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JIANZHI EDUCATION TECHNOLOGY (JZ) Stock Fundamental Analysis

NASDAQ:JZ - Nasdaq - US47737L2034 - ADR - Currency: USD

1.88  +0.02 (+1.08%)

Fundamental Rating

1

JZ gets a fundamental rating of 1 out of 10. The analysis compared the fundamentals against 72 industry peers in the Diversified Consumer Services industry. JZ may be in some trouble as it scores bad on both profitability and health. JZ is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

In the past year JZ has reported negative net income.
In the past year JZ had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: JZ reported negative net income in multiple years.
In the past 5 years JZ always reported a positive cash flow from operatings.
JZ Yearly Net Income VS EBIT VS OCF VS FCFJZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M

1.2 Ratios

Looking at the Return On Assets, with a value of -32.95%, JZ is doing worse than 73.61% of the companies in the same industry.
Looking at the Return On Equity, with a value of -142.10%, JZ is doing worse than 70.83% of the companies in the same industry.
Industry RankSector Rank
ROA -32.95%
ROE -142.1%
ROIC N/A
ROA(3y)-102.19%
ROA(5y)-56.45%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
JZ Yearly ROA, ROE, ROICJZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 500 1K 1.5K

1.3 Margins

JZ has a Gross Margin of 18.82%. This is amonst the worse of the industry: JZ underperforms 84.72% of its industry peers.
In the last couple of years the Gross Margin of JZ has declined.
The Profit Margin and Operating Margin are not available for JZ so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 18.82%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.09%
GM growth 5Y-12.4%
JZ Yearly Profit, Operating, Gross MarginsJZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 20 -20 -40 -60 -80

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2

2. Health

2.1 Basic Checks

JZ does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for JZ has been increased compared to 1 year ago.
JZ has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, JZ has a worse debt to assets ratio.
JZ Yearly Shares OutstandingJZ Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 200K 400K 600K 800K
JZ Yearly Total Debt VS Total AssetsJZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

Based on the Altman-Z score of -2.27, we must say that JZ is in the distress zone and has some risk of bankruptcy.
JZ has a Altman-Z score of -2.27. This is in the lower half of the industry: JZ underperforms 75.00% of its industry peers.
A Debt/Equity ratio of 0.30 indicates that JZ is not too dependend on debt financing.
JZ has a Debt to Equity ratio of 0.30. This is comparable to the rest of the industry: JZ outperforms 50.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF N/A
Altman-Z -2.27
ROIC/WACCN/A
WACC7.02%
JZ Yearly LT Debt VS Equity VS FCFJZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M 400M

2.3 Liquidity

A Current Ratio of 1.02 indicates that JZ should not have too much problems paying its short term obligations.
The Current ratio of JZ (1.02) is comparable to the rest of the industry.
A Quick Ratio of 1.02 indicates that JZ should not have too much problems paying its short term obligations.
JZ has a Quick ratio (1.02) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 1.02
Quick Ratio 1.02
JZ Yearly Current Assets VS Current LiabilitesJZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

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0

3. Growth

3.1 Past

JZ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 92.13%, which is quite impressive.
JZ shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -43.52%.
Measured over the past years, JZ shows a decrease in Revenue. The Revenue has been decreasing by -7.06% on average per year.
EPS 1Y (TTM)92.13%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%83.25%
Revenue 1Y (TTM)-43.52%
Revenue growth 3Y-19.29%
Revenue growth 5Y-7.06%
Sales Q2Q%-75.28%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
JZ Yearly Revenue VS EstimatesJZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

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0

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for JZ. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
JZ Price Earnings VS Forward Price EarningsJZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
JZ Per share dataJZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

No dividends for JZ!.
Industry RankSector Rank
Dividend Yield N/A

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JIANZHI EDUCATION TECHNOLOGY

NASDAQ:JZ (7/22/2025, 12:46:16 PM)

1.88

+0.02 (+1.08%)

Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)N/A N/A
Earnings (Next)12-13 2022-12-13/bmo
Inst Owners0.12%
Inst Owner Change-27.97%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap1.45M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short Ratio0.02
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.04
P/FCF N/A
P/OCF 0.99
P/B 0.44
P/tB 0.46
EV/EBITDA N/A
EPS(TTM)-6.79
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-1.39
FCFYN/A
OCF(TTM)1.9
OCFY100.93%
SpS44.93
BVpS4.26
TBVpS4.09
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -32.95%
ROE -142.1%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 18.82%
FCFM N/A
ROA(3y)-102.19%
ROA(5y)-56.45%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.09%
GM growth 5Y-12.4%
F-Score6
Asset Turnover2.45
Health
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 731.95%
Cap/Sales 7.32%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.02
Quick Ratio 1.02
Altman-Z -2.27
F-Score6
WACC7.02%
ROIC/WACCN/A
Cap/Depr(3y)345.25%
Cap/Depr(5y)355.83%
Cap/Sales(3y)21.3%
Cap/Sales(5y)27.07%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)92.13%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%83.25%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-43.52%
Revenue growth 3Y-19.29%
Revenue growth 5Y-7.06%
Sales Q2Q%-75.28%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y19.6%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y80.69%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-30.68%
OCF growth 3Y-58.57%
OCF growth 5Y-32.09%