DEUTSCHE BANK AG-REGISTERED (1DBK.MI) Stock Fundamental Analysis
BIT:1DBK - Euronext Milan - DE0005140008 - Common Stock - Currency: EUR
1DBK gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 109 industry peers in the Capital Markets industry. 1DBK has a bad profitability rating. Also its financial health evaluation is rather negative. A decent growth rate in combination with a cheap valuation! Better keep an eye on 1DBK.
1. Profitability
1.1 Basic Checks
In the past year 1DBK was profitable.
1DBK had a positive operating cash flow in the past year.
Each year in the past 5 years 1DBK has been profitable.
In multiple years 1DBK reported negative operating cash flow during the last 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.35%, 1DBK is in line with its industry, outperforming 44.04% of the companies in the same industry.
1DBK has a Return On Equity (6.44%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 6.44% | ||
| ROIC | N/A |
ROA(3y)0.3%
ROA(5y)0.21%
ROE(3y)5.53%
ROE(5y)3.97%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
1DBK's Profit Margin of 15.84% is fine compared to the rest of the industry. 1DBK outperforms 60.55% of its industry peers.
1DBK's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for 1DBK so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 15.84% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.12%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, 1DBK has less shares outstanding
1DBK has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, 1DBK has an improved debt to assets ratio.
2.2 Solvency
1DBK has a debt to FCF ratio of 11.14. This is a negative value and a sign of low solvency as 1DBK would need 11.14 years to pay back of all of its debts.
1DBK has a Debt to FCF ratio of 11.14. This is in the better half of the industry: 1DBK outperforms 68.81% of its industry peers.
1DBK has a Debt/Equity ratio of 3.16. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 3.16, 1DBK is in line with its industry, outperforming 40.37% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.16 | ||
| Debt/FCF | 11.14 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 17.96% over the past year.
1DBK shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.68% yearly.
1DBK shows a small growth in Revenue. In the last year, the Revenue has grown by 6.50%.
Measured over the past years, 1DBK shows a small growth in Revenue. The Revenue has been growing by 4.88% on average per year.
EPS 1Y (TTM)17.96%
EPS 3Y20.68%
EPS 5YN/A
EPS Q2Q%-9.21%
Revenue 1Y (TTM)6.5%
Revenue growth 3Y5.28%
Revenue growth 5Y4.88%
Sales Q2Q%2.83%
3.2 Future
Based on estimates for the next years, 1DBK will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.81% on average per year.
The Revenue is expected to grow by 2.09% on average over the next years.
EPS Next Y16.84%
EPS Next 2Y14.29%
EPS Next 3Y12.81%
EPS Next 5YN/A
Revenue Next Year5.42%
Revenue Next 2Y4.01%
Revenue Next 3Y3.62%
Revenue Next 5Y2.09%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 10.58, the valuation of 1DBK can be described as very reasonable.
Based on the Price/Earnings ratio, 1DBK is valued a bit cheaper than the industry average as 79.82% of the companies are valued more expensively.
1DBK is valuated cheaply when we compare the Price/Earnings ratio to 26.48, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 9.67, the valuation of 1DBK can be described as reasonable.
Based on the Price/Forward Earnings ratio, 1DBK is valued cheaply inside the industry as 87.16% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of 1DBK to the average of the S&P500 Index (34.04), we can say 1DBK is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.58 | ||
| Fwd PE | 9.67 |
4.2 Price Multiples
99.08% of the companies in the same industry are more expensive than 1DBK, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.75 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
1DBK's earnings are expected to grow with 12.81% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.63
PEG (5Y)N/A
EPS Next 2Y14.29%
EPS Next 3Y12.81%
5. Dividend
5.1 Amount
1DBK has a Yearly Dividend Yield of 2.35%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 5.77, 1DBK pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.40, 1DBK has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.35% |
5.2 History
The dividend of 1DBK is nicely growing with an annual growth rate of 32.48%!
Dividend Growth(5Y)32.48%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1DBK pays out 26.73% of its income as dividend. This is a sustainable payout ratio.
1DBK's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP26.73%
EPS Next 2Y14.29%
EPS Next 3Y12.81%
BIT:1DBK (8/7/2025, 7:00:00 PM)
30.565
+0.7 (+2.34%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners44.49%
Inst Owner ChangeN/A
Ins Owners8.06%
Ins Owner ChangeN/A
Market Cap59.55B
Analysts76.52
Price Target25.17 (-17.65%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.35% |
Yearly Dividend0.45
Dividend Growth(5Y)32.48%
DP26.73%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)13.9%
Min EPS beat(2)8.72%
Max EPS beat(2)19.08%
EPS beat(4)4
Avg EPS beat(4)13.35%
Min EPS beat(4)4.98%
Max EPS beat(4)20.63%
EPS beat(8)7
Avg EPS beat(8)24.51%
EPS beat(12)11
Avg EPS beat(12)31.89%
EPS beat(16)13
Avg EPS beat(16)73.25%
Revenue beat(2)1
Avg Revenue beat(2)0.46%
Min Revenue beat(2)-0.43%
Max Revenue beat(2)1.36%
Revenue beat(4)3
Avg Revenue beat(4)0.58%
Min Revenue beat(4)-0.43%
Max Revenue beat(4)1.36%
Revenue beat(8)4
Avg Revenue beat(8)-0.47%
Revenue beat(12)7
Avg Revenue beat(12)0.02%
Revenue beat(16)11
Avg Revenue beat(16)1.99%
PT rev (1m)1.37%
PT rev (3m)13.91%
EPS NQ rev (1m)0.53%
EPS NQ rev (3m)-5.07%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0.17%
Revenue NQ rev (3m)-2.51%
Revenue NY rev (1m)0.18%
Revenue NY rev (3m)0.61%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.58 | ||
| Fwd PE | 9.67 | ||
| P/S | 1.92 | ||
| P/FCF | 2.75 | ||
| P/OCF | 2.69 | ||
| P/B | 0.78 | ||
| P/tB | 0.86 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.89
EY9.46%
EPS(NY)3.16
Fwd EY10.34%
FCF(TTM)11.11
FCFY36.34%
OCF(TTM)11.36
OCFY37.18%
SpS15.94
BVpS39.21
TBVpS35.41
PEG (NY)0.63
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 6.44% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 15.84% | ||
| GM | N/A | ||
| FCFM | 69.7% |
ROA(3y)0.3%
ROA(5y)0.21%
ROE(3y)5.53%
ROE(5y)3.97%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.12%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.16 | ||
| Debt/FCF | 11.14 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 14.36% | ||
| Cap/Sales | 1.61% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 439.9% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)12.9%
Cap/Depr(5y)15.49%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.59%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.96%
EPS 3Y20.68%
EPS 5YN/A
EPS Q2Q%-9.21%
EPS Next Y16.84%
EPS Next 2Y14.29%
EPS Next 3Y12.81%
EPS Next 5YN/A
Revenue 1Y (TTM)6.5%
Revenue growth 3Y5.28%
Revenue growth 5Y4.88%
Sales Q2Q%2.83%
Revenue Next Year5.42%
Revenue Next 2Y4.01%
Revenue Next 3Y3.62%
Revenue Next 5Y2.09%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y241.08%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y247.53%
OCF growth 3YN/A
OCF growth 5YN/A