TALANX AG (TLX.DE) Fundamental Analysis & Valuation

FRA:TLX • DE000TLX1005

Current stock price

109.7 EUR
+1.2 (+1.11%)
Last:

This TLX.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. TLX.DE Profitability Analysis

1.1 Basic Checks

  • TLX had positive earnings in the past year.
  • In the past year TLX had a positive cash flow from operations.
  • In the past 5 years TLX has always been profitable.
  • Each year in the past 5 years TLX had a positive operating cash flow.
TLX.DE Yearly Net Income VS EBIT VS OCF VS FCFTLX.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

1.2 Ratios

  • With a Return On Assets value of 1.37%, TLX perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
  • The Return On Equity of TLX (18.41%) is better than 66.67% of its industry peers.
  • TLX has a better Return On Invested Capital (2.57%) than 66.67% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for TLX is in line with the industry average of 3.02%.
  • The 3 year average ROIC (2.14%) for TLX is below the current ROIC(2.57%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.37%
ROE 18.41%
ROIC 2.57%
ROA(3y)1.14%
ROA(5y)0.87%
ROE(3y)16.83%
ROE(5y)13.61%
ROIC(3y)2.14%
ROIC(5y)1.72%
TLX.DE Yearly ROA, ROE, ROICTLX.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • The Profit Margin of TLX (4.97%) is worse than 73.81% of its industry peers.
  • In the last couple of years the Profit Margin of TLX has grown nicely.
  • With a Operating Margin value of 12.59%, TLX perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
  • TLX's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 12.59%
PM (TTM) 4.97%
GM N/A
OM growth 3Y21.28%
OM growth 5Y24.55%
PM growth 3Y40.49%
PM growth 5Y24.17%
GM growth 3YN/A
GM growth 5YN/A
TLX.DE Yearly Profit, Operating, Gross MarginsTLX.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

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4

2. TLX.DE Health Analysis

2.1 Basic Checks

  • TLX has about the same amout of shares outstanding than it did 1 year ago.
  • The number of shares outstanding for TLX has been increased compared to 5 years ago.
  • Compared to 1 year ago, TLX has an improved debt to assets ratio.
TLX.DE Yearly Shares OutstandingTLX.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M
TLX.DE Yearly Total Debt VS Total AssetsTLX.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • The Debt to FCF ratio of TLX is 0.94, which is an excellent value as it means it would take TLX, only 0.94 years of fcf income to pay off all of its debts.
  • With an excellent Debt to FCF ratio value of 0.94, TLX belongs to the best of the industry, outperforming 88.10% of the companies in the same industry.
  • A Debt/Equity ratio of 0.59 indicates that TLX is somewhat dependend on debt financing.
  • TLX has a Debt to Equity ratio (0.59) which is in line with its industry peers.
  • Although TLX's pure debt/equity ratio does not look good, it has limited outstanding debt compared to the Free Cash Flow. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
Industry RankSector Rank
Debt/Equity 0.59
Debt/FCF 0.94
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
TLX.DE Yearly LT Debt VS Equity VS FCFTLX.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
TLX.DE Yearly Current Assets VS Current LiabilitesTLX.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. TLX.DE Growth Analysis

3.1 Past

  • TLX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 25.44%, which is quite impressive.
  • The Earnings Per Share has been growing by 30.24% on average over the past years. This is a very strong growth
  • Looking at the last year, TLX shows a quite strong growth in Revenue. The Revenue has grown by 10.13% in the last year.
  • The Revenue has been growing slightly by 5.33% on average over the past years.
EPS 1Y (TTM)25.44%
EPS 3Y51%
EPS 5Y30.24%
EPS Q2Q%24.8%
Revenue 1Y (TTM)10.13%
Revenue growth 3Y8.2%
Revenue growth 5Y5.33%
Sales Q2Q%3.18%

3.2 Future

  • TLX is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.94% yearly.
  • TLX is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.92% yearly.
EPS Next Y11.73%
EPS Next 2Y8.27%
EPS Next 3Y4.62%
EPS Next 5Y7.94%
Revenue Next Year4.41%
Revenue Next 2Y3.6%
Revenue Next 3Y3.49%
Revenue Next 5Y6.92%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
TLX.DE Yearly Revenue VS EstimatesTLX.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B
TLX.DE Yearly EPS VS EstimatesTLX.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 5 10 15

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7

4. TLX.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 11.43 indicates a reasonable valuation of TLX.
  • Based on the Price/Earnings ratio, TLX is valued a bit cheaper than the industry average as 69.05% of the companies are valued more expensively.
  • The average S&P500 Price/Earnings ratio is at 26.21. TLX is valued rather cheaply when compared to this.
  • A Price/Forward Earnings ratio of 10.35 indicates a reasonable valuation of TLX.
  • TLX's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. TLX is cheaper than 64.29% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 23.13. TLX is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 11.43
Fwd PE 10.35
TLX.DE Price Earnings VS Forward Price EarningsTLX.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • TLX's Price/Free Cash Flow ratio is rather cheap when compared to the industry. TLX is cheaper than 88.10% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.38
EV/EBITDA N/A
TLX.DE Per share dataTLX.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • TLX's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of TLX may justify a higher PE ratio.
PEG (NY)0.97
PEG (5Y)0.38
EPS Next 2Y8.27%
EPS Next 3Y4.62%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. TLX.DE Dividend Analysis

5.1 Amount

  • TLX has a Yearly Dividend Yield of 3.50%. Purely for dividend investing, there may be better candidates out there.
  • TLX's Dividend Yield is slightly below the industry average, which is at 4.54.
  • Compared to an average S&P500 Dividend Yield of 1.89, TLX pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.5%

5.2 History

  • On average, the dividend of TLX grows each year by 10.77%, which is quite nice.
Dividend Growth(5Y)10.77%
Div Incr Years2
Div Non Decr Years7
TLX.DE Yearly Dividends per shareTLX.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

  • TLX pays out 52.06% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of TLX is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP52.06%
EPS Next 2Y8.27%
EPS Next 3Y4.62%
TLX.DE Yearly Income VS Free CF VS DividendTLX.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B
TLX.DE Dividend Payout.TLX.DE Dividend Payout, showing the Payout Ratio.TLX.DE Dividend Payout.PayoutRetained Earnings

More info and screens

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TLX.DE Fundamentals: All Metrics, Ratios and Statistics

TALANX AG

FRA:TLX (4/2/2026, 7:00:00 PM)

109.7

+1.2 (+1.11%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)03-18
Earnings (Next)05-13
Inst Owners14.37%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap28.33B
Revenue(TTM)49.93B
Net Income(TTM)2.48B
Analysts76.67
Price Target127.67 (16.38%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.5%
Yearly Dividend5
Dividend Growth(5Y)10.77%
DP52.06%
Div Incr Years2
Div Non Decr Years7
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.4%
PT rev (3m)0.4%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.36%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.32%
Revenue NY rev (3m)-0.73%
Valuation
Industry RankSector Rank
PE 11.43
Fwd PE 10.35
P/S 0.57
P/FCF 3.38
P/OCF 3.38
P/B 2.1
P/tB 2.52
EV/EBITDA N/A
EPS(TTM)9.6
EY8.75%
EPS(NY)10.6
Fwd EY9.66%
FCF(TTM)32.42
FCFY29.56%
OCF(TTM)32.42
OCFY29.56%
SpS193.34
BVpS52.16
TBVpS43.46
PEG (NY)0.97
PEG (5Y)0.38
Graham Number106.14
Profitability
Industry RankSector Rank
ROA 1.37%
ROE 18.41%
ROCE 3.58%
ROIC 2.57%
ROICexc 2.65%
ROICexgc 3.17%
OM 12.59%
PM (TTM) 4.97%
GM N/A
FCFM 16.77%
ROA(3y)1.14%
ROA(5y)0.87%
ROE(3y)16.83%
ROE(5y)13.61%
ROIC(3y)2.14%
ROIC(5y)1.72%
ROICexc(3y)2.21%
ROICexc(5y)1.77%
ROICexgc(3y)2.61%
ROICexgc(5y)2.09%
ROCE(3y)2.99%
ROCE(5y)2.39%
ROICexgc growth 3Y26.35%
ROICexgc growth 5Y30.62%
ROICexc growth 3Y25.96%
ROICexc growth 5Y31.37%
OM growth 3Y21.28%
OM growth 5Y24.55%
PM growth 3Y40.49%
PM growth 5Y24.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.28
Health
Industry RankSector Rank
Debt/Equity 0.59
Debt/FCF 0.94
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 27.95
Cash Conversion N/A
Profit Quality 337.62%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)425.35%
Profit Quality(5y)611.47%
High Growth Momentum
Growth
EPS 1Y (TTM)25.44%
EPS 3Y51%
EPS 5Y30.24%
EPS Q2Q%24.8%
EPS Next Y11.73%
EPS Next 2Y8.27%
EPS Next 3Y4.62%
EPS Next 5Y7.94%
Revenue 1Y (TTM)10.13%
Revenue growth 3Y8.2%
Revenue growth 5Y5.33%
Sales Q2Q%3.18%
Revenue Next Year4.41%
Revenue Next 2Y3.6%
Revenue Next 3Y3.49%
Revenue Next 5Y6.92%
EBIT growth 1Y20.21%
EBIT growth 3Y31.23%
EBIT growth 5Y31.19%
EBIT Next Year8%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-0.68%
FCF growth 3Y13.84%
FCF growth 5Y7.11%
OCF growth 1Y-0.68%
OCF growth 3Y12.56%
OCF growth 5Y6.55%

TALANX AG / TLX.DE Fundamental Analysis FAQ

What is the ChartMill fundamental rating of TALANX AG (TLX.DE) stock?

ChartMill assigns a fundamental rating of 5 / 10 to TLX.DE.


Can you provide the valuation status for TALANX AG?

ChartMill assigns a valuation rating of 7 / 10 to TALANX AG (TLX.DE). This can be considered as Undervalued.


What is the profitability of TLX stock?

TALANX AG (TLX.DE) has a profitability rating of 6 / 10.


What are the PE and PB ratios of TALANX AG (TLX.DE) stock?

The Price/Earnings (PE) ratio for TALANX AG (TLX.DE) is 11.43 and the Price/Book (PB) ratio is 2.1.


How financially healthy is TALANX AG?

The financial health rating of TALANX AG (TLX.DE) is 4 / 10.