SOUTH PLAINS FINANCIAL INC (SPFI) Forecast, Price Target & Analyst Ratings

Q: Can you provide the average price target for SOUTH PLAINS FINANCIAL INC stock?

10 analysts have analysed SPFI and the average price target is 48.62 USD. This implies a price increase of 10.88% is expected in the next year compared to the current price of 43.85.

NASDAQ:SPFI • US83946P1075

43.85 USD

+0.61 (+1.41%)

At close: Apr 28, 2026

43.85 USD

0 (0%)

After Hours: 4/28/2026, 8:00:27 PM

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for SOUTH PLAINS FINANCIAL INC (SPFI).

Consensus Price Target

Price Target

$48.62

+ 10.88% Upside

→ Price target details

Next Earnings Forecast

Earnings Estimate

Release Date: N/A
Period: Q2 / 2026
EPS Estimate: $0.93
Revenue Estimate: 66.135M

→ Full earnings forecast details

ChartMill Buy Consensus

Rating

82.00%

Weighted Analyst Rating Score

→ Analyst Ratings details

Price Target Details & History

Consensus Price Target and Range

Mean target

$48.62

Upside

+ 10.88%

From current price of $43.85 to mean target of $48.62, Based on 10 analyst forecasts

Low

$47.47

Median

$48.96

High

$50.40

Price Target Revisions

1 Month

2.67%

3 Months

9.09%

Price Target Summary

10 Wall Street analysts provided a forecast for the next 12 months for SPFI. The average price target is 48.62 USD. This implies a price increase of 10.88% is expected in the next year compared to the current price of 43.85.

The average price target has been revised upward by 9.09% in the past 3 months.

→ Find peer stocks trading 30% below analyst price target

Analyst Ratings & History

Current Analyst Ratings

Analyst Ratings History

Analyst Ratings Consensus

ChartMill Buy Consensus

82.00%

SPFI was analyzed by 10 analysts. The buy percentage consensus is at 82. So analysts seem to be very confident about SPFI.

In the previous month the buy percentage consensus was at a similar level.

SPFI was analyzed by 10 analysts. More opinions would make the average more meaningful.

→ Find peer stocks with a buy consensus above 85%

Recent Upgrades & Downgrades

Date	Firm	Action	From → To
2026-03-02	Piper Sandler	Upgrade	Neutral -> Overweight
2026-01-07	Raymond James	Maintains	Outperform -> Outperform
2025-12-12	Keefe, Bruyette & Woods	Maintains	Outperform -> Outperform
2025-10-24	Keefe, Bruyette & Woods	Maintains	Outperform -> Outperform
2025-10-24	Piper Sandler	Downgrade	Overweight -> Neutral
2025-07-17	Raymond James	Reiterate	Outperform -> Outperform
2025-04-25	Raymond James	Maintains	Outperform -> Outperform
2025-01-27	Keefe, Bruyette & Woods	Reiterate	Outperform -> Outperform
2024-07-23	Piper Sandler	Maintains	Overweight -> Overweight
2024-01-29	Raymond James	Maintains	Outperform -> Outperform
2023-07-26	Keefe, Bruyette & Woods	Maintains	Outperform -> Outperform
2023-07-26	Raymond James	Maintains	Outperform -> Outperform
2023-07-14	Hovde Group	Initiate	Outperform
2023-04-28	Keefe, Bruyette & Woods	Maintains	Outperform
2023-04-06	Raymond James	Maintains	Outperform
2023-03-17	Raymond James	Maintains	Outperform

Next Earnings Forecast Details

Next Earnings Details

Release Date: N/A
Period: Q2 / 2026
EPS Estimate: $0.93
Revenue Estimate: 66.135M
Revenue Q2Q: 20.98%
EPS Q2Q: 7.93%
Number of Analysts: 5

Next Earnings Revisions

Revenue (1 Month)

0.36%

Revenue (3 Months)

0.58%

EPS (1 Month)

1.08%

EPS (3 Months)

7.42%

Next Earnings Summary

The next earnings revenue estimate has been revised upward by 0.58% in the past 3 months.

→ Find peers expecting at least 20% revenue growth next quarter

Full Analyst Estimates 2026 - 2027

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

	2023	2024	2025	2026	2027
Revenue YoY % growth	218.973M 2.04%	195.17M -10.87%	211.888M 8.57%	253.5M 19.64%	277.34M 9.40%
EBITDA YoY % growth	N/A	N/A	N/A	N/A	N/A
EBIT YoY % growth	N/A 0.11%	N/A	N/A 28.80%	96.263M 17.68%	109.5M 13.75%
Operating Margin	N/A	N/A	N/A	37.97%	39.48%
EPS YoY % growth	3.63 12.38%	2.92 -19.56%	3.44 17.81%	3.78 9.78%	4.28 13.30%

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

	Q2 / 26	Q3 / 26	Q4 / 26	Q1 / 27	Q2 / 27	Q3 / 27	Q4 / 27
EPS Q2Q % growth	0.93 7.93%	0.99 2.71%	1.04 15.22%	1.01 19.20%	1.08 16.85%	1.12 13.45%	1.10 6.56%
Revenue Q2Q % growth	66.135M 20.98%	67.146M 23.92%	67.131M 24.58%	66.639M 23.06%	69.511M 5.10%	70.765M 5.39%	70.558M 5.10%
EBITDA Q2Q % growth	N/A	N/A	N/A	N/A	N/A	N/A	N/A
EBIT Q2Q % growth	25.262M 32.44%	25.84M 25.62%	25.772M 18.35%	24.82M 29.43%	27.132M 7.40%	27.846M 7.76%	27.404M 6.33%

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year

N/A

EPS Next 5 Year

N/A

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year

N/A

Revenue Next 5 Year

N/A

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year

N/A

EBIT Next 5 Year

N/A

→ Find peers expecting at least 20% CAGR revenue growth over the next 3 years

SOUTH PLAINS FINANCIAL INC / SPFI Forecast FAQ

Can you provide the average price target for SOUTH PLAINS FINANCIAL INC stock?

10 analysts have analysed SPFI and the average price target is 48.62 USD. This implies a price increase of 10.88% is expected in the next year compared to the current price of 43.85.

What are the consensus estimates for SPFI stock next earnings?

The consensus EPS estimate for the next earnings of SOUTH PLAINS FINANCIAL INC (SPFI) is 0.93 USD and the consensus revenue estimate is 66.14M USD.

What is the consensus rating for SPFI stock?

The consensus rating for SOUTH PLAINS FINANCIAL INC (SPFI) is 82 / 100 . This indicates that analysts generally have a positive outlook on the stock.

Analyst forecast overview

Forecast Snapshot