BNP PARIBAS (1BNP.MI) Fundamental Analysis & Valuation
BIT:1BNP • FR0000131104
86.03 EUR
-2.86 (-3.22%)
Last: Mar 12, 2026, 05:16 PM
This 1BNP.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
We assign a fundamental rating of 4 out of 10 to 1BNP. 1BNP was compared to 116 industry peers in the Banks industry. 1BNP may be in some trouble as it scores bad on both profitability and health. 1BNP is valued quite cheap, while showing a decent growth score. This is a good combination!
1. 1BNP.MI Profitability Analysis
1.1 Basic Checks
- 1BNP had positive earnings in the past year.
- In the past year 1BNP had a positive cash flow from operations.
- In the past 5 years 1BNP has always been profitable.
- In multiple years 1BNP reported negative operating cash flow during the last 5 years.
1.2 Ratios
- 1BNP has a worse Return On Assets (0.63%) than 61.21% of its industry peers.
- Looking at the Return On Equity, with a value of 13.95%, 1BNP is in the better half of the industry, outperforming 68.10% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 13.95% | ||
| ROIC | N/A |
ROA(3y)0.4%
ROA(5y)0.38%
ROE(3y)8.65%
ROE(5y)8.26%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 17.01%, 1BNP is doing worse than 80.17% of the companies in the same industry.
- In the last couple of years the Profit Margin of 1BNP has grown nicely.
- 1BNP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 17.01% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y3.17%
GM growth 3YN/A
GM growth 5YN/A
2. 1BNP.MI Health Analysis
2.1 Basic Checks
- 1BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, 1BNP has less shares outstanding
- Compared to 5 years ago, 1BNP has less shares outstanding
- 1BNP has a worse debt/assets ratio than last year.
2.2 Solvency
- 1BNP has a debt to FCF ratio of 8.93. This is a slightly negative value and a sign of low solvency as 1BNP would need 8.93 years to pay back of all of its debts.
- With an excellent Debt to FCF ratio value of 8.93, 1BNP belongs to the best of the industry, outperforming 81.03% of the companies in the same industry.
- 1BNP has a Debt/Equity ratio of 2.67. This is a high value indicating a heavy dependency on external financing.
- With a Debt to Equity ratio value of 2.67, 1BNP is not doing good in the industry: 70.69% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.67 | ||
| Debt/FCF | 8.93 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.73%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. 1BNP.MI Growth Analysis
3.1 Past
- The Earnings Per Share has been growing slightly by 1.39% over the past year.
- 1BNP shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 15.23% yearly.
- 1BNP shows a small growth in Revenue. In the last year, the Revenue has grown by 3.91%.
- Measured over the past years, 1BNP shows a quite strong growth in Revenue. The Revenue has been growing by 8.26% on average per year.
EPS 1Y (TTM)1.39%
EPS 3Y12.04%
EPS 5Y15.23%
EPS Q2Q%8.78%
Revenue 1Y (TTM)3.91%
Revenue growth 3Y9.77%
Revenue growth 5Y8.26%
Sales Q2Q%8.04%
3.2 Future
- Based on estimates for the next years, 1BNP will show a small growth in Earnings Per Share. The EPS will grow by 0.05% on average per year.
- 1BNP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.18% yearly.
EPS Next Y7.53%
EPS Next 2Y9.1%
EPS Next 3Y9.42%
EPS Next 5Y0.05%
Revenue Next Year6.58%
Revenue Next 2Y5.39%
Revenue Next 3Y4.92%
Revenue Next 5Y4.18%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. 1BNP.MI Valuation Analysis
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.84, the valuation of 1BNP can be described as very cheap.
- 88.79% of the companies in the same industry are more expensive than 1BNP, based on the Price/Earnings ratio.
- The average S&P500 Price/Earnings ratio is at 25.71. 1BNP is valued rather cheaply when compared to this.
- 1BNP is valuated cheaply with a Price/Forward Earnings ratio of 7.29.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of 1BNP indicates a rather cheap valuation: 1BNP is cheaper than 91.38% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 23.82, 1BNP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.84 | ||
| Fwd PE | 7.29 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, 1BNP is valued cheaply inside the industry as 91.38% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.17 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- 1BNP's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.04
PEG (5Y)0.51
EPS Next 2Y9.1%
EPS Next 3Y9.42%
5. 1BNP.MI Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 5.93%, 1BNP is a good candidate for dividend investing.
- 1BNP's Dividend Yield is a higher than the industry average which is at 4.56.
- 1BNP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.93% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 1BNP pays out 30.90% of its income as dividend. This is a sustainable payout ratio.
DP30.9%
EPS Next 2Y9.1%
EPS Next 3Y9.42%
1BNP.MI Fundamentals: All Metrics, Ratios and Statistics
BIT:1BNP (3/12/2026, 5:16:16 PM)
86.03
-2.86 (-3.22%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-05 2026-02-05/bmo
Earnings (Next)N/A N/A
Inst Owners45.08%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap94.77B
Revenue(TTM)102.96B
Net Income(TTM)17.52B
Analysts74.17
Price Target101.74 (18.26%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.93% |
Yearly Dividend4.86
Dividend Growth(5Y)N/A
DP30.9%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.92%
Min EPS beat(2)3.1%
Max EPS beat(2)20.74%
EPS beat(4)4
Avg EPS beat(4)7.6%
Min EPS beat(4)0.74%
Max EPS beat(4)20.74%
EPS beat(8)7
Avg EPS beat(8)15.67%
EPS beat(12)11
Avg EPS beat(12)22.07%
EPS beat(16)14
Avg EPS beat(16)20.29%
Revenue beat(2)1
Avg Revenue beat(2)-1.18%
Min Revenue beat(2)-2.89%
Max Revenue beat(2)0.54%
Revenue beat(4)1
Avg Revenue beat(4)-0.91%
Min Revenue beat(4)-2.89%
Max Revenue beat(4)0.54%
Revenue beat(8)4
Avg Revenue beat(8)0.12%
Revenue beat(12)5
Avg Revenue beat(12)-0.49%
Revenue beat(16)8
Avg Revenue beat(16)22.85%
PT rev (1m)8.56%
PT rev (3m)17.51%
EPS NQ rev (1m)6.54%
EPS NQ rev (3m)8.67%
EPS NY rev (1m)2.21%
EPS NY rev (3m)3.09%
Revenue NQ rev (1m)1.83%
Revenue NQ rev (3m)1.83%
Revenue NY rev (1m)0.54%
Revenue NY rev (3m)0.5%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.84 | ||
| Fwd PE | 7.29 | ||
| P/S | 0.92 | ||
| P/FCF | 2.17 | ||
| P/OCF | 2.03 | ||
| P/B | 0.76 | ||
| P/tB | 0.83 | ||
| EV/EBITDA | N/A |
EPS(TTM)10.97
EY12.75%
EPS(NY)11.8
Fwd EY13.71%
FCF(TTM)39.67
FCFY46.11%
OCF(TTM)42.28
OCFY49.14%
SpS93.46
BVpS113.94
TBVpS103.3
PEG (NY)1.04
PEG (5Y)0.51
Graham Number167.7
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 13.95% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 17.01% | ||
| GM | N/A | ||
| FCFM | 42.44% |
ROA(3y)0.4%
ROA(5y)0.38%
ROE(3y)8.65%
ROE(5y)8.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y3.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.67 | ||
| Debt/FCF | 8.93 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 35.69% | ||
| Cap/Sales | 2.79% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 249.48% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC5.73%
ROIC/WACCN/A
Cap/Depr(3y)33.52%
Cap/Depr(5y)32.78%
Cap/Sales(3y)3.12%
Cap/Sales(5y)3.17%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1.39%
EPS 3Y12.04%
EPS 5Y15.23%
EPS Q2Q%8.78%
EPS Next Y7.53%
EPS Next 2Y9.1%
EPS Next 3Y9.42%
EPS Next 5Y0.05%
Revenue 1Y (TTM)3.91%
Revenue growth 3Y9.77%
Revenue growth 5Y8.26%
Sales Q2Q%8.04%
Revenue Next Year6.58%
Revenue Next 2Y5.39%
Revenue Next 3Y4.92%
Revenue Next 5Y4.18%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y143.91%
FCF growth 3YN/A
FCF growth 5Y-20.61%
OCF growth 1Y147.83%
OCF growth 3YN/A
OCF growth 5Y-19.68%
BNP PARIBAS / 1BNP.MI FAQ
What is the ChartMill fundamental rating of BNP PARIBAS (1BNP.MI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to 1BNP.MI.
What is the valuation status of BNP PARIBAS (1BNP.MI) stock?
ChartMill assigns a valuation rating of 7 / 10 to BNP PARIBAS (1BNP.MI). This can be considered as Undervalued.
What is the profitability of 1BNP stock?
BNP PARIBAS (1BNP.MI) has a profitability rating of 3 / 10.
How financially healthy is BNP PARIBAS?
The financial health rating of BNP PARIBAS (1BNP.MI) is 2 / 10.
What is the expected EPS growth for BNP PARIBAS (1BNP.MI) stock?
The Earnings per Share (EPS) of BNP PARIBAS (1BNP.MI) is expected to grow by 7.53% in the next year.