GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) Stock Fundamental Analysis

Canada • Toronto Stock Exchange • TSX:GWO-PR-M • CA39138C8170

25.5 CAD
0 (0%)
Last: Feb 10, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

GWO-PR-M gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 78 industry peers in the Insurance industry. GWO-PR-M has a medium profitability rating, but doesn't score so well on its financial health evaluation. GWO-PR-M has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • GWO-PR-M had positive earnings in the past year.
  • In the past year GWO-PR-M had a positive cash flow from operations.
  • GWO-PR-M had positive earnings in each of the past 5 years.
  • GWO-PR-M had a positive operating cash flow in each of the past 5 years.
GWO-PR-M.CA Yearly Net Income VS EBIT VS OCF VS FCFGWO-PR-M.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

1.2 Ratios

  • With a Return On Assets value of 0.47%, GWO-PR-M is not doing good in the industry: 69.23% of the companies in the same industry are doing better.
  • GWO-PR-M has a Return On Equity of 12.15%. This is comparable to the rest of the industry: GWO-PR-M outperforms 48.72% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 0.46%, GWO-PR-M is in line with its industry, outperforming 42.31% of the companies in the same industry.
  • GWO-PR-M had an Average Return On Invested Capital over the past 3 years of 0.46%. This is below the industry average of 2.99%.
  • The 3 year average ROIC (0.46%) for GWO-PR-M is below the current ROIC(0.46%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.47%
ROE 12.15%
ROIC 0.46%
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
GWO-PR-M.CA Yearly ROA, ROE, ROICGWO-PR-M.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • The Profit Margin of GWO-PR-M (12.02%) is better than 64.10% of its industry peers.
  • GWO-PR-M's Profit Margin has improved in the last couple of years.
  • With a Operating Margin value of 16.34%, GWO-PR-M is not doing good in the industry: 61.54% of the companies in the same industry are doing better.
  • GWO-PR-M's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 16.34%
PM (TTM) 12.02%
GM N/A
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
GWO-PR-M.CA Yearly Profit, Operating, Gross MarginsGWO-PR-M.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, GWO-PR-M has about the same amount of shares outstanding.
  • The number of shares outstanding for GWO-PR-M has been increased compared to 5 years ago.
  • GWO-PR-M has a better debt/assets ratio than last year.
GWO-PR-M.CA Yearly Shares OutstandingGWO-PR-M.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M
GWO-PR-M.CA Yearly Total Debt VS Total AssetsGWO-PR-M.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200B 400B 600B 800B

2.2 Solvency

  • GWO-PR-M has a debt to FCF ratio of 1.74. This is a very positive value and a sign of high solvency as it would only need 1.74 years to pay back of all of its debts.
  • With a Debt to FCF ratio value of 1.74, GWO-PR-M perfoms like the industry average, outperforming 47.44% of the companies in the same industry.
  • GWO-PR-M has a Debt/Equity ratio of 0.26. This is a healthy value indicating a solid balance between debt and equity.
  • GWO-PR-M has a Debt to Equity ratio (0.26) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 1.74
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
GWO-PR-M.CA Yearly LT Debt VS Equity VS FCFGWO-PR-M.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.3 Liquidity

  • A Current Ratio of 0.21 indicates that GWO-PR-M may have some problems paying its short term obligations.
  • With a decent Current ratio value of 0.21, GWO-PR-M is doing good in the industry, outperforming 67.95% of the companies in the same industry.
  • GWO-PR-M has a Quick Ratio of 0.21. This is a bad value and indicates that GWO-PR-M is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GWO-PR-M has a better Quick ratio (0.21) than 67.95% of its industry peers.
Industry RankSector Rank
Current Ratio 0.21
Quick Ratio 0.21
GWO-PR-M.CA Yearly Current Assets VS Current LiabilitesGWO-PR-M.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 11.19% over the past year.
  • The Earnings Per Share has been growing by 8.95% on average over the past years. This is quite good.
  • GWO-PR-M shows a decrease in Revenue. In the last year, the revenue decreased by -7.48%.
  • Measured over the past years, GWO-PR-M shows a decrease in Revenue. The Revenue has been decreasing by -6.19% on average per year.
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%

3.2 Future

  • GWO-PR-M is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.72% yearly.
  • The Revenue is expected to decrease by -8.23% on average over the next years.
EPS Next Y10.36%
EPS Next 2Y9.25%
EPS Next 3Y8.94%
EPS Next 5Y3.72%
Revenue Next Year-76.24%
Revenue Next 2Y-50.4%
Revenue Next 3Y-36.35%
Revenue Next 5Y-8.23%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
GWO-PR-M.CA Yearly Revenue VS EstimatesGWO-PR-M.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
GWO-PR-M.CA Yearly EPS VS EstimatesGWO-PR-M.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4 5

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 5.24 indicates a rather cheap valuation of GWO-PR-M.
  • GWO-PR-M's Price/Earnings is on the same level as the industry average.
  • GWO-PR-M's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.03.
  • With a Price/Forward Earnings ratio of 4.72, the valuation of GWO-PR-M can be described as very cheap.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of GWO-PR-M is on the same level as its industry peers.
  • The average S&P500 Price/Forward Earnings ratio is at 27.97. GWO-PR-M is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 5.24
Fwd PE 4.72
GWO-PR-M.CA Price Earnings VS Forward Price EarningsGWO-PR-M.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • GWO-PR-M's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 4.64
EV/EBITDA N/A
GWO-PR-M.CA Per share dataGWO-PR-M.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • GWO-PR-M's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.51
PEG (5Y)0.59
EPS Next 2Y9.25%
EPS Next 3Y8.94%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • GWO-PR-M has a Yearly Dividend Yield of 3.89%. Purely for dividend investing, there may be better candidates out there.
  • GWO-PR-M's Dividend Yield is comparable with the industry average which is at 3.53.
  • Compared to an average S&P500 Dividend Yield of 1.80, GWO-PR-M pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.89%

5.2 History

  • The dividend of GWO-PR-M has a limited annual growth rate of 5.95%.
  • GWO-PR-M has been paying a dividend for at least 10 years, so it has a reliable track record.
  • GWO-PR-M has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)5.95%
Div Incr Years0
Div Non Decr Years14
GWO-PR-M.CA Yearly Dividends per shareGWO-PR-M.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1

5.3 Sustainability

  • 58.22% of the earnings are spent on dividend by GWO-PR-M. This is a bit on the high side, but may be sustainable.
  • GWO-PR-M's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP58.22%
EPS Next 2Y9.25%
EPS Next 3Y8.94%
GWO-PR-M.CA Yearly Income VS Free CF VS DividendGWO-PR-M.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B
GWO-PR-M.CA Dividend Payout.GWO-PR-M.CA Dividend Payout, showing the Payout Ratio.GWO-PR-M.CA Dividend Payout.PayoutRetained Earnings

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GREAT-WEST LIFECO INC - GWOCN 5.8 PERP

TSX:GWO-PR-M (2/10/2026, 7:00:00 PM)

25.5

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-05
Earnings (Next)02-11
Inst Owners9.72%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap23.32B
Revenue(TTM)33.51B
Net Income(TTM)4.03B
Analysts72.5
Price Target27.88 (9.33%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.89%
Yearly Dividend2.36
Dividend Growth(5Y)5.95%
DP58.22%
Div Incr Years0
Div Non Decr Years14
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.62%
Min EPS beat(2)4.32%
Max EPS beat(2)8.92%
EPS beat(4)3
Avg EPS beat(4)3.17%
Min EPS beat(4)-5.18%
Max EPS beat(4)8.92%
EPS beat(8)7
Avg EPS beat(8)3.85%
EPS beat(12)10
Avg EPS beat(12)4.07%
EPS beat(16)12
Avg EPS beat(16)2.78%
Revenue beat(2)2
Avg Revenue beat(2)176.86%
Min Revenue beat(2)64.71%
Max Revenue beat(2)289.01%
Revenue beat(4)4
Avg Revenue beat(4)105.76%
Min Revenue beat(4)2.76%
Max Revenue beat(4)289.01%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)9.44%
PT rev (3m)4.74%
EPS NQ rev (1m)0.75%
EPS NQ rev (3m)4.73%
EPS NY rev (1m)-0.06%
EPS NY rev (3m)3.42%
Revenue NQ rev (1m)-0.06%
Revenue NQ rev (3m)2.81%
Revenue NY rev (1m)0%
Revenue NY rev (3m)276.43%
Valuation
Industry RankSector Rank
PE 5.24
Fwd PE 4.72
P/S 0.7
P/FCF 4.64
P/OCF 4.64
P/B 0.7
P/tB 1.38
EV/EBITDA N/A
EPS(TTM)4.87
EY19.1%
EPS(NY)5.41
Fwd EY21.2%
FCF(TTM)5.49
FCFY21.54%
OCF(TTM)5.49
OCFY21.54%
SpS36.65
BVpS36.25
TBVpS18.46
PEG (NY)0.51
PEG (5Y)0.59
Graham Number63.02
Profitability
Industry RankSector Rank
ROA 0.47%
ROE 12.15%
ROCE 0.64%
ROIC 0.46%
ROICexc 0.47%
ROICexgc 1.6%
OM 16.34%
PM (TTM) 12.02%
GM N/A
FCFM 14.99%
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
ROICexc(3y)0.46%
ROICexc(5y)0.45%
ROICexgc(3y)1.35%
ROICexgc(5y)1.32%
ROCE(3y)0.64%
ROCE(5y)0.62%
ROICexgc growth 3Y2.54%
ROICexgc growth 5Y4.99%
ROICexc growth 3Y1.18%
ROICexc growth 5Y1.35%
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 1.74
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 13.29
Cash Conversion N/A
Profit Quality 124.7%
Current Ratio 0.21
Quick Ratio 0.21
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)138.5%
Profit Quality(5y)214.73%
High Growth Momentum
Growth
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
EPS Next Y10.36%
EPS Next 2Y9.25%
EPS Next 3Y8.94%
EPS Next 5Y3.72%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%
Revenue Next Year-76.24%
Revenue Next 2Y-50.4%
Revenue Next 3Y-36.35%
Revenue Next 5Y-8.23%
EBIT growth 1Y12.58%
EBIT growth 3Y9.62%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y222.4%
FCF growth 3Y-22.92%
FCF growth 5Y-4.91%
OCF growth 1Y222.4%
OCF growth 3Y-22.92%
OCF growth 5Y-4.91%

GREAT-WEST LIFECO INC - GWOCN 5.8 PERP / GWO-PR-M.CA FAQ

What is the ChartMill fundamental rating of GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) stock?

ChartMill assigns a fundamental rating of 4 / 10 to GWO-PR-M.CA.


What is the valuation status of GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) stock?

ChartMill assigns a valuation rating of 5 / 10 to GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA). This can be considered as Fairly Valued.


What is the profitability of GWO-PR-M stock?

GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) has a profitability rating of 5 / 10.


What are the PE and PB ratios of GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) stock?

The Price/Earnings (PE) ratio for GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) is 5.24 and the Price/Book (PB) ratio is 0.7.


What is the expected EPS growth for GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) stock?

The Earnings per Share (EPS) of GREAT-WEST LIFECO INC - GWOCN 5.8 PERP (GWO-PR-M.CA) is expected to grow by 10.36% in the next year.