CNH INDUSTRIAL NV (1CNHI.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1CNHI - NL0010545661 - Common Stock
9.35 EUR
+0.02 (+0.21%)
Taking everything into account, 1CNHI scores 4 out of 10 in our fundamental rating. 1CNHI was compared to 114 industry peers in the Machinery industry. 1CNHI has a medium profitability rating, but doesn't score so well on its financial health evaluation. 1CNHI has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- 1CNHI had positive earnings in the past year.
- 1CNHI had a positive operating cash flow in the past year.
- Of the past 5 years 1CNHI 4 years were profitable.
- Each year in the past 5 years 1CNHI had a positive operating cash flow.
1.2 Ratios
- 1CNHI has a worse Return On Assets (1.38%) than 65.79% of its industry peers.
- 1CNHI has a Return On Equity of 7.72%. This is comparable to the rest of the industry: 1CNHI outperforms 49.12% of its industry peers.
- 1CNHI has a Return On Invested Capital (6.11%) which is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for 1CNHI is above the industry average of 9.14%.
- The last Return On Invested Capital (6.11%) for 1CNHI is well below the 3 year average (11.39%), which needs to be investigated, but indicates that 1CNHI had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 7.72% | ||
| ROIC | 6.11% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
1.3 Margins
- 1CNHI has a Profit Margin (3.35%) which is in line with its industry peers.
- 1CNHI's Profit Margin has improved in the last couple of years.
- Looking at the Operating Margin, with a value of 17.04%, 1CNHI belongs to the top of the industry, outperforming 86.84% of the companies in the same industry.
- 1CNHI's Operating Margin has improved in the last couple of years.
- 1CNHI has a worse Gross Margin (32.19%) than 68.42% of its industry peers.
- 1CNHI's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.04% | ||
| PM (TTM) | 3.35% | ||
| GM | 32.19% |
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so 1CNHI is still creating some value.
- Compared to 1 year ago, 1CNHI has less shares outstanding
- Compared to 5 years ago, 1CNHI has less shares outstanding
- The debt/assets ratio for 1CNHI is higher compared to a year ago.
2.2 Solvency
- 1CNHI has an Altman-Z score of 1.30. This is a bad value and indicates that 1CNHI is not financially healthy and even has some risk of bankruptcy.
- 1CNHI's Altman-Z score of 1.30 is on the low side compared to the rest of the industry. 1CNHI is outperformed by 71.93% of its industry peers.
- 1CNHI has a debt to FCF ratio of 13.40. This is a negative value and a sign of low solvency as 1CNHI would need 13.40 years to pay back of all of its debts.
- 1CNHI has a worse Debt to FCF ratio (13.40) than 65.79% of its industry peers.
- A Debt/Equity ratio of 3.51 is on the high side and indicates that 1CNHI has dependencies on debt financing.
- The Debt to Equity ratio of 1CNHI (3.51) is worse than 92.98% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.51 | ||
| Debt/FCF | 13.4 | ||
| Altman-Z | 1.3 |
ROIC/WACC0.76
WACC8.09%
2.3 Liquidity
- A Current Ratio of 1.69 indicates that 1CNHI should not have too much problems paying its short term obligations.
- 1CNHI has a better Current ratio (1.69) than 60.53% of its industry peers.
- 1CNHI has a Quick Ratio of 1.69. This is a bad value and indicates that 1CNHI is not financially healthy enough and could expect problems in meeting its short term obligations.
- 1CNHI's Quick ratio of 0.58 is on the low side compared to the rest of the industry. 1CNHI is outperformed by 85.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.69 | ||
| Quick Ratio | 0.58 |
3. Growth
3.1 Past
- 1CNHI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -63.50%.
- Measured over the past 5 years, 1CNHI shows a small growth in Earnings Per Share. The EPS has been growing by 5.29% on average per year.
- Looking at the last year, 1CNHI shows a very negative growth in Revenue. The Revenue has decreased by -18.10% in the last year.
- The Revenue has been decreasing by -6.71% on average over the past years.
EPS 1Y (TTM)-63.5%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-66.67%
Revenue 1Y (TTM)-18.1%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-5.48%
3.2 Future
- The Earnings Per Share is expected to grow by 5.74% on average over the next years.
- The Revenue is expected to grow by 0.38% on average over the next years.
EPS Next Y-58.19%
EPS Next 2Y-27.74%
EPS Next 3Y-6%
EPS Next 5Y5.74%
Revenue Next Year-9.23%
Revenue Next 2Y-4.49%
Revenue Next 3Y0.13%
Revenue Next 5Y0.38%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- 1CNHI is valuated rather expensively with a Price/Earnings ratio of 21.74.
- 1CNHI's Price/Earnings ratio is a bit cheaper when compared to the industry. 1CNHI is cheaper than 62.28% of the companies in the same industry.
- 1CNHI's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.47.
- 1CNHI is valuated rather expensively with a Price/Forward Earnings ratio of 18.92.
- 1CNHI's Price/Forward Earnings ratio is in line with the industry average.
- When comparing the Price/Forward Earnings ratio of 1CNHI to the average of the S&P500 Index (24.26), we can say 1CNHI is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.74 | ||
| Fwd PE | 18.92 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of 1CNHI is on the same level as its industry peers.
- 1CNHI's Price/Free Cash Flow ratio is rather cheap when compared to the industry. 1CNHI is cheaper than 86.84% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.69 | ||
| EV/EBITDA | 10.5 |
4.3 Compensation for Growth
- The decent profitability rating of 1CNHI may justify a higher PE ratio.
- A cheap valuation may be justified as 1CNHI's earnings are expected to decrease with -6.00% in the coming years.
PEG (NY)N/A
PEG (5Y)4.11
EPS Next 2Y-27.74%
EPS Next 3Y-6%
5. Dividend
5.1 Amount
- 1CNHI has a Yearly Dividend Yield of 2.31%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 1.55, 1CNHI pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.89, 1CNHI pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.31% |
5.2 History
- The dividend of 1CNHI is nicely growing with an annual growth rate of 17.97%!
Dividend Growth(5Y)17.97%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 1CNHI pays out 55.11% of its income as dividend. This is a bit on the high side, but may be sustainable.
- 1CNHI's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP55.11%
EPS Next 2Y-27.74%
EPS Next 3Y-6%
BIT:1CNHI (1/16/2026, 7:00:00 PM)
9.35
+0.02 (+0.21%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)11-07 2025-11-07/bmo
Earnings (Next)02-02 2026-02-02/amc
Inst Owners72.15%
Inst Owner ChangeN/A
Ins Owners0.12%
Ins Owner ChangeN/A
Market Cap11.65B
Revenue(TTM)17.81B
Net Income(TTM)597.00M
Analysts75
Price Target10.98 (17.43%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.31% |
Yearly Dividend0.41
Dividend Growth(5Y)17.97%
DP55.11%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-10.64%
Min EPS beat(2)-40.39%
Max EPS beat(2)19.11%
EPS beat(4)2
Avg EPS beat(4)-9.06%
Min EPS beat(4)-40.39%
Max EPS beat(4)19.11%
EPS beat(8)4
Avg EPS beat(8)-3.31%
EPS beat(12)7
Avg EPS beat(12)-1.07%
EPS beat(16)11
Avg EPS beat(16)4%
Revenue beat(2)2
Avg Revenue beat(2)11.72%
Min Revenue beat(2)11.51%
Max Revenue beat(2)11.93%
Revenue beat(4)4
Avg Revenue beat(4)9.61%
Min Revenue beat(4)6.98%
Max Revenue beat(4)11.93%
Revenue beat(8)8
Avg Revenue beat(8)6.58%
Revenue beat(12)12
Avg Revenue beat(12)6.02%
Revenue beat(16)16
Avg Revenue beat(16)6.57%
PT rev (1m)-2.92%
PT rev (3m)-13.62%
EPS NQ rev (1m)-0.5%
EPS NQ rev (3m)-43.44%
EPS NY rev (1m)-0.35%
EPS NY rev (3m)-23.49%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)5.32%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.74 | ||
| Fwd PE | 18.92 | ||
| P/S | 0.76 | ||
| P/FCF | 6.69 | ||
| P/OCF | 4.12 | ||
| P/B | 1.75 | ||
| P/tB | 4.62 | ||
| EV/EBITDA | 10.5 |
EPS(TTM)0.43
EY4.6%
EPS(NY)0.49
Fwd EY5.28%
FCF(TTM)1.4
FCFY14.94%
OCF(TTM)2.27
OCFY24.25%
SpS12.3
BVpS5.34
TBVpS2.02
PEG (NY)N/A
PEG (5Y)4.11
Graham Number7.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 7.72% | ||
| ROCE | 7.89% | ||
| ROIC | 6.11% | ||
| ROICexc | 6.5% | ||
| ROICexgc | 7.79% | ||
| OM | 17.04% | ||
| PM (TTM) | 3.35% | ||
| GM | 32.19% | ||
| FCFM | 11.36% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
ROICexc(3y)14.51%
ROICexc(5y)12.46%
ROICexgc(3y)20.25%
ROICexgc(5y)19.15%
ROCE(3y)14.71%
ROCE(5y)11.59%
ROICexgc growth 3Y0.53%
ROICexgc growth 5Y3.13%
ROICexc growth 3Y21.35%
ROICexc growth 5Y3.15%
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
F-Score3
Asset Turnover0.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.51 | ||
| Debt/FCF | 13.4 | ||
| Debt/EBITDA | 7.43 | ||
| Cap/Depr | 204.71% | ||
| Cap/Sales | 7.08% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 89.95% | ||
| Profit Quality | 339.03% | ||
| Current Ratio | 1.69 | ||
| Quick Ratio | 0.58 | ||
| Altman-Z | 1.3 |
F-Score3
WACC8.09%
ROIC/WACC0.76
Cap/Depr(3y)198.21%
Cap/Depr(5y)185.92%
Cap/Sales(3y)5.02%
Cap/Sales(5y)7.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-63.5%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-66.67%
EPS Next Y-58.19%
EPS Next 2Y-27.74%
EPS Next 3Y-6%
EPS Next 5Y5.74%
Revenue 1Y (TTM)-18.1%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-5.48%
Revenue Next Year-9.23%
Revenue Next 2Y-4.49%
Revenue Next 3Y0.13%
Revenue Next 5Y0.38%
EBIT growth 1Y-29.12%
EBIT growth 3Y5.37%
EBIT growth 5Y5.11%
EBIT Next Year-31.64%
EBIT Next 3Y4.7%
EBIT Next 5Y20.58%
FCF growth 1Y702.38%
FCF growth 3Y-27.46%
FCF growth 5YN/A
OCF growth 1Y293.41%
OCF growth 3Y-21.59%
OCF growth 5Y1.51%
CNH INDUSTRIAL NV / 1CNHI.MI FAQ
What is the fundamental rating for 1CNHI stock?
ChartMill assigns a fundamental rating of 4 / 10 to 1CNHI.MI.
What is the valuation status of CNH INDUSTRIAL NV (1CNHI.MI) stock?
ChartMill assigns a valuation rating of 4 / 10 to CNH INDUSTRIAL NV (1CNHI.MI). This can be considered as Fairly Valued.
How profitable is CNH INDUSTRIAL NV (1CNHI.MI) stock?
CNH INDUSTRIAL NV (1CNHI.MI) has a profitability rating of 6 / 10.
What is the earnings growth outlook for CNH INDUSTRIAL NV?
The Earnings per Share (EPS) of CNH INDUSTRIAL NV (1CNHI.MI) is expected to decline by -58.19% in the next year.
How sustainable is the dividend of CNH INDUSTRIAL NV (1CNHI.MI) stock?
The dividend rating of CNH INDUSTRIAL NV (1CNHI.MI) is 5 / 10 and the dividend payout ratio is 55.11%.