AGEAS (1AGS.MI) Fundamental Analysis & Valuation

BIT:1AGS • BE0974264930

Current stock price

60.55 EUR
-2.55 (-4.04%)
Last:

This 1AGS.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. 1AGS.MI Profitability Analysis

1.1 Basic Checks

  • 1AGS had positive earnings in the past year.
  • In the past year 1AGS had a positive cash flow from operations.
  • 1AGS had positive earnings in each of the past 5 years.
  • In multiple years 1AGS reported negative operating cash flow during the last 5 years.
1AGS.MI Yearly Net Income VS EBIT VS OCF VS FCF1AGS.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B

1.2 Ratios

  • 1AGS has a worse Return On Assets (1.16%) than 63.83% of its industry peers.
  • With a Return On Equity value of 14.28%, 1AGS perfoms like the industry average, outperforming 46.81% of the companies in the same industry.
Industry RankSector Rank
ROA 1.16%
ROE 14.28%
ROIC N/A
ROA(3y)1.08%
ROA(5y)1.01%
ROE(3y)14.33%
ROE(5y)11.99%
ROIC(3y)N/A
ROIC(5y)N/A
1AGS.MI Yearly ROA, ROE, ROIC1AGS.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15

1.3 Margins

  • Looking at the Profit Margin, with a value of 12.74%, 1AGS is in the better half of the industry, outperforming 65.96% of the companies in the same industry.
  • 1AGS's Profit Margin has improved in the last couple of years.
  • 1AGS's Operating Margin of 14.58% is fine compared to the rest of the industry. 1AGS outperforms 61.70% of its industry peers.
  • In the last couple of years the Operating Margin of 1AGS has grown nicely.
Industry RankSector Rank
OM 14.58%
PM (TTM) 12.74%
GM N/A
OM growth 3Y20.04%
OM growth 5Y15.62%
PM growth 3Y24.59%
PM growth 5Y12.51%
GM growth 3YN/A
GM growth 5YN/A
1AGS.MI Yearly Profit, Operating, Gross Margins1AGS.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15

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2

2. 1AGS.MI Health Analysis

2.1 Basic Checks

  • 1AGS does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for 1AGS has been reduced compared to 1 year ago.
  • The number of shares outstanding for 1AGS has been reduced compared to 5 years ago.
  • 1AGS has a worse debt/assets ratio than last year.
1AGS.MI Yearly Shares Outstanding1AGS.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M
1AGS.MI Yearly Total Debt VS Total Assets1AGS.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B 100B

2.2 Solvency

  • The Debt to FCF ratio of 1AGS is 3.64, which is a good value as it means it would take 1AGS, 3.64 years of fcf income to pay off all of its debts.
  • 1AGS has a Debt to FCF ratio (3.64) which is comparable to the rest of the industry.
  • 1AGS has a Debt/Equity ratio of 0.65. This is a neutral value indicating 1AGS is somewhat dependend on debt financing.
  • The Debt to Equity ratio of 1AGS (0.65) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.65
Debt/FCF 3.64
Altman-Z N/A
ROIC/WACCN/A
WACC7.22%
1AGS.MI Yearly LT Debt VS Equity VS FCF1AGS.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B 8B 10B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1AGS.MI Yearly Current Assets VS Current Liabilites1AGS.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

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5

3. 1AGS.MI Growth Analysis

3.1 Past

  • 1AGS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.02%, which is quite good.
  • 1AGS shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.68% yearly.
  • The Revenue has been growing slightly by 7.60% in the past year.
  • Measured over the past years, 1AGS shows a decrease in Revenue. The Revenue has been decreasing by -8.73% on average per year.
EPS 1Y (TTM)8.02%
EPS 3Y10.44%
EPS 5Y3.68%
EPS Q2Q%4.61%
Revenue 1Y (TTM)7.6%
Revenue growth 3Y-11.89%
Revenue growth 5Y-8.73%
Sales Q2Q%3.26%

3.2 Future

  • Based on estimates for the next years, 1AGS will show a small growth in Earnings Per Share. The EPS will grow by 4.51% on average per year.
  • 1AGS is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.75% yearly.
EPS Next Y22.52%
EPS Next 2Y6.44%
EPS Next 3Y7.65%
EPS Next 5Y4.51%
Revenue Next Year1.33%
Revenue Next 2Y2.79%
Revenue Next 3Y3.74%
Revenue Next 5Y9.75%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
1AGS.MI Yearly Revenue VS Estimates1AGS.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 5B 10B 15B
1AGS.MI Yearly EPS VS Estimates1AGS.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2 4 6 8 10

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6

4. 1AGS.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 9.69, the valuation of 1AGS can be described as very reasonable.
  • Based on the Price/Earnings ratio, 1AGS is valued a bit cheaper than 78.72% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 26.91. 1AGS is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 7.88, which indicates a rather cheap valuation of 1AGS.
  • 82.98% of the companies in the same industry are more expensive than 1AGS, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 23.68. 1AGS is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 9.69
Fwd PE 7.88
1AGS.MI Price Earnings VS Forward Price Earnings1AGS.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 74.47% of the companies in the same industry are more expensive than 1AGS, based on the Enterprise Value to EBITDA ratio.
  • 1AGS's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 8.35
EV/EBITDA 8.34
1AGS.MI Per share data1AGS.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.43
PEG (5Y)2.64
EPS Next 2Y6.44%
EPS Next 3Y7.65%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. 1AGS.MI Dividend Analysis

5.1 Amount

  • 1AGS has a Yearly Dividend Yield of 4.35%, which is a nice return.
  • 1AGS's Dividend Yield is slightly below the industry average, which is at 4.54.
  • Compared to an average S&P500 Dividend Yield of 1.89, 1AGS pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.35%

5.2 History

  • The dividend of 1AGS is nicely growing with an annual growth rate of 8.13%!
Dividend Growth(5Y)8.13%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 1AGS pays out 54.29% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of 1AGS is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP54.29%
EPS Next 2Y6.44%
EPS Next 3Y7.65%
1AGS.MI Yearly Income VS Free CF VS Dividend1AGS.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B -1B -1.5B
1AGS.MI Dividend Payout.1AGS.MI Dividend Payout, showing the Payout Ratio.1AGS.MI Dividend Payout.PayoutRetained Earnings

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1AGS.MI Fundamentals: All Metrics, Ratios and Statistics

AGEAS

BIT:1AGS (3/10/2026, 7:00:00 PM)

60.55

-2.55 (-4.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-25
Earnings (Next)N/A
Inst Owners31.62%
Inst Owner ChangeN/A
Ins Owners0.04%
Ins Owner ChangeN/A
Market Cap12.05B
Revenue(TTM)9.05B
Net Income(TTM)1.15B
Analysts75
Price Target65.81 (8.69%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.35%
Yearly Dividend3.19
Dividend Growth(5Y)8.13%
DP54.29%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.25%
PT rev (3m)5.4%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)15.82%
EPS NY rev (3m)16.33%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-7.87%
Revenue NY rev (3m)-7.87%
Valuation
Industry RankSector Rank
PE 9.69
Fwd PE 7.88
P/S 1.33
P/FCF 8.35
P/OCF 6.59
P/B 1.49
P/tB 1.88
EV/EBITDA 8.34
EPS(TTM)6.25
EY10.32%
EPS(NY)7.68
Fwd EY12.69%
FCF(TTM)7.25
FCFY11.97%
OCF(TTM)9.18
OCFY15.17%
SpS45.5
BVpS40.6
TBVpS32.18
PEG (NY)0.43
PEG (5Y)2.64
Graham Number75.56
Profitability
Industry RankSector Rank
ROA 1.16%
ROE 14.28%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 14.58%
PM (TTM) 12.74%
GM N/A
FCFM 15.93%
ROA(3y)1.08%
ROA(5y)1.01%
ROE(3y)14.33%
ROE(5y)11.99%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)1.34%
ROCE(5y)1.29%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y20.04%
OM growth 5Y15.62%
PM growth 3Y24.59%
PM growth 5Y12.51%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 0.65
Debt/FCF 3.64
Debt/EBITDA 3.19
Cap/Depr 117.74%
Cap/Sales 4.25%
Interest Coverage 4.77
Cash Conversion 110.93%
Profit Quality 125.07%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC7.22%
ROIC/WACCN/A
Cap/Depr(3y)80.34%
Cap/Depr(5y)60.12%
Cap/Sales(3y)3.25%
Cap/Sales(5y)2.79%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.02%
EPS 3Y10.44%
EPS 5Y3.68%
EPS Q2Q%4.61%
EPS Next Y22.52%
EPS Next 2Y6.44%
EPS Next 3Y7.65%
EPS Next 5Y4.51%
Revenue 1Y (TTM)7.6%
Revenue growth 3Y-11.89%
Revenue growth 5Y-8.73%
Sales Q2Q%3.26%
Revenue Next Year1.33%
Revenue Next 2Y2.79%
Revenue Next 3Y3.74%
Revenue Next 5Y9.75%
EBIT growth 1Y0.46%
EBIT growth 3Y5.77%
EBIT growth 5Y5.52%
EBIT Next Year12.63%
EBIT Next 3Y7.47%
EBIT Next 5Y6.05%
FCF growth 1Y288.68%
FCF growth 3YN/A
FCF growth 5Y18.15%
OCF growth 1Y222.22%
OCF growth 3YN/A
OCF growth 5Y17.48%

AGEAS / 1AGS.MI Fundamental Analysis FAQ

What is the fundamental rating for 1AGS stock?

ChartMill assigns a fundamental rating of 4 / 10 to 1AGS.MI.


What is the valuation status of AGEAS (1AGS.MI) stock?

ChartMill assigns a valuation rating of 7 / 10 to AGEAS (1AGS.MI). This can be considered as Undervalued.


Can you provide the profitability details for AGEAS?

AGEAS (1AGS.MI) has a profitability rating of 4 / 10.


What is the earnings growth outlook for AGEAS?

The Earnings per Share (EPS) of AGEAS (1AGS.MI) is expected to grow by 22.52% in the next year.


Is the dividend of AGEAS sustainable?

The dividend rating of AGEAS (1AGS.MI) is 6 / 10 and the dividend payout ratio is 54.29%.