APPLE INC (1AAPL.MI) Stock Fundamental Analysis
Europe - BIT:1AAPL - US0378331005 - Common Stock
235.6 EUR
+0.05 (+0.02%)
We assign a fundamental rating of 6 out of 10 to 1AAPL. 1AAPL was compared to 29 industry peers in the Technology Hardware, Storage & Peripherals industry. 1AAPL gets an excellent profitability rating and is at the same time showing great financial health properties. While showing a medium growth rate, 1AAPL is valued expensive at the moment. These ratings would make 1AAPL suitable for quality investing!
1. Profitability
1.1 Basic Checks
1AAPL had positive earnings in the past year.
1AAPL had a positive operating cash flow in the past year.
Each year in the past 5 years 1AAPL has been profitable.
Each year in the past 5 years 1AAPL had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 31.18%, 1AAPL belongs to the best of the industry, outperforming 96.55% of the companies in the same industry.
1AAPL's Return On Equity of 151.91% is amongst the best of the industry. 1AAPL outperforms 96.55% of its industry peers.
1AAPL's Return On Invested Capital of 55.64% is amongst the best of the industry. 1AAPL outperforms 96.55% of its industry peers.
1AAPL had an Average Return On Invested Capital over the past 3 years of 51.04%. This is significantly above the industry average of 18.98%.
The last Return On Invested Capital (55.64%) for 1AAPL is above the 3 year average (51.04%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.18% | ||
| ROE | 151.91% | ||
| ROIC | 55.64% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)51.04%
ROIC(5y)48.21%
1.3 Margins
With an excellent Profit Margin value of 26.92%, 1AAPL belongs to the best of the industry, outperforming 96.55% of the companies in the same industry.
1AAPL's Profit Margin has improved in the last couple of years.
The Operating Margin of 1AAPL (31.97%) is better than 96.55% of its industry peers.
1AAPL's Operating Margin has improved in the last couple of years.
1AAPL has a Gross Margin of 46.91%. This is in the better half of the industry: 1AAPL outperforms 79.31% of its industry peers.
In the last couple of years the Gross Margin of 1AAPL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.97% | ||
| PM (TTM) | 26.92% | ||
| GM | 46.91% |
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so 1AAPL is creating value.
Compared to 1 year ago, 1AAPL has less shares outstanding
The number of shares outstanding for 1AAPL has been reduced compared to 5 years ago.
The debt/assets ratio for 1AAPL has been reduced compared to a year ago.
2.2 Solvency
1AAPL has an Altman-Z score of 10.80. This indicates that 1AAPL is financially healthy and has little risk of bankruptcy at the moment.
1AAPL has a better Altman-Z score (10.80) than 96.55% of its industry peers.
1AAPL has a debt to FCF ratio of 1.00. This is a very positive value and a sign of high solvency as it would only need 1.00 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.00, 1AAPL belongs to the top of the industry, outperforming 86.21% of the companies in the same industry.
1AAPL has a Debt/Equity ratio of 1.17. This is a high value indicating a heavy dependency on external financing.
1AAPL's Debt to Equity ratio of 1.17 is on the low side compared to the rest of the industry. 1AAPL is outperformed by 72.41% of its industry peers.
Even though the debt/equity ratio score it not favorable for 1AAPL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 1 | ||
| Altman-Z | 10.8 |
ROIC/WACC6.45
WACC8.62%
2.3 Liquidity
1AAPL has a Current Ratio of 0.89. This is a bad value and indicates that 1AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
1AAPL has a worse Current ratio (0.89) than 75.86% of its industry peers.
1AAPL has a Quick Ratio of 0.89. This is a bad value and indicates that 1AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
1AAPL has a worse Quick ratio (0.86) than 65.52% of its industry peers.
The current and quick ratio evaluation for 1AAPL is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
1AAPL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 10.67%, which is quite good.
Measured over the past years, 1AAPL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 18.04% on average per year.
The Revenue has been growing slightly by 6.43% in the past year.
The Revenue has been growing by 8.68% on average over the past years. This is quite good.
EPS 1Y (TTM)10.67%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%12.8%
Revenue 1Y (TTM)6.43%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%7.94%
3.2 Future
Based on estimates for the next years, 1AAPL will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.46% on average per year.
The Revenue is expected to grow by 6.82% on average over the next years.
EPS Next Y11.89%
EPS Next 2Y10.96%
EPS Next 3Y10.93%
EPS Next 5Y13.46%
Revenue Next Year8.07%
Revenue Next 2Y7.22%
Revenue Next 3Y7.05%
Revenue Next 5Y6.82%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 36.64, the valuation of 1AAPL can be described as expensive.
1AAPL's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 25.89, 1AAPL is valued a bit more expensive.
The Price/Forward Earnings ratio is 32.75, which means the current valuation is very expensive for 1AAPL.
Compared to the rest of the industry, the Price/Forward Earnings ratio of 1AAPL indicates a slightly more expensive valuation: 1AAPL is more expensive than 65.52% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 34.59. 1AAPL is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.64 | ||
| Fwd PE | 32.75 |
4.2 Price Multiples
1AAPL's Enterprise Value to EBITDA is on the same level as the industry average.
1AAPL's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 41.13 | ||
| EV/EBITDA | 28.18 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of 1AAPL may justify a higher PE ratio.
PEG (NY)3.08
PEG (5Y)2.03
EPS Next 2Y10.96%
EPS Next 3Y10.93%
5. Dividend
5.1 Amount
1AAPL has a yearly dividend return of 0.39%, which is pretty low.
Compared to an average industry Dividend Yield of 2.07, 1AAPL pays a bit more dividend than its industry peers.
With a Dividend Yield of 0.39, 1AAPL pays less dividend than the S&P500 average, which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.39% |
5.2 History
The dividend of 1AAPL has a limited annual growth rate of 4.95%.
Dividend Growth(5Y)4.95%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1AAPL pays out 13.77% of its income as dividend. This is a sustainable payout ratio.
1AAPL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP13.77%
EPS Next 2Y10.96%
EPS Next 3Y10.93%
BIT:1AAPL (11/14/2025, 7:00:00 PM)
235.6
+0.05 (+0.02%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)
Earnings (Next)
Inst Owners63.51%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap3.50T
Revenue(TTM)416.16B
Net Income(TTM)112.01B
Analysts77.89
Price Target224.18 (-4.85%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.39% |
Yearly Dividend0.89
Dividend Growth(5Y)4.95%
DP13.77%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.84%
Min EPS beat(2)2.35%
Max EPS beat(2)7.34%
EPS beat(4)3
Avg EPS beat(4)2.32%
Min EPS beat(4)-0.58%
Max EPS beat(4)7.34%
EPS beat(8)6
Avg EPS beat(8)1.68%
EPS beat(12)9
Avg EPS beat(12)1.57%
EPS beat(16)12
Avg EPS beat(16)2.06%
Revenue beat(2)1
Avg Revenue beat(2)0.6%
Min Revenue beat(2)-1.76%
Max Revenue beat(2)2.97%
Revenue beat(4)1
Avg Revenue beat(4)-0.47%
Min Revenue beat(4)-1.82%
Max Revenue beat(4)2.97%
Revenue beat(8)1
Avg Revenue beat(8)-0.71%
Revenue beat(12)1
Avg Revenue beat(12)-1.2%
Revenue beat(16)3
Avg Revenue beat(16)-0.81%
PT rev (1m)4.79%
PT rev (3m)11.27%
EPS NQ rev (1m)6.45%
EPS NQ rev (3m)9.29%
EPS NY rev (1m)2.39%
EPS NY rev (3m)5.38%
Revenue NQ rev (1m)5.34%
Revenue NQ rev (3m)6.23%
Revenue NY rev (1m)2.42%
Revenue NY rev (3m)4.17%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.64 | ||
| Fwd PE | 32.75 | ||
| P/S | 9.76 | ||
| P/FCF | 41.13 | ||
| P/OCF | 36.44 | ||
| P/B | 55.1 | ||
| P/tB | 55.1 | ||
| EV/EBITDA | 28.18 |
EPS(TTM)6.43
EY2.73%
EPS(NY)7.19
Fwd EY3.05%
FCF(TTM)5.73
FCFY2.43%
OCF(TTM)6.47
OCFY2.74%
SpS24.14
BVpS4.28
TBVpS4.28
PEG (NY)3.08
PEG (5Y)2.03
Graham Number24.87
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.18% | ||
| ROE | 151.91% | ||
| ROCE | 68.72% | ||
| ROIC | 55.64% | ||
| ROICexc | 76.36% | ||
| ROICexgc | 76.36% | ||
| OM | 31.97% | ||
| PM (TTM) | 26.92% | ||
| GM | 46.91% | ||
| FCFM | 23.73% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)51.04%
ROIC(5y)48.21%
ROICexc(3y)72.58%
ROICexc(5y)66.97%
ROICexgc(3y)72.58%
ROICexgc(5y)66.97%
ROCE(3y)63.07%
ROCE(5y)59.52%
ROICexgc growth 3Y6.76%
ROICexgc growth 5Y12.61%
ROICexc growth 3Y6.76%
ROICexc growth 5Y12.61%
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
F-Score8
Asset Turnover1.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 1 | ||
| Debt/EBITDA | 0.6 | ||
| Cap/Depr | 108.69% | ||
| Cap/Sales | 3.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 77.02% | ||
| Profit Quality | 88.18% | ||
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 10.8 |
F-Score8
WACC8.62%
ROIC/WACC6.45
Cap/Depr(3y)95.46%
Cap/Depr(5y)96.21%
Cap/Sales(3y)2.78%
Cap/Sales(5y)2.82%
Profit Quality(3y)102.31%
Profit Quality(5y)103.35%
High Growth Momentum
Growth
EPS 1Y (TTM)10.67%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%12.8%
EPS Next Y11.89%
EPS Next 2Y10.96%
EPS Next 3Y10.93%
EPS Next 5Y13.46%
Revenue 1Y (TTM)6.43%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%7.94%
Revenue Next Year8.07%
Revenue Next 2Y7.22%
Revenue Next 3Y7.05%
Revenue Next 5Y6.82%
EBIT growth 1Y7.98%
EBIT growth 3Y3.66%
EBIT growth 5Y14.95%
EBIT Next Year15.46%
EBIT Next 3Y11.4%
EBIT Next 5Y10.63%
FCF growth 1Y-9.23%
FCF growth 3Y-3.95%
FCF growth 5Y6.13%
OCF growth 1Y-5.73%
OCF growth 3Y-3%
OCF growth 5Y6.68%
APPLE INC / 1AAPL.MI FAQ
What is the fundamental rating for 1AAPL stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1AAPL.MI.
What is the valuation status of APPLE INC (1AAPL.MI) stock?
ChartMill assigns a valuation rating of 2 / 10 to APPLE INC (1AAPL.MI). This can be considered as Overvalued.
What is the profitability of 1AAPL stock?
APPLE INC (1AAPL.MI) has a profitability rating of 9 / 10.
Can you provide the PE and PB ratios for 1AAPL stock?
The Price/Earnings (PE) ratio for APPLE INC (1AAPL.MI) is 36.64 and the Price/Book (PB) ratio is 55.1.
Can you provide the financial health for 1AAPL stock?
The financial health rating of APPLE INC (1AAPL.MI) is 7 / 10.