CNH INDUSTRIAL NV (1CNHI.MI) Stock Fundamental Analysis
Europe - BIT:1CNHI - NL0010545661 - Common Stock
8.31 EUR
+0.14 (+1.71%)
Overall 1CNHI gets a fundamental rating of 4 out of 10. We evaluated 1CNHI against 102 industry peers in the Machinery industry. While 1CNHI has a great profitability rating, there are quite some concerns on its financial health. 1CNHI has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year 1CNHI was profitable.
In the past year 1CNHI had a positive cash flow from operations.
Of the past 5 years 1CNHI 4 years were profitable.
1CNHI had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
1CNHI has a Return On Assets of 1.88%. This is comparable to the rest of the industry: 1CNHI outperforms 42.16% of its industry peers.
With a decent Return On Equity value of 10.67%, 1CNHI is doing good in the industry, outperforming 66.67% of the companies in the same industry.
1CNHI's Return On Invested Capital of 6.87% is fine compared to the rest of the industry. 1CNHI outperforms 63.73% of its industry peers.
The Average Return On Invested Capital over the past 3 years for 1CNHI is above the industry average of 8.41%.
The 3 year average ROIC (11.39%) for 1CNHI is well above the current ROIC(6.87%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.88% | ||
| ROE | 10.67% | ||
| ROIC | 6.87% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
1.3 Margins
The Profit Margin of 1CNHI (4.55%) is comparable to the rest of the industry.
1CNHI's Profit Margin has improved in the last couple of years.
The Operating Margin of 1CNHI (18.21%) is better than 89.22% of its industry peers.
1CNHI's Operating Margin has improved in the last couple of years.
1CNHI has a Gross Margin of 32.40%. This is in the lower half of the industry: 1CNHI underperforms 68.63% of its industry peers.
In the last couple of years the Gross Margin of 1CNHI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.21% | ||
| PM (TTM) | 4.55% | ||
| GM | 32.4% |
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), 1CNHI is creating some value.
1CNHI has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, 1CNHI has less shares outstanding
1CNHI has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.23, we must say that 1CNHI is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.23, 1CNHI is doing worse than 69.61% of the companies in the same industry.
1CNHI has a debt to FCF ratio of 12.84. This is a negative value and a sign of low solvency as 1CNHI would need 12.84 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 12.84, 1CNHI is doing worse than 69.61% of the companies in the same industry.
A Debt/Equity ratio of 3.55 is on the high side and indicates that 1CNHI has dependencies on debt financing.
1CNHI has a worse Debt to Equity ratio (3.55) than 93.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.55 | ||
| Debt/FCF | 12.84 | ||
| Altman-Z | 1.23 |
ROIC/WACC0.88
WACC7.78%
2.3 Liquidity
1CNHI has a Current Ratio of 1.24. This is a normal value and indicates that 1CNHI is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.24, 1CNHI is not doing good in the industry: 67.65% of the companies in the same industry are doing better.
1CNHI has a Quick Ratio of 1.24. This is a bad value and indicates that 1CNHI is not financially healthy enough and could expect problems in meeting its short term obligations.
1CNHI has a Quick ratio of 0.45. This is amonst the worse of the industry: 1CNHI underperforms 92.16% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.24 | ||
| Quick Ratio | 0.45 |
3. Growth
3.1 Past
1CNHI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -63.50%.
1CNHI shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.29% yearly.
The Revenue for 1CNHI has decreased by -19.65% in the past year. This is quite bad
The Revenue has been decreasing by -6.71% on average over the past years.
EPS 1Y (TTM)-63.5%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-66.67%
Revenue 1Y (TTM)-19.65%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-5.48%
3.2 Future
Based on estimates for the next years, 1CNHI will show a decrease in Earnings Per Share. The EPS will decrease by -3.53% on average per year.
1CNHI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.43% yearly.
EPS Next Y-46.23%
EPS Next 2Y-15.37%
EPS Next 3Y-1.09%
EPS Next 5Y-3.53%
Revenue Next Year-11.24%
Revenue Next 2Y-4.76%
Revenue Next 3Y-0.35%
Revenue Next 5Y0.43%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 19.33, the valuation of 1CNHI can be described as rather expensive.
62.75% of the companies in the same industry are more expensive than 1CNHI, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 25.47. 1CNHI is valued slightly cheaper when compared to this.
1CNHI is valuated correctly with a Price/Forward Earnings ratio of 12.22.
Compared to the rest of the industry, the Price/Forward Earnings ratio of 1CNHI indicates a somewhat cheap valuation: 1CNHI is cheaper than 68.63% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of 1CNHI to the average of the S&P500 Index (35.42), we can say 1CNHI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.33 | ||
| Fwd PE | 12.22 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as 1CNHI.
1CNHI's Price/Free Cash Flow ratio is rather cheap when compared to the industry. 1CNHI is cheaper than 88.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.64 | ||
| EV/EBITDA | 9.41 |
4.3 Compensation for Growth
1CNHI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)3.65
EPS Next 2Y-15.37%
EPS Next 3Y-1.09%
5. Dividend
5.1 Amount
1CNHI has a Yearly Dividend Yield of 2.48%. Purely for dividend investing, there may be better candidates out there.
The stock price of 1CNHI dropped by -22.49% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
1CNHI's Dividend Yield is a higher than the industry average which is at 2.49.
Compared to an average S&P500 Dividend Yield of 2.44, 1CNHI has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.48% |
5.2 History
On average, the dividend of 1CNHI grows each year by 17.96%, which is quite nice.
Dividend Growth(5Y)17.96%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
40.58% of the earnings are spent on dividend by 1CNHI. This is a bit on the high side, but may be sustainable.
DP40.58%
EPS Next 2Y-15.37%
EPS Next 3Y-1.09%
BIT:1CNHI (11/20/2025, 12:57:26 PM)
8.31
+0.14 (+1.71%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)
Earnings (Next)
Inst Owners72.99%
Inst Owner ChangeN/A
Ins Owners0.11%
Ins Owner ChangeN/A
Market Cap10.39B
Revenue(TTM)19.84B
Net Income(TTM)823.00M
Analysts75.83
Price Target13.02 (56.68%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.48% |
Yearly Dividend0.41
Dividend Growth(5Y)17.96%
DP40.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.67%
Min EPS beat(2)0.22%
Max EPS beat(2)19.11%
EPS beat(4)2
Avg EPS beat(4)-2.02%
Min EPS beat(4)-15.2%
Max EPS beat(4)19.11%
EPS beat(8)4
Avg EPS beat(8)1.32%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)9.24%
Revenue beat(2)2
Avg Revenue beat(2)9.97%
Min Revenue beat(2)8.01%
Max Revenue beat(2)11.93%
Revenue beat(4)4
Avg Revenue beat(4)6.86%
Min Revenue beat(4)0.52%
Max Revenue beat(4)11.93%
Revenue beat(8)8
Avg Revenue beat(8)5.17%
Revenue beat(12)12
Avg Revenue beat(12)5.89%
Revenue beat(16)14
Avg Revenue beat(16)3.4%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-4.73%
EPS NQ rev (3m)-11.69%
EPS NY rev (1m)-1.62%
EPS NY rev (3m)-4.98%
Revenue NQ rev (1m)-1.62%
Revenue NQ rev (3m)-2.76%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)2.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.33 | ||
| Fwd PE | 12.22 | ||
| P/S | 0.67 | ||
| P/FCF | 5.64 | ||
| P/OCF | 3.52 | ||
| P/B | 1.56 | ||
| P/tB | 4.22 | ||
| EV/EBITDA | 9.41 |
EPS(TTM)0.43
EY5.17%
EPS(NY)0.68
Fwd EY8.19%
FCF(TTM)1.47
FCFY17.73%
OCF(TTM)2.36
OCFY28.38%
SpS12.47
BVpS5.32
TBVpS1.97
PEG (NY)N/A
PEG (5Y)3.65
Graham Number7.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.88% | ||
| ROE | 10.67% | ||
| ROCE | 8.87% | ||
| ROIC | 6.87% | ||
| ROICexc | 7.37% | ||
| ROICexgc | 8.91% | ||
| OM | 18.21% | ||
| PM (TTM) | 4.55% | ||
| GM | 32.4% | ||
| FCFM | 11.82% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
ROICexc(3y)14.51%
ROICexc(5y)12.46%
ROICexgc(3y)20.25%
ROICexgc(5y)19.15%
ROCE(3y)14.71%
ROCE(5y)11.59%
ROICexgc growth 3Y0.53%
ROICexgc growth 5Y3.13%
ROICexc growth 3Y21.35%
ROICexc growth 5Y3.15%
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
F-Score4
Asset Turnover0.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.55 | ||
| Debt/FCF | 12.84 | ||
| Debt/EBITDA | 7.02 | ||
| Cap/Depr | 209.48% | ||
| Cap/Sales | 7.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 87.57% | ||
| Profit Quality | 259.42% | ||
| Current Ratio | 1.24 | ||
| Quick Ratio | 0.45 | ||
| Altman-Z | 1.23 |
F-Score4
WACC7.78%
ROIC/WACC0.88
Cap/Depr(3y)198.21%
Cap/Depr(5y)185.92%
Cap/Sales(3y)5.02%
Cap/Sales(5y)7.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-63.5%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-66.67%
EPS Next Y-46.23%
EPS Next 2Y-15.37%
EPS Next 3Y-1.09%
EPS Next 5Y-3.53%
Revenue 1Y (TTM)-19.65%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-5.48%
Revenue Next Year-11.24%
Revenue Next 2Y-4.76%
Revenue Next 3Y-0.35%
Revenue Next 5Y0.43%
EBIT growth 1Y-28.56%
EBIT growth 3Y5.37%
EBIT growth 5Y5.11%
EBIT Next Year-16.87%
EBIT Next 3Y10.04%
EBIT Next 5Y20.58%
FCF growth 1Y1200.52%
FCF growth 3Y-27.46%
FCF growth 5YN/A
OCF growth 1Y290.51%
OCF growth 3Y-21.59%
OCF growth 5Y1.51%
CNH INDUSTRIAL NV / 1CNHI.MI FAQ
What is the fundamental rating for 1CNHI stock?
ChartMill assigns a fundamental rating of 4 / 10 to 1CNHI.MI.
Can you provide the valuation status for CNH INDUSTRIAL NV?
ChartMill assigns a valuation rating of 5 / 10 to CNH INDUSTRIAL NV (1CNHI.MI). This can be considered as Fairly Valued.
Can you provide the profitability details for CNH INDUSTRIAL NV?
CNH INDUSTRIAL NV (1CNHI.MI) has a profitability rating of 7 / 10.
What is the earnings growth outlook for CNH INDUSTRIAL NV?
The Earnings per Share (EPS) of CNH INDUSTRIAL NV (1CNHI.MI) is expected to decline by -46.23% in the next year.
How sustainable is the dividend of CNH INDUSTRIAL NV (1CNHI.MI) stock?
The dividend rating of CNH INDUSTRIAL NV (1CNHI.MI) is 4 / 10 and the dividend payout ratio is 40.58%.