CNH INDUSTRIAL NV (1CNHI.MI) Stock Fundamental Analysis
Europe - BIT:1CNHI - NL0010545661 - Common Stock
8.65 EUR
+0.07 (+0.82%)
1CNHI gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 102 industry peers in the Machinery industry. 1CNHI scores excellent on profitability, but there are concerns on its financial health. 1CNHI has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
1CNHI had positive earnings in the past year.
1CNHI had a positive operating cash flow in the past year.
1CNHI had positive earnings in 4 of the past 5 years.
In the past 5 years 1CNHI always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of 1.88%, 1CNHI perfoms like the industry average, outperforming 41.18% of the companies in the same industry.
1CNHI has a better Return On Equity (10.67%) than 65.69% of its industry peers.
1CNHI's Return On Invested Capital of 6.87% is fine compared to the rest of the industry. 1CNHI outperforms 62.75% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for 1CNHI is above the industry average of 8.41%.
The 3 year average ROIC (11.39%) for 1CNHI is well above the current ROIC(6.87%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.88% | ||
| ROE | 10.67% | ||
| ROIC | 6.87% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
1.3 Margins
1CNHI's Profit Margin of 4.55% is in line compared to the rest of the industry. 1CNHI outperforms 58.82% of its industry peers.
1CNHI's Profit Margin has improved in the last couple of years.
1CNHI has a better Operating Margin (18.21%) than 88.24% of its industry peers.
In the last couple of years the Operating Margin of 1CNHI has grown nicely.
1CNHI has a Gross Margin of 32.40%. This is in the lower half of the industry: 1CNHI underperforms 69.61% of its industry peers.
1CNHI's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.21% | ||
| PM (TTM) | 4.55% | ||
| GM | 32.4% |
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), 1CNHI is creating some value.
The number of shares outstanding for 1CNHI has been reduced compared to 1 year ago.
The number of shares outstanding for 1CNHI has been reduced compared to 5 years ago.
The debt/assets ratio for 1CNHI is higher compared to a year ago.
2.2 Solvency
1CNHI has an Altman-Z score of 1.25. This is a bad value and indicates that 1CNHI is not financially healthy and even has some risk of bankruptcy.
1CNHI's Altman-Z score of 1.25 is on the low side compared to the rest of the industry. 1CNHI is outperformed by 69.61% of its industry peers.
The Debt to FCF ratio of 1CNHI is 12.84, which is on the high side as it means it would take 1CNHI, 12.84 years of fcf income to pay off all of its debts.
1CNHI has a Debt to FCF ratio of 12.84. This is in the lower half of the industry: 1CNHI underperforms 70.59% of its industry peers.
A Debt/Equity ratio of 3.55 is on the high side and indicates that 1CNHI has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 3.55, 1CNHI is doing worse than 94.12% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.55 | ||
| Debt/FCF | 12.84 | ||
| Altman-Z | 1.25 |
ROIC/WACC0.88
WACC7.85%
2.3 Liquidity
A Current Ratio of 1.24 indicates that 1CNHI should not have too much problems paying its short term obligations.
1CNHI has a worse Current ratio (1.24) than 68.63% of its industry peers.
A Quick Ratio of 0.45 indicates that 1CNHI may have some problems paying its short term obligations.
With a Quick ratio value of 0.45, 1CNHI is not doing good in the industry: 93.14% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.24 | ||
| Quick Ratio | 0.45 |
3. Growth
3.1 Past
1CNHI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -63.50%.
The Earnings Per Share has been growing slightly by 5.29% on average over the past years.
The Revenue for 1CNHI has decreased by -19.65% in the past year. This is quite bad
Measured over the past years, 1CNHI shows a decrease in Revenue. The Revenue has been decreasing by -6.71% on average per year.
EPS 1Y (TTM)-63.5%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-66.67%
Revenue 1Y (TTM)-19.65%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-5.48%
3.2 Future
The Earnings Per Share is expected to decrease by -3.53% on average over the next years.
Based on estimates for the next years, 1CNHI will show a small growth in Revenue. The Revenue will grow by 0.43% on average per year.
EPS Next Y-46.23%
EPS Next 2Y-15.37%
EPS Next 3Y-1.09%
EPS Next 5Y-3.53%
Revenue Next Year-11.24%
Revenue Next 2Y-4.76%
Revenue Next 3Y-0.35%
Revenue Next 5Y0.43%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 20.12, the valuation of 1CNHI can be described as rather expensive.
1CNHI's Price/Earnings ratio is a bit cheaper when compared to the industry. 1CNHI is cheaper than 61.76% of the companies in the same industry.
When comparing the Price/Earnings ratio of 1CNHI to the average of the S&P500 Index (25.89), we can say 1CNHI is valued slightly cheaper.
1CNHI is valuated correctly with a Price/Forward Earnings ratio of 12.79.
Based on the Price/Forward Earnings ratio, 1CNHI is valued a bit cheaper than the industry average as 64.71% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 34.59. 1CNHI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.12 | ||
| Fwd PE | 12.79 |
4.2 Price Multiples
1CNHI's Enterprise Value to EBITDA ratio is in line with the industry average.
86.27% of the companies in the same industry are more expensive than 1CNHI, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.9 | ||
| EV/EBITDA | 9.58 |
4.3 Compensation for Growth
1CNHI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)3.8
EPS Next 2Y-15.37%
EPS Next 3Y-1.09%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.48%, 1CNHI has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 2.49, 1CNHI pays a bit more dividend than its industry peers.
1CNHI's Dividend Yield is comparable with the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.48% |
5.2 History
On average, the dividend of 1CNHI grows each year by 17.96%, which is quite nice.
Dividend Growth(5Y)17.96%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1CNHI pays out 40.58% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP40.58%
EPS Next 2Y-15.37%
EPS Next 3Y-1.09%
BIT:1CNHI (11/17/2025, 3:34:01 PM)
8.65
+0.07 (+0.82%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)
Earnings (Next)
Inst Owners72.99%
Inst Owner ChangeN/A
Ins Owners0.11%
Ins Owner ChangeN/A
Market Cap10.82B
Revenue(TTM)19.84B
Net Income(TTM)823.00M
Analysts75.83
Price Target13.02 (50.52%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.48% |
Yearly Dividend0.41
Dividend Growth(5Y)17.96%
DP40.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.67%
Min EPS beat(2)0.22%
Max EPS beat(2)19.11%
EPS beat(4)2
Avg EPS beat(4)-2.02%
Min EPS beat(4)-15.2%
Max EPS beat(4)19.11%
EPS beat(8)4
Avg EPS beat(8)1.32%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)9.24%
Revenue beat(2)2
Avg Revenue beat(2)9.97%
Min Revenue beat(2)8.01%
Max Revenue beat(2)11.93%
Revenue beat(4)4
Avg Revenue beat(4)6.86%
Min Revenue beat(4)0.52%
Max Revenue beat(4)11.93%
Revenue beat(8)8
Avg Revenue beat(8)5.17%
Revenue beat(12)12
Avg Revenue beat(12)5.89%
Revenue beat(16)14
Avg Revenue beat(16)3.4%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-4.73%
EPS NQ rev (3m)-11.69%
EPS NY rev (1m)-1.62%
EPS NY rev (3m)-4.98%
Revenue NQ rev (1m)-1.62%
Revenue NQ rev (3m)-2.76%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)2.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.12 | ||
| Fwd PE | 12.79 | ||
| P/S | 0.7 | ||
| P/FCF | 5.9 | ||
| P/OCF | 3.69 | ||
| P/B | 1.63 | ||
| P/tB | 4.42 | ||
| EV/EBITDA | 9.58 |
EPS(TTM)0.43
EY4.97%
EPS(NY)0.68
Fwd EY7.82%
FCF(TTM)1.47
FCFY16.94%
OCF(TTM)2.35
OCFY27.11%
SpS12.4
BVpS5.29
TBVpS1.96
PEG (NY)N/A
PEG (5Y)3.8
Graham Number7.16
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.88% | ||
| ROE | 10.67% | ||
| ROCE | 8.87% | ||
| ROIC | 6.87% | ||
| ROICexc | 7.37% | ||
| ROICexgc | 8.91% | ||
| OM | 18.21% | ||
| PM (TTM) | 4.55% | ||
| GM | 32.4% | ||
| FCFM | 11.82% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
ROICexc(3y)14.51%
ROICexc(5y)12.46%
ROICexgc(3y)20.25%
ROICexgc(5y)19.15%
ROCE(3y)14.71%
ROCE(5y)11.59%
ROICexgc growth 3Y0.53%
ROICexgc growth 5Y3.13%
ROICexc growth 3Y21.35%
ROICexc growth 5Y3.15%
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
F-Score4
Asset Turnover0.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.55 | ||
| Debt/FCF | 12.84 | ||
| Debt/EBITDA | 7.02 | ||
| Cap/Depr | 209.48% | ||
| Cap/Sales | 7.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 87.57% | ||
| Profit Quality | 259.42% | ||
| Current Ratio | 1.24 | ||
| Quick Ratio | 0.45 | ||
| Altman-Z | 1.25 |
F-Score4
WACC7.85%
ROIC/WACC0.88
Cap/Depr(3y)198.21%
Cap/Depr(5y)185.92%
Cap/Sales(3y)5.02%
Cap/Sales(5y)7.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-63.5%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-66.67%
EPS Next Y-46.23%
EPS Next 2Y-15.37%
EPS Next 3Y-1.09%
EPS Next 5Y-3.53%
Revenue 1Y (TTM)-19.65%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-5.48%
Revenue Next Year-11.24%
Revenue Next 2Y-4.76%
Revenue Next 3Y-0.35%
Revenue Next 5Y0.43%
EBIT growth 1Y-28.56%
EBIT growth 3Y5.37%
EBIT growth 5Y5.11%
EBIT Next Year-16.87%
EBIT Next 3Y10.04%
EBIT Next 5Y20.58%
FCF growth 1Y1200.52%
FCF growth 3Y-27.46%
FCF growth 5YN/A
OCF growth 1Y290.51%
OCF growth 3Y-21.59%
OCF growth 5Y1.51%
CNH INDUSTRIAL NV / 1CNHI.MI FAQ
What is the fundamental rating for 1CNHI stock?
ChartMill assigns a fundamental rating of 4 / 10 to 1CNHI.MI.
Can you provide the valuation status for CNH INDUSTRIAL NV?
ChartMill assigns a valuation rating of 5 / 10 to CNH INDUSTRIAL NV (1CNHI.MI). This can be considered as Fairly Valued.
Can you provide the profitability details for CNH INDUSTRIAL NV?
CNH INDUSTRIAL NV (1CNHI.MI) has a profitability rating of 7 / 10.
What is the earnings growth outlook for CNH INDUSTRIAL NV?
The Earnings per Share (EPS) of CNH INDUSTRIAL NV (1CNHI.MI) is expected to decline by -46.23% in the next year.
How sustainable is the dividend of CNH INDUSTRIAL NV (1CNHI.MI) stock?
The dividend rating of CNH INDUSTRIAL NV (1CNHI.MI) is 4 / 10 and the dividend payout ratio is 40.58%.