JIANZHI EDUCATION TECHNOLOGY (JZ) Fundamental Analysis & Valuation

NASDAQ:JZ • US47737L3024

Current stock price

0.9492 USD
+0.07 (+8.47%)
At close:
0.905 USD
-0.04 (-4.66%)
After Hours:

This JZ fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. JZ Profitability Analysis

1.1 Basic Checks

  • In the past year JZ has reported negative net income.
  • In the past year JZ has reported a negative cash flow from operations.
  • In multiple years JZ reported negative net income over the last 5 years.
  • Each year in the past 5 years JZ had a positive operating cash flow.
JZ Yearly Net Income VS EBIT VS OCF VS FCFJZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M

1.2 Ratios

  • JZ's Return On Assets of -120.26% is on the low side compared to the rest of the industry. JZ is outperformed by 89.04% of its industry peers.
  • The Return On Equity of JZ (-467.54%) is worse than 80.82% of its industry peers.
Industry RankSector Rank
ROA -120.26%
ROE -467.54%
ROIC N/A
ROA(3y)-102.19%
ROA(5y)-56.45%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
JZ Yearly ROA, ROE, ROICJZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 500 1K 1.5K

1.3 Margins

  • JZ's Gross Margin of 14.21% is on the low side compared to the rest of the industry. JZ is outperformed by 84.93% of its industry peers.
  • In the last couple of years the Gross Margin of JZ has declined.
  • JZ does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 14.21%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.09%
GM growth 5Y-12.4%
JZ Yearly Profit, Operating, Gross MarginsJZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 20 -20 -40 -60 -80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. JZ Health Analysis

2.1 Basic Checks

  • JZ does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • JZ has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for JZ has been increased compared to 5 years ago.
  • JZ has a worse debt/assets ratio than last year.
JZ Yearly Shares OutstandingJZ Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 200K 400K 600K
JZ Yearly Total Debt VS Total AssetsJZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

  • Based on the Altman-Z score of -8.71, we must say that JZ is in the distress zone and has some risk of bankruptcy.
  • JZ's Altman-Z score of -8.71 is on the low side compared to the rest of the industry. JZ is outperformed by 78.08% of its industry peers.
  • JZ has a Debt/Equity ratio of 0.47. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of JZ (0.47) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.47
Debt/FCF N/A
Altman-Z -8.71
ROIC/WACCN/A
WACC7.13%
JZ Yearly LT Debt VS Equity VS FCFJZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M 400M

2.3 Liquidity

  • JZ has a Current Ratio of 0.90. This is a bad value and indicates that JZ is not financially healthy enough and could expect problems in meeting its short term obligations.
  • JZ has a worse Current ratio (0.90) than 65.75% of its industry peers.
  • JZ has a Quick Ratio of 0.90. This is a bad value and indicates that JZ is not financially healthy enough and could expect problems in meeting its short term obligations.
  • JZ has a worse Quick ratio (0.90) than 60.27% of its industry peers.
Industry RankSector Rank
Current Ratio 0.9
Quick Ratio 0.9
JZ Yearly Current Assets VS Current LiabilitesJZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. JZ Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 78.09% over the past year.
  • The Revenue for JZ has decreased by -87.22% in the past year. This is quite bad
  • JZ shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -7.06% yearly.
EPS 1Y (TTM)78.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-131.54%
Revenue 1Y (TTM)-87.22%
Revenue growth 3Y-19.29%
Revenue growth 5Y-7.06%
Sales Q2Q%-96.33%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
JZ Yearly Revenue VS EstimatesJZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

More info and screens

Find the best growth stocksShow best growing peers

0

4. JZ Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for JZ. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
JZ Price Earnings VS Forward Price EarningsJZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
JZ Per share dataJZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2 0.4 -0.4

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. JZ Dividend Analysis

5.1 Amount

  • No dividends for JZ!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

JZ Fundamentals: All Metrics, Ratios and Statistics

JIANZHI EDUCATION TECHNOLOGY

NASDAQ:JZ (3/19/2026, 8:11:18 PM)

After market: 0.905 -0.04 (-4.66%)

0.9492

+0.07 (+8.47%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)N/A
Earnings (Next)12-13
Inst Owners0.14%
Inst Owner Change-16.33%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap12.93M
Revenue(TTM)47.20M
Net Income(TTM)-69.11M
AnalystsN/A
Price TargetN/A
Short Float %12.45%
Short Ratio0.12
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 1.89
P/FCF N/A
P/OCF N/A
P/B 6.04
P/tB 7.16
EV/EBITDA N/A
EPS(TTM)-0.59
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.2
FCFYN/A
OCF(TTM)-0.14
OCFYN/A
SpS0.5
BVpS0.16
TBVpS0.13
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -120.26%
ROE -467.54%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 14.21%
FCFM N/A
ROA(3y)-102.19%
ROA(5y)-56.45%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.09%
GM growth 5Y-12.4%
F-Score4
Asset Turnover0.82
Health
Industry RankSector Rank
Debt/Equity 0.47
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 1403.75%
Cap/Sales 10.47%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.9
Quick Ratio 0.9
Altman-Z -8.71
F-Score4
WACC7.13%
ROIC/WACCN/A
Cap/Depr(3y)1826.41%
Cap/Depr(5y)1244.53%
Cap/Sales(3y)21.3%
Cap/Sales(5y)27.07%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)78.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-131.54%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-87.22%
Revenue growth 3Y-19.29%
Revenue growth 5Y-7.06%
Sales Q2Q%-96.33%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-845.64%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y80.69%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-30.68%
OCF growth 3Y-58.57%
OCF growth 5Y-32.09%

JIANZHI EDUCATION TECHNOLOGY / JZ Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for JIANZHI EDUCATION TECHNOLOGY?

ChartMill assigns a fundamental rating of 1 / 10 to JZ.


What is the valuation status for JZ stock?

ChartMill assigns a valuation rating of 0 / 10 to JIANZHI EDUCATION TECHNOLOGY (JZ). This can be considered as Overvalued.


How profitable is JIANZHI EDUCATION TECHNOLOGY (JZ) stock?

JIANZHI EDUCATION TECHNOLOGY (JZ) has a profitability rating of 1 / 10.


Can you provide the financial health for JZ stock?

The financial health rating of JIANZHI EDUCATION TECHNOLOGY (JZ) is 1 / 10.