APPLE INC (1AAPL.MI) Stock Fundamental Analysis
BIT:1AAPL - US0378331005 - Common Stock
199.12 EUR
+0.88 (+0.44%)
We assign a fundamental rating of 7 out of 10 to 1AAPL. 1AAPL was compared to 30 industry peers in the Technology Hardware, Storage & Peripherals industry. Both the health and profitability get an excellent rating, making 1AAPL a very profitable company, without any liquidiy or solvency issues. 1AAPL is quite expensive at the moment. It does show a decent growth rate. These ratings would make 1AAPL suitable for quality investing!
1. Profitability
1.1 Basic Checks
1AAPL had positive earnings in the past year.
In the past year 1AAPL had a positive cash flow from operations.
In the past 5 years 1AAPL has always been profitable.
In the past 5 years 1AAPL always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of 1AAPL (29.95%) is better than 100.00% of its industry peers.
1AAPL has a better Return On Equity (150.81%) than 100.00% of its industry peers.
1AAPL has a Return On Invested Capital of 55.09%. This is amongst the best in the industry. 1AAPL outperforms 100.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for 1AAPL is significantly above the industry average of 16.91%.
The last Return On Invested Capital (55.09%) for 1AAPL is above the 3 year average (48.83%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 29.95% | ||
| ROE | 150.81% | ||
| ROIC | 55.09% |
ROA(3y)27.16%
ROA(5y)25.24%
ROE(3y)172.54%
ROE(5y)151.11%
ROIC(3y)48.83%
ROIC(5y)42.3%
1.3 Margins
1AAPL has a better Profit Margin (24.30%) than 100.00% of its industry peers.
In the last couple of years the Profit Margin of 1AAPL has grown nicely.
1AAPL's Operating Margin of 31.87% is amongst the best of the industry. 1AAPL outperforms 100.00% of its industry peers.
1AAPL's Operating Margin has improved in the last couple of years.
1AAPL has a Gross Margin of 46.68%. This is amongst the best in the industry. 1AAPL outperforms 86.67% of its industry peers.
In the last couple of years the Gross Margin of 1AAPL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.87% | ||
| PM (TTM) | 24.3% | ||
| GM | 46.68% |
OM growth 3Y1.9%
OM growth 5Y5.1%
PM growth 3Y-2.52%
PM growth 5Y2.45%
GM growth 3Y3.41%
GM growth 5Y4.09%
2. Health
2.1 Basic Checks
1AAPL has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
1AAPL has less shares outstanding than it did 1 year ago.
The number of shares outstanding for 1AAPL has been reduced compared to 5 years ago.
The debt/assets ratio for 1AAPL has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 10.15 indicates that 1AAPL is not in any danger for bankruptcy at the moment.
1AAPL has a Altman-Z score of 10.15. This is amongst the best in the industry. 1AAPL outperforms 90.00% of its industry peers.
1AAPL has a debt to FCF ratio of 1.06. This is a very positive value and a sign of high solvency as it would only need 1.06 years to pay back of all of its debts.
1AAPL has a Debt to FCF ratio of 1.06. This is amongst the best in the industry. 1AAPL outperforms 86.67% of its industry peers.
A Debt/Equity ratio of 1.40 is on the high side and indicates that 1AAPL has dependencies on debt financing.
With a Debt to Equity ratio value of 1.40, 1AAPL is not doing good in the industry: 70.00% of the companies in the same industry are doing better.
Although 1AAPL does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 1.06 | ||
| Altman-Z | 10.15 |
ROIC/WACC6.33
WACC8.7%
2.3 Liquidity
A Current Ratio of 0.87 indicates that 1AAPL may have some problems paying its short term obligations.
With a Current ratio value of 0.87, 1AAPL is not doing good in the industry: 73.33% of the companies in the same industry are doing better.
A Quick Ratio of 0.83 indicates that 1AAPL may have some problems paying its short term obligations.
1AAPL's Quick ratio of 0.83 is on the low side compared to the rest of the industry. 1AAPL is outperformed by 66.67% of its industry peers.
1AAPL does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.87 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 10.50% over the past year.
The Earnings Per Share has been growing by 17.90% on average over the past years. This is quite good.
Looking at the last year, 1AAPL shows a small growth in Revenue. The Revenue has grown by 5.97% in the last year.
Measured over the past years, 1AAPL shows a quite strong growth in Revenue. The Revenue has been growing by 8.49% on average per year.
EPS 1Y (TTM)10.5%
EPS 3Y6.3%
EPS 5Y17.9%
EPS Q2Q%12.14%
Revenue 1Y (TTM)5.97%
Revenue growth 3Y2.25%
Revenue growth 5Y8.49%
Sales Q2Q%9.63%
3.2 Future
1AAPL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.86% yearly.
1AAPL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.43% yearly.
EPS Next Y11.43%
EPS Next 2Y9.9%
EPS Next 3Y9.97%
EPS Next 5Y12.86%
Revenue Next Year6.19%
Revenue Next 2Y5.83%
Revenue Next 3Y5.95%
Revenue Next 5Y6.43%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 32.01, 1AAPL can be considered very expensive at the moment.
The rest of the industry has a similar Price/Earnings ratio as 1AAPL.
1AAPL's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.08.
1AAPL is valuated quite expensively with a Price/Forward Earnings ratio of 28.52.
1AAPL's Price/Forward Earnings is on the same level as the industry average.
1AAPL is valuated rather expensively when we compare the Price/Forward Earnings ratio to 22.72, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.01 | ||
| Fwd PE | 28.52 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as 1AAPL.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1AAPL is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 35.87 | ||
| EV/EBITDA | 24.36 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of 1AAPL may justify a higher PE ratio.
PEG (NY)2.8
PEG (5Y)1.79
EPS Next 2Y9.9%
EPS Next 3Y9.97%
5. Dividend
5.1 Amount
1AAPL has a yearly dividend return of 0.46%, which is pretty low.
1AAPL's Dividend Yield is comparable with the industry average which is at 2.31.
With a Dividend Yield of 0.46, 1AAPL pays less dividend than the S&P500 average, which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.46% |
5.2 History
The dividend of 1AAPL has a limited annual growth rate of 5.30%.
Dividend Growth(5Y)5.3%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
15.47% of the earnings are spent on dividend by 1AAPL. This is a low number and sustainable payout ratio.
1AAPL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP15.47%
EPS Next 2Y9.9%
EPS Next 3Y9.97%
BIT:1AAPL (8/29/2025, 7:00:00 PM)
199.12
+0.88 (+0.44%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)
Earnings (Next)
Inst Owners62.87%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap2955.02B
Analysts77.5
Price Target208.09 (4.5%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.46% |
Yearly Dividend0.86
Dividend Growth(5Y)5.3%
DP15.47%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.38%
Min EPS beat(2)-0.58%
Max EPS beat(2)7.34%
EPS beat(4)3
Avg EPS beat(4)1.81%
Min EPS beat(4)-0.58%
Max EPS beat(4)7.34%
EPS beat(8)6
Avg EPS beat(8)1.74%
EPS beat(12)8
Avg EPS beat(12)1.34%
EPS beat(16)11
Avg EPS beat(16)1.81%
Revenue beat(2)1
Avg Revenue beat(2)0.85%
Min Revenue beat(2)-1.26%
Max Revenue beat(2)2.97%
Revenue beat(4)1
Avg Revenue beat(4)-0.43%
Min Revenue beat(4)-1.82%
Max Revenue beat(4)2.97%
Revenue beat(8)1
Avg Revenue beat(8)-0.71%
Revenue beat(12)1
Avg Revenue beat(12)-1.1%
Revenue beat(16)3
Avg Revenue beat(16)-0.93%
PT rev (1m)3.28%
PT rev (3m)-0.9%
EPS NQ rev (1m)5.95%
EPS NQ rev (3m)-1.88%
EPS NY rev (1m)2.85%
EPS NY rev (3m)2.88%
Revenue NQ rev (1m)3.59%
Revenue NQ rev (3m)0.92%
Revenue NY rev (1m)1.83%
Revenue NY rev (3m)1.89%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.01 | ||
| Fwd PE | 28.52 | ||
| P/S | 8.44 | ||
| P/FCF | 35.87 | ||
| P/OCF | 31.78 | ||
| P/B | 52.41 | ||
| P/tB | 52.41 | ||
| EV/EBITDA | 24.36 |
EPS(TTM)6.22
EY3.12%
EPS(NY)6.98
Fwd EY3.51%
FCF(TTM)5.55
FCFY2.79%
OCF(TTM)6.27
OCFY3.15%
SpS23.58
BVpS3.8
TBVpS3.8
PEG (NY)2.8
PEG (5Y)1.79
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 29.95% | ||
| ROE | 150.81% | ||
| ROCE | 68.4% | ||
| ROIC | 55.09% | ||
| ROICexc | 76.14% | ||
| ROICexgc | 76.14% | ||
| OM | 31.87% | ||
| PM (TTM) | 24.3% | ||
| GM | 46.68% | ||
| FCFM | 23.54% |
ROA(3y)27.16%
ROA(5y)25.24%
ROE(3y)172.54%
ROE(5y)151.11%
ROIC(3y)48.83%
ROIC(5y)42.3%
ROICexc(3y)68.4%
ROICexc(5y)60.45%
ROICexgc(3y)68.4%
ROICexgc(5y)60.45%
ROCE(3y)60.19%
ROCE(5y)51.84%
ROICexcg growth 3Y12.71%
ROICexcg growth 5Y14.84%
ROICexc growth 3Y12.71%
ROICexc growth 5Y14.84%
OM growth 3Y1.9%
OM growth 5Y5.1%
PM growth 3Y-2.52%
PM growth 5Y2.45%
GM growth 3Y3.41%
GM growth 5Y4.09%
F-Score7
Asset Turnover1.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 1.06 | ||
| Debt/EBITDA | 0.65 | ||
| Cap/Depr | 107.83% | ||
| Cap/Sales | 3.03% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 76.62% | ||
| Profit Quality | 96.88% | ||
| Current Ratio | 0.87 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 10.15 |
F-Score7
WACC8.7%
ROIC/WACC6.33
Cap/Depr(3y)91.37%
Cap/Depr(5y)87.69%
Cap/Sales(3y)2.66%
Cap/Sales(5y)2.74%
Profit Quality(3y)110.14%
Profit Quality(5y)111.28%
High Growth Momentum
Growth
EPS 1Y (TTM)10.5%
EPS 3Y6.3%
EPS 5Y17.9%
EPS Q2Q%12.14%
EPS Next Y11.43%
EPS Next 2Y9.9%
EPS Next 3Y9.97%
EPS Next 5Y12.86%
Revenue 1Y (TTM)5.97%
Revenue growth 3Y2.25%
Revenue growth 5Y8.49%
Sales Q2Q%9.63%
Revenue Next Year6.19%
Revenue Next 2Y5.83%
Revenue Next 3Y5.95%
Revenue Next 5Y6.43%
EBIT growth 1Y7.98%
EBIT growth 3Y4.19%
EBIT growth 5Y14.02%
EBIT Next Year16.74%
EBIT Next 3Y9.62%
EBIT Next 5Y9.62%
FCF growth 1Y-4.76%
FCF growth 3Y5.39%
FCF growth 5Y13.06%
OCF growth 1Y-3.99%
OCF growth 3Y4.36%
OCF growth 5Y11.25%