CENTENE CORP (1CNC.MI) Stock Fundamental Analysis
BIT:1CNC - US15135B1017 - Common Stock
25.425 EUR
+0.18 (+0.69%)
Taking everything into account, 1CNC scores 4 out of 10 in our fundamental rating. 1CNC was compared to 27 industry peers in the Health Care Providers & Services industry. 1CNC scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. 1CNC is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year 1CNC was profitable.
In the past year 1CNC had a positive cash flow from operations.
Each year in the past 5 years 1CNC has been profitable.
Each year in the past 5 years 1CNC had a positive operating cash flow.
1.2 Ratios
1CNC has a Return On Assets of 2.38%. This is comparable to the rest of the industry: 1CNC outperforms 55.56% of its industry peers.
The Return On Equity of 1CNC (7.49%) is comparable to the rest of the industry.
1CNC's Return On Invested Capital of 3.05% is on the low side compared to the rest of the industry. 1CNC is outperformed by 62.96% of its industry peers.
1CNC had an Average Return On Invested Capital over the past 3 years of 5.66%. This is in line with the industry average of 6.10%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.38% | ||
| ROE | 7.49% | ||
| ROIC | 3.05% |
ROA(3y)2.92%
ROA(5y)2.62%
ROE(3y)9.32%
ROE(5y)8%
ROIC(3y)5.66%
ROIC(5y)5.27%
1.3 Margins
Looking at the Profit Margin, with a value of 1.15%, 1CNC is doing worse than 66.67% of the companies in the same industry.
1CNC's Profit Margin has improved in the last couple of years.
1CNC has a Operating Margin of 1.12%. This is amonst the worse of the industry: 1CNC underperforms 81.48% of its industry peers.
In the last couple of years the Operating Margin of 1CNC has declined.
Looking at the Gross Margin, with a value of 8.93%, 1CNC is doing worse than 77.78% of the companies in the same industry.
In the last couple of years the Gross Margin of 1CNC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.12% | ||
| PM (TTM) | 1.15% | ||
| GM | 8.93% |
OM growth 3Y-10.08%
OM growth 5Y-6.8%
PM growth 3Y23.76%
PM growth 5Y2.75%
GM growth 3Y-2.89%
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so 1CNC is destroying value.
Compared to 1 year ago, 1CNC has less shares outstanding
The number of shares outstanding for 1CNC has been increased compared to 5 years ago.
1CNC has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.60 indicates that 1CNC is not a great score, but indicates only limited risk for bankruptcy at the moment.
1CNC's Altman-Z score of 2.60 is fine compared to the rest of the industry. 1CNC outperforms 70.37% of its industry peers.
1CNC has a debt to FCF ratio of 16.27. This is a negative value and a sign of low solvency as 1CNC would need 16.27 years to pay back of all of its debts.
The Debt to FCF ratio of 1CNC (16.27) is worse than 74.07% of its industry peers.
1CNC has a Debt/Equity ratio of 0.64. This is a neutral value indicating 1CNC is somewhat dependend on debt financing.
1CNC's Debt to Equity ratio of 0.64 is fine compared to the rest of the industry. 1CNC outperforms 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 16.27 | ||
| Altman-Z | 2.6 |
ROIC/WACC0.42
WACC7.28%
2.3 Liquidity
A Current Ratio of 1.10 indicates that 1CNC should not have too much problems paying its short term obligations.
1CNC has a Current ratio (1.10) which is comparable to the rest of the industry.
1CNC has a Quick Ratio of 1.10. This is a normal value and indicates that 1CNC is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.10, 1CNC is doing good in the industry, outperforming 74.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 |
3. Growth
3.1 Past
The earnings per share for 1CNC have decreased strongly by -27.63% in the last year.
The Earnings Per Share has been growing by 10.19% on average over the past years. This is quite good.
1CNC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 12.96%.
Measured over the past years, 1CNC shows a quite strong growth in Revenue. The Revenue has been growing by 16.92% on average per year.
EPS 1Y (TTM)-27.63%
EPS 3Y11.3%
EPS 5Y10.19%
EPS Q2Q%-106.61%
Revenue 1Y (TTM)12.96%
Revenue growth 3Y8.98%
Revenue growth 5Y16.92%
Sales Q2Q%22.36%
3.2 Future
The Earnings Per Share is expected to grow by 6.64% on average over the next years.
The Revenue is expected to grow by 4.02% on average over the next years.
EPS Next Y-75.76%
EPS Next 2Y-31.41%
EPS Next 3Y-11.09%
EPS Next 5Y6.64%
Revenue Next Year17.63%
Revenue Next 2Y8.43%
Revenue Next 3Y6.36%
Revenue Next 5Y4.02%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
1CNC is valuated cheaply with a Price/Earnings ratio of 5.77.
1CNC's Price/Earnings ratio is rather cheap when compared to the industry. 1CNC is cheaper than 96.30% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.02, 1CNC is valued rather cheaply.
The Price/Forward Earnings ratio is 8.90, which indicates a very decent valuation of 1CNC.
92.59% of the companies in the same industry are more expensive than 1CNC, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of 1CNC to the average of the S&P500 Index (22.66), we can say 1CNC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.77 | ||
| Fwd PE | 8.9 |
4.2 Price Multiples
1CNC's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. 1CNC is cheaper than 92.59% of the companies in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as 1CNC.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.52 | ||
| EV/EBITDA | 3.74 |
4.3 Compensation for Growth
A cheap valuation may be justified as 1CNC's earnings are expected to decrease with -11.09% in the coming years.
PEG (NY)N/A
PEG (5Y)0.57
EPS Next 2Y-31.41%
EPS Next 3Y-11.09%
5. Dividend
5.1 Amount
1CNC does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BIT:1CNC (9/3/2025, 7:00:00 PM)
25.425
+0.18 (+0.69%)
Chartmill FA Rating
GICS SectorHealth Care
GICS IndustryGroupHealth Care Equipment & Services
GICS IndustryHealth Care Providers & Services
Earnings (Last)
Earnings (Next)
Inst Owners100.91%
Inst Owner ChangeN/A
Ins Owners0.33%
Ins Owner ChangeN/A
Market Cap12.49B
Analysts67.2
Price Target31.85 (25.27%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-52.79%
Min EPS beat(2)-118.47%
Max EPS beat(2)12.89%
EPS beat(4)3
Avg EPS beat(4)-6.07%
Min EPS beat(4)-118.47%
Max EPS beat(4)60.26%
EPS beat(8)7
Avg EPS beat(8)3.43%
EPS beat(12)10
Avg EPS beat(12)2.82%
EPS beat(16)13
Avg EPS beat(16)3.28%
Revenue beat(2)2
Avg Revenue beat(2)7.67%
Min Revenue beat(2)6.45%
Max Revenue beat(2)8.88%
Revenue beat(4)4
Avg Revenue beat(4)7.31%
Min Revenue beat(4)3.26%
Max Revenue beat(4)10.65%
Revenue beat(8)8
Avg Revenue beat(8)7.39%
Revenue beat(12)11
Avg Revenue beat(12)5.64%
Revenue beat(16)14
Avg Revenue beat(16)4.7%
PT rev (1m)-38.94%
PT rev (3m)N/A
EPS NQ rev (1m)-129.29%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-68.69%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)0.32%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)2.89%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.77 | ||
| Fwd PE | 8.9 | ||
| P/S | 0.08 | ||
| P/FCF | 13.52 | ||
| P/OCF | 8.44 | ||
| P/B | 0.53 | ||
| P/tB | 3.02 | ||
| EV/EBITDA | 3.74 |
EPS(TTM)4.41
EY17.35%
EPS(NY)2.86
Fwd EY11.23%
FCF(TTM)1.88
FCFY7.39%
OCF(TTM)3.01
OCFY11.84%
SpS310.18
BVpS47.71
TBVpS8.42
PEG (NY)N/A
PEG (5Y)0.57
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.38% | ||
| ROE | 7.49% | ||
| ROCE | 4.01% | ||
| ROIC | 3.05% | ||
| ROICexc | 4.68% | ||
| ROICexgc | 15.51% | ||
| OM | 1.12% | ||
| PM (TTM) | 1.15% | ||
| GM | 8.93% | ||
| FCFM | 0.61% |
ROA(3y)2.92%
ROA(5y)2.62%
ROE(3y)9.32%
ROE(5y)8%
ROIC(3y)5.66%
ROIC(5y)5.27%
ROICexc(3y)8.76%
ROICexc(5y)7.69%
ROICexgc(3y)41.41%
ROICexgc(5y)32.15%
ROCE(3y)7.43%
ROCE(5y)6.92%
ROICexcg growth 3Y4.55%
ROICexcg growth 5Y24.44%
ROICexc growth 3Y4.28%
ROICexc growth 5Y5.8%
OM growth 3Y-10.08%
OM growth 5Y-6.8%
PM growth 3Y23.76%
PM growth 5Y2.75%
GM growth 3Y-2.89%
GM growth 5YN/A
F-Score5
Asset Turnover2.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 16.27 | ||
| Debt/EBITDA | 5.41 | ||
| Cap/Depr | 51.75% | ||
| Cap/Sales | 0.36% | ||
| Interest Coverage | 3.03 | ||
| Cash Conversion | 53.35% | ||
| Profit Quality | 52.58% | ||
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 | ||
| Altman-Z | 2.6 |
F-Score5
WACC7.28%
ROIC/WACC0.42
Cap/Depr(3y)59.45%
Cap/Depr(5y)61.8%
Cap/Sales(3y)0.54%
Cap/Sales(5y)0.62%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-27.63%
EPS 3Y11.3%
EPS 5Y10.19%
EPS Q2Q%-106.61%
EPS Next Y-75.76%
EPS Next 2Y-31.41%
EPS Next 3Y-11.09%
EPS Next 5Y6.64%
Revenue 1Y (TTM)12.96%
Revenue growth 3Y8.98%
Revenue growth 5Y16.92%
Sales Q2Q%22.36%
Revenue Next Year17.63%
Revenue Next 2Y8.43%
Revenue Next 3Y6.36%
Revenue Next 5Y4.02%
EBIT growth 1Y-44.37%
EBIT growth 3Y-2%
EBIT growth 5Y8.97%
EBIT Next Year-40.86%
EBIT Next 3Y-1.9%
EBIT Next 5YN/A
FCF growth 1Y-85.85%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-79.78%
OCF growth 3Y-66.79%
OCF growth 5Y-36.43%