VILLEROY & BOCH AG-PREF (VIB3.DE) Stock Fundamental Analysis

FRA:VIB3 • DE0007657231

19.3 EUR
+0.07 (+0.39%)
Last: Feb 13, 2026, 03:52 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

3

Taking everything into account, VIB3 scores 3 out of 10 in our fundamental rating. VIB3 was compared to 22 industry peers in the Building Products industry. VIB3 may be in some trouble as it scores bad on both profitability and health. VIB3 is valied quite expensively at the moment, while it does show a decent growth rate. VIB3 also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year VIB3 was profitable.
  • In the past 5 years VIB3 has always been profitable.
  • In the past 5 years VIB3 always reported a positive cash flow from operatings.
VIB3.DE Yearly Net Income VS EBIT VS OCF VS FCFVIB3.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

1.2 Ratios

  • VIB3 has a worse Return On Assets (0.34%) than 72.73% of its industry peers.
  • The Return On Equity of VIB3 (1.71%) is worse than 77.27% of its industry peers.
  • VIB3 has a worse Return On Invested Capital (2.57%) than 81.82% of its industry peers.
  • VIB3 had an Average Return On Invested Capital over the past 3 years of 5.87%. This is below the industry average of 8.96%.
Industry RankSector Rank
ROA 0.34%
ROE 1.71%
ROIC 2.57%
ROA(3y)4.38%
ROA(5y)4.37%
ROE(3y)12.24%
ROE(5y)13.14%
ROIC(3y)5.87%
ROIC(5y)6.11%
VIB3.DE Yearly ROA, ROE, ROICVIB3.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

  • With a Profit Margin value of 0.42%, VIB3 is not doing good in the industry: 72.73% of the companies in the same industry are doing better.
  • VIB3's Profit Margin has declined in the last couple of years.
  • VIB3 has a worse Operating Margin (3.12%) than 81.82% of its industry peers.
  • VIB3's Operating Margin has improved in the last couple of years.
  • VIB3's Gross Margin of 37.58% is in line compared to the rest of the industry. VIB3 outperforms 54.55% of its industry peers.
  • In the last couple of years the Gross Margin of VIB3 has declined.
Industry RankSector Rank
OM 3.12%
PM (TTM) 0.42%
GM 37.58%
OM growth 3Y-30.9%
OM growth 5Y21.09%
PM growth 3Y-59.76%
PM growth 5Y-46.54%
GM growth 3Y-5.31%
GM growth 5Y-2.41%
VIB3.DE Yearly Profit, Operating, Gross MarginsVIB3.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), VIB3 is destroying value.
  • The number of shares outstanding for VIB3 has been increased compared to 1 year ago.
  • VIB3 has more shares outstanding than it did 5 years ago.
  • VIB3 has a worse debt/assets ratio than last year.
VIB3.DE Yearly Shares OutstandingVIB3.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
VIB3.DE Yearly Total Debt VS Total AssetsVIB3.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • Based on the Altman-Z score of 1.25, we must say that VIB3 is in the distress zone and has some risk of bankruptcy.
  • VIB3 has a Altman-Z score of 1.25. This is amonst the worse of the industry: VIB3 underperforms 86.36% of its industry peers.
  • VIB3 has a Debt/Equity ratio of 1.13. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 1.13, VIB3 is not doing good in the industry: 72.73% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.13
Debt/FCF N/A
Altman-Z 1.25
ROIC/WACC0.39
WACC6.57%
VIB3.DE Yearly LT Debt VS Equity VS FCFVIB3.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

  • VIB3 has a Current Ratio of 1.17. This is a normal value and indicates that VIB3 is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Current ratio value of 1.17, VIB3 is not doing good in the industry: 72.73% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.61 indicates that VIB3 may have some problems paying its short term obligations.
  • VIB3's Quick ratio of 0.61 is on the low side compared to the rest of the industry. VIB3 is outperformed by 81.82% of its industry peers.
Industry RankSector Rank
Current Ratio 1.17
Quick Ratio 0.61
VIB3.DE Yearly Current Assets VS Current LiabilitesVIB3.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The earnings per share for VIB3 have decreased strongly by -90.33% in the last year.
  • VIB3 shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -40.62% yearly.
  • The Revenue has grown by 57.56% in the past year. This is a very strong growth!
  • VIB3 shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.26% yearly.
EPS 1Y (TTM)-90.33%
EPS 3Y-54%
EPS 5Y-40.62%
EPS Q2Q%N/A
Revenue 1Y (TTM)57.56%
Revenue growth 3Y14.57%
Revenue growth 5Y11.26%
Sales Q2Q%N/A

3.2 Future

  • VIB3 is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.76% yearly.
  • The Revenue is expected to grow by 1.60% on average over the next years.
EPS Next Y-40.47%
EPS Next 2Y-4.27%
EPS Next 3Y6.76%
EPS Next 5YN/A
Revenue Next Year3.27%
Revenue Next 2Y0.55%
Revenue Next 3Y1.6%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
VIB3.DE Yearly Revenue VS EstimatesVIB3.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B
VIB3.DE Yearly EPS VS EstimatesVIB3.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 87.73 indicates a quite expensive valuation of VIB3.
  • Compared to the rest of the industry, the Price/Earnings ratio of VIB3 indicates a slightly more expensive valuation: VIB3 is more expensive than 72.73% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.67. VIB3 is valued rather expensively when compared to this.
  • VIB3 is valuated reasonably with a Price/Forward Earnings ratio of 10.78.
  • Based on the Price/Forward Earnings ratio, VIB3 is valued cheaply inside the industry as 86.36% of the companies are valued more expensively.
  • When comparing the Price/Forward Earnings ratio of VIB3 to the average of the S&P500 Index (27.69), we can say VIB3 is valued rather cheaply.
Industry RankSector Rank
PE 87.73
Fwd PE 10.78
VIB3.DE Price Earnings VS Forward Price EarningsVIB3.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • 81.82% of the companies in the same industry are more expensive than VIB3, based on the Enterprise Value to EBITDA ratio.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 6.65
VIB3.DE Per share dataVIB3.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80 100

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-4.27%
EPS Next 3Y6.76%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 5.75%, VIB3 is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 1.81, VIB3 pays a better dividend. On top of this VIB3 pays more dividend than 100.00% of the companies listed in the same industry.
  • VIB3's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 5.75%

5.2 History

  • On average, the dividend of VIB3 grows each year by 12.34%, which is quite nice.
Dividend Growth(5Y)12.34%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • The dividend of VIB3 is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y-4.27%
EPS Next 3Y6.76%
VIB3.DE Yearly Income VS Free CF VS DividendVIB3.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

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Find the best dividend stocksShow peers with best dividend

VILLEROY & BOCH AG-PREF

FRA:VIB3 (2/13/2026, 3:52:27 PM)

19.3

+0.07 (+0.39%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryBuilding Products
Earnings (Last)10-23
Earnings (Next)03-19
Inst Owners2.24%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap270.97M
Revenue(TTM)1.42B
Net Income(TTM)5.90M
Analysts80
Price Target25.76 (33.47%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.75%
Yearly Dividend1.02
Dividend Growth(5Y)12.34%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 87.73
Fwd PE 10.78
P/S 0.19
P/FCF N/A
P/OCF N/A
P/B 0.79
P/tB N/A
EV/EBITDA 6.65
EPS(TTM)0.22
EY1.14%
EPS(NY)1.79
Fwd EY9.28%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS101.21
BVpS24.54
TBVpS-3.95
PEG (NY)N/A
PEG (5Y)N/A
Graham Number11.02
Profitability
Industry RankSector Rank
ROA 0.34%
ROE 1.71%
ROCE 3.96%
ROIC 2.57%
ROICexc 2.74%
ROICexgc 4.43%
OM 3.12%
PM (TTM) 0.42%
GM 37.58%
FCFM N/A
ROA(3y)4.38%
ROA(5y)4.37%
ROE(3y)12.24%
ROE(5y)13.14%
ROIC(3y)5.87%
ROIC(5y)6.11%
ROICexc(3y)9.84%
ROICexc(5y)10.53%
ROICexgc(3y)11.24%
ROICexgc(5y)11.88%
ROCE(3y)9.04%
ROCE(5y)9.41%
ROICexgc growth 3Y-36.11%
ROICexgc growth 5Y20%
ROICexc growth 3Y-43.79%
ROICexc growth 5Y11.24%
OM growth 3Y-30.9%
OM growth 5Y21.09%
PM growth 3Y-59.76%
PM growth 5Y-46.54%
GM growth 3Y-5.31%
GM growth 5Y-2.41%
F-ScoreN/A
Asset Turnover0.82
Health
Industry RankSector Rank
Debt/Equity 1.13
Debt/FCF N/A
Debt/EBITDA 3.39
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.17
Quick Ratio 0.61
Altman-Z 1.25
F-ScoreN/A
WACC6.57%
ROIC/WACC0.39
Cap/Depr(3y)88.94%
Cap/Depr(5y)76.44%
Cap/Sales(3y)4.11%
Cap/Sales(5y)3.51%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-90.33%
EPS 3Y-54%
EPS 5Y-40.62%
EPS Q2Q%N/A
EPS Next Y-40.47%
EPS Next 2Y-4.27%
EPS Next 3Y6.76%
EPS Next 5YN/A
Revenue 1Y (TTM)57.56%
Revenue growth 3Y14.57%
Revenue growth 5Y11.26%
Sales Q2Q%N/A
Revenue Next Year3.27%
Revenue Next 2Y0.55%
Revenue Next 3Y1.6%
Revenue Next 5YN/A
EBIT growth 1Y-26.85%
EBIT growth 3Y-20.84%
EBIT growth 5Y34.73%
EBIT Next Year83.58%
EBIT Next 3Y31.39%
EBIT Next 5YN/A
FCF growth 1Y-104.89%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-15.68%
OCF growth 3Y-8.25%
OCF growth 5Y4.89%

VILLEROY & BOCH AG-PREF / VIB3.DE FAQ

What is the ChartMill fundamental rating of VILLEROY & BOCH AG-PREF (VIB3.DE) stock?

ChartMill assigns a fundamental rating of 3 / 10 to VIB3.DE.


What is the valuation status of VILLEROY & BOCH AG-PREF (VIB3.DE) stock?

ChartMill assigns a valuation rating of 3 / 10 to VILLEROY & BOCH AG-PREF (VIB3.DE). This can be considered as Overvalued.


What is the profitability of VIB3 stock?

VILLEROY & BOCH AG-PREF (VIB3.DE) has a profitability rating of 3 / 10.


What is the valuation of VILLEROY & BOCH AG-PREF based on its PE and PB ratios?

The Price/Earnings (PE) ratio for VILLEROY & BOCH AG-PREF (VIB3.DE) is 87.73 and the Price/Book (PB) ratio is 0.79.