GOLDMAN SACHS GROUP INC (1GS.MI) Fundamental Analysis & Valuation

BIT:1GS • US38141G1040

Current stock price

794.6 EUR
+3 (+0.38%)
Last:

This 1GS.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. 1GS.MI Profitability Analysis

1.1 Basic Checks

  • In the past year 1GS was profitable.
  • 1GS had a negative operating cash flow in the past year.
  • In the past 5 years 1GS has always been profitable.
  • In multiple years 1GS reported negative operating cash flow during the last 5 years.
1GS.MI Yearly Net Income VS EBIT VS OCF VS FCF1GS.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B -20B -40B

1.2 Ratios

  • 1GS has a Return On Assets of 0.90%. This is comparable to the rest of the industry: 1GS outperforms 50.00% of its industry peers.
  • The Return On Equity of 1GS (13.04%) is better than 67.50% of its industry peers.
  • 1GS has a Return On Invested Capital (1.13%) which is comparable to the rest of the industry.
  • 1GS had an Average Return On Invested Capital over the past 3 years of 0.96%. This is significantly below the industry average of 8.97%.
  • The last Return On Invested Capital (1.13%) for 1GS is above the 3 year average (0.96%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 0.9%
ROE 13.04%
ROIC 1.13%
ROA(3y)0.73%
ROA(5y)0.88%
ROE(3y)10.3%
ROE(5y)11.86%
ROIC(3y)0.96%
ROIC(5y)1.13%
1GS.MI Yearly ROA, ROE, ROIC1GS.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • Looking at the Profit Margin, with a value of 13.03%, 1GS is in line with its industry, outperforming 50.83% of the companies in the same industry.
  • 1GS's Profit Margin has declined in the last couple of years.
  • 1GS has a Operating Margin (17.47%) which is in line with its industry peers.
  • 1GS's Operating Margin has declined in the last couple of years.
  • With a decent Gross Margin value of 40.20%, 1GS is doing good in the industry, outperforming 64.17% of the companies in the same industry.
  • In the last couple of years the Gross Margin of 1GS has declined.
Industry RankSector Rank
OM 17.47%
PM (TTM) 13.03%
GM 40.2%
OM growth 3Y-3.81%
OM growth 5Y-8.77%
PM growth 3Y-5.96%
PM growth 5Y-3.81%
GM growth 3Y-13.08%
GM growth 5Y-12.14%
1GS.MI Yearly Profit, Operating, Gross Margins1GS.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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2

2. 1GS.MI Health Analysis

2.1 Basic Checks

  • 1GS has less shares outstanding than it did 1 year ago.
  • 1GS has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for 1GS has been reduced compared to a year ago.
1GS.MI Yearly Shares Outstanding1GS.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
1GS.MI Yearly Total Debt VS Total Assets1GS.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500B 1T 1.5T

2.2 Solvency

  • 1GS has a Debt/Equity ratio of 8.74. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 8.74, 1GS is not doing good in the industry: 69.17% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 8.74
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
1GS.MI Yearly LT Debt VS Equity VS FCF1GS.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100B 200B

2.3 Liquidity

  • 1GS has a Current Ratio of 0.32. This is a bad value and indicates that 1GS is not financially healthy enough and could expect problems in meeting its short term obligations.
  • 1GS has a Current ratio of 0.32. This is comparable to the rest of the industry: 1GS outperforms 42.50% of its industry peers.
  • A Quick Ratio of 0.32 indicates that 1GS may have some problems paying its short term obligations.
  • The Quick ratio of 1GS (0.32) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.32
Quick Ratio 0.32
1GS.MI Yearly Current Assets VS Current Liabilites1GS.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B 1T

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5

3. 1GS.MI Growth Analysis

3.1 Past

  • 1GS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 26.49%, which is quite impressive.
  • Measured over the past years, 1GS shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.50% on average per year.
  • The Revenue has decreased by -1.38% in the past year.
  • 1GS shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 17.29% yearly.
EPS 1Y (TTM)26.49%
EPS 3Y19.49%
EPS 5Y10.5%
EPS Q2Q%17.24%
Revenue 1Y (TTM)-1.38%
Revenue growth 3Y22.11%
Revenue growth 5Y17.29%
Sales Q2Q%-2.99%

3.2 Future

  • The Earnings Per Share is expected to grow by 10.49% on average over the next years. This is quite good.
  • Based on estimates for the next years, 1GS will show a small growth in Revenue. The Revenue will grow by 3.66% on average per year.
EPS Next Y16.82%
EPS Next 2Y14.13%
EPS Next 3Y12.43%
EPS Next 5Y10.49%
Revenue Next Year9.33%
Revenue Next 2Y7.01%
Revenue Next 3Y5.14%
Revenue Next 5Y3.66%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
1GS.MI Yearly Revenue VS Estimates1GS.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B 100B
1GS.MI Yearly EPS VS Estimates1GS.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20 40 60 80 100

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4

4. 1GS.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • 1GS is valuated rather expensively with a Price/Earnings ratio of 17.90.
  • Compared to the rest of the industry, the Price/Earnings ratio of 1GS indicates a somewhat cheap valuation: 1GS is cheaper than 69.17% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.71, 1GS is valued a bit cheaper.
  • The Price/Forward Earnings ratio is 15.32, which indicates a correct valuation of 1GS.
  • Based on the Price/Forward Earnings ratio, 1GS is valued a bit cheaper than 73.33% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 38.09, 1GS is valued rather cheaply.
Industry RankSector Rank
PE 17.9
Fwd PE 15.32
1GS.MI Price Earnings VS Forward Price Earnings1GS.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, 1GS is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 18.21
1GS.MI Per share data1GS.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 100 -100 200 300

4.3 Compensation for Growth

  • 1GS's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • A more expensive valuation may be justified as 1GS's earnings are expected to grow with 12.43% in the coming years.
PEG (NY)1.06
PEG (5Y)1.7
EPS Next 2Y14.13%
EPS Next 3Y12.43%

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5

5. 1GS.MI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 2.22%, 1GS has a reasonable but not impressive dividend return.
  • 1GS's Dividend Yield is comparable with the industry average which is at 3.01.
  • Compared to an average S&P500 Dividend Yield of 1.81, 1GS pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.22%

5.2 History

  • On average, the dividend of 1GS grows each year by 20.67%, which is quite nice.
Dividend Growth(5Y)20.67%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 32.37% of the earnings are spent on dividend by 1GS. This is a low number and sustainable payout ratio.
  • The dividend of 1GS is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP32.37%
EPS Next 2Y14.13%
EPS Next 3Y12.43%
1GS.MI Yearly Income VS Free CF VS Dividend1GS.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B -20B -40B
1GS.MI Dividend Payout.1GS.MI Dividend Payout, showing the Payout Ratio.1GS.MI Dividend Payout.PayoutRetained Earnings

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1GS.MI Fundamentals: All Metrics, Ratios and Statistics

GOLDMAN SACHS GROUP INC

BIT:1GS (4/20/2026, 7:00:00 PM)

794.6

+3 (+0.38%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-19
Earnings (Next)04-13
Inst Owners75.45%
Inst Owner ChangeN/A
Ins Owners0.5%
Ins Owner ChangeN/A
Market Cap235.80B
Revenue(TTM)125.10B
Net Income(TTM)16.30B
Analysts72.5
Price Target832.47 (4.77%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.22%
Yearly Dividend14.96
Dividend Growth(5Y)20.67%
DP32.37%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.34%
Min EPS beat(2)8.14%
Max EPS beat(2)16.53%
EPS beat(4)4
Avg EPS beat(4)11.71%
Min EPS beat(4)8.14%
Max EPS beat(4)16.53%
EPS beat(8)8
Avg EPS beat(8)17.25%
EPS beat(12)10
Avg EPS beat(12)16.82%
EPS beat(16)13
Avg EPS beat(16)12.28%
Revenue beat(2)1
Avg Revenue beat(2)-0.35%
Min Revenue beat(2)-5.29%
Max Revenue beat(2)4.58%
Revenue beat(4)2
Avg Revenue beat(4)0.8%
Min Revenue beat(4)-5.29%
Max Revenue beat(4)5.15%
Revenue beat(8)5
Avg Revenue beat(8)2.8%
Revenue beat(12)8
Avg Revenue beat(12)9.75%
Revenue beat(16)12
Avg Revenue beat(16)19.58%
PT rev (1m)1.8%
PT rev (3m)20.03%
EPS NQ rev (1m)0.04%
EPS NQ rev (3m)6.38%
EPS NY rev (1m)-0.16%
EPS NY rev (3m)5.37%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.11%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)3.04%
Valuation
Industry RankSector Rank
PE 17.9
Fwd PE 15.32
P/S 2.18
P/FCF N/A
P/OCF N/A
P/B 2.18
P/tB 2.18
EV/EBITDA 18.21
EPS(TTM)44.39
EY5.59%
EPS(NY)51.86
Fwd EY6.53%
FCF(TTM)-137.7
FCFYN/A
OCF(TTM)-131.68
OCFYN/A
SpS364.83
BVpS364.54
TBVpS364.54
PEG (NY)1.06
PEG (5Y)1.7
Graham Number603.404 (-24.06%)
Profitability
Industry RankSector Rank
ROA 0.9%
ROE 13.04%
ROCE 3.11%
ROIC 1.13%
ROICexc 1.27%
ROICexgc 1.3%
OM 17.47%
PM (TTM) 13.03%
GM 40.2%
FCFM N/A
ROA(3y)0.73%
ROA(5y)0.88%
ROE(3y)10.3%
ROE(5y)11.86%
ROIC(3y)0.96%
ROIC(5y)1.13%
ROICexc(3y)1.11%
ROICexc(5y)1.39%
ROICexgc(3y)1.13%
ROICexgc(5y)1.4%
ROCE(3y)2.76%
ROCE(5y)3.09%
ROICexgc growth 3Y1.88%
ROICexgc growth 5Y-4.51%
ROICexc growth 3Y1.29%
ROICexc growth 5Y-4.9%
OM growth 3Y-3.81%
OM growth 5Y-8.77%
PM growth 3Y-5.96%
PM growth 5Y-3.81%
GM growth 3Y-13.08%
GM growth 5Y-12.14%
F-Score5
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 8.74
Debt/FCF N/A
Debt/EBITDA 45.44
Cap/Depr 94.59%
Cap/Sales 1.65%
Interest Coverage 0.33
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.32
Quick Ratio 0.32
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)76.57%
Cap/Depr(5y)122.8%
Cap/Sales(3y)1.81%
Cap/Sales(5y)3.61%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)26.49%
EPS 3Y19.49%
EPS 5Y10.5%
EPS Q2Q%17.24%
EPS Next Y16.82%
EPS Next 2Y14.13%
EPS Next 3Y12.43%
EPS Next 5Y10.49%
Revenue 1Y (TTM)-1.38%
Revenue growth 3Y22.11%
Revenue growth 5Y17.29%
Sales Q2Q%-2.99%
Revenue Next Year9.33%
Revenue Next 2Y7.01%
Revenue Next 3Y5.14%
Revenue Next 5Y3.66%
EBIT growth 1Y18.32%
EBIT growth 3Y17.45%
EBIT growth 5Y7%
EBIT Next Year-8.23%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-208.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-241.76%
OCF growth 3YN/A
OCF growth 5YN/A

GOLDMAN SACHS GROUP INC / 1GS.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of GOLDMAN SACHS GROUP INC (1GS.MI) stock?

ChartMill assigns a fundamental rating of 4 / 10 to 1GS.MI.


What is the valuation status for 1GS stock?

ChartMill assigns a valuation rating of 6 / 10 to GOLDMAN SACHS GROUP INC (1GS.MI). This can be considered as Fairly Valued.


Can you provide the profitability details for GOLDMAN SACHS GROUP INC?

GOLDMAN SACHS GROUP INC (1GS.MI) has a profitability rating of 4 / 10.


What is the valuation of GOLDMAN SACHS GROUP INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for GOLDMAN SACHS GROUP INC (1GS.MI) is 17.9 and the Price/Book (PB) ratio is 2.18.


How sustainable is the dividend of GOLDMAN SACHS GROUP INC (1GS.MI) stock?

The dividend rating of GOLDMAN SACHS GROUP INC (1GS.MI) is 4 / 10 and the dividend payout ratio is 32.37%.