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BNP PARIBAS (1BNP.MI) Stock Fundamental Analysis

Europe - BIT:1BNP - FR0000131104 - Common Stock

75.34 EUR
+0.72 (+0.96%)
Last: 10/8/2025, 9:52:20 AM
Fundamental Rating

3

1BNP gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 95 industry peers in the Banks industry. 1BNP may be in some trouble as it scores bad on both profitability and health. 1BNP has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

1BNP had positive earnings in the past year.
In the past year 1BNP had a positive cash flow from operations.
1BNP had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: 1BNP reported negative operating cash flow in multiple years.
1BNP.MI Yearly Net Income VS EBIT VS OCF VS FCF1BNP.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50B -50B 100B

1.2 Ratios

The Return On Assets of 1BNP (0.57%) is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 13.03%, 1BNP is in the better half of the industry, outperforming 69.47% of the companies in the same industry.
Industry RankSector Rank
ROA 0.57%
ROE 13.03%
ROIC N/A
ROA(3y)0.39%
ROA(5y)0.35%
ROE(3y)8.24%
ROE(5y)7.65%
ROIC(3y)N/A
ROIC(5y)N/A
1BNP.MI Yearly ROA, ROE, ROIC1BNP.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8

1.3 Margins

The Profit Margin of 1BNP (16.32%) is worse than 70.53% of its industry peers.
In the last couple of years the Profit Margin of 1BNP has grown nicely.
The Operating Margin and Gross Margin are not available for 1BNP so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 16.32%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.85%
PM growth 5Y4.94%
GM growth 3YN/A
GM growth 5YN/A
1BNP.MI Yearly Profit, Operating, Gross Margins1BNP.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10

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2

2. Health

2.1 Basic Checks

1BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for 1BNP has been reduced compared to 1 year ago.
Compared to 5 years ago, 1BNP has less shares outstanding
Compared to 1 year ago, 1BNP has a worse debt to assets ratio.
1BNP.MI Yearly Shares Outstanding1BNP.MI Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B
1BNP.MI Yearly Total Debt VS Total Assets1BNP.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500B 1T 1.5T 2T 2.5T

2.2 Solvency

1BNP has a debt to FCF ratio of 25.38. This is a negative value and a sign of low solvency as 1BNP would need 25.38 years to pay back of all of its debts.
The Debt to FCF ratio of 1BNP (25.38) is better than 78.95% of its industry peers.
1BNP has a Debt/Equity ratio of 2.61. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 2.61, 1BNP is doing worse than 61.05% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 2.61
Debt/FCF 25.38
Altman-Z N/A
ROIC/WACCN/A
WACC5.27%
1BNP.MI Yearly LT Debt VS Equity VS FCF1BNP.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100B 200B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1BNP.MI Yearly Current Assets VS Current Liabilites1BNP.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50B 100B 150B

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4

3. Growth

3.1 Past

The Earnings Per Share has been growing slightly by 3.24% over the past year.
1BNP shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.03% yearly.
1BNP shows a small growth in Revenue. In the last year, the Revenue has grown by 3.25%.
The Revenue has been growing slightly by 1.92% on average over the past years.
EPS 1Y (TTM)3.24%
EPS 3Y13.62%
EPS 5Y9.03%
EPS Q2Q%-8.04%
Revenue 1Y (TTM)3.25%
Revenue growth 3Y5.31%
Revenue growth 5Y1.92%
Sales Q2Q%2.53%

3.2 Future

The Earnings Per Share is expected to grow by 0.61% on average over the next years.
The Revenue is expected to grow by 4.44% on average over the next years.
EPS Next Y-2.41%
EPS Next 2Y3.72%
EPS Next 3Y5.62%
EPS Next 5Y0.61%
Revenue Next Year6.79%
Revenue Next 2Y6.02%
Revenue Next 3Y5.49%
Revenue Next 5Y4.44%

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
1BNP.MI Yearly Revenue VS Estimates1BNP.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B 80B
1BNP.MI Yearly EPS VS Estimates1BNP.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8 10

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6

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 7.18, the valuation of 1BNP can be described as very cheap.
Based on the Price/Earnings ratio, 1BNP is valued cheaply inside the industry as 89.47% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of 1BNP to the average of the S&P500 Index (27.76), we can say 1BNP is valued rather cheaply.
1BNP is valuated cheaply with a Price/Forward Earnings ratio of 6.58.
Based on the Price/Forward Earnings ratio, 1BNP is valued cheaper than 94.74% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of 1BNP to the average of the S&P500 Index (23.21), we can say 1BNP is valued rather cheaply.
Industry RankSector Rank
PE 7.18
Fwd PE 6.58
1BNP.MI Price Earnings VS Forward Price Earnings1BNP.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1BNP indicates a rather cheap valuation: 1BNP is cheaper than 86.32% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 5.3
EV/EBITDA N/A
1BNP.MI Per share data1BNP.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.79
EPS Next 2Y3.72%
EPS Next 3Y5.62%

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0

5. Dividend

5.1 Amount

No dividends for 1BNP!.
Industry RankSector Rank
Dividend Yield N/A

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BNP PARIBAS

BIT:1BNP (10/8/2025, 9:52:20 AM)

75.34

+0.72 (+0.96%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)07-24 2025-07-24/bmo
Earnings (Next)10-28 2025-10-28
Inst Owners46.72%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap85.20B
Analysts75.83
Price Target91.53 (21.49%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend4.57
Dividend Growth(5Y)11.07%
DP33.06%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.28%
Min EPS beat(2)0.74%
Max EPS beat(2)5.83%
EPS beat(4)3
Avg EPS beat(4)12.18%
Min EPS beat(4)-0.18%
Max EPS beat(4)42.35%
EPS beat(8)7
Avg EPS beat(8)16.44%
EPS beat(12)10
Avg EPS beat(12)20.22%
EPS beat(16)14
Avg EPS beat(16)19.18%
Revenue beat(2)0
Avg Revenue beat(2)-0.65%
Min Revenue beat(2)-0.69%
Max Revenue beat(2)-0.6%
Revenue beat(4)1
Avg Revenue beat(4)-0.03%
Min Revenue beat(4)-1.54%
Max Revenue beat(4)2.73%
Revenue beat(8)3
Avg Revenue beat(8)-0.31%
Revenue beat(12)5
Avg Revenue beat(12)13.06%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.3%
PT rev (3m)6.28%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.32%
EPS NY rev (1m)0.17%
EPS NY rev (3m)2.58%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.59%
Revenue NY rev (1m)0.33%
Revenue NY rev (3m)0.89%
Valuation
Industry RankSector Rank
PE 7.18
Fwd PE 6.58
P/S 0.85
P/FCF 5.3
P/OCF 4.66
P/B 0.68
P/tB 0.74
EV/EBITDA N/A
EPS(TTM)10.5
EY13.94%
EPS(NY)11.46
Fwd EY15.21%
FCF(TTM)14.21
FCFY18.86%
OCF(TTM)16.17
OCFY21.47%
SpS88.74
BVpS111.15
TBVpS102.5
PEG (NY)N/A
PEG (5Y)0.79
Profitability
Industry RankSector Rank
ROA 0.57%
ROE 13.03%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 16.32%
GM N/A
FCFM 16.02%
ROA(3y)0.39%
ROA(5y)0.35%
ROE(3y)8.24%
ROE(5y)7.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.85%
PM growth 5Y4.94%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 2.61
Debt/FCF 25.38
Debt/EBITDA N/A
Cap/Depr 28.77%
Cap/Sales 2.21%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 98.16%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC5.27%
ROIC/WACCN/A
Cap/Depr(3y)34.56%
Cap/Depr(5y)28.09%
Cap/Sales(3y)3.25%
Cap/Sales(5y)2.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.24%
EPS 3Y13.62%
EPS 5Y9.03%
EPS Q2Q%-8.04%
EPS Next Y-2.41%
EPS Next 2Y3.72%
EPS Next 3Y5.62%
EPS Next 5Y0.61%
Revenue 1Y (TTM)3.25%
Revenue growth 3Y5.31%
Revenue growth 5Y1.92%
Sales Q2Q%2.53%
Revenue Next Year6.79%
Revenue Next 2Y6.02%
Revenue Next 3Y5.49%
Revenue Next 5Y4.44%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y124.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y128.99%
OCF growth 3YN/A
OCF growth 5YN/A