CENTENE CORP (1CNC.MI) Stock Fundamental Analysis
Europe - BIT:1CNC - US15135B1017 - Common Stock
33.37 EUR
+0.7 (+2.16%)
We assign a fundamental rating of 4 out of 10 to 1CNC. 1CNC was compared to 32 industry peers in the Health Care Providers & Services industry. 1CNC has an average financial health and profitability rating. 1CNC has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
1CNC had positive earnings in the past year.
In the past year 1CNC had a positive cash flow from operations.
1CNC had positive earnings in each of the past 5 years.
1CNC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
1CNC has a Return On Assets of 2.38%. This is comparable to the rest of the industry: 1CNC outperforms 46.88% of its industry peers.
1CNC has a Return On Equity (7.49%) which is comparable to the rest of the industry.
1CNC's Return On Invested Capital of 3.05% is on the low side compared to the rest of the industry. 1CNC is outperformed by 68.75% of its industry peers.
The Average Return On Invested Capital over the past 3 years for 1CNC is in line with the industry average of 6.78%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.38% | ||
| ROE | 7.49% | ||
| ROIC | 3.05% |
ROA(3y)2.92%
ROA(5y)2.62%
ROE(3y)9.32%
ROE(5y)8%
ROIC(3y)5.66%
ROIC(5y)5.27%
1.3 Margins
Looking at the Profit Margin, with a value of 1.15%, 1CNC is in line with its industry, outperforming 40.63% of the companies in the same industry.
1CNC's Profit Margin has improved in the last couple of years.
With a Operating Margin value of 1.12%, 1CNC is not doing good in the industry: 78.13% of the companies in the same industry are doing better.
In the last couple of years the Operating Margin of 1CNC has declined.
1CNC has a worse Gross Margin (8.93%) than 68.75% of its industry peers.
In the last couple of years the Gross Margin of 1CNC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.12% | ||
| PM (TTM) | 1.15% | ||
| GM | 8.93% |
OM growth 3Y-10.08%
OM growth 5Y-6.8%
PM growth 3Y23.76%
PM growth 5Y2.75%
GM growth 3Y-2.89%
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), 1CNC is destroying value.
The number of shares outstanding for 1CNC has been reduced compared to 1 year ago.
The number of shares outstanding for 1CNC has been increased compared to 5 years ago.
Compared to 1 year ago, 1CNC has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.65 indicates that 1CNC is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.65, 1CNC is in the better half of the industry, outperforming 65.63% of the companies in the same industry.
The Debt to FCF ratio of 1CNC is 16.27, which is on the high side as it means it would take 1CNC, 16.27 years of fcf income to pay off all of its debts.
1CNC has a worse Debt to FCF ratio (16.27) than 71.88% of its industry peers.
A Debt/Equity ratio of 0.64 indicates that 1CNC is somewhat dependend on debt financing.
With a decent Debt to Equity ratio value of 0.64, 1CNC is doing good in the industry, outperforming 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 16.27 | ||
| Altman-Z | 2.65 |
ROIC/WACC0.39
WACC7.76%
2.3 Liquidity
1CNC has a Current Ratio of 1.10. This is a normal value and indicates that 1CNC is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.10, 1CNC perfoms like the industry average, outperforming 59.38% of the companies in the same industry.
1CNC has a Quick Ratio of 1.10. This is a normal value and indicates that 1CNC is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.10, 1CNC is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 |
3. Growth
3.1 Past
The earnings per share for 1CNC have decreased strongly by -27.63% in the last year.
1CNC shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.19% yearly.
Looking at the last year, 1CNC shows a quite strong growth in Revenue. The Revenue has grown by 12.96% in the last year.
The Revenue has been growing by 16.92% on average over the past years. This is quite good.
EPS 1Y (TTM)-27.63%
EPS 3Y11.3%
EPS 5Y10.19%
EPS Q2Q%-106.61%
Revenue 1Y (TTM)12.96%
Revenue growth 3Y8.98%
Revenue growth 5Y16.92%
Sales Q2Q%22.36%
3.2 Future
Based on estimates for the next years, 1CNC will show a small growth in Earnings Per Share. The EPS will grow by 6.25% on average per year.
The Revenue is expected to grow by 3.77% on average over the next years.
EPS Next Y-76.47%
EPS Next 2Y-34.33%
EPS Next 3Y-13.5%
EPS Next 5Y6.25%
Revenue Next Year18.1%
Revenue Next 2Y8.54%
Revenue Next 3Y6.59%
Revenue Next 5Y3.77%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.58 indicates a rather cheap valuation of 1CNC.
96.88% of the companies in the same industry are more expensive than 1CNC, based on the Price/Earnings ratio.
1CNC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.86.
The Price/Forward Earnings ratio is 12.79, which indicates a correct valuation of 1CNC.
68.75% of the companies in the same industry are more expensive than 1CNC, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.32, 1CNC is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.58 | ||
| Fwd PE | 12.79 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, 1CNC is valued cheaply inside the industry as 93.75% of the companies are valued more expensively.
The rest of the industry has a similar Price/Free Cash Flow ratio as 1CNC.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.81 | ||
| EV/EBITDA | 5.04 |
4.3 Compensation for Growth
A cheap valuation may be justified as 1CNC's earnings are expected to decrease with -13.50% in the coming years.
PEG (NY)N/A
PEG (5Y)0.74
EPS Next 2Y-34.33%
EPS Next 3Y-13.5%
5. Dividend
5.1 Amount
1CNC does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BIT:1CNC (10/6/2025, 10:53:11 AM)
33.37
+0.7 (+2.16%)
Chartmill FA Rating
GICS SectorHealth Care
GICS IndustryGroupHealth Care Equipment & Services
GICS IndustryHealth Care Providers & Services
Earnings (Last)
Earnings (Next)
Inst Owners99.21%
Inst Owner ChangeN/A
Ins Owners0.33%
Ins Owner ChangeN/A
Market Cap16.39B
Analysts67.2
Price Target30.9 (-7.4%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-52.79%
Min EPS beat(2)-118.47%
Max EPS beat(2)12.89%
EPS beat(4)3
Avg EPS beat(4)-6.07%
Min EPS beat(4)-118.47%
Max EPS beat(4)60.26%
EPS beat(8)7
Avg EPS beat(8)3.43%
EPS beat(12)10
Avg EPS beat(12)2.82%
EPS beat(16)13
Avg EPS beat(16)3.28%
Revenue beat(2)2
Avg Revenue beat(2)7.67%
Min Revenue beat(2)6.45%
Max Revenue beat(2)8.88%
Revenue beat(4)4
Avg Revenue beat(4)7.31%
Min Revenue beat(4)3.26%
Max Revenue beat(4)10.65%
Revenue beat(8)8
Avg Revenue beat(8)7.39%
Revenue beat(12)11
Avg Revenue beat(12)5.64%
Revenue beat(16)14
Avg Revenue beat(16)4.7%
PT rev (1m)-2.96%
PT rev (3m)-55.73%
EPS NQ rev (1m)-8.73%
EPS NQ rev (3m)-109.03%
EPS NY rev (1m)-2.91%
EPS NY rev (3m)-77.02%
Revenue NQ rev (1m)0.08%
Revenue NQ rev (3m)6.32%
Revenue NY rev (1m)0.4%
Revenue NY rev (3m)5.79%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.58 | ||
| Fwd PE | 12.79 | ||
| P/S | 0.11 | ||
| P/FCF | 17.81 | ||
| P/OCF | 11.12 | ||
| P/B | 0.7 | ||
| P/tB | 3.97 | ||
| EV/EBITDA | 5.04 |
EPS(TTM)4.4
EY13.19%
EPS(NY)2.61
Fwd EY7.82%
FCF(TTM)1.87
FCFY5.62%
OCF(TTM)3
OCFY9%
SpS309.2
BVpS47.56
TBVpS8.4
PEG (NY)N/A
PEG (5Y)0.74
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.38% | ||
| ROE | 7.49% | ||
| ROCE | 4.01% | ||
| ROIC | 3.05% | ||
| ROICexc | 4.68% | ||
| ROICexgc | 15.51% | ||
| OM | 1.12% | ||
| PM (TTM) | 1.15% | ||
| GM | 8.93% | ||
| FCFM | 0.61% |
ROA(3y)2.92%
ROA(5y)2.62%
ROE(3y)9.32%
ROE(5y)8%
ROIC(3y)5.66%
ROIC(5y)5.27%
ROICexc(3y)8.76%
ROICexc(5y)7.69%
ROICexgc(3y)41.41%
ROICexgc(5y)32.15%
ROCE(3y)7.43%
ROCE(5y)6.92%
ROICexcg growth 3Y4.55%
ROICexcg growth 5Y24.44%
ROICexc growth 3Y4.28%
ROICexc growth 5Y5.8%
OM growth 3Y-10.08%
OM growth 5Y-6.8%
PM growth 3Y23.76%
PM growth 5Y2.75%
GM growth 3Y-2.89%
GM growth 5YN/A
F-Score5
Asset Turnover2.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 16.27 | ||
| Debt/EBITDA | 5.41 | ||
| Cap/Depr | 51.75% | ||
| Cap/Sales | 0.36% | ||
| Interest Coverage | 3.03 | ||
| Cash Conversion | 53.35% | ||
| Profit Quality | 52.58% | ||
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 | ||
| Altman-Z | 2.65 |
F-Score5
WACC7.76%
ROIC/WACC0.39
Cap/Depr(3y)59.45%
Cap/Depr(5y)61.8%
Cap/Sales(3y)0.54%
Cap/Sales(5y)0.62%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-27.63%
EPS 3Y11.3%
EPS 5Y10.19%
EPS Q2Q%-106.61%
EPS Next Y-76.47%
EPS Next 2Y-34.33%
EPS Next 3Y-13.5%
EPS Next 5Y6.25%
Revenue 1Y (TTM)12.96%
Revenue growth 3Y8.98%
Revenue growth 5Y16.92%
Sales Q2Q%22.36%
Revenue Next Year18.1%
Revenue Next 2Y8.54%
Revenue Next 3Y6.59%
Revenue Next 5Y3.77%
EBIT growth 1Y-44.37%
EBIT growth 3Y-2%
EBIT growth 5Y8.97%
EBIT Next Year-75.57%
EBIT Next 3Y-9.64%
EBIT Next 5YN/A
FCF growth 1Y-85.85%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-79.78%
OCF growth 3Y-66.79%
OCF growth 5Y-36.43%