KBC ANCORA (KBCA.BR) Stock Fundamental Analysis
Europe • Euronext Brussels • EBR:KBCA • BE0003867844
79 EUR
-0.1 (-0.13%)
Last: Feb 11, 2026, 07:00 PM
We assign a fundamental rating of 7 out of 10 to KBCA. KBCA was compared to 114 industry peers in the Banks industry. KBCA scores excellent points on both the profitability and health parts. This is a solid base for a good stock. KBCA has a decent growth rate and is not valued too expensively. With these ratings, KBCA could be worth investigating further for quality investing!.
1. Profitability
1.1 Basic Checks
- KBCA had positive earnings in the past year.
- In the past year KBCA had a positive cash flow from operations.
- KBCA had positive earnings in each of the past 5 years.
- In the past 5 years KBCA always reported a positive cash flow from operatings.
1.2 Ratios
- Looking at the Return On Assets, with a value of 8.71%, KBCA belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
- KBCA's Return On Equity of 8.95% is on the low side compared to the rest of the industry. KBCA is outperformed by 63.16% of its industry peers.
- The Return On Invested Capital of KBCA (6.53%) is better than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.71% | ||
| ROE | 8.95% | ||
| ROIC | 6.53% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- KBCA has a better Profit Margin (97.83%) than 100.00% of its industry peers.
- In the last couple of years the Profit Margin of KBCA has grown nicely.
- KBCA's Operating Margin of 97.83% is amongst the best of the industry. KBCA outperforms 100.00% of its industry peers.
- KBCA's Operating Margin has improved in the last couple of years.
- KBCA has a better Gross Margin (98.66%) than 100.00% of its industry peers.
- KBCA's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 97.83% | ||
| PM (TTM) | 97.83% | ||
| GM | 98.66% |
OM growth 3Y-0.16%
OM growth 5Y4.45%
PM growth 3Y-0.14%
PM growth 5Y4.45%
GM growth 3Y0.11%
GM growth 5Y3.94%
2. Health
2.1 Basic Checks
- KBCA has about the same amout of shares outstanding than it did 1 year ago.
- Compared to 5 years ago, KBCA has less shares outstanding
- The debt/assets ratio for KBCA has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 36.72 indicates that KBCA is not in any danger for bankruptcy at the moment.
- The Altman-Z score of KBCA (36.72) is better than 100.00% of its industry peers.
- The Debt to FCF ratio of KBCA is 0.31, which is an excellent value as it means it would take KBCA, only 0.31 years of fcf income to pay off all of its debts.
- KBCA's Debt to FCF ratio of 0.31 is amongst the best of the industry. KBCA outperforms 100.00% of its industry peers.
- KBCA has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
- KBCA has a better Debt to Equity ratio (0.03) than 92.98% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.31 | ||
| Altman-Z | 36.72 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- KBCA has a Current Ratio of 52.73. This indicates that KBCA is financially healthy and has no problem in meeting its short term obligations.
- The Current ratio of KBCA (52.73) is better than 100.00% of its industry peers.
- KBCA has a Quick Ratio of 52.73. This indicates that KBCA is financially healthy and has no problem in meeting its short term obligations.
- KBCA's Quick ratio of 52.73 is amongst the best of the industry. KBCA outperforms 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 52.73 | ||
| Quick Ratio | 52.73 |
3. Growth
3.1 Past
- The earnings per share for KBCA have decreased strongly by -14.41% in the last year.
- KBCA shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 39.36% yearly.
- KBCA shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -14.55%.
- Measured over the past years, KBCA shows a very strong growth in Revenue. The Revenue has been growing by 33.02% on average per year.
EPS 1Y (TTM)-14.41%
EPS 3Y-26.39%
EPS 5Y39.36%
EPS Q2Q%-18.23%
Revenue 1Y (TTM)-14.55%
Revenue growth 3Y-26.75%
Revenue growth 5Y33.02%
Sales Q2Q%-18.33%
3.2 Future
- KBCA is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.59% yearly.
- The Revenue is expected to grow by 10.99% on average over the next years. This is quite good.
EPS Next Y11.37%
EPS Next 2Y10.88%
EPS Next 3Y11.59%
EPS Next 5YN/A
Revenue Next Year11.26%
Revenue Next 2Y10.32%
Revenue Next 3Y10.99%
Revenue Next 5YN/A
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 19.27, the valuation of KBCA can be described as rather expensive.
- Based on the Price/Earnings ratio, KBCA is valued expensively inside the industry as 91.23% of the companies are valued cheaper.
- Compared to an average S&P500 Price/Earnings ratio of 28.23, KBCA is valued a bit cheaper.
- KBCA is valuated correctly with a Price/Forward Earnings ratio of 14.64.
- 78.95% of the companies in the same industry are cheaper than KBCA, based on the Price/Forward Earnings ratio.
- KBCA's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.01.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.27 | ||
| Fwd PE | 14.64 |
4.2 Price Multiples
- KBCA's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. KBCA is cheaper than 60.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 19.07 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- KBCA's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- KBCA has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)1.69
PEG (5Y)0.49
EPS Next 2Y10.88%
EPS Next 3Y11.59%
5. Dividend
5.1 Amount
- KBCA has a Yearly Dividend Yield of 3.16%.
- Compared to an average industry Dividend Yield of 4.12, KBCA is paying slightly less dividend.
- KBCA's Dividend Yield is rather good when compared to the S&P500 average which is at 1.79.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.16% |
5.2 History
- On average, the dividend of KBCA grows each year by 6.08%, which is quite nice.
Dividend Growth(5Y)6.08%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- KBCA pays out 85.44% of its income as dividend. This is not a sustainable payout ratio.
- The dividend of KBCA is growing, but earnings are growing more, so the dividend growth is sustainable.
DP85.44%
EPS Next 2Y10.88%
EPS Next 3Y11.59%
EBR:KBCA (2/11/2026, 7:00:00 PM)
79
-0.1 (-0.13%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-30 2026-01-30
Earnings (Next)N/A N/A
Inst Owners10.44%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap6.08B
Revenue(TTM)323.00M
Net Income(TTM)316.00M
Analysts82.86
Price Target86.7 (9.75%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.16% |
Yearly Dividend3.51
Dividend Growth(5Y)6.08%
DP85.44%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)41.67%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)14.25%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)14.01%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.27 | ||
| Fwd PE | 14.64 | ||
| P/S | 18.84 | ||
| P/FCF | 19.07 | ||
| P/OCF | 19.07 | ||
| P/B | 1.72 | ||
| P/tB | 1.72 | ||
| EV/EBITDA | N/A |
EPS(TTM)4.1
EY5.19%
EPS(NY)5.4
Fwd EY6.83%
FCF(TTM)4.14
FCFY5.24%
OCF(TTM)4.14
OCFY5.24%
SpS4.19
BVpS45.81
TBVpS45.81
PEG (NY)1.69
PEG (5Y)0.49
Graham Number65.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.71% | ||
| ROE | 8.95% | ||
| ROCE | 8.71% | ||
| ROIC | 6.53% | ||
| ROICexc | 6.53% | ||
| ROICexgc | 6.53% | ||
| OM | 97.83% | ||
| PM (TTM) | 97.83% | ||
| GM | 98.66% | ||
| FCFM | 98.76% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-27.06%
ROICexgc growth 5Y34.51%
ROICexc growth 3Y-27.06%
ROICexc growth 5Y34.51%
OM growth 3Y-0.16%
OM growth 5Y4.45%
PM growth 3Y-0.14%
PM growth 5Y4.45%
GM growth 3Y0.11%
GM growth 5Y3.94%
F-Score6
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.31 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 77.07 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 100.95% | ||
| Current Ratio | 52.73 | ||
| Quick Ratio | 52.73 | ||
| Altman-Z | 36.72 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-14.41%
EPS 3Y-26.39%
EPS 5Y39.36%
EPS Q2Q%-18.23%
EPS Next Y11.37%
EPS Next 2Y10.88%
EPS Next 3Y11.59%
EPS Next 5YN/A
Revenue 1Y (TTM)-14.55%
Revenue growth 3Y-26.75%
Revenue growth 5Y33.02%
Sales Q2Q%-18.33%
Revenue Next Year11.26%
Revenue Next 2Y10.32%
Revenue Next 3Y10.99%
Revenue Next 5YN/A
EBIT growth 1Y-14.13%
EBIT growth 3Y-26.86%
EBIT growth 5Y38.93%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-15.83%
FCF growth 3Y-26.92%
FCF growth 5Y39.26%
OCF growth 1Y-15.83%
OCF growth 3Y-26.92%
OCF growth 5Y39.26%
KBC ANCORA / KBCA.BR FAQ
Can you provide the ChartMill fundamental rating for KBC ANCORA?
ChartMill assigns a fundamental rating of 7 / 10 to KBCA.BR.
Can you provide the valuation status for KBC ANCORA?
ChartMill assigns a valuation rating of 4 / 10 to KBC ANCORA (KBCA.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for KBC ANCORA?
KBC ANCORA (KBCA.BR) has a profitability rating of 8 / 10.
What are the PE and PB ratios of KBC ANCORA (KBCA.BR) stock?
The Price/Earnings (PE) ratio for KBC ANCORA (KBCA.BR) is 19.27 and the Price/Book (PB) ratio is 1.72.
Can you provide the expected EPS growth for KBCA stock?
The Earnings per Share (EPS) of KBC ANCORA (KBCA.BR) is expected to grow by 11.37% in the next year.