CNH INDUSTRIAL NV (1CNHI.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1CNHI - NL0010545661 - Common Stock
7.97 EUR
-0.16 (-1.97%)
1CNHI gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 110 industry peers in the Machinery industry. While 1CNHI is still in line with the averages on profitability rating, there are concerns on its financial health. 1CNHI has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
1CNHI had positive earnings in the past year.
1CNHI had a positive operating cash flow in the past year.
1CNHI had positive earnings in 4 of the past 5 years.
In the past 5 years 1CNHI always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.38%, 1CNHI is doing worse than 63.64% of the companies in the same industry.
Looking at the Return On Equity, with a value of 7.72%, 1CNHI is in line with its industry, outperforming 53.64% of the companies in the same industry.
With a Return On Invested Capital value of 6.11%, 1CNHI perfoms like the industry average, outperforming 59.09% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for 1CNHI is above the industry average of 8.83%.
The 3 year average ROIC (11.39%) for 1CNHI is well above the current ROIC(6.11%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 7.72% | ||
| ROIC | 6.11% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
1.3 Margins
Looking at the Profit Margin, with a value of 3.35%, 1CNHI is in line with its industry, outperforming 50.00% of the companies in the same industry.
1CNHI's Profit Margin has improved in the last couple of years.
The Operating Margin of 1CNHI (17.04%) is better than 87.27% of its industry peers.
In the last couple of years the Operating Margin of 1CNHI has grown nicely.
1CNHI has a worse Gross Margin (32.19%) than 67.27% of its industry peers.
In the last couple of years the Gross Margin of 1CNHI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.04% | ||
| PM (TTM) | 3.35% | ||
| GM | 32.19% |
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
2. Health
2.1 Basic Checks
1CNHI has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, 1CNHI has less shares outstanding
1CNHI has less shares outstanding than it did 5 years ago.
The debt/assets ratio for 1CNHI is higher compared to a year ago.
2.2 Solvency
1CNHI has an Altman-Z score of 1.27. This is a bad value and indicates that 1CNHI is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.27, 1CNHI is not doing good in the industry: 72.73% of the companies in the same industry are doing better.
1CNHI has a debt to FCF ratio of 13.40. This is a negative value and a sign of low solvency as 1CNHI would need 13.40 years to pay back of all of its debts.
1CNHI's Debt to FCF ratio of 13.40 is on the low side compared to the rest of the industry. 1CNHI is outperformed by 69.09% of its industry peers.
A Debt/Equity ratio of 3.51 is on the high side and indicates that 1CNHI has dependencies on debt financing.
1CNHI has a worse Debt to Equity ratio (3.51) than 92.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.51 | ||
| Debt/FCF | 13.4 | ||
| Altman-Z | 1.27 |
ROIC/WACC0.79
WACC7.71%
2.3 Liquidity
A Current Ratio of 1.69 indicates that 1CNHI should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.69, 1CNHI is in the better half of the industry, outperforming 62.73% of the companies in the same industry.
A Quick Ratio of 0.58 indicates that 1CNHI may have some problems paying its short term obligations.
1CNHI has a Quick ratio of 0.58. This is amonst the worse of the industry: 1CNHI underperforms 85.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.69 | ||
| Quick Ratio | 0.58 |
3. Growth
3.1 Past
The earnings per share for 1CNHI have decreased strongly by -63.50% in the last year.
1CNHI shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.29% yearly.
The Revenue for 1CNHI has decreased by -18.10% in the past year. This is quite bad
The Revenue has been decreasing by -6.71% on average over the past years.
EPS 1Y (TTM)-63.5%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-66.67%
Revenue 1Y (TTM)-18.1%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-5.48%
3.2 Future
1CNHI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.74% yearly.
Based on estimates for the next years, 1CNHI will show a small growth in Revenue. The Revenue will grow by 0.38% on average per year.
EPS Next Y-58.19%
EPS Next 2Y-27.74%
EPS Next 3Y-6%
EPS Next 5Y5.74%
Revenue Next Year-9.23%
Revenue Next 2Y-4.49%
Revenue Next 3Y0.13%
Revenue Next 5Y0.38%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 18.98, which indicates a rather expensive current valuation of 1CNHI.
1CNHI's Price/Earnings ratio is a bit cheaper when compared to the industry. 1CNHI is cheaper than 68.18% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.57. 1CNHI is valued slightly cheaper when compared to this.
Based on the Price/Forward Earnings ratio of 16.36, the valuation of 1CNHI can be described as correct.
Compared to the rest of the industry, the Price/Forward Earnings ratio of 1CNHI is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 24.04. 1CNHI is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.98 | ||
| Fwd PE | 16.36 |
4.2 Price Multiples
1CNHI's Enterprise Value to EBITDA ratio is in line with the industry average.
1CNHI's Price/Free Cash Flow ratio is rather cheap when compared to the industry. 1CNHI is cheaper than 90.91% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.79 | ||
| EV/EBITDA | 10 |
4.3 Compensation for Growth
The decent profitability rating of 1CNHI may justify a higher PE ratio.
1CNHI's earnings are expected to decrease with -6.00% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)3.59
EPS Next 2Y-27.74%
EPS Next 3Y-6%
5. Dividend
5.1 Amount
1CNHI has a Yearly Dividend Yield of 2.66%.
Compared to an average industry Dividend Yield of 1.55, 1CNHI pays a better dividend. On top of this 1CNHI pays more dividend than 81.82% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, 1CNHI pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.66% |
5.2 History
The dividend of 1CNHI is nicely growing with an annual growth rate of 17.97%!
Dividend Growth(5Y)17.97%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
55.11% of the earnings are spent on dividend by 1CNHI. This is a bit on the high side, but may be sustainable.
1CNHI's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP55.11%
EPS Next 2Y-27.74%
EPS Next 3Y-6%
BIT:1CNHI (12/23/2025, 7:00:00 PM)
7.97
-0.16 (-1.97%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)
Earnings (Next)
Inst Owners71.94%
Inst Owner ChangeN/A
Ins Owners0.12%
Ins Owner ChangeN/A
Market Cap9.93B
Revenue(TTM)17.81B
Net Income(TTM)597.00M
Analysts75
Price Target11.25 (41.15%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.66% |
Yearly Dividend0.41
Dividend Growth(5Y)17.97%
DP55.11%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-10.64%
Min EPS beat(2)-40.39%
Max EPS beat(2)19.11%
EPS beat(4)2
Avg EPS beat(4)-9.06%
Min EPS beat(4)-40.39%
Max EPS beat(4)19.11%
EPS beat(8)4
Avg EPS beat(8)-3.31%
EPS beat(12)7
Avg EPS beat(12)-1.07%
EPS beat(16)11
Avg EPS beat(16)4%
Revenue beat(2)2
Avg Revenue beat(2)11.72%
Min Revenue beat(2)11.51%
Max Revenue beat(2)11.93%
Revenue beat(4)4
Avg Revenue beat(4)9.61%
Min Revenue beat(4)6.98%
Max Revenue beat(4)11.93%
Revenue beat(8)8
Avg Revenue beat(8)6.58%
Revenue beat(12)12
Avg Revenue beat(12)6.02%
Revenue beat(16)16
Avg Revenue beat(16)6.57%
PT rev (1m)-3.74%
PT rev (3m)-13.62%
EPS NQ rev (1m)-5.58%
EPS NQ rev (3m)-45.51%
EPS NY rev (1m)-22.23%
EPS NY rev (3m)-23.49%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)5.32%
Revenue NY rev (1m)2.27%
Revenue NY rev (3m)2.25%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.98 | ||
| Fwd PE | 16.36 | ||
| P/S | 0.66 | ||
| P/FCF | 5.79 | ||
| P/OCF | 3.56 | ||
| P/B | 1.51 | ||
| P/tB | 3.99 | ||
| EV/EBITDA | 10 |
EPS(TTM)0.42
EY5.27%
EPS(NY)0.49
Fwd EY6.11%
FCF(TTM)1.38
FCFY17.29%
OCF(TTM)2.24
OCFY28.06%
SpS12.13
BVpS5.26
TBVpS2
PEG (NY)N/A
PEG (5Y)3.59
Graham Number7.05
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 7.72% | ||
| ROCE | 7.89% | ||
| ROIC | 6.11% | ||
| ROICexc | 6.5% | ||
| ROICexgc | 7.79% | ||
| OM | 17.04% | ||
| PM (TTM) | 3.35% | ||
| GM | 32.19% | ||
| FCFM | 11.36% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
ROICexc(3y)14.51%
ROICexc(5y)12.46%
ROICexgc(3y)20.25%
ROICexgc(5y)19.15%
ROCE(3y)14.71%
ROCE(5y)11.59%
ROICexgc growth 3Y0.53%
ROICexgc growth 5Y3.13%
ROICexc growth 3Y21.35%
ROICexc growth 5Y3.15%
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
F-Score3
Asset Turnover0.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.51 | ||
| Debt/FCF | 13.4 | ||
| Debt/EBITDA | 7.43 | ||
| Cap/Depr | 204.71% | ||
| Cap/Sales | 7.08% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 89.95% | ||
| Profit Quality | 339.03% | ||
| Current Ratio | 1.69 | ||
| Quick Ratio | 0.58 | ||
| Altman-Z | 1.27 |
F-Score3
WACC7.71%
ROIC/WACC0.79
Cap/Depr(3y)198.21%
Cap/Depr(5y)185.92%
Cap/Sales(3y)5.02%
Cap/Sales(5y)7.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-63.5%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-66.67%
EPS Next Y-58.19%
EPS Next 2Y-27.74%
EPS Next 3Y-6%
EPS Next 5Y5.74%
Revenue 1Y (TTM)-18.1%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-5.48%
Revenue Next Year-9.23%
Revenue Next 2Y-4.49%
Revenue Next 3Y0.13%
Revenue Next 5Y0.38%
EBIT growth 1Y-29.12%
EBIT growth 3Y5.37%
EBIT growth 5Y5.11%
EBIT Next Year-31.64%
EBIT Next 3Y4.7%
EBIT Next 5Y20.58%
FCF growth 1Y702.38%
FCF growth 3Y-27.46%
FCF growth 5YN/A
OCF growth 1Y293.41%
OCF growth 3Y-21.59%
OCF growth 5Y1.51%
CNH INDUSTRIAL NV / 1CNHI.MI FAQ
What is the fundamental rating for 1CNHI stock?
ChartMill assigns a fundamental rating of 4 / 10 to 1CNHI.MI.
Can you provide the valuation status for CNH INDUSTRIAL NV?
ChartMill assigns a valuation rating of 5 / 10 to CNH INDUSTRIAL NV (1CNHI.MI). This can be considered as Fairly Valued.
Can you provide the profitability details for CNH INDUSTRIAL NV?
CNH INDUSTRIAL NV (1CNHI.MI) has a profitability rating of 6 / 10.
What is the earnings growth outlook for CNH INDUSTRIAL NV?
The Earnings per Share (EPS) of CNH INDUSTRIAL NV (1CNHI.MI) is expected to decline by -58.19% in the next year.
How sustainable is the dividend of CNH INDUSTRIAL NV (1CNHI.MI) stock?
The dividend rating of CNH INDUSTRIAL NV (1CNHI.MI) is 5 / 10 and the dividend payout ratio is 55.11%.