GOLDMAN SACHS GROUP INC (1GS.MI) Stock Fundamental Analysis
BIT:1GS - Euronext Milan - US38141G1040 - Common Stock - Currency: EUR
Taking everything into account, 1GS scores 4 out of 10 in our fundamental rating. 1GS was compared to 114 industry peers in the Capital Markets industry. 1GS has a medium profitability rating, but doesn't score so well on its financial health evaluation. 1GS has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year 1GS was profitable.
In the past year 1GS has reported a negative cash flow from operations.
Each year in the past 5 years 1GS has been profitable.
In multiple years 1GS reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of 1GS (0.80%) is comparable to the rest of the industry.
1GS has a Return On Equity of 11.43%. This is in the better half of the industry: 1GS outperforms 64.91% of its industry peers.
1GS has a Return On Invested Capital (1.02%) which is in line with its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for 1GS is significantly below the industry average of 8.01%.
The 3 year average ROIC (0.90%) for 1GS is below the current ROIC(1.02%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.8% | ||
| ROE | 11.43% | ||
| ROIC | 1.02% |
ROA(3y)0.68%
ROA(5y)0.85%
ROE(3y)9.01%
ROE(5y)11.11%
ROIC(3y)0.9%
ROIC(5y)1.18%
1.3 Margins
The Profit Margin of 1GS (11.23%) is comparable to the rest of the industry.
1GS's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 14.89%, 1GS is in the better half of the industry, outperforming 61.40% of the companies in the same industry.
In the last couple of years the Operating Margin of 1GS has declined.
1GS has a Gross Margin (37.45%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of 1GS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.89% | ||
| PM (TTM) | 11.23% | ||
| GM | 37.45% |
OM growth 3Y-29.54%
OM growth 5Y-5.46%
PM growth 3Y-31.06%
PM growth 5Y-5.81%
GM growth 3Y-24.01%
GM growth 5Y-9.99%
2. Health
2.1 Basic Checks
1GS has less shares outstanding than it did 1 year ago.
The number of shares outstanding for 1GS has been reduced compared to 5 years ago.
1GS has a worse debt/assets ratio than last year.
2.2 Solvency
A Debt/Equity ratio of 8.58 is on the high side and indicates that 1GS has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 8.58, 1GS is doing worse than 68.42% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.58 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.29 indicates that 1GS may have some problems paying its short term obligations.
1GS's Current ratio of 0.29 is in line compared to the rest of the industry. 1GS outperforms 44.74% of its industry peers.
A Quick Ratio of 0.29 indicates that 1GS may have some problems paying its short term obligations.
1GS's Quick ratio of 0.29 is in line compared to the rest of the industry. 1GS outperforms 44.74% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.29 | ||
| Quick Ratio | 0.29 |
3. Growth
3.1 Past
1GS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 68.25%, which is quite impressive.
The Earnings Per Share has been growing by 14.07% on average over the past years. This is quite good.
Looking at the last year, 1GS shows a quite strong growth in Revenue. The Revenue has grown by 9.59% in the last year.
1GS shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 18.23% yearly.
EPS 1Y (TTM)68.25%
EPS 3Y-11.93%
EPS 5Y14.07%
EPS Q2Q%21.93%
Revenue 1Y (TTM)9.59%
Revenue growth 3Y24.97%
Revenue growth 5Y18.23%
Sales Q2Q%5.97%
3.2 Future
Based on estimates for the next years, 1GS will show a small growth in Earnings Per Share. The EPS will grow by 7.88% on average per year.
Based on estimates for the next years, 1GS will show a small growth in Revenue. The Revenue will grow by 2.67% on average per year.
EPS Next Y14.16%
EPS Next 2Y12.93%
EPS Next 3Y12.02%
EPS Next 5Y7.88%
Revenue Next Year6.56%
Revenue Next 2Y5.44%
Revenue Next 3Y4.45%
Revenue Next 5Y2.67%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 14.05 indicates a correct valuation of 1GS.
Based on the Price/Earnings ratio, 1GS is valued a bit cheaper than 70.18% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.25. 1GS is valued slightly cheaper when compared to this.
With a Price/Forward Earnings ratio of 11.70, the valuation of 1GS can be described as very reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of 1GS indicates a somewhat cheap valuation: 1GS is cheaper than 77.19% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.15. 1GS is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.05 | ||
| Fwd PE | 11.7 |
4.2 Price Multiples
1GS's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. 1GS is cheaper than 75.44% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 16.74 |
4.3 Compensation for Growth
1GS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as 1GS's earnings are expected to grow with 12.02% in the coming years.
PEG (NY)0.99
PEG (5Y)1
EPS Next 2Y12.93%
EPS Next 3Y12.02%
5. Dividend
5.1 Amount
1GS has a Yearly Dividend Yield of 1.98%. Purely for dividend investing, there may be better candidates out there.
1GS's Dividend Yield is comparable with the industry average which is at 5.92.
Compared to an average S&P500 Dividend Yield of 2.38, 1GS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.98% |
5.2 History
The dividend of 1GS is nicely growing with an annual growth rate of 19.24%!
Dividend Growth(5Y)19.24%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1GS pays out 31.66% of its income as dividend. This is a sustainable payout ratio.
The dividend of 1GS is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP31.66%
EPS Next 2Y12.93%
EPS Next 3Y12.02%
BIT:1GS (5/19/2025, 7:00:00 PM)
533.8
-5.1 (-0.95%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners73.6%
Inst Owner ChangeN/A
Ins Owners0.52%
Ins Owner ChangeN/A
Market Cap163.79B
Analysts76
Price Target538.45 (0.87%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.98% |
Yearly Dividend12.51
Dividend Growth(5Y)19.24%
DP31.66%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.04%
Min EPS beat(2)11%
Max EPS beat(2)41.07%
EPS beat(4)4
Avg EPS beat(4)17.7%
Min EPS beat(4)0.29%
Max EPS beat(4)41.07%
EPS beat(8)6
Avg EPS beat(8)18.46%
EPS beat(12)9
Avg EPS beat(12)11.92%
EPS beat(16)12
Avg EPS beat(16)14.67%
Revenue beat(2)1
Avg Revenue beat(2)3.71%
Min Revenue beat(2)-1.25%
Max Revenue beat(2)8.67%
Revenue beat(4)2
Avg Revenue beat(4)2.78%
Min Revenue beat(4)-1.25%
Max Revenue beat(4)8.67%
Revenue beat(8)5
Avg Revenue beat(8)2.48%
Revenue beat(12)9
Avg Revenue beat(12)24.27%
Revenue beat(16)13
Avg Revenue beat(16)23.71%
PT rev (1m)-11.74%
PT rev (3m)-11.74%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-12.51%
EPS NY rev (1m)-0.13%
EPS NY rev (3m)-1.75%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.58%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)-2.18%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.05 | ||
| Fwd PE | 11.7 | ||
| P/S | 1.47 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.5 | ||
| P/tB | 1.5 | ||
| EV/EBITDA | 16.74 |
EPS(TTM)38
EY7.12%
EPS(NY)45.61
Fwd EY8.54%
FCF(TTM)-70.41
FCFYN/A
OCF(TTM)-64.39
OCFYN/A
SpS362.84
BVpS356.4
TBVpS356.4
PEG (NY)0.99
PEG (5Y)1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.8% | ||
| ROE | 11.43% | ||
| ROCE | 2.94% | ||
| ROIC | 1.02% | ||
| ROICexc | 1.16% | ||
| ROICexgc | 1.19% | ||
| OM | 14.89% | ||
| PM (TTM) | 11.23% | ||
| GM | 37.45% | ||
| FCFM | N/A |
ROA(3y)0.68%
ROA(5y)0.85%
ROE(3y)9.01%
ROE(5y)11.11%
ROIC(3y)0.9%
ROIC(5y)1.18%
ROICexc(3y)1.1%
ROICexc(5y)1.47%
ROICexgc(3y)1.11%
ROICexgc(5y)1.48%
ROCE(3y)2.51%
ROCE(5y)3.11%
ROICexcg growth 3Y-19.38%
ROICexcg growth 5Y-1.43%
ROICexc growth 3Y-19.4%
ROICexc growth 5Y-1.39%
OM growth 3Y-29.54%
OM growth 5Y-5.46%
PM growth 3Y-31.06%
PM growth 5Y-5.81%
GM growth 3Y-24.01%
GM growth 5Y-9.99%
F-Score5
Asset Turnover0.07
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.58 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 50.5 | ||
| Cap/Depr | 92.16% | ||
| Cap/Sales | 1.66% | ||
| Interest Coverage | 0.26 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.29 | ||
| Quick Ratio | 0.29 | ||
| Altman-Z | N/A |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)95.93%
Cap/Depr(5y)170.22%
Cap/Sales(3y)3.08%
Cap/Sales(5y)5.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)68.25%
EPS 3Y-11.93%
EPS 5Y14.07%
EPS Q2Q%21.93%
EPS Next Y14.16%
EPS Next 2Y12.93%
EPS Next 3Y12.02%
EPS Next 5Y7.88%
Revenue 1Y (TTM)9.59%
Revenue growth 3Y24.97%
Revenue growth 5Y18.23%
Sales Q2Q%5.97%
Revenue Next Year6.56%
Revenue Next 2Y5.44%
Revenue Next 3Y4.45%
Revenue Next 5Y2.67%
EBIT growth 1Y48.68%
EBIT growth 3Y-11.94%
EBIT growth 5Y11.78%
EBIT Next Year1.64%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-171.52%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-159.51%
OCF growth 3YN/A
OCF growth 5YN/A