0UB Fundamental Analysis - UBS GROUP AG-REG

Fundamental Rating

Overall 0UB gets a fundamental rating of 4 out of 10. We evaluated 0UB against 116 industry peers in the Capital Markets industry. 0UB has a bad profitability rating. Also its financial health evaluation is rather negative. 0UB has a correct valuation and a medium growth rate.

Quickly go to:

1. Profitability

1.1 Basic Checks

0UB had positive earnings in the past year.

In the past year 0UB had a positive cash flow from operations.

0UB had positive earnings in each of the past 5 years.

Each year in the past 5 years 0UB had a positive operating cash flow.

1.2 Ratios

0UB's Return On Assets of 0.38% is in line compared to the rest of the industry. 0UB outperforms 43.10% of its industry peers.

0UB has a Return On Equity (7.04%) which is comparable to the rest of the industry.

		Industry Rank	Sector Rank
ROA	0.38%
ROE	7.04%
ROIC	N/A

ROA(3y)0.87%

ROA(5y)0.77%

ROE(3y)17.12%

ROE(5y)14.94%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

0UB has a Profit Margin of 12.25%. This is comparable to the rest of the industry: 0UB outperforms 52.59% of its industry peers.

In the last couple of years the Profit Margin of 0UB has declined.

0UB does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	12.25%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-20.78%

PM growth 5Y-6.71%

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

0UB has less shares outstanding than it did 1 year ago.

Compared to 5 years ago, 0UB has less shares outstanding

0UB has a better debt/assets ratio than last year.

2.2 Solvency

0UB has a debt to FCF ratio of 37.17. This is a negative value and a sign of low solvency as 0UB would need 37.17 years to pay back of all of its debts.

0UB has a Debt to FCF ratio (37.17) which is comparable to the rest of the industry.

0UB has a Debt/Equity ratio of 4.21. This is a high value indicating a heavy dependency on external financing.

The Debt to Equity ratio of 0UB (4.21) is worse than 64.66% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	4.21
Debt/FCF	37.17
Altman-Z	N/A

ROIC/WACCN/A

WACCN/A

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

0UB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 256.60%, which is quite impressive.

0UB shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.99% yearly.

The Revenue has been growing slightly by 3.14% in the past year.

0UB shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.83% yearly.

EPS 1Y (TTM)256.6%

EPS 3Y-9.49%

EPS 5Y3.99%

EPS Q2Q%111.76%

Revenue 1Y (TTM)3.14%

Revenue growth 3Y11.11%

Revenue growth 5Y10.83%

Sales Q2Q%-3.74%

3.2 Future

The Earnings Per Share is expected to grow by 24.75% on average over the next years. This is a very strong growth

The Revenue is expected to grow by 2.76% on average over the next years.

EPS Next Y51.91%

EPS Next 2Y45.48%

EPS Next 3Y39.61%

EPS Next 5Y24.75%

Revenue Next Year0%

Revenue Next 2Y1.6%

Revenue Next 3Y2.41%

Revenue Next 5Y2.76%

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 21.79, the valuation of 0UB can be described as rather expensive.

64.66% of the companies in the same industry are more expensive than 0UB, based on the Price/Earnings ratio.

When comparing the Price/Earnings ratio of 0UB to the average of the S&P500 Index (27.86), we can say 0UB is valued slightly cheaper.

A Price/Forward Earnings ratio of 12.82 indicates a correct valuation of 0UB.

Based on the Price/Forward Earnings ratio, 0UB is valued cheaply inside the industry as 80.17% of the companies are valued more expensively.

0UB's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.32.

		Industry Rank	Sector Rank
PE	21.79
Fwd PE	12.82

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, 0UB is valued cheaper than 81.03% of the companies in the same industry.

		Industry Rank	Sector Rank
P/FCF	13.63
EV/EBITDA	N/A

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

0UB's earnings are expected to grow with 39.61% in the coming years. This may justify a more expensive valuation.

PEG (NY)0.42

PEG (5Y)5.46

EPS Next 2Y45.48%

EPS Next 3Y39.61%

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

0UB has a Yearly Dividend Yield of 2.22%.

Compared to an average industry Dividend Yield of 5.80, 0UB pays a bit more dividend than its industry peers.

0UB's Dividend Yield is comparable with the S&P500 average which is at 2.41.

		Industry Rank	Sector Rank
Dividend Yield	2.22%

5.2 History

The dividend of 0UB has a limited annual growth rate of 0.29%.

Dividend Growth(5Y)0.29%

Div Incr Years0

Div Non Decr Years0

5.3 Sustainability

0UB pays out 45.62% of its income as dividend. This is a bit on the high side, but may be sustainable.

0UB's earnings are growing more than its dividend. This makes the dividend growth sustainable.

DP45.62%

EPS Next 2Y45.48%

EPS Next 3Y39.61%

More info and screens

Find the best dividend stocks

Show peers with best dividend

UBS GROUP AG-REG

FRA:0UB (10/3/2025, 7:00:00 PM)

35.08

+0.62 (+1.8%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupFinancial Services

GICS IndustryCapital Markets

Earnings (Last)07-30 2025-07-30/bmo

Earnings (Next)10-29 2025-10-29

Inst Owners55.07%

Inst Owner ChangeN/A

Ins Owners0.04%

Ins Owner ChangeN/A

Market Cap117.22B

Analysts76.8

Price Target34.71 (-1.05%)

Short Float %N/A

Short RatioN/A

Dividend

		Industry Rank	Sector Rank
Dividend Yield	2.22%

Yearly Dividend0.61

Dividend Growth(5Y)0.29%

DP45.62%

Div Incr Years0

Div Non Decr Years0

Ex-DateN/A

Surprises & Revisions

EPS beat(2)0

Avg EPS beat(2)-3.02%

Min EPS beat(2)-4.5%

Max EPS beat(2)-1.54%

EPS beat(4)1

Avg EPS beat(4)-2.38%

Min EPS beat(4)-25.26%

Max EPS beat(4)21.79%

EPS beat(8)3

Avg EPS beat(8)-37.54%

EPS beat(12)5

Avg EPS beat(12)-32.43%

EPS beat(16)9

Avg EPS beat(16)-17.8%

Revenue beat(2)0

Avg Revenue beat(2)-4.89%

Min Revenue beat(2)-5.19%

Max Revenue beat(2)-4.59%

Revenue beat(4)1

Avg Revenue beat(4)-0.94%

Min Revenue beat(4)-5.19%

Max Revenue beat(4)8.05%

Revenue beat(8)5

Avg Revenue beat(8)3.05%

Revenue beat(12)9

Avg Revenue beat(12)3.85%

Revenue beat(16)13

Avg Revenue beat(16)5.74%

PT rev (1m)0.26%

PT rev (3m)10.17%

EPS NQ rev (1m)2.11%

EPS NQ rev (3m)-8.26%

EPS NY rev (1m)1.73%

EPS NY rev (3m)10.99%

Revenue NQ rev (1m)1.05%

Revenue NQ rev (3m)4.83%

Revenue NY rev (1m)0.19%

Revenue NY rev (3m)2.14%

Valuation

		Industry Rank	Sector Rank
PE	21.79
Fwd PE	12.82
P/S	2.69
P/FCF	13.63
P/OCF	11.19
P/B	1.54
P/tB	1.68
EV/EBITDA	N/A

EPS(TTM)1.61

EY4.59%

EPS(NY)2.74

Fwd EY7.8%

FCF(TTM)2.57

FCFY7.33%

OCF(TTM)3.13

OCFY8.93%

SpS13.05

BVpS22.73

TBVpS20.94

PEG (NY)0.42

PEG (5Y)5.46

Profitability

		Industry Rank	Sector Rank
ROA	0.38%
ROE	7.04%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	12.25%
GM	N/A
FCFM	19.71%

ROA(3y)0.87%

ROA(5y)0.77%

ROE(3y)17.12%

ROE(5y)14.94%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-20.78%

PM growth 5Y-6.71%

GM growth 3YN/A

GM growth 5YN/A

F-Score7

Asset Turnover0.03

Health

		Industry Rank	Sector Rank
Debt/Equity	4.21
Debt/FCF	37.17
Debt/EBITDA	N/A
Cap/Depr	58.63%
Cap/Sales	4.3%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	160.87%
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score7

WACCN/A

ROIC/WACCN/A

Cap/Depr(3y)59.2%

Cap/Depr(5y)70.42%

Cap/Sales(3y)4.12%

Cap/Sales(5y)4.52%

Profit Quality(3y)167.93%

Profit Quality(5y)287.17%

High Growth Momentum

Growth

EPS 1Y (TTM)256.6%

EPS 3Y-9.49%

EPS 5Y3.99%

EPS Q2Q%111.76%

EPS Next Y51.91%

EPS Next 2Y45.48%

EPS Next 3Y39.61%

EPS Next 5Y24.75%

Revenue 1Y (TTM)3.14%

Revenue growth 3Y11.11%

Revenue growth 5Y10.83%

Sales Q2Q%-3.74%

Revenue Next Year0%

Revenue Next 2Y1.6%

Revenue Next 3Y2.41%

Revenue Next 5Y2.76%

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next Year16.43%

EBIT Next 3Y26.59%

EBIT Next 5YN/A

FCF growth 1Y-18.83%

FCF growth 3Y-64.98%

FCF growth 5Y-41.22%

OCF growth 1Y-13.08%

OCF growth 3Y-52.92%

OCF growth 5Y-30.14%

UBS GROUP AG-REG (0UB.DE) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens