Logo image of SYF

SYNCHRONY FINANCIAL (SYF) Stock Overview

NYSE:SYF - US87165B1035 - Common Stock

75.16 USD
-1.7 (-2.21%)
Last: 9/5/2025, 1:59:08 PM

SYF Key Statistics, Chart & Performance

Key Statistics
52 Week High77.15
52 Week Low40.55
Market Cap27.96B
Shares372.06M
Float370.92M
Yearly Dividend1.18
Dividend Yield1.57%
EPS(TTM)8.24
PE9.12
Fwd PE8.14
Earnings (Next)10-14 2025-10-14/amc
IPO07-31 2014-07-31
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


SYF short term performance overview.The bars show the price performance of SYF in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 10 20 30 40

SYF long term performance overview.The bars show the price performance of SYF in the last 1, 2 and 3 years. 1 year 2 years 3 years 50 100 150

The current stock price of SYF is 75.16 USD. In the past month the price increased by 10.67%. In the past year, price increased by 62.12%.

SYNCHRONY FINANCIAL / SYF Daily stock chart

SYF Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 22.85 226.57B
COF CAPITAL ONE FINANCIAL CORP 12.89 141.23B
SOFI SOFI TECHNOLOGIES INC 103.59 29.51B
KSPI JSC KASPI.KZ ADR N/A 16.92B
SLMBP SLM CORP - SLM 6.28008 PERP 37.66 15.62B
ALLY ALLY FINANCIAL INC 12.56 12.76B
OMF ONEMAIN HOLDINGS INC 10.94 7.27B
FCFS FIRSTCASH HOLDINGS INC 19.26 6.54B
SLM SLM CORP 15.63 6.49B
UPST UPSTART HOLDINGS INC 76.94 6.37B
CACC CREDIT ACCEPTANCE CORP 14.07 5.83B
NNI NELNET INC-CL A 23.64 4.64B

About SYF

Company Profile

SYF logo image Synchrony Financial engages in the provision of consumer financial services. The company is headquartered in Stamford, Connecticut and currently employs 20,000 full-time employees. The company went IPO on 2014-07-31. The firm provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. The company offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The firm primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.

Company Info

SYNCHRONY FINANCIAL

777 Long Ridge Rd

Stamford CONNECTICUT 06902 US

CEO: Margaret M. Keane

Employees: 20000

SYF Company Website

SYF Investor Relations

Phone: 12035856730

SYNCHRONY FINANCIAL / SYF FAQ

What is the stock price of SYNCHRONY FINANCIAL today?

The current stock price of SYF is 75.16 USD. The price decreased by -2.21% in the last trading session.


What is the ticker symbol for SYNCHRONY FINANCIAL stock?

The exchange symbol of SYNCHRONY FINANCIAL is SYF and it is listed on the New York Stock Exchange, Inc. exchange.


On which exchange is SYF stock listed?

SYF stock is listed on the New York Stock Exchange, Inc. exchange.


What is the price forecast or stock price prediction for SYNCHRONY FINANCIAL stock?

26 analysts have analysed SYF and the average price target is 81.7 USD. This implies a price increase of 8.7% is expected in the next year compared to the current price of 75.16. Check the SYNCHRONY FINANCIAL stock analysts ratings, price target forecast and up-and down grades for more detailed information.


What is SYNCHRONY FINANCIAL worth?

SYNCHRONY FINANCIAL (SYF) has a market capitalization of 27.96B USD. This makes SYF a Large Cap stock.


How many employees does SYNCHRONY FINANCIAL have?

SYNCHRONY FINANCIAL (SYF) currently has 20000 employees.


What are the support and resistance levels for SYNCHRONY FINANCIAL (SYF) stock?

SYNCHRONY FINANCIAL (SYF) has a support level at 75.04 and a resistance level at 76.87. Check the full technical report for a detailed analysis of SYF support and resistance levels.


Is SYNCHRONY FINANCIAL (SYF) expected to grow?

The Revenue of SYNCHRONY FINANCIAL (SYF) is expected to decline by -0.22% in the next year. Check the estimates tab for more information on the SYF EPS, Sales, EBIT and EBITDA future analyst estimates.


Should I buy SYNCHRONY FINANCIAL (SYF) stock?

There is no straightforward answer here. It depends on your investment strategy as different types of investors will look at different aspects. In any case it is important to make an informed decision and these pages can help you forming an opinion:


Does SYNCHRONY FINANCIAL (SYF) stock pay dividends?

SYNCHRONY FINANCIAL (SYF) has a dividend yield of 1.57%. The yearly dividend amount is currently 1.18. Check the full fundamental report for a detailed analysis of SYF dividend history, reliability and sustainability.


When does SYNCHRONY FINANCIAL (SYF) report earnings?

SYNCHRONY FINANCIAL (SYF) will report earnings on 2025-10-14, after the market close.


What is the Price/Earnings (PE) ratio of SYNCHRONY FINANCIAL (SYF)?

The PE ratio for SYNCHRONY FINANCIAL (SYF) is 9.12. This is based on the reported non-GAAP earnings per share of 8.24 and the current share price of 75.16 USD. Check the full fundamental report for a full analysis of the valuation metrics for SYF.


What is the Short Interest ratio of SYNCHRONY FINANCIAL (SYF) stock?

The outstanding short interest for SYNCHRONY FINANCIAL (SYF) is 3.92% of its float. Check the ownership tab for more information on the SYF short interest.


SYF Technical Analysis

ChartMill assigns a technical rating of 10 / 10 to SYF. When comparing the yearly performance of all stocks, SYF is one of the better performing stocks in the market, outperforming 90.5% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

SYF Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to SYF. The financial health of SYF is average, but there are quite some concerns on its profitability.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

SYF Financial Highlights

Over the last trailing twelve months SYF reported a non-GAAP Earnings per Share(EPS) of 8.24. The EPS increased by 14.44% compared to the year before.


Industry RankSector Rank
PM (TTM) 17.13%
ROA 2.66%
ROE 18.89%
Debt/Equity 0.94
Chartmill High Growth Momentum
EPS Q2Q%61.29%
Sales Q2Q%2.63%
EPS 1Y (TTM)14.44%
Revenue 1Y (TTM)-1.97%

SYF Forecast & Estimates

26 analysts have analysed SYF and the average price target is 81.7 USD. This implies a price increase of 8.7% is expected in the next year compared to the current price of 75.16.

For the next year, analysts expect an EPS growth of 2.2% and a revenue growth -0.22% for SYF


Analysts
Analysts79.23
Price Target81.7 (8.7%)
EPS Next Y2.2%
Revenue Next Year-0.22%

SYF Ownership

Ownership
Inst Owners104.79%
Ins Owners0.29%
Short Float %3.92%
Short Ratio4.29