GOLDMAN SACHS GROUP INC (1GS.MI) Stock Fundamental Analysis

BIT:1GS • US38141G1040

791.6 EUR
-29.3 (-3.57%)
Last: Feb 10, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to 1GS. 1GS was compared to 121 industry peers in the Capital Markets industry. 1GS has a medium profitability rating, but doesn't score so well on its financial health evaluation. 1GS has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year 1GS was profitable.
  • In the past year 1GS had a positive cash flow from operations.
  • Each year in the past 5 years 1GS has been profitable.
  • In multiple years 1GS reported negative operating cash flow during the last 5 years.
1GS.MI Yearly Net Income VS EBIT VS OCF VS FCF1GS.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B -10B 20B -20B

1.2 Ratios

  • 1GS's Return On Assets of 0.88% is in line compared to the rest of the industry. 1GS outperforms 49.17% of its industry peers.
  • With a decent Return On Equity value of 12.73%, 1GS is doing good in the industry, outperforming 66.67% of the companies in the same industry.
  • 1GS's Return On Invested Capital of 1.15% is in line compared to the rest of the industry. 1GS outperforms 52.50% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for 1GS is significantly below the industry average of 8.77%.
  • The last Return On Invested Capital (1.15%) for 1GS is above the 3 year average (0.96%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 0.88%
ROE 12.73%
ROIC 1.15%
ROA(3y)0.73%
ROA(5y)0.88%
ROE(3y)10.3%
ROE(5y)11.86%
ROIC(3y)0.96%
ROIC(5y)1.13%
1GS.MI Yearly ROA, ROE, ROIC1GS.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • 1GS has a Profit Margin (12.45%) which is in line with its industry peers.
  • 1GS's Profit Margin has declined in the last couple of years.
  • The Operating Margin of 1GS (16.70%) is comparable to the rest of the industry.
  • 1GS's Operating Margin has declined in the last couple of years.
  • 1GS has a Gross Margin (40.13%) which is comparable to the rest of the industry.
  • In the last couple of years the Gross Margin of 1GS has declined.
Industry RankSector Rank
OM 16.7%
PM (TTM) 12.45%
GM 40.13%
OM growth 3Y-3.81%
OM growth 5Y-8.77%
PM growth 3Y-5.96%
PM growth 5Y-3.81%
GM growth 3Y-13.08%
GM growth 5Y-12.14%
1GS.MI Yearly Profit, Operating, Gross Margins1GS.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • The number of shares outstanding for 1GS has been reduced compared to 1 year ago.
  • The number of shares outstanding for 1GS has been reduced compared to 5 years ago.
  • 1GS has a better debt/assets ratio than last year.
1GS.MI Yearly Shares Outstanding1GS.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
1GS.MI Yearly Total Debt VS Total Assets1GS.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500B 1T 1.5T

2.2 Solvency

  • Based on the Altman-Z score of -0.19, we must say that 1GS is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of -0.19, 1GS is in line with its industry, outperforming 44.17% of the companies in the same industry.
  • 1GS has a debt to FCF ratio of 72.28. This is a negative value and a sign of low solvency as 1GS would need 72.28 years to pay back of all of its debts.
  • 1GS has a better Debt to FCF ratio (72.28) than 60.83% of its industry peers.
  • 1GS has a Debt/Equity ratio of 8.47. This is a high value indicating a heavy dependency on external financing.
  • 1GS has a Debt to Equity ratio of 8.47. This is in the lower half of the industry: 1GS underperforms 70.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 8.47
Debt/FCF 72.28
Altman-Z -0.19
ROIC/WACCN/A
WACCN/A
1GS.MI Yearly LT Debt VS Equity VS FCF1GS.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100B 200B

2.3 Liquidity

  • A Current Ratio of 0.31 indicates that 1GS may have some problems paying its short term obligations.
  • 1GS has a Current ratio of 0.31. This is comparable to the rest of the industry: 1GS outperforms 42.50% of its industry peers.
  • A Quick Ratio of 0.31 indicates that 1GS may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.31, 1GS is in line with its industry, outperforming 42.50% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.31
Quick Ratio 0.31
1GS.MI Yearly Current Assets VS Current Liabilites1GS.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B 1T

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • 1GS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 26.49%, which is quite impressive.
  • 1GS shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.50% yearly.
  • The Revenue has decreased by -1.38% in the past year.
  • 1GS shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 17.29% yearly.
EPS 1Y (TTM)26.49%
EPS 3Y19.49%
EPS 5Y10.5%
EPS Q2Q%17.24%
Revenue 1Y (TTM)-1.38%
Revenue growth 3Y22.11%
Revenue growth 5Y17.29%
Sales Q2Q%-2.99%

3.2 Future

  • The Earnings Per Share is expected to grow by 9.65% on average over the next years. This is quite good.
  • 1GS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.56% yearly.
EPS Next Y14.5%
EPS Next 2Y13.25%
EPS Next 3Y12.07%
EPS Next 5Y9.65%
Revenue Next Year9.28%
Revenue Next 2Y7.01%
Revenue Next 3Y4.97%
Revenue Next 5Y2.56%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
1GS.MI Yearly Revenue VS Estimates1GS.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B 100B
1GS.MI Yearly EPS VS Estimates1GS.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20 40 60 80 100

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5

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 18.14 indicates a rather expensive valuation of 1GS.
  • 65.00% of the companies in the same industry are more expensive than 1GS, based on the Price/Earnings ratio.
  • 1GS is valuated rather cheaply when we compare the Price/Earnings ratio to 26.99, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 15.84, 1GS is valued correctly.
  • 1GS's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. 1GS is cheaper than 72.50% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, 1GS is valued a bit cheaper.
Industry RankSector Rank
PE 18.14
Fwd PE 15.84
1GS.MI Price Earnings VS Forward Price Earnings1GS.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of 1GS indicates a somewhat cheap valuation: 1GS is cheaper than 65.00% of the companies listed in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1GS indicates a somewhat cheap valuation: 1GS is cheaper than 80.00% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 17.7
EV/EBITDA 20.56
1GS.MI Per share data1GS.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • 1GS's earnings are expected to grow with 12.07% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.25
PEG (5Y)1.73
EPS Next 2Y13.25%
EPS Next 3Y12.07%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • 1GS has a Yearly Dividend Yield of 1.99%.
  • 1GS's Dividend Yield is comparable with the industry average which is at 3.07.
  • Compared to an average S&P500 Dividend Yield of 1.81, 1GS has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 1.99%

5.2 History

  • On average, the dividend of 1GS grows each year by 19.24%, which is quite nice.
Dividend Growth(5Y)19.24%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 31.36% of the earnings are spent on dividend by 1GS. This is a low number and sustainable payout ratio.
  • 1GS's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP31.36%
EPS Next 2Y13.25%
EPS Next 3Y12.07%
1GS.MI Yearly Income VS Free CF VS Dividend1GS.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B -10B 20B -20B
1GS.MI Dividend Payout.1GS.MI Dividend Payout, showing the Payout Ratio.1GS.MI Dividend Payout.PayoutRetained Earnings

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GOLDMAN SACHS GROUP INC

BIT:1GS (2/10/2026, 7:00:00 PM)

791.6

-29.3 (-3.57%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-19
Earnings (Next)04-13
Inst Owners74.56%
Inst Owner ChangeN/A
Ins Owners0.52%
Ins Owner ChangeN/A
Market Cap237.42B
Revenue(TTM)125.10B
Net Income(TTM)15.84B
Analysts72.5
Price Target817.71 (3.3%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.99%
Yearly Dividend12.06
Dividend Growth(5Y)19.24%
DP31.36%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.66%
Min EPS beat(2)8.14%
Max EPS beat(2)11.18%
EPS beat(4)4
Avg EPS beat(4)17.85%
Min EPS beat(4)8.14%
Max EPS beat(4)41.07%
EPS beat(8)8
Avg EPS beat(8)21.62%
EPS beat(12)9
Avg EPS beat(12)12.01%
EPS beat(16)12
Avg EPS beat(16)10.57%
Revenue beat(2)2
Avg Revenue beat(2)4.86%
Min Revenue beat(2)4.58%
Max Revenue beat(2)5.15%
Revenue beat(4)3
Avg Revenue beat(4)4.29%
Min Revenue beat(4)-1.25%
Max Revenue beat(4)8.67%
Revenue beat(8)6
Avg Revenue beat(8)3.68%
Revenue beat(12)9
Avg Revenue beat(12)17.49%
Revenue beat(16)13
Avg Revenue beat(16)20.62%
PT rev (1m)9.01%
PT rev (3m)19.77%
EPS NQ rev (1m)1.03%
EPS NQ rev (3m)4.91%
EPS NY rev (1m)3.27%
EPS NY rev (3m)8.99%
Revenue NQ rev (1m)-3.9%
Revenue NQ rev (3m)0.79%
Revenue NY rev (1m)2.78%
Revenue NY rev (3m)6.94%
Valuation
Industry RankSector Rank
PE 18.14
Fwd PE 15.84
P/S 2.19
P/FCF 17.7
P/OCF 15.6
P/B 2.24
P/tB 2.37
EV/EBITDA 20.56
EPS(TTM)43.64
EY5.51%
EPS(NY)49.97
Fwd EY6.31%
FCF(TTM)44.73
FCFY5.65%
OCF(TTM)50.75
OCFY6.41%
SpS360.88
BVpS352.91
TBVpS333.58
PEG (NY)1.25
PEG (5Y)1.73
Graham Number588.66
Profitability
Industry RankSector Rank
ROA 0.88%
ROE 12.73%
ROCE 3.16%
ROIC 1.15%
ROICexc 1.31%
ROICexgc 1.31%
OM 16.7%
PM (TTM) 12.45%
GM 40.13%
FCFM 12.4%
ROA(3y)0.73%
ROA(5y)0.88%
ROE(3y)10.3%
ROE(5y)11.86%
ROIC(3y)0.96%
ROIC(5y)1.13%
ROICexc(3y)1.11%
ROICexc(5y)1.39%
ROICexgc(3y)1.13%
ROICexgc(5y)1.4%
ROCE(3y)2.76%
ROCE(5y)3.09%
ROICexgc growth 3Y1.88%
ROICexgc growth 5Y-4.51%
ROICexc growth 3Y1.29%
ROICexc growth 5Y-4.9%
OM growth 3Y-3.81%
OM growth 5Y-8.77%
PM growth 3Y-5.96%
PM growth 5Y-3.81%
GM growth 3Y-13.08%
GM growth 5Y-12.14%
F-Score7
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 8.47
Debt/FCF 72.28
Debt/EBITDA 45.04
Cap/Depr 98.42%
Cap/Sales 1.67%
Interest Coverage 0.31
Cash Conversion 76.45%
Profit Quality 99.56%
Current Ratio 0.31
Quick Ratio 0.31
Altman-Z -0.19
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)26.49%
EPS 3Y19.49%
EPS 5Y10.5%
EPS Q2Q%17.24%
EPS Next Y14.5%
EPS Next 2Y13.25%
EPS Next 3Y12.07%
EPS Next 5Y9.65%
Revenue 1Y (TTM)-1.38%
Revenue growth 3Y22.11%
Revenue growth 5Y17.29%
Sales Q2Q%-2.99%
Revenue Next Year9.28%
Revenue Next 2Y7.01%
Revenue Next 3Y4.97%
Revenue Next 5Y2.56%
EBIT growth 1Y32.76%
EBIT growth 3Y17.45%
EBIT growth 5Y7%
EBIT Next Year-8.23%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y117.45%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y120.25%
OCF growth 3YN/A
OCF growth 5YN/A

GOLDMAN SACHS GROUP INC / 1GS.MI FAQ

What is the ChartMill fundamental rating of GOLDMAN SACHS GROUP INC (1GS.MI) stock?

ChartMill assigns a fundamental rating of 4 / 10 to 1GS.MI.


What is the valuation status for 1GS stock?

ChartMill assigns a valuation rating of 5 / 10 to GOLDMAN SACHS GROUP INC (1GS.MI). This can be considered as Fairly Valued.


How profitable is GOLDMAN SACHS GROUP INC (1GS.MI) stock?

GOLDMAN SACHS GROUP INC (1GS.MI) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for 1GS stock?

The Price/Earnings (PE) ratio for GOLDMAN SACHS GROUP INC (1GS.MI) is 18.14 and the Price/Book (PB) ratio is 2.24.


What is the financial health of GOLDMAN SACHS GROUP INC (1GS.MI) stock?

The financial health rating of GOLDMAN SACHS GROUP INC (1GS.MI) is 3 / 10.