GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) Fundamental Analysis & Valuation

TSX:GWO-PR-M • CA39138C8170

Current stock price

25.33 CAD
+0.01 (+0.04%)
Last:

This GWO-PR-M.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. GWO-PR-M.CA Profitability Analysis

1.1 Basic Checks

  • GWO-PR-M had positive earnings in the past year.
  • In the past year GWO-PR-M had a positive cash flow from operations.
  • GWO-PR-M had positive earnings in each of the past 5 years.
  • GWO-PR-M had a positive operating cash flow in each of the past 5 years.
GWO-PR-M.CA Yearly Net Income VS EBIT VS OCF VS FCFGWO-PR-M.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

1.2 Ratios

  • With a Return On Assets value of 0.46%, GWO-PR-M is not doing good in the industry: 68.35% of the companies in the same industry are doing better.
  • GWO-PR-M has a worse Return On Equity (12.02%) than 60.76% of its industry peers.
  • GWO-PR-M has a Return On Invested Capital (0.55%) which is in line with its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for GWO-PR-M is below the industry average of 3.17%.
  • The 3 year average ROIC (0.54%) for GWO-PR-M is below the current ROIC(0.55%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.46%
ROE 12.02%
ROIC 0.55%
ROA(3y)0.44%
ROA(5y)0.47%
ROE(3y)11.11%
ROE(5y)11.24%
ROIC(3y)0.54%
ROIC(5y)0.56%
GWO-PR-M.CA Yearly ROA, ROE, ROICGWO-PR-M.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • The Profit Margin of GWO-PR-M (11.13%) is comparable to the rest of the industry.
  • In the last couple of years the Profit Margin of GWO-PR-M has grown nicely.
  • With a Operating Margin value of 15.31%, GWO-PR-M is not doing good in the industry: 63.29% of the companies in the same industry are doing better.
  • In the last couple of years the Operating Margin of GWO-PR-M has grown nicely.
Industry RankSector Rank
OM 15.31%
PM (TTM) 11.13%
GM N/A
OM growth 3Y-16.84%
OM growth 5Y23.82%
PM growth 3Y-18.63%
PM growth 5Y17.91%
GM growth 3YN/A
GM growth 5YN/A
GWO-PR-M.CA Yearly Profit, Operating, Gross MarginsGWO-PR-M.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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4

2. GWO-PR-M.CA Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for GWO-PR-M has been reduced compared to 1 year ago.
  • The number of shares outstanding for GWO-PR-M has been reduced compared to 5 years ago.
  • Compared to 1 year ago, GWO-PR-M has an improved debt to assets ratio.
GWO-PR-M.CA Yearly Shares OutstandingGWO-PR-M.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
GWO-PR-M.CA Yearly Total Debt VS Total AssetsGWO-PR-M.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B

2.2 Solvency

  • GWO-PR-M has a debt to FCF ratio of 3.25. This is a good value and a sign of high solvency as GWO-PR-M would need 3.25 years to pay back of all of its debts.
  • GWO-PR-M has a Debt to FCF ratio of 3.25. This is in the lower half of the industry: GWO-PR-M underperforms 65.82% of its industry peers.
  • A Debt/Equity ratio of 0.27 indicates that GWO-PR-M is not too dependend on debt financing.
  • GWO-PR-M's Debt to Equity ratio of 0.27 is fine compared to the rest of the industry. GWO-PR-M outperforms 63.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.25
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
GWO-PR-M.CA Yearly LT Debt VS Equity VS FCFGWO-PR-M.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.3 Liquidity

  • GWO-PR-M has a Current Ratio of 0.20. This is a bad value and indicates that GWO-PR-M is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GWO-PR-M has a better Current ratio (0.20) than 69.62% of its industry peers.
  • A Quick Ratio of 0.20 indicates that GWO-PR-M may have some problems paying its short term obligations.
  • With a decent Quick ratio value of 0.20, GWO-PR-M is doing good in the industry, outperforming 69.62% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.2
Quick Ratio 0.2
GWO-PR-M.CA Yearly Current Assets VS Current LiabilitesGWO-PR-M.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. GWO-PR-M.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 11.26% over the past year.
  • GWO-PR-M shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 11.83% yearly.
  • Looking at the last year, GWO-PR-M shows a quite strong growth in Revenue. The Revenue has grown by 10.29% in the last year.
  • GWO-PR-M shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -10.00% yearly.
EPS 1Y (TTM)11.26%
EPS 3Y13.39%
EPS 5Y11.83%
EPS Q2Q%14.29%
Revenue 1Y (TTM)10.29%
Revenue growth 3Y26.91%
Revenue growth 5Y-10%
Sales Q2Q%5.39%

3.2 Future

  • Based on estimates for the next years, GWO-PR-M will show a small growth in Earnings Per Share. The EPS will grow by 1.92% on average per year.
  • The Revenue is expected to grow by 28.19% on average over the next years. This is a very strong growth
EPS Next Y9.63%
EPS Next 2Y9.1%
EPS Next 3Y8.73%
EPS Next 5Y1.92%
Revenue Next Year-65.29%
Revenue Next 2Y-38.62%
Revenue Next 3Y-31.45%
Revenue Next 5Y28.19%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
GWO-PR-M.CA Yearly Revenue VS EstimatesGWO-PR-M.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
GWO-PR-M.CA Yearly EPS VS EstimatesGWO-PR-M.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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5

4. GWO-PR-M.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 5.03, the valuation of GWO-PR-M can be described as very cheap.
  • Compared to the rest of the industry, the Price/Earnings ratio of GWO-PR-M is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Earnings ratio of 25.73, GWO-PR-M is valued rather cheaply.
  • A Price/Forward Earnings ratio of 4.58 indicates a rather cheap valuation of GWO-PR-M.
  • The rest of the industry has a similar Price/Forward Earnings ratio as GWO-PR-M.
  • The average S&P500 Price/Forward Earnings ratio is at 23.72. GWO-PR-M is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 5.03
Fwd PE 4.58
GWO-PR-M.CA Price Earnings VS Forward Price EarningsGWO-PR-M.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, GWO-PR-M is valued a bit more expensive than the industry average as 63.29% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 8.46
EV/EBITDA N/A
GWO-PR-M.CA Per share dataGWO-PR-M.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.52
PEG (5Y)0.42
EPS Next 2Y9.1%
EPS Next 3Y8.73%

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8

5. GWO-PR-M.CA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.68%, GWO-PR-M is a good candidate for dividend investing.
  • GWO-PR-M's Dividend Yield is rather good when compared to the industry average which is at 4.82. GWO-PR-M pays more dividend than 84.81% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.91, GWO-PR-M pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.68%

5.2 History

  • On average, the dividend of GWO-PR-M grows each year by 6.72%, which is quite nice.
  • GWO-PR-M has paid a dividend for at least 10 years, which is a reliable track record.
  • GWO-PR-M has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)6.72%
Div Incr Years0
Div Non Decr Years14
GWO-PR-M.CA Yearly Dividends per shareGWO-PR-M.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1

5.3 Sustainability

  • 60.93% of the earnings are spent on dividend by GWO-PR-M. This is not a sustainable payout ratio.
  • GWO-PR-M's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP60.93%
EPS Next 2Y9.1%
EPS Next 3Y8.73%
GWO-PR-M.CA Yearly Income VS Free CF VS DividendGWO-PR-M.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B
GWO-PR-M.CA Dividend Payout.GWO-PR-M.CA Dividend Payout, showing the Payout Ratio.GWO-PR-M.CA Dividend Payout.PayoutRetained Earnings

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GWO-PR-M.CA Fundamentals: All Metrics, Ratios and Statistics

GREAT-WEST LIFECO INC - GWOCN 5.8 PERP

TSX:GWO-PR-M (3/19/2026, 7:00:00 PM)

25.33

+0.01 (+0.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-06
Inst Owners9.96%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap22.90B
Revenue(TTM)35.59B
Net Income(TTM)3.96B
Analysts75
Price Target27.69 (9.32%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.68%
Yearly Dividend2.63
Dividend Growth(5Y)6.72%
DP60.93%
Div Incr Years0
Div Non Decr Years14
Ex-Date03-03
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.66%
Min EPS beat(2)4.4%
Max EPS beat(2)8.92%
EPS beat(4)3
Avg EPS beat(4)3.12%
Min EPS beat(4)-5.18%
Max EPS beat(4)8.92%
EPS beat(8)7
Avg EPS beat(8)4.11%
EPS beat(12)10
Avg EPS beat(12)3.77%
EPS beat(16)13
Avg EPS beat(16)3.06%
Revenue beat(2)2
Avg Revenue beat(2)279.49%
Min Revenue beat(2)269.96%
Max Revenue beat(2)289.01%
Revenue beat(4)4
Avg Revenue beat(4)172.56%
Min Revenue beat(4)64.71%
Max Revenue beat(4)289.01%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.68%
PT rev (3m)2.93%
EPS NQ rev (1m)1.02%
EPS NQ rev (3m)1.02%
EPS NY rev (1m)2.19%
EPS NY rev (3m)2.34%
Revenue NQ rev (1m)-0.2%
Revenue NQ rev (3m)-0.2%
Revenue NY rev (1m)-65.42%
Revenue NY rev (3m)-74.98%
Valuation
Industry RankSector Rank
PE 5.03
Fwd PE 4.58
P/S 0.64
P/FCF 8.46
P/OCF 8.46
P/B 0.7
P/tB 1.37
EV/EBITDA N/A
EPS(TTM)5.04
EY19.9%
EPS(NY)5.53
Fwd EY21.81%
FCF(TTM)3
FCFY11.83%
OCF(TTM)3
OCFY11.83%
SpS39.37
BVpS36.44
TBVpS18.52
PEG (NY)0.52
PEG (5Y)0.42
Graham Number64.28
Profitability
Industry RankSector Rank
ROA 0.46%
ROE 12.02%
ROCE 0.63%
ROIC 0.55%
ROICexc 0.56%
ROICexgc 1.91%
OM 15.31%
PM (TTM) 11.13%
GM N/A
FCFM 7.61%
ROA(3y)0.44%
ROA(5y)0.47%
ROE(3y)11.11%
ROE(5y)11.24%
ROIC(3y)0.54%
ROIC(5y)0.56%
ROICexc(3y)0.54%
ROICexc(5y)0.56%
ROICexgc(3y)1.68%
ROICexgc(5y)1.7%
ROCE(3y)0.62%
ROCE(5y)0.64%
ROICexgc growth 3Y1.24%
ROICexgc growth 5Y6.02%
ROICexc growth 3Y-3.07%
ROICexc growth 5Y3.76%
OM growth 3Y-16.84%
OM growth 5Y23.82%
PM growth 3Y-18.63%
PM growth 5Y17.91%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.25
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 14.01
Cash Conversion N/A
Profit Quality 68.38%
Current Ratio 0.2
Quick Ratio 0.2
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)126.33%
Profit Quality(5y)163.1%
High Growth Momentum
Growth
EPS 1Y (TTM)11.26%
EPS 3Y13.39%
EPS 5Y11.83%
EPS Q2Q%14.29%
EPS Next Y9.63%
EPS Next 2Y9.1%
EPS Next 3Y8.73%
EPS Next 5Y1.92%
Revenue 1Y (TTM)10.29%
Revenue growth 3Y26.91%
Revenue growth 5Y-10%
Sales Q2Q%5.39%
Revenue Next Year-65.29%
Revenue Next 2Y-38.62%
Revenue Next 3Y-31.45%
Revenue Next 5Y28.19%
EBIT growth 1Y-1.02%
EBIT growth 3Y5.54%
EBIT growth 5Y11.44%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-43%
FCF growth 3Y-10.46%
FCF growth 5Y-22.38%
OCF growth 1Y-43%
OCF growth 3Y-10.46%
OCF growth 5Y-22.38%

GREAT-WEST LIFECO INC - GWOCN 5.8 PERP / GWO-PR-M.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to GWO-PR-M.CA.


What is the valuation status of GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) stock?

ChartMill assigns a valuation rating of 5 / 10 to GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA). This can be considered as Fairly Valued.


What is the profitability of GWO-PR-M stock?

GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) has a profitability rating of 4 / 10.


What are the PE and PB ratios of GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) stock?

The Price/Earnings (PE) ratio for GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) is 5.03 and the Price/Book (PB) ratio is 0.7.


What is the expected EPS growth for GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) stock?

The Earnings per Share (EPS) of GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) is expected to grow by 9.63% in the next year.