INVESTOR AB-B SHS (1INVEB.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1INVEB - SE0015811963 - Common Stock
30.675 EUR
+5.45 (+21.61%)
We assign a fundamental rating of 4 out of 10 to 1INVEB. 1INVEB was compared to 58 industry peers in the Financial Services industry. 1INVEB is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. 1INVEB is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year 1INVEB was profitable.
In the past year 1INVEB had a positive cash flow from operations.
Of the past 5 years 1INVEB 4 years were profitable.
1INVEB had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
1INVEB has a Return On Assets (2.45%) which is in line with its industry peers.
1INVEB's Return On Equity of 2.85% is in line compared to the rest of the industry. 1INVEB outperforms 42.00% of its industry peers.
1INVEB has a Return On Invested Capital of 2.02%. This is in the lower half of the industry: 1INVEB underperforms 62.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for 1INVEB is significantly below the industry average of 9.69%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.45% | ||
| ROE | 2.85% | ||
| ROIC | 2.02% |
ROA(3y)5.58%
ROA(5y)10.93%
ROE(3y)6.4%
ROE(5y)12.81%
ROIC(3y)2.03%
ROIC(5y)2.12%
1.3 Margins
With a decent Profit Margin value of 29.22%, 1INVEB is doing good in the industry, outperforming 76.00% of the companies in the same industry.
1INVEB's Profit Margin has declined in the last couple of years.
1INVEB has a Operating Margin of 31.40%. This is in the better half of the industry: 1INVEB outperforms 72.00% of its industry peers.
In the last couple of years the Operating Margin of 1INVEB has declined.
1INVEB has a Gross Margin of 58.83%. This is comparable to the rest of the industry: 1INVEB outperforms 60.00% of its industry peers.
In the last couple of years the Gross Margin of 1INVEB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.4% | ||
| PM (TTM) | 29.22% | ||
| GM | 58.83% |
OM growth 3Y-9.17%
OM growth 5Y-4.87%
PM growth 3Y-26.49%
PM growth 5Y-2.27%
GM growth 3Y-3.62%
GM growth 5Y-0.88%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so 1INVEB is destroying value.
Compared to 1 year ago, 1INVEB has about the same amount of shares outstanding.
1INVEB has about the same amout of shares outstanding than it did 5 years ago.
1INVEB has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 5.40 indicates that 1INVEB is not in any danger for bankruptcy at the moment.
1INVEB's Altman-Z score of 5.40 is amongst the best of the industry. 1INVEB outperforms 84.00% of its industry peers.
1INVEB has a debt to FCF ratio of 5.03. This is a neutral value as 1INVEB would need 5.03 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 5.03, 1INVEB is doing good in the industry, outperforming 64.00% of the companies in the same industry.
A Debt/Equity ratio of 0.12 indicates that 1INVEB is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.12, 1INVEB is doing good in the industry, outperforming 70.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 5.03 | ||
| Altman-Z | 5.4 |
ROIC/WACC0.34
WACC5.98%
2.3 Liquidity
1INVEB has a Current Ratio of 2.98. This indicates that 1INVEB is financially healthy and has no problem in meeting its short term obligations.
1INVEB's Current ratio of 2.98 is amongst the best of the industry. 1INVEB outperforms 82.00% of its industry peers.
A Quick Ratio of 2.42 indicates that 1INVEB has no problem at all paying its short term obligations.
1INVEB has a better Quick ratio (2.42) than 82.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.42 |
3. Growth
3.1 Past
The earnings per share for 1INVEB have decreased strongly by -87.10% in the last year.
The Earnings Per Share has been growing slightly by 2.26% on average over the past years.
The Revenue has been growing slightly by 3.97% in the past year.
The Revenue has been growing slightly by 4.67% on average over the past years.
EPS 1Y (TTM)-87.1%
EPS 3Y-20.79%
EPS 5Y2.26%
EPS Q2Q%-30.51%
Revenue 1Y (TTM)3.97%
Revenue growth 3Y7.75%
Revenue growth 5Y4.67%
Sales Q2Q%25.04%
3.2 Future
Based on estimates for the next years, 1INVEB will show a small growth in Earnings Per Share. The EPS will grow by 7.68% on average per year.
Based on estimates for the next years, 1INVEB will show a small growth in Revenue. The Revenue will grow by 3.65% on average per year.
EPS Next Y-34.32%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
EPS Next 5YN/A
Revenue Next Year2.92%
Revenue Next 2Y1.93%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 44.46, which means the current valuation is very expensive for 1INVEB.
Based on the Price/Earnings ratio, 1INVEB is valued a bit more expensive than the industry average as 60.00% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Earnings ratio of 27.00, 1INVEB is valued quite expensively.
With a Price/Forward Earnings ratio of 15.84, 1INVEB is valued correctly.
1INVEB's Price/Forward Earnings ratio is in line with the industry average.
The average S&P500 Price/Forward Earnings ratio is at 23.70. 1INVEB is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 44.46 | ||
| Fwd PE | 15.84 |
4.2 Price Multiples
64.00% of the companies in the same industry are cheaper than 1INVEB, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 52.62 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)19.67
EPS Next 2Y5.95%
EPS Next 3Y7.68%
5. Dividend
5.1 Amount
1INVEB has a Yearly Dividend Yield of 1.79%. Purely for dividend investing, there may be better candidates out there.
1INVEB's Dividend Yield is comparable with the industry average which is at 2.04.
1INVEB's Dividend Yield is comparable with the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
5.2 History
On average, the dividend of 1INVEB grows each year by 8.11%, which is quite nice.
Dividend Growth(5Y)8.11%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
64.90% of the earnings are spent on dividend by 1INVEB. This is not a sustainable payout ratio.
1INVEB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP64.9%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
BIT:1INVEB (1/5/2026, 7:00:00 PM)
30.675
+5.45 (+21.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners44.42%
Inst Owner ChangeN/A
Ins Owners0.15%
Ins Owner ChangeN/A
Market Cap94.13B
Revenue(TTM)79.97B
Net Income(TTM)23.37B
Analysts75.38
Price Target29.37 (-4.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
Yearly Dividend0.44
Dividend Growth(5Y)8.11%
DP64.9%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.43%
PT rev (3m)-5.69%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)184.39%
EPS NY rev (3m)184.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.54%
Revenue NY rev (3m)-4.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 44.46 | ||
| Fwd PE | 15.84 | ||
| P/S | 12.95 | ||
| P/FCF | 52.62 | ||
| P/OCF | 42.65 | ||
| P/B | 1.26 | ||
| P/tB | 1.45 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.69
EY2.25%
EPS(NY)1.94
Fwd EY6.31%
FCF(TTM)0.58
FCFY1.9%
OCF(TTM)0.72
OCFY2.34%
SpS2.37
BVpS24.27
TBVpS21.16
PEG (NY)N/A
PEG (5Y)19.67
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.45% | ||
| ROE | 2.85% | ||
| ROCE | 2.69% | ||
| ROIC | 2.02% | ||
| ROICexc | 2.09% | ||
| ROICexgc | 2.37% | ||
| OM | 31.4% | ||
| PM (TTM) | 29.22% | ||
| GM | 58.83% | ||
| FCFM | 24.61% |
ROA(3y)5.58%
ROA(5y)10.93%
ROE(3y)6.4%
ROE(5y)12.81%
ROIC(3y)2.03%
ROIC(5y)2.12%
ROICexc(3y)2.11%
ROICexc(5y)2.2%
ROICexgc(3y)2.43%
ROICexgc(5y)2.52%
ROCE(3y)2.71%
ROCE(5y)2.82%
ROICexgc growth 3Y-7.35%
ROICexgc growth 5Y-12.44%
ROICexc growth 3Y-7.36%
ROICexc growth 5Y-12.06%
OM growth 3Y-9.17%
OM growth 5Y-4.87%
PM growth 3Y-26.49%
PM growth 5Y-2.27%
GM growth 3Y-3.62%
GM growth 5Y-0.88%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 5.03 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 5.75% | ||
| Interest Coverage | -5.52 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.22% | ||
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.42 | ||
| Altman-Z | 5.4 |
F-Score6
WACC5.98%
ROIC/WACC0.34
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)5.63%
Cap/Sales(5y)5.71%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-87.1%
EPS 3Y-20.79%
EPS 5Y2.26%
EPS Q2Q%-30.51%
EPS Next Y-34.32%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
EPS Next 5YN/A
Revenue 1Y (TTM)3.97%
Revenue growth 3Y7.75%
Revenue growth 5Y4.67%
Sales Q2Q%25.04%
Revenue Next Year2.92%
Revenue Next 2Y1.93%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
EBIT growth 1Y11.98%
EBIT growth 3Y-2.13%
EBIT growth 5Y-0.43%
EBIT Next Year-105.49%
EBIT Next 3Y-2%
EBIT Next 5YN/A
FCF growth 1Y21.44%
FCF growth 3Y22.37%
FCF growth 5Y9.01%
OCF growth 1Y24.41%
OCF growth 3Y18.27%
OCF growth 5Y10.15%
INVESTOR AB-B SHS / 1INVEB.MI FAQ
What is the ChartMill fundamental rating of INVESTOR AB-B SHS (1INVEB.MI) stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1INVEB.MI.
Can you provide the valuation status for INVESTOR AB-B SHS?
ChartMill assigns a valuation rating of 2 / 10 to INVESTOR AB-B SHS (1INVEB.MI). This can be considered as Overvalued.
How profitable is INVESTOR AB-B SHS (1INVEB.MI) stock?
INVESTOR AB-B SHS (1INVEB.MI) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for 1INVEB stock?
The Price/Earnings (PE) ratio for INVESTOR AB-B SHS (1INVEB.MI) is 44.46 and the Price/Book (PB) ratio is 1.26.
What is the financial health of INVESTOR AB-B SHS (1INVEB.MI) stock?
The financial health rating of INVESTOR AB-B SHS (1INVEB.MI) is 8 / 10.