BNP PARIBAS (1BNP.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1BNP - FR0000131104 - Common Stock
78 EUR
+0.22 (+0.28%)
We assign a fundamental rating of 3 out of 10 to 1BNP. 1BNP was compared to 113 industry peers in the Banks industry. 1BNP has a bad profitability rating. Also its financial health evaluation is rather negative. 1BNP has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year 1BNP was profitable.
In the past year 1BNP had a positive cash flow from operations.
Each year in the past 5 years 1BNP has been profitable.
The reported operating cash flow has been mixed in the past 5 years: 1BNP reported negative operating cash flow in multiple years.
1.2 Ratios
With a Return On Assets value of 0.57%, 1BNP is not doing good in the industry: 61.06% of the companies in the same industry are doing better.
1BNP's Return On Equity of 13.03% is fine compared to the rest of the industry. 1BNP outperforms 63.72% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.57% | ||
| ROE | 13.03% | ||
| ROIC | N/A |
ROA(3y)0.39%
ROA(5y)0.35%
ROE(3y)8.24%
ROE(5y)7.65%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 16.32%, 1BNP is not doing good in the industry: 71.68% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of 1BNP has grown nicely.
The Operating Margin and Gross Margin are not available for 1BNP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 16.32% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.85%
PM growth 5Y4.94%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
1BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, 1BNP has less shares outstanding
1BNP has less shares outstanding than it did 5 years ago.
The debt/assets ratio for 1BNP is higher compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of 1BNP is 25.38, which is on the high side as it means it would take 1BNP, 25.38 years of fcf income to pay off all of its debts.
1BNP's Debt to FCF ratio of 25.38 is fine compared to the rest of the industry. 1BNP outperforms 71.68% of its industry peers.
A Debt/Equity ratio of 2.61 is on the high side and indicates that 1BNP has dependencies on debt financing.
With a Debt to Equity ratio value of 2.61, 1BNP is not doing good in the industry: 61.06% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.61 | ||
| Debt/FCF | 25.38 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.51%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 4.47% over the past year.
Measured over the past years, 1BNP shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.03% on average per year.
1BNP shows a small growth in Revenue. In the last year, the Revenue has grown by 3.58%.
Measured over the past years, 1BNP shows a small growth in Revenue. The Revenue has been growing by 1.92% on average per year.
EPS 1Y (TTM)4.47%
EPS 3Y13.62%
EPS 5Y9.03%
EPS Q2Q%9.6%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y5.31%
Revenue growth 5Y1.92%
Sales Q2Q%5.26%
3.2 Future
1BNP is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.94% yearly.
Based on estimates for the next years, 1BNP will show a small growth in Revenue. The Revenue will grow by 4.44% on average per year.
EPS Next Y-3.07%
EPS Next 2Y3.65%
EPS Next 3Y5.72%
EPS Next 5Y0.94%
Revenue Next Year5.99%
Revenue Next 2Y5.78%
Revenue Next 3Y5.25%
Revenue Next 5Y4.44%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.26, which indicates a rather cheap valuation of 1BNP.
Based on the Price/Earnings ratio, 1BNP is valued cheaper than 92.04% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.76. 1BNP is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 6.82 indicates a rather cheap valuation of 1BNP.
Based on the Price/Forward Earnings ratio, 1BNP is valued cheaper than 96.46% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of 1BNP to the average of the S&P500 Index (23.96), we can say 1BNP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.26 | ||
| Fwd PE | 6.82 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, 1BNP is valued cheaply inside the industry as 82.30% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.42 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.8
EPS Next 2Y3.65%
EPS Next 3Y5.72%
5. Dividend
5.1 Amount
1BNP has a Yearly Dividend Yield of 3.42%.
Compared to an average industry Dividend Yield of 4.84, 1BNP is paying slightly less dividend.
1BNP's Dividend Yield is a higher than the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.42% |
5.2 History
On average, the dividend of 1BNP grows each year by 11.07%, which is quite nice.
Dividend Growth(5Y)11.07%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
33.06% of the earnings are spent on dividend by 1BNP. This is a low number and sustainable payout ratio.
The dividend of 1BNP is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP33.06%
EPS Next 2Y3.65%
EPS Next 3Y5.72%
BIT:1BNP (12/11/2025, 2:05:50 PM)
78
+0.22 (+0.28%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners46.79%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap87.11B
Revenue(TTM)101.08B
Net Income(TTM)16.37B
Analysts72.5
Price Target86.58 (11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.42% |
Yearly Dividend4.57
Dividend Growth(5Y)11.07%
DP33.06%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.28%
Min EPS beat(2)0.74%
Max EPS beat(2)5.83%
EPS beat(4)3
Avg EPS beat(4)12.18%
Min EPS beat(4)-0.18%
Max EPS beat(4)42.35%
EPS beat(8)7
Avg EPS beat(8)16.44%
EPS beat(12)10
Avg EPS beat(12)20.22%
EPS beat(16)14
Avg EPS beat(16)19.18%
Revenue beat(2)0
Avg Revenue beat(2)-0.65%
Min Revenue beat(2)-0.69%
Max Revenue beat(2)-0.6%
Revenue beat(4)1
Avg Revenue beat(4)-0.03%
Min Revenue beat(4)-1.54%
Max Revenue beat(4)2.73%
Revenue beat(8)3
Avg Revenue beat(8)-0.31%
Revenue beat(12)5
Avg Revenue beat(12)13.06%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.75%
PT rev (3m)-5.49%
EPS NQ rev (1m)-1.68%
EPS NQ rev (3m)-2%
EPS NY rev (1m)0.1%
EPS NY rev (3m)-0.51%
Revenue NQ rev (1m)-0.23%
Revenue NQ rev (3m)-0.23%
Revenue NY rev (1m)-0.28%
Revenue NY rev (3m)-0.43%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.26 | ||
| Fwd PE | 6.82 | ||
| P/S | 0.87 | ||
| P/FCF | 5.42 | ||
| P/OCF | 4.76 | ||
| P/B | 0.69 | ||
| P/tB | 0.75 | ||
| EV/EBITDA | N/A |
EPS(TTM)10.74
EY13.77%
EPS(NY)11.44
Fwd EY14.67%
FCF(TTM)14.39
FCFY18.45%
OCF(TTM)16.38
OCFY20.99%
SpS89.86
BVpS112.54
TBVpS103.79
PEG (NY)N/A
PEG (5Y)0.8
Graham Number164.91
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.57% | ||
| ROE | 13.03% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 16.32% | ||
| GM | N/A | ||
| FCFM | 16.02% |
ROA(3y)0.39%
ROA(5y)0.35%
ROE(3y)8.24%
ROE(5y)7.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.85%
PM growth 5Y4.94%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.61 | ||
| Debt/FCF | 25.38 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 28.77% | ||
| Cap/Sales | 2.21% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 98.16% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC5.51%
ROIC/WACCN/A
Cap/Depr(3y)34.56%
Cap/Depr(5y)28.09%
Cap/Sales(3y)3.25%
Cap/Sales(5y)2.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.47%
EPS 3Y13.62%
EPS 5Y9.03%
EPS Q2Q%9.6%
EPS Next Y-3.07%
EPS Next 2Y3.65%
EPS Next 3Y5.72%
EPS Next 5Y0.94%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y5.31%
Revenue growth 5Y1.92%
Sales Q2Q%5.26%
Revenue Next Year5.99%
Revenue Next 2Y5.78%
Revenue Next 3Y5.25%
Revenue Next 5Y4.44%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y124.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y128.99%
OCF growth 3YN/A
OCF growth 5YN/A
BNP PARIBAS / 1BNP.MI FAQ
What is the ChartMill fundamental rating of BNP PARIBAS (1BNP.MI) stock?
ChartMill assigns a fundamental rating of 3 / 10 to 1BNP.MI.
Can you provide the valuation status for BNP PARIBAS?
ChartMill assigns a valuation rating of 6 / 10 to BNP PARIBAS (1BNP.MI). This can be considered as Fairly Valued.
What is the profitability of 1BNP stock?
BNP PARIBAS (1BNP.MI) has a profitability rating of 3 / 10.
What is the financial health of BNP PARIBAS (1BNP.MI) stock?
The financial health rating of BNP PARIBAS (1BNP.MI) is 2 / 10.
What is the expected EPS growth for BNP PARIBAS (1BNP.MI) stock?
The Earnings per Share (EPS) of BNP PARIBAS (1BNP.MI) is expected to decline by -3.07% in the next year.