SHOE CARNIVAL INC (SCVL) Stock Fundamental Analysis
NASDAQ:SCVL • US8248891090
20.09 USD
+0.12 (+0.6%)
At close: Feb 13, 2026
20.09 USD
0 (0%)
After Hours: 2/13/2026, 8:00:01 PM
We assign a fundamental rating of 6 out of 10 to SCVL. SCVL was compared to 120 industry peers in the Specialty Retail industry. SCVL gets an excellent profitability rating and is at the same time showing great financial health properties. SCVL has a valuation in line with the averages, but on the other hand it scores bad on growth. Finally SCVL also has an excellent dividend rating. These ratings could make SCVL a good candidate for dividend investing.
1. Profitability
1.1 Basic Checks
- In the past year SCVL was profitable.
- SCVL had a positive operating cash flow in the past year.
- Each year in the past 5 years SCVL has been profitable.
- SCVL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of SCVL (4.94%) is better than 68.33% of its industry peers.
- SCVL has a better Return On Equity (8.47%) than 65.00% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 5.16%, SCVL is in line with its industry, outperforming 56.67% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for SCVL is below the industry average of 12.31%.
- The last Return On Invested Capital (5.16%) for SCVL is well below the 3 year average (9.38%), which needs to be investigated, but indicates that SCVL had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.94% | ||
| ROE | 8.47% | ||
| ROIC | 5.16% |
ROA(3y)8.24%
ROA(5y)9.26%
ROE(3y)14.96%
ROE(5y)16.86%
ROIC(3y)9.38%
ROIC(5y)11.19%
1.3 Margins
- With a decent Profit Margin value of 5.06%, SCVL is doing good in the industry, outperforming 77.50% of the companies in the same industry.
- SCVL's Profit Margin has improved in the last couple of years.
- SCVL has a Operating Margin of 6.12%. This is in the better half of the industry: SCVL outperforms 72.50% of its industry peers.
- In the last couple of years the Operating Margin of SCVL has grown nicely.
- SCVL's Gross Margin of 36.54% is in line compared to the rest of the industry. SCVL outperforms 51.67% of its industry peers.
- SCVL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.12% | ||
| PM (TTM) | 5.06% | ||
| GM | 36.54% |
OM growth 3Y-21.41%
OM growth 5Y7.37%
PM growth 3Y-19.24%
PM growth 5Y8.18%
GM growth 3Y-3.44%
GM growth 5Y3.45%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SCVL is destroying value.
- Compared to 1 year ago, SCVL has about the same amount of shares outstanding.
- Compared to 5 years ago, SCVL has less shares outstanding
- SCVL has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- SCVL has an Altman-Z score of 3.24. This indicates that SCVL is financially healthy and has little risk of bankruptcy at the moment.
- SCVL has a better Altman-Z score (3.24) than 75.00% of its industry peers.
- SCVL has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 3.24 |
ROIC/WACC0.54
WACC9.5%
2.3 Liquidity
- SCVL has a Current Ratio of 4.05. This indicates that SCVL is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Current ratio, with a value of 4.05, SCVL belongs to the top of the industry, outperforming 94.17% of the companies in the same industry.
- SCVL has a Quick Ratio of 4.05. This is a bad value and indicates that SCVL is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of SCVL (0.97) is better than 73.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.05 | ||
| Quick Ratio | 0.97 |
3. Growth
3.1 Past
- The earnings per share for SCVL have decreased strongly by -23.83% in the last year.
- SCVL shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 13.49% yearly.
- The Revenue has decreased by -6.22% in the past year.
- SCVL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.02% yearly.
EPS 1Y (TTM)-23.83%
EPS 3Y-20.48%
EPS 5Y13.49%
EPS Q2Q%-25.35%
Revenue 1Y (TTM)-6.22%
Revenue growth 3Y-3.3%
Revenue growth 5Y3.02%
Sales Q2Q%-3.17%
3.2 Future
- The Earnings Per Share is expected to decrease by -12.44% on average over the next years. This is quite bad
- Based on estimates for the next years, SCVL will show a decrease in Revenue. The Revenue will decrease by -1.61% on average per year.
EPS Next Y-29.75%
EPS Next 2Y-23.43%
EPS Next 3Y-12.44%
EPS Next 5YN/A
Revenue Next Year-6.3%
Revenue Next 2Y-3.7%
Revenue Next 3Y-1.61%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- SCVL is valuated reasonably with a Price/Earnings ratio of 9.52.
- Based on the Price/Earnings ratio, SCVL is valued cheaply inside the industry as 88.33% of the companies are valued more expensively.
- SCVL is valuated cheaply when we compare the Price/Earnings ratio to 27.97, which is the current average of the S&P500 Index.
- The Price/Forward Earnings ratio is 12.60, which indicates a correct valuation of SCVL.
- Based on the Price/Forward Earnings ratio, SCVL is valued cheaper than 80.83% of the companies in the same industry.
- SCVL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.96.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.52 | ||
| Fwd PE | 12.6 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SCVL indicates a rather cheap valuation: SCVL is cheaper than 92.50% of the companies listed in the same industry.
- Based on the Price/Free Cash Flow ratio, SCVL is valued a bit cheaper than the industry average as 73.33% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.67 | ||
| EV/EBITDA | 4.11 |
4.3 Compensation for Growth
- SCVL has a very decent profitability rating, which may justify a higher PE ratio.
- SCVL's earnings are expected to decrease with -12.44% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.71
EPS Next 2Y-23.43%
EPS Next 3Y-12.44%
5. Dividend
5.1 Amount
- SCVL has a Yearly Dividend Yield of 2.96%. Purely for dividend investing, there may be better candidates out there.
- SCVL's Dividend Yield is rather good when compared to the industry average which is at 2.26. SCVL pays more dividend than 87.50% of the companies in the same industry.
- SCVL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.79.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.96% |
5.2 History
- The dividend of SCVL is nicely growing with an annual growth rate of 22.78%!
- SCVL has paid a dividend for at least 10 years, which is a reliable track record.
- SCVL has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)22.78%
Div Incr Years12
Div Non Decr Years12
5.3 Sustainability
- 28.17% of the earnings are spent on dividend by SCVL. This is a low number and sustainable payout ratio.
DP28.17%
EPS Next 2Y-23.43%
EPS Next 3Y-12.44%
20.09
+0.12 (+0.6%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)11-20 2025-11-20/bmo
Earnings (Next)05-28 2026-05-28
Inst Owners76.42%
Inst Owner Change-1.56%
Ins Owners33.75%
Ins Owner Change-3.22%
Market Cap549.86M
Revenue(TTM)1.14B
Net Income(TTM)57.88M
Analysts47.5
Price Target21.93 (9.16%)
Short Float %19.67%
Short Ratio5.6
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.96% |
Yearly Dividend0.54
Dividend Growth(5Y)22.78%
DP28.17%
Div Incr Years12
Div Non Decr Years12
Ex-Date01-12 2026-01-12 (0.15)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)9.47%
Min EPS beat(2)-0.08%
Max EPS beat(2)19.01%
EPS beat(4)3
Avg EPS beat(4)13.05%
Min EPS beat(4)-0.08%
Max EPS beat(4)22.17%
EPS beat(8)5
Avg EPS beat(8)7.05%
EPS beat(12)5
Avg EPS beat(12)0.19%
EPS beat(16)8
Avg EPS beat(16)4.6%
Revenue beat(2)0
Avg Revenue beat(2)-2.77%
Min Revenue beat(2)-4.07%
Max Revenue beat(2)-1.48%
Revenue beat(4)0
Avg Revenue beat(4)-3.74%
Min Revenue beat(4)-5.99%
Max Revenue beat(4)-1.48%
Revenue beat(8)0
Avg Revenue beat(8)-2.9%
Revenue beat(12)1
Avg Revenue beat(12)-3.08%
Revenue beat(16)2
Avg Revenue beat(16)-2.84%
PT rev (1m)0%
PT rev (3m)-6.52%
EPS NQ rev (1m)0%
EPS NQ rev (3m)7.06%
EPS NY rev (1m)0%
EPS NY rev (3m)2%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.42%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.52 | ||
| Fwd PE | 12.6 | ||
| P/S | 0.48 | ||
| P/FCF | 15.67 | ||
| P/OCF | 6.72 | ||
| P/B | 0.8 | ||
| P/tB | 0.88 | ||
| EV/EBITDA | 4.11 |
EPS(TTM)2.11
EY10.5%
EPS(NY)1.59
Fwd EY7.94%
FCF(TTM)1.28
FCFY6.38%
OCF(TTM)2.99
OCFY14.88%
SpS41.8
BVpS24.96
TBVpS22.81
PEG (NY)N/A
PEG (5Y)0.71
Graham Number34.42
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.94% | ||
| ROE | 8.47% | ||
| ROCE | 6.79% | ||
| ROIC | 5.16% | ||
| ROICexc | 5.76% | ||
| ROICexgc | 6.15% | ||
| OM | 6.12% | ||
| PM (TTM) | 5.06% | ||
| GM | 36.54% | ||
| FCFM | 3.07% |
ROA(3y)8.24%
ROA(5y)9.26%
ROE(3y)14.96%
ROE(5y)16.86%
ROIC(3y)9.38%
ROIC(5y)11.19%
ROICexc(3y)10.44%
ROICexc(5y)13.23%
ROICexgc(3y)11.1%
ROICexgc(5y)14.18%
ROCE(3y)12.35%
ROCE(5y)14.73%
ROICexgc growth 3Y-36.11%
ROICexgc growth 5Y-1.96%
ROICexc growth 3Y-35.75%
ROICexc growth 5Y-3.33%
OM growth 3Y-21.41%
OM growth 5Y7.37%
PM growth 3Y-19.24%
PM growth 5Y8.18%
GM growth 3Y-3.44%
GM growth 5Y3.45%
F-Score6
Asset Turnover0.98
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 138.84% | ||
| Cap/Sales | 4.08% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 78.94% | ||
| Profit Quality | 60.63% | ||
| Current Ratio | 4.05 | ||
| Quick Ratio | 0.97 | ||
| Altman-Z | 3.24 |
F-Score6
WACC9.5%
ROIC/WACC0.54
Cap/Depr(3y)211.8%
Cap/Depr(5y)175.89%
Cap/Sales(3y)4.56%
Cap/Sales(5y)3.46%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-23.83%
EPS 3Y-20.48%
EPS 5Y13.49%
EPS Q2Q%-25.35%
EPS Next Y-29.75%
EPS Next 2Y-23.43%
EPS Next 3Y-12.44%
EPS Next 5YN/A
Revenue 1Y (TTM)-6.22%
Revenue growth 3Y-3.3%
Revenue growth 5Y3.02%
Sales Q2Q%-3.17%
Revenue Next Year-6.3%
Revenue Next 2Y-3.7%
Revenue Next 3Y-1.61%
Revenue Next 5YN/A
EBIT growth 1Y-28.08%
EBIT growth 3Y-24.01%
EBIT growth 5Y10.61%
EBIT Next Year6.19%
EBIT Next 3Y-0.63%
EBIT Next 5YN/A
FCF growth 1Y-19.51%
FCF growth 3Y-15.83%
FCF growth 5Y7.5%
OCF growth 1Y-18.92%
OCF growth 3Y-11.47%
OCF growth 5Y8.94%
SHOE CARNIVAL INC / SCVL FAQ
What is the ChartMill fundamental rating of SHOE CARNIVAL INC (SCVL) stock?
ChartMill assigns a fundamental rating of 6 / 10 to SCVL.
What is the valuation status for SCVL stock?
ChartMill assigns a valuation rating of 6 / 10 to SHOE CARNIVAL INC (SCVL). This can be considered as Fairly Valued.
What is the profitability of SCVL stock?
SHOE CARNIVAL INC (SCVL) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for SCVL stock?
The Price/Earnings (PE) ratio for SHOE CARNIVAL INC (SCVL) is 9.52 and the Price/Book (PB) ratio is 0.8.
Can you provide the expected EPS growth for SCVL stock?
The Earnings per Share (EPS) of SHOE CARNIVAL INC (SCVL) is expected to decline by -29.75% in the next year.