BNP PARIBAS (1BNP.MI) Stock Fundamental Analysis
Europe - BIT:1BNP - FR0000131104 - Common Stock
70.28 EUR
-0.01 (-0.01%)
Overall 1BNP gets a fundamental rating of 4 out of 10. We evaluated 1BNP against 96 industry peers in the Banks industry. Both the profitability and financial health of 1BNP have multiple concerns. 1BNP is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
1BNP had positive earnings in the past year.
1BNP had a positive operating cash flow in the past year.
In the past 5 years 1BNP has always been profitable.
The reported operating cash flow has been mixed in the past 5 years: 1BNP reported negative operating cash flow in multiple years.
1.2 Ratios
1BNP's Return On Assets of 0.57% is in line compared to the rest of the industry. 1BNP outperforms 45.83% of its industry peers.
1BNP's Return On Equity of 13.03% is fine compared to the rest of the industry. 1BNP outperforms 65.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.57% | ||
| ROE | 13.03% | ||
| ROIC | N/A |
ROA(3y)0.39%
ROA(5y)0.35%
ROE(3y)8.24%
ROE(5y)7.65%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of 1BNP (16.32%) is worse than 67.71% of its industry peers.
1BNP's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for 1BNP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 16.32% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.85%
PM growth 5Y4.94%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
1BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
1BNP has less shares outstanding than it did 1 year ago.
1BNP has less shares outstanding than it did 5 years ago.
The debt/assets ratio for 1BNP is higher compared to a year ago.
2.2 Solvency
1BNP has a debt to FCF ratio of 25.38. This is a negative value and a sign of low solvency as 1BNP would need 25.38 years to pay back of all of its debts.
1BNP has a Debt to FCF ratio of 25.38. This is in the better half of the industry: 1BNP outperforms 75.00% of its industry peers.
1BNP has a Debt/Equity ratio of 2.61. This is a high value indicating a heavy dependency on external financing.
1BNP has a worse Debt to Equity ratio (2.61) than 60.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.61 | ||
| Debt/FCF | 25.38 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.27%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
1BNP shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.47%.
The Earnings Per Share has been growing by 9.03% on average over the past years. This is quite good.
The Revenue has been growing slightly by 3.58% in the past year.
1BNP shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.92% yearly.
EPS 1Y (TTM)4.47%
EPS 3Y13.62%
EPS 5Y9.03%
EPS Q2Q%9.6%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y5.31%
Revenue growth 5Y1.92%
Sales Q2Q%5.26%
3.2 Future
Based on estimates for the next years, 1BNP will show a small growth in Earnings Per Share. The EPS will grow by 0.94% on average per year.
1BNP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.44% yearly.
EPS Next Y-3.16%
EPS Next 2Y3.59%
EPS Next 3Y5.65%
EPS Next 5Y0.94%
Revenue Next Year6.28%
Revenue Next 2Y5.91%
Revenue Next 3Y5.34%
Revenue Next 5Y4.44%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 6.54, which indicates a rather cheap valuation of 1BNP.
Compared to the rest of the industry, the Price/Earnings ratio of 1BNP indicates a rather cheap valuation: 1BNP is cheaper than 93.75% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of 1BNP to the average of the S&P500 Index (25.45), we can say 1BNP is valued rather cheaply.
1BNP is valuated cheaply with a Price/Forward Earnings ratio of 6.15.
Based on the Price/Forward Earnings ratio, 1BNP is valued cheaper than 95.83% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of 1BNP to the average of the S&P500 Index (34.46), we can say 1BNP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.54 | ||
| Fwd PE | 6.15 |
4.2 Price Multiples
85.42% of the companies in the same industry are more expensive than 1BNP, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.88 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.72
EPS Next 2Y3.59%
EPS Next 3Y5.65%
5. Dividend
5.1 Amount
1BNP has a Yearly Dividend Yield of 3.72%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 4.79, 1BNP has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.45, 1BNP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.72% |
5.2 History
The dividend of 1BNP is nicely growing with an annual growth rate of 11.07%!
Dividend Growth(5Y)11.07%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1BNP pays out 33.06% of its income as dividend. This is a sustainable payout ratio.
The dividend of 1BNP is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP33.06%
EPS Next 2Y3.59%
EPS Next 3Y5.65%
BIT:1BNP (11/21/2025, 7:00:00 PM)
70.28
-0.01 (-0.01%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners46.72%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap78.49B
Revenue(TTM)101.08B
Net Income(TTM)16.37B
Analysts75
Price Target89.54 (27.4%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.72% |
Yearly Dividend4.57
Dividend Growth(5Y)11.07%
DP33.06%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.28%
Min EPS beat(2)0.74%
Max EPS beat(2)5.83%
EPS beat(4)3
Avg EPS beat(4)12.18%
Min EPS beat(4)-0.18%
Max EPS beat(4)42.35%
EPS beat(8)7
Avg EPS beat(8)16.44%
EPS beat(12)10
Avg EPS beat(12)20.22%
EPS beat(16)14
Avg EPS beat(16)19.18%
Revenue beat(2)0
Avg Revenue beat(2)-0.65%
Min Revenue beat(2)-0.69%
Max Revenue beat(2)-0.6%
Revenue beat(4)1
Avg Revenue beat(4)-0.03%
Min Revenue beat(4)-1.54%
Max Revenue beat(4)2.73%
Revenue beat(8)3
Avg Revenue beat(8)-0.31%
Revenue beat(12)5
Avg Revenue beat(12)13.06%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.17%
PT rev (3m)-1.55%
EPS NQ rev (1m)-1.68%
EPS NQ rev (3m)-2%
EPS NY rev (1m)-0.77%
EPS NY rev (3m)1.79%
Revenue NQ rev (1m)-0.23%
Revenue NQ rev (3m)-0.23%
Revenue NY rev (1m)-0.48%
Revenue NY rev (3m)-0.03%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.54 | ||
| Fwd PE | 6.15 | ||
| P/S | 0.78 | ||
| P/FCF | 4.88 | ||
| P/OCF | 4.29 | ||
| P/B | 0.62 | ||
| P/tB | 0.68 | ||
| EV/EBITDA | N/A |
EPS(TTM)10.74
EY15.28%
EPS(NY)11.43
Fwd EY16.26%
FCF(TTM)14.39
FCFY20.48%
OCF(TTM)16.38
OCFY23.3%
SpS89.86
BVpS112.54
TBVpS103.79
PEG (NY)N/A
PEG (5Y)0.72
Graham Number164.91
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.57% | ||
| ROE | 13.03% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 16.32% | ||
| GM | N/A | ||
| FCFM | 16.02% |
ROA(3y)0.39%
ROA(5y)0.35%
ROE(3y)8.24%
ROE(5y)7.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.85%
PM growth 5Y4.94%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.61 | ||
| Debt/FCF | 25.38 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 28.77% | ||
| Cap/Sales | 2.21% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 98.16% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC5.27%
ROIC/WACCN/A
Cap/Depr(3y)34.56%
Cap/Depr(5y)28.09%
Cap/Sales(3y)3.25%
Cap/Sales(5y)2.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.47%
EPS 3Y13.62%
EPS 5Y9.03%
EPS Q2Q%9.6%
EPS Next Y-3.16%
EPS Next 2Y3.59%
EPS Next 3Y5.65%
EPS Next 5Y0.94%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y5.31%
Revenue growth 5Y1.92%
Sales Q2Q%5.26%
Revenue Next Year6.28%
Revenue Next 2Y5.91%
Revenue Next 3Y5.34%
Revenue Next 5Y4.44%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y124.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y128.99%
OCF growth 3YN/A
OCF growth 5YN/A
BNP PARIBAS / 1BNP.MI FAQ
What is the ChartMill fundamental rating of BNP PARIBAS (1BNP.MI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to 1BNP.MI.
Can you provide the valuation status for BNP PARIBAS?
ChartMill assigns a valuation rating of 6 / 10 to BNP PARIBAS (1BNP.MI). This can be considered as Fairly Valued.
What is the profitability of 1BNP stock?
BNP PARIBAS (1BNP.MI) has a profitability rating of 3 / 10.
What is the financial health of BNP PARIBAS (1BNP.MI) stock?
The financial health rating of BNP PARIBAS (1BNP.MI) is 2 / 10.
What is the expected EPS growth for BNP PARIBAS (1BNP.MI) stock?
The Earnings per Share (EPS) of BNP PARIBAS (1BNP.MI) is expected to decline by -3.16% in the next year.