SOCIETE GENERALE SA (1GLE.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1GLE - FR0000130809 - Common Stock
70 EUR
+9.64 (+15.97%)
Overall 1GLE gets a fundamental rating of 3 out of 10. We evaluated 1GLE against 114 industry peers in the Banks industry. 1GLE has a bad profitability rating. Also its financial health evaluation is rather negative. 1GLE is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
1GLE had positive earnings in the past year.
In the past year 1GLE has reported a negative cash flow from operations.
Of the past 5 years 1GLE 4 years were profitable.
1GLE had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
1GLE has a Return On Assets of 0.47%. This is in the lower half of the industry: 1GLE underperforms 70.18% of its industry peers.
The Return On Equity of 1GLE (10.75%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.47% | ||
| ROE | 10.75% | ||
| ROIC | N/A |
ROA(3y)0.14%
ROA(5y)0.14%
ROE(3y)3.14%
ROE(5y)3.15%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
1GLE has a worse Profit Margin (9.37%) than 86.84% of its industry peers.
1GLE's Profit Margin has declined in the last couple of years.
1GLE does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 9.37% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.74%
PM growth 5Y-3.66%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
1GLE does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, 1GLE has about the same amount of shares outstanding.
The number of shares outstanding for 1GLE has been reduced compared to 5 years ago.
Compared to 1 year ago, 1GLE has a worse debt to assets ratio.
2.2 Solvency
1GLE has a Debt/Equity ratio of 1.09. This is a high value indicating a heavy dependency on external financing.
1GLE has a better Debt to Equity ratio (1.09) than 73.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.09 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.68%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 74.58% over the past year.
Measured over the past 5 years, 1GLE shows a small growth in Earnings Per Share. The EPS has been growing by 7.46% on average per year.
The Revenue has grown by 14.46% in the past year. This is quite good.
The Revenue has been growing by 10.58% on average over the past years. This is quite good.
EPS 1Y (TTM)74.58%
EPS 3Y-11.71%
EPS 5Y7.46%
EPS Q2Q%19.21%
Revenue 1Y (TTM)14.46%
Revenue growth 3Y15.81%
Revenue growth 5Y10.58%
Sales Q2Q%-2.66%
3.2 Future
Based on estimates for the next years, 1GLE will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.91% on average per year.
The Revenue is expected to grow by 3.02% on average over the next years.
EPS Next Y48.27%
EPS Next 2Y30.81%
EPS Next 3Y26.07%
EPS Next 5Y8.91%
Revenue Next Year2.25%
Revenue Next 2Y2.41%
Revenue Next 3Y2.76%
Revenue Next 5Y3.02%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.20 indicates a reasonable valuation of 1GLE.
1GLE's Price/Earnings ratio is a bit cheaper when compared to the industry. 1GLE is cheaper than 66.67% of the companies in the same industry.
When comparing the Price/Earnings ratio of 1GLE to the average of the S&P500 Index (26.60), we can say 1GLE is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 9.36, the valuation of 1GLE can be described as reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of 1GLE indicates a rather cheap valuation: 1GLE is cheaper than 86.84% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.23, 1GLE is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.2 | ||
| Fwd PE | 9.36 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as 1GLE's earnings are expected to grow with 26.07% in the coming years.
PEG (NY)0.23
PEG (5Y)1.5
EPS Next 2Y30.81%
EPS Next 3Y26.07%
5. Dividend
5.1 Amount
1GLE does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
BIT:1GLE (1/2/2026, 7:00:00 PM)
70
+9.64 (+15.97%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners46.54%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap53.68B
Revenue(TTM)63.28B
Net Income(TTM)7.34B
Analysts80
Price Target64.29 (-8.16%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0.9
Dividend Growth(5Y)-16.46%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.91%
Min EPS beat(2)13.7%
Max EPS beat(2)16.12%
EPS beat(4)4
Avg EPS beat(4)13.05%
Min EPS beat(4)8.57%
Max EPS beat(4)16.12%
EPS beat(8)5
Avg EPS beat(8)-0.08%
EPS beat(12)8
Avg EPS beat(12)8.46%
EPS beat(16)12
Avg EPS beat(16)28.39%
Revenue beat(2)2
Avg Revenue beat(2)0.55%
Min Revenue beat(2)0.31%
Max Revenue beat(2)0.78%
Revenue beat(4)4
Avg Revenue beat(4)1.5%
Min Revenue beat(4)0.31%
Max Revenue beat(4)2.8%
Revenue beat(8)6
Avg Revenue beat(8)0.44%
Revenue beat(12)9
Avg Revenue beat(12)46.85%
Revenue beat(16)13
Avg Revenue beat(16)69.05%
PT rev (1m)3.88%
PT rev (3m)6.69%
EPS NQ rev (1m)1.21%
EPS NQ rev (3m)0.39%
EPS NY rev (1m)4.08%
EPS NY rev (3m)4.47%
Revenue NQ rev (1m)-0.4%
Revenue NQ rev (3m)-0.05%
Revenue NY rev (1m)0.15%
Revenue NY rev (3m)0.27%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.2 | ||
| Fwd PE | 9.36 | ||
| P/S | 0.69 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.79 | ||
| P/tB | 0.85 | ||
| EV/EBITDA | N/A |
EPS(TTM)6.25
EY8.93%
EPS(NY)7.48
Fwd EY10.68%
FCF(TTM)-61.1
FCFYN/A
OCF(TTM)-47.95
OCFYN/A
SpS102.16
BVpS89.05
TBVpS82.42
PEG (NY)0.23
PEG (5Y)1.5
Graham Number111.91
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.47% | ||
| ROE | 10.75% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 9.37% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.14%
ROA(5y)0.14%
ROE(3y)3.14%
ROE(5y)3.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.74%
PM growth 5Y-3.66%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.09 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 93.98% | ||
| Cap/Sales | 12.87% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC5.68%
ROIC/WACCN/A
Cap/Depr(3y)148.86%
Cap/Depr(5y)134.31%
Cap/Sales(3y)21.21%
Cap/Sales(5y)19.05%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)74.58%
EPS 3Y-11.71%
EPS 5Y7.46%
EPS Q2Q%19.21%
EPS Next Y48.27%
EPS Next 2Y30.81%
EPS Next 3Y26.07%
EPS Next 5Y8.91%
Revenue 1Y (TTM)14.46%
Revenue growth 3Y15.81%
Revenue growth 5Y10.58%
Sales Q2Q%-2.66%
Revenue Next Year2.25%
Revenue Next 2Y2.41%
Revenue Next 3Y2.76%
Revenue Next 5Y3.02%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-201.85%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-167.82%
OCF growth 3YN/A
OCF growth 5YN/A
SOCIETE GENERALE SA / 1GLE.MI FAQ
What is the ChartMill fundamental rating of SOCIETE GENERALE SA (1GLE.MI) stock?
ChartMill assigns a fundamental rating of 3 / 10 to 1GLE.MI.
Can you provide the valuation status for SOCIETE GENERALE SA?
ChartMill assigns a valuation rating of 6 / 10 to SOCIETE GENERALE SA (1GLE.MI). This can be considered as Fairly Valued.
What is the profitability of 1GLE stock?
SOCIETE GENERALE SA (1GLE.MI) has a profitability rating of 2 / 10.
What are the PE and PB ratios of SOCIETE GENERALE SA (1GLE.MI) stock?
The Price/Earnings (PE) ratio for SOCIETE GENERALE SA (1GLE.MI) is 11.2 and the Price/Book (PB) ratio is 0.79.
What is the earnings growth outlook for SOCIETE GENERALE SA?
The Earnings per Share (EPS) of SOCIETE GENERALE SA (1GLE.MI) is expected to grow by 48.27% in the next year.