SOCIETE GENERALE SA (1GLE.MI) Stock Fundamental Analysis

BIT:1GLE • FR0000130809

71.66 EUR
+0.92 (+1.3%)
Last: Jan 29, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

3

1GLE gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 108 industry peers in the Banks industry. 1GLE has a bad profitability rating. Also its financial health evaluation is rather negative. 1GLE has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year 1GLE was profitable.
  • In the past year 1GLE has reported a negative cash flow from operations.
  • In the past 5 years 1GLE has always been profitable.
  • In multiple years 1GLE reported negative operating cash flow during the last 5 years.
1GLE.MI Yearly Net Income VS EBIT VS OCF VS FCF1GLE.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B -20B 40B 60B 80B

1.2 Ratios

  • 1GLE has a worse Return On Assets (0.52%) than 63.96% of its industry peers.
  • With a Return On Equity value of 11.52%, 1GLE perfoms like the industry average, outperforming 54.05% of the companies in the same industry.
Industry RankSector Rank
ROA 0.52%
ROE 11.52%
ROIC N/A
ROA(3y)0.22%
ROA(5y)0.22%
ROE(3y)5.04%
ROE(5y)4.94%
ROIC(3y)N/A
ROIC(5y)N/A
1GLE.MI Yearly ROA, ROE, ROIC1GLE.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6

1.3 Margins

  • The Profit Margin of 1GLE (13.55%) is worse than 83.78% of its industry peers.
  • 1GLE's Profit Margin has improved in the last couple of years.
  • 1GLE does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 13.55%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y38.68%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
1GLE.MI Yearly Profit, Operating, Gross Margins1GLE.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • 1GLE does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • 1GLE has less shares outstanding than it did 1 year ago.
  • 1GLE has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for 1GLE has been reduced compared to a year ago.
1GLE.MI Yearly Shares Outstanding1GLE.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
1GLE.MI Yearly Total Debt VS Total Assets1GLE.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500B 1T 1.5T

2.2 Solvency

  • 1GLE has a Debt/Equity ratio of 2.34. This is a high value indicating a heavy dependency on external financing.
  • 1GLE has a Debt to Equity ratio (2.34) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 2.34
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC5.77%
1GLE.MI Yearly LT Debt VS Equity VS FCF1GLE.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B -20B 40B 60B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1GLE.MI Yearly Current Assets VS Current Liabilites1GLE.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • 1GLE shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 25.94%, which is quite impressive.
  • 1GLE shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 74.52% yearly.
  • The Revenue for 1GLE has decreased by -22.39% in the past year. This is quite bad
  • The Revenue has been growing by 12.55% on average over the past years. This is quite good.
EPS 1Y (TTM)25.94%
EPS 3Y-5.68%
EPS 5Y74.52%
EPS Q2Q%-70.4%
Revenue 1Y (TTM)-22.39%
Revenue growth 3Y17.24%
Revenue growth 5Y12.55%
Sales Q2Q%0.27%

3.2 Future

  • 1GLE is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.71% yearly.
  • Based on estimates for the next years, 1GLE will show a small growth in Revenue. The Revenue will grow by 3.27% on average per year.
EPS Next Y36.52%
EPS Next 2Y26.7%
EPS Next 3Y19.34%
EPS Next 5Y4.71%
Revenue Next Year2.54%
Revenue Next 2Y2.99%
Revenue Next 3Y3.27%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
1GLE.MI Yearly Revenue VS Estimates1GLE.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 20B 40B 60B
1GLE.MI Yearly EPS VS Estimates1GLE.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 2 4 6 8

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 13.03, which indicates a correct valuation of 1GLE.
  • 1GLE's Price/Earnings ratio is a bit more expensive when compared to the industry. 1GLE is more expensive than 69.37% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 26.98. 1GLE is valued rather cheaply when compared to this.
  • With a Price/Forward Earnings ratio of 9.54, the valuation of 1GLE can be described as very reasonable.
  • Based on the Price/Forward Earnings ratio, 1GLE is valued cheaper than 85.59% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of 1GLE to the average of the S&P500 Index (28.01), we can say 1GLE is valued rather cheaply.
Industry RankSector Rank
PE 13.03
Fwd PE 9.54
1GLE.MI Price Earnings VS Forward Price Earnings1GLE.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
1GLE.MI Per share data1GLE.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 60 80

4.3 Compensation for Growth

  • 1GLE's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as 1GLE's earnings are expected to grow with 19.34% in the coming years.
PEG (NY)0.36
PEG (5Y)0.17
EPS Next 2Y26.7%
EPS Next 3Y19.34%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for 1GLE!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

SOCIETE GENERALE SA

BIT:1GLE (1/29/2026, 7:00:00 PM)

71.66

+0.92 (+1.3%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-06
Earnings (Next)04-30
Inst Owners47.13%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap54.96B
Revenue(TTM)59.64B
Net Income(TTM)8.08B
Analysts80.77
Price Target73.09 (2%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.9
Dividend Growth(5Y)-16.56%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-30.15%
Min EPS beat(2)-75.62%
Max EPS beat(2)15.33%
EPS beat(4)3
Avg EPS beat(4)-7.62%
Min EPS beat(4)-75.62%
Max EPS beat(4)16.12%
EPS beat(8)6
Avg EPS beat(8)-0.32%
EPS beat(12)7
Avg EPS beat(12)-1.68%
EPS beat(16)11
Avg EPS beat(16)14.92%
Revenue beat(2)1
Avg Revenue beat(2)-0.21%
Min Revenue beat(2)-0.44%
Max Revenue beat(2)0.02%
Revenue beat(4)3
Avg Revenue beat(4)0.17%
Min Revenue beat(4)-0.44%
Max Revenue beat(4)0.78%
Revenue beat(8)7
Avg Revenue beat(8)1%
Revenue beat(12)8
Avg Revenue beat(12)25.44%
Revenue beat(16)12
Avg Revenue beat(16)52.94%
PT rev (1m)13.69%
PT rev (3m)18.1%
EPS NQ rev (1m)0.26%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.09%
EPS NY rev (3m)3.2%
Revenue NQ rev (1m)-0.11%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.12%
Valuation
Industry RankSector Rank
PE 13.03
Fwd PE 9.54
P/S 0.92
P/FCF N/A
P/OCF N/A
P/B 0.78
P/tB 0.84
EV/EBITDA N/A
EPS(TTM)5.5
EY7.68%
EPS(NY)7.51
Fwd EY10.49%
FCF(TTM)-37.83
FCFYN/A
OCF(TTM)-25.62
OCFYN/A
SpS77.77
BVpS91.47
TBVpS84.84
PEG (NY)0.36
PEG (5Y)0.17
Graham Number106.39
Profitability
Industry RankSector Rank
ROA 0.52%
ROE 11.52%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 13.55%
GM N/A
FCFM N/A
ROA(3y)0.22%
ROA(5y)0.22%
ROE(3y)5.04%
ROE(5y)4.94%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y38.68%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 2.34
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 91%
Cap/Sales 15.7%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC5.77%
ROIC/WACCN/A
Cap/Depr(3y)119.42%
Cap/Depr(5y)131.27%
Cap/Sales(3y)18.05%
Cap/Sales(5y)18.83%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)25.94%
EPS 3Y-5.68%
EPS 5Y74.52%
EPS Q2Q%-70.4%
EPS Next Y36.52%
EPS Next 2Y26.7%
EPS Next 3Y19.34%
EPS Next 5Y4.71%
Revenue 1Y (TTM)-22.39%
Revenue growth 3Y17.24%
Revenue growth 5Y12.55%
Sales Q2Q%0.27%
Revenue Next Year2.54%
Revenue Next 2Y2.99%
Revenue Next 3Y3.27%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-34.73%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-94.56%
OCF growth 3YN/A
OCF growth 5YN/A

SOCIETE GENERALE SA / 1GLE.MI FAQ

What is the ChartMill fundamental rating of SOCIETE GENERALE SA (1GLE.MI) stock?

ChartMill assigns a fundamental rating of 3 / 10 to 1GLE.MI.


Can you provide the valuation status for SOCIETE GENERALE SA?

ChartMill assigns a valuation rating of 5 / 10 to SOCIETE GENERALE SA (1GLE.MI). This can be considered as Fairly Valued.


What is the profitability of 1GLE stock?

SOCIETE GENERALE SA (1GLE.MI) has a profitability rating of 2 / 10.


What are the PE and PB ratios of SOCIETE GENERALE SA (1GLE.MI) stock?

The Price/Earnings (PE) ratio for SOCIETE GENERALE SA (1GLE.MI) is 13.03 and the Price/Book (PB) ratio is 0.78.


What is the earnings growth outlook for SOCIETE GENERALE SA?

The Earnings per Share (EPS) of SOCIETE GENERALE SA (1GLE.MI) is expected to grow by 36.52% in the next year.