INTUIT INC (1INTU.MI) Stock Fundamental Analysis
BIT:1INTU - Euronext Milan - US4612021034 - Common Stock - Currency: EUR
We assign a fundamental rating of 6 out of 10 to 1INTU. 1INTU was compared to 101 industry peers in the Software industry. 1INTU gets an excellent profitability rating and is at the same time showing great financial health properties. 1INTU is valued quite expensive, but it does show an excellent growth. This makes 1INTU very considerable for growth and quality investing!
1. Profitability
1.1 Basic Checks
1INTU had positive earnings in the past year.
In the past year 1INTU had a positive cash flow from operations.
1INTU had positive earnings in each of the past 5 years.
Each year in the past 5 years 1INTU had a positive operating cash flow.
1.2 Ratios
1INTU's Return On Assets of 9.59% is amongst the best of the industry. 1INTU outperforms 85.15% of its industry peers.
The Return On Equity of 1INTU (16.92%) is better than 76.24% of its industry peers.
1INTU has a better Return On Invested Capital (13.50%) than 89.11% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for 1INTU is in line with the industry average of 10.99%.
The last Return On Invested Capital (13.50%) for 1INTU is above the 3 year average (10.72%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.59% | ||
| ROE | 16.92% | ||
| ROIC | 13.5% |
ROA(3y)8.42%
ROA(5y)11.05%
ROE(3y)14.15%
ROE(5y)19.82%
ROIC(3y)10.72%
ROIC(5y)14.4%
1.3 Margins
1INTU's Profit Margin of 17.69% is fine compared to the rest of the industry. 1INTU outperforms 79.21% of its industry peers.
In the last couple of years the Profit Margin of 1INTU has declined.
1INTU has a Operating Margin of 23.62%. This is amongst the best in the industry. 1INTU outperforms 83.17% of its industry peers.
1INTU's Operating Margin has declined in the last couple of years.
With a decent Gross Margin value of 78.97%, 1INTU is doing good in the industry, outperforming 70.30% of the companies in the same industry.
In the last couple of years the Gross Margin of 1INTU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.62% | ||
| PM (TTM) | 17.69% | ||
| GM | 78.97% |
OM growth 3Y-3.04%
OM growth 5Y-2.84%
PM growth 3Y-5.27%
PM growth 5Y-4.54%
GM growth 3Y-1.56%
GM growth 5Y-1%
2. Health
2.1 Basic Checks
1INTU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for 1INTU remains at a similar level compared to 1 year ago.
The number of shares outstanding for 1INTU has been increased compared to 5 years ago.
1INTU has a better debt/assets ratio than last year.
2.2 Solvency
1INTU has an Altman-Z score of 10.59. This indicates that 1INTU is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 10.59, 1INTU belongs to the best of the industry, outperforming 92.08% of the companies in the same industry.
1INTU has a debt to FCF ratio of 1.11. This is a very positive value and a sign of high solvency as it would only need 1.11 years to pay back of all of its debts.
1INTU has a Debt to FCF ratio of 1.11. This is amongst the best in the industry. 1INTU outperforms 81.19% of its industry peers.
1INTU has a Debt/Equity ratio of 0.32. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.32, 1INTU is in line with its industry, outperforming 53.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | 1.11 | ||
| Altman-Z | 10.59 |
ROIC/WACC1.23
WACC10.94%
2.3 Liquidity
A Current Ratio of 1.27 indicates that 1INTU should not have too much problems paying its short term obligations.
1INTU has a Current ratio (1.27) which is comparable to the rest of the industry.
1INTU has a Quick Ratio of 1.27. This is a normal value and indicates that 1INTU is financially healthy and should not expect problems in meeting its short term obligations.
With a Quick ratio value of 1.27, 1INTU perfoms like the industry average, outperforming 54.46% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.27 | ||
| Quick Ratio | 1.27 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 12.89% over the past year.
The Earnings Per Share has been growing by 20.25% on average over the past years. This is a very strong growth
Looking at the last year, 1INTU shows a quite strong growth in Revenue. The Revenue has grown by 13.73% in the last year.
Measured over the past years, 1INTU shows a quite strong growth in Revenue. The Revenue has been growing by 19.14% on average per year.
EPS 1Y (TTM)12.89%
EPS 3Y20.66%
EPS 5Y20.25%
EPS Q2Q%26.24%
Revenue 1Y (TTM)13.73%
Revenue growth 3Y19.13%
Revenue growth 5Y19.14%
Sales Q2Q%17.04%
3.2 Future
Based on estimates for the next years, 1INTU will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.28% on average per year.
Based on estimates for the next years, 1INTU will show a quite strong growth in Revenue. The Revenue will grow by 13.32% on average per year.
EPS Next Y15.93%
EPS Next 2Y15.34%
EPS Next 3Y15.1%
EPS Next 5Y13.28%
Revenue Next Year13.39%
Revenue Next 2Y12.83%
Revenue Next 3Y12.6%
Revenue Next 5Y13.32%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 40.72, which means the current valuation is very expensive for 1INTU.
Based on the Price/Earnings ratio, 1INTU is valued a bit cheaper than the industry average as 62.38% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of 1INTU to the average of the S&P500 Index (26.20), we can say 1INTU is valued expensively.
1INTU is valuated quite expensively with a Price/Forward Earnings ratio of 31.90.
1INTU's Price/Forward Earnings ratio is in line with the industry average.
1INTU's Price/Forward Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 22.13.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 40.72 | ||
| Fwd PE | 31.9 |
4.2 Price Multiples
1INTU's Enterprise Value to EBITDA is on the same level as the industry average.
Based on the Price/Free Cash Flow ratio, 1INTU is valued a bit cheaper than 68.32% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 35.75 | ||
| EV/EBITDA | 42.21 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1INTU does not grow enough to justify the current Price/Earnings ratio.
1INTU has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as 1INTU's earnings are expected to grow with 15.10% in the coming years.
PEG (NY)2.56
PEG (5Y)2.01
EPS Next 2Y15.34%
EPS Next 3Y15.1%
5. Dividend
5.1 Amount
With a yearly dividend of 0.72%, 1INTU is not a good candidate for dividend investing.
1INTU's Dividend Yield is a higher than the industry average which is at 1.87.
With a Dividend Yield of 0.72, 1INTU pays less dividend than the S&P500 average, which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.72% |
5.2 History
On average, the dividend of 1INTU grows each year by 13.81%, which is quite nice.
Dividend Growth(5Y)13.81%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
36.68% of the earnings are spent on dividend by 1INTU. This is a low number and sustainable payout ratio.
1INTU's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP36.68%
EPS Next 2Y15.34%
EPS Next 3Y15.1%
BIT:1INTU (5/23/2025, 7:00:00 PM)
636.4
+53.2 (+9.12%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners87.66%
Inst Owner ChangeN/A
Ins Owners0.08%
Ins Owner ChangeN/A
Market Cap177.91B
Analysts80
Price Target687.67 (8.06%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.72% |
Yearly Dividend3.39
Dividend Growth(5Y)13.81%
DP36.68%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)15.09%
Min EPS beat(2)4.19%
Max EPS beat(2)25.99%
EPS beat(4)4
Avg EPS beat(4)9.84%
Min EPS beat(4)3.41%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)11.21%
EPS beat(12)11
Avg EPS beat(12)15.11%
EPS beat(16)13
Avg EPS beat(16)14.42%
Revenue beat(2)2
Avg Revenue beat(2)2.01%
Min Revenue beat(2)1.49%
Max Revenue beat(2)2.53%
Revenue beat(4)3
Avg Revenue beat(4)1.16%
Min Revenue beat(4)-0.63%
Max Revenue beat(4)2.53%
Revenue beat(8)5
Avg Revenue beat(8)0.2%
Revenue beat(12)9
Avg Revenue beat(12)0.6%
Revenue beat(16)11
Avg Revenue beat(16)0.82%
PT rev (1m)-2.78%
PT rev (3m)-1.5%
EPS NQ rev (1m)-4.93%
EPS NQ rev (3m)-0.1%
EPS NY rev (1m)0.01%
EPS NY rev (3m)-0.27%
Revenue NQ rev (1m)0.78%
Revenue NQ rev (3m)1.78%
Revenue NY rev (1m)0.38%
Revenue NY rev (3m)0.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 40.72 | ||
| Fwd PE | 31.9 | ||
| P/S | 11.73 | ||
| P/FCF | 35.75 | ||
| P/OCF | 34.72 | ||
| P/B | 11.22 | ||
| P/tB | N/A | ||
| EV/EBITDA | 42.21 |
EPS(TTM)15.63
EY2.46%
EPS(NY)19.95
Fwd EY3.13%
FCF(TTM)17.8
FCFY2.8%
OCF(TTM)18.33
OCFY2.88%
SpS54.26
BVpS56.73
TBVpS-4.42
PEG (NY)2.56
PEG (5Y)2.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.59% | ||
| ROE | 16.92% | ||
| ROCE | 16.54% | ||
| ROIC | 13.5% | ||
| ROICexc | 15.01% | ||
| ROICexgc | 122.63% | ||
| OM | 23.62% | ||
| PM (TTM) | 17.69% | ||
| GM | 78.97% | ||
| FCFM | 32.81% |
ROA(3y)8.42%
ROA(5y)11.05%
ROE(3y)14.15%
ROE(5y)19.82%
ROIC(3y)10.72%
ROIC(5y)14.4%
ROICexc(3y)12.66%
ROICexc(5y)113.04%
ROICexgc(3y)3468.52%
ROICexgc(5y)N/A
ROCE(3y)13.13%
ROCE(5y)17.65%
ROICexcg growth 3Y-40.09%
ROICexcg growth 5YN/A
ROICexc growth 3Y-12.33%
ROICexc growth 5Y-30.74%
OM growth 3Y-3.04%
OM growth 5Y-2.84%
PM growth 3Y-5.27%
PM growth 5Y-4.54%
GM growth 3Y-1.56%
GM growth 5Y-1%
F-Score9
Asset Turnover0.54
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | 1.11 | ||
| Debt/EBITDA | 1.19 | ||
| Cap/Depr | 20.72% | ||
| Cap/Sales | 0.97% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 119.32% | ||
| Profit Quality | 185.45% | ||
| Current Ratio | 1.27 | ||
| Quick Ratio | 1.27 | ||
| Altman-Z | 10.59 |
F-Score9
WACC10.94%
ROIC/WACC1.23
Cap/Depr(3y)31.55%
Cap/Depr(5y)38.38%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.65%
Profit Quality(3y)178.1%
Profit Quality(5y)162.11%
High Growth Momentum
Growth
EPS 1Y (TTM)12.89%
EPS 3Y20.66%
EPS 5Y20.25%
EPS Q2Q%26.24%
EPS Next Y15.93%
EPS Next 2Y15.34%
EPS Next 3Y15.1%
EPS Next 5Y13.28%
Revenue 1Y (TTM)13.73%
Revenue growth 3Y19.13%
Revenue growth 5Y19.14%
Sales Q2Q%17.04%
Revenue Next Year13.39%
Revenue Next 2Y12.83%
Revenue Next 3Y12.6%
Revenue Next 5Y13.32%
EBIT growth 1Y16.8%
EBIT growth 3Y15.51%
EBIT growth 5Y15.75%
EBIT Next Year20.35%
EBIT Next 3Y16.11%
EBIT Next 5YN/A
FCF growth 1Y40.2%
FCF growth 3Y14.03%
FCF growth 5Y16.4%
OCF growth 1Y35.78%
OCF growth 3Y14.54%
OCF growth 5Y16.01%