HAVERTY FURNITURE COS-CL A (HVT.A) Stock Fundamental Analysis
USA - NYSE:HVT.A - US4195962000 - Common Stock
22.9 USD
+0.14 (+0.62%)
We assign a fundamental rating of 6 out of 10 to HVT.A. HVT.A was compared to 122 industry peers in the Specialty Retail industry. HVT.A has an excellent financial health rating, but there are some minor concerns on its profitability. HVT.A scores decently on growth, while it is valued quite cheap. This could make an interesting combination. These ratings would make HVT.A suitable for value investing!
1. Profitability
1.1 Basic Checks
HVT.A had positive earnings in the past year.
In the past year HVT.A had a positive cash flow from operations.
In the past 5 years HVT.A has always been profitable.
HVT.A had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 2.98%, HVT.A is in line with its industry, outperforming 59.84% of the companies in the same industry.
With a decent Return On Equity value of 6.34%, HVT.A is doing good in the industry, outperforming 61.48% of the companies in the same industry.
HVT.A's Return On Invested Capital of 3.07% is in line compared to the rest of the industry. HVT.A outperforms 47.54% of its industry peers.
HVT.A had an Average Return On Invested Capital over the past 3 years of 10.44%. This is in line with the industry average of 11.81%.
The 3 year average ROIC (10.44%) for HVT.A is well above the current ROIC(3.07%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.98% | ||
| ROE | 6.34% | ||
| ROIC | 3.07% |
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
1.3 Margins
With a decent Profit Margin value of 2.62%, HVT.A is doing good in the industry, outperforming 67.21% of the companies in the same industry.
In the last couple of years the Profit Margin of HVT.A has remained more or less at the same level.
Looking at the Operating Margin, with a value of 2.74%, HVT.A is in line with its industry, outperforming 51.64% of the companies in the same industry.
HVT.A's Operating Margin has declined in the last couple of years.
The Gross Margin of HVT.A (61.05%) is better than 90.16% of its industry peers.
HVT.A's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.74% | ||
| PM (TTM) | 2.62% | ||
| GM | 61.05% |
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so HVT.A is still creating some value.
The number of shares outstanding for HVT.A has been increased compared to 1 year ago.
The number of shares outstanding for HVT.A has been reduced compared to 5 years ago.
HVT.A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
HVT.A has an Altman-Z score of 2.98. This is not the best score and indicates that HVT.A is in the grey zone with still only limited risk for bankruptcy at the moment.
HVT.A has a Altman-Z score of 2.98. This is in the better half of the industry: HVT.A outperforms 68.85% of its industry peers.
HVT.A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 2.98 |
ROIC/WACC0.33
WACC9.27%
2.3 Liquidity
A Current Ratio of 1.75 indicates that HVT.A should not have too much problems paying its short term obligations.
HVT.A's Current ratio of 1.75 is fine compared to the rest of the industry. HVT.A outperforms 75.41% of its industry peers.
HVT.A has a Quick Ratio of 1.11. This is a normal value and indicates that HVT.A is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of HVT.A (1.11) is better than 77.87% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.75 | ||
| Quick Ratio | 1.11 |
3. Growth
3.1 Past
HVT.A shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -27.04%.
Measured over the past 5 years, HVT.A shows a small growth in Earnings Per Share. The EPS has been growing by 0.17% on average per year.
Looking at the last year, HVT.A shows a decrease in Revenue. The Revenue has decreased by -1.05% in the last year.
HVT.A shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.06% yearly.
EPS 1Y (TTM)-27.04%
EPS 3Y-37.83%
EPS 5Y0.17%
EPS Q2Q%0%
Revenue 1Y (TTM)-1.05%
Revenue growth 3Y-10.63%
Revenue growth 5Y-2.06%
Sales Q2Q%10.57%
3.2 Future
The Earnings Per Share is expected to grow by 39.77% on average over the next years. This is a very strong growth
HVT.A is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.19% yearly.
EPS Next Y-3.71%
EPS Next 2Y34.55%
EPS Next 3Y39.77%
EPS Next 5YN/A
Revenue Next Year5.04%
Revenue Next 2Y6.57%
Revenue Next 3Y7.19%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 19.74, which indicates a rather expensive current valuation of HVT.A.
Based on the Price/Earnings ratio, HVT.A is valued a bit cheaper than 71.31% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.89, HVT.A is valued a bit cheaper.
Based on the Price/Forward Earnings ratio of 10.72, the valuation of HVT.A can be described as reasonable.
Based on the Price/Forward Earnings ratio, HVT.A is valued a bit cheaper than the industry average as 78.69% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of HVT.A to the average of the S&P500 Index (34.59), we can say HVT.A is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.74 | ||
| Fwd PE | 10.72 |
4.2 Price Multiples
HVT.A's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. HVT.A is cheaper than 81.15% of the companies in the same industry.
HVT.A's Price/Free Cash Flow ratio is rather cheap when compared to the industry. HVT.A is cheaper than 86.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.52 | ||
| EV/EBITDA | 5.5 |
4.3 Compensation for Growth
The decent profitability rating of HVT.A may justify a higher PE ratio.
HVT.A's earnings are expected to grow with 39.77% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)115.88
EPS Next 2Y34.55%
EPS Next 3Y39.77%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.75%, HVT.A is a good candidate for dividend investing.
HVT.A's Dividend Yield is rather good when compared to the industry average which is at 5.49. HVT.A pays more dividend than 95.08% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, HVT.A pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.75% |
5.2 History
The dividend of HVT.A is nicely growing with an annual growth rate of 10.67%!
HVT.A has been paying a dividend for over 5 years, so it has already some track record.
HVT.A has decreased its dividend recently.
Dividend Growth(5Y)10.67%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
106.78% of the earnings are spent on dividend by HVT.A. This is not a sustainable payout ratio.
HVT.A's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP106.78%
EPS Next 2Y34.55%
EPS Next 3Y39.77%
NYSE:HVT.A (11/11/2025, 8:11:23 PM)
22.9
+0.14 (+0.62%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners86.24%
Inst Owner Change-0.03%
Ins Owners10.52%
Ins Owner ChangeN/A
Market Cap372.58M
Revenue(TTM)741.43M
Net Income(TTM)19.39M
Analysts80
Price Target28.64 (25.07%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.75% |
Yearly Dividend1.27
Dividend Growth(5Y)10.67%
DP106.78%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.38%
Min EPS beat(2)9.25%
Max EPS beat(2)15.51%
EPS beat(4)4
Avg EPS beat(4)77.71%
Min EPS beat(4)9.25%
Max EPS beat(4)223.43%
EPS beat(8)5
Avg EPS beat(8)31.82%
EPS beat(12)7
Avg EPS beat(12)20.81%
EPS beat(16)11
Avg EPS beat(16)26.37%
Revenue beat(2)1
Avg Revenue beat(2)0.17%
Min Revenue beat(2)-0.99%
Max Revenue beat(2)1.32%
Revenue beat(4)3
Avg Revenue beat(4)0.75%
Min Revenue beat(4)-0.99%
Max Revenue beat(4)1.49%
Revenue beat(8)3
Avg Revenue beat(8)-3.66%
Revenue beat(12)4
Avg Revenue beat(12)-3.58%
Revenue beat(16)8
Avg Revenue beat(16)-1.47%
PT rev (1m)0%
PT rev (3m)19.82%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.01%
EPS NY rev (1m)0%
EPS NY rev (3m)-13.46%
Revenue NQ rev (1m)0.78%
Revenue NQ rev (3m)0.21%
Revenue NY rev (1m)1.74%
Revenue NY rev (3m)1.85%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.74 | ||
| Fwd PE | 10.72 | ||
| P/S | 0.5 | ||
| P/FCF | 9.52 | ||
| P/OCF | 5.99 | ||
| P/B | 1.22 | ||
| P/tB | 1.22 | ||
| EV/EBITDA | 5.5 |
EPS(TTM)1.16
EY5.07%
EPS(NY)2.14
Fwd EY9.33%
FCF(TTM)2.4
FCFY10.5%
OCF(TTM)3.82
OCFY16.7%
SpS45.57
BVpS18.81
TBVpS18.81
PEG (NY)N/A
PEG (5Y)115.88
Graham Number22.16
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.98% | ||
| ROE | 6.34% | ||
| ROCE | 3.99% | ||
| ROIC | 3.07% | ||
| ROICexc | 4.13% | ||
| ROICexgc | 4.13% | ||
| OM | 2.74% | ||
| PM (TTM) | 2.62% | ||
| GM | 61.05% | ||
| FCFM | 5.28% |
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
ROICexc(3y)13.79%
ROICexc(5y)18.41%
ROICexgc(3y)13.79%
ROICexgc(5y)18.41%
ROCE(3y)13.58%
ROCE(5y)16.34%
ROICexgc growth 3Y-49.04%
ROICexgc growth 5Y-8%
ROICexc growth 3Y-49.04%
ROICexc growth 5Y-8%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
F-Score7
Asset Turnover1.14
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 97.37% | ||
| Cap/Sales | 3.11% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 141.39% | ||
| Profit Quality | 201.73% | ||
| Current Ratio | 1.75 | ||
| Quick Ratio | 1.11 | ||
| Altman-Z | 2.98 |
F-Score7
WACC9.27%
ROIC/WACC0.33
Cap/Depr(3y)200.69%
Cap/Depr(5y)174.23%
Cap/Sales(3y)4.44%
Cap/Sales(5y)3.63%
Profit Quality(3y)79.31%
Profit Quality(5y)101.86%
High Growth Momentum
Growth
EPS 1Y (TTM)-27.04%
EPS 3Y-37.83%
EPS 5Y0.17%
EPS Q2Q%0%
EPS Next Y-3.71%
EPS Next 2Y34.55%
EPS Next 3Y39.77%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.05%
Revenue growth 3Y-10.63%
Revenue growth 5Y-2.06%
Sales Q2Q%10.57%
Revenue Next Year5.04%
Revenue Next 2Y6.57%
Revenue Next 3Y7.19%
Revenue Next 5YN/A
EBIT growth 1Y-29.14%
EBIT growth 3Y-44.64%
EBIT growth 5Y-6.04%
EBIT Next Year375.13%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-0.96%
FCF growth 3Y-24.82%
FCF growth 5Y-10.46%
OCF growth 1Y-32.53%
OCF growth 3Y-15.37%
OCF growth 5Y-1.46%
HAVERTY FURNITURE COS-CL A / HVT.A FAQ
What is the fundamental rating for HVT.A stock?
ChartMill assigns a fundamental rating of 6 / 10 to HVT.A.
What is the valuation status for HVT.A stock?
ChartMill assigns a valuation rating of 6 / 10 to HAVERTY FURNITURE COS-CL A (HVT.A). This can be considered as Fairly Valued.
How profitable is HAVERTY FURNITURE COS-CL A (HVT.A) stock?
HAVERTY FURNITURE COS-CL A (HVT.A) has a profitability rating of 6 / 10.
What is the expected EPS growth for HAVERTY FURNITURE COS-CL A (HVT.A) stock?
The Earnings per Share (EPS) of HAVERTY FURNITURE COS-CL A (HVT.A) is expected to decline by -3.71% in the next year.
Can you provide the dividend sustainability for HVT.A stock?
The dividend rating of HAVERTY FURNITURE COS-CL A (HVT.A) is 6 / 10 and the dividend payout ratio is 106.78%.