ORACLE CORP (1ORCL.MI) Stock Fundamental Analysis

BIT:1ORCL • US68389X1054

131.34 EUR
-4.66 (-3.43%)
Last: Feb 17, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

5

1ORCL gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 117 industry peers in the Software industry. There are concerns on the financial health of 1ORCL while its profitability can be described as average. 1ORCL is not overvalued while it is showing excellent growth. This is an interesting combination.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year 1ORCL was profitable.
  • 1ORCL had a positive operating cash flow in the past year.
  • Each year in the past 5 years 1ORCL has been profitable.
  • Each year in the past 5 years 1ORCL had a positive operating cash flow.
1ORCL.MI Yearly Net Income VS EBIT VS OCF VS FCF1ORCL.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B

1.2 Ratios

  • The Return On Assets of 1ORCL (7.52%) is better than 63.25% of its industry peers.
  • 1ORCL's Return On Equity of 51.50% is amongst the best of the industry. 1ORCL outperforms 93.16% of its industry peers.
  • 1ORCL has a better Return On Invested Capital (10.28%) than 70.94% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for 1ORCL is in line with the industry average of 13.32%.
Industry RankSector Rank
ROA 7.52%
ROE 51.5%
ROIC 10.28%
ROA(3y)7.05%
ROA(5y)7.55%
ROE(3y)324.52%
ROE(5y)N/A
ROIC(3y)11.78%
ROIC(5y)12.8%
1ORCL.MI Yearly ROA, ROE, ROIC1ORCL.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200 400 600

1.3 Margins

  • The Profit Margin of 1ORCL (25.28%) is better than 85.47% of its industry peers.
  • In the last couple of years the Profit Margin of 1ORCL has declined.
  • With an excellent Operating Margin value of 31.81%, 1ORCL belongs to the best of the industry, outperforming 91.45% of the companies in the same industry.
  • In the last couple of years the Operating Margin of 1ORCL has declined.
  • With a Gross Margin value of 68.54%, 1ORCL perfoms like the industry average, outperforming 40.17% of the companies in the same industry.
  • In the last couple of years the Gross Margin of 1ORCL has declined.
Industry RankSector Rank
OM 31.81%
PM (TTM) 25.28%
GM 68.54%
OM growth 3Y-5.7%
OM growth 5Y-2.96%
PM growth 3Y11.06%
PM growth 5Y-3.53%
GM growth 3Y-3.75%
GM growth 5Y-2.42%
1ORCL.MI Yearly Profit, Operating, Gross Margins1ORCL.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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2

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so 1ORCL is still creating some value.
  • 1ORCL has more shares outstanding than it did 1 year ago.
  • 1ORCL has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, 1ORCL has an improved debt to assets ratio.
1ORCL.MI Yearly Shares Outstanding1ORCL.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B
1ORCL.MI Yearly Total Debt VS Total Assets1ORCL.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • An Altman-Z score of 2.06 indicates that 1ORCL is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • The Altman-Z score of 1ORCL (2.06) is comparable to the rest of the industry.
  • 1ORCL has a Debt/Equity ratio of 3.49. This is a high value indicating a heavy dependency on external financing.
  • 1ORCL's Debt to Equity ratio of 3.49 is on the low side compared to the rest of the industry. 1ORCL is outperformed by 88.03% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.49
Debt/FCF N/A
Altman-Z 2.06
ROIC/WACC0.96
WACC10.67%
1ORCL.MI Yearly LT Debt VS Equity VS FCF1ORCL.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B 60B 80B

2.3 Liquidity

  • 1ORCL has a Current Ratio of 0.91. This is a bad value and indicates that 1ORCL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.91, 1ORCL is doing worse than 76.92% of the companies in the same industry.
  • 1ORCL has a Quick Ratio of 0.91. This is a bad value and indicates that 1ORCL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of 1ORCL (0.91) is worse than 76.07% of its industry peers.
Industry RankSector Rank
Current Ratio 0.91
Quick Ratio 0.91
1ORCL.MI Yearly Current Assets VS Current Liabilites1ORCL.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 16.95% over the past year.
  • Measured over the past years, 1ORCL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.22% on average per year.
  • The Revenue has grown by 11.08% in the past year. This is quite good.
  • 1ORCL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 8.00% yearly.
EPS 1Y (TTM)16.95%
EPS 3Y7.09%
EPS 5Y9.22%
EPS Q2Q%53.74%
Revenue 1Y (TTM)11.08%
Revenue growth 3Y10.59%
Revenue growth 5Y8%
Sales Q2Q%14.22%

3.2 Future

  • 1ORCL is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 28.20% yearly.
  • Based on estimates for the next years, 1ORCL will show a very strong growth in Revenue. The Revenue will grow by 31.83% on average per year.
EPS Next Y24.76%
EPS Next 2Y15.67%
EPS Next 3Y21.45%
EPS Next 5Y28.2%
Revenue Next Year17.38%
Revenue Next 2Y23.24%
Revenue Next 3Y31.5%
Revenue Next 5Y31.83%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
1ORCL.MI Yearly Revenue VS Estimates1ORCL.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 100B 200B 300B
1ORCL.MI Yearly EPS VS Estimates1ORCL.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 10 20 30

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4

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 22.53, which indicates a rather expensive current valuation of 1ORCL.
  • Compared to the rest of the industry, the Price/Earnings ratio of 1ORCL indicates a somewhat cheap valuation: 1ORCL is cheaper than 72.65% of the companies listed in the same industry.
  • 1ORCL's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.16.
  • Based on the Price/Forward Earnings ratio of 19.25, the valuation of 1ORCL can be described as rather expensive.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of 1ORCL indicates a somewhat cheap valuation: 1ORCL is cheaper than 69.23% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.10, 1ORCL is valued a bit cheaper.
Industry RankSector Rank
PE 22.53
Fwd PE 19.25
1ORCL.MI Price Earnings VS Forward Price Earnings1ORCL.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 1ORCL's Enterprise Value to EBITDA ratio is in line with the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 20.31
1ORCL.MI Per share data1ORCL.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5 10 -10 15

4.3 Compensation for Growth

  • 1ORCL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • 1ORCL has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as 1ORCL's earnings are expected to grow with 21.45% in the coming years.
PEG (NY)0.91
PEG (5Y)2.44
EPS Next 2Y15.67%
EPS Next 3Y21.45%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 1.28%, 1ORCL has a reasonable but not impressive dividend return.
  • In the last 3 months the price of 1ORCL has falen by -23.64%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • 1ORCL's Dividend Yield is rather good when compared to the industry average which is at 0.69. 1ORCL pays more dividend than 82.05% of the companies in the same industry.
  • Compared to the average S&P500 Dividend Yield of 1.82, 1ORCL is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.28%

5.2 History

  • On average, the dividend of 1ORCL grows each year by 12.29%, which is quite nice.
Dividend Growth(5Y)12.29%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 34.81% of the earnings are spent on dividend by 1ORCL. This is a low number and sustainable payout ratio.
  • The dividend of 1ORCL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP34.81%
EPS Next 2Y15.67%
EPS Next 3Y21.45%
1ORCL.MI Yearly Income VS Free CF VS Dividend1ORCL.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B
1ORCL.MI Dividend Payout.1ORCL.MI Dividend Payout, showing the Payout Ratio.1ORCL.MI Dividend Payout.PayoutRetained Earnings

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ORACLE CORP

BIT:1ORCL (2/17/2026, 7:00:00 PM)

131.34

-4.66 (-3.43%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)12-10
Earnings (Next)03-09
Inst Owners44.8%
Inst Owner ChangeN/A
Ins Owners0.16%
Ins Owner ChangeN/A
Market Cap377.36B
Revenue(TTM)61.02B
Net Income(TTM)15.43B
Analysts80
Price Target258.31 (96.67%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.28%
Yearly Dividend1.44
Dividend Growth(5Y)12.29%
DP34.81%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)16.3%
Min EPS beat(2)-2.65%
Max EPS beat(2)35.24%
EPS beat(4)2
Avg EPS beat(4)7.63%
Min EPS beat(4)-3.45%
Max EPS beat(4)35.24%
EPS beat(8)4
Avg EPS beat(8)3.53%
EPS beat(12)6
Avg EPS beat(12)2.69%
EPS beat(16)8
Avg EPS beat(16)1.97%
Revenue beat(2)0
Avg Revenue beat(2)-2.79%
Min Revenue beat(2)-2.88%
Max Revenue beat(2)-2.69%
Revenue beat(4)1
Avg Revenue beat(4)-2.32%
Min Revenue beat(4)-3.73%
Max Revenue beat(4)0.02%
Revenue beat(8)1
Avg Revenue beat(8)-2.36%
Revenue beat(12)1
Avg Revenue beat(12)-2.26%
Revenue beat(16)1
Avg Revenue beat(16)-1.98%
PT rev (1m)7.48%
PT rev (3m)-16.71%
EPS NQ rev (1m)-0.28%
EPS NQ rev (3m)-0.57%
EPS NY rev (1m)-0.14%
EPS NY rev (3m)8.24%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.14%
Revenue NY rev (1m)-0.03%
Revenue NY rev (3m)-0.08%
Valuation
Industry RankSector Rank
PE 22.53
Fwd PE 19.25
P/S 7.31
P/FCF N/A
P/OCF 20.02
P/B 14.9
P/tB N/A
EV/EBITDA 20.31
EPS(TTM)5.83
EY4.44%
EPS(NY)6.82
Fwd EY5.19%
FCF(TTM)-3.88
FCFYN/A
OCF(TTM)6.56
OCFY5%
SpS17.96
BVpS8.81
TBVpS-10.6
PEG (NY)0.91
PEG (5Y)2.44
Graham Number34
Profitability
Industry RankSector Rank
ROA 7.52%
ROE 51.5%
ROCE 11.61%
ROIC 10.28%
ROICexc 11.65%
ROICexgc 21.09%
OM 31.81%
PM (TTM) 25.28%
GM 68.54%
FCFM N/A
ROA(3y)7.05%
ROA(5y)7.55%
ROE(3y)324.52%
ROE(5y)N/A
ROIC(3y)11.78%
ROIC(5y)12.8%
ROICexc(3y)12.95%
ROICexc(5y)16.53%
ROICexgc(3y)38.77%
ROICexgc(5y)55.56%
ROCE(3y)13.31%
ROCE(5y)14.46%
ROICexgc growth 3Y-23.67%
ROICexgc growth 5Y-30%
ROICexc growth 3Y-14.81%
ROICexc growth 5Y-10.94%
OM growth 3Y-5.7%
OM growth 5Y-2.96%
PM growth 3Y11.06%
PM growth 5Y-3.53%
GM growth 3Y-3.75%
GM growth 5Y-2.42%
F-Score5
Asset Turnover0.3
Health
Industry RankSector Rank
Debt/Equity 3.49
Debt/FCF N/A
Debt/EBITDA 3.94
Cap/Depr 497.71%
Cap/Sales 58.14%
Interest Coverage 250
Cash Conversion 84.02%
Profit Quality N/A
Current Ratio 0.91
Quick Ratio 0.91
Altman-Z 2.06
F-Score5
WACC10.67%
ROIC/WACC0.96
Cap/Depr(3y)199.27%
Cap/Depr(5y)163.1%
Cap/Sales(3y)22.44%
Cap/Sales(5y)16.65%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)16.95%
EPS 3Y7.09%
EPS 5Y9.22%
EPS Q2Q%53.74%
EPS Next Y24.76%
EPS Next 2Y15.67%
EPS Next 3Y21.45%
EPS Next 5Y28.2%
Revenue 1Y (TTM)11.08%
Revenue growth 3Y10.59%
Revenue growth 5Y8%
Sales Q2Q%14.22%
Revenue Next Year17.38%
Revenue Next 2Y23.24%
Revenue Next 3Y31.5%
Revenue Next 5Y31.83%
EBIT growth 1Y12.29%
EBIT growth 3Y4.29%
EBIT growth 5Y4.8%
EBIT Next Year46.56%
EBIT Next 3Y41.17%
EBIT Next 5Y35.49%
FCF growth 1Y-230.45%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y30.85%
OCF growth 3Y29.72%
OCF growth 5Y9.64%

ORACLE CORP / 1ORCL.MI FAQ

What is the ChartMill fundamental rating of ORACLE CORP (1ORCL.MI) stock?

ChartMill assigns a fundamental rating of 5 / 10 to 1ORCL.MI.


What is the valuation status of ORACLE CORP (1ORCL.MI) stock?

ChartMill assigns a valuation rating of 4 / 10 to ORACLE CORP (1ORCL.MI). This can be considered as Fairly Valued.


How profitable is ORACLE CORP (1ORCL.MI) stock?

ORACLE CORP (1ORCL.MI) has a profitability rating of 6 / 10.


How financially healthy is ORACLE CORP?

The financial health rating of ORACLE CORP (1ORCL.MI) is 2 / 10.


Can you provide the dividend sustainability for 1ORCL stock?

The dividend rating of ORACLE CORP (1ORCL.MI) is 6 / 10 and the dividend payout ratio is 34.81%.