DEUTSCHE PFANDBRIEFBANK AG (1PBB.MI) Stock Fundamental Analysis

BIT:1PBB • DE0008019001

3.754 EUR
-1.83 (-32.72%)
Last: Feb 16, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

2

Taking everything into account, 1PBB scores 2 out of 10 in our fundamental rating. 1PBB was compared to 55 industry peers in the Financial Services industry. 1PBB has a bad profitability rating. Also its financial health evaluation is rather negative. 1PBB does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • In the past year 1PBB has reported negative net income.
  • 1PBB had a negative operating cash flow in the past year.
  • 1PBB had positive earnings in each of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: 1PBB reported negative operating cash flow in multiple years.
1PBB.MI Yearly Net Income VS EBIT VS OCF VS FCF1PBB.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B -4B

1.2 Ratios

  • 1PBB's Return On Assets of -0.40% is on the low side compared to the rest of the industry. 1PBB is outperformed by 67.86% of its industry peers.
  • With a Return On Equity value of -5.44%, 1PBB is not doing good in the industry: 71.43% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -0.4%
ROE -5.44%
ROIC N/A
ROA(3y)0.2%
ROA(5y)0.23%
ROE(3y)2.96%
ROE(5y)3.63%
ROIC(3y)N/A
ROIC(5y)N/A
1PBB.MI Yearly ROA, ROE, ROIC1PBB.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6

1.3 Margins

  • In the last couple of years the Profit Margin of 1PBB has declined.
  • The Profit Margin and Operating Margin and Gross Margin are not available for 1PBB so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-38.81%
PM growth 5Y-24%
GM growth 3YN/A
GM growth 5YN/A
1PBB.MI Yearly Profit, Operating, Gross Margins1PBB.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • 1PBB does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • 1PBB has about the same amout of shares outstanding than it did 1 year ago.
  • 1PBB has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, 1PBB has a worse debt to assets ratio.
1PBB.MI Yearly Shares Outstanding1PBB.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
1PBB.MI Yearly Total Debt VS Total Assets1PBB.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B

2.2 Solvency

  • A Debt/Equity ratio of 4.70 is on the high side and indicates that 1PBB has dependencies on debt financing.
  • With a Debt to Equity ratio value of 4.70, 1PBB is not doing good in the industry: 80.36% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 4.7
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC11.73%
1PBB.MI Yearly LT Debt VS Equity VS FCF1PBB.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10B 20B 30B 40B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1PBB.MI Yearly Current Assets VS Current Liabilites1PBB.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • 1PBB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -318.80%.
  • 1PBB shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -16.63% yearly.
  • Looking at the last year, 1PBB shows a very negative growth in Revenue. The Revenue has decreased by -27.85% in the last year.
  • 1PBB shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.62% yearly.
EPS 1Y (TTM)-318.8%
EPS 3Y-32.62%
EPS 5Y-16.63%
EPS Q2Q%-68.06%
Revenue 1Y (TTM)-27.85%
Revenue growth 3Y10.02%
Revenue growth 5Y9.62%
Sales Q2Q%-19.33%

3.2 Future

  • Based on estimates for the next years, 1PBB will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.47% on average per year.
  • 1PBB is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -2.81% yearly.
EPS Next Y-433.06%
EPS Next 2Y18.83%
EPS Next 3Y15.47%
EPS Next 5YN/A
Revenue Next Year-21.28%
Revenue Next 2Y-5.62%
Revenue Next 3Y-2.81%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
1PBB.MI Yearly Revenue VS Estimates1PBB.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M
1PBB.MI Yearly EPS VS Estimates1PBB.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1 -1

More info and screens

Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • 1PBB reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • 1PBB is valuated cheaply with a Price/Forward Earnings ratio of 5.19.
  • 1PBB's Price/Forward Earnings ratio is rather cheap when compared to the industry. 1PBB is cheaper than 83.93% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.11. 1PBB is valued rather cheaply when compared to this.
Industry RankSector Rank
PE N/A
Fwd PE 5.19
1PBB.MI Price Earnings VS Forward Price Earnings1PBB.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
1PBB.MI Per share data1PBB.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • A more expensive valuation may be justified as 1PBB's earnings are expected to grow with 15.47% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y18.83%
EPS Next 3Y15.47%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • 1PBB has a Yearly Dividend Yield of 4.24%, which is a nice return.
  • 1PBB's Dividend Yield is a higher than the industry average which is at 2.26.
  • Compared to an average S&P500 Dividend Yield of 1.82, 1PBB pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.24%

5.2 History

Dividend Growth(5Y)N/A
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

DPN/A
EPS Next 2Y18.83%
EPS Next 3Y15.47%
1PBB.MI Yearly Income VS Free CF VS Dividend1PBB.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B -4B

More info and screens

Find the best dividend stocksShow peers with best dividend

DEUTSCHE PFANDBRIEFBANK AG

BIT:1PBB (2/16/2026, 7:00:00 PM)

3.754

-1.83 (-32.72%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-13
Earnings (Next)03-05
Inst Owners22.08%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap504.84M
Revenue(TTM)961.00M
Net Income(TTM)-171.00M
Analysts52.31
Price Target4.57 (21.74%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.24%
Yearly Dividend0
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-26.2%
PT rev (3m)-26.2%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-456.25%
EPS NY rev (3m)-456.25%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-11.13%
Revenue NY rev (3m)-11.13%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 5.19
P/S 0.51
P/FCF N/A
P/OCF N/A
P/B 0.16
P/tB 0.16
EV/EBITDA N/A
EPS(TTM)-1.42
EYN/A
EPS(NY)0.72
Fwd EY19.27%
FCF(TTM)-4.31
FCFYN/A
OCF(TTM)-4.31
OCFYN/A
SpS7.36
BVpS23.36
TBVpS23.01
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.4%
ROE -5.44%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)0.2%
ROA(5y)0.23%
ROE(3y)2.96%
ROE(5y)3.63%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-38.81%
PM growth 5Y-24%
GM growth 3YN/A
GM growth 5YN/A
F-Score1
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 4.7
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score1
WACC11.73%
ROIC/WACCN/A
Cap/Depr(3y)101.68%
Cap/Depr(5y)89.69%
Cap/Sales(3y)2.86%
Cap/Sales(5y)2.68%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-318.8%
EPS 3Y-32.62%
EPS 5Y-16.63%
EPS Q2Q%-68.06%
EPS Next Y-433.06%
EPS Next 2Y18.83%
EPS Next 3Y15.47%
EPS Next 5YN/A
Revenue 1Y (TTM)-27.85%
Revenue growth 3Y10.02%
Revenue growth 5Y9.62%
Sales Q2Q%-19.33%
Revenue Next Year-21.28%
Revenue Next 2Y-5.62%
Revenue Next 3Y-2.81%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-3.59%
EBIT Next 3Y15.1%
EBIT Next 5YN/A
FCF growth 1Y89.29%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y89.29%
OCF growth 3YN/A
OCF growth 5YN/A

DEUTSCHE PFANDBRIEFBANK AG / 1PBB.MI FAQ

What is the ChartMill fundamental rating of DEUTSCHE PFANDBRIEFBANK AG (1PBB.MI) stock?

ChartMill assigns a fundamental rating of 2 / 10 to 1PBB.MI.


What is the valuation status of DEUTSCHE PFANDBRIEFBANK AG (1PBB.MI) stock?

ChartMill assigns a valuation rating of 3 / 10 to DEUTSCHE PFANDBRIEFBANK AG (1PBB.MI). This can be considered as Overvalued.


Can you provide the profitability details for DEUTSCHE PFANDBRIEFBANK AG?

DEUTSCHE PFANDBRIEFBANK AG (1PBB.MI) has a profitability rating of 1 / 10.


How financially healthy is DEUTSCHE PFANDBRIEFBANK AG?

The financial health rating of DEUTSCHE PFANDBRIEFBANK AG (1PBB.MI) is 0 / 10.