KBC ANCORA (KBCA.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:KBCA - BE0003867844 - Common Stock
75.6 EUR
-0.1 (-0.13%)
We assign a fundamental rating of 7 out of 10 to KBCA. KBCA was compared to 118 industry peers in the Banks industry. KBCA scores excellent points on both the profitability and health parts. This is a solid base for a good stock. KBCA is not valued too expensively and it also shows a decent growth rate. These ratings could make KBCA a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
In the past year KBCA was profitable.
KBCA had a positive operating cash flow in the past year.
KBCA had positive earnings in each of the past 5 years.
In the past 5 years KBCA always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of KBCA (8.71%) is better than 100.00% of its industry peers.
KBCA has a worse Return On Equity (8.95%) than 62.71% of its industry peers.
The Return On Invested Capital of KBCA (6.53%) is better than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.71% | ||
| ROE | 8.95% | ||
| ROIC | 6.53% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 97.83%, KBCA belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Profit Margin of KBCA has grown nicely.
With an excellent Operating Margin value of 97.83%, KBCA belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
KBCA's Operating Margin has improved in the last couple of years.
The Gross Margin of KBCA (98.66%) is better than 100.00% of its industry peers.
KBCA's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 97.83% | ||
| PM (TTM) | 97.83% | ||
| GM | 98.66% |
OM growth 3Y-0.16%
OM growth 5Y4.45%
PM growth 3Y-0.14%
PM growth 5Y4.45%
GM growth 3Y0.11%
GM growth 5Y3.94%
2. Health
2.1 Basic Checks
The number of shares outstanding for KBCA remains at a similar level compared to 1 year ago.
The number of shares outstanding for KBCA has been reduced compared to 5 years ago.
KBCA has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 35.16 indicates that KBCA is not in any danger for bankruptcy at the moment.
KBCA's Altman-Z score of 35.16 is amongst the best of the industry. KBCA outperforms 100.00% of its industry peers.
The Debt to FCF ratio of KBCA is 0.31, which is an excellent value as it means it would take KBCA, only 0.31 years of fcf income to pay off all of its debts.
KBCA's Debt to FCF ratio of 0.31 is amongst the best of the industry. KBCA outperforms 100.00% of its industry peers.
KBCA has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of KBCA (0.03) is better than 93.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.31 | ||
| Altman-Z | 35.16 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 52.73 indicates that KBCA has no problem at all paying its short term obligations.
KBCA's Current ratio of 52.73 is amongst the best of the industry. KBCA outperforms 100.00% of its industry peers.
A Quick Ratio of 52.73 indicates that KBCA has no problem at all paying its short term obligations.
KBCA's Quick ratio of 52.73 is amongst the best of the industry. KBCA outperforms 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 52.73 | ||
| Quick Ratio | 52.73 |
3. Growth
3.1 Past
The earnings per share for KBCA have decreased strongly by -14.41% in the last year.
KBCA shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 39.36% yearly.
Looking at the last year, KBCA shows a very negative growth in Revenue. The Revenue has decreased by -14.55% in the last year.
The Revenue has been growing by 33.02% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-14.41%
EPS 3Y-26.39%
EPS 5Y39.36%
EPS Q2Q%-18.23%
Revenue 1Y (TTM)-14.55%
Revenue growth 3Y-26.75%
Revenue growth 5Y33.02%
Sales Q2Q%-18.33%
3.2 Future
Based on estimates for the next years, KBCA will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.59% on average per year.
KBCA is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.99% yearly.
EPS Next Y11.37%
EPS Next 2Y10.88%
EPS Next 3Y11.59%
EPS Next 5YN/A
Revenue Next Year11.26%
Revenue Next 2Y10.32%
Revenue Next 3Y10.99%
Revenue Next 5YN/A
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 18.44 indicates a rather expensive valuation of KBCA.
KBCA's Price/Earnings ratio is rather expensive when compared to the industry. KBCA is more expensive than 90.68% of the companies in the same industry.
KBCA is valuated rather cheaply when we compare the Price/Earnings ratio to 27.19, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 14.01 indicates a correct valuation of KBCA.
Compared to the rest of the industry, the Price/Forward Earnings ratio of KBCA indicates a slightly more expensive valuation: KBCA is more expensive than 78.81% of the companies listed in the same industry.
KBCA's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.44 | ||
| Fwd PE | 14.01 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of KBCA indicates a somewhat cheap valuation: KBCA is cheaper than 60.17% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.25 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
KBCA's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
KBCA has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)1.62
PEG (5Y)0.47
EPS Next 2Y10.88%
EPS Next 3Y11.59%
5. Dividend
5.1 Amount
KBCA has a Yearly Dividend Yield of 3.23%. Purely for dividend investing, there may be better candidates out there.
KBCA's Dividend Yield is slightly below the industry average, which is at 4.05.
Compared to an average S&P500 Dividend Yield of 1.92, KBCA pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.23% |
5.2 History
On average, the dividend of KBCA grows each year by 6.08%, which is quite nice.
Dividend Growth(5Y)6.08%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
KBCA pays out 85.44% of its income as dividend. This is not a sustainable payout ratio.
The dividend of KBCA is growing, but earnings are growing more, so the dividend growth is sustainable.
DP85.44%
EPS Next 2Y10.88%
EPS Next 3Y11.59%
EBR:KBCA (1/12/2026, 1:52:08 PM)
75.6
-0.1 (-0.13%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners10.44%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap5.82B
Revenue(TTM)323.00M
Net Income(TTM)316.00M
Analysts82.86
Price Target86.7 (14.68%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.23% |
Yearly Dividend3.51
Dividend Growth(5Y)6.08%
DP85.44%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)41.67%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)14.25%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)14.01%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.44 | ||
| Fwd PE | 14.01 | ||
| P/S | 18.02 | ||
| P/FCF | 18.25 | ||
| P/OCF | 18.25 | ||
| P/B | 1.65 | ||
| P/tB | 1.65 | ||
| EV/EBITDA | N/A |
EPS(TTM)4.1
EY5.42%
EPS(NY)5.4
Fwd EY7.14%
FCF(TTM)4.14
FCFY5.48%
OCF(TTM)4.14
OCFY5.48%
SpS4.19
BVpS45.81
TBVpS45.81
PEG (NY)1.62
PEG (5Y)0.47
Graham Number65.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.71% | ||
| ROE | 8.95% | ||
| ROCE | 8.71% | ||
| ROIC | 6.53% | ||
| ROICexc | 6.53% | ||
| ROICexgc | 6.53% | ||
| OM | 97.83% | ||
| PM (TTM) | 97.83% | ||
| GM | 98.66% | ||
| FCFM | 98.76% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-27.06%
ROICexgc growth 5Y34.51%
ROICexc growth 3Y-27.06%
ROICexc growth 5Y34.51%
OM growth 3Y-0.16%
OM growth 5Y4.45%
PM growth 3Y-0.14%
PM growth 5Y4.45%
GM growth 3Y0.11%
GM growth 5Y3.94%
F-Score6
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.31 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 77.07 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 100.95% | ||
| Current Ratio | 52.73 | ||
| Quick Ratio | 52.73 | ||
| Altman-Z | 35.16 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-14.41%
EPS 3Y-26.39%
EPS 5Y39.36%
EPS Q2Q%-18.23%
EPS Next Y11.37%
EPS Next 2Y10.88%
EPS Next 3Y11.59%
EPS Next 5YN/A
Revenue 1Y (TTM)-14.55%
Revenue growth 3Y-26.75%
Revenue growth 5Y33.02%
Sales Q2Q%-18.33%
Revenue Next Year11.26%
Revenue Next 2Y10.32%
Revenue Next 3Y10.99%
Revenue Next 5YN/A
EBIT growth 1Y-14.13%
EBIT growth 3Y-26.86%
EBIT growth 5Y38.93%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-15.83%
FCF growth 3Y-26.92%
FCF growth 5Y39.26%
OCF growth 1Y-15.83%
OCF growth 3Y-26.92%
OCF growth 5Y39.26%
KBC ANCORA / KBCA.BR FAQ
Can you provide the ChartMill fundamental rating for KBC ANCORA?
ChartMill assigns a fundamental rating of 7 / 10 to KBCA.BR.
Can you provide the valuation status for KBC ANCORA?
ChartMill assigns a valuation rating of 4 / 10 to KBC ANCORA (KBCA.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for KBC ANCORA?
KBC ANCORA (KBCA.BR) has a profitability rating of 8 / 10.
What are the PE and PB ratios of KBC ANCORA (KBCA.BR) stock?
The Price/Earnings (PE) ratio for KBC ANCORA (KBCA.BR) is 18.44 and the Price/Book (PB) ratio is 1.65.
Can you provide the expected EPS growth for KBCA stock?
The Earnings per Share (EPS) of KBC ANCORA (KBCA.BR) is expected to grow by 11.37% in the next year.