CNH INDUSTRIAL NV (1CNHI.MI) Fundamental Analysis & Valuation
BIT:1CNHI • NL0010545661
Current stock price
8.76 EUR
-0.15 (-1.68%)
Last:
This 1CNHI.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. 1CNHI.MI Profitability Analysis
1.1 Basic Checks
- In the past year 1CNHI was profitable.
- 1CNHI had a positive operating cash flow in the past year.
- 1CNHI had positive earnings in each of the past 5 years.
- 1CNHI had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- With a Return On Assets value of 1.19%, 1CNHI is not doing good in the industry: 62.62% of the companies in the same industry are doing better.
- The Return On Equity of 1CNHI (6.60%) is comparable to the rest of the industry.
- Looking at the Return On Invested Capital, with a value of 6.02%, 1CNHI is in line with its industry, outperforming 54.21% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for 1CNHI is in line with the industry average of 8.67%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.19% | ||
| ROE | 6.6% | ||
| ROIC | 6.02% |
ROA(3y)3.07%
ROA(5y)3.57%
ROE(3y)17.47%
ROE(5y)21.42%
ROIC(3y)9.45%
ROIC(5y)9.26%
1.3 Margins
- 1CNHI has a Profit Margin (2.82%) which is comparable to the rest of the industry.
- 1CNHI's Profit Margin has declined in the last couple of years.
- With an excellent Operating Margin value of 16.45%, 1CNHI belongs to the best of the industry, outperforming 87.85% of the companies in the same industry.
- In the last couple of years the Operating Margin of 1CNHI has grown nicely.
- 1CNHI's Gross Margin of 31.53% is on the low side compared to the rest of the industry. 1CNHI is outperformed by 67.29% of its industry peers.
- In the last couple of years the Gross Margin of 1CNHI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.45% | ||
| PM (TTM) | 2.82% | ||
| GM | 31.53% |
OM growth 3Y-2.15%
OM growth 5Y5.76%
PM growth 3Y-31.1%
PM growth 5YN/A
GM growth 3Y3.21%
GM growth 5Y5.14%
2. 1CNHI.MI Health Analysis
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), 1CNHI is creating some value.
- 1CNHI has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for 1CNHI has been reduced compared to 5 years ago.
- Compared to 1 year ago, 1CNHI has about the same debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 1.26, we must say that 1CNHI is in the distress zone and has some risk of bankruptcy.
- The Altman-Z score of 1CNHI (1.26) is worse than 71.96% of its industry peers.
- The Debt to FCF ratio of 1CNHI is 19.97, which is on the high side as it means it would take 1CNHI, 19.97 years of fcf income to pay off all of its debts.
- 1CNHI has a worse Debt to FCF ratio (19.97) than 64.49% of its industry peers.
- A Debt/Equity ratio of 3.46 is on the high side and indicates that 1CNHI has dependencies on debt financing.
- Looking at the Debt to Equity ratio, with a value of 3.46, 1CNHI is doing worse than 90.65% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.46 | ||
| Debt/FCF | 19.97 | ||
| Altman-Z | 1.26 |
ROIC/WACC0.82
WACC7.36%
2.3 Liquidity
- A Current Ratio of 1.21 indicates that 1CNHI should not have too much problems paying its short term obligations.
- 1CNHI has a worse Current ratio (1.21) than 69.16% of its industry peers.
- 1CNHI has a Quick Ratio of 1.21. This is a bad value and indicates that 1CNHI is not financially healthy enough and could expect problems in meeting its short term obligations.
- 1CNHI's Quick ratio of 0.47 is on the low side compared to the rest of the industry. 1CNHI is outperformed by 90.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.21 | ||
| Quick Ratio | 0.47 |
3. 1CNHI.MI Growth Analysis
3.1 Past
- The earnings per share for 1CNHI have decreased strongly by -50.91% in the last year.
- 1CNHI shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.04% yearly.
- Looking at the last year, 1CNHI shows a decrease in Revenue. The Revenue has decreased by -8.78% in the last year.
- 1CNHI shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.13% yearly.
EPS 1Y (TTM)-50.91%
EPS 3Y-28.54%
EPS 5Y14.04%
EPS Q2Q%26.67%
Revenue 1Y (TTM)-8.78%
Revenue growth 3Y-8.41%
Revenue growth 5Y4.13%
Sales Q2Q%5.76%
3.2 Future
- The Earnings Per Share is expected to grow by 22.50% on average over the next years. This is a very strong growth
- The Revenue is expected to grow by 3.19% on average over the next years.
EPS Next Y-23.78%
EPS Next 2Y16.36%
EPS Next 3Y26.8%
EPS Next 5Y22.5%
Revenue Next Year-4.78%
Revenue Next 2Y1.51%
Revenue Next 3Y4.28%
Revenue Next 5Y3.19%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. 1CNHI.MI Valuation Analysis
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 19.04 indicates a rather expensive valuation of 1CNHI.
- Based on the Price/Earnings ratio, 1CNHI is valued a bit cheaper than 63.55% of the companies in the same industry.
- When comparing the Price/Earnings ratio of 1CNHI to the average of the S&P500 Index (27.42), we can say 1CNHI is valued slightly cheaper.
- With a Price/Forward Earnings ratio of 24.89, 1CNHI is valued on the expensive side.
- Based on the Price/Forward Earnings ratio, 1CNHI is valued a bit more expensive than the industry average as 62.62% of the companies are valued more cheaply.
- 1CNHI's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 22.24.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.04 | ||
| Fwd PE | 24.89 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of 1CNHI is on the same level as its industry peers.
- 74.77% of the companies in the same industry are more expensive than 1CNHI, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.48 | ||
| EV/EBITDA | 10.29 |
4.3 Compensation for Growth
- A more expensive valuation may be justified as 1CNHI's earnings are expected to grow with 26.80% in the coming years.
PEG (NY)N/A
PEG (5Y)1.36
EPS Next 2Y16.36%
EPS Next 3Y26.8%
5. 1CNHI.MI Dividend Analysis
5.1 Amount
- With a yearly dividend of 0.96%, 1CNHI is not a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 1.40, 1CNHI has a dividend in line with its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.81, 1CNHI's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.96% |
5.2 History
- On average, the dividend of 1CNHI grows each year by 114.43%, which is quite nice.
Dividend Growth(5Y)114.43%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 1CNHI pays out 65.29% of its income as dividend. This is not a sustainable payout ratio.
- The dividend of 1CNHI is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP65.29%
EPS Next 2Y16.36%
EPS Next 3Y26.8%
1CNHI.MI Fundamentals: All Metrics, Ratios and Statistics
BIT:1CNHI (4/24/2026, 7:00:00 PM)
8.76
-0.15 (-1.68%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)02-17 2026-02-17/bmo
Earnings (Next)04-30 2026-04-30/bmo
Inst Owners72.33%
Inst Owner ChangeN/A
Ins Owners0.17%
Ins Owner ChangeN/A
Market Cap10.87B
Revenue(TTM)18.09B
Net Income(TTM)510.00M
Analysts76.8
Price Target11.9 (35.84%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.96% |
Yearly Dividend0.23
Dividend Growth(5Y)114.43%
DP65.29%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)23.93%
Min EPS beat(2)-40.39%
Max EPS beat(2)88.25%
EPS beat(4)3
Avg EPS beat(4)16.8%
Min EPS beat(4)-40.39%
Max EPS beat(4)88.25%
EPS beat(8)5
Avg EPS beat(8)7.93%
EPS beat(12)7
Avg EPS beat(12)6.17%
EPS beat(16)11
Avg EPS beat(16)8.03%
Revenue beat(2)2
Avg Revenue beat(2)11.13%
Min Revenue beat(2)10.76%
Max Revenue beat(2)11.51%
Revenue beat(4)4
Avg Revenue beat(4)10.55%
Min Revenue beat(4)8.01%
Max Revenue beat(4)11.93%
Revenue beat(8)8
Avg Revenue beat(8)7.8%
Revenue beat(12)12
Avg Revenue beat(12)5.59%
Revenue beat(16)16
Avg Revenue beat(16)6.53%
PT rev (1m)-1.3%
PT rev (3m)8.35%
EPS NQ rev (1m)-43.02%
EPS NQ rev (3m)-88.13%
EPS NY rev (1m)-3.17%
EPS NY rev (3m)-28.34%
Revenue NQ rev (1m)-2.71%
Revenue NQ rev (3m)-6.76%
Revenue NY rev (1m)-1.65%
Revenue NY rev (3m)-3.61%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.04 | ||
| Fwd PE | 24.89 | ||
| P/S | 0.7 | ||
| P/FCF | 9.48 | ||
| P/OCF | 5.01 | ||
| P/B | 1.64 | ||
| P/tB | 4.2 | ||
| EV/EBITDA | 10.29 |
EPS(TTM)0.46
EY5.25%
EPS(NY)0.35
Fwd EY4.02%
FCF(TTM)0.92
FCFY10.54%
OCF(TTM)1.75
OCFY19.97%
SpS12.47
BVpS5.33
TBVpS2.09
PEG (NY)N/A
PEG (5Y)1.36
Graham Number7.42592 (-15.23%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.19% | ||
| ROE | 6.6% | ||
| ROCE | 8.18% | ||
| ROIC | 6.02% | ||
| ROICexc | 6.48% | ||
| ROICexgc | 7.78% | ||
| OM | 16.45% | ||
| PM (TTM) | 2.82% | ||
| GM | 31.53% | ||
| FCFM | 7.41% |
ROA(3y)3.07%
ROA(5y)3.57%
ROE(3y)17.47%
ROE(5y)21.42%
ROIC(3y)9.45%
ROIC(5y)9.26%
ROICexc(3y)10.64%
ROICexc(5y)11.53%
ROICexgc(3y)13.76%
ROICexgc(5y)17.33%
ROCE(3y)12.84%
ROCE(5y)12.58%
ROICexgc growth 3Y-24.91%
ROICexgc growth 5Y-5.94%
ROICexc growth 3Y-21%
ROICexc growth 5Y-2.99%
OM growth 3Y-2.15%
OM growth 5Y5.76%
PM growth 3Y-31.1%
PM growth 5YN/A
GM growth 3Y3.21%
GM growth 5Y5.14%
F-Score5
Asset Turnover0.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.46 | ||
| Debt/FCF | 19.97 | ||
| Debt/EBITDA | 7.42 | ||
| Cap/Depr | 190.46% | ||
| Cap/Sales | 6.62% | ||
| Interest Coverage | 2.04 | ||
| Cash Conversion | 70.38% | ||
| Profit Quality | 262.75% | ||
| Current Ratio | 1.21 | ||
| Quick Ratio | 0.47 | ||
| Altman-Z | 1.26 |
F-Score5
WACC7.36%
ROIC/WACC0.82
Cap/Depr(3y)199.46%
Cap/Depr(5y)192.44%
Cap/Sales(3y)5.81%
Cap/Sales(5y)6.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-50.91%
EPS 3Y-28.54%
EPS 5Y14.04%
EPS Q2Q%26.67%
EPS Next Y-23.78%
EPS Next 2Y16.36%
EPS Next 3Y26.8%
EPS Next 5Y22.5%
Revenue 1Y (TTM)-8.78%
Revenue growth 3Y-8.41%
Revenue growth 5Y4.13%
Sales Q2Q%5.76%
Revenue Next Year-4.78%
Revenue Next 2Y1.51%
Revenue Next 3Y4.28%
Revenue Next 5Y3.19%
EBIT growth 1Y-22.68%
EBIT growth 3Y-10.38%
EBIT growth 5Y10.13%
EBIT Next Year75.54%
EBIT Next 3Y56.34%
EBIT Next 5Y60.14%
FCF growth 1Y71.36%
FCF growth 3YN/A
FCF growth 5Y-18.29%
OCF growth 1Y28.96%
OCF growth 3Y65.79%
OCF growth 5Y-14.42%
CNH INDUSTRIAL NV / 1CNHI.MI Fundamental Analysis FAQ
What is the fundamental rating for 1CNHI stock?
ChartMill assigns a fundamental rating of 3 / 10 to 1CNHI.MI.
What is the valuation status of CNH INDUSTRIAL NV (1CNHI.MI) stock?
ChartMill assigns a valuation rating of 3 / 10 to CNH INDUSTRIAL NV (1CNHI.MI). This can be considered as Overvalued.
What is the profitability of 1CNHI stock?
CNH INDUSTRIAL NV (1CNHI.MI) has a profitability rating of 5 / 10.
What is the expected EPS growth for CNH INDUSTRIAL NV (1CNHI.MI) stock?
The Earnings per Share (EPS) of CNH INDUSTRIAL NV (1CNHI.MI) is expected to decline by -23.78% in the next year.
Is the dividend of CNH INDUSTRIAL NV sustainable?
The dividend rating of CNH INDUSTRIAL NV (1CNHI.MI) is 2 / 10 and the dividend payout ratio is 65.29%.