CIE FINANCIERE RICHEMO-A REG (1CFR.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1CFR - CH0210483332 - Common Stock
186 EUR
+4 (+2.2%)
Taking everything into account, 1CFR scores 6 out of 10 in our fundamental rating. 1CFR was compared to 52 industry peers in the Textiles, Apparel & Luxury Goods industry. Both the health and profitability get an excellent rating, making 1CFR a very profitable company, without any liquidiy or solvency issues. While showing a medium growth rate, 1CFR is valued expensive at the moment. These ratings could make 1CFR a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
In the past year 1CFR was profitable.
In the past year 1CFR had a positive cash flow from operations.
In the past 5 years 1CFR has always been profitable.
1CFR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 9.91%, 1CFR is in the better half of the industry, outperforming 78.85% of the companies in the same industry.
With a decent Return On Equity value of 18.51%, 1CFR is doing good in the industry, outperforming 67.31% of the companies in the same industry.
With a Return On Invested Capital value of 10.78%, 1CFR perfoms like the industry average, outperforming 55.77% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for 1CFR is in line with the industry average of 11.67%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.91% | ||
| ROE | 18.51% | ||
| ROIC | 10.78% |
ROA(3y)4.34%
ROA(5y)4.37%
ROE(3y)8.54%
ROE(5y)8.68%
ROIC(3y)11.32%
ROIC(5y)9.27%
1.3 Margins
1CFR has a better Profit Margin (18.71%) than 88.46% of its industry peers.
In the last couple of years the Profit Margin of 1CFR has grown nicely.
1CFR has a Operating Margin of 21.05%. This is in the better half of the industry: 1CFR outperforms 71.15% of its industry peers.
1CFR's Operating Margin has improved in the last couple of years.
With a Gross Margin value of 66.03%, 1CFR perfoms like the industry average, outperforming 55.77% of the companies in the same industry.
In the last couple of years the Gross Margin of 1CFR has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.05% | ||
| PM (TTM) | 18.71% | ||
| GM | 66.03% |
OM growth 3Y-2.13%
OM growth 5Y14.38%
PM growth 3Y1.26%
PM growth 5Y14.43%
GM growth 3Y0.09%
GM growth 5Y2.04%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so 1CFR is creating value.
Compared to 1 year ago, 1CFR has more shares outstanding
The number of shares outstanding for 1CFR has been increased compared to 5 years ago.
Compared to 1 year ago, 1CFR has an improved debt to assets ratio.
2.2 Solvency
1CFR has an Altman-Z score of 5.26. This indicates that 1CFR is financially healthy and has little risk of bankruptcy at the moment.
1CFR has a better Altman-Z score (5.26) than 82.69% of its industry peers.
1CFR has a debt to FCF ratio of 3.85. This is a good value and a sign of high solvency as 1CFR would need 3.85 years to pay back of all of its debts.
1CFR's Debt to FCF ratio of 3.85 is in line compared to the rest of the industry. 1CFR outperforms 57.69% of its industry peers.
A Debt/Equity ratio of 0.57 indicates that 1CFR is somewhat dependend on debt financing.
1CFR's Debt to Equity ratio of 0.57 is in line compared to the rest of the industry. 1CFR outperforms 53.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.57 | ||
| Debt/FCF | 3.85 | ||
| Altman-Z | 5.26 |
ROIC/WACC2.3
WACC4.68%
2.3 Liquidity
A Current Ratio of 2.82 indicates that 1CFR has no problem at all paying its short term obligations.
1CFR has a Current ratio of 2.82. This is amongst the best in the industry. 1CFR outperforms 86.54% of its industry peers.
1CFR has a Quick Ratio of 1.87. This is a normal value and indicates that 1CFR is financially healthy and should not expect problems in meeting its short term obligations.
1CFR has a Quick ratio of 1.87. This is amongst the best in the industry. 1CFR outperforms 88.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.82 | ||
| Quick Ratio | 1.87 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 13.73% over the past year.
The Earnings Per Share has been growing by 29.45% on average over the past years. This is a very strong growth
1CFR shows a small growth in Revenue. In the last year, the Revenue has grown by 7.18%.
1CFR shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.49% yearly.
EPS 1Y (TTM)13.73%
EPS 3Y19.45%
EPS 5Y29.45%
EPS Q2Q%5.3%
Revenue 1Y (TTM)7.18%
Revenue growth 3Y8.51%
Revenue growth 5Y8.49%
Sales Q2Q%5.38%
3.2 Future
1CFR is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.99% yearly.
The Revenue is expected to grow by 6.29% on average over the next years.
EPS Next Y-1.01%
EPS Next 2Y6.76%
EPS Next 3Y8.73%
EPS Next 5Y8.99%
Revenue Next Year4.15%
Revenue Next 2Y5.52%
Revenue Next 3Y6.08%
Revenue Next 5Y6.29%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 28.70 indicates a quite expensive valuation of 1CFR.
1CFR's Price/Earnings ratio is in line with the industry average.
1CFR's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.29.
The Price/Forward Earnings ratio is 25.80, which means the current valuation is very expensive for 1CFR.
1CFR's Price/Forward Earnings ratio is in line with the industry average.
1CFR's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.51.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.7 | ||
| Fwd PE | 25.8 |
4.2 Price Multiples
75.00% of the companies in the same industry are cheaper than 1CFR, based on the Enterprise Value to EBITDA ratio.
The rest of the industry has a similar Price/Free Cash Flow ratio as 1CFR.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 25.96 | ||
| EV/EBITDA | 13.69 |
4.3 Compensation for Growth
1CFR has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.97
EPS Next 2Y6.76%
EPS Next 3Y8.73%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.73%, 1CFR has a reasonable but not impressive dividend return.
1CFR's Dividend Yield is comparable with the industry average which is at 3.00.
1CFR's Dividend Yield is slightly below the S&P500 average, which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.73% |
5.2 History
The dividend of 1CFR is nicely growing with an annual growth rate of 10.12%!
Dividend Growth(5Y)10.12%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
1CFR pays out 45.98% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of 1CFR is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP45.98%
EPS Next 2Y6.76%
EPS Next 3Y8.73%
BIT:1CFR (12/1/2025, 7:00:00 PM)
186
+4 (+2.2%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryTextiles, Apparel & Luxury Goods
Earnings (Last)
Earnings (Next)
Inst Owners45.35%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap99.99B
Revenue(TTM)21.94B
Net Income(TTM)4.11B
Analysts78
Price Target194.15 (4.38%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.73% |
Yearly Dividend2.91
Dividend Growth(5Y)10.12%
DP45.98%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.25%
EPS NY rev (3m)2.25%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)1.6%
Revenue NY rev (3m)1.6%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.7 | ||
| Fwd PE | 25.8 | ||
| P/S | 4.56 | ||
| P/FCF | 25.96 | ||
| P/OCF | 19.81 | ||
| P/B | 4.51 | ||
| P/tB | 4.84 | ||
| EV/EBITDA | 13.69 |
EPS(TTM)6.48
EY3.48%
EPS(NY)7.21
Fwd EY3.88%
FCF(TTM)7.16
FCFY3.85%
OCF(TTM)9.39
OCFY5.05%
SpS40.81
BVpS41.27
TBVpS38.44
PEG (NY)N/A
PEG (5Y)0.97
Graham Number77.57
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.91% | ||
| ROE | 18.51% | ||
| ROCE | 14.73% | ||
| ROIC | 10.78% | ||
| ROICexc | 20.31% | ||
| ROICexgc | 22.1% | ||
| OM | 21.05% | ||
| PM (TTM) | 18.71% | ||
| GM | 66.03% | ||
| FCFM | 17.55% |
ROA(3y)4.34%
ROA(5y)4.37%
ROE(3y)8.54%
ROE(5y)8.68%
ROIC(3y)11.32%
ROIC(5y)9.27%
ROICexc(3y)23.58%
ROICexc(5y)18.77%
ROICexgc(3y)25.64%
ROICexgc(5y)22.21%
ROCE(3y)15.86%
ROCE(5y)13.03%
ROICexgc growth 3Y-1.28%
ROICexgc growth 5Y18.29%
ROICexc growth 3Y8.84%
ROICexc growth 5Y25.87%
OM growth 3Y-2.13%
OM growth 5Y14.38%
PM growth 3Y1.26%
PM growth 5Y14.43%
GM growth 3Y0.09%
GM growth 5Y2.04%
F-Score8
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.57 | ||
| Debt/FCF | 3.85 | ||
| Debt/EBITDA | 2.04 | ||
| Cap/Depr | 76.78% | ||
| Cap/Sales | 5.46% | ||
| Interest Coverage | 11.9 | ||
| Cash Conversion | 81.71% | ||
| Profit Quality | 93.79% | ||
| Current Ratio | 2.82 | ||
| Quick Ratio | 1.87 | ||
| Altman-Z | 5.26 |
F-Score8
WACC4.68%
ROIC/WACC2.3
Cap/Depr(3y)71.31%
Cap/Depr(5y)60.84%
Cap/Sales(3y)5.13%
Cap/Sales(5y)4.91%
Profit Quality(3y)464.88%
Profit Quality(5y)356.8%
High Growth Momentum
Growth
EPS 1Y (TTM)13.73%
EPS 3Y19.45%
EPS 5Y29.45%
EPS Q2Q%5.3%
EPS Next Y-1.01%
EPS Next 2Y6.76%
EPS Next 3Y8.73%
EPS Next 5Y8.99%
Revenue 1Y (TTM)7.18%
Revenue growth 3Y8.51%
Revenue growth 5Y8.49%
Sales Q2Q%5.38%
Revenue Next Year4.15%
Revenue Next 2Y5.52%
Revenue Next 3Y6.08%
Revenue Next 5Y6.29%
EBIT growth 1Y6.31%
EBIT growth 3Y6.2%
EBIT growth 5Y24.09%
EBIT Next Year31.98%
EBIT Next 3Y17.74%
EBIT Next 5YN/A
FCF growth 1Y6.35%
FCF growth 3Y-4.64%
FCF growth 5Y14.85%
OCF growth 1Y9.34%
OCF growth 3Y-1.42%
OCF growth 5Y13.39%
CIE FINANCIERE RICHEMO-A REG / 1CFR.MI FAQ
What is the ChartMill fundamental rating of CIE FINANCIERE RICHEMO-A REG (1CFR.MI) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1CFR.MI.
What is the valuation status of CIE FINANCIERE RICHEMO-A REG (1CFR.MI) stock?
ChartMill assigns a valuation rating of 2 / 10 to CIE FINANCIERE RICHEMO-A REG (1CFR.MI). This can be considered as Overvalued.
What is the profitability of 1CFR stock?
CIE FINANCIERE RICHEMO-A REG (1CFR.MI) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for 1CFR stock?
The Price/Earnings (PE) ratio for CIE FINANCIERE RICHEMO-A REG (1CFR.MI) is 28.7 and the Price/Book (PB) ratio is 4.51.
Is the dividend of CIE FINANCIERE RICHEMO-A REG sustainable?
The dividend rating of CIE FINANCIERE RICHEMO-A REG (1CFR.MI) is 3 / 10 and the dividend payout ratio is 45.98%.