BANCO DE SABADELL SA (1SAB.MI) Fundamental Analysis & Valuation

BIT:1SAB • ES0113860A34

Current stock price

3.128 EUR
-0.08 (-2.52%)
Last:

This 1SAB.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. 1SAB.MI Profitability Analysis

1.1 Basic Checks

  • 1SAB had positive earnings in the past year.
  • Each year in the past 5 years 1SAB has been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: 1SAB reported negative operating cash flow in multiple years.
1SAB.MI Yearly Net Income VS EBIT VS OCF VS FCF1SAB.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B -10B 20B

1.2 Ratios

  • With a decent Return On Assets value of 1.07%, 1SAB is doing good in the industry, outperforming 65.52% of the companies in the same industry.
  • 1SAB has a better Return On Equity (18.67%) than 87.07% of its industry peers.
Industry RankSector Rank
ROA 1.07%
ROE 18.67%
ROIC N/A
ROA(3y)0.65%
ROA(5y)0.49%
ROE(3y)10.98%
ROE(5y)8.45%
ROIC(3y)N/A
ROIC(5y)N/A
1SAB.MI Yearly ROA, ROE, ROIC1SAB.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 24.75%, 1SAB is in line with its industry, outperforming 52.59% of the companies in the same industry.
  • In the last couple of years the Profit Margin of 1SAB has grown nicely.
  • 1SAB does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 24.75%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y29.26%
PM growth 5Y290.51%
GM growth 3YN/A
GM growth 5YN/A
1SAB.MI Yearly Profit, Operating, Gross Margins1SAB.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. 1SAB.MI Health Analysis

2.1 Basic Checks

  • 1SAB does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, 1SAB has less shares outstanding
  • Compared to 5 years ago, 1SAB has less shares outstanding
  • Compared to 1 year ago, 1SAB has an improved debt to assets ratio.
1SAB.MI Yearly Shares Outstanding1SAB.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B
1SAB.MI Yearly Total Debt VS Total Assets1SAB.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B 250B

2.2 Solvency

  • A Debt/Equity ratio of 1.85 is on the high side and indicates that 1SAB has dependencies on debt financing.
  • 1SAB has a Debt to Equity ratio of 1.85. This is comparable to the rest of the industry: 1SAB outperforms 45.69% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.85
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC5.49%
1SAB.MI Yearly LT Debt VS Equity VS FCF1SAB.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B -10B 20B 30B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1SAB.MI Yearly Current Assets VS Current Liabilites1SAB.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. 1SAB.MI Growth Analysis

3.1 Past

  • The earnings per share for 1SAB have decreased by -9.68% in the last year.
  • 1SAB shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 16.45% yearly.
  • The Revenue has decreased by -0.81% in the past year.
  • 1SAB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.73% yearly.
EPS 1Y (TTM)-9.68%
EPS 3Y25.99%
EPS 5Y16.45%
EPS Q2Q%-16.77%
Revenue 1Y (TTM)-0.81%
Revenue growth 3Y7.16%
Revenue growth 5Y4.73%
Sales Q2Q%-3.58%

3.2 Future

  • The Earnings Per Share is expected to grow by 4.78% on average over the next years.
  • 1SAB is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -1.88% yearly.
EPS Next Y21.85%
EPS Next 2Y10.54%
EPS Next 3Y5.41%
EPS Next 5Y4.78%
Revenue Next Year-0.46%
Revenue Next 2Y-7.48%
Revenue Next 3Y-5.12%
Revenue Next 5Y-1.88%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
1SAB.MI Yearly Revenue VS Estimates1SAB.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2B 4B 6B
1SAB.MI Yearly EPS VS Estimates1SAB.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0.1 0.2 0.3

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5

4. 1SAB.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 11.17 indicates a reasonable valuation of 1SAB.
  • 1SAB's Price/Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 25.54, 1SAB is valued rather cheaply.
  • A Price/Forward Earnings ratio of 9.14 indicates a reasonable valuation of 1SAB.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of 1SAB indicates a somewhat cheap valuation: 1SAB is cheaper than 75.86% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.70, 1SAB is valued rather cheaply.
Industry RankSector Rank
PE 11.17
Fwd PE 9.14
1SAB.MI Price Earnings VS Forward Price Earnings1SAB.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
1SAB.MI Per share data1SAB.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5 2 2.5

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.51
PEG (5Y)0.68
EPS Next 2Y10.54%
EPS Next 3Y5.41%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. 1SAB.MI Dividend Analysis

5.1 Amount

  • No dividends for 1SAB!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

1SAB.MI Fundamentals: All Metrics, Ratios and Statistics

BANCO DE SABADELL SA

BIT:1SAB (3/2/2026, 7:00:00 PM)

3.128

-0.08 (-2.52%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-06
Earnings (Next)05-06
Inst Owners42.77%
Inst Owner ChangeN/A
Ins Owners0.18%
Ins Owner ChangeN/A
Market Cap15.71B
Revenue(TTM)10.60B
Net Income(TTM)2.62B
Analysts70.4
Price Target3.65 (16.69%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.26
Dividend Growth(5Y)67.51%
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.89%
PT rev (3m)2.41%
EPS NQ rev (1m)87.5%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-0.25%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-4.36%
Valuation
Industry RankSector Rank
PE 11.17
Fwd PE 9.14
P/S 1.48
P/FCF N/A
P/OCF N/A
P/B 1.12
P/tB 1.38
EV/EBITDA N/A
EPS(TTM)0.28
EY8.95%
EPS(NY)0.34
Fwd EY10.94%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS2.11
BVpS2.8
TBVpS2.27
PEG (NY)0.51
PEG (5Y)0.68
Graham Number4.2
Profitability
Industry RankSector Rank
ROA 1.07%
ROE 18.67%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 24.75%
GM N/A
FCFM N/A
ROA(3y)0.65%
ROA(5y)0.49%
ROE(3y)10.98%
ROE(5y)8.45%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y29.26%
PM growth 5Y290.51%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 1.85
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-ScoreN/A
WACC5.49%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-9.68%
EPS 3Y25.99%
EPS 5Y16.45%
EPS Q2Q%-16.77%
EPS Next Y21.85%
EPS Next 2Y10.54%
EPS Next 3Y5.41%
EPS Next 5Y4.78%
Revenue 1Y (TTM)-0.81%
Revenue growth 3Y7.16%
Revenue growth 5Y4.73%
Sales Q2Q%-3.58%
Revenue Next Year-0.46%
Revenue Next 2Y-7.48%
Revenue Next 3Y-5.12%
Revenue Next 5Y-1.88%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

BANCO DE SABADELL SA / 1SAB.MI Fundamental Analysis FAQ

What is the fundamental rating for 1SAB stock?

ChartMill assigns a fundamental rating of 3 / 10 to 1SAB.MI.


What is the valuation status for 1SAB stock?

ChartMill assigns a valuation rating of 5 / 10 to BANCO DE SABADELL SA (1SAB.MI). This can be considered as Fairly Valued.


What is the profitability of 1SAB stock?

BANCO DE SABADELL SA (1SAB.MI) has a profitability rating of 3 / 10.


What are the PE and PB ratios of BANCO DE SABADELL SA (1SAB.MI) stock?

The Price/Earnings (PE) ratio for BANCO DE SABADELL SA (1SAB.MI) is 11.17 and the Price/Book (PB) ratio is 1.12.


How financially healthy is BANCO DE SABADELL SA?

The financial health rating of BANCO DE SABADELL SA (1SAB.MI) is 2 / 10.