BNP PARIBAS (1BNP.MI) Stock Fundamental Analysis
BIT:1BNP • FR0000131104
90.75 EUR
+1.52 (+1.7%)
Last: Feb 16, 2026, 04:39 PM
We assign a fundamental rating of 3 out of 10 to 1BNP. 1BNP was compared to 109 industry peers in the Banks industry. Both the profitability and financial health of 1BNP have multiple concerns. 1BNP has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- 1BNP had positive earnings in the past year.
- 1BNP had a positive operating cash flow in the past year.
- In the past 5 years 1BNP has always been profitable.
- In multiple years 1BNP reported negative operating cash flow during the last 5 years.
1.2 Ratios
- With a Return On Assets value of 0.63%, 1BNP perfoms like the industry average, outperforming 41.28% of the companies in the same industry.
- With a decent Return On Equity value of 13.95%, 1BNP is doing good in the industry, outperforming 71.56% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 13.95% | ||
| ROIC | N/A |
ROA(3y)0.4%
ROA(5y)0.38%
ROE(3y)8.65%
ROE(5y)8.26%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of 1BNP (17.09%) is worse than 78.90% of its industry peers.
- 1BNP's Profit Margin has improved in the last couple of years.
- 1BNP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 17.09% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y3.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- 1BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- 1BNP has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for 1BNP has been reduced compared to 5 years ago.
- Compared to 1 year ago, 1BNP has a worse debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of 1BNP is 8.93, which is on the high side as it means it would take 1BNP, 8.93 years of fcf income to pay off all of its debts.
- 1BNP has a Debt to FCF ratio of 8.93. This is amongst the best in the industry. 1BNP outperforms 81.65% of its industry peers.
- 1BNP has a Debt/Equity ratio of 2.67. This is a high value indicating a heavy dependency on external financing.
- With a Debt to Equity ratio value of 2.67, 1BNP is not doing good in the industry: 67.89% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.67 | ||
| Debt/FCF | 8.93 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.72%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- 1BNP shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.39%.
- The Earnings Per Share has been growing by 15.23% on average over the past years. This is quite good.
- 1BNP shows a small growth in Revenue. In the last year, the Revenue has grown by 3.41%.
- Measured over the past years, 1BNP shows a quite strong growth in Revenue. The Revenue has been growing by 8.26% on average per year.
EPS 1Y (TTM)1.39%
EPS 3Y12.04%
EPS 5Y15.23%
EPS Q2Q%8.78%
Revenue 1Y (TTM)3.41%
Revenue growth 3Y9.77%
Revenue growth 5Y8.26%
Sales Q2Q%8.04%
3.2 Future
- Based on estimates for the next years, 1BNP will show a decrease in Earnings Per Share. The EPS will decrease by -0.41% on average per year.
- The Revenue is expected to grow by 4.07% on average over the next years.
EPS Next Y5.2%
EPS Next 2Y7.69%
EPS Next 3Y6.46%
EPS Next 5Y-0.41%
Revenue Next Year5.55%
Revenue Next 2Y4.86%
Revenue Next 3Y4.95%
Revenue Next 5Y4.07%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 8.27, the valuation of 1BNP can be described as reasonable.
- Based on the Price/Earnings ratio, 1BNP is valued cheaper than 87.16% of the companies in the same industry.
- 1BNP's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.68.
- 1BNP is valuated cheaply with a Price/Forward Earnings ratio of 7.86.
- Based on the Price/Forward Earnings ratio, 1BNP is valued cheaper than 95.41% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 28.06. 1BNP is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.27 | ||
| Fwd PE | 7.86 |
4.2 Price Multiples
- 91.74% of the companies in the same industry are more expensive than 1BNP, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.29 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- 1BNP's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.59
PEG (5Y)0.54
EPS Next 2Y7.69%
EPS Next 3Y6.46%
5. Dividend
5.1 Amount
- 1BNP has a Yearly Dividend Yield of 2.83%.
- 1BNP's Dividend Yield is slightly below the industry average, which is at 4.35.
- Compared to an average S&P500 Dividend Yield of 1.84, 1BNP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.83% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 1BNP pays out 30.90% of its income as dividend. This is a sustainable payout ratio.
DP30.9%
EPS Next 2Y7.69%
EPS Next 3Y6.46%
BIT:1BNP (2/16/2026, 4:39:48 PM)
90.75
+1.52 (+1.7%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-05 2026-02-05/bmo
Earnings (Next)N/A N/A
Inst Owners46.33%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap99.97B
Revenue(TTM)102.46B
Net Income(TTM)17.52B
Analysts75.2
Price Target93.72 (3.27%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.83% |
Yearly Dividend4.86
Dividend Growth(5Y)N/A
DP30.9%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.92%
Min EPS beat(2)3.1%
Max EPS beat(2)20.74%
EPS beat(4)4
Avg EPS beat(4)7.6%
Min EPS beat(4)0.74%
Max EPS beat(4)20.74%
EPS beat(8)7
Avg EPS beat(8)15.67%
EPS beat(12)11
Avg EPS beat(12)22.07%
EPS beat(16)14
Avg EPS beat(16)20.29%
Revenue beat(2)1
Avg Revenue beat(2)-1.18%
Min Revenue beat(2)-2.89%
Max Revenue beat(2)0.54%
Revenue beat(4)1
Avg Revenue beat(4)-0.91%
Min Revenue beat(4)-2.89%
Max Revenue beat(4)0.54%
Revenue beat(8)4
Avg Revenue beat(8)0.12%
Revenue beat(12)5
Avg Revenue beat(12)-0.49%
Revenue beat(16)8
Avg Revenue beat(16)22.85%
PT rev (1m)8.69%
PT rev (3m)4.67%
EPS NQ rev (1m)8.57%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.76%
EPS NY rev (3m)0.98%
Revenue NQ rev (1m)1.69%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.27 | ||
| Fwd PE | 7.86 | ||
| P/S | 0.98 | ||
| P/FCF | 2.29 | ||
| P/OCF | 2.15 | ||
| P/B | 0.8 | ||
| P/tB | 0.88 | ||
| EV/EBITDA | N/A |
EPS(TTM)10.97
EY12.09%
EPS(NY)11.54
Fwd EY12.72%
FCF(TTM)39.67
FCFY43.71%
OCF(TTM)42.28
OCFY46.58%
SpS93.01
BVpS113.94
TBVpS103.3
PEG (NY)1.59
PEG (5Y)0.54
Graham Number167.7
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 13.95% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 17.09% | ||
| GM | N/A | ||
| FCFM | 42.65% |
ROA(3y)0.4%
ROA(5y)0.38%
ROE(3y)8.65%
ROE(5y)8.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y3.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.67 | ||
| Debt/FCF | 8.93 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 35.69% | ||
| Cap/Sales | 2.81% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 249.48% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC5.72%
ROIC/WACCN/A
Cap/Depr(3y)33.52%
Cap/Depr(5y)32.78%
Cap/Sales(3y)3.12%
Cap/Sales(5y)3.17%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1.39%
EPS 3Y12.04%
EPS 5Y15.23%
EPS Q2Q%8.78%
EPS Next Y5.2%
EPS Next 2Y7.69%
EPS Next 3Y6.46%
EPS Next 5Y-0.41%
Revenue 1Y (TTM)3.41%
Revenue growth 3Y9.77%
Revenue growth 5Y8.26%
Sales Q2Q%8.04%
Revenue Next Year5.55%
Revenue Next 2Y4.86%
Revenue Next 3Y4.95%
Revenue Next 5Y4.07%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y143.91%
FCF growth 3YN/A
FCF growth 5Y-20.61%
OCF growth 1Y147.83%
OCF growth 3YN/A
OCF growth 5Y-19.68%
BNP PARIBAS / 1BNP.MI FAQ
What is the ChartMill fundamental rating of BNP PARIBAS (1BNP.MI) stock?
ChartMill assigns a fundamental rating of 3 / 10 to 1BNP.MI.
What is the valuation status of BNP PARIBAS (1BNP.MI) stock?
ChartMill assigns a valuation rating of 6 / 10 to BNP PARIBAS (1BNP.MI). This can be considered as Fairly Valued.
What is the profitability of 1BNP stock?
BNP PARIBAS (1BNP.MI) has a profitability rating of 3 / 10.
How financially healthy is BNP PARIBAS?
The financial health rating of BNP PARIBAS (1BNP.MI) is 2 / 10.
What is the expected EPS growth for BNP PARIBAS (1BNP.MI) stock?
The Earnings per Share (EPS) of BNP PARIBAS (1BNP.MI) is expected to grow by 5.2% in the next year.