CNH INDUSTRIAL NV (1CNHI.MI) Stock Fundamental Analysis
Europe - BIT:1CNHI - NL0010545661 - Common Stock
9.35 EUR
-0.26 (-2.71%)
1CNHI gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 105 industry peers in the Machinery industry. While 1CNHI has a great profitability rating, there are quite some concerns on its financial health. 1CNHI has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year 1CNHI was profitable.
In the past year 1CNHI had a positive cash flow from operations.
1CNHI had positive earnings in 4 of the past 5 years.
Each year in the past 5 years 1CNHI had a positive operating cash flow.
1.2 Ratios
1CNHI has a Return On Assets of 1.88%. This is comparable to the rest of the industry: 1CNHI outperforms 42.86% of its industry peers.
1CNHI has a better Return On Equity (10.67%) than 64.76% of its industry peers.
1CNHI's Return On Invested Capital of 6.87% is fine compared to the rest of the industry. 1CNHI outperforms 60.95% of its industry peers.
1CNHI had an Average Return On Invested Capital over the past 3 years of 11.39%. This is above the industry average of 8.78%.
The 3 year average ROIC (11.39%) for 1CNHI is well above the current ROIC(6.87%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.88% | ||
| ROE | 10.67% | ||
| ROIC | 6.87% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
1.3 Margins
1CNHI has a Profit Margin of 4.55%. This is in the better half of the industry: 1CNHI outperforms 60.95% of its industry peers.
1CNHI's Profit Margin has improved in the last couple of years.
1CNHI has a better Operating Margin (18.21%) than 91.43% of its industry peers.
In the last couple of years the Operating Margin of 1CNHI has grown nicely.
1CNHI has a Gross Margin of 32.40%. This is in the lower half of the industry: 1CNHI underperforms 62.86% of its industry peers.
In the last couple of years the Gross Margin of 1CNHI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.21% | ||
| PM (TTM) | 4.55% | ||
| GM | 32.4% |
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so 1CNHI is still creating some value.
Compared to 1 year ago, 1CNHI has less shares outstanding
1CNHI has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, 1CNHI has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.27, we must say that 1CNHI is in the distress zone and has some risk of bankruptcy.
1CNHI has a Altman-Z score of 1.27. This is in the lower half of the industry: 1CNHI underperforms 64.76% of its industry peers.
The Debt to FCF ratio of 1CNHI is 12.84, which is on the high side as it means it would take 1CNHI, 12.84 years of fcf income to pay off all of its debts.
1CNHI has a Debt to FCF ratio of 12.84. This is in the lower half of the industry: 1CNHI underperforms 64.76% of its industry peers.
A Debt/Equity ratio of 3.55 is on the high side and indicates that 1CNHI has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 3.55, 1CNHI is doing worse than 92.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.55 | ||
| Debt/FCF | 12.84 | ||
| Altman-Z | 1.27 |
ROIC/WACC0.88
WACC7.8%
2.3 Liquidity
A Current Ratio of 1.24 indicates that 1CNHI should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.24, 1CNHI is doing worse than 70.48% of the companies in the same industry.
A Quick Ratio of 0.45 indicates that 1CNHI may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.45, 1CNHI is doing worse than 91.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.24 | ||
| Quick Ratio | 0.45 |
3. Growth
3.1 Past
1CNHI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -57.42%.
The Earnings Per Share has been growing slightly by 5.29% on average over the past years.
Looking at the last year, 1CNHI shows a very negative growth in Revenue. The Revenue has decreased by -21.73% in the last year.
1CNHI shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.71% yearly.
EPS 1Y (TTM)-57.42%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-55.26%
Revenue 1Y (TTM)-21.73%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-14.16%
3.2 Future
1CNHI is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.32% yearly.
Based on estimates for the next years, 1CNHI will show a small growth in Revenue. The Revenue will grow by 0.43% on average per year.
EPS Next Y-43.42%
EPS Next 2Y-10.73%
EPS Next 3Y0.41%
EPS Next 5Y-3.32%
Revenue Next Year-12.2%
Revenue Next 2Y-4.31%
Revenue Next 3Y-0.03%
Revenue Next 5Y0.43%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 16.70, the valuation of 1CNHI can be described as correct.
Compared to the rest of the industry, the Price/Earnings ratio of 1CNHI indicates a somewhat cheap valuation: 1CNHI is cheaper than 65.71% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.43. 1CNHI is valued slightly cheaper when compared to this.
Based on the Price/Forward Earnings ratio of 12.46, the valuation of 1CNHI can be described as correct.
Based on the Price/Forward Earnings ratio, 1CNHI is valued a bit cheaper than the industry average as 63.81% of the companies are valued more expensively.
1CNHI is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.87, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.7 | ||
| Fwd PE | 12.46 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as 1CNHI.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1CNHI indicates a rather cheap valuation: 1CNHI is cheaper than 86.67% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.4 | ||
| EV/EBITDA | 9.98 |
4.3 Compensation for Growth
1CNHI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)3.16
EPS Next 2Y-10.73%
EPS Next 3Y0.41%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.20%, 1CNHI has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 2.92, 1CNHI pays a bit more dividend than its industry peers.
1CNHI's Dividend Yield is comparable with the S&P500 average which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.2% |
5.2 History
On average, the dividend of 1CNHI grows each year by 17.96%, which is quite nice.
Dividend Growth(5Y)17.96%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1CNHI pays out 40.58% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP40.58%
EPS Next 2Y-10.73%
EPS Next 3Y0.41%
BIT:1CNHI (9/12/2025, 5:29:28 PM)
9.35
-0.26 (-2.71%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)
Earnings (Next)
Inst Owners75.64%
Inst Owner ChangeN/A
Ins Owners0.11%
Ins Owner ChangeN/A
Market Cap11.70B
Analysts74.78
Price Target13.02 (39.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.2% |
Yearly Dividend0.41
Dividend Growth(5Y)17.96%
DP40.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.67%
Min EPS beat(2)0.22%
Max EPS beat(2)19.11%
EPS beat(4)2
Avg EPS beat(4)-2.02%
Min EPS beat(4)-15.2%
Max EPS beat(4)19.11%
EPS beat(8)4
Avg EPS beat(8)1.32%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)9.24%
Revenue beat(2)2
Avg Revenue beat(2)9.97%
Min Revenue beat(2)8.01%
Max Revenue beat(2)11.93%
Revenue beat(4)4
Avg Revenue beat(4)6.86%
Min Revenue beat(4)0.52%
Max Revenue beat(4)11.93%
Revenue beat(8)8
Avg Revenue beat(8)5.17%
Revenue beat(12)12
Avg Revenue beat(12)5.89%
Revenue beat(16)14
Avg Revenue beat(16)3.4%
PT rev (1m)0%
PT rev (3m)-2.68%
EPS NQ rev (1m)-9.85%
EPS NQ rev (3m)-24.23%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.26%
Revenue NQ rev (1m)0.7%
Revenue NQ rev (3m)-1.81%
Revenue NY rev (1m)1.33%
Revenue NY rev (3m)0.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.7 | ||
| Fwd PE | 12.46 | ||
| P/S | 0.76 | ||
| P/FCF | 6.4 | ||
| P/OCF | 4 | ||
| P/B | 1.77 | ||
| P/tB | 4.79 | ||
| EV/EBITDA | 9.98 |
EPS(TTM)0.56
EY5.99%
EPS(NY)0.75
Fwd EY8.02%
FCF(TTM)1.46
FCFY15.62%
OCF(TTM)2.34
OCFY25%
SpS12.36
BVpS5.28
TBVpS1.95
PEG (NY)N/A
PEG (5Y)3.16
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.88% | ||
| ROE | 10.67% | ||
| ROCE | 8.87% | ||
| ROIC | 6.87% | ||
| ROICexc | 7.37% | ||
| ROICexgc | 8.91% | ||
| OM | 18.21% | ||
| PM (TTM) | 4.55% | ||
| GM | 32.4% | ||
| FCFM | 11.82% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
ROICexc(3y)14.51%
ROICexc(5y)12.46%
ROICexgc(3y)20.25%
ROICexgc(5y)19.15%
ROCE(3y)14.71%
ROCE(5y)11.59%
ROICexcg growth 3Y0.53%
ROICexcg growth 5Y3.13%
ROICexc growth 3Y21.35%
ROICexc growth 5Y3.15%
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
F-Score4
Asset Turnover0.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.55 | ||
| Debt/FCF | 12.84 | ||
| Debt/EBITDA | 7.02 | ||
| Cap/Depr | 209.48% | ||
| Cap/Sales | 7.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 87.57% | ||
| Profit Quality | 259.42% | ||
| Current Ratio | 1.24 | ||
| Quick Ratio | 0.45 | ||
| Altman-Z | 1.27 |
F-Score4
WACC7.8%
ROIC/WACC0.88
Cap/Depr(3y)198.21%
Cap/Depr(5y)185.92%
Cap/Sales(3y)5.02%
Cap/Sales(5y)7.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-57.42%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-55.26%
EPS Next Y-43.42%
EPS Next 2Y-10.73%
EPS Next 3Y0.41%
EPS Next 5Y-3.32%
Revenue 1Y (TTM)-21.73%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-14.16%
Revenue Next Year-12.2%
Revenue Next 2Y-4.31%
Revenue Next 3Y-0.03%
Revenue Next 5Y0.43%
EBIT growth 1Y-28.56%
EBIT growth 3Y5.37%
EBIT growth 5Y5.11%
EBIT Next Year-16.49%
EBIT Next 3Y10.31%
EBIT Next 5Y20.58%
FCF growth 1Y1200.52%
FCF growth 3Y-27.46%
FCF growth 5YN/A
OCF growth 1Y290.51%
OCF growth 3Y-21.59%
OCF growth 5Y1.51%