UBS GROUP AG-REG (0UB.DE) Stock Fundamental Analysis
FRA:0UB - Deutsche Boerse Ag - CH0244767585 - Common Stock - Currency: EUR
We assign a fundamental rating of 4 out of 10 to 0UB. 0UB was compared to 114 industry peers in the Capital Markets industry. 0UB may be in some trouble as it scores bad on both profitability and health. 0UB has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
0UB had positive earnings in the past year.
In the past year 0UB had a positive cash flow from operations.
Each year in the past 5 years 0UB has been profitable.
Each year in the past 5 years 0UB had a positive operating cash flow.
1.2 Ratios
0UB's Return On Assets of 0.32% is in line compared to the rest of the industry. 0UB outperforms 44.74% of its industry peers.
Looking at the Return On Equity, with a value of 5.98%, 0UB is in line with its industry, outperforming 52.63% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.32% | ||
| ROE | 5.98% | ||
| ROIC | N/A |
ROA(3y)0.87%
ROA(5y)0.77%
ROE(3y)17.12%
ROE(5y)14.94%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of 0UB (9.93%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of 0UB has declined.
The Operating Margin and Gross Margin are not available for 0UB so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 9.93% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-20.78%
PM growth 5Y-6.71%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, 0UB has less shares outstanding
The number of shares outstanding for 0UB has been reduced compared to 5 years ago.
The debt/assets ratio for 0UB has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of 0UB is 284.98, which is on the high side as it means it would take 0UB, 284.98 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 284.98, 0UB is in line with its industry, outperforming 59.65% of the companies in the same industry.
A Debt/Equity ratio of 4.25 is on the high side and indicates that 0UB has dependencies on debt financing.
With a Debt to Equity ratio value of 4.25, 0UB perfoms like the industry average, outperforming 40.35% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.25 | ||
| Debt/FCF | 284.98 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 767.82% over the past year.
Measured over the past 5 years, 0UB shows a small growth in Earnings Per Share. The EPS has been growing by 3.99% on average per year.
0UB shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 19.00%.
0UB shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.83% yearly.
EPS 1Y (TTM)767.82%
EPS 3Y-9.49%
EPS 5Y3.99%
EPS Q2Q%-1.92%
Revenue 1Y (TTM)19%
Revenue growth 3Y11.11%
Revenue growth 5Y10.83%
Sales Q2Q%-5.78%
3.2 Future
The Earnings Per Share is expected to grow by 24.73% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 2.57% on average over the next years.
EPS Next Y36.87%
EPS Next 2Y41.54%
EPS Next 3Y38.58%
EPS Next 5Y24.73%
Revenue Next Year-2.09%
Revenue Next 2Y0.14%
Revenue Next 3Y1.37%
Revenue Next 5Y2.57%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 20.97, the valuation of 0UB can be described as rather expensive.
Based on the Price/Earnings ratio, 0UB is valued a bit cheaper than 64.04% of the companies in the same industry.
0UB's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.25.
0UB is valuated reasonably with a Price/Forward Earnings ratio of 10.41.
Based on the Price/Forward Earnings ratio, 0UB is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of 0UB to the average of the S&P500 Index (22.15), we can say 0UB is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.97 | ||
| Fwd PE | 10.41 |
4.2 Price Multiples
60.53% of the companies in the same industry are more expensive than 0UB, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 83.34 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
0UB's earnings are expected to grow with 38.58% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.57
PEG (5Y)5.26
EPS Next 2Y41.54%
EPS Next 3Y38.58%
5. Dividend
5.1 Amount
0UB has a Yearly Dividend Yield of 2.75%.
Compared to an average industry Dividend Yield of 5.98, 0UB pays a bit more dividend than its industry peers.
0UB's Dividend Yield is comparable with the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.75% |
5.2 History
The dividend of 0UB has a limited annual growth rate of 0.29%.
Dividend Growth(5Y)0.29%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
44.36% of the earnings are spent on dividend by 0UB. This is a bit on the high side, but may be sustainable.
0UB's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP44.36%
EPS Next 2Y41.54%
EPS Next 3Y38.58%
FRA:0UB (5/30/2025, 7:00:00 PM)
28.1
+0.33 (+1.19%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners55.35%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap93.90B
Analysts71.54
Price Target31.96 (13.74%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.75% |
Yearly Dividend0.63
Dividend Growth(5Y)0.29%
DP44.36%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.73%
Min EPS beat(2)-25.26%
Max EPS beat(2)21.79%
EPS beat(4)3
Avg EPS beat(4)26.82%
Min EPS beat(4)-25.26%
Max EPS beat(4)97.78%
EPS beat(8)3
Avg EPS beat(8)-54.87%
EPS beat(12)7
Avg EPS beat(12)-28.26%
EPS beat(16)10
Avg EPS beat(16)-16.92%
Revenue beat(2)1
Avg Revenue beat(2)3.02%
Min Revenue beat(2)-2.01%
Max Revenue beat(2)8.05%
Revenue beat(4)3
Avg Revenue beat(4)5.46%
Min Revenue beat(4)-2.01%
Max Revenue beat(4)8.72%
Revenue beat(8)7
Avg Revenue beat(8)6.25%
Revenue beat(12)11
Avg Revenue beat(12)5.87%
Revenue beat(16)15
Avg Revenue beat(16)6.8%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.97 | ||
| Fwd PE | 10.41 | ||
| P/S | 2.07 | ||
| P/FCF | 83.34 | ||
| P/OCF | 32.3 | ||
| P/B | 1.25 | ||
| P/tB | 1.35 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.34
EY4.77%
EPS(NY)2.7
Fwd EY9.61%
FCF(TTM)0.34
FCFY1.2%
OCF(TTM)0.87
OCFY3.1%
SpS13.58
BVpS22.57
TBVpS20.74
PEG (NY)0.57
PEG (5Y)5.26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.32% | ||
| ROE | 5.98% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 9.93% | ||
| GM | N/A | ||
| FCFM | 2.48% |
ROA(3y)0.87%
ROA(5y)0.77%
ROE(3y)17.12%
ROE(5y)14.94%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-20.78%
PM growth 5Y-6.71%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.25 | ||
| Debt/FCF | 284.98 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 52.87% | ||
| Cap/Sales | 3.92% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 24.99% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)59.2%
Cap/Depr(5y)70.42%
Cap/Sales(3y)4.12%
Cap/Sales(5y)4.52%
Profit Quality(3y)167.93%
Profit Quality(5y)287.17%
High Growth Momentum
Growth
EPS 1Y (TTM)767.82%
EPS 3Y-9.49%
EPS 5Y3.99%
EPS Q2Q%-1.92%
EPS Next Y36.87%
EPS Next 2Y41.54%
EPS Next 3Y38.58%
EPS Next 5Y24.73%
Revenue 1Y (TTM)19%
Revenue growth 3Y11.11%
Revenue growth 5Y10.83%
Sales Q2Q%-5.78%
Revenue Next Year-2.09%
Revenue Next 2Y0.14%
Revenue Next 3Y1.37%
Revenue Next 5Y2.57%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1.88%
EBIT Next 3Y23.72%
EBIT Next 5YN/A
FCF growth 1Y-98.49%
FCF growth 3Y-64.98%
FCF growth 5Y-41.22%
OCF growth 1Y-96.19%
OCF growth 3Y-52.92%
OCF growth 5Y-30.14%