GEN DIGITAL INC (1NLOK.MI) Stock Fundamental Analysis
Europe - BIT:1NLOK - US6687711084 - Common Stock
23 EUR
-1.4 (-5.74%)
Overall 1NLOK gets a fundamental rating of 5 out of 10. We evaluated 1NLOK against 111 industry peers in the Software industry. 1NLOK has an excellent profitability rating, but there are concerns on its financial health. 1NLOK is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
1NLOK had positive earnings in the past year.
In the past year 1NLOK had a positive cash flow from operations.
1NLOK had positive earnings in each of the past 5 years.
Each year in the past 5 years 1NLOK had a positive operating cash flow.
1.2 Ratios
The Return On Assets of 1NLOK (4.15%) is comparable to the rest of the industry.
With an excellent Return On Equity value of 28.34%, 1NLOK belongs to the best of the industry, outperforming 83.78% of the companies in the same industry.
The Return On Invested Capital of 1NLOK (8.01%) is better than 63.96% of its industry peers.
The Average Return On Invested Capital over the past 3 years for 1NLOK is significantly below the industry average of 12.85%.
The 3 year average ROIC (6.59%) for 1NLOK is below the current ROIC(8.01%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.15% | ||
| ROE | 28.34% | ||
| ROIC | 8.01% |
ROA(3y)5.48%
ROA(5y)7.44%
ROE(3y)39.34%
ROE(5y)N/A
ROIC(3y)6.59%
ROIC(5y)10.39%
1.3 Margins
The Profit Margin of 1NLOK (16.34%) is better than 67.57% of its industry peers.
In the last couple of years the Profit Margin of 1NLOK has declined.
With an excellent Operating Margin value of 41.17%, 1NLOK belongs to the best of the industry, outperforming 93.69% of the companies in the same industry.
In the last couple of years the Operating Margin of 1NLOK has grown nicely.
1NLOK has a better Gross Margin (80.28%) than 72.07% of its industry peers.
In the last couple of years the Gross Margin of 1NLOK has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.17% | ||
| PM (TTM) | 16.34% | ||
| GM | 80.28% |
OM growth 3Y3.57%
OM growth 5Y10.54%
PM growth 3Y-18.24%
PM growth 5Y-36.32%
GM growth 3Y-2.04%
GM growth 5Y-0.95%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so 1NLOK is destroying value.
1NLOK has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, 1NLOK has more shares outstanding
1NLOK has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.26, we must say that 1NLOK is in the distress zone and has some risk of bankruptcy.
1NLOK has a worse Altman-Z score (1.26) than 71.17% of its industry peers.
The Debt to FCF ratio of 1NLOK is 6.85, which is on the high side as it means it would take 1NLOK, 6.85 years of fcf income to pay off all of its debts.
1NLOK has a Debt to FCF ratio of 6.85. This is comparable to the rest of the industry: 1NLOK outperforms 48.65% of its industry peers.
1NLOK has a Debt/Equity ratio of 3.51. This is a high value indicating a heavy dependency on external financing.
1NLOK has a worse Debt to Equity ratio (3.51) than 90.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.51 | ||
| Debt/FCF | 6.85 | ||
| Altman-Z | 1.26 |
ROIC/WACC0.8
WACC10.07%
2.3 Liquidity
A Current Ratio of 0.51 indicates that 1NLOK may have some problems paying its short term obligations.
1NLOK's Current ratio of 0.51 is on the low side compared to the rest of the industry. 1NLOK is outperformed by 89.19% of its industry peers.
A Quick Ratio of 0.51 indicates that 1NLOK may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.51, 1NLOK is doing worse than 89.19% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.51 | ||
| Quick Ratio | 0.51 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 13.27% over the past year.
1NLOK shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.66% yearly.
The Revenue has been growing slightly by 3.23% in the past year.
1NLOK shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.58% yearly.
EPS 1Y (TTM)13.27%
EPS 3Y8.25%
EPS 5Y9.66%
EPS Q2Q%11.32%
Revenue 1Y (TTM)3.23%
Revenue growth 3Y12.06%
Revenue growth 5Y9.58%
Sales Q2Q%4.45%
3.2 Future
The Earnings Per Share is expected to grow by 8.09% on average over the next years. This is quite good.
The Revenue is expected to grow by 2.48% on average over the next years.
EPS Next Y13.77%
EPS Next 2Y12.69%
EPS Next 3Y11.87%
EPS Next 5Y8.09%
Revenue Next Year21.12%
Revenue Next 2Y12.67%
Revenue Next 3Y10.31%
Revenue Next 5Y2.48%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 11.98, the valuation of 1NLOK can be described as very reasonable.
Based on the Price/Earnings ratio, 1NLOK is valued cheaply inside the industry as 90.99% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of 1NLOK to the average of the S&P500 Index (26.10), we can say 1NLOK is valued rather cheaply.
The Price/Forward Earnings ratio is 10.52, which indicates a very decent valuation of 1NLOK.
Based on the Price/Forward Earnings ratio, 1NLOK is valued cheaply inside the industry as 90.09% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.52, 1NLOK is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.98 | ||
| Fwd PE | 10.52 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, 1NLOK is valued a bit cheaper than 75.68% of the companies in the same industry.
1NLOK's Price/Free Cash Flow ratio is rather cheap when compared to the industry. 1NLOK is cheaper than 85.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.66 | ||
| EV/EBITDA | 11.64 |
4.3 Compensation for Growth
1NLOK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
1NLOK has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.87
PEG (5Y)1.24
EPS Next 2Y12.69%
EPS Next 3Y11.87%
5. Dividend
5.1 Amount
1NLOK has a Yearly Dividend Yield of 1.79%.
1NLOK's Dividend Yield is rather good when compared to the industry average which is at 2.15. 1NLOK pays more dividend than 90.99% of the companies in the same industry.
Compared to the average S&P500 Dividend Yield of 2.35, 1NLOK is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
5.2 History
The dividend of 1NLOK decreases each year by -47.18%.
Dividend Growth(5Y)-47.18%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
48.68% of the earnings are spent on dividend by 1NLOK. This is a bit on the high side, but may be sustainable.
DP48.68%
EPS Next 2Y12.69%
EPS Next 3Y11.87%
BIT:1NLOK (10/20/2025, 7:00:00 PM)
23
-1.4 (-5.74%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners91.59%
Inst Owner ChangeN/A
Ins Owners9.43%
Ins Owner ChangeN/A
Market Cap14.27B
Revenue(TTM)3.94B
Net Income(TTM)643.00M
Analysts75.71
Price Target26.75 (16.3%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
Yearly Dividend0.45
Dividend Growth(5Y)-47.18%
DP48.68%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)0.65%
Min EPS beat(2)0.55%
Max EPS beat(2)0.75%
EPS beat(4)2
Avg EPS beat(4)-0.02%
Min EPS beat(4)-0.99%
Max EPS beat(4)0.75%
EPS beat(8)4
Avg EPS beat(8)-0.17%
EPS beat(12)8
Avg EPS beat(12)0.99%
EPS beat(16)12
Avg EPS beat(16)1.03%
Revenue beat(2)1
Avg Revenue beat(2)-0.3%
Min Revenue beat(2)-0.9%
Max Revenue beat(2)0.3%
Revenue beat(4)1
Avg Revenue beat(4)-0.54%
Min Revenue beat(4)-1%
Max Revenue beat(4)0.3%
Revenue beat(8)1
Avg Revenue beat(8)-0.76%
Revenue beat(12)2
Avg Revenue beat(12)-0.22%
Revenue beat(16)2
Avg Revenue beat(16)-0.38%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)1.88%
EPS NQ rev (3m)N/A
EPS NY rev (1m)3.15%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)19.15%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)17.27%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.98 | ||
| Fwd PE | 10.52 | ||
| P/S | 4.19 | ||
| P/FCF | 13.66 | ||
| P/OCF | 13.49 | ||
| P/B | 7.26 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.64 |
EPS(TTM)1.92
EY8.35%
EPS(NY)2.19
Fwd EY9.51%
FCF(TTM)1.68
FCFY7.32%
OCF(TTM)1.7
OCFY7.41%
SpS5.49
BVpS3.17
TBVpS-14.29
PEG (NY)0.87
PEG (5Y)1.24
Graham Number11.7
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.15% | ||
| ROE | 28.34% | ||
| ROCE | 12.81% | ||
| ROIC | 8.01% | ||
| ROICexc | 8.7% | ||
| ROICexgc | N/A | ||
| OM | 41.17% | ||
| PM (TTM) | 16.34% | ||
| GM | 80.28% | ||
| FCFM | 30.65% |
ROA(3y)5.48%
ROA(5y)7.44%
ROE(3y)39.34%
ROE(5y)N/A
ROIC(3y)6.59%
ROIC(5y)10.39%
ROICexc(3y)7.07%
ROICexc(5y)14.76%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)10.55%
ROCE(5y)16.63%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-35.61%
ROICexc growth 5Y-8.57%
OM growth 3Y3.57%
OM growth 5Y10.54%
PM growth 3Y-18.24%
PM growth 5Y-36.32%
GM growth 3Y-2.04%
GM growth 5Y-0.95%
F-Score8
Asset Turnover0.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.51 | ||
| Debt/FCF | 6.85 | ||
| Debt/EBITDA | 3.91 | ||
| Cap/Depr | 3.58% | ||
| Cap/Sales | 0.38% | ||
| Interest Coverage | 2.91 | ||
| Cash Conversion | 59.88% | ||
| Profit Quality | 187.56% | ||
| Current Ratio | 0.51 | ||
| Quick Ratio | 0.51 | ||
| Altman-Z | 1.26 |
F-Score8
WACC10.07%
ROIC/WACC0.8
Cap/Depr(3y)3.18%
Cap/Depr(5y)3.56%
Cap/Sales(3y)0.36%
Cap/Sales(5y)0.31%
Profit Quality(3y)193.32%
Profit Quality(5y)164.42%
High Growth Momentum
Growth
EPS 1Y (TTM)13.27%
EPS 3Y8.25%
EPS 5Y9.66%
EPS Q2Q%11.32%
EPS Next Y13.77%
EPS Next 2Y12.69%
EPS Next 3Y11.87%
EPS Next 5Y8.09%
Revenue 1Y (TTM)3.23%
Revenue growth 3Y12.06%
Revenue growth 5Y9.58%
Sales Q2Q%4.45%
Revenue Next Year21.12%
Revenue Next 2Y12.67%
Revenue Next 3Y10.31%
Revenue Next 5Y2.48%
EBIT growth 1Y37.4%
EBIT growth 3Y16.07%
EBIT growth 5Y21.14%
EBIT Next Year9.74%
EBIT Next 3Y7.27%
EBIT Next 5Y3.55%
FCF growth 1Y-41%
FCF growth 3Y7.6%
FCF growth 5YN/A
OCF growth 1Y-40.84%
OCF growth 3Y7.82%
OCF growth 5YN/A
GEN DIGITAL INC / 1NLOK.MI FAQ
What is the ChartMill fundamental rating of GEN DIGITAL INC (1NLOK.MI) stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1NLOK.MI.
What is the valuation status of GEN DIGITAL INC (1NLOK.MI) stock?
ChartMill assigns a valuation rating of 8 / 10 to GEN DIGITAL INC (1NLOK.MI). This can be considered as Undervalued.
What is the profitability of 1NLOK stock?
GEN DIGITAL INC (1NLOK.MI) has a profitability rating of 7 / 10.
What are the PE and PB ratios of GEN DIGITAL INC (1NLOK.MI) stock?
The Price/Earnings (PE) ratio for GEN DIGITAL INC (1NLOK.MI) is 11.98 and the Price/Book (PB) ratio is 7.26.
What is the earnings growth outlook for GEN DIGITAL INC?
The Earnings per Share (EPS) of GEN DIGITAL INC (1NLOK.MI) is expected to grow by 13.77% in the next year.