INVESTOR AB-B SHS (1INVEB.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1INVEB - SE0015811963 - Common Stock
26.435 EUR
+1.21 (+4.8%)
Taking everything into account, 1INVEB scores 4 out of 10 in our fundamental rating. 1INVEB was compared to 54 industry peers in the Financial Services industry. While 1INVEB has a great health rating, its profitability is only average at the moment. 1INVEB is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
1INVEB had positive earnings in the past year.
In the past year 1INVEB had a positive cash flow from operations.
Of the past 5 years 1INVEB 4 years were profitable.
Each year in the past 5 years 1INVEB had a positive operating cash flow.
1.2 Ratios
1INVEB has a Return On Assets (2.45%) which is in line with its industry peers.
Looking at the Return On Equity, with a value of 2.85%, 1INVEB is in line with its industry, outperforming 42.00% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 2.02%, 1INVEB is doing worse than 62.00% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for 1INVEB is significantly below the industry average of 10.39%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.45% | ||
| ROE | 2.85% | ||
| ROIC | 2.02% |
ROA(3y)5.58%
ROA(5y)10.93%
ROE(3y)6.4%
ROE(5y)12.81%
ROIC(3y)2.03%
ROIC(5y)2.12%
1.3 Margins
1INVEB has a Profit Margin of 29.22%. This is in the better half of the industry: 1INVEB outperforms 76.00% of its industry peers.
In the last couple of years the Profit Margin of 1INVEB has declined.
1INVEB's Operating Margin of 31.40% is fine compared to the rest of the industry. 1INVEB outperforms 72.00% of its industry peers.
In the last couple of years the Operating Margin of 1INVEB has declined.
The Gross Margin of 1INVEB (58.83%) is comparable to the rest of the industry.
1INVEB's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.4% | ||
| PM (TTM) | 29.22% | ||
| GM | 58.83% |
OM growth 3Y-9.17%
OM growth 5Y-4.87%
PM growth 3Y-26.49%
PM growth 5Y-2.27%
GM growth 3Y-3.62%
GM growth 5Y-0.88%
2. Health
2.1 Basic Checks
1INVEB has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, 1INVEB has about the same amount of shares outstanding.
The number of shares outstanding for 1INVEB remains at a similar level compared to 5 years ago.
Compared to 1 year ago, 1INVEB has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 5.40 indicates that 1INVEB is not in any danger for bankruptcy at the moment.
1INVEB has a better Altman-Z score (5.40) than 84.00% of its industry peers.
1INVEB has a debt to FCF ratio of 5.03. This is a neutral value as 1INVEB would need 5.03 years to pay back of all of its debts.
1INVEB's Debt to FCF ratio of 5.03 is fine compared to the rest of the industry. 1INVEB outperforms 64.00% of its industry peers.
A Debt/Equity ratio of 0.12 indicates that 1INVEB is not too dependend on debt financing.
1INVEB's Debt to Equity ratio of 0.12 is fine compared to the rest of the industry. 1INVEB outperforms 70.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 5.03 | ||
| Altman-Z | 5.4 |
ROIC/WACC0.34
WACC5.98%
2.3 Liquidity
A Current Ratio of 2.98 indicates that 1INVEB has no problem at all paying its short term obligations.
With an excellent Current ratio value of 2.98, 1INVEB belongs to the best of the industry, outperforming 82.00% of the companies in the same industry.
1INVEB has a Quick Ratio of 2.42. This indicates that 1INVEB is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 2.42, 1INVEB belongs to the best of the industry, outperforming 82.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.42 |
3. Growth
3.1 Past
The earnings per share for 1INVEB have decreased strongly by -87.10% in the last year.
Measured over the past 5 years, 1INVEB shows a small growth in Earnings Per Share. The EPS has been growing by 2.26% on average per year.
Looking at the last year, 1INVEB shows a small growth in Revenue. The Revenue has grown by 3.97% in the last year.
Measured over the past years, 1INVEB shows a small growth in Revenue. The Revenue has been growing by 4.67% on average per year.
EPS 1Y (TTM)-87.1%
EPS 3Y-20.79%
EPS 5Y2.26%
EPS Q2Q%-30.51%
Revenue 1Y (TTM)3.97%
Revenue growth 3Y7.75%
Revenue growth 5Y4.67%
Sales Q2Q%25.04%
3.2 Future
The Earnings Per Share is expected to grow by 7.68% on average over the next years.
The Revenue is expected to grow by 3.65% on average over the next years.
EPS Next Y-34.32%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
EPS Next 5YN/A
Revenue Next Year2.92%
Revenue Next 2Y1.93%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 38.31, which means the current valuation is very expensive for 1INVEB.
1INVEB's Price/Earnings ratio is a bit more expensive when compared to the industry. 1INVEB is more expensive than 60.00% of the companies in the same industry.
When comparing the Price/Earnings ratio of 1INVEB to the average of the S&P500 Index (26.59), we can say 1INVEB is valued slightly more expensively.
A Price/Forward Earnings ratio of 13.65 indicates a correct valuation of 1INVEB.
1INVEB's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of 1INVEB to the average of the S&P500 Index (23.80), we can say 1INVEB is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.31 | ||
| Fwd PE | 13.65 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, 1INVEB is valued a bit more expensive than the industry average as 64.00% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 45.35 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)16.95
EPS Next 2Y5.95%
EPS Next 3Y7.68%
5. Dividend
5.1 Amount
1INVEB has a Yearly Dividend Yield of 1.79%. Purely for dividend investing, there may be better candidates out there.
1INVEB's Dividend Yield is comparable with the industry average which is at 3.26.
1INVEB's Dividend Yield is slightly below the S&P500 average, which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
5.2 History
On average, the dividend of 1INVEB grows each year by 8.11%, which is quite nice.
Dividend Growth(5Y)8.11%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
1INVEB pays out 64.90% of its income as dividend. This is not a sustainable payout ratio.
1INVEB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP64.9%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
BIT:1INVEB (8/26/2025, 7:00:00 PM)
26.435
+1.21 (+4.8%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners44.42%
Inst Owner ChangeN/A
Ins Owners0.15%
Ins Owner ChangeN/A
Market Cap81.12B
Revenue(TTM)79.97B
Net Income(TTM)23.37B
Analysts75.38
Price Target29.37 (11.1%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
Yearly Dividend0.44
Dividend Growth(5Y)8.11%
DP64.9%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.43%
PT rev (3m)-5.69%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)184.39%
EPS NY rev (3m)184.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.54%
Revenue NY rev (3m)-4.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.31 | ||
| Fwd PE | 13.65 | ||
| P/S | 11.16 | ||
| P/FCF | 45.35 | ||
| P/OCF | 36.76 | ||
| P/B | 1.09 | ||
| P/tB | 1.25 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.69
EY2.61%
EPS(NY)1.94
Fwd EY7.33%
FCF(TTM)0.58
FCFY2.21%
OCF(TTM)0.72
OCFY2.72%
SpS2.37
BVpS24.27
TBVpS21.16
PEG (NY)N/A
PEG (5Y)16.95
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.45% | ||
| ROE | 2.85% | ||
| ROCE | 2.69% | ||
| ROIC | 2.02% | ||
| ROICexc | 2.09% | ||
| ROICexgc | 2.37% | ||
| OM | 31.4% | ||
| PM (TTM) | 29.22% | ||
| GM | 58.83% | ||
| FCFM | 24.61% |
ROA(3y)5.58%
ROA(5y)10.93%
ROE(3y)6.4%
ROE(5y)12.81%
ROIC(3y)2.03%
ROIC(5y)2.12%
ROICexc(3y)2.11%
ROICexc(5y)2.2%
ROICexgc(3y)2.43%
ROICexgc(5y)2.52%
ROCE(3y)2.71%
ROCE(5y)2.82%
ROICexgc growth 3Y-7.35%
ROICexgc growth 5Y-12.44%
ROICexc growth 3Y-7.36%
ROICexc growth 5Y-12.06%
OM growth 3Y-9.17%
OM growth 5Y-4.87%
PM growth 3Y-26.49%
PM growth 5Y-2.27%
GM growth 3Y-3.62%
GM growth 5Y-0.88%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 5.03 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 5.75% | ||
| Interest Coverage | -5.52 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.22% | ||
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.42 | ||
| Altman-Z | 5.4 |
F-Score6
WACC5.98%
ROIC/WACC0.34
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)5.63%
Cap/Sales(5y)5.71%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-87.1%
EPS 3Y-20.79%
EPS 5Y2.26%
EPS Q2Q%-30.51%
EPS Next Y-34.32%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
EPS Next 5YN/A
Revenue 1Y (TTM)3.97%
Revenue growth 3Y7.75%
Revenue growth 5Y4.67%
Sales Q2Q%25.04%
Revenue Next Year2.92%
Revenue Next 2Y1.93%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
EBIT growth 1Y11.98%
EBIT growth 3Y-2.13%
EBIT growth 5Y-0.43%
EBIT Next Year-105.49%
EBIT Next 3Y-2%
EBIT Next 5YN/A
FCF growth 1Y21.44%
FCF growth 3Y22.37%
FCF growth 5Y9.01%
OCF growth 1Y24.41%
OCF growth 3Y18.27%
OCF growth 5Y10.15%
INVESTOR AB-B SHS / 1INVEB.MI FAQ
What is the ChartMill fundamental rating of INVESTOR AB-B SHS (1INVEB.MI) stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1INVEB.MI.
What is the valuation status for 1INVEB stock?
ChartMill assigns a valuation rating of 2 / 10 to INVESTOR AB-B SHS (1INVEB.MI). This can be considered as Overvalued.
How profitable is INVESTOR AB-B SHS (1INVEB.MI) stock?
INVESTOR AB-B SHS (1INVEB.MI) has a profitability rating of 5 / 10.
What are the PE and PB ratios of INVESTOR AB-B SHS (1INVEB.MI) stock?
The Price/Earnings (PE) ratio for INVESTOR AB-B SHS (1INVEB.MI) is 38.31 and the Price/Book (PB) ratio is 1.09.
Can you provide the expected EPS growth for 1INVEB stock?
The Earnings per Share (EPS) of INVESTOR AB-B SHS (1INVEB.MI) is expected to decline by -34.32% in the next year.