HAVERTY FURNITURE COS-CL A (HVT.A) Stock Fundamental Analysis
NYSE:HVT.A - New York Stock Exchange, Inc. - US4195962000 - Common Stock - Currency: USD
HVT.A gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 120 industry peers in the Specialty Retail industry. HVT.A is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. HVT.A scores decently on growth, while it is valued quite cheap. This could make an interesting combination. These ratings would make HVT.A suitable for value investing!
1. Profitability
1.1 Basic Checks
In the past year HVT.A was profitable.
HVT.A had a positive operating cash flow in the past year.
In the past 5 years HVT.A has always been profitable.
Each year in the past 5 years HVT.A had a positive operating cash flow.
1.2 Ratios
HVT.A's Return On Assets of 3.08% is in line compared to the rest of the industry. HVT.A outperforms 58.68% of its industry peers.
With a decent Return On Equity value of 6.49%, HVT.A is doing good in the industry, outperforming 62.81% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 2.98%, HVT.A is in line with its industry, outperforming 48.76% of the companies in the same industry.
HVT.A had an Average Return On Invested Capital over the past 3 years of 10.44%. This is below the industry average of 13.00%.
The 3 year average ROIC (10.44%) for HVT.A is well above the current ROIC(2.98%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.08% | ||
| ROE | 6.49% | ||
| ROIC | 2.98% |
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
1.3 Margins
The Profit Margin of HVT.A (2.76%) is better than 66.94% of its industry peers.
In the last couple of years the Profit Margin of HVT.A has remained more or less at the same level.
HVT.A has a Operating Margin of 2.78%. This is comparable to the rest of the industry: HVT.A outperforms 52.89% of its industry peers.
HVT.A's Operating Margin has declined in the last couple of years.
HVT.A's Gross Margin of 60.74% is amongst the best of the industry. HVT.A outperforms 89.26% of its industry peers.
In the last couple of years the Gross Margin of HVT.A has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.78% | ||
| PM (TTM) | 2.76% | ||
| GM | 60.74% |
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so HVT.A is still creating some value.
HVT.A has more shares outstanding than it did 1 year ago.
HVT.A has less shares outstanding than it did 5 years ago.
HVT.A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
HVT.A has an Altman-Z score of 2.91. This is not the best score and indicates that HVT.A is in the grey zone with still only limited risk for bankruptcy at the moment.
HVT.A's Altman-Z score of 2.91 is fine compared to the rest of the industry. HVT.A outperforms 67.77% of its industry peers.
There is no outstanding debt for HVT.A. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 2.91 |
ROIC/WACC0.3
WACC9.81%
2.3 Liquidity
HVT.A has a Current Ratio of 1.82. This is a normal value and indicates that HVT.A is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of HVT.A (1.82) is better than 77.69% of its industry peers.
A Quick Ratio of 1.18 indicates that HVT.A should not have too much problems paying its short term obligations.
HVT.A has a better Quick ratio (1.18) than 79.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.82 | ||
| Quick Ratio | 1.18 |
3. Growth
3.1 Past
The earnings per share for HVT.A have decreased strongly by -53.99% in the last year.
The Earnings Per Share has been growing slightly by 0.17% on average over the past years.
The Revenue for HVT.A has decreased by -16.15% in the past year. This is quite bad
Measured over the past years, HVT.A shows a decrease in Revenue. The Revenue has been decreasing by -2.06% on average per year.
EPS 1Y (TTM)-53.99%
EPS 3Y-37.83%
EPS 5Y0.17%
EPS Q2Q%64.29%
Revenue 1Y (TTM)-16.15%
Revenue growth 3Y-10.63%
Revenue growth 5Y-2.06%
Sales Q2Q%-1.32%
3.2 Future
The Earnings Per Share is expected to grow by 44.66% on average over the next years. This is a very strong growth
HVT.A is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.41% yearly.
EPS Next Y11.27%
EPS Next 2Y44.66%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year4.58%
Revenue Next 2Y6.41%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 16.31, which indicates a correct valuation of HVT.A.
Compared to the rest of the industry, the Price/Earnings ratio of HVT.A indicates a somewhat cheap valuation: HVT.A is cheaper than 70.25% of the companies listed in the same industry.
HVT.A's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.35.
With a Price/Forward Earnings ratio of 8.39, the valuation of HVT.A can be described as very reasonable.
HVT.A's Price/Forward Earnings ratio is rather cheap when compared to the industry. HVT.A is cheaper than 85.12% of the companies in the same industry.
HVT.A is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.20, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.31 | ||
| Fwd PE | 8.39 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, HVT.A is valued cheaper than 80.17% of the companies in the same industry.
74.38% of the companies in the same industry are more expensive than HVT.A, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.47 | ||
| EV/EBITDA | 5.14 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of HVT.A may justify a higher PE ratio.
A more expensive valuation may be justified as HVT.A's earnings are expected to grow with 44.66% in the coming years.
PEG (NY)1.45
PEG (5Y)95.72
EPS Next 2Y44.66%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.19%, HVT.A is a good candidate for dividend investing.
HVT.A's Dividend Yield is rather good when compared to the industry average which is at 5.28. HVT.A pays more dividend than 93.39% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.40, HVT.A pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.19% |
5.2 History
On average, the dividend of HVT.A grows each year by 10.67%, which is quite nice.
HVT.A has been paying a dividend for over 5 years, so it has already some track record.
HVT.A has decreased its dividend recently.
Dividend Growth(5Y)10.67%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
102.57% of the earnings are spent on dividend by HVT.A. This is not a sustainable payout ratio.
HVT.A's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP102.57%
EPS Next 2Y44.66%
EPS Next 3YN/A
NYSE:HVT.A (5/13/2025, 8:04:00 PM)
20.71
+2 (+10.69%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners89.16%
Inst Owner Change0.17%
Ins Owners10.74%
Ins Owner ChangeN/A
Market Cap334.47M
Analysts80
Price Target23.91 (15.45%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.19% |
Yearly Dividend1.27
Dividend Growth(5Y)10.67%
DP102.57%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)91%
Min EPS beat(2)-41.43%
Max EPS beat(2)223.43%
EPS beat(4)2
Avg EPS beat(4)44.35%
Min EPS beat(4)-61.85%
Max EPS beat(4)223.43%
EPS beat(8)3
Avg EPS beat(8)19.28%
EPS beat(12)7
Avg EPS beat(12)26.89%
EPS beat(16)11
Avg EPS beat(16)34.26%
Revenue beat(2)1
Avg Revenue beat(2)-4.51%
Min Revenue beat(2)-10.52%
Max Revenue beat(2)1.49%
Revenue beat(4)1
Avg Revenue beat(4)-5.11%
Min Revenue beat(4)-10.52%
Max Revenue beat(4)1.49%
Revenue beat(8)1
Avg Revenue beat(8)-6.04%
Revenue beat(12)5
Avg Revenue beat(12)-2.1%
Revenue beat(16)8
Avg Revenue beat(16)0.31%
PT rev (1m)-21.91%
PT rev (3m)-32.51%
EPS NQ rev (1m)-9.68%
EPS NQ rev (3m)-55.32%
EPS NY rev (1m)-9.41%
EPS NY rev (3m)-35.64%
Revenue NQ rev (1m)-0.36%
Revenue NQ rev (3m)-2.88%
Revenue NY rev (1m)-0.33%
Revenue NY rev (3m)-0.3%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.31 | ||
| Fwd PE | 8.39 | ||
| P/S | 0.46 | ||
| P/FCF | 12.47 | ||
| P/OCF | 5.68 | ||
| P/B | 1.09 | ||
| P/tB | 1.09 | ||
| EV/EBITDA | 5.14 |
EPS(TTM)1.27
EY6.13%
EPS(NY)2.47
Fwd EY11.92%
FCF(TTM)1.66
FCFY8.02%
OCF(TTM)3.65
OCFY17.61%
SpS44.76
BVpS19.04
TBVpS19.04
PEG (NY)1.45
PEG (5Y)95.72
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.08% | ||
| ROE | 6.49% | ||
| ROCE | 3.88% | ||
| ROIC | 2.98% | ||
| ROICexc | 3.89% | ||
| ROICexgc | 3.89% | ||
| OM | 2.78% | ||
| PM (TTM) | 2.76% | ||
| GM | 60.74% | ||
| FCFM | 3.71% |
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
ROICexc(3y)13.79%
ROICexc(5y)18.41%
ROICexgc(3y)13.79%
ROICexgc(5y)18.41%
ROCE(3y)13.58%
ROCE(5y)16.34%
ROICexcg growth 3Y-49.04%
ROICexcg growth 5Y-8%
ROICexc growth 3Y-49.04%
ROICexc growth 5Y-8%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
F-Score6
Asset Turnover1.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 148.5% | ||
| Cap/Sales | 4.44% | ||
| Interest Coverage | 123.13 | ||
| Cash Conversion | 141.33% | ||
| Profit Quality | 134.38% | ||
| Current Ratio | 1.82 | ||
| Quick Ratio | 1.18 | ||
| Altman-Z | 2.91 |
F-Score6
WACC9.81%
ROIC/WACC0.3
Cap/Depr(3y)200.69%
Cap/Depr(5y)174.23%
Cap/Sales(3y)4.44%
Cap/Sales(5y)3.63%
Profit Quality(3y)79.31%
Profit Quality(5y)101.86%
High Growth Momentum
Growth
EPS 1Y (TTM)-53.99%
EPS 3Y-37.83%
EPS 5Y0.17%
EPS Q2Q%64.29%
EPS Next Y11.27%
EPS Next 2Y44.66%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-16.15%
Revenue growth 3Y-10.63%
Revenue growth 5Y-2.06%
Sales Q2Q%-1.32%
Revenue Next Year4.58%
Revenue Next 2Y6.41%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-70.13%
EBIT growth 3Y-44.64%
EBIT growth 5Y-6.04%
EBIT Next Year375.13%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.17%
FCF growth 3Y-24.82%
FCF growth 5Y-10.46%
OCF growth 1Y-39.4%
OCF growth 3Y-15.37%
OCF growth 5Y-1.46%