INFORMATION SERVICES CORP (ISC.CA) Stock Fundamental Analysis
TSX:ISC - Toronto Stock Exchange - CA45676A1057 - Common Stock - Currency: CAD
ISC gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 29 industry peers in the Real Estate Management & Development industry. ISC scores excellent on profitability, but there are some minor concerns on its financial health. ISC scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
ISC had positive earnings in the past year.
In the past year ISC had a positive cash flow from operations.
ISC had positive earnings in each of the past 5 years.
Each year in the past 5 years ISC had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 5.22%, ISC belongs to the top of the industry, outperforming 81.25% of the companies in the same industry.
ISC has a better Return On Equity (14.81%) than 93.75% of its industry peers.
ISC has a better Return On Invested Capital (9.16%) than 93.75% of its industry peers.
ISC had an Average Return On Invested Capital over the past 3 years of 9.57%. This is in line with the industry average of 11.23%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.22% | ||
| ROE | 14.81% | ||
| ROIC | 9.16% |
ROA(3y)6.47%
ROA(5y)8.37%
ROE(3y)15.28%
ROE(5y)17.25%
ROIC(3y)9.57%
ROIC(5y)11.17%
1.3 Margins
ISC has a Profit Margin (10.91%) which is in line with its industry peers.
ISC's Profit Margin has declined in the last couple of years.
With a decent Operating Margin value of 23.60%, ISC is doing good in the industry, outperforming 65.63% of the companies in the same industry.
In the last couple of years the Operating Margin of ISC has remained more or less at the same level.
ISC's Gross Margin of 68.38% is amongst the best of the industry. ISC outperforms 84.38% of its industry peers.
In the last couple of years the Gross Margin of ISC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.6% | ||
| PM (TTM) | 10.91% | ||
| GM | 68.38% |
OM growth 3Y-9.44%
OM growth 5Y-0.18%
PM growth 3Y-24.4%
PM growth 5Y-10.92%
GM growth 3Y-1.7%
GM growth 5Y-0.59%
2. Health
2.1 Basic Checks
ISC has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, ISC has more shares outstanding
ISC has more shares outstanding than it did 5 years ago.
The debt/assets ratio for ISC has been reduced compared to a year ago.
2.2 Solvency
ISC has an Altman-Z score of 2.18. This is not the best score and indicates that ISC is in the grey zone with still only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.18, ISC is doing good in the industry, outperforming 71.88% of the companies in the same industry.
The Debt to FCF ratio of ISC is 3.08, which is a good value as it means it would take ISC, 3.08 years of fcf income to pay off all of its debts.
ISC has a better Debt to FCF ratio (3.08) than 93.75% of its industry peers.
A Debt/Equity ratio of 0.96 indicates that ISC is somewhat dependend on debt financing.
ISC has a Debt to Equity ratio (0.96) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 3.08 | ||
| Altman-Z | 2.18 |
ROIC/WACC1.26
WACC7.25%
2.3 Liquidity
A Current Ratio of 0.73 indicates that ISC may have some problems paying its short term obligations.
ISC's Current ratio of 0.73 is on the low side compared to the rest of the industry. ISC is outperformed by 62.50% of its industry peers.
A Quick Ratio of 0.73 indicates that ISC may have some problems paying its short term obligations.
ISC has a worse Quick ratio (0.73) than 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.73 | ||
| Quick Ratio | 0.73 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 17.46% over the past year.
Measured over the past years, ISC shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.18% on average per year.
Looking at the last year, ISC shows a quite strong growth in Revenue. The Revenue has grown by 12.84% in the last year.
Measured over the past years, ISC shows a quite strong growth in Revenue. The Revenue has been growing by 13.21% on average per year.
EPS 1Y (TTM)17.46%
EPS 3Y-14.66%
EPS 5Y-0.18%
EPS Q2Q%1900%
Revenue 1Y (TTM)12.84%
Revenue growth 3Y13.46%
Revenue growth 5Y13.21%
Sales Q2Q%5.15%
3.2 Future
The Earnings Per Share is expected to grow by 50.98% on average over the next years. This is a very strong growth
ISC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.75% yearly.
EPS Next Y81.11%
EPS Next 2Y50.98%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.81%
Revenue Next 2Y5.75%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 20.13, which indicates a rather expensive current valuation of ISC.
The rest of the industry has a similar Price/Earnings ratio as ISC.
Compared to an average S&P500 Price/Earnings ratio of 25.91, ISC is valued a bit cheaper.
The Price/Forward Earnings ratio is 11.88, which indicates a very decent valuation of ISC.
ISC's Price/Forward Earnings ratio is rather cheap when compared to the industry. ISC is cheaper than 87.50% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of ISC to the average of the S&P500 Index (21.77), we can say ISC is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.13 | ||
| Fwd PE | 11.88 |
4.2 Price Multiples
93.75% of the companies in the same industry are more expensive than ISC, based on the Enterprise Value to EBITDA ratio.
ISC's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. ISC is cheaper than 78.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.46 | ||
| EV/EBITDA | 8.31 |
4.3 Compensation for Growth
ISC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of ISC may justify a higher PE ratio.
ISC's earnings are expected to grow with 50.98% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.25
PEG (5Y)N/A
EPS Next 2Y50.98%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.10%, ISC has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.57, ISC pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.40, ISC pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.1% |
5.2 History
The dividend of ISC has a limited annual growth rate of 2.67%.
ISC has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)2.67%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
ISC pays out 61.46% of its income as dividend. This is not a sustainable payout ratio.
ISC's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP61.46%
EPS Next 2Y50.98%
EPS Next 3YN/A
TSX:ISC (5/23/2025, 7:00:00 PM)
29.79
-0.09 (-0.3%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners30.76%
Inst Owner ChangeN/A
Ins Owners0.37%
Ins Owner ChangeN/A
Market Cap552.01M
Analysts75.56
Price Target33.66 (12.99%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.1% |
Yearly Dividend0.91
Dividend Growth(5Y)2.67%
DP61.46%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-8.69%
Min EPS beat(2)-20.24%
Max EPS beat(2)2.87%
EPS beat(4)2
Avg EPS beat(4)0.27%
Min EPS beat(4)-47.04%
Max EPS beat(4)65.51%
EPS beat(8)2
Avg EPS beat(8)-16.7%
EPS beat(12)5
Avg EPS beat(12)-7.1%
EPS beat(16)8
Avg EPS beat(16)-2.2%
Revenue beat(2)0
Avg Revenue beat(2)-1.37%
Min Revenue beat(2)-1.58%
Max Revenue beat(2)-1.15%
Revenue beat(4)1
Avg Revenue beat(4)0.44%
Min Revenue beat(4)-3.86%
Max Revenue beat(4)8.35%
Revenue beat(8)2
Avg Revenue beat(8)-0.15%
Revenue beat(12)4
Avg Revenue beat(12)1.09%
Revenue beat(16)7
Avg Revenue beat(16)1.93%
PT rev (1m)-1.2%
PT rev (3m)-4.07%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.94%
Revenue NQ rev (1m)-0.86%
Revenue NQ rev (3m)-0.86%
Revenue NY rev (1m)-0.33%
Revenue NY rev (3m)-1.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.13 | ||
| Fwd PE | 11.88 | ||
| P/S | 2.21 | ||
| P/FCF | 9.46 | ||
| P/OCF | 8.3 | ||
| P/B | 2.99 | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.31 |
EPS(TTM)1.48
EY4.97%
EPS(NY)2.51
Fwd EY8.42%
FCF(TTM)3.15
FCFY10.57%
OCF(TTM)3.59
OCFY12.04%
SpS13.51
BVpS9.95
TBVpS-13.49
PEG (NY)0.25
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.22% | ||
| ROE | 14.81% | ||
| ROCE | 12.9% | ||
| ROIC | 9.16% | ||
| ROICexc | 9.51% | ||
| ROICexgc | 635.29% | ||
| OM | 23.6% | ||
| PM (TTM) | 10.91% | ||
| GM | 68.38% | ||
| FCFM | 23.31% |
ROA(3y)6.47%
ROA(5y)8.37%
ROE(3y)15.28%
ROE(5y)17.25%
ROIC(3y)9.57%
ROIC(5y)11.17%
ROICexc(3y)10.57%
ROICexc(5y)13.03%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)13.48%
ROCE(5y)15.74%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3Y-26.64%
ROICexc growth 5Y-11.94%
OM growth 3Y-9.44%
OM growth 5Y-0.18%
PM growth 3Y-24.4%
PM growth 5Y-10.92%
GM growth 3Y-1.7%
GM growth 5Y-0.59%
F-Score7
Asset Turnover0.48
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 3.08 | ||
| Debt/EBITDA | 2.06 | ||
| Cap/Depr | 30.18% | ||
| Cap/Sales | 3.25% | ||
| Interest Coverage | 4.55 | ||
| Cash Conversion | 77.28% | ||
| Profit Quality | 213.69% | ||
| Current Ratio | 0.73 | ||
| Quick Ratio | 0.73 | ||
| Altman-Z | 2.18 |
F-Score7
WACC7.25%
ROIC/WACC1.26
Cap/Depr(3y)266.66%
Cap/Depr(5y)165.46%
Cap/Sales(3y)25.59%
Cap/Sales(5y)15.83%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.46%
EPS 3Y-14.66%
EPS 5Y-0.18%
EPS Q2Q%1900%
EPS Next Y81.11%
EPS Next 2Y50.98%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)12.84%
Revenue growth 3Y13.46%
Revenue growth 5Y13.21%
Sales Q2Q%5.15%
Revenue Next Year5.81%
Revenue Next 2Y5.75%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y34.24%
EBIT growth 3Y2.74%
EBIT growth 5Y13.01%
EBIT Next Year71.9%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y15.94%
FCF growth 3Y2.15%
FCF growth 5Y24.76%
OCF growth 1Y28.96%
OCF growth 3Y5.16%
OCF growth 5Y24.67%