BNP PARIBAS (1BNP.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1BNP - FR0000131104 - Common Stock
81.08 EUR
-0.23 (-0.28%)
Taking everything into account, 1BNP scores 4 out of 10 in our fundamental rating. 1BNP was compared to 114 industry peers in the Banks industry. 1BNP has a bad profitability rating. Also its financial health evaluation is rather negative. 1BNP is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
1BNP had positive earnings in the past year.
In the past year 1BNP had a positive cash flow from operations.
In the past 5 years 1BNP has always been profitable.
In multiple years 1BNP reported negative operating cash flow during the last 5 years.
1.2 Ratios
1BNP has a worse Return On Assets (0.57%) than 61.40% of its industry peers.
Looking at the Return On Equity, with a value of 13.03%, 1BNP is in the better half of the industry, outperforming 63.16% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.57% | ||
| ROE | 13.03% | ||
| ROIC | N/A |
ROA(3y)0.39%
ROA(5y)0.35%
ROE(3y)8.24%
ROE(5y)7.65%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
1BNP has a Profit Margin of 16.32%. This is in the lower half of the industry: 1BNP underperforms 71.93% of its industry peers.
In the last couple of years the Profit Margin of 1BNP has grown nicely.
The Operating Margin and Gross Margin are not available for 1BNP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 16.32% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.85%
PM growth 5Y4.94%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
1BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
1BNP has less shares outstanding than it did 1 year ago.
1BNP has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, 1BNP has a worse debt to assets ratio.
2.2 Solvency
1BNP has a debt to FCF ratio of 25.38. This is a negative value and a sign of low solvency as 1BNP would need 25.38 years to pay back of all of its debts.
1BNP's Debt to FCF ratio of 25.38 is fine compared to the rest of the industry. 1BNP outperforms 71.93% of its industry peers.
1BNP has a Debt/Equity ratio of 2.61. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 2.61, 1BNP is in line with its industry, outperforming 40.35% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.61 | ||
| Debt/FCF | 25.38 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.66%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 2.78% over the past year.
Measured over the past years, 1BNP shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.03% on average per year.
1BNP shows a small growth in Revenue. In the last year, the Revenue has grown by 3.58%.
Measured over the past years, 1BNP shows a small growth in Revenue. The Revenue has been growing by 1.92% on average per year.
EPS 1Y (TTM)2.78%
EPS 3Y14.23%
EPS 5Y9.03%
EPS Q2Q%9.6%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y5.31%
Revenue growth 5Y1.92%
Sales Q2Q%5.26%
3.2 Future
The Earnings Per Share is expected to grow by 0.62% on average over the next years.
Based on estimates for the next years, 1BNP will show a small growth in Revenue. The Revenue will grow by 4.44% on average per year.
EPS Next Y-4.55%
EPS Next 2Y2.88%
EPS Next 3Y5.2%
EPS Next 5Y0.62%
Revenue Next Year5.96%
Revenue Next 2Y5.75%
Revenue Next 3Y5.22%
Revenue Next 5Y4.44%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.55, which indicates a rather cheap valuation of 1BNP.
1BNP's Price/Earnings ratio is rather cheap when compared to the industry. 1BNP is cheaper than 90.35% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.60, 1BNP is valued rather cheaply.
The Price/Forward Earnings ratio is 7.08, which indicates a rather cheap valuation of 1BNP.
Based on the Price/Forward Earnings ratio, 1BNP is valued cheaply inside the industry as 96.49% of the companies are valued more expensively.
1BNP is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.23, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.55 | ||
| Fwd PE | 7.08 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, 1BNP is valued cheaper than 85.09% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.63 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.84
EPS Next 2Y2.88%
EPS Next 3Y5.2%
5. Dividend
5.1 Amount
1BNP has a Yearly Dividend Yield of 3.21%. Purely for dividend investing, there may be better candidates out there.
1BNP's Dividend Yield is slightly below the industry average, which is at 3.98.
Compared to an average S&P500 Dividend Yield of 1.94, 1BNP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.21% |
5.2 History
The dividend of 1BNP is nicely growing with an annual growth rate of 11.07%!
Dividend Growth(5Y)11.07%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1BNP pays out 33.06% of its income as dividend. This is a sustainable payout ratio.
1BNP's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP33.06%
EPS Next 2Y2.88%
EPS Next 3Y5.2%
BIT:1BNP (1/2/2026, 9:30:51 AM)
81.08
-0.23 (-0.28%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners46.33%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap90.55B
Revenue(TTM)101.08B
Net Income(TTM)16.37B
Analysts72.5
Price Target86.23 (6.35%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.21% |
Yearly Dividend4.57
Dividend Growth(5Y)11.07%
DP33.06%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.28%
Min EPS beat(2)0.74%
Max EPS beat(2)5.83%
EPS beat(4)3
Avg EPS beat(4)12.18%
Min EPS beat(4)-0.18%
Max EPS beat(4)42.35%
EPS beat(8)7
Avg EPS beat(8)17.48%
EPS beat(12)10
Avg EPS beat(12)20.92%
EPS beat(16)14
Avg EPS beat(16)19.7%
Revenue beat(2)0
Avg Revenue beat(2)-0.65%
Min Revenue beat(2)-0.69%
Max Revenue beat(2)-0.6%
Revenue beat(4)1
Avg Revenue beat(4)-0.03%
Min Revenue beat(4)-1.54%
Max Revenue beat(4)2.73%
Revenue beat(8)3
Avg Revenue beat(8)-0.31%
Revenue beat(12)5
Avg Revenue beat(12)13.06%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.48%
PT rev (3m)-5.79%
EPS NQ rev (1m)-1.68%
EPS NQ rev (3m)-2%
EPS NY rev (1m)0.04%
EPS NY rev (3m)-0.64%
Revenue NQ rev (1m)-0.23%
Revenue NQ rev (3m)-0.23%
Revenue NY rev (1m)-0.03%
Revenue NY rev (3m)-0.78%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.55 | ||
| Fwd PE | 7.08 | ||
| P/S | 0.9 | ||
| P/FCF | 5.63 | ||
| P/OCF | 4.95 | ||
| P/B | 0.72 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | N/A |
EPS(TTM)10.74
EY13.25%
EPS(NY)11.45
Fwd EY14.13%
FCF(TTM)14.39
FCFY17.75%
OCF(TTM)16.38
OCFY20.2%
SpS89.86
BVpS112.54
TBVpS103.79
PEG (NY)N/A
PEG (5Y)0.84
Graham Number164.91
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.57% | ||
| ROE | 13.03% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 16.32% | ||
| GM | N/A | ||
| FCFM | 16.02% |
ROA(3y)0.39%
ROA(5y)0.35%
ROE(3y)8.24%
ROE(5y)7.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.85%
PM growth 5Y4.94%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.61 | ||
| Debt/FCF | 25.38 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 28.77% | ||
| Cap/Sales | 2.21% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 98.16% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC5.66%
ROIC/WACCN/A
Cap/Depr(3y)34.56%
Cap/Depr(5y)28.09%
Cap/Sales(3y)3.25%
Cap/Sales(5y)2.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.78%
EPS 3Y14.23%
EPS 5Y9.03%
EPS Q2Q%9.6%
EPS Next Y-4.55%
EPS Next 2Y2.88%
EPS Next 3Y5.2%
EPS Next 5Y0.62%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y5.31%
Revenue growth 5Y1.92%
Sales Q2Q%5.26%
Revenue Next Year5.96%
Revenue Next 2Y5.75%
Revenue Next 3Y5.22%
Revenue Next 5Y4.44%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y124.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y128.99%
OCF growth 3YN/A
OCF growth 5YN/A
BNP PARIBAS / 1BNP.MI FAQ
What is the ChartMill fundamental rating of BNP PARIBAS (1BNP.MI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to 1BNP.MI.
What is the valuation status of BNP PARIBAS (1BNP.MI) stock?
ChartMill assigns a valuation rating of 6 / 10 to BNP PARIBAS (1BNP.MI). This can be considered as Fairly Valued.
What is the profitability of 1BNP stock?
BNP PARIBAS (1BNP.MI) has a profitability rating of 3 / 10.
How financially healthy is BNP PARIBAS?
The financial health rating of BNP PARIBAS (1BNP.MI) is 2 / 10.
What is the expected EPS growth for BNP PARIBAS (1BNP.MI) stock?
The Earnings per Share (EPS) of BNP PARIBAS (1BNP.MI) is expected to decline by -4.55% in the next year.