CIRCLE INTERNET GROUP INC (1CRCL.MI) Stock Fundamental Analysis

BIT:1CRCL • US1725731079

64.2 EUR
-3 (-4.46%)
Last: Jan 20, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

2

1CRCL gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 112 industry peers in the Software industry. 1CRCL has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, 1CRCL is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • In the past year 1CRCL has reported negative net income.
1CRCL.MI Yearly Net Income VS EBIT VS OCF VS FCF1CRCL.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2022 2023 2024 0 200M -200M -400M -600M

1.2 Ratios

  • 1CRCL has a Return On Assets of -0.06%. This is comparable to the rest of the industry: 1CRCL outperforms 41.74% of its industry peers.
  • The Return On Equity of 1CRCL (-1.56%) is comparable to the rest of the industry.
  • 1CRCL has a Return On Invested Capital (0.53%) which is in line with its industry peers.
Industry RankSector Rank
ROA -0.06%
ROE -1.56%
ROIC 0.53%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1CRCL.MI Yearly ROA, ROE, ROIC1CRCL.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2022 2023 2024 5 10 15

1.3 Margins

  • With a Operating Margin value of 0.60%, 1CRCL perfoms like the industry average, outperforming 46.09% of the companies in the same industry.
  • 1CRCL does not have Profit Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM 0.6%
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
1CRCL.MI Yearly Profit, Operating, Gross Margins1CRCL.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2022 2023 2024 0 -20 -40 -60 -80

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • 1CRCL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, 1CRCL has about the same amount of shares outstanding.
  • The debt/assets ratio for 1CRCL has been reduced compared to a year ago.
1CRCL.MI Yearly Shares Outstanding1CRCL.MI Yearly Shares OutstandingYearly Shares Outstanding 2023 2024 50M 100M 150M 200M
1CRCL.MI Yearly Total Debt VS Total Assets1CRCL.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2023 2024 10B 20B 30B 40B

2.2 Solvency

  • Based on the Altman-Z score of 0.20, we must say that 1CRCL is in the distress zone and has some risk of bankruptcy.
  • 1CRCL's Altman-Z score of 0.20 is on the low side compared to the rest of the industry. 1CRCL is outperformed by 77.39% of its industry peers.
  • A Debt/Equity ratio of 0.05 indicates that 1CRCL is not too dependend on debt financing.
  • The Debt to Equity ratio of 1CRCL (0.05) is better than 78.26% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF N/A
Altman-Z 0.2
ROIC/WACC0.05
WACC11.06%
1CRCL.MI Yearly LT Debt VS Equity VS FCF1CRCL.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2022 2023 2024 0 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 1.03 indicates that 1CRCL should not have too much problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 1.03, 1CRCL is doing worse than 66.09% of the companies in the same industry.
  • A Quick Ratio of 1.03 indicates that 1CRCL should not have too much problems paying its short term obligations.
  • 1CRCL has a worse Quick ratio (1.03) than 64.35% of its industry peers.
Industry RankSector Rank
Current Ratio 1.03
Quick Ratio 1.03
1CRCL.MI Yearly Current Assets VS Current Liabilites1CRCL.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2023 2024 10B 20B 30B 40B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • 1CRCL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -41.80%.
  • 1CRCL shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 15.57%.
EPS 1Y (TTM)-41.8%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)15.57%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

  • The Earnings Per Share is expected to grow by 66.06% on average over the next years. This is a very strong growth
  • 1CRCL is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 34.37% yearly.
EPS Next Y-153.69%
EPS Next 2Y30.64%
EPS Next 3Y49.31%
EPS Next 5Y66.07%
Revenue Next Year96.61%
Revenue Next 2Y53.04%
Revenue Next 3Y46.37%
Revenue Next 5Y34.37%

3.3 Evolution

1CRCL.MI Yearly Revenue VS Estimates1CRCL.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2B 4B 6B 8B 10B
1CRCL.MI Yearly EPS VS Estimates1CRCL.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 2028 2029 0 2 4 6

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Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • 1CRCL reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • With a Price/Forward Earnings ratio of 75.27, 1CRCL can be considered very expensive at the moment.
  • 61.74% of the companies in the same industry are cheaper than 1CRCL, based on the Price/Forward Earnings ratio.
  • 1CRCL's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 28.06.
Industry RankSector Rank
PE N/A
Fwd PE 75.27
1CRCL.MI Price Earnings VS Forward Price Earnings1CRCL.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 40 60

4.2 Price Multiples

  • 69.57% of the companies in the same industry are cheaper than 1CRCL, based on the Enterprise Value to EBITDA ratio.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 228.55
1CRCL.MI Per share data1CRCL.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

  • A more expensive valuation may be justified as 1CRCL's earnings are expected to grow with 49.31% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y30.64%
EPS Next 3Y49.31%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • 1CRCL does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

CIRCLE INTERNET GROUP INC

BIT:1CRCL (1/20/2026, 7:00:00 PM)

64.2

-3 (-4.46%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-12
Earnings (Next)02-25
Inst Owners56.6%
Inst Owner ChangeN/A
Ins Owners2.56%
Ins Owner ChangeN/A
Market Cap15.12B
Revenue(TTM)3.65B
Net Income(TTM)-47.26M
Analysts72.5
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)116.09%
Min EPS beat(2)-12.17%
Max EPS beat(2)244.34%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)1.8%
Min Revenue beat(2)0.07%
Max Revenue beat(2)3.53%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)1.54%
EPS NQ rev (3m)N/A
EPS NY rev (1m)39.77%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)-0.83%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.62%
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 75.27
P/S 4.93
P/FCF N/A
P/OCF N/A
P/B 5.96
P/tB 7.68
EV/EBITDA 228.55
EPS(TTM)-2.26
EYN/A
EPS(NY)0.85
Fwd EY1.33%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS13.01
BVpS10.77
TBVpS8.35
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.06%
ROE -1.56%
ROCE 0.72%
ROIC 0.53%
ROICexc 0.92%
ROICexgc 1.43%
OM 0.6%
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF N/A
Debt/EBITDA 2.04
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.03
Quick Ratio 1.03
Altman-Z 0.2
F-ScoreN/A
WACC11.06%
ROIC/WACC0.05
Cap/Depr(3y)123.17%
Cap/Depr(5y)N/A
Cap/Sales(3y)2.83%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-41.8%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y-153.69%
EPS Next 2Y30.64%
EPS Next 3Y49.31%
EPS Next 5Y66.07%
Revenue 1Y (TTM)15.57%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next Year96.61%
Revenue Next 2Y53.04%
Revenue Next 3Y46.37%
Revenue Next 5Y34.37%
EBIT growth 1Y-30.07%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year286.79%
EBIT Next 3Y88.18%
EBIT Next 5Y90.57%
FCF growth 1Y171.39%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y147.18%
OCF growth 3YN/A
OCF growth 5YN/A

CIRCLE INTERNET GROUP INC / 1CRCL.MI FAQ

What is the ChartMill fundamental rating of CIRCLE INTERNET GROUP INC (1CRCL.MI) stock?

ChartMill assigns a fundamental rating of 2 / 10 to 1CRCL.MI.


Can you provide the valuation status for CIRCLE INTERNET GROUP INC?

ChartMill assigns a valuation rating of 1 / 10 to CIRCLE INTERNET GROUP INC (1CRCL.MI). This can be considered as Overvalued.


How profitable is CIRCLE INTERNET GROUP INC (1CRCL.MI) stock?

CIRCLE INTERNET GROUP INC (1CRCL.MI) has a profitability rating of 1 / 10.