BNP PARIBAS (1BNP.MI) Stock Fundamental Analysis
BIT:1BNP - FR0000131104 - Common Stock
76.48 EUR
-0.46 (-0.6%)
We assign a fundamental rating of 4 out of 10 to 1BNP. 1BNP was compared to 89 industry peers in the Banks industry. Both the profitability and financial health of 1BNP have multiple concerns. 1BNP has a decent growth rate and is not valued too expensively. Finally 1BNP also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year 1BNP was profitable.
1BNP had a positive operating cash flow in the past year.
1BNP had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: 1BNP reported negative operating cash flow in multiple years.
1.2 Ratios
1BNP has a Return On Assets (0.57%) which is in line with its industry peers.
The Return On Equity of 1BNP (13.03%) is better than 70.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.57% | ||
| ROE | 13.03% | ||
| ROIC | N/A |
ROA(3y)0.39%
ROA(5y)0.35%
ROE(3y)8.24%
ROE(5y)7.65%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of 1BNP (16.32%) is worse than 66.29% of its industry peers.
In the last couple of years the Profit Margin of 1BNP has grown nicely.
1BNP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 16.32% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.85%
PM growth 5Y4.94%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
1BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, 1BNP has less shares outstanding
The number of shares outstanding for 1BNP has been reduced compared to 5 years ago.
The debt/assets ratio for 1BNP is higher compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of 1BNP is 25.38, which is on the high side as it means it would take 1BNP, 25.38 years of fcf income to pay off all of its debts.
1BNP's Debt to FCF ratio of 25.38 is fine compared to the rest of the industry. 1BNP outperforms 76.40% of its industry peers.
1BNP has a Debt/Equity ratio of 2.61. This is a high value indicating a heavy dependency on external financing.
1BNP has a worse Debt to Equity ratio (2.61) than 60.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.61 | ||
| Debt/FCF | 25.38 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.18%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
1BNP shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.24%.
1BNP shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.03% yearly.
The Revenue has been growing slightly by 3.25% in the past year.
Measured over the past years, 1BNP shows a small growth in Revenue. The Revenue has been growing by 1.92% on average per year.
EPS 1Y (TTM)3.24%
EPS 3Y13.62%
EPS 5Y9.03%
EPS Q2Q%-8.04%
Revenue 1Y (TTM)3.25%
Revenue growth 3Y5.31%
Revenue growth 5Y1.92%
Sales Q2Q%2.53%
3.2 Future
Based on estimates for the next years, 1BNP will show a small growth in Earnings Per Share. The EPS will grow by 0.70% on average per year.
1BNP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.53% yearly.
EPS Next Y-2.57%
EPS Next 2Y3.64%
EPS Next 3Y5.55%
EPS Next 5Y0.7%
Revenue Next Year6.44%
Revenue Next 2Y5.92%
Revenue Next 3Y5.43%
Revenue Next 5Y4.53%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.28 indicates a rather cheap valuation of 1BNP.
88.76% of the companies in the same industry are more expensive than 1BNP, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of 1BNP to the average of the S&P500 Index (27.06), we can say 1BNP is valued rather cheaply.
A Price/Forward Earnings ratio of 6.69 indicates a rather cheap valuation of 1BNP.
Based on the Price/Forward Earnings ratio, 1BNP is valued cheaper than 96.63% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.69, 1BNP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.28 | ||
| Fwd PE | 6.69 |
4.2 Price Multiples
84.27% of the companies in the same industry are more expensive than 1BNP, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.38 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.81
EPS Next 2Y3.64%
EPS Next 3Y5.55%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.18%, 1BNP is a good candidate for dividend investing.
1BNP's Dividend Yield is a higher than the industry average which is at 5.09.
1BNP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.18% |
5.2 History
On average, the dividend of 1BNP grows each year by 11.07%, which is quite nice.
Dividend Growth(5Y)11.07%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1BNP pays out 33.06% of its income as dividend. This is a sustainable payout ratio.
The dividend of 1BNP is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP33.06%
EPS Next 2Y3.64%
EPS Next 3Y5.55%
BIT:1BNP (9/5/2025, 7:00:00 PM)
76.48
-0.46 (-0.6%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners40.16%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap86.48B
Analysts75.83
Price Target91.61 (19.78%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.18% |
Yearly Dividend4.57
Dividend Growth(5Y)11.07%
DP33.06%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.28%
Min EPS beat(2)0.74%
Max EPS beat(2)5.83%
EPS beat(4)3
Avg EPS beat(4)12.18%
Min EPS beat(4)-0.18%
Max EPS beat(4)42.35%
EPS beat(8)7
Avg EPS beat(8)16.44%
EPS beat(12)10
Avg EPS beat(12)20.22%
EPS beat(16)14
Avg EPS beat(16)19.18%
Revenue beat(2)0
Avg Revenue beat(2)-0.65%
Min Revenue beat(2)-0.69%
Max Revenue beat(2)-0.6%
Revenue beat(4)1
Avg Revenue beat(4)-0.03%
Min Revenue beat(4)-1.54%
Max Revenue beat(4)2.73%
Revenue beat(8)3
Avg Revenue beat(8)-0.31%
Revenue beat(12)5
Avg Revenue beat(12)13.06%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.16%
PT rev (3m)6.38%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.94%
EPS NY rev (1m)2.41%
EPS NY rev (3m)2.41%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)3.07%
Revenue NY rev (1m)0.12%
Revenue NY rev (3m)0.56%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.28 | ||
| Fwd PE | 6.69 | ||
| P/S | 0.86 | ||
| P/FCF | 5.38 | ||
| P/OCF | 4.73 | ||
| P/B | 0.69 | ||
| P/tB | 0.75 | ||
| EV/EBITDA | N/A |
EPS(TTM)10.5
EY13.73%
EPS(NY)11.44
Fwd EY14.96%
FCF(TTM)14.21
FCFY18.58%
OCF(TTM)16.17
OCFY21.15%
SpS88.74
BVpS111.15
TBVpS102.5
PEG (NY)N/A
PEG (5Y)0.81
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.57% | ||
| ROE | 13.03% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 16.32% | ||
| GM | N/A | ||
| FCFM | 16.02% |
ROA(3y)0.39%
ROA(5y)0.35%
ROE(3y)8.24%
ROE(5y)7.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.85%
PM growth 5Y4.94%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.61 | ||
| Debt/FCF | 25.38 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 28.77% | ||
| Cap/Sales | 2.21% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 98.16% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC5.18%
ROIC/WACCN/A
Cap/Depr(3y)34.56%
Cap/Depr(5y)28.09%
Cap/Sales(3y)3.25%
Cap/Sales(5y)2.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.24%
EPS 3Y13.62%
EPS 5Y9.03%
EPS Q2Q%-8.04%
EPS Next Y-2.57%
EPS Next 2Y3.64%
EPS Next 3Y5.55%
EPS Next 5Y0.7%
Revenue 1Y (TTM)3.25%
Revenue growth 3Y5.31%
Revenue growth 5Y1.92%
Sales Q2Q%2.53%
Revenue Next Year6.44%
Revenue Next 2Y5.92%
Revenue Next 3Y5.43%
Revenue Next 5Y4.53%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y124.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y128.99%
OCF growth 3YN/A
OCF growth 5YN/A