HAVERTY FURNITURE COS-CL A (HVT.A) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:HVT.A - US4195962000 - Common Stock
23.14 USD
-1.94 (-7.74%)
HVT.A gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 122 industry peers in the Specialty Retail industry. HVT.A is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. HVT.A scores decently on growth, while it is valued quite cheap. This could make an interesting combination. With these ratings, HVT.A could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
HVT.A had positive earnings in the past year.
HVT.A had a positive operating cash flow in the past year.
Each year in the past 5 years HVT.A has been profitable.
Each year in the past 5 years HVT.A had a positive operating cash flow.
1.2 Ratios
HVT.A has a Return On Assets of 2.98%. This is comparable to the rest of the industry: HVT.A outperforms 59.84% of its industry peers.
HVT.A's Return On Equity of 6.34% is fine compared to the rest of the industry. HVT.A outperforms 61.48% of its industry peers.
HVT.A has a Return On Invested Capital (3.07%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for HVT.A is in line with the industry average of 12.14%.
The last Return On Invested Capital (3.07%) for HVT.A is well below the 3 year average (10.44%), which needs to be investigated, but indicates that HVT.A had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.98% | ||
| ROE | 6.34% | ||
| ROIC | 3.07% |
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
1.3 Margins
HVT.A has a Profit Margin of 2.62%. This is in the better half of the industry: HVT.A outperforms 66.39% of its industry peers.
In the last couple of years the Profit Margin of HVT.A has remained more or less at the same level.
The Operating Margin of HVT.A (2.74%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of HVT.A has declined.
HVT.A has a better Gross Margin (61.05%) than 90.16% of its industry peers.
In the last couple of years the Gross Margin of HVT.A has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.74% | ||
| PM (TTM) | 2.62% | ||
| GM | 61.05% |
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), HVT.A is creating some value.
The number of shares outstanding for HVT.A has been increased compared to 1 year ago.
HVT.A has less shares outstanding than it did 5 years ago.
HVT.A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
HVT.A has an Altman-Z score of 2.98. This is not the best score and indicates that HVT.A is in the grey zone with still only limited risk for bankruptcy at the moment.
HVT.A has a Altman-Z score of 2.98. This is in the better half of the industry: HVT.A outperforms 69.67% of its industry peers.
There is no outstanding debt for HVT.A. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 2.98 |
ROIC/WACC0.32
WACC9.72%
2.3 Liquidity
A Current Ratio of 1.75 indicates that HVT.A should not have too much problems paying its short term obligations.
HVT.A has a better Current ratio (1.75) than 74.59% of its industry peers.
HVT.A has a Quick Ratio of 1.11. This is a normal value and indicates that HVT.A is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.11, HVT.A is doing good in the industry, outperforming 77.05% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.75 | ||
| Quick Ratio | 1.11 |
3. Growth
3.1 Past
HVT.A shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -27.04%.
The Earnings Per Share has been growing slightly by 0.17% on average over the past years.
Looking at the last year, HVT.A shows a decrease in Revenue. The Revenue has decreased by -1.05% in the last year.
Measured over the past years, HVT.A shows a decrease in Revenue. The Revenue has been decreasing by -2.06% on average per year.
EPS 1Y (TTM)-27.04%
EPS 3Y-37.83%
EPS 5Y0.17%
EPS Q2Q%0%
Revenue 1Y (TTM)-1.05%
Revenue growth 3Y-10.63%
Revenue growth 5Y-2.06%
Sales Q2Q%10.57%
3.2 Future
The Earnings Per Share is expected to grow by 39.77% on average over the next years. This is a very strong growth
HVT.A is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.19% yearly.
EPS Next Y-0.28%
EPS Next 2Y35.34%
EPS Next 3Y39.77%
EPS Next 5YN/A
Revenue Next Year5.04%
Revenue Next 2Y6.57%
Revenue Next 3Y7.19%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 19.95, which indicates a rather expensive current valuation of HVT.A.
HVT.A's Price/Earnings ratio is a bit cheaper when compared to the industry. HVT.A is cheaper than 75.41% of the companies in the same industry.
HVT.A's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.92.
Based on the Price/Forward Earnings ratio of 10.71, the valuation of HVT.A can be described as reasonable.
84.43% of the companies in the same industry are more expensive than HVT.A, based on the Price/Forward Earnings ratio.
HVT.A's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.57.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.95 | ||
| Fwd PE | 10.71 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, HVT.A is valued cheaply inside the industry as 85.25% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, HVT.A is valued cheaper than 86.89% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.62 | ||
| EV/EBITDA | 5.59 |
4.3 Compensation for Growth
The decent profitability rating of HVT.A may justify a higher PE ratio.
HVT.A's earnings are expected to grow with 39.77% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)117.1
EPS Next 2Y35.34%
EPS Next 3Y39.77%
5. Dividend
5.1 Amount
HVT.A has a Yearly Dividend Yield of 5.65%, which is a nice return.
HVT.A's Dividend Yield is rather good when compared to the industry average which is at 2.20. HVT.A pays more dividend than 91.80% of the companies in the same industry.
HVT.A's Dividend Yield is rather good when compared to the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.65% |
5.2 History
On average, the dividend of HVT.A grows each year by 10.67%, which is quite nice.
HVT.A has been paying a dividend for over 5 years, so it has already some track record.
The dividend of HVT.A decreased recently.
Dividend Growth(5Y)10.67%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
HVT.A pays out 106.78% of its income as dividend. This is not a sustainable payout ratio.
HVT.A's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP106.78%
EPS Next 2Y35.34%
EPS Next 3Y39.77%
NYSE:HVT.A (12/31/2025, 8:05:30 PM)
23.14
-1.94 (-7.74%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners85.71%
Inst Owner Change0%
Ins Owners10.52%
Ins Owner ChangeN/A
Market Cap376.49M
Revenue(TTM)741.43M
Net Income(TTM)19.39M
Analysts80
Price Target32.94 (42.35%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.65% |
Yearly Dividend1.27
Dividend Growth(5Y)10.67%
DP106.78%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.38%
Min EPS beat(2)9.25%
Max EPS beat(2)15.51%
EPS beat(4)4
Avg EPS beat(4)77.71%
Min EPS beat(4)9.25%
Max EPS beat(4)223.43%
EPS beat(8)5
Avg EPS beat(8)31.82%
EPS beat(12)7
Avg EPS beat(12)20.81%
EPS beat(16)11
Avg EPS beat(16)26.37%
Revenue beat(2)2
Avg Revenue beat(2)1.8%
Min Revenue beat(2)1.32%
Max Revenue beat(2)2.28%
Revenue beat(4)4
Avg Revenue beat(4)1.56%
Min Revenue beat(4)1.16%
Max Revenue beat(4)2.28%
Revenue beat(8)4
Avg Revenue beat(8)-3.26%
Revenue beat(12)5
Avg Revenue beat(12)-3.31%
Revenue beat(16)9
Avg Revenue beat(16)-1.26%
PT rev (1m)15.01%
PT rev (3m)15.01%
EPS NQ rev (1m)-1.01%
EPS NQ rev (3m)-2%
EPS NY rev (1m)3.56%
EPS NY rev (3m)3.56%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.78%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.74%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.95 | ||
| Fwd PE | 10.71 | ||
| P/S | 0.51 | ||
| P/FCF | 9.62 | ||
| P/OCF | 6.05 | ||
| P/B | 1.23 | ||
| P/tB | 1.23 | ||
| EV/EBITDA | 5.59 |
EPS(TTM)1.16
EY5.01%
EPS(NY)2.16
Fwd EY9.34%
FCF(TTM)2.4
FCFY10.39%
OCF(TTM)3.82
OCFY16.52%
SpS45.57
BVpS18.81
TBVpS18.81
PEG (NY)N/A
PEG (5Y)117.1
Graham Number22.16
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.98% | ||
| ROE | 6.34% | ||
| ROCE | 3.99% | ||
| ROIC | 3.07% | ||
| ROICexc | 4.13% | ||
| ROICexgc | 4.13% | ||
| OM | 2.74% | ||
| PM (TTM) | 2.62% | ||
| GM | 61.05% | ||
| FCFM | 5.28% |
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
ROICexc(3y)13.79%
ROICexc(5y)18.41%
ROICexgc(3y)13.79%
ROICexgc(5y)18.41%
ROCE(3y)13.58%
ROCE(5y)16.34%
ROICexgc growth 3Y-49.04%
ROICexgc growth 5Y-8%
ROICexc growth 3Y-49.04%
ROICexc growth 5Y-8%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
F-Score7
Asset Turnover1.14
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 97.37% | ||
| Cap/Sales | 3.11% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 141.39% | ||
| Profit Quality | 201.73% | ||
| Current Ratio | 1.75 | ||
| Quick Ratio | 1.11 | ||
| Altman-Z | 2.98 |
F-Score7
WACC9.72%
ROIC/WACC0.32
Cap/Depr(3y)200.69%
Cap/Depr(5y)174.23%
Cap/Sales(3y)4.44%
Cap/Sales(5y)3.63%
Profit Quality(3y)79.31%
Profit Quality(5y)101.86%
High Growth Momentum
Growth
EPS 1Y (TTM)-27.04%
EPS 3Y-37.83%
EPS 5Y0.17%
EPS Q2Q%0%
EPS Next Y-0.28%
EPS Next 2Y35.34%
EPS Next 3Y39.77%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.05%
Revenue growth 3Y-10.63%
Revenue growth 5Y-2.06%
Sales Q2Q%10.57%
Revenue Next Year5.04%
Revenue Next 2Y6.57%
Revenue Next 3Y7.19%
Revenue Next 5YN/A
EBIT growth 1Y-29.14%
EBIT growth 3Y-44.64%
EBIT growth 5Y-6.04%
EBIT Next Year375.13%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-0.96%
FCF growth 3Y-24.82%
FCF growth 5Y-10.46%
OCF growth 1Y-32.53%
OCF growth 3Y-15.37%
OCF growth 5Y-1.46%
HAVERTY FURNITURE COS-CL A / HVT.A FAQ
What is the fundamental rating for HVT.A stock?
ChartMill assigns a fundamental rating of 6 / 10 to HVT.A.
What is the valuation status of HAVERTY FURNITURE COS-CL A (HVT.A) stock?
ChartMill assigns a valuation rating of 7 / 10 to HAVERTY FURNITURE COS-CL A (HVT.A). This can be considered as Undervalued.
What is the profitability of HVT.A stock?
HAVERTY FURNITURE COS-CL A (HVT.A) has a profitability rating of 6 / 10.
Can you provide the financial health for HVT.A stock?
The financial health rating of HAVERTY FURNITURE COS-CL A (HVT.A) is 7 / 10.
How sustainable is the dividend of HAVERTY FURNITURE COS-CL A (HVT.A) stock?
The dividend rating of HAVERTY FURNITURE COS-CL A (HVT.A) is 6 / 10 and the dividend payout ratio is 106.78%.