HAVERTY FURNITURE COS-CL A (HVT.A) Fundamental Analysis & Valuation
NYSE:HVT.A • US4195962000
Current stock price
23.72 USD
+1.61 (+7.26%)
At close:
23.72 USD
0 (0%)
After Hours:
This HVT.A fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. HVT.A Profitability Analysis
1.1 Basic Checks
- HVT.A had positive earnings in the past year.
- HVT.A had a positive operating cash flow in the past year.
- Each year in the past 5 years HVT.A has been profitable.
- In the past 5 years HVT.A always reported a positive cash flow from operatings.
1.2 Ratios
- HVT.A's Return On Assets of 3.04% is fine compared to the rest of the industry. HVT.A outperforms 60.16% of its industry peers.
- HVT.A has a Return On Equity of 6.41%. This is in the better half of the industry: HVT.A outperforms 60.98% of its industry peers.
- HVT.A has a Return On Invested Capital (3.15%) which is comparable to the rest of the industry.
- HVT.A had an Average Return On Invested Capital over the past 3 years of 5.27%. This is significantly below the industry average of 13.35%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.04% | ||
| ROE | 6.41% | ||
| ROIC | 3.15% |
ROA(3y)4.91%
ROA(5y)8.35%
ROE(3y)10.39%
ROE(5y)19.5%
ROIC(3y)5.27%
ROIC(5y)10.46%
1.3 Margins
- HVT.A's Profit Margin of 2.60% is fine compared to the rest of the industry. HVT.A outperforms 65.04% of its industry peers.
- HVT.A's Profit Margin has declined in the last couple of years.
- HVT.A has a Operating Margin (2.86%) which is comparable to the rest of the industry.
- In the last couple of years the Operating Margin of HVT.A has declined.
- Looking at the Gross Margin, with a value of 60.67%, HVT.A belongs to the top of the industry, outperforming 89.43% of the companies in the same industry.
- In the last couple of years the Gross Margin of HVT.A has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.86% | ||
| PM (TTM) | 2.6% | ||
| GM | 60.67% |
OM growth 3Y-36.66%
OM growth 5Y-22.51%
PM growth 3Y-32.72%
PM growth 5Y-19.93%
GM growth 3Y1.69%
GM growth 5Y1.62%
2. HVT.A Health Analysis
2.1 Basic Checks
- HVT.A has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for HVT.A has been reduced compared to 1 year ago.
- Compared to 5 years ago, HVT.A has less shares outstanding
- There is no outstanding debt for HVT.A. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- An Altman-Z score of 3.07 indicates that HVT.A is not in any danger for bankruptcy at the moment.
- HVT.A has a Altman-Z score of 3.07. This is in the better half of the industry: HVT.A outperforms 75.61% of its industry peers.
- HVT.A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 3.07 |
ROIC/WACC0.35
WACC9.08%
2.3 Liquidity
- HVT.A has a Current Ratio of 1.87. This is a normal value and indicates that HVT.A is financially healthy and should not expect problems in meeting its short term obligations.
- HVT.A has a Current ratio of 1.87. This is in the better half of the industry: HVT.A outperforms 76.42% of its industry peers.
- A Quick Ratio of 1.15 indicates that HVT.A should not have too much problems paying its short term obligations.
- HVT.A has a better Quick ratio (1.15) than 77.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.87 | ||
| Quick Ratio | 1.15 |
3. HVT.A Growth Analysis
3.1 Past
- HVT.A shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by 0.00%.
- The Earnings Per Share has been decreasing by -9.18% on average over the past years.
- The Revenue has been growing slightly by 4.99% in the past year.
- HVT.A shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.28% yearly.
EPS 1Y (TTM)0%
EPS 3Y-39.24%
EPS 5Y-9.18%
EPS Q2Q%4.08%
Revenue 1Y (TTM)4.99%
Revenue growth 3Y-10.17%
Revenue growth 5Y0.28%
Sales Q2Q%9.52%
3.2 Future
- The Earnings Per Share is expected to grow by 65.24% on average over the next years. This is a very strong growth
- Based on estimates for the next years, HVT.A will show a quite strong growth in Revenue. The Revenue will grow by 8.54% on average per year.
EPS Next Y76.32%
EPS Next 2Y65.24%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year8.38%
Revenue Next 2Y8.54%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. HVT.A Valuation Analysis
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 20.10, which indicates a rather expensive current valuation of HVT.A.
- Based on the Price/Earnings ratio, HVT.A is valued a bit cheaper than the industry average as 70.73% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 26.91, HVT.A is valued a bit cheaper.
- HVT.A is valuated reasonably with a Price/Forward Earnings ratio of 11.40.
- Based on the Price/Forward Earnings ratio, HVT.A is valued a bit cheaper than the industry average as 78.05% of the companies are valued more expensively.
- When comparing the Price/Forward Earnings ratio of HVT.A to the average of the S&P500 Index (23.68), we can say HVT.A is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.1 | ||
| Fwd PE | 11.4 |
4.2 Price Multiples
- 82.11% of the companies in the same industry are more expensive than HVT.A, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, HVT.A is valued a bit cheaper than 76.42% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.61 | ||
| EV/EBITDA | 5.66 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of HVT.A may justify a higher PE ratio.
- HVT.A's earnings are expected to grow with 65.24% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.26
PEG (5Y)N/A
EPS Next 2Y65.24%
EPS Next 3YN/A
5. HVT.A Dividend Analysis
5.1 Amount
- HVT.A has a Yearly Dividend Yield of 6.18%, which is a nice return.
- Compared to an average industry Dividend Yield of 3.07, HVT.A pays a better dividend. On top of this HVT.A pays more dividend than 94.31% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.89, HVT.A pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.18% |
5.2 History
- The dividend of HVT.A decreases each year by -13.80%.
- HVT.A has been paying a dividend for at least 10 years, so it has a reliable track record.
- HVT.A has decreased its dividend recently.
Dividend Growth(5Y)-13.8%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- HVT.A pays out 105.61% of its income as dividend. This is not a sustainable payout ratio.
DP105.61%
EPS Next 2Y65.24%
EPS Next 3YN/A
HVT.A Fundamentals: All Metrics, Ratios and Statistics
23.72
+1.61 (+7.26%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-24 2026-02-24/bmo
Earnings (Next)04-28 2026-04-28
Inst Owners83.67%
Inst Owner Change0%
Ins Owners10.61%
Ins Owner ChangeN/A
Market Cap382.84M
Revenue(TTM)759.00M
Net Income(TTM)19.73M
Analysts80
Price Target32.94 (38.87%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.18% |
Yearly Dividend1.29
Dividend Growth(5Y)-13.8%
DP105.61%
Div Incr Years1
Div Non Decr Years1
Ex-Date03-10 2026-03-10 (0.31)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.35%
Min EPS beat(2)5.2%
Max EPS beat(2)15.51%
EPS beat(4)4
Avg EPS beat(4)23.16%
Min EPS beat(4)5.2%
Max EPS beat(4)62.66%
EPS beat(8)6
Avg EPS beat(8)33.75%
EPS beat(12)7
Avg EPS beat(12)20.57%
EPS beat(16)11
Avg EPS beat(16)25.95%
Revenue beat(2)2
Avg Revenue beat(2)1.75%
Min Revenue beat(2)1.23%
Max Revenue beat(2)2.28%
Revenue beat(4)4
Avg Revenue beat(4)1.5%
Min Revenue beat(4)1.16%
Max Revenue beat(4)2.28%
Revenue beat(8)5
Avg Revenue beat(8)-1.8%
Revenue beat(12)5
Avg Revenue beat(12)-3.53%
Revenue beat(16)9
Avg Revenue beat(16)-1.2%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-28%
EPS NQ rev (3m)-28%
EPS NY rev (1m)-1.44%
EPS NY rev (3m)-3.74%
Revenue NQ rev (1m)0.24%
Revenue NQ rev (3m)-0.61%
Revenue NY rev (1m)0.43%
Revenue NY rev (3m)0.24%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.1 | ||
| Fwd PE | 11.4 | ||
| P/S | 0.5 | ||
| P/FCF | 11.61 | ||
| P/OCF | 7.27 | ||
| P/B | 1.24 | ||
| P/tB | 1.24 | ||
| EV/EBITDA | 5.66 |
EPS(TTM)1.18
EY4.97%
EPS(NY)2.08
Fwd EY8.77%
FCF(TTM)2.04
FCFY8.61%
OCF(TTM)3.26
OCFY13.75%
SpS47.03
BVpS19.08
TBVpS19.08
PEG (NY)0.26
PEG (5Y)N/A
Graham Number22.51
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.04% | ||
| ROE | 6.41% | ||
| ROCE | 4.21% | ||
| ROIC | 3.15% | ||
| ROICexc | 4.17% | ||
| ROICexgc | 4.17% | ||
| OM | 2.86% | ||
| PM (TTM) | 2.6% | ||
| GM | 60.67% | ||
| FCFM | 4.34% |
ROA(3y)4.91%
ROA(5y)8.35%
ROE(3y)10.39%
ROE(5y)19.5%
ROIC(3y)5.27%
ROIC(5y)10.46%
ROICexc(3y)6.9%
ROICexc(5y)14.62%
ROICexgc(3y)6.9%
ROICexgc(5y)14.62%
ROCE(3y)7.04%
ROCE(5y)13.96%
ROICexgc growth 3Y-44.03%
ROICexgc growth 5Y-27.47%
ROICexc growth 3Y-44.03%
ROICexc growth 5Y-27.47%
OM growth 3Y-36.66%
OM growth 5Y-22.51%
PM growth 3Y-32.72%
PM growth 5Y-19.93%
GM growth 3Y1.69%
GM growth 5Y1.62%
F-Score7
Asset Turnover1.17
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 82.58% | ||
| Cap/Sales | 2.59% | ||
| Interest Coverage | 134.03 | ||
| Cash Conversion | 115.61% | ||
| Profit Quality | 167.12% | ||
| Current Ratio | 1.87 | ||
| Quick Ratio | 1.15 | ||
| Altman-Z | 3.07 |
F-Score7
WACC9.08%
ROIC/WACC0.35
Cap/Depr(3y)172.2%
Cap/Depr(5y)178.77%
Cap/Sales(3y)4.4%
Cap/Sales(5y)3.85%
Profit Quality(3y)126.59%
Profit Quality(5y)94.91%
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y-39.24%
EPS 5Y-9.18%
EPS Q2Q%4.08%
EPS Next Y76.32%
EPS Next 2Y65.24%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)4.99%
Revenue growth 3Y-10.17%
Revenue growth 5Y0.28%
Sales Q2Q%9.52%
Revenue Next Year8.38%
Revenue Next 2Y8.54%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y8.19%
EBIT growth 3Y-43.11%
EBIT growth 5Y-22.29%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y22.95%
FCF growth 3Y13.42%
FCF growth 5Y-22.68%
OCF growth 1Y-10.63%
OCF growth 3Y1.06%
OCF growth 5Y-16.57%
HAVERTY FURNITURE COS-CL A / HVT.A Fundamental Analysis FAQ
What is the fundamental rating for HVT.A stock?
ChartMill assigns a fundamental rating of 6 / 10 to HVT.A.
What is the valuation status of HAVERTY FURNITURE COS-CL A (HVT.A) stock?
ChartMill assigns a valuation rating of 7 / 10 to HAVERTY FURNITURE COS-CL A (HVT.A). This can be considered as Undervalued.
How profitable is HAVERTY FURNITURE COS-CL A (HVT.A) stock?
HAVERTY FURNITURE COS-CL A (HVT.A) has a profitability rating of 6 / 10.
What is the earnings growth outlook for HAVERTY FURNITURE COS-CL A?
The Earnings per Share (EPS) of HAVERTY FURNITURE COS-CL A (HVT.A) is expected to grow by 76.32% in the next year.
Is the dividend of HAVERTY FURNITURE COS-CL A sustainable?
The dividend rating of HAVERTY FURNITURE COS-CL A (HVT.A) is 5 / 10 and the dividend payout ratio is 105.61%.