APPLE INC (1AAPL.MI) Stock Fundamental Analysis
BIT:1AAPL - Euronext Milan - US0378331005 - Common Stock - Currency: EUR
Overall 1AAPL gets a fundamental rating of 7 out of 10. We evaluated 1AAPL against 27 industry peers in the Technology Hardware, Storage & Peripherals industry. 1AAPL has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. 1AAPL is not valued too expensively and it also shows a decent growth rate. With these ratings, 1AAPL could be worth investigating further for quality investing!.
1. Profitability
1.1 Basic Checks
In the past year 1AAPL was profitable.
In the past year 1AAPL had a positive cash flow from operations.
Each year in the past 5 years 1AAPL has been profitable.
Each year in the past 5 years 1AAPL had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 29.37%, 1AAPL belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
Looking at the Return On Equity, with a value of 145.66%, 1AAPL belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 56.03%, 1AAPL belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for 1AAPL is significantly above the industry average of 17.22%.
The last Return On Invested Capital (56.03%) for 1AAPL is above the 3 year average (48.83%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 29.37% | ||
| ROE | 145.66% | ||
| ROIC | 56.03% |
ROA(3y)27.16%
ROA(5y)25.24%
ROE(3y)172.54%
ROE(5y)151.11%
ROIC(3y)48.83%
ROIC(5y)42.3%
1.3 Margins
The Profit Margin of 1AAPL (24.30%) is better than 100.00% of its industry peers.
1AAPL's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 31.81%, 1AAPL belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Operating Margin of 1AAPL has grown nicely.
With an excellent Gross Margin value of 46.63%, 1AAPL belongs to the best of the industry, outperforming 85.19% of the companies in the same industry.
1AAPL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.81% | ||
| PM (TTM) | 24.3% | ||
| GM | 46.63% |
OM growth 3Y1.9%
OM growth 5Y5.1%
PM growth 3Y-2.52%
PM growth 5Y2.45%
GM growth 3Y3.41%
GM growth 5Y4.09%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), 1AAPL is creating value.
The number of shares outstanding for 1AAPL has been reduced compared to 1 year ago.
Compared to 5 years ago, 1AAPL has less shares outstanding
Compared to 1 year ago, 1AAPL has an improved debt to assets ratio.
2.2 Solvency
1AAPL has an Altman-Z score of 9.39. This indicates that 1AAPL is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 9.39, 1AAPL belongs to the best of the industry, outperforming 92.59% of the companies in the same industry.
1AAPL has a debt to FCF ratio of 1.00. This is a very positive value and a sign of high solvency as it would only need 1.00 years to pay back of all of its debts.
1AAPL's Debt to FCF ratio of 1.00 is amongst the best of the industry. 1AAPL outperforms 88.89% of its industry peers.
A Debt/Equity ratio of 1.27 is on the high side and indicates that 1AAPL has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.27, 1AAPL is doing worse than 74.07% of the companies in the same industry.
Even though the debt/equity ratio score it not favorable for 1AAPL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.27 | ||
| Debt/FCF | 1 | ||
| Altman-Z | 9.39 |
ROIC/WACC6.45
WACC8.68%
2.3 Liquidity
1AAPL has a Current Ratio of 0.82. This is a bad value and indicates that 1AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
1AAPL has a Current ratio of 0.82. This is in the lower half of the industry: 1AAPL underperforms 77.78% of its industry peers.
1AAPL has a Quick Ratio of 0.82. This is a bad value and indicates that 1AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of 1AAPL (0.78) is worse than 74.07% of its industry peers.
1AAPL does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.82 | ||
| Quick Ratio | 0.78 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 10.26% over the past year.
Measured over the past years, 1AAPL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 17.90% on average per year.
The Revenue has been growing slightly by 4.91% in the past year.
Measured over the past years, 1AAPL shows a quite strong growth in Revenue. The Revenue has been growing by 8.49% on average per year.
EPS 1Y (TTM)10.26%
EPS 3Y6.3%
EPS 5Y17.9%
EPS Q2Q%7.84%
Revenue 1Y (TTM)4.91%
Revenue growth 3Y2.25%
Revenue growth 5Y8.49%
Sales Q2Q%5.08%
3.2 Future
Based on estimates for the next years, 1AAPL will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.49% on average per year.
Based on estimates for the next years, 1AAPL will show a small growth in Revenue. The Revenue will grow by 6.22% on average per year.
EPS Next Y8.34%
EPS Next 2Y8.4%
EPS Next 3Y8.73%
EPS Next 5Y12.49%
Revenue Next Year4.28%
Revenue Next 2Y4.99%
Revenue Next 3Y5.22%
Revenue Next 5Y6.22%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 28.45, which means the current valuation is very expensive for 1AAPL.
Based on the Price/Earnings ratio, 1AAPL is valued a bit cheaper than 62.96% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.82, 1AAPL is valued at the same level.
With a Price/Forward Earnings ratio of 25.41, 1AAPL can be considered very expensive at the moment.
1AAPL's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of 1AAPL to the average of the S&P500 Index (36.21), we can say 1AAPL is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.45 | ||
| Fwd PE | 25.41 |
4.2 Price Multiples
1AAPL's Enterprise Value to EBITDA is on the same level as the industry average.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1AAPL indicates a somewhat cheap valuation: 1AAPL is cheaper than 62.96% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 30.57 | ||
| EV/EBITDA | 22.63 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1AAPL does not grow enough to justify the current Price/Earnings ratio.
The excellent profitability rating of 1AAPL may justify a higher PE ratio.
PEG (NY)3.41
PEG (5Y)1.59
EPS Next 2Y8.4%
EPS Next 3Y8.73%
5. Dividend
5.1 Amount
With a yearly dividend of 0.49%, 1AAPL is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 2.24, 1AAPL pays a bit more dividend than its industry peers.
With a Dividend Yield of 0.49, 1AAPL pays less dividend than the S&P500 average, which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.49% |
5.2 History
The dividend of 1AAPL has a limited annual growth rate of 5.30%.
Dividend Growth(5Y)5.3%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
15.74% of the earnings are spent on dividend by 1AAPL. This is a low number and sustainable payout ratio.
The dividend of 1AAPL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP15.74%
EPS Next 2Y8.4%
EPS Next 3Y8.73%
BIT:1AAPL (8/1/2025, 7:00:00 PM)
176.1
-6.32 (-3.46%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)
Earnings (Next)
Inst Owners62.72%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap2630.20B
Analysts76.79
Price Target201.48 (14.41%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.49% |
Yearly Dividend0.85
Dividend Growth(5Y)5.3%
DP15.74%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.21%
Min EPS beat(2)-0.58%
Max EPS beat(2)0.15%
EPS beat(4)3
Avg EPS beat(4)0.47%
Min EPS beat(4)-0.58%
Max EPS beat(4)1.95%
EPS beat(8)6
Avg EPS beat(8)1.25%
EPS beat(12)8
Avg EPS beat(12)0.83%
EPS beat(16)11
Avg EPS beat(16)3.01%
Revenue beat(2)0
Avg Revenue beat(2)-1.54%
Min Revenue beat(2)-1.82%
Max Revenue beat(2)-1.26%
Revenue beat(4)0
Avg Revenue beat(4)-1.3%
Min Revenue beat(4)-1.82%
Max Revenue beat(4)-0.52%
Revenue beat(8)0
Avg Revenue beat(8)-1.31%
Revenue beat(12)0
Avg Revenue beat(12)-1.5%
Revenue beat(16)3
Avg Revenue beat(16)-0.56%
PT rev (1m)-1.67%
PT rev (3m)-3.6%
EPS NQ rev (1m)0.72%
EPS NQ rev (3m)-2.92%
EPS NY rev (1m)-0.03%
EPS NY rev (3m)-1.31%
Revenue NQ rev (1m)0.5%
Revenue NQ rev (3m)0.07%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)-0.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.45 | ||
| Fwd PE | 25.41 | ||
| P/S | 7.52 | ||
| P/FCF | 30.57 | ||
| P/OCF | 27.48 | ||
| P/B | 45.07 | ||
| P/tB | 45.07 | ||
| EV/EBITDA | 22.63 |
EPS(TTM)6.19
EY3.52%
EPS(NY)6.93
Fwd EY3.94%
FCF(TTM)5.76
FCFY3.27%
OCF(TTM)6.41
OCFY3.64%
SpS23.42
BVpS3.91
TBVpS3.91
PEG (NY)3.41
PEG (5Y)1.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 29.37% | ||
| ROE | 145.66% | ||
| ROCE | 68.23% | ||
| ROIC | 56.03% | ||
| ROICexc | 74.88% | ||
| ROICexgc | 74.88% | ||
| OM | 31.81% | ||
| PM (TTM) | 24.3% | ||
| GM | 46.63% | ||
| FCFM | 24.6% |
ROA(3y)27.16%
ROA(5y)25.24%
ROE(3y)172.54%
ROE(5y)151.11%
ROIC(3y)48.83%
ROIC(5y)42.3%
ROICexc(3y)68.4%
ROICexc(5y)60.45%
ROICexgc(3y)68.4%
ROICexgc(5y)60.45%
ROCE(3y)60.19%
ROCE(5y)51.84%
ROICexcg growth 3Y12.71%
ROICexcg growth 5Y14.84%
ROICexc growth 3Y12.71%
ROICexc growth 5Y14.84%
OM growth 3Y1.9%
OM growth 5Y5.1%
PM growth 3Y-2.52%
PM growth 5Y2.45%
GM growth 3Y3.41%
GM growth 5Y4.09%
F-Score7
Asset Turnover1.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.27 | ||
| Debt/FCF | 1 | ||
| Debt/EBITDA | 0.61 | ||
| Cap/Depr | 96.24% | ||
| Cap/Sales | 2.76% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 78.89% | ||
| Profit Quality | 101.23% | ||
| Current Ratio | 0.82 | ||
| Quick Ratio | 0.78 | ||
| Altman-Z | 9.39 |
F-Score7
WACC8.68%
ROIC/WACC6.45
Cap/Depr(3y)91.37%
Cap/Depr(5y)87.69%
Cap/Sales(3y)2.66%
Cap/Sales(5y)2.74%
Profit Quality(3y)110.14%
Profit Quality(5y)111.28%
High Growth Momentum
Growth
EPS 1Y (TTM)10.26%
EPS 3Y6.3%
EPS 5Y17.9%
EPS Q2Q%7.84%
EPS Next Y8.34%
EPS Next 2Y8.4%
EPS Next 3Y8.73%
EPS Next 5Y12.49%
Revenue 1Y (TTM)4.91%
Revenue growth 3Y2.25%
Revenue growth 5Y8.49%
Sales Q2Q%5.08%
Revenue Next Year4.28%
Revenue Next 2Y4.99%
Revenue Next 3Y5.22%
Revenue Next 5Y6.22%
EBIT growth 1Y7.72%
EBIT growth 3Y4.19%
EBIT growth 5Y14.02%
EBIT Next Year13.64%
EBIT Next 3Y8.92%
EBIT Next 5Y9.21%
FCF growth 1Y1.02%
FCF growth 3Y5.39%
FCF growth 5Y13.06%
OCF growth 1Y-0.03%
OCF growth 3Y4.36%
OCF growth 5Y11.25%