HAVERTY FURNITURE COS-CL A (HVT.A) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:HVT.A - US4195962000 - Common Stock
22.9 USD
+0.14 (+0.62%)
HVT.A gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 121 industry peers in the Specialty Retail industry. HVT.A gets an excellent profitability rating and is at the same time showing great financial health properties. HVT.A scores decently on growth, while it is valued quite cheap. This could make an interesting combination. With these ratings, HVT.A could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
In the past year HVT.A was profitable.
In the past year HVT.A had a positive cash flow from operations.
HVT.A had positive earnings in each of the past 5 years.
In the past 5 years HVT.A always reported a positive cash flow from operatings.
1.2 Ratios
HVT.A has a better Return On Assets (2.98%) than 60.98% of its industry peers.
HVT.A has a better Return On Equity (6.34%) than 62.60% of its industry peers.
HVT.A has a Return On Invested Capital of 3.07%. This is comparable to the rest of the industry: HVT.A outperforms 47.97% of its industry peers.
HVT.A had an Average Return On Invested Capital over the past 3 years of 10.44%. This is in line with the industry average of 12.26%.
The last Return On Invested Capital (3.07%) for HVT.A is well below the 3 year average (10.44%), which needs to be investigated, but indicates that HVT.A had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.98% | ||
| ROE | 6.34% | ||
| ROIC | 3.07% |
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
1.3 Margins
HVT.A has a better Profit Margin (2.62%) than 68.29% of its industry peers.
HVT.A's Profit Margin has been stable in the last couple of years.
Looking at the Operating Margin, with a value of 2.74%, HVT.A is in line with its industry, outperforming 52.85% of the companies in the same industry.
HVT.A's Operating Margin has declined in the last couple of years.
With an excellent Gross Margin value of 61.05%, HVT.A belongs to the best of the industry, outperforming 91.06% of the companies in the same industry.
HVT.A's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.74% | ||
| PM (TTM) | 2.62% | ||
| GM | 61.05% |
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so HVT.A is still creating some value.
The number of shares outstanding for HVT.A has been increased compared to 1 year ago.
The number of shares outstanding for HVT.A has been reduced compared to 5 years ago.
There is no outstanding debt for HVT.A. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
HVT.A has an Altman-Z score of 2.98. This is not the best score and indicates that HVT.A is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.98, HVT.A is in the better half of the industry, outperforming 70.73% of the companies in the same industry.
HVT.A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 2.98 |
ROIC/WACC0.34
WACC9.15%
2.3 Liquidity
A Current Ratio of 1.75 indicates that HVT.A should not have too much problems paying its short term obligations.
HVT.A's Current ratio of 1.75 is fine compared to the rest of the industry. HVT.A outperforms 76.42% of its industry peers.
A Quick Ratio of 1.11 indicates that HVT.A should not have too much problems paying its short term obligations.
HVT.A has a better Quick ratio (1.11) than 78.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.75 | ||
| Quick Ratio | 1.11 |
3. Growth
3.1 Past
HVT.A shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -27.04%.
The Earnings Per Share has been growing slightly by 0.17% on average over the past years.
The Revenue has decreased by -1.05% in the past year.
The Revenue has been decreasing by -2.06% on average over the past years.
EPS 1Y (TTM)-27.04%
EPS 3Y-37.83%
EPS 5Y0.17%
EPS Q2Q%0%
Revenue 1Y (TTM)-1.05%
Revenue growth 3Y-10.63%
Revenue growth 5Y-2.06%
Sales Q2Q%10.57%
3.2 Future
Based on estimates for the next years, HVT.A will show a very strong growth in Earnings Per Share. The EPS will grow by 39.77% on average per year.
The Revenue is expected to grow by 7.19% on average over the next years.
EPS Next Y-3.71%
EPS Next 2Y34.55%
EPS Next 3Y39.77%
EPS Next 5YN/A
Revenue Next Year5.04%
Revenue Next 2Y6.57%
Revenue Next 3Y7.19%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
HVT.A is valuated rather expensively with a Price/Earnings ratio of 19.74.
Based on the Price/Earnings ratio, HVT.A is valued a bit cheaper than 72.36% of the companies in the same industry.
HVT.A's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.28.
Based on the Price/Forward Earnings ratio of 10.72, the valuation of HVT.A can be described as reasonable.
79.67% of the companies in the same industry are more expensive than HVT.A, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.52, HVT.A is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.74 | ||
| Fwd PE | 10.72 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of HVT.A indicates a rather cheap valuation: HVT.A is cheaper than 81.30% of the companies listed in the same industry.
87.80% of the companies in the same industry are more expensive than HVT.A, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.52 | ||
| EV/EBITDA | 5.5 |
4.3 Compensation for Growth
The decent profitability rating of HVT.A may justify a higher PE ratio.
A more expensive valuation may be justified as HVT.A's earnings are expected to grow with 39.77% in the coming years.
PEG (NY)N/A
PEG (5Y)115.88
EPS Next 2Y34.55%
EPS Next 3Y39.77%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.91%, HVT.A is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.67, HVT.A pays a better dividend. On top of this HVT.A pays more dividend than 93.50% of the companies listed in the same industry.
HVT.A's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.91% |
5.2 History
The dividend of HVT.A is nicely growing with an annual growth rate of 10.67%!
HVT.A has been paying a dividend for over 5 years, so it has already some track record.
HVT.A has decreased its dividend recently.
Dividend Growth(5Y)10.67%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
106.78% of the earnings are spent on dividend by HVT.A. This is not a sustainable payout ratio.
HVT.A's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP106.78%
EPS Next 2Y34.55%
EPS Next 3Y39.77%
NYSE:HVT.A (11/11/2025, 8:11:23 PM)
22.9
+0.14 (+0.62%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners86.24%
Inst Owner Change-0.03%
Ins Owners10.52%
Ins Owner ChangeN/A
Market Cap372.58M
Revenue(TTM)741.43M
Net Income(TTM)19.39M
Analysts80
Price Target28.64 (25.07%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.91% |
Yearly Dividend1.27
Dividend Growth(5Y)10.67%
DP106.78%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.38%
Min EPS beat(2)9.25%
Max EPS beat(2)15.51%
EPS beat(4)4
Avg EPS beat(4)77.71%
Min EPS beat(4)9.25%
Max EPS beat(4)223.43%
EPS beat(8)5
Avg EPS beat(8)31.82%
EPS beat(12)7
Avg EPS beat(12)20.81%
EPS beat(16)11
Avg EPS beat(16)26.37%
Revenue beat(2)2
Avg Revenue beat(2)1.8%
Min Revenue beat(2)1.32%
Max Revenue beat(2)2.28%
Revenue beat(4)4
Avg Revenue beat(4)1.56%
Min Revenue beat(4)1.16%
Max Revenue beat(4)2.28%
Revenue beat(8)4
Avg Revenue beat(8)-3.26%
Revenue beat(12)5
Avg Revenue beat(12)-3.31%
Revenue beat(16)9
Avg Revenue beat(16)-1.26%
PT rev (1m)0%
PT rev (3m)19.82%
EPS NQ rev (1m)-1%
EPS NQ rev (3m)6.45%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.32%
Revenue NQ rev (1m)0.78%
Revenue NQ rev (3m)0.78%
Revenue NY rev (1m)1.74%
Revenue NY rev (3m)1.67%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.74 | ||
| Fwd PE | 10.72 | ||
| P/S | 0.5 | ||
| P/FCF | 9.52 | ||
| P/OCF | 5.99 | ||
| P/B | 1.22 | ||
| P/tB | 1.22 | ||
| EV/EBITDA | 5.5 |
EPS(TTM)1.16
EY5.07%
EPS(NY)2.14
Fwd EY9.33%
FCF(TTM)2.4
FCFY10.5%
OCF(TTM)3.82
OCFY16.7%
SpS45.57
BVpS18.81
TBVpS18.81
PEG (NY)N/A
PEG (5Y)115.88
Graham Number22.16
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.98% | ||
| ROE | 6.34% | ||
| ROCE | 3.99% | ||
| ROIC | 3.07% | ||
| ROICexc | 4.13% | ||
| ROICexgc | 4.13% | ||
| OM | 2.74% | ||
| PM (TTM) | 2.62% | ||
| GM | 61.05% | ||
| FCFM | 5.28% |
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
ROICexc(3y)13.79%
ROICexc(5y)18.41%
ROICexgc(3y)13.79%
ROICexgc(5y)18.41%
ROCE(3y)13.58%
ROCE(5y)16.34%
ROICexgc growth 3Y-49.04%
ROICexgc growth 5Y-8%
ROICexc growth 3Y-49.04%
ROICexc growth 5Y-8%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
F-Score7
Asset Turnover1.14
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 97.37% | ||
| Cap/Sales | 3.11% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 141.39% | ||
| Profit Quality | 201.73% | ||
| Current Ratio | 1.75 | ||
| Quick Ratio | 1.11 | ||
| Altman-Z | 2.98 |
F-Score7
WACC9.15%
ROIC/WACC0.34
Cap/Depr(3y)200.69%
Cap/Depr(5y)174.23%
Cap/Sales(3y)4.44%
Cap/Sales(5y)3.63%
Profit Quality(3y)79.31%
Profit Quality(5y)101.86%
High Growth Momentum
Growth
EPS 1Y (TTM)-27.04%
EPS 3Y-37.83%
EPS 5Y0.17%
EPS Q2Q%0%
EPS Next Y-3.71%
EPS Next 2Y34.55%
EPS Next 3Y39.77%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.05%
Revenue growth 3Y-10.63%
Revenue growth 5Y-2.06%
Sales Q2Q%10.57%
Revenue Next Year5.04%
Revenue Next 2Y6.57%
Revenue Next 3Y7.19%
Revenue Next 5YN/A
EBIT growth 1Y-29.14%
EBIT growth 3Y-44.64%
EBIT growth 5Y-6.04%
EBIT Next Year375.13%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-0.96%
FCF growth 3Y-24.82%
FCF growth 5Y-10.46%
OCF growth 1Y-32.53%
OCF growth 3Y-15.37%
OCF growth 5Y-1.46%
HAVERTY FURNITURE COS-CL A / HVT.A FAQ
What is the fundamental rating for HVT.A stock?
ChartMill assigns a fundamental rating of 6 / 10 to HVT.A.
What is the valuation status for HVT.A stock?
ChartMill assigns a valuation rating of 6 / 10 to HAVERTY FURNITURE COS-CL A (HVT.A). This can be considered as Fairly Valued.
How profitable is HAVERTY FURNITURE COS-CL A (HVT.A) stock?
HAVERTY FURNITURE COS-CL A (HVT.A) has a profitability rating of 6 / 10.
What is the expected EPS growth for HAVERTY FURNITURE COS-CL A (HVT.A) stock?
The Earnings per Share (EPS) of HAVERTY FURNITURE COS-CL A (HVT.A) is expected to decline by -3.71% in the next year.
Can you provide the dividend sustainability for HVT.A stock?
The dividend rating of HAVERTY FURNITURE COS-CL A (HVT.A) is 6 / 10 and the dividend payout ratio is 106.78%.