SYNCHRONY FINANCIAL (SYF) Stock Price, Forecast & Analysis

NYSE:SYF • US87165B1035

72.735 USD
+0.42 (+0.59%)
Last: Feb 18, 2026, 01:39 PM

SYF Key Statistics, Chart & Performance

Key Statistics
Market Cap25.28B
Revenue(TTM)18.99B
Net Income(TTM)3.49B
Shares347.60M
Float346.07M
52 Week High88.77
52 Week Low40.55
Yearly Dividend1.18
Dividend Yield1.69%
EPS(TTM)9.29
PE7.83
Fwd PE7.88
Earnings (Next)04-20
IPO2014-07-31
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance
SYF short term performance overview.The bars show the price performance of SYF in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months -2 -4 -6 -8

SYF long term performance overview.The bars show the price performance of SYF in the last 1, 2 and 3 years. 1 year 2 years 3 years 20 40 60 80 100

The current stock price of SYF is 72.735 USD. In the past month the price decreased by -9.83%. In the past year, price increased by 17.75%.

SYNCHRONY FINANCIAL / SYF Daily stock chart

SYF Technical Analysis

ChartMill assigns a technical rating of 1 / 10 to SYF. When comparing the yearly performance of all stocks, SYF turns out to be only a medium performer in the overall market: it outperformed 57% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating
SYF Full Technical Analysis Report

SYF Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to SYF. SYF has an average financial health and profitability rating.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend
SYF Full Fundamental Analysis Report

SYF Financial Highlights

Over the last trailing twelve months SYF reported a non-GAAP Earnings per Share(EPS) of 9.29. The EPS increased by 8.78% compared to the year before.


Industry RankSector Rank
PM (TTM) 18.56%
ROA 2.99%
ROE 20.46%
Debt/Equity 0.85
Chartmill High Growth Momentum
EPS Q2Q%6.81%
Sales Q2Q%3.68%
EPS 1Y (TTM)8.78%
Revenue 1Y (TTM)-2.8%
SYF financials

SYF Forecast & Estimates

27 analysts have analysed SYF and the average price target is 93.5 USD. This implies a price increase of 28.55% is expected in the next year compared to the current price of 72.735.

For the next year, analysts expect an EPS growth of -0.58% and a revenue growth -2.44% for SYF


Analysts
Analysts78.52
Price Target93.5 (28.55%)
EPS Next Y-0.58%
Revenue Next Year-2.44%
SYF Analyst EstimatesSYF Analyst Ratings

SYF Ownership

Ownership
Inst Owners106.07%
Ins Owners0.28%
Short Float %3.8%
Short Ratio3.04
SYF Ownership

SYF Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
AXP AMERICAN EXPRESS CO19.61236.558B
COF CAPITAL ONE FINANCIAL CORP10.27129.233B
SOFI SOFI TECHNOLOGIES INC32.9724.725B
SLMBP SLM CORP - SLM 5.68481 PERP27.2315.042B
ALLY ALLY FINANCIAL INC7.8612.738B
FCFS FIRSTCASH HOLDINGS INC18.158.116B
FIGR FIGURE TECHNOLOGY SOLUT-CL A39.067.898B
OMF ONEMAIN HOLDINGS INC7.116.611B
CACC CREDIT ACCEPTANCE CORP11.15.248B

About SYF

Company Profile

SYF logo image Synchrony Financial engages in the provision of consumer financial services. The company is headquartered in Stamford, Connecticut. The company went IPO on 2014-07-31. The firm provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. The company offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The firm primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.

Company Info

SYNCHRONY FINANCIAL

777 Long Ridge Rd

Stamford CONNECTICUT 06902 US

CEO: Margaret M. Keane

Employees: 20000

SYF Company Website

SYF Investor Relations

Phone: 12035856730

SYNCHRONY FINANCIAL / SYF FAQ

What does SYF do?

Synchrony Financial engages in the provision of consumer financial services. The company is headquartered in Stamford, Connecticut. The company went IPO on 2014-07-31. The firm provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. The company offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The firm primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.


What is the current price of SYF stock?

The current stock price of SYF is 72.735 USD. The price increased by 0.59% in the last trading session.


What is the dividend status of SYNCHRONY FINANCIAL?

SYNCHRONY FINANCIAL (SYF) has a dividend yield of 1.69%. The yearly dividend amount is currently 1.18.


How is the ChartMill rating for SYNCHRONY FINANCIAL?

SYF has a ChartMill Technical rating of 1 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


On which exchange is SYF stock listed?

SYF stock is listed on the New York Stock Exchange exchange.


Is SYNCHRONY FINANCIAL (SYF) expected to grow?

The Revenue of SYNCHRONY FINANCIAL (SYF) is expected to decline by -2.44% in the next year. Check the estimates tab for more information on the EPS, Sales, EBIT and EBITDA future analyst estimates.


What is the Short Interest ratio of SYNCHRONY FINANCIAL (SYF) stock?

The outstanding short interest for SYNCHRONY FINANCIAL (SYF) is 3.8% of its float.