INVESTOR AB-B SHS (1INVEB.MI) Stock Fundamental Analysis
BIT:1INVEB - SE0015811963 - Common Stock
26.435 EUR
+1.21 (+4.8%)
Taking everything into account, 1INVEB scores 4 out of 10 in our fundamental rating. 1INVEB was compared to 46 industry peers in the Financial Services industry. 1INVEB has an excellent financial health rating, but there are some minor concerns on its profitability. 1INVEB is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year 1INVEB was profitable.
1INVEB had a positive operating cash flow in the past year.
1INVEB had positive earnings in 4 of the past 5 years.
In the past 5 years 1INVEB always reported a positive cash flow from operatings.
1.2 Ratios
1INVEB has a Return On Assets (2.45%) which is in line with its industry peers.
With a Return On Equity value of 2.85%, 1INVEB perfoms like the industry average, outperforming 42.00% of the companies in the same industry.
The Return On Invested Capital of 1INVEB (2.02%) is worse than 62.00% of its industry peers.
1INVEB had an Average Return On Invested Capital over the past 3 years of 2.03%. This is significantly below the industry average of 10.94%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.45% | ||
| ROE | 2.85% | ||
| ROIC | 2.02% |
ROA(3y)5.58%
ROA(5y)10.93%
ROE(3y)6.4%
ROE(5y)12.81%
ROIC(3y)2.03%
ROIC(5y)2.12%
1.3 Margins
1INVEB's Profit Margin of 29.22% is fine compared to the rest of the industry. 1INVEB outperforms 76.00% of its industry peers.
1INVEB's Profit Margin has declined in the last couple of years.
1INVEB's Operating Margin of 31.40% is fine compared to the rest of the industry. 1INVEB outperforms 72.00% of its industry peers.
In the last couple of years the Operating Margin of 1INVEB has declined.
The Gross Margin of 1INVEB (58.83%) is comparable to the rest of the industry.
1INVEB's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.4% | ||
| PM (TTM) | 29.22% | ||
| GM | 58.83% |
OM growth 3Y-9.17%
OM growth 5Y-4.87%
PM growth 3Y-26.49%
PM growth 5Y-2.27%
GM growth 3Y-3.62%
GM growth 5Y-0.88%
2. Health
2.1 Basic Checks
1INVEB has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for 1INVEB remains at a similar level compared to 1 year ago.
1INVEB has about the same amout of shares outstanding than it did 5 years ago.
Compared to 1 year ago, 1INVEB has an improved debt to assets ratio.
2.2 Solvency
1INVEB has an Altman-Z score of 5.40. This indicates that 1INVEB is financially healthy and has little risk of bankruptcy at the moment.
1INVEB has a better Altman-Z score (5.40) than 84.00% of its industry peers.
1INVEB has a debt to FCF ratio of 5.03. This is a neutral value as 1INVEB would need 5.03 years to pay back of all of its debts.
The Debt to FCF ratio of 1INVEB (5.03) is better than 64.00% of its industry peers.
1INVEB has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
1INVEB has a better Debt to Equity ratio (0.12) than 70.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 5.03 | ||
| Altman-Z | 5.4 |
ROIC/WACC0.34
WACC5.98%
2.3 Liquidity
A Current Ratio of 2.98 indicates that 1INVEB has no problem at all paying its short term obligations.
1INVEB's Current ratio of 2.98 is amongst the best of the industry. 1INVEB outperforms 82.00% of its industry peers.
A Quick Ratio of 2.42 indicates that 1INVEB has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 2.42, 1INVEB belongs to the best of the industry, outperforming 82.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.42 |
3. Growth
3.1 Past
The earnings per share for 1INVEB have decreased strongly by -87.10% in the last year.
1INVEB shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.26% yearly.
The Revenue has been growing slightly by 3.97% in the past year.
The Revenue has been growing slightly by 4.67% on average over the past years.
EPS 1Y (TTM)-87.1%
EPS 3Y-20.79%
EPS 5Y2.26%
EPS Q2Q%-30.51%
Revenue 1Y (TTM)3.97%
Revenue growth 3Y7.75%
Revenue growth 5Y4.67%
Sales Q2Q%25.04%
3.2 Future
1INVEB is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.68% yearly.
The Revenue is expected to grow by 3.65% on average over the next years.
EPS Next Y-34.32%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
EPS Next 5YN/A
Revenue Next Year2.92%
Revenue Next 2Y1.93%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 38.31, which means the current valuation is very expensive for 1INVEB.
60.00% of the companies in the same industry are cheaper than 1INVEB, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 27.03, 1INVEB is valued a bit more expensive.
Based on the Price/Forward Earnings ratio of 13.65, the valuation of 1INVEB can be described as correct.
1INVEB's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 22.54. 1INVEB is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.31 | ||
| Fwd PE | 13.65 |
4.2 Price Multiples
1INVEB's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. 1INVEB is more expensive than 64.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 45.35 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)16.95
EPS Next 2Y5.95%
EPS Next 3Y7.68%
5. Dividend
5.1 Amount
1INVEB has a Yearly Dividend Yield of 1.79%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.52, 1INVEB has a dividend in line with its industry peers.
1INVEB's Dividend Yield is slightly below the S&P500 average, which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
5.2 History
The dividend of 1INVEB is nicely growing with an annual growth rate of 8.11%!
Dividend Growth(5Y)8.11%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
64.90% of the earnings are spent on dividend by 1INVEB. This is not a sustainable payout ratio.
The dividend of 1INVEB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP64.9%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
BIT:1INVEB (8/26/2025, 7:00:00 PM)
26.435
+1.21 (+4.8%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners44.42%
Inst Owner ChangeN/A
Ins Owners0.15%
Ins Owner ChangeN/A
Market Cap81.12B
Analysts75.38
Price Target29.37 (11.1%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
Yearly Dividend0.44
Dividend Growth(5Y)8.11%
DP64.9%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.43%
PT rev (3m)-5.69%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)184.39%
EPS NY rev (3m)184.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.54%
Revenue NY rev (3m)-4.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.31 | ||
| Fwd PE | 13.65 | ||
| P/S | 11.16 | ||
| P/FCF | 45.35 | ||
| P/OCF | 36.76 | ||
| P/B | 1.09 | ||
| P/tB | 1.25 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.69
EY2.61%
EPS(NY)1.94
Fwd EY7.33%
FCF(TTM)0.58
FCFY2.21%
OCF(TTM)0.72
OCFY2.72%
SpS2.37
BVpS24.27
TBVpS21.16
PEG (NY)N/A
PEG (5Y)16.95
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.45% | ||
| ROE | 2.85% | ||
| ROCE | 2.69% | ||
| ROIC | 2.02% | ||
| ROICexc | 2.09% | ||
| ROICexgc | 2.37% | ||
| OM | 31.4% | ||
| PM (TTM) | 29.22% | ||
| GM | 58.83% | ||
| FCFM | 24.61% |
ROA(3y)5.58%
ROA(5y)10.93%
ROE(3y)6.4%
ROE(5y)12.81%
ROIC(3y)2.03%
ROIC(5y)2.12%
ROICexc(3y)2.11%
ROICexc(5y)2.2%
ROICexgc(3y)2.43%
ROICexgc(5y)2.52%
ROCE(3y)2.71%
ROCE(5y)2.82%
ROICexcg growth 3Y-7.35%
ROICexcg growth 5Y-12.44%
ROICexc growth 3Y-7.36%
ROICexc growth 5Y-12.06%
OM growth 3Y-9.17%
OM growth 5Y-4.87%
PM growth 3Y-26.49%
PM growth 5Y-2.27%
GM growth 3Y-3.62%
GM growth 5Y-0.88%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 5.03 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 5.75% | ||
| Interest Coverage | -5.52 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.22% | ||
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.42 | ||
| Altman-Z | 5.4 |
F-Score6
WACC5.98%
ROIC/WACC0.34
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)5.63%
Cap/Sales(5y)5.71%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-87.1%
EPS 3Y-20.79%
EPS 5Y2.26%
EPS Q2Q%-30.51%
EPS Next Y-34.32%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
EPS Next 5YN/A
Revenue 1Y (TTM)3.97%
Revenue growth 3Y7.75%
Revenue growth 5Y4.67%
Sales Q2Q%25.04%
Revenue Next Year2.92%
Revenue Next 2Y1.93%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
EBIT growth 1Y11.98%
EBIT growth 3Y-2.13%
EBIT growth 5Y-0.43%
EBIT Next Year-105.49%
EBIT Next 3Y-2%
EBIT Next 5YN/A
FCF growth 1Y21.44%
FCF growth 3Y22.37%
FCF growth 5Y9.01%
OCF growth 1Y24.41%
OCF growth 3Y18.27%
OCF growth 5Y10.15%