SOCIETE GENERALE SA (1GLE.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1GLE - FR0000130809 - Common Stock
70.24 EUR
+0.24 (+0.34%)
Overall 1GLE gets a fundamental rating of 3 out of 10. We evaluated 1GLE against 111 industry peers in the Banks industry. Both the profitability and financial health of 1GLE have multiple concerns. 1GLE has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year 1GLE was profitable.
- 1GLE had a negative operating cash flow in the past year.
- Of the past 5 years 1GLE 4 years were profitable.
- 1GLE had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- 1GLE has a Return On Assets of 0.47%. This is in the lower half of the industry: 1GLE underperforms 70.34% of its industry peers.
- 1GLE's Return On Equity of 10.75% is in line compared to the rest of the industry. 1GLE outperforms 50.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.47% | ||
| ROE | 10.75% | ||
| ROIC | N/A |
ROA(3y)0.14%
ROA(5y)0.14%
ROE(3y)3.14%
ROE(5y)3.15%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a Profit Margin value of 9.37%, 1GLE is not doing good in the industry: 87.29% of the companies in the same industry are doing better.
- 1GLE's Profit Margin has declined in the last couple of years.
- The Operating Margin and Gross Margin are not available for 1GLE so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 9.37% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.74%
PM growth 5Y-3.66%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- 1GLE does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, 1GLE has about the same amount of shares outstanding.
- 1GLE has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for 1GLE is higher compared to a year ago.
2.2 Solvency
- 1GLE has a Debt/Equity ratio of 1.09. This is a high value indicating a heavy dependency on external financing.
- With a decent Debt to Equity ratio value of 1.09, 1GLE is doing good in the industry, outperforming 70.34% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.09 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.62%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- 1GLE shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 74.58%, which is quite impressive.
- 1GLE shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 7.46% yearly.
- Looking at the last year, 1GLE shows a small growth in Revenue. The Revenue has grown by 5.57% in the last year.
- The Revenue has been growing by 10.58% on average over the past years. This is quite good.
EPS 1Y (TTM)74.58%
EPS 3Y-11.71%
EPS 5Y7.46%
EPS Q2Q%19.21%
Revenue 1Y (TTM)5.57%
Revenue growth 3Y15.81%
Revenue growth 5Y10.58%
Sales Q2Q%-2.66%
3.2 Future
- 1GLE is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.65% yearly.
- 1GLE is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.02% yearly.
EPS Next Y48.87%
EPS Next 2Y31.12%
EPS Next 3Y26.45%
EPS Next 5Y8.65%
Revenue Next Year2.27%
Revenue Next 2Y2.41%
Revenue Next 3Y2.75%
Revenue Next 5Y3.02%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 11.24 indicates a reasonable valuation of 1GLE.
- Compared to the rest of the industry, the Price/Earnings ratio of 1GLE indicates a somewhat cheap valuation: 1GLE is cheaper than 61.02% of the companies listed in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.38. 1GLE is valued rather cheaply when compared to this.
- With a Price/Forward Earnings ratio of 9.35, the valuation of 1GLE can be described as very reasonable.
- Based on the Price/Forward Earnings ratio, 1GLE is valued cheaper than 88.98% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.29. 1GLE is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.24 | ||
| Fwd PE | 9.35 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- 1GLE's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as 1GLE's earnings are expected to grow with 26.45% in the coming years.
PEG (NY)0.23
PEG (5Y)1.51
EPS Next 2Y31.12%
EPS Next 3Y26.45%
5. Dividend
5.1 Amount
- 1GLE does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
BIT:1GLE (1/5/2026, 7:00:00 PM)
70.24
+0.24 (+0.34%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-08 2026-01-08/bmo
Earnings (Next)02-06 2026-02-06/amc
Inst Owners47.13%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap53.87B
Revenue(TTM)78.21B
Net Income(TTM)7.34B
Analysts80.77
Price Target67.15 (-4.4%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0.9
Dividend Growth(5Y)-16.56%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.91%
Min EPS beat(2)13.7%
Max EPS beat(2)16.12%
EPS beat(4)4
Avg EPS beat(4)13.05%
Min EPS beat(4)8.57%
Max EPS beat(4)16.12%
EPS beat(8)5
Avg EPS beat(8)-0.08%
EPS beat(12)8
Avg EPS beat(12)8.46%
EPS beat(16)12
Avg EPS beat(16)28.39%
Revenue beat(2)2
Avg Revenue beat(2)0.55%
Min Revenue beat(2)0.31%
Max Revenue beat(2)0.78%
Revenue beat(4)4
Avg Revenue beat(4)1.5%
Min Revenue beat(4)0.31%
Max Revenue beat(4)2.8%
Revenue beat(8)6
Avg Revenue beat(8)0.44%
Revenue beat(12)9
Avg Revenue beat(12)46.85%
Revenue beat(16)13
Avg Revenue beat(16)69.05%
PT rev (1m)4.45%
PT rev (3m)8.54%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.39%
EPS NY rev (1m)0.41%
EPS NY rev (3m)4.51%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.05%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)0.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.24 | ||
| Fwd PE | 9.35 | ||
| P/S | 0.69 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.79 | ||
| P/tB | 0.85 | ||
| EV/EBITDA | N/A |
EPS(TTM)6.25
EY8.9%
EPS(NY)7.51
Fwd EY10.7%
FCF(TTM)-61.1
FCFYN/A
OCF(TTM)-47.95
OCFYN/A
SpS102.16
BVpS89.05
TBVpS82.42
PEG (NY)0.23
PEG (5Y)1.51
Graham Number111.91
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.47% | ||
| ROE | 10.75% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 9.37% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.14%
ROA(5y)0.14%
ROE(3y)3.14%
ROE(5y)3.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.74%
PM growth 5Y-3.66%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.09 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 93.98% | ||
| Cap/Sales | 12.87% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC5.62%
ROIC/WACCN/A
Cap/Depr(3y)148.86%
Cap/Depr(5y)134.31%
Cap/Sales(3y)21.21%
Cap/Sales(5y)19.05%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)74.58%
EPS 3Y-11.71%
EPS 5Y7.46%
EPS Q2Q%19.21%
EPS Next Y48.87%
EPS Next 2Y31.12%
EPS Next 3Y26.45%
EPS Next 5Y8.65%
Revenue 1Y (TTM)5.57%
Revenue growth 3Y15.81%
Revenue growth 5Y10.58%
Sales Q2Q%-2.66%
Revenue Next Year2.27%
Revenue Next 2Y2.41%
Revenue Next 3Y2.75%
Revenue Next 5Y3.02%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-201.85%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-167.82%
OCF growth 3YN/A
OCF growth 5YN/A
SOCIETE GENERALE SA / 1GLE.MI FAQ
What is the ChartMill fundamental rating of SOCIETE GENERALE SA (1GLE.MI) stock?
ChartMill assigns a fundamental rating of 3 / 10 to 1GLE.MI.
Can you provide the valuation status for SOCIETE GENERALE SA?
ChartMill assigns a valuation rating of 6 / 10 to SOCIETE GENERALE SA (1GLE.MI). This can be considered as Fairly Valued.
What is the profitability of 1GLE stock?
SOCIETE GENERALE SA (1GLE.MI) has a profitability rating of 2 / 10.
What are the PE and PB ratios of SOCIETE GENERALE SA (1GLE.MI) stock?
The Price/Earnings (PE) ratio for SOCIETE GENERALE SA (1GLE.MI) is 11.24 and the Price/Book (PB) ratio is 0.79.
What is the earnings growth outlook for SOCIETE GENERALE SA?
The Earnings per Share (EPS) of SOCIETE GENERALE SA (1GLE.MI) is expected to grow by 48.87% in the next year.