TIM SA-ADR (TIMB) Stock Fundamental Analysis
USA - NYSE:TIMB - US88706T1088 - ADR
23.3 USD
-0.47 (-1.98%)
Taking everything into account, TIMB scores 6 out of 10 in our fundamental rating. TIMB was compared to 22 industry peers in the Wireless Telecommunication Services industry. While TIMB belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. TIMB is valued quite cheap, while showing a decent growth score. This is a good combination! This makes TIMB very considerable for value investing!
1. Profitability
1.1 Basic Checks
TIMB had positive earnings in the past year.
TIMB had a positive operating cash flow in the past year.
Each year in the past 5 years TIMB has been profitable.
Each year in the past 5 years TIMB had a positive operating cash flow.
1.2 Ratios
The Return On Assets of TIMB (6.37%) is better than 81.82% of its industry peers.
Looking at the Return On Equity, with a value of 14.43%, TIMB is in the better half of the industry, outperforming 77.27% of the companies in the same industry.
TIMB's Return On Invested Capital of 12.64% is amongst the best of the industry. TIMB outperforms 95.45% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TIMB is above the industry average of 5.83%.
The last Return On Invested Capital (12.64%) for TIMB is above the 3 year average (9.42%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.37% | ||
| ROE | 14.43% | ||
| ROIC | 12.64% |
ROA(3y)4.57%
ROA(5y)4.81%
ROE(3y)9.81%
ROE(5y)9.83%
ROIC(3y)9.42%
ROIC(5y)8.71%
1.3 Margins
With an excellent Profit Margin value of 13.92%, TIMB belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
In the last couple of years the Profit Margin of TIMB has declined.
TIMB has a better Operating Margin (23.20%) than 81.82% of its industry peers.
TIMB's Operating Margin has declined in the last couple of years.
TIMB has a worse Gross Margin (42.37%) than 72.73% of its industry peers.
TIMB's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.2% | ||
| PM (TTM) | 13.92% | ||
| GM | 42.37% |
OM growth 3Y8.45%
OM growth 5Y-3.12%
PM growth 3Y-8.87%
PM growth 5Y-11.02%
GM growth 3Y1.92%
GM growth 5Y-5.95%
2. Health
2.1 Basic Checks
TIMB has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, TIMB has about the same amount of shares outstanding.
Compared to 5 years ago, TIMB has about the same amount of shares outstanding.
Compared to 1 year ago, TIMB has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.20 indicates that TIMB is not a great score, but indicates only limited risk for bankruptcy at the moment.
TIMB has a Altman-Z score of 2.20. This is amongst the best in the industry. TIMB outperforms 86.36% of its industry peers.
The Debt to FCF ratio of TIMB is 1.84, which is an excellent value as it means it would take TIMB, only 1.84 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.84, TIMB belongs to the top of the industry, outperforming 95.45% of the companies in the same industry.
TIMB has a Debt/Equity ratio of 0.54. This is a neutral value indicating TIMB is somewhat dependend on debt financing.
TIMB's Debt to Equity ratio of 0.54 is amongst the best of the industry. TIMB outperforms 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 1.84 | ||
| Altman-Z | 2.2 |
ROIC/WACC0.88
WACC14.39%
2.3 Liquidity
A Current Ratio of 0.91 indicates that TIMB may have some problems paying its short term obligations.
TIMB's Current ratio of 0.91 is on the low side compared to the rest of the industry. TIMB is outperformed by 68.18% of its industry peers.
A Quick Ratio of 0.88 indicates that TIMB may have some problems paying its short term obligations.
TIMB's Quick ratio of 0.88 is on the low side compared to the rest of the industry. TIMB is outperformed by 63.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.88 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 177.43% over the past year.
TIMB shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.47% yearly.
Looking at the last year, TIMB shows a small growth in Revenue. The Revenue has grown by 6.77% in the last year.
Measured over the past years, TIMB shows a small growth in Revenue. The Revenue has been growing by 7.93% on average per year.
EPS 1Y (TTM)177.43%
EPS 3Y2.08%
EPS 5Y10.47%
EPS Q2Q%670.1%
Revenue 1Y (TTM)6.77%
Revenue growth 3Y12.11%
Revenue growth 5Y7.93%
Sales Q2Q%2.81%
3.2 Future
The Earnings Per Share is expected to grow by 11.29% on average over the next years. This is quite good.
The Revenue is expected to grow by 3.70% on average over the next years.
EPS Next Y25.81%
EPS Next 2Y21.03%
EPS Next 3Y19.24%
EPS Next 5Y11.29%
Revenue Next Year5.12%
Revenue Next 2Y5.19%
Revenue Next 3Y5.12%
Revenue Next 5Y3.7%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 6.73, which indicates a rather cheap valuation of TIMB.
100.00% of the companies in the same industry are more expensive than TIMB, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.35, TIMB is valued rather cheaply.
The Price/Forward Earnings ratio is 12.86, which indicates a correct valuation of TIMB.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TIMB is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 33.72. TIMB is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.73 | ||
| Fwd PE | 12.86 |
4.2 Price Multiples
TIMB's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. TIMB is cheaper than 77.27% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, TIMB is valued a bit cheaper than the industry average as 72.73% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.71 | ||
| EV/EBITDA | 5.25 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of TIMB may justify a higher PE ratio.
A more expensive valuation may be justified as TIMB's earnings are expected to grow with 19.24% in the coming years.
PEG (NY)0.26
PEG (5Y)0.64
EPS Next 2Y21.03%
EPS Next 3Y19.24%
5. Dividend
5.1 Amount
TIMB has a Yearly Dividend Yield of 6.64%, which is a nice return.
Compared to an average industry Dividend Yield of 8.92, TIMB pays a bit more dividend than its industry peers.
TIMB's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.64% |
5.2 History
On average, the dividend of TIMB grows each year by 23.74%, which is quite nice.
TIMB has paid a dividend for at least 10 years, which is a reliable track record.
TIMB has decreased its dividend recently.
Dividend Growth(5Y)23.74%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
TIMB pays out 84.80% of its income as dividend. This is not a sustainable payout ratio.
The dividend of TIMB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP84.8%
EPS Next 2Y21.03%
EPS Next 3Y19.24%
NYSE:TIMB (11/12/2025, 3:24:06 PM)
23.3
-0.47 (-1.98%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupTelecommunication Services
GICS IndustryWireless Telecommunication Services
Earnings (Last)
Earnings (Next)
Inst Owners15.84%
Inst Owner Change0.57%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap11.21B
Revenue(TTM)25.45B
Net Income(TTM)3.63B
Analysts77
Price Target23.23 (-0.3%)
Short Float %1.01%
Short Ratio4.15
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.64% |
Yearly Dividend1.07
Dividend Growth(5Y)23.74%
DP84.8%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.44%
Min EPS beat(2)6.4%
Max EPS beat(2)10.48%
EPS beat(4)2
Avg EPS beat(4)3.07%
Min EPS beat(4)-3.93%
Max EPS beat(4)10.48%
EPS beat(8)4
Avg EPS beat(8)5.73%
EPS beat(12)7
Avg EPS beat(12)9.74%
EPS beat(16)10
Avg EPS beat(16)17.92%
Revenue beat(2)0
Avg Revenue beat(2)-2.95%
Min Revenue beat(2)-3.3%
Max Revenue beat(2)-2.61%
Revenue beat(4)0
Avg Revenue beat(4)-2.64%
Min Revenue beat(4)-3.3%
Max Revenue beat(4)-2.31%
Revenue beat(8)0
Avg Revenue beat(8)-2.21%
Revenue beat(12)0
Avg Revenue beat(12)-2.46%
Revenue beat(16)2
Avg Revenue beat(16)-2.02%
PT rev (1m)5.29%
PT rev (3m)16.95%
EPS NQ rev (1m)10.85%
EPS NQ rev (3m)-98.87%
EPS NY rev (1m)1.4%
EPS NY rev (3m)-98.98%
Revenue NQ rev (1m)-0.19%
Revenue NQ rev (3m)-0.33%
Revenue NY rev (1m)-0.03%
Revenue NY rev (3m)-0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.73 | ||
| Fwd PE | 12.86 | ||
| P/S | 2.28 | ||
| P/FCF | 6.71 | ||
| P/OCF | 4.4 | ||
| P/B | 2.36 | ||
| P/tB | 5.65 | ||
| EV/EBITDA | 5.25 |
EPS(TTM)3.46
EY14.85%
EPS(NY)1.81
Fwd EY7.78%
FCF(TTM)3.47
FCFY14.91%
OCF(TTM)5.3
OCFY22.73%
SpS10.24
BVpS9.88
TBVpS4.13
PEG (NY)0.26
PEG (5Y)0.64
Graham Number27.73
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.37% | ||
| ROE | 14.43% | ||
| ROCE | 14.35% | ||
| ROIC | 12.64% | ||
| ROICexc | 14.53% | ||
| ROICexgc | 24.2% | ||
| OM | 23.2% | ||
| PM (TTM) | 13.92% | ||
| GM | 42.37% | ||
| FCFM | 33.92% |
ROA(3y)4.57%
ROA(5y)4.81%
ROE(3y)9.81%
ROE(5y)9.83%
ROIC(3y)9.42%
ROIC(5y)8.71%
ROICexc(3y)10.73%
ROICexc(5y)10.24%
ROICexgc(3y)18.18%
ROICexgc(5y)16.65%
ROCE(3y)10.7%
ROCE(5y)9.89%
ROICexgc growth 3Y13.81%
ROICexgc growth 5Y1.09%
ROICexc growth 3Y11.82%
ROICexc growth 5Y-1.05%
OM growth 3Y8.45%
OM growth 5Y-3.12%
PM growth 3Y-8.87%
PM growth 5Y-11.02%
GM growth 3Y1.92%
GM growth 5Y-5.95%
F-Score8
Asset Turnover0.46
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 1.84 | ||
| Debt/EBITDA | 1.05 | ||
| Cap/Depr | 65.81% | ||
| Cap/Sales | 17.78% | ||
| Interest Coverage | 3.66 | ||
| Cash Conversion | 102.95% | ||
| Profit Quality | 243.64% | ||
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.88 | ||
| Altman-Z | 2.2 |
F-Score8
WACC14.39%
ROIC/WACC0.88
Cap/Depr(3y)66.4%
Cap/Depr(5y)72.49%
Cap/Sales(3y)19.76%
Cap/Sales(5y)22.21%
Profit Quality(3y)267.59%
Profit Quality(5y)244.86%
High Growth Momentum
Growth
EPS 1Y (TTM)177.43%
EPS 3Y2.08%
EPS 5Y10.47%
EPS Q2Q%670.1%
EPS Next Y25.81%
EPS Next 2Y21.03%
EPS Next 3Y19.24%
EPS Next 5Y11.29%
Revenue 1Y (TTM)6.77%
Revenue growth 3Y12.11%
Revenue growth 5Y7.93%
Sales Q2Q%2.81%
Revenue Next Year5.12%
Revenue Next 2Y5.19%
Revenue Next 3Y5.12%
Revenue Next 5Y3.7%
EBIT growth 1Y13.02%
EBIT growth 3Y21.58%
EBIT growth 5Y4.56%
EBIT Next Year144.41%
EBIT Next 3Y40.15%
EBIT Next 5Y22.84%
FCF growth 1Y36.02%
FCF growth 3Y16.85%
FCF growth 5Y17.75%
OCF growth 1Y21.73%
OCF growth 3Y6.96%
OCF growth 5Y11.26%
TIM SA-ADR / TIMB FAQ
Can you provide the ChartMill fundamental rating for TIM SA-ADR?
ChartMill assigns a fundamental rating of 6 / 10 to TIMB.
Can you provide the valuation status for TIM SA-ADR?
ChartMill assigns a valuation rating of 8 / 10 to TIM SA-ADR (TIMB). This can be considered as Undervalued.
Can you provide the profitability details for TIM SA-ADR?
TIM SA-ADR (TIMB) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for TIMB stock?
The Price/Earnings (PE) ratio for TIM SA-ADR (TIMB) is 6.73 and the Price/Book (PB) ratio is 2.36.
Can you provide the financial health for TIMB stock?
The financial health rating of TIM SA-ADR (TIMB) is 5 / 10.