CIE FINANCIERE RICHEMO-A REG (1CFR.MI) Stock Fundamental Analysis
BIT:1CFR - CH0210483332 - Common Stock
140 EUR
-1 (-0.71%)
Taking everything into account, 1CFR scores 6 out of 10 in our fundamental rating. 1CFR was compared to 43 industry peers in the Textiles, Apparel & Luxury Goods industry. 1CFR has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. While showing a medium growth rate, 1CFR is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year 1CFR was profitable.
In the past year 1CFR had a positive cash flow from operations.
1CFR had positive earnings in each of the past 5 years.
In the past 5 years 1CFR always reported a positive cash flow from operatings.
1.2 Ratios
1CFR's Return On Assets of 6.71% is fine compared to the rest of the industry. 1CFR outperforms 68.89% of its industry peers.
The Return On Equity of 1CFR (12.45%) is comparable to the rest of the industry.
The Return On Invested Capital of 1CFR (10.97%) is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for 1CFR is in line with the industry average of 10.82%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.71% | ||
| ROE | 12.45% | ||
| ROIC | 10.97% |
ROA(3y)4.34%
ROA(5y)4.37%
ROE(3y)8.54%
ROE(5y)8.68%
ROIC(3y)11.32%
ROIC(5y)9.27%
1.3 Margins
1CFR has a Profit Margin of 12.86%. This is in the better half of the industry: 1CFR outperforms 75.56% of its industry peers.
In the last couple of years the Profit Margin of 1CFR has grown nicely.
1CFR has a Operating Margin of 20.87%. This is in the better half of the industry: 1CFR outperforms 75.56% of its industry peers.
1CFR's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 66.91%, 1CFR is in the better half of the industry, outperforming 68.89% of the companies in the same industry.
1CFR's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.87% | ||
| PM (TTM) | 12.86% | ||
| GM | 66.91% |
OM growth 3Y-2.13%
OM growth 5Y14.38%
PM growth 3Y1.26%
PM growth 5Y14.43%
GM growth 3Y0.09%
GM growth 5Y2.04%
2. Health
2.1 Basic Checks
1CFR has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for 1CFR has been increased compared to 1 year ago.
The number of shares outstanding for 1CFR has been increased compared to 5 years ago.
Compared to 1 year ago, 1CFR has an improved debt to assets ratio.
2.2 Solvency
1CFR has an Altman-Z score of 4.53. This indicates that 1CFR is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of 1CFR (4.53) is better than 75.56% of its industry peers.
1CFR has a debt to FCF ratio of 4.02. This is a neutral value as 1CFR would need 4.02 years to pay back of all of its debts.
1CFR has a Debt to FCF ratio (4.02) which is in line with its industry peers.
1CFR has a Debt/Equity ratio of 0.49. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.49, 1CFR is in the better half of the industry, outperforming 62.22% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.49 | ||
| Debt/FCF | 4.02 | ||
| Altman-Z | 4.53 |
ROIC/WACC2.01
WACC5.47%
2.3 Liquidity
A Current Ratio of 2.90 indicates that 1CFR has no problem at all paying its short term obligations.
With an excellent Current ratio value of 2.90, 1CFR belongs to the best of the industry, outperforming 86.67% of the companies in the same industry.
1CFR has a Quick Ratio of 1.98. This is a normal value and indicates that 1CFR is financially healthy and should not expect problems in meeting its short term obligations.
With an excellent Quick ratio value of 1.98, 1CFR belongs to the best of the industry, outperforming 86.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.9 | ||
| Quick Ratio | 1.98 |
3. Growth
3.1 Past
1CFR shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -0.61%.
Measured over the past years, 1CFR shows a very strong growth in Earnings Per Share. The EPS has been growing by 29.45% on average per year.
The Revenue has been growing slightly by 3.80% in the past year.
The Revenue has been growing by 8.49% on average over the past years. This is quite good.
EPS 1Y (TTM)-0.61%
EPS 3Y19.45%
EPS 5Y29.45%
EPS Q2Q%22.18%
Revenue 1Y (TTM)3.8%
Revenue growth 3Y8.51%
Revenue growth 5Y8.49%
Sales Q2Q%8.92%
3.2 Future
Based on estimates for the next years, 1CFR will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.66% on average per year.
Based on estimates for the next years, 1CFR will show a small growth in Revenue. The Revenue will grow by 5.46% on average per year.
EPS Next Y-3.19%
EPS Next 2Y5.36%
EPS Next 3Y7.97%
EPS Next 5Y8.66%
Revenue Next Year2.51%
Revenue Next 2Y4.61%
Revenue Next 3Y5.49%
Revenue Next 5Y5.46%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 22.12, 1CFR is valued on the expensive side.
1CFR's Price/Earnings ratio is a bit cheaper when compared to the industry. 1CFR is cheaper than 64.44% of the companies in the same industry.
1CFR's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.90.
With a Price/Forward Earnings ratio of 22.86, 1CFR is valued on the expensive side.
Compared to the rest of the industry, the Price/Forward Earnings ratio of 1CFR indicates a somewhat cheap valuation: 1CFR is cheaper than 62.22% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.52, 1CFR is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.12 | ||
| Fwd PE | 22.86 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as 1CFR.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1CFR is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 23.07 | ||
| EV/EBITDA | 9.94 |
4.3 Compensation for Growth
The decent profitability rating of 1CFR may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.75
EPS Next 2Y5.36%
EPS Next 3Y7.97%
5. Dividend
5.1 Amount
1CFR has a Yearly Dividend Yield of 2.12%.
Compared to an average industry Dividend Yield of 3.24, 1CFR has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.32, 1CFR has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.12% |
5.2 History
On average, the dividend of 1CFR grows each year by 10.12%, which is quite nice.
Dividend Growth(5Y)10.12%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
62.16% of the earnings are spent on dividend by 1CFR. This is not a sustainable payout ratio.
1CFR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP62.16%
EPS Next 2Y5.36%
EPS Next 3Y7.97%
BIT:1CFR (8/18/2025, 7:00:00 PM)
140
-1 (-0.71%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryTextiles, Apparel & Luxury Goods
Earnings (Last)
Earnings (Next)
Inst Owners45.72%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap75.26B
Analysts75.15
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.12% |
Yearly Dividend2.91
Dividend Growth(5Y)10.12%
DP62.16%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.12 | ||
| Fwd PE | 22.86 | ||
| P/S | 3.52 | ||
| P/FCF | 23.07 | ||
| P/OCF | 16.94 | ||
| P/B | 3.41 | ||
| P/tB | 3.66 | ||
| EV/EBITDA | 9.94 |
EPS(TTM)6.33
EY4.52%
EPS(NY)6.12
Fwd EY4.37%
FCF(TTM)6.07
FCFY4.34%
OCF(TTM)8.26
OCFY5.9%
SpS39.81
BVpS41.11
TBVpS38.23
PEG (NY)N/A
PEG (5Y)0.75
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.71% | ||
| ROE | 12.45% | ||
| ROCE | 14.3% | ||
| ROIC | 10.97% | ||
| ROICexc | 21.81% | ||
| ROICexgc | 23.99% | ||
| OM | 20.87% | ||
| PM (TTM) | 12.86% | ||
| GM | 66.91% | ||
| FCFM | 15.25% |
ROA(3y)4.34%
ROA(5y)4.37%
ROE(3y)8.54%
ROE(5y)8.68%
ROIC(3y)11.32%
ROIC(5y)9.27%
ROICexc(3y)23.58%
ROICexc(5y)18.77%
ROICexgc(3y)25.64%
ROICexgc(5y)22.21%
ROCE(3y)15.86%
ROCE(5y)13.03%
ROICexcg growth 3Y-1.28%
ROICexcg growth 5Y18.29%
ROICexc growth 3Y8.84%
ROICexc growth 5Y25.87%
OM growth 3Y-2.13%
OM growth 5Y14.38%
PM growth 3Y1.26%
PM growth 5Y14.43%
GM growth 3Y0.09%
GM growth 5Y2.04%
F-Score7
Asset Turnover0.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.49 | ||
| Debt/FCF | 4.02 | ||
| Debt/EBITDA | 1.8 | ||
| Cap/Depr | 75.69% | ||
| Cap/Sales | 5.51% | ||
| Interest Coverage | 9.15 | ||
| Cash Conversion | 73.73% | ||
| Profit Quality | 118.61% | ||
| Current Ratio | 2.9 | ||
| Quick Ratio | 1.98 | ||
| Altman-Z | 4.53 |
F-Score7
WACC5.47%
ROIC/WACC2.01
Cap/Depr(3y)71.31%
Cap/Depr(5y)60.84%
Cap/Sales(3y)5.13%
Cap/Sales(5y)4.91%
Profit Quality(3y)464.88%
Profit Quality(5y)356.8%
High Growth Momentum
Growth
EPS 1Y (TTM)-0.61%
EPS 3Y19.45%
EPS 5Y29.45%
EPS Q2Q%22.18%
EPS Next Y-3.19%
EPS Next 2Y5.36%
EPS Next 3Y7.97%
EPS Next 5Y8.66%
Revenue 1Y (TTM)3.8%
Revenue growth 3Y8.51%
Revenue growth 5Y8.49%
Sales Q2Q%8.92%
Revenue Next Year2.51%
Revenue Next 2Y4.61%
Revenue Next 3Y5.49%
Revenue Next 5Y5.46%
EBIT growth 1Y-6.82%
EBIT growth 3Y6.2%
EBIT growth 5Y24.09%
EBIT Next Year38.38%
EBIT Next 3Y17.99%
EBIT Next 5YN/A
FCF growth 1Y-11.21%
FCF growth 3Y-4.64%
FCF growth 5Y14.85%
OCF growth 1Y-5.39%
OCF growth 3Y-1.42%
OCF growth 5Y13.39%