HAVERTY FURNITURE COS-CL A (HVT.A) Stock Fundamental Analysis
USA - NYSE:HVT.A - US4195962000 - Common Stock
22.01 USD
-0.29 (-1.3%)
Overall HVT.A gets a fundamental rating of 6 out of 10. We evaluated HVT.A against 121 industry peers in the Specialty Retail industry. HVT.A has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. HVT.A may be a bit undervalued, certainly considering the very reasonable score on growth These ratings would make HVT.A suitable for value investing!
1. Profitability
1.1 Basic Checks
In the past year HVT.A was profitable.
In the past year HVT.A had a positive cash flow from operations.
Each year in the past 5 years HVT.A has been profitable.
In the past 5 years HVT.A always reported a positive cash flow from operatings.
1.2 Ratios
HVT.A has a Return On Assets of 3.05%. This is in the better half of the industry: HVT.A outperforms 60.16% of its industry peers.
HVT.A has a Return On Equity of 6.43%. This is in the better half of the industry: HVT.A outperforms 62.60% of its industry peers.
HVT.A has a Return On Invested Capital (3.05%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for HVT.A is in line with the industry average of 12.16%.
The last Return On Invested Capital (3.05%) for HVT.A is well below the 3 year average (10.44%), which needs to be investigated, but indicates that HVT.A had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.05% | ||
| ROE | 6.43% | ||
| ROIC | 3.05% |
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
1.3 Margins
HVT.A has a Profit Margin of 2.71%. This is in the better half of the industry: HVT.A outperforms 67.48% of its industry peers.
HVT.A's Profit Margin has been stable in the last couple of years.
Looking at the Operating Margin, with a value of 2.81%, HVT.A is in line with its industry, outperforming 55.28% of the companies in the same industry.
HVT.A's Operating Margin has declined in the last couple of years.
The Gross Margin of HVT.A (61.04%) is better than 90.24% of its industry peers.
In the last couple of years the Gross Margin of HVT.A has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.81% | ||
| PM (TTM) | 2.71% | ||
| GM | 61.04% |
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), HVT.A is creating some value.
HVT.A has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, HVT.A has less shares outstanding
There is no outstanding debt for HVT.A. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 3.01 indicates that HVT.A is not in any danger for bankruptcy at the moment.
HVT.A has a better Altman-Z score (3.01) than 67.48% of its industry peers.
There is no outstanding debt for HVT.A. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 3.01 |
ROIC/WACC0.32
WACC9.5%
2.3 Liquidity
HVT.A has a Current Ratio of 1.81. This is a normal value and indicates that HVT.A is financially healthy and should not expect problems in meeting its short term obligations.
HVT.A's Current ratio of 1.81 is fine compared to the rest of the industry. HVT.A outperforms 78.05% of its industry peers.
HVT.A has a Quick Ratio of 1.09. This is a normal value and indicates that HVT.A is financially healthy and should not expect problems in meeting its short term obligations.
HVT.A has a better Quick ratio (1.09) than 78.05% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.81 | ||
| Quick Ratio | 1.09 |
3. Growth
3.1 Past
The earnings per share for HVT.A have decreased strongly by -50.21% in the last year.
The Earnings Per Share has been growing slightly by 0.17% on average over the past years.
HVT.A shows a decrease in Revenue. In the last year, the revenue decreased by -8.92%.
The Revenue has been decreasing by -2.06% on average over the past years.
EPS 1Y (TTM)-50.21%
EPS 3Y-37.83%
EPS 5Y0.17%
EPS Q2Q%-40.74%
Revenue 1Y (TTM)-8.92%
Revenue growth 3Y-10.63%
Revenue growth 5Y-2.06%
Sales Q2Q%1.34%
3.2 Future
The Earnings Per Share is expected to grow by 44.66% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 5.79% on average over the next years.
EPS Next Y-2.42%
EPS Next 2Y44.66%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.32%
Revenue Next 2Y5.79%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 18.97, which indicates a rather expensive current valuation of HVT.A.
73.17% of the companies in the same industry are more expensive than HVT.A, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of HVT.A to the average of the S&P500 Index (27.20), we can say HVT.A is valued slightly cheaper.
A Price/Forward Earnings ratio of 8.91 indicates a reasonable valuation of HVT.A.
Based on the Price/Forward Earnings ratio, HVT.A is valued cheaper than 86.18% of the companies in the same industry.
HVT.A's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.70.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.97 | ||
| Fwd PE | 8.91 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, HVT.A is valued a bit cheaper than the industry average as 78.86% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, HVT.A is valued cheaply inside the industry as 82.11% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.31 | ||
| EV/EBITDA | 6.32 |
4.3 Compensation for Growth
HVT.A has a very decent profitability rating, which may justify a higher PE ratio.
HVT.A's earnings are expected to grow with 44.66% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)111.38
EPS Next 2Y44.66%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.34%, HVT.A is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.21, HVT.A pays a better dividend. On top of this HVT.A pays more dividend than 92.68% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, HVT.A pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.34% |
5.2 History
The dividend of HVT.A is nicely growing with an annual growth rate of 10.67%!
HVT.A has been paying a dividend for over 5 years, so it has already some track record.
The dividend of HVT.A decreased recently.
Dividend Growth(5Y)10.67%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
HVT.A pays out 105.92% of its income as dividend. This is not a sustainable payout ratio.
HVT.A's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP105.92%
EPS Next 2Y44.66%
EPS Next 3YN/A
NYSE:HVT.A (9/15/2025, 8:04:00 PM)
22.01
-0.29 (-1.3%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners90.21%
Inst Owner Change-7.93%
Ins Owners10.92%
Ins Owner ChangeN/A
Market Cap358.10M
Analysts80
Price Target23.91 (8.63%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.34% |
Yearly Dividend1.27
Dividend Growth(5Y)10.67%
DP105.92%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)35.96%
Min EPS beat(2)9.25%
Max EPS beat(2)62.66%
EPS beat(4)3
Avg EPS beat(4)63.48%
Min EPS beat(4)-41.43%
Max EPS beat(4)223.43%
EPS beat(8)5
Avg EPS beat(8)31.25%
EPS beat(12)7
Avg EPS beat(12)23.94%
EPS beat(16)11
Avg EPS beat(16)25.77%
Revenue beat(2)2
Avg Revenue beat(2)1.24%
Min Revenue beat(2)1.16%
Max Revenue beat(2)1.32%
Revenue beat(4)3
Avg Revenue beat(4)-1.64%
Min Revenue beat(4)-10.52%
Max Revenue beat(4)1.49%
Revenue beat(8)3
Avg Revenue beat(8)-4.05%
Revenue beat(12)5
Avg Revenue beat(12)-2.66%
Revenue beat(16)8
Avg Revenue beat(16)-1.45%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-20.69%
EPS NQ rev (3m)-60.12%
EPS NY rev (1m)-12.31%
EPS NY rev (3m)-12.31%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-4.14%
Revenue NY rev (1m)0.18%
Revenue NY rev (3m)-1.21%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.97 | ||
| Fwd PE | 8.91 | ||
| P/S | 0.5 | ||
| P/FCF | 13.31 | ||
| P/OCF | 6.54 | ||
| P/B | 1.17 | ||
| P/tB | 1.17 | ||
| EV/EBITDA | 6.32 |
EPS(TTM)1.16
EY5.27%
EPS(NY)2.47
Fwd EY11.22%
FCF(TTM)1.65
FCFY7.51%
OCF(TTM)3.36
OCFY15.29%
SpS44.43
BVpS18.74
TBVpS18.74
PEG (NY)N/A
PEG (5Y)111.38
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.05% | ||
| ROE | 6.43% | ||
| ROCE | 3.97% | ||
| ROIC | 3.05% | ||
| ROICexc | 3.86% | ||
| ROICexgc | 3.86% | ||
| OM | 2.81% | ||
| PM (TTM) | 2.71% | ||
| GM | 61.04% | ||
| FCFM | 3.72% |
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
ROICexc(3y)13.79%
ROICexc(5y)18.41%
ROICexgc(3y)13.79%
ROICexgc(5y)18.41%
ROCE(3y)13.58%
ROCE(5y)16.34%
ROICexcg growth 3Y-49.04%
ROICexcg growth 5Y-8%
ROICexc growth 3Y-49.04%
ROICexc growth 5Y-8%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
F-Score5
Asset Turnover1.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 119.52% | ||
| Cap/Sales | 3.85% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 125.53% | ||
| Profit Quality | 137.31% | ||
| Current Ratio | 1.81 | ||
| Quick Ratio | 1.09 | ||
| Altman-Z | 3.01 |
F-Score5
WACC9.5%
ROIC/WACC0.32
Cap/Depr(3y)200.69%
Cap/Depr(5y)174.23%
Cap/Sales(3y)4.44%
Cap/Sales(5y)3.63%
Profit Quality(3y)79.31%
Profit Quality(5y)101.86%
High Growth Momentum
Growth
EPS 1Y (TTM)-50.21%
EPS 3Y-37.83%
EPS 5Y0.17%
EPS Q2Q%-40.74%
EPS Next Y-2.42%
EPS Next 2Y44.66%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-8.92%
Revenue growth 3Y-10.63%
Revenue growth 5Y-2.06%
Sales Q2Q%1.34%
Revenue Next Year3.32%
Revenue Next 2Y5.79%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-54.37%
EBIT growth 3Y-44.64%
EBIT growth 5Y-6.04%
EBIT Next Year375.13%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y186.19%
FCF growth 3Y-24.82%
FCF growth 5Y-10.46%
OCF growth 1Y-15.52%
OCF growth 3Y-15.37%
OCF growth 5Y-1.46%