Logo image of SPFI

SOUTH PLAINS FINANCIAL INC (SPFI) Stock Price, Forecast & Analysis

USA - Nasdaq - NASDAQ:SPFI - US83946P1075 - Common Stock

39.24 USD
-0.44 (-1.11%)
Last: 1/9/2026, 8:27:39 PM
39.24 USD
0 (0%)
After Hours: 1/9/2026, 8:27:39 PM

SPFI Key Statistics, Chart & Performance

Key Statistics
Market Cap637.65M
Revenue(TTM)209.87M
Net Income(TTM)59.71M
Shares16.25M
Float12.23M
52 Week High42.38
52 Week Low30.01
Yearly Dividend0.56
Dividend Yield1.61%
EPS(TTM)3.5
PE11.21
Fwd PE11.03
Earnings (Next)01-23 2026-01-23/amc
IPO2019-05-09
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks


SPFI short term performance overview.The bars show the price performance of SPFI in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 2 -2 4 6

SPFI long term performance overview.The bars show the price performance of SPFI in the last 1, 2 and 3 years. 1 year 2 years 3 years 10 20 30 40

The current stock price of SPFI is 39.24 USD. In the past month the price decreased by -2.87%. In the past year, price increased by 21.3%.

SOUTH PLAINS FINANCIAL INC / SPFI Daily stock chart

SPFI Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 13.46 64.76B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 17.7 39.79B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 15.72 35.34B
BBT BEACON FINANCIAL CORP 11.7 34.87B
MTB M & T BANK CORP 13.03 32.53B
HBAN HUNTINGTON BANCSHARES INC 12.76 28.68B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 12.23 27.50B
CFG CITIZENS FINANCIAL GROUP 16.96 26.00B
RF REGIONS FINANCIAL CORP 12.56 25.01B
EWBC EAST WEST BANCORP INC 12.95 16.16B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 31.65 14.47B
VLYPP VALLEY NATIONAL BANCORP - VLY 7.76129 PERP 30.85 14.11B

About SPFI

Company Profile

SPFI logo image South Plains Financial, Inc. is a bank holding company, which engages in the provision of commercial and consumer financial services. The company is headquartered in Lubbock, Texas and currently employs 528 full-time employees. The company went IPO on 2019-05-09. The Bank is an independent bank in West Texas and has additional banking operations in the Dallas, El Paso, Greater Houston, the Permian Basin, and College Station, Texas markets, and the Ruidoso, New Mexico market. The company provides a range of commercial and consumer financial services to small and medium-sized businesses and individuals in its market areas. Its business activities include commercial and retail banking, along with investment, trust and mortgage services. The Bank is primarily involved in real estate, commercial, agricultural and consumer lending activities with customers throughout Texas and Eastern New Mexico. The company offers a variety of deposit products, including demand deposit accounts, interest-bearing products, savings accounts and certificates of deposits. The Bank also provides a range of traditional trust products and services along with several retirement services and products.

Company Info

SOUTH PLAINS FINANCIAL INC

5219 City Bank Parkway

Lubbock TEXAS 79407 US

CEO: Curtis C. Griffith

Employees: 528

SPFI Company Website

SPFI Investor Relations

Phone: 18067927101

SOUTH PLAINS FINANCIAL INC / SPFI FAQ

What does SPFI do?

South Plains Financial, Inc. is a bank holding company, which engages in the provision of commercial and consumer financial services. The company is headquartered in Lubbock, Texas and currently employs 528 full-time employees. The company went IPO on 2019-05-09. The Bank is an independent bank in West Texas and has additional banking operations in the Dallas, El Paso, Greater Houston, the Permian Basin, and College Station, Texas markets, and the Ruidoso, New Mexico market. The company provides a range of commercial and consumer financial services to small and medium-sized businesses and individuals in its market areas. Its business activities include commercial and retail banking, along with investment, trust and mortgage services. The Bank is primarily involved in real estate, commercial, agricultural and consumer lending activities with customers throughout Texas and Eastern New Mexico. The company offers a variety of deposit products, including demand deposit accounts, interest-bearing products, savings accounts and certificates of deposits. The Bank also provides a range of traditional trust products and services along with several retirement services and products.


What is the current price of SPFI stock?

The current stock price of SPFI is 39.24 USD. The price decreased by -1.11% in the last trading session.


Does SOUTH PLAINS FINANCIAL INC pay dividends?

SOUTH PLAINS FINANCIAL INC (SPFI) has a dividend yield of 1.61%. The yearly dividend amount is currently 0.56.


What is the ChartMill technical and fundamental rating of SPFI stock?

SPFI has a ChartMill Technical rating of 5 out of 10 and a ChartMill Fundamental rating of 5 out of 10.


What sector and industry does SOUTH PLAINS FINANCIAL INC belong to?

SOUTH PLAINS FINANCIAL INC (SPFI) operates in the Financials sector and the Banks industry.


Can you provide the upcoming dividend date for SOUTH PLAINS FINANCIAL INC?

The next ex-dividend date for SOUTH PLAINS FINANCIAL INC (SPFI) is October 27, 2025.


Can you provide the market cap for SOUTH PLAINS FINANCIAL INC?

SOUTH PLAINS FINANCIAL INC (SPFI) has a market capitalization of 637.65M USD. This makes SPFI a Small Cap stock.


SPFI Technical Analysis

ChartMill assigns a technical rating of 5 / 10 to SPFI. When comparing the yearly performance of all stocks, SPFI turns out to be only a medium performer in the overall market: it outperformed 69.01% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

SPFI Fundamental Analysis

ChartMill assigns a fundamental rating of 5 / 10 to SPFI. While SPFI is still in line with the averages on profitability rating, there are concerns on its financial health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

SPFI Financial Highlights

Over the last trailing twelve months SPFI reported a non-GAAP Earnings per Share(EPS) of 3.5. The EPS increased by 36.19% compared to the year before.


Industry RankSector Rank
PM (TTM) 28.45%
ROA 1.33%
ROE 12.5%
Debt/Equity 0.13
Chartmill High Growth Momentum
EPS Q2Q%45.45%
Sales Q2Q%13.05%
EPS 1Y (TTM)36.19%
Revenue 1Y (TTM)11.86%

SPFI Forecast & Estimates

10 analysts have analysed SPFI and the average price target is 44.88 USD. This implies a price increase of 14.37% is expected in the next year compared to the current price of 39.24.

For the next year, analysts expect an EPS growth of 19.82% and a revenue growth 10.23% for SPFI


Analysts
Analysts80
Price Target44.88 (14.37%)
EPS Next Y19.82%
Revenue Next Year10.23%

SPFI Ownership

Ownership
Inst Owners42.52%
Ins Owners14.95%
Short Float %0.62%
Short Ratio1.56