SYNCHRONY FINANCIAL (SYF) Stock Price & Overview
NYSE:SYF • US87165B1035
Current stock price
The current stock price of SYF is 67.9175 USD. Today SYF is down by -0.59%. In the past month the price decreased by -1.37%. In the past year, price increased by 55.95%.
SYF Key Statistics
- Market Cap
- 23.608B
- P/E
- 7.31
- Fwd P/E
- 7.28
- EPS (TTM)
- 9.29
- Dividend Yield
- 1.80%
SYF Stock Performance
SYF Stock Chart
SYF Technical Analysis
ChartMill assigns a technical rating of 1 / 10 to SYF. When comparing the yearly performance of all stocks, SYF is one of the better performing stocks in the market, outperforming 72.7% of all stocks.
SYF Fundamental Analysis
ChartMill assigns a fundamental rating of 4 / 10 to SYF. SYF has only an average score on both its financial health and profitability.
SYF Earnings
On January 27, 2026 SYF reported an EPS of 2.04 and a revenue of 4.76B. The company missed EPS expectations (-1.19% surprise) and missed revenue expectations (-1.16% surprise).
SYF Forecast & Estimates
27 analysts have analysed SYF and the average price target is 91.85 USD. This implies a price increase of 35.24% is expected in the next year compared to the current price of 67.9175.
For the next year, analysts expect an EPS growth of 0.43% and a revenue growth -0.73% for SYF
SYF Groups
Sector & Classification
SYF Financial Highlights
Over the last trailing twelve months SYF reported a non-GAAP Earnings per Share(EPS) of 9.29. The EPS increased by 8.78% compared to the year before.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PM (TTM) | 18.27% | ||
| ROA | 2.91% | ||
| ROE | 20.69% | ||
| Debt/Equity | 0.91 |
SYF Ownership
SYF Competitors/Peers
| Symbol | Company Name | Technical Rating | Fundamental Rating | FPE | Market Cap |
|---|---|---|---|---|---|
| AXP | AMERICAN EXPRESS CO | 16.86 | 206.979B | ||
| COF | CAPITAL ONE FINANCIAL CORP | 8.87 | 114.746B | ||
| SOFI | SOFI TECHNOLOGIES INC | 25.27 | 19.932B | ||
| SLMBP | SLM CORP - SLM 5.63562 PERP | 26.97 | 14.782B | ||
| ALLY | ALLY FINANCIAL INC | 7.41 | 12.293B | ||
| FCFS | FIRSTCASH HOLDINGS INC | 18.98 | 8.353B | ||
| FIGR | FIGURE TECHNOLOGY SOLUT-CL A | 35.81 | 7.098B | ||
| OMF | ONEMAIN HOLDINGS INC | 7.11 | 6.328B | ||
| NNI | NELNET INC-CL A | 14.46 | 4.597B | ||
| CACC | CREDIT ACCEPTANCE CORP | 9.3 | 4.511B | ||
| SLM | SLM CORP | 7.76 | 4.308B | ||
| ENVA | ENOVA INTERNATIONAL INC | 8.49 | 3.424B |
Related stock screener links
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About SYF
Company Profile
Synchrony Financial engages in the provision of consumer financial services. The company is headquartered in Stamford, Connecticut and currently employs 20,000 full-time employees. The company went IPO on 2014-07-31. The firm provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. The company offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The firm primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.
Company Info
IPO: 2014-07-31
SYNCHRONY FINANCIAL
777 Long Ridge Rd
Stamford CONNECTICUT 06902 US
CEO: Margaret M. Keane
Employees: 20000
Phone: 12035856730
SYNCHRONY FINANCIAL / SYF FAQ
What does SYF do?
Synchrony Financial engages in the provision of consumer financial services. The company is headquartered in Stamford, Connecticut and currently employs 20,000 full-time employees. The company went IPO on 2014-07-31. The firm provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. The company offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The firm primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.
What is the current price of SYF stock?
The current stock price of SYF is 67.9175 USD. The price decreased by -0.59% in the last trading session.
Does SYF stock pay dividends?
SYNCHRONY FINANCIAL (SYF) has a dividend yield of 1.8%. The yearly dividend amount is currently 1.39.
How is the ChartMill rating for SYNCHRONY FINANCIAL?
SYF has a ChartMill Technical rating of 1 out of 10 and a ChartMill Fundamental rating of 4 out of 10.
How is the valuation of SYNCHRONY FINANCIAL (SYF) based on its PE ratio?
The PE ratio for SYNCHRONY FINANCIAL (SYF) is 7.31. This is based on the reported non-GAAP earnings per share of 9.29 and the current share price of 67.9175 USD.
When does SYNCHRONY FINANCIAL (SYF) report earnings?
SYNCHRONY FINANCIAL (SYF) will report earnings on 2026-04-21, before the market open.
Can you provide the short interest for SYF stock?
The outstanding short interest for SYNCHRONY FINANCIAL (SYF) is 4.48% of its float.