GOLDMAN SACHS GROUP INC (1GS.MI) Stock Fundamental Analysis
BIT:1GS - Euronext Milan - US38141G1040 - Common Stock - Currency: EUR
Taking everything into account, 1GS scores 3 out of 10 in our fundamental rating. 1GS was compared to 116 industry peers in the Capital Markets industry. 1GS has a medium profitability rating, but doesn't score so well on its financial health evaluation. 1GS has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
1GS had positive earnings in the past year.
In the past year 1GS has reported a negative cash flow from operations.
1GS had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: 1GS reported negative operating cash flow in multiple years.
1.2 Ratios
1GS has a Return On Assets (0.80%) which is in line with its industry peers.
1GS's Return On Equity of 11.43% is fine compared to the rest of the industry. 1GS outperforms 67.24% of its industry peers.
With a Return On Invested Capital value of 1.02%, 1GS perfoms like the industry average, outperforming 51.72% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for 1GS is significantly below the industry average of 8.27%.
The 3 year average ROIC (0.90%) for 1GS is below the current ROIC(1.02%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.8% | ||
| ROE | 11.43% | ||
| ROIC | 1.02% |
ROA(3y)0.68%
ROA(5y)0.85%
ROE(3y)9.01%
ROE(5y)11.11%
ROIC(3y)0.9%
ROIC(5y)1.18%
1.3 Margins
Looking at the Profit Margin, with a value of 11.23%, 1GS is in line with its industry, outperforming 52.59% of the companies in the same industry.
1GS's Profit Margin has declined in the last couple of years.
1GS has a better Operating Margin (14.89%) than 61.21% of its industry peers.
In the last couple of years the Operating Margin of 1GS has declined.
1GS has a Gross Margin (37.45%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of 1GS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.89% | ||
| PM (TTM) | 11.23% | ||
| GM | 37.45% |
OM growth 3Y-29.54%
OM growth 5Y-5.46%
PM growth 3Y-31.06%
PM growth 5Y-5.81%
GM growth 3Y-24.01%
GM growth 5Y-9.99%
2. Health
2.1 Basic Checks
Compared to 1 year ago, 1GS has less shares outstanding
1GS has less shares outstanding than it did 5 years ago.
1GS has a worse debt/assets ratio than last year.
2.2 Solvency
A Debt/Equity ratio of 8.58 is on the high side and indicates that 1GS has dependencies on debt financing.
With a Debt to Equity ratio value of 8.58, 1GS is not doing good in the industry: 68.97% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.58 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
1GS has a Current Ratio of 0.29. This is a bad value and indicates that 1GS is not financially healthy enough and could expect problems in meeting its short term obligations.
1GS has a Current ratio (0.29) which is in line with its industry peers.
A Quick Ratio of 0.29 indicates that 1GS may have some problems paying its short term obligations.
1GS has a Quick ratio (0.29) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.29 | ||
| Quick Ratio | 0.29 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 68.25% over the past year.
1GS shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.07% yearly.
Looking at the last year, 1GS shows a quite strong growth in Revenue. The Revenue has grown by 9.59% in the last year.
1GS shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 18.23% yearly.
EPS 1Y (TTM)68.25%
EPS 3Y-11.93%
EPS 5Y14.07%
EPS Q2Q%21.93%
Revenue 1Y (TTM)9.59%
Revenue growth 3Y24.97%
Revenue growth 5Y18.23%
Sales Q2Q%5.97%
3.2 Future
Based on estimates for the next years, 1GS will show a small growth in Earnings Per Share. The EPS will grow by 7.88% on average per year.
1GS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.67% yearly.
EPS Next Y14.16%
EPS Next 2Y12.93%
EPS Next 3Y12.02%
EPS Next 5Y7.88%
Revenue Next Year6.56%
Revenue Next 2Y5.44%
Revenue Next 3Y4.45%
Revenue Next 5Y2.67%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 16.34 indicates a correct valuation of 1GS.
68.10% of the companies in the same industry are more expensive than 1GS, based on the Price/Earnings ratio.
1GS's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.25.
The Price/Forward Earnings ratio is 13.61, which indicates a correct valuation of 1GS.
1GS's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. 1GS is cheaper than 75.00% of the companies in the same industry.
1GS is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.80, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.34 | ||
| Fwd PE | 13.61 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, 1GS is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 18.18 |
4.3 Compensation for Growth
1GS's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
1GS's earnings are expected to grow with 12.02% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.15
PEG (5Y)1.16
EPS Next 2Y12.93%
EPS Next 3Y12.02%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.98%, 1GS has a reasonable but not impressive dividend return.
1GS's Dividend Yield is comparable with the industry average which is at 5.67.
Compared to an average S&P500 Dividend Yield of 2.34, 1GS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.98% |
5.2 History
The dividend of 1GS is nicely growing with an annual growth rate of 19.24%!
Dividend Growth(5Y)19.24%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
31.66% of the earnings are spent on dividend by 1GS. This is a low number and sustainable payout ratio.
1GS's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP31.66%
EPS Next 2Y12.93%
EPS Next 3Y12.02%
BIT:1GS (7/24/2025, 7:00:00 PM)
615.1
+81.3 (+15.23%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners73.6%
Inst Owner ChangeN/A
Ins Owners0.52%
Ins Owner ChangeN/A
Market Cap188.74B
Analysts76
Price Target538.45 (-12.46%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.98% |
Yearly Dividend12.51
Dividend Growth(5Y)19.24%
DP31.66%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.04%
Min EPS beat(2)11%
Max EPS beat(2)41.07%
EPS beat(4)4
Avg EPS beat(4)17.7%
Min EPS beat(4)0.29%
Max EPS beat(4)41.07%
EPS beat(8)6
Avg EPS beat(8)18.46%
EPS beat(12)9
Avg EPS beat(12)11.92%
EPS beat(16)12
Avg EPS beat(16)14.67%
Revenue beat(2)1
Avg Revenue beat(2)3.71%
Min Revenue beat(2)-1.25%
Max Revenue beat(2)8.67%
Revenue beat(4)2
Avg Revenue beat(4)2.78%
Min Revenue beat(4)-1.25%
Max Revenue beat(4)8.67%
Revenue beat(8)5
Avg Revenue beat(8)2.48%
Revenue beat(12)9
Avg Revenue beat(12)24.27%
Revenue beat(16)13
Avg Revenue beat(16)23.71%
PT rev (1m)-11.74%
PT rev (3m)-11.74%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-12.51%
EPS NY rev (1m)-0.13%
EPS NY rev (3m)-1.75%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.58%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)-2.18%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.34 | ||
| Fwd PE | 13.61 | ||
| P/S | 1.71 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.74 | ||
| P/tB | 1.74 | ||
| EV/EBITDA | 18.18 |
EPS(TTM)37.65
EY6.12%
EPS(NY)45.18
Fwd EY7.34%
FCF(TTM)-69.75
FCFYN/A
OCF(TTM)-63.79
OCFYN/A
SpS359.45
BVpS353.07
TBVpS353.07
PEG (NY)1.15
PEG (5Y)1.16
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.8% | ||
| ROE | 11.43% | ||
| ROCE | 2.94% | ||
| ROIC | 1.02% | ||
| ROICexc | 1.16% | ||
| ROICexgc | 1.19% | ||
| OM | 14.89% | ||
| PM (TTM) | 11.23% | ||
| GM | 37.45% | ||
| FCFM | N/A |
ROA(3y)0.68%
ROA(5y)0.85%
ROE(3y)9.01%
ROE(5y)11.11%
ROIC(3y)0.9%
ROIC(5y)1.18%
ROICexc(3y)1.1%
ROICexc(5y)1.47%
ROICexgc(3y)1.11%
ROICexgc(5y)1.48%
ROCE(3y)2.51%
ROCE(5y)3.11%
ROICexcg growth 3Y-19.38%
ROICexcg growth 5Y-1.43%
ROICexc growth 3Y-19.4%
ROICexc growth 5Y-1.39%
OM growth 3Y-29.54%
OM growth 5Y-5.46%
PM growth 3Y-31.06%
PM growth 5Y-5.81%
GM growth 3Y-24.01%
GM growth 5Y-9.99%
F-Score5
Asset Turnover0.07
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.58 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 50.5 | ||
| Cap/Depr | 92.16% | ||
| Cap/Sales | 1.66% | ||
| Interest Coverage | 0.26 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.29 | ||
| Quick Ratio | 0.29 | ||
| Altman-Z | N/A |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)95.93%
Cap/Depr(5y)170.22%
Cap/Sales(3y)3.08%
Cap/Sales(5y)5.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)68.25%
EPS 3Y-11.93%
EPS 5Y14.07%
EPS Q2Q%21.93%
EPS Next Y14.16%
EPS Next 2Y12.93%
EPS Next 3Y12.02%
EPS Next 5Y7.88%
Revenue 1Y (TTM)9.59%
Revenue growth 3Y24.97%
Revenue growth 5Y18.23%
Sales Q2Q%5.97%
Revenue Next Year6.56%
Revenue Next 2Y5.44%
Revenue Next 3Y4.45%
Revenue Next 5Y2.67%
EBIT growth 1Y48.68%
EBIT growth 3Y-11.94%
EBIT growth 5Y11.78%
EBIT Next Year1.64%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-171.52%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-159.51%
OCF growth 3YN/A
OCF growth 5YN/A