91
PEG (NY)6.67
PEG (5Y)0.57
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 25.96% | ||
| ROCE | 20.81% | ||
| ROIC | 2.61% | ||
| ROICexc | 4.87% | ||
| ROICexgc | 5.46% | ||
| OM | 53.28% | ||
| PM (TTM) | 40.02% | ||
| GM | 96.42% | ||
| FCFM | 267.27% |
ROA(3y)1.98%
ROA(5y)1.86%
ROE(3y)23.81%
ROE(5y)24.7%
ROIC(3y)2.41%
ROIC(5y)2.26%
ROICexc(3y)4.73%
ROICexc(5y)5%
ROICexgc(3y)5.15%
ROICexgc(5y)5.44%
ROCE(3y)23.97%
ROCE(5y)26.79%
ROICexcg growth 3Y-10.47%
ROICexcg growth 5Y20.43%
ROICexc growth 3Y-11.38%
ROICexc growth 5Y19.54%
OM growth 3Y3.15%
OM growth 5Y12.34%
PM growth 3Y3.26%
PM growth 5Y19.58%
GM growth 3Y0.49%
GM growth 5Y0.14%
F-Score6
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 9.64 | ||
| Debt/FCF | 5.78 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 7.69% | ||
| Interest Coverage | -9.03 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 667.83% | ||
| Current Ratio | 0.52 | ||
| Quick Ratio | 0.52 | ||
| Altman-Z | 0.17 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)9.35%
Cap/Sales(5y)8.27%
Profit Quality(3y)352.5%
Profit Quality(5y)510.95%
High Growth Momentum
Growth
EPS 1Y (TTM)34.19%
EPS 3Y14.65%
EPS 5Y45.41%
EPS Q2Q%33.15%
EPS Next Y3.9%
EPS Next 2Y5.76%
EPS Next 3Y7.66%
EPS Next 5Y8.37%
Revenue 1Y (TTM)24.78%
Revenue growth 3Y11.43%
Revenue growth 5Y21.92%
Sales Q2Q%17.72%
Revenue Next Year4.86%
Revenue Next 2Y6.75%
Revenue Next 3Y7.86%
Revenue Next 5Y9.23%
EBIT growth 1Y31.56%
EBIT growth 3Y14.93%
EBIT growth 5Y36.97%
EBIT Next Year-4.28%
EBIT Next 3Y6.7%
EBIT Next 5YN/A
FCF growth 1Y719.91%
FCF growth 3Y9.05%
FCF growth 5Y43.5%
OCF growth 1Y590.5%
OCF growth 3Y9.41%
OCF growth 5Y42.07%