APPLE INC (1AAPL.MI) Stock Fundamental Analysis
Europe - BIT:1AAPL - US0378331005 - Common Stock
206.7 EUR
+4.2 (+2.07%)
1AAPL gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 27 industry peers in the Technology Hardware, Storage & Peripherals industry. 1AAPL has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. While showing a medium growth rate, 1AAPL is valued expensive at the moment. These ratings would make 1AAPL suitable for quality investing!
1. Profitability
1.1 Basic Checks
1AAPL had positive earnings in the past year.
1AAPL had a positive operating cash flow in the past year.
1AAPL had positive earnings in each of the past 5 years.
Each year in the past 5 years 1AAPL had a positive operating cash flow.
1.2 Ratios
The Return On Assets of 1AAPL (29.95%) is better than 96.30% of its industry peers.
1AAPL has a better Return On Equity (150.81%) than 96.30% of its industry peers.
1AAPL has a better Return On Invested Capital (55.09%) than 96.30% of its industry peers.
The Average Return On Invested Capital over the past 3 years for 1AAPL is significantly above the industry average of 16.90%.
The last Return On Invested Capital (55.09%) for 1AAPL is above the 3 year average (48.83%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 29.95% | ||
| ROE | 150.81% | ||
| ROIC | 55.09% |
ROA(3y)27.16%
ROA(5y)25.24%
ROE(3y)172.54%
ROE(5y)151.11%
ROIC(3y)48.83%
ROIC(5y)42.3%
1.3 Margins
The Profit Margin of 1AAPL (24.30%) is better than 96.30% of its industry peers.
1AAPL's Profit Margin has improved in the last couple of years.
1AAPL has a Operating Margin of 31.87%. This is amongst the best in the industry. 1AAPL outperforms 96.30% of its industry peers.
1AAPL's Operating Margin has improved in the last couple of years.
The Gross Margin of 1AAPL (46.68%) is better than 81.48% of its industry peers.
1AAPL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.87% | ||
| PM (TTM) | 24.3% | ||
| GM | 46.68% |
OM growth 3Y1.9%
OM growth 5Y5.1%
PM growth 3Y-2.52%
PM growth 5Y2.45%
GM growth 3Y3.41%
GM growth 5Y4.09%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so 1AAPL is creating value.
The number of shares outstanding for 1AAPL has been reduced compared to 1 year ago.
Compared to 5 years ago, 1AAPL has less shares outstanding
1AAPL has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 10.41 indicates that 1AAPL is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 10.41, 1AAPL belongs to the best of the industry, outperforming 96.30% of the companies in the same industry.
1AAPL has a debt to FCF ratio of 1.06. This is a very positive value and a sign of high solvency as it would only need 1.06 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 1.06, 1AAPL belongs to the best of the industry, outperforming 81.48% of the companies in the same industry.
1AAPL has a Debt/Equity ratio of 1.40. This is a high value indicating a heavy dependency on external financing.
1AAPL has a Debt to Equity ratio of 1.40. This is in the lower half of the industry: 1AAPL underperforms 77.78% of its industry peers.
Although 1AAPL does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 1.06 | ||
| Altman-Z | 10.41 |
ROIC/WACC6.39
WACC8.62%
2.3 Liquidity
A Current Ratio of 0.87 indicates that 1AAPL may have some problems paying its short term obligations.
With a Current ratio value of 0.87, 1AAPL is not doing good in the industry: 77.78% of the companies in the same industry are doing better.
1AAPL has a Quick Ratio of 0.87. This is a bad value and indicates that 1AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
1AAPL has a worse Quick ratio (0.83) than 66.67% of its industry peers.
The current and quick ratio evaluation for 1AAPL is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.87 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 10.50% over the past year.
Measured over the past years, 1AAPL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 17.90% on average per year.
The Revenue has been growing slightly by 5.97% in the past year.
The Revenue has been growing by 8.49% on average over the past years. This is quite good.
EPS 1Y (TTM)10.5%
EPS 3Y6.3%
EPS 5Y17.9%
EPS Q2Q%12.14%
Revenue 1Y (TTM)5.97%
Revenue growth 3Y2.25%
Revenue growth 5Y8.49%
Sales Q2Q%9.63%
3.2 Future
1AAPL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.86% yearly.
Based on estimates for the next years, 1AAPL will show a small growth in Revenue. The Revenue will grow by 6.43% on average per year.
EPS Next Y11.43%
EPS Next 2Y9.9%
EPS Next 3Y9.97%
EPS Next 5Y12.86%
Revenue Next Year6.1%
Revenue Next 2Y5.78%
Revenue Next 3Y5.84%
Revenue Next 5Y6.43%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 33.66, 1AAPL can be considered very expensive at the moment.
1AAPL's Price/Earnings is on the same level as the industry average.
1AAPL is valuated rather expensively when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 29.96, the valuation of 1AAPL can be described as expensive.
The rest of the industry has a similar Price/Forward Earnings ratio as 1AAPL.
1AAPL is valuated rather expensively when we compare the Price/Forward Earnings ratio to 22.86, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.66 | ||
| Fwd PE | 29.96 |
4.2 Price Multiples
1AAPL's Enterprise Value to EBITDA ratio is in line with the industry average.
The rest of the industry has a similar Price/Free Cash Flow ratio as 1AAPL.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 37.69 | ||
| EV/EBITDA | 25.19 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
1AAPL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)2.95
PEG (5Y)1.88
EPS Next 2Y9.9%
EPS Next 3Y9.97%
5. Dividend
5.1 Amount
1AAPL has a yearly dividend return of 0.44%, which is pretty low.
Compared to an average industry Dividend Yield of 2.40, 1AAPL pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.38, 1AAPL's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.44% |
5.2 History
The dividend of 1AAPL has a limited annual growth rate of 5.30%.
Dividend Growth(5Y)5.3%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
15.47% of the earnings are spent on dividend by 1AAPL. This is a low number and sustainable payout ratio.
The dividend of 1AAPL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP15.47%
EPS Next 2Y9.9%
EPS Next 3Y9.97%
BIT:1AAPL (9/19/2025, 7:00:00 PM)
206.7
+4.2 (+2.07%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)
Earnings (Next)
Inst Owners62.87%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap3067.51B
Analysts77.45
Price Target214.51 (3.78%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.44% |
Yearly Dividend0.85
Dividend Growth(5Y)5.3%
DP15.47%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.38%
Min EPS beat(2)-0.58%
Max EPS beat(2)7.34%
EPS beat(4)3
Avg EPS beat(4)1.81%
Min EPS beat(4)-0.58%
Max EPS beat(4)7.34%
EPS beat(8)6
Avg EPS beat(8)1.74%
EPS beat(12)8
Avg EPS beat(12)1.34%
EPS beat(16)11
Avg EPS beat(16)1.81%
Revenue beat(2)1
Avg Revenue beat(2)0.85%
Min Revenue beat(2)-1.26%
Max Revenue beat(2)2.97%
Revenue beat(4)1
Avg Revenue beat(4)-0.43%
Min Revenue beat(4)-1.82%
Max Revenue beat(4)2.97%
Revenue beat(8)1
Avg Revenue beat(8)-0.71%
Revenue beat(12)1
Avg Revenue beat(12)-1.1%
Revenue beat(16)3
Avg Revenue beat(16)-0.93%
PT rev (1m)2.39%
PT rev (3m)4.32%
EPS NQ rev (1m)0.13%
EPS NQ rev (3m)5.73%
EPS NY rev (1m)2.85%
EPS NY rev (3m)2.88%
Revenue NQ rev (1m)0.07%
Revenue NQ rev (3m)3.63%
Revenue NY rev (1m)1.72%
Revenue NY rev (3m)1.8%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.66 | ||
| Fwd PE | 29.96 | ||
| P/S | 8.87 | ||
| P/FCF | 37.69 | ||
| P/OCF | 33.39 | ||
| P/B | 55.07 | ||
| P/tB | 55.07 | ||
| EV/EBITDA | 25.19 |
EPS(TTM)6.14
EY2.97%
EPS(NY)6.9
Fwd EY3.34%
FCF(TTM)5.48
FCFY2.65%
OCF(TTM)6.19
OCFY2.99%
SpS23.3
BVpS3.75
TBVpS3.75
PEG (NY)2.95
PEG (5Y)1.88
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 29.95% | ||
| ROE | 150.81% | ||
| ROCE | 68.4% | ||
| ROIC | 55.09% | ||
| ROICexc | 76.14% | ||
| ROICexgc | 76.14% | ||
| OM | 31.87% | ||
| PM (TTM) | 24.3% | ||
| GM | 46.68% | ||
| FCFM | 23.54% |
ROA(3y)27.16%
ROA(5y)25.24%
ROE(3y)172.54%
ROE(5y)151.11%
ROIC(3y)48.83%
ROIC(5y)42.3%
ROICexc(3y)68.4%
ROICexc(5y)60.45%
ROICexgc(3y)68.4%
ROICexgc(5y)60.45%
ROCE(3y)60.19%
ROCE(5y)51.84%
ROICexcg growth 3Y12.71%
ROICexcg growth 5Y14.84%
ROICexc growth 3Y12.71%
ROICexc growth 5Y14.84%
OM growth 3Y1.9%
OM growth 5Y5.1%
PM growth 3Y-2.52%
PM growth 5Y2.45%
GM growth 3Y3.41%
GM growth 5Y4.09%
F-Score7
Asset Turnover1.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 1.06 | ||
| Debt/EBITDA | 0.65 | ||
| Cap/Depr | 107.83% | ||
| Cap/Sales | 3.03% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 76.62% | ||
| Profit Quality | 96.88% | ||
| Current Ratio | 0.87 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 10.41 |
F-Score7
WACC8.62%
ROIC/WACC6.39
Cap/Depr(3y)91.37%
Cap/Depr(5y)87.69%
Cap/Sales(3y)2.66%
Cap/Sales(5y)2.74%
Profit Quality(3y)110.14%
Profit Quality(5y)111.28%
High Growth Momentum
Growth
EPS 1Y (TTM)10.5%
EPS 3Y6.3%
EPS 5Y17.9%
EPS Q2Q%12.14%
EPS Next Y11.43%
EPS Next 2Y9.9%
EPS Next 3Y9.97%
EPS Next 5Y12.86%
Revenue 1Y (TTM)5.97%
Revenue growth 3Y2.25%
Revenue growth 5Y8.49%
Sales Q2Q%9.63%
Revenue Next Year6.1%
Revenue Next 2Y5.78%
Revenue Next 3Y5.84%
Revenue Next 5Y6.43%
EBIT growth 1Y7.98%
EBIT growth 3Y4.19%
EBIT growth 5Y14.02%
EBIT Next Year16.74%
EBIT Next 3Y9.62%
EBIT Next 5Y9.62%
FCF growth 1Y-4.76%
FCF growth 3Y5.39%
FCF growth 5Y13.06%
OCF growth 1Y-3.99%
OCF growth 3Y4.36%
OCF growth 5Y11.25%