CNH INDUSTRIAL NV (1CNHI.MI) Stock Fundamental Analysis

BIT:1CNHI • NL0010545661

10.78 EUR
-0.08 (-0.74%)
Last: Feb 24, 2026, 09:49 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to 1CNHI. 1CNHI was compared to 109 industry peers in the Machinery industry. 1CNHI has a medium profitability rating, but doesn't score so well on its financial health evaluation. 1CNHI is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year 1CNHI was profitable.
  • 1CNHI had a positive operating cash flow in the past year.
  • 1CNHI had positive earnings in 4 of the past 5 years.
  • Each year in the past 5 years 1CNHI had a positive operating cash flow.
1CNHI.MI Yearly Net Income VS EBIT VS OCF VS FCF1CNHI.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B

1.2 Ratios

  • With a Return On Assets value of 1.38%, 1CNHI is not doing good in the industry: 64.22% of the companies in the same industry are doing better.
  • 1CNHI has a Return On Equity of 7.72%. This is comparable to the rest of the industry: 1CNHI outperforms 52.29% of its industry peers.
  • 1CNHI has a Return On Invested Capital (6.11%) which is comparable to the rest of the industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for 1CNHI is above the industry average of 8.82%.
  • The last Return On Invested Capital (6.11%) for 1CNHI is well below the 3 year average (11.39%), which needs to be investigated, but indicates that 1CNHI had better years and this may not be a problem.
Industry RankSector Rank
ROA 1.38%
ROE 7.72%
ROIC 6.11%
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
1CNHI.MI Yearly ROA, ROE, ROIC1CNHI.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

1.3 Margins

  • 1CNHI has a Profit Margin (3.35%) which is comparable to the rest of the industry.
  • 1CNHI's Profit Margin has improved in the last couple of years.
  • 1CNHI has a Operating Margin of 17.04%. This is amongst the best in the industry. 1CNHI outperforms 88.99% of its industry peers.
  • In the last couple of years the Operating Margin of 1CNHI has grown nicely.
  • 1CNHI has a worse Gross Margin (32.19%) than 67.89% of its industry peers.
  • 1CNHI's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 17.04%
PM (TTM) 3.35%
GM 32.19%
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
1CNHI.MI Yearly Profit, Operating, Gross Margins1CNHI.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20 30

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2

2. Health

2.1 Basic Checks

  • 1CNHI has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • 1CNHI has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, 1CNHI has less shares outstanding
  • 1CNHI has a worse debt/assets ratio than last year.
1CNHI.MI Yearly Shares Outstanding1CNHI.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B
1CNHI.MI Yearly Total Debt VS Total Assets1CNHI.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

2.2 Solvency

  • Based on the Altman-Z score of 1.34, we must say that 1CNHI is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.34, 1CNHI is doing worse than 67.89% of the companies in the same industry.
  • The Debt to FCF ratio of 1CNHI is 13.40, which is on the high side as it means it would take 1CNHI, 13.40 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of 1CNHI (13.40) is worse than 67.89% of its industry peers.
  • 1CNHI has a Debt/Equity ratio of 3.51. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 3.51, 1CNHI is not doing good in the industry: 91.74% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 3.51
Debt/FCF 13.4
Altman-Z 1.34
ROIC/WACC0.75
WACC8.18%
1CNHI.MI Yearly LT Debt VS Equity VS FCF1CNHI.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B 20B 25B

2.3 Liquidity

  • 1CNHI has a Current Ratio of 1.69. This is a normal value and indicates that 1CNHI is financially healthy and should not expect problems in meeting its short term obligations.
  • 1CNHI's Current ratio of 1.69 is in line compared to the rest of the industry. 1CNHI outperforms 59.63% of its industry peers.
  • A Quick Ratio of 0.58 indicates that 1CNHI may have some problems paying its short term obligations.
  • The Quick ratio of 1CNHI (0.58) is worse than 86.24% of its industry peers.
Industry RankSector Rank
Current Ratio 1.69
Quick Ratio 0.58
1CNHI.MI Yearly Current Assets VS Current Liabilites1CNHI.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

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3

3. Growth

3.1 Past

  • 1CNHI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -63.50%.
  • Measured over the past 5 years, 1CNHI shows a small growth in Earnings Per Share. The EPS has been growing by 5.29% on average per year.
  • Looking at the last year, 1CNHI shows a very negative growth in Revenue. The Revenue has decreased by -18.10% in the last year.
  • Measured over the past years, 1CNHI shows a decrease in Revenue. The Revenue has been decreasing by -6.71% on average per year.
EPS 1Y (TTM)-63.5%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-66.67%
Revenue 1Y (TTM)-18.1%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-5.48%

3.2 Future

  • The Earnings Per Share is expected to grow by 5.74% on average over the next years.
  • Based on estimates for the next years, 1CNHI will show a small growth in Revenue. The Revenue will grow by 0.38% on average per year.
EPS Next Y-58.19%
EPS Next 2Y-28.85%
EPS Next 3Y-6.68%
EPS Next 5Y5.74%
Revenue Next Year-8.11%
Revenue Next 2Y-4.45%
Revenue Next 3Y0.04%
Revenue Next 5Y0.38%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
1CNHI.MI Yearly Revenue VS Estimates1CNHI.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B 20B 25B
1CNHI.MI Yearly EPS VS Estimates1CNHI.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0.5 1 1.5

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3

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 25.67, 1CNHI can be considered very expensive at the moment.
  • 1CNHI's Price/Earnings is on the same level as the industry average.
  • 1CNHI is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.64, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 22.81, the valuation of 1CNHI can be described as rather expensive.
  • 63.30% of the companies in the same industry are cheaper than 1CNHI, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 27.75. 1CNHI is around the same levels.
Industry RankSector Rank
PE 25.67
Fwd PE 22.81
1CNHI.MI Price Earnings VS Forward Price Earnings1CNHI.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of 1CNHI is on the same level as its industry peers.
  • Based on the Price/Free Cash Flow ratio, 1CNHI is valued cheaply inside the industry as 81.65% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 7.82
EV/EBITDA 11.17
1CNHI.MI Per share data1CNHI.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The decent profitability rating of 1CNHI may justify a higher PE ratio.
  • 1CNHI's earnings are expected to decrease with -6.68% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)4.85
EPS Next 2Y-28.85%
EPS Next 3Y-6.68%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • 1CNHI has a Yearly Dividend Yield of 1.97%.
  • Compared to an average industry Dividend Yield of 1.42, 1CNHI pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.80, 1CNHI has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 1.97%

5.2 History

  • The dividend of 1CNHI is nicely growing with an annual growth rate of 17.96%!
Dividend Growth(5Y)17.96%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 1CNHI pays out 55.11% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • 1CNHI's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP55.11%
EPS Next 2Y-28.85%
EPS Next 3Y-6.68%
1CNHI.MI Yearly Income VS Free CF VS Dividend1CNHI.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B
1CNHI.MI Dividend Payout.1CNHI.MI Dividend Payout, showing the Payout Ratio.1CNHI.MI Dividend Payout.PayoutRetained Earnings

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CNH INDUSTRIAL NV

BIT:1CNHI (2/24/2026, 9:49:00 AM)

10.78

-0.08 (-0.74%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)11-07
Earnings (Next)02-17
Inst Owners72.15%
Inst Owner ChangeN/A
Ins Owners0.12%
Ins Owner ChangeN/A
Market Cap13.44B
Revenue(TTM)17.81B
Net Income(TTM)597.00M
Analysts76
Price Target10.98 (1.86%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.97%
Yearly Dividend0.4
Dividend Growth(5Y)17.96%
DP55.11%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-10.64%
Min EPS beat(2)-40.39%
Max EPS beat(2)19.11%
EPS beat(4)2
Avg EPS beat(4)-9.06%
Min EPS beat(4)-40.39%
Max EPS beat(4)19.11%
EPS beat(8)4
Avg EPS beat(8)-3.31%
EPS beat(12)7
Avg EPS beat(12)-1.07%
EPS beat(16)11
Avg EPS beat(16)4%
Revenue beat(2)2
Avg Revenue beat(2)11.72%
Min Revenue beat(2)11.51%
Max Revenue beat(2)11.93%
Revenue beat(4)4
Avg Revenue beat(4)9.61%
Min Revenue beat(4)6.98%
Max Revenue beat(4)11.93%
Revenue beat(8)8
Avg Revenue beat(8)6.58%
Revenue beat(12)12
Avg Revenue beat(12)6.02%
Revenue beat(16)16
Avg Revenue beat(16)6.57%
PT rev (1m)0%
PT rev (3m)-6.04%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-8.81%
EPS NY rev (1m)0%
EPS NY rev (3m)-22.23%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.87%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.54%
Valuation
Industry RankSector Rank
PE 25.67
Fwd PE 22.81
P/S 0.89
P/FCF 7.82
P/OCF 4.82
P/B 2.05
P/tB 5.4
EV/EBITDA 11.17
EPS(TTM)0.42
EY3.9%
EPS(NY)0.47
Fwd EY4.38%
FCF(TTM)1.38
FCFY12.78%
OCF(TTM)2.24
OCFY20.75%
SpS12.13
BVpS5.26
TBVpS2
PEG (NY)N/A
PEG (5Y)4.85
Graham Number7.05
Profitability
Industry RankSector Rank
ROA 1.38%
ROE 7.72%
ROCE 7.89%
ROIC 6.11%
ROICexc 6.5%
ROICexgc 7.79%
OM 17.04%
PM (TTM) 3.35%
GM 32.19%
FCFM 11.36%
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
ROICexc(3y)14.51%
ROICexc(5y)12.46%
ROICexgc(3y)20.25%
ROICexgc(5y)19.15%
ROCE(3y)14.71%
ROCE(5y)11.59%
ROICexgc growth 3Y0.53%
ROICexgc growth 5Y3.13%
ROICexc growth 3Y21.35%
ROICexc growth 5Y3.15%
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
F-Score3
Asset Turnover0.41
Health
Industry RankSector Rank
Debt/Equity 3.51
Debt/FCF 13.4
Debt/EBITDA 7.43
Cap/Depr 204.71%
Cap/Sales 7.08%
Interest Coverage 250
Cash Conversion 89.95%
Profit Quality 339.03%
Current Ratio 1.69
Quick Ratio 0.58
Altman-Z 1.34
F-Score3
WACC8.18%
ROIC/WACC0.75
Cap/Depr(3y)198.21%
Cap/Depr(5y)185.92%
Cap/Sales(3y)5.02%
Cap/Sales(5y)7.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-63.5%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-66.67%
EPS Next Y-58.19%
EPS Next 2Y-28.85%
EPS Next 3Y-6.68%
EPS Next 5Y5.74%
Revenue 1Y (TTM)-18.1%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-5.48%
Revenue Next Year-8.11%
Revenue Next 2Y-4.45%
Revenue Next 3Y0.04%
Revenue Next 5Y0.38%
EBIT growth 1Y-29.12%
EBIT growth 3Y5.37%
EBIT growth 5Y5.11%
EBIT Next Year-30.18%
EBIT Next 3Y4.93%
EBIT Next 5Y20.58%
FCF growth 1Y702.38%
FCF growth 3Y-27.46%
FCF growth 5YN/A
OCF growth 1Y293.41%
OCF growth 3Y-21.59%
OCF growth 5Y1.51%

CNH INDUSTRIAL NV / 1CNHI.MI FAQ

What is the fundamental rating for 1CNHI stock?

ChartMill assigns a fundamental rating of 4 / 10 to 1CNHI.MI.


What is the valuation status of CNH INDUSTRIAL NV (1CNHI.MI) stock?

ChartMill assigns a valuation rating of 3 / 10 to CNH INDUSTRIAL NV (1CNHI.MI). This can be considered as Overvalued.


How profitable is CNH INDUSTRIAL NV (1CNHI.MI) stock?

CNH INDUSTRIAL NV (1CNHI.MI) has a profitability rating of 6 / 10.


What is the earnings growth outlook for CNH INDUSTRIAL NV?

The Earnings per Share (EPS) of CNH INDUSTRIAL NV (1CNHI.MI) is expected to decline by -58.19% in the next year.


How sustainable is the dividend of CNH INDUSTRIAL NV (1CNHI.MI) stock?

The dividend rating of CNH INDUSTRIAL NV (1CNHI.MI) is 4 / 10 and the dividend payout ratio is 55.11%.