BNP PARIBAS (1BNP.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1BNP - FR0000131104 - Common Stock
87.9 EUR
+0.1 (+0.11%)
Taking everything into account, 1BNP scores 4 out of 10 in our fundamental rating. 1BNP was compared to 114 industry peers in the Banks industry. 1BNP may be in some trouble as it scores bad on both profitability and health. 1BNP has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- 1BNP had positive earnings in the past year.
- 1BNP had a positive operating cash flow in the past year.
- In the past 5 years 1BNP has always been profitable.
- In multiple years 1BNP reported negative operating cash flow during the last 5 years.
1.2 Ratios
- 1BNP has a Return On Assets of 0.57%. This is comparable to the rest of the industry: 1BNP outperforms 40.35% of its industry peers.
- With a decent Return On Equity value of 13.03%, 1BNP is doing good in the industry, outperforming 65.79% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.57% | ||
| ROE | 13.03% | ||
| ROIC | N/A |
ROA(3y)0.38%
ROA(5y)0.35%
ROE(3y)8.14%
ROE(5y)7.6%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- 1BNP has a worse Profit Margin (16.32%) than 77.19% of its industry peers.
- In the last couple of years the Profit Margin of 1BNP has grown nicely.
- The Operating Margin and Gross Margin are not available for 1BNP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 16.32% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.85%
PM growth 5Y4.94%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- 1BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, 1BNP has less shares outstanding
- The number of shares outstanding for 1BNP has been reduced compared to 5 years ago.
- The debt/assets ratio for 1BNP is higher compared to a year ago.
2.2 Solvency
- The Debt to FCF ratio of 1BNP is 25.38, which is on the high side as it means it would take 1BNP, 25.38 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of 1BNP (25.38) is better than 69.30% of its industry peers.
- A Debt/Equity ratio of 2.61 is on the high side and indicates that 1BNP has dependencies on debt financing.
- The Debt to Equity ratio of 1BNP (2.61) is worse than 64.91% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.61 | ||
| Debt/FCF | 25.38 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.68%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 2.78% over the past year.
- Measured over the past years, 1BNP shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.03% on average per year.
- The Revenue has been growing slightly by 3.58% in the past year.
- The Revenue has been growing slightly by 1.92% on average over the past years.
EPS 1Y (TTM)2.78%
EPS 3Y14.23%
EPS 5Y9.03%
EPS Q2Q%9.6%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y5.31%
Revenue growth 5Y1.92%
Sales Q2Q%5.26%
3.2 Future
- 1BNP is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.33% yearly.
- The Revenue is expected to grow by 4.44% on average over the next years.
EPS Next Y-4.43%
EPS Next 2Y3.27%
EPS Next 3Y5.55%
EPS Next 5Y0.33%
Revenue Next Year5.96%
Revenue Next 2Y5.75%
Revenue Next 3Y5.22%
Revenue Next 5Y4.44%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 8.18, the valuation of 1BNP can be described as reasonable.
- Based on the Price/Earnings ratio, 1BNP is valued cheaply inside the industry as 88.60% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 27.21, 1BNP is valued rather cheaply.
- A Price/Forward Earnings ratio of 7.62 indicates a rather cheap valuation of 1BNP.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of 1BNP indicates a rather cheap valuation: 1BNP is cheaper than 93.86% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 25.98. 1BNP is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.18 | ||
| Fwd PE | 7.62 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, 1BNP is valued cheaply inside the industry as 82.46% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.11 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.91
EPS Next 2Y3.27%
EPS Next 3Y5.55%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 2.93%, 1BNP has a reasonable but not impressive dividend return.
- 1BNP's Dividend Yield is slightly below the industry average, which is at 3.93.
- 1BNP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.93% |
5.2 History
- The dividend of 1BNP is nicely growing with an annual growth rate of 8.61%!
Dividend Growth(5Y)8.61%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 33.06% of the earnings are spent on dividend by 1BNP. This is a low number and sustainable payout ratio.
- The dividend of 1BNP is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP33.06%
EPS Next 2Y3.27%
EPS Next 3Y5.55%
BNP PARIBAS / 1BNP.MI FAQ
What is the ChartMill fundamental rating of BNP PARIBAS (1BNP.MI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to 1BNP.MI.
What is the valuation status of BNP PARIBAS (1BNP.MI) stock?
ChartMill assigns a valuation rating of 6 / 10 to BNP PARIBAS (1BNP.MI). This can be considered as Fairly Valued.
What is the profitability of 1BNP stock?
BNP PARIBAS (1BNP.MI) has a profitability rating of 3 / 10.
How financially healthy is BNP PARIBAS?
The financial health rating of BNP PARIBAS (1BNP.MI) is 2 / 10.
What is the expected EPS growth for BNP PARIBAS (1BNP.MI) stock?
The Earnings per Share (EPS) of BNP PARIBAS (1BNP.MI) is expected to decline by -4.43% in the next year.