RUMBLEON INC-B (RMBL) Stock Fundamental Analysis
USA - NASDAQ:RMBL - US7813863054 - Common Stock
3.21 USD
+1.21 (+60.5%)
3.18 USD
-0.03 (-0.93%)
Overall RMBL gets a fundamental rating of 2 out of 10. We evaluated RMBL against 122 industry peers in the Specialty Retail industry. Both the profitability and financial health of RMBL have multiple concerns. RMBL has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
RMBL had negative earnings in the past year.
RMBL had a positive operating cash flow in the past year.
RMBL had negative earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: RMBL reported negative operating cash flow in multiple years.
1.2 Ratios
With a Return On Assets value of -10.56%, RMBL is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
With a Return On Equity value of -289.96%, RMBL is not doing good in the industry: 78.23% of the companies in the same industry are doing better.
Looking at the Return On Invested Capital, with a value of 2.65%, RMBL is in line with its industry, outperforming 47.58% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -10.56% | ||
| ROE | -289.96% | ||
| ROIC | 2.65% |
ROA(3y)-19.71%
ROA(5y)-18.51%
ROE(3y)-181.73%
ROE(5y)-218.18%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Operating Margin value of 1.95%, RMBL perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
RMBL has a Gross Margin of 26.08%. This is in the lower half of the industry: RMBL underperforms 72.58% of its industry peers.
In the last couple of years the Gross Margin of RMBL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.95% | ||
| PM (TTM) | N/A | ||
| GM | 26.08% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y14.94%
GM growth 5Y33.99%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), RMBL is destroying value.
The number of shares outstanding for RMBL has been increased compared to 1 year ago.
RMBL has more shares outstanding than it did 5 years ago.
The debt/assets ratio for RMBL is higher compared to a year ago.
2.2 Solvency
RMBL has an Altman-Z score of 0.55. This is a bad value and indicates that RMBL is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.55, RMBL is doing worse than 76.61% of the companies in the same industry.
RMBL has a debt to FCF ratio of 5.20. This is a neutral value as RMBL would need 5.20 years to pay back of all of its debts.
RMBL has a better Debt to FCF ratio (5.20) than 63.71% of its industry peers.
A Debt/Equity ratio of 16.95 is on the high side and indicates that RMBL has dependencies on debt financing.
The Debt to Equity ratio of RMBL (16.95) is worse than 79.84% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 16.95 | ||
| Debt/FCF | 5.2 | ||
| Altman-Z | 0.55 |
ROIC/WACC0.31
WACC8.53%
2.3 Liquidity
RMBL has a Current Ratio of 1.14. This is a normal value and indicates that RMBL is financially healthy and should not expect problems in meeting its short term obligations.
RMBL's Current ratio of 1.14 is on the low side compared to the rest of the industry. RMBL is outperformed by 66.13% of its industry peers.
A Quick Ratio of 0.27 indicates that RMBL may have some problems paying its short term obligations.
With a Quick ratio value of 0.27, RMBL is not doing good in the industry: 77.42% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.27 |
3. Growth
3.1 Past
RMBL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 76.84%, which is quite impressive.
Looking at the last year, RMBL shows a very negative growth in Revenue. The Revenue has decreased by -11.50% in the last year.
RMBL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.54% yearly.
EPS 1Y (TTM)76.84%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%350%
Revenue 1Y (TTM)-11.5%
Revenue growth 3Y9.37%
Revenue growth 5Y7.54%
Sales Q2Q%-10.96%
3.2 Future
The Earnings Per Share is expected to grow by 26.95% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 0.18% on average over the next years.
EPS Next Y69.69%
EPS Next 2Y37.06%
EPS Next 3Y26.95%
EPS Next 5YN/A
Revenue Next Year-14.41%
Revenue Next 2Y-3.82%
Revenue Next 3Y-4.08%
Revenue Next 5Y0.18%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for RMBL. In the last year negative earnings were reported.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for RMBL. No positive earnings are expected for the next year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
RMBL's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. RMBL is cheaper than 66.94% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of RMBL indicates a rather cheap valuation: RMBL is cheaper than 99.19% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.39 | ||
| EV/EBITDA | 8.36 |
4.3 Compensation for Growth
A more expensive valuation may be justified as RMBL's earnings are expected to grow with 26.95% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y37.06%
EPS Next 3Y26.95%
5. Dividend
5.1 Amount
No dividends for RMBL!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
3.21
+1.21 (+60.5%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner Change-4.83%
Ins OwnersN/A
Ins Owner Change4.94%
Market Cap121.53M
Analysts77.78
Price Target3.23 (0.62%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-200.85%
Min EPS beat(2)-394.37%
Max EPS beat(2)-7.33%
EPS beat(4)1
Avg EPS beat(4)-103.56%
Min EPS beat(4)-394.37%
Max EPS beat(4)77.59%
EPS beat(8)2
Avg EPS beat(8)-290.17%
EPS beat(12)3
Avg EPS beat(12)-229.57%
EPS beat(16)5
Avg EPS beat(16)-247.17%
Revenue beat(2)0
Avg Revenue beat(2)-8.73%
Min Revenue beat(2)-12.4%
Max Revenue beat(2)-5.07%
Revenue beat(4)0
Avg Revenue beat(4)-8.87%
Min Revenue beat(4)-13.98%
Max Revenue beat(4)-4.05%
Revenue beat(8)0
Avg Revenue beat(8)-8.6%
Revenue beat(12)1
Avg Revenue beat(12)-10.88%
Revenue beat(16)3
Avg Revenue beat(16)-8.57%
PT rev (1m)0%
PT rev (3m)-18.28%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-500.3%
EPS NY rev (1m)0%
EPS NY rev (3m)-5.91%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.04%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.12%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 0.11 | ||
| P/FCF | 1.39 | ||
| P/OCF | 1.36 | ||
| P/B | 4.52 | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.36 |
EPS(TTM)-2.11
EYN/A
EPS(NY)-0.27
Fwd EYN/A
FCF(TTM)2.32
FCFY72.16%
OCF(TTM)2.36
OCFY73.64%
SpS30.27
BVpS0.71
TBVpS-3.56
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -10.56% | ||
| ROE | -289.96% | ||
| ROCE | 5.27% | ||
| ROIC | 2.65% | ||
| ROICexc | 2.83% | ||
| ROICexgc | 3.82% | ||
| OM | 1.95% | ||
| PM (TTM) | N/A | ||
| GM | 26.08% | ||
| FCFM | 7.65% |
ROA(3y)-19.71%
ROA(5y)-18.51%
ROE(3y)-181.73%
ROE(5y)-218.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y14.94%
GM growth 5Y33.99%
F-Score5
Asset Turnover1.55
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 16.95 | ||
| Debt/FCF | 5.2 | ||
| Debt/EBITDA | 12.88 | ||
| Cap/Depr | 13.74% | ||
| Cap/Sales | 0.16% | ||
| Interest Coverage | 0.47 | ||
| Cash Conversion | 252.83% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.27 | ||
| Altman-Z | 0.55 |
F-Score5
WACC8.53%
ROIC/WACC0.31
Cap/Depr(3y)47.76%
Cap/Depr(5y)74.99%
Cap/Sales(3y)0.69%
Cap/Sales(5y)0.69%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)76.84%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%350%
EPS Next Y69.69%
EPS Next 2Y37.06%
EPS Next 3Y26.95%
EPS Next 5YN/A
Revenue 1Y (TTM)-11.5%
Revenue growth 3Y9.37%
Revenue growth 5Y7.54%
Sales Q2Q%-10.96%
Revenue Next Year-14.41%
Revenue Next 2Y-3.82%
Revenue Next 3Y-4.08%
Revenue Next 5Y0.18%
EBIT growth 1Y733.7%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year36.22%
EBIT Next 3Y40.41%
EBIT Next 5Y20.82%
FCF growth 1Y264.76%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y316.71%
OCF growth 3YN/A
OCF growth 5YN/A