SWISSQUOTE GROUP HOLDING-REG (1SQ.DE) Stock Fundamental Analysis
FRA:1SQ - Deutsche Boerse Ag - CH0010675863 - Common Stock - Currency: EUR
We assign a fundamental rating of 5 out of 10 to 1SQ. 1SQ was compared to 109 industry peers in the Capital Markets industry. 1SQ has an excellent profitability rating, but there are concerns on its financial health. 1SQ is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
In the past year 1SQ was profitable.
1SQ had a positive operating cash flow in the past year.
Each year in the past 5 years 1SQ has been profitable.
In the past 5 years 1SQ always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 2.21%, 1SQ is in the better half of the industry, outperforming 61.47% of the companies in the same industry.
The Return On Equity of 1SQ (25.96%) is better than 92.66% of its industry peers.
The Return On Invested Capital of 1SQ (2.61%) is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for 1SQ is significantly below the industry average of 8.51%.
The 3 year average ROIC (2.41%) for 1SQ is below the current ROIC(2.61%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 25.96% | ||
| ROIC | 2.61% |
ROA(3y)1.98%
ROA(5y)1.86%
ROE(3y)23.81%
ROE(5y)24.7%
ROIC(3y)2.41%
ROIC(5y)2.26%
1.3 Margins
1SQ has a Profit Margin of 40.02%. This is amongst the best in the industry. 1SQ outperforms 85.32% of its industry peers.
1SQ's Profit Margin has improved in the last couple of years.
With an excellent Operating Margin value of 53.28%, 1SQ belongs to the best of the industry, outperforming 88.07% of the companies in the same industry.
In the last couple of years the Operating Margin of 1SQ has grown nicely.
1SQ has a Gross Margin of 96.42%. This is amongst the best in the industry. 1SQ outperforms 96.33% of its industry peers.
In the last couple of years the Gross Margin of 1SQ has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 53.28% | ||
| PM (TTM) | 40.02% | ||
| GM | 96.42% |
OM growth 3Y3.15%
OM growth 5Y12.34%
PM growth 3Y3.26%
PM growth 5Y19.58%
GM growth 3Y0.49%
GM growth 5Y0.14%
2. Health
2.1 Basic Checks
Compared to 1 year ago, 1SQ has more shares outstanding
1SQ has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, 1SQ has an improved debt to assets ratio.
2.2 Solvency
1SQ has an Altman-Z score of 0.21. This is a bad value and indicates that 1SQ is not financially healthy and even has some risk of bankruptcy.
1SQ has a Altman-Z score (0.21) which is in line with its industry peers.
1SQ has a debt to FCF ratio of 5.78. This is a neutral value as 1SQ would need 5.78 years to pay back of all of its debts.
The Debt to FCF ratio of 1SQ (5.78) is better than 72.48% of its industry peers.
1SQ has a Debt/Equity ratio of 9.64. This is a high value indicating a heavy dependency on external financing.
1SQ's Debt to Equity ratio of 9.64 is on the low side compared to the rest of the industry. 1SQ is outperformed by 67.89% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 9.64 | ||
| Debt/FCF | 5.78 | ||
| Altman-Z | 0.21 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
1SQ has a Current Ratio of 0.52. This is a bad value and indicates that 1SQ is not financially healthy enough and could expect problems in meeting its short term obligations.
1SQ's Current ratio of 0.52 is in line compared to the rest of the industry. 1SQ outperforms 49.54% of its industry peers.
A Quick Ratio of 0.52 indicates that 1SQ may have some problems paying its short term obligations.
With a Quick ratio value of 0.52, 1SQ perfoms like the industry average, outperforming 49.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.52 | ||
| Quick Ratio | 0.52 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 34.19% over the past year.
1SQ shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 45.41% yearly.
The Revenue has grown by 24.78% in the past year. This is a very strong growth!
Measured over the past years, 1SQ shows a very strong growth in Revenue. The Revenue has been growing by 21.92% on average per year.
EPS 1Y (TTM)34.19%
EPS 3Y14.65%
EPS 5Y45.41%
EPS Q2Q%33.15%
Revenue 1Y (TTM)24.78%
Revenue growth 3Y11.43%
Revenue growth 5Y21.92%
Sales Q2Q%17.72%
3.2 Future
Based on estimates for the next years, 1SQ will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.37% on average per year.
Based on estimates for the next years, 1SQ will show a quite strong growth in Revenue. The Revenue will grow by 9.23% on average per year.
EPS Next Y3.9%
EPS Next 2Y5.76%
EPS Next 3Y7.66%
EPS Next 5Y8.37%
Revenue Next Year5.33%
Revenue Next 2Y6.58%
Revenue Next 3Y7.61%
Revenue Next 5Y9.23%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
1SQ is valuated quite expensively with a Price/Earnings ratio of 28.98.
1SQ's Price/Earnings ratio is in line with the industry average.
1SQ is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.48, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 27.06, 1SQ can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Forward Earnings ratio of 1SQ is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 34.04. 1SQ is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.98 | ||
| Fwd PE | 27.06 |
4.2 Price Multiples
95.41% of the companies in the same industry are more expensive than 1SQ, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.41 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of 1SQ may justify a higher PE ratio.
PEG (NY)7.42
PEG (5Y)0.64
EPS Next 2Y5.76%
EPS Next 3Y7.66%
5. Dividend
5.1 Amount
1SQ has a Yearly Dividend Yield of 1.05%.
Compared to an average industry Dividend Yield of 5.61, 1SQ has a dividend in line with its industry peers.
With a Dividend Yield of 1.05, 1SQ pays less dividend than the S&P500 average, which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.05% |
5.2 History
On average, the dividend of 1SQ grows each year by 33.97%, which is quite nice.
Dividend Growth(5Y)33.97%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
21.85% of the earnings are spent on dividend by 1SQ. This is a low number and sustainable payout ratio.
1SQ's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP21.85%
EPS Next 2Y5.76%
EPS Next 3Y7.66%
FRA:1SQ (8/8/2025, 7:00:00 PM)
601
-6.5 (-1.07%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners28.93%
Inst Owner ChangeN/A
Ins Owners22.57%
Ins Owner ChangeN/A
Market Cap9.21B
Analysts72.73
Price Target400.43 (-33.37%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.05% |
Yearly Dividend4.58
Dividend Growth(5Y)33.97%
DP21.85%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.16%
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.45%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.98 | ||
| Fwd PE | 27.06 | ||
| P/S | 11.8 | ||
| P/FCF | 4.41 | ||
| P/OCF | 4.29 | ||
| P/B | 7.65 | ||
| P/tB | 8.94 | ||
| EV/EBITDA | N/A |
EPS(TTM)20.74
EY3.45%
EPS(NY)22.21
Fwd EY3.69%
FCF(TTM)136.14
FCFY22.65%
OCF(TTM)140.06
OCFY23.3%
SpS50.94
BVpS78.52
TBVpS67.26
PEG (NY)7.42
PEG (5Y)0.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 25.96% | ||
| ROCE | 20.81% | ||
| ROIC | 2.61% | ||
| ROICexc | 4.87% | ||
| ROICexgc | 5.46% | ||
| OM | 53.28% | ||
| PM (TTM) | 40.02% | ||
| GM | 96.42% | ||
| FCFM | 267.27% |
ROA(3y)1.98%
ROA(5y)1.86%
ROE(3y)23.81%
ROE(5y)24.7%
ROIC(3y)2.41%
ROIC(5y)2.26%
ROICexc(3y)4.73%
ROICexc(5y)5%
ROICexgc(3y)5.15%
ROICexgc(5y)5.44%
ROCE(3y)23.97%
ROCE(5y)26.79%
ROICexcg growth 3Y-10.47%
ROICexcg growth 5Y20.43%
ROICexc growth 3Y-11.38%
ROICexc growth 5Y19.54%
OM growth 3Y3.15%
OM growth 5Y12.34%
PM growth 3Y3.26%
PM growth 5Y19.58%
GM growth 3Y0.49%
GM growth 5Y0.14%
F-Score6
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 9.64 | ||
| Debt/FCF | 5.78 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 7.69% | ||
| Interest Coverage | -9.03 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 667.83% | ||
| Current Ratio | 0.52 | ||
| Quick Ratio | 0.52 | ||
| Altman-Z | 0.21 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)9.35%
Cap/Sales(5y)8.27%
Profit Quality(3y)352.5%
Profit Quality(5y)510.95%
High Growth Momentum
Growth
EPS 1Y (TTM)34.19%
EPS 3Y14.65%
EPS 5Y45.41%
EPS Q2Q%33.15%
EPS Next Y3.9%
EPS Next 2Y5.76%
EPS Next 3Y7.66%
EPS Next 5Y8.37%
Revenue 1Y (TTM)24.78%
Revenue growth 3Y11.43%
Revenue growth 5Y21.92%
Sales Q2Q%17.72%
Revenue Next Year5.33%
Revenue Next 2Y6.58%
Revenue Next 3Y7.61%
Revenue Next 5Y9.23%
EBIT growth 1Y31.56%
EBIT growth 3Y14.93%
EBIT growth 5Y36.97%
EBIT Next Year-4.28%
EBIT Next 3Y6.7%
EBIT Next 5YN/A
FCF growth 1Y719.91%
FCF growth 3Y9.05%
FCF growth 5Y43.5%
OCF growth 1Y590.5%
OCF growth 3Y9.41%
OCF growth 5Y42.07%