GFT TECHNOLOGIES SE (GFT.DE) Fundamental Analysis & Valuation

FRA:GFT • DE0005800601

Current stock price

18.54 EUR
+0.3 (+1.64%)
Last:

This GFT.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. GFT.DE Profitability Analysis

1.1 Basic Checks

  • In the past year GFT was profitable.
  • GFT had a positive operating cash flow in the past year.
  • GFT had positive earnings in each of the past 5 years.
  • Each year in the past 5 years GFT had a positive operating cash flow.
GFT.DE Yearly Net Income VS EBIT VS OCF VS FCFGFT.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M

1.2 Ratios

  • GFT has a Return On Assets of 5.14%. This is in the better half of the industry: GFT outperforms 64.29% of its industry peers.
  • With a Return On Equity value of 12.51%, GFT perfoms like the industry average, outperforming 57.14% of the companies in the same industry.
  • The Return On Invested Capital of GFT (9.06%) is better than 64.29% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for GFT is in line with the industry average of 11.52%.
  • The 3 year average ROIC (13.29%) for GFT is well above the current ROIC(9.06%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 5.14%
ROE 12.51%
ROIC 9.06%
ROA(3y)6.95%
ROA(5y)7.35%
ROE(3y)16.57%
ROE(5y)18.26%
ROIC(3y)13.29%
ROIC(5y)13.42%
GFT.DE Yearly ROA, ROE, ROICGFT.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • GFT has a Profit Margin of 3.70%. This is comparable to the rest of the industry: GFT outperforms 54.29% of its industry peers.
  • In the last couple of years the Profit Margin of GFT has grown nicely.
  • GFT has a Operating Margin of 5.10%. This is comparable to the rest of the industry: GFT outperforms 48.57% of its industry peers.
  • In the last couple of years the Operating Margin of GFT has grown nicely.
  • With a decent Gross Margin value of 87.11%, GFT is doing good in the industry, outperforming 80.00% of the companies in the same industry.
  • GFT's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 5.1%
PM (TTM) 3.7%
GM 87.11%
OM growth 3Y-12.63%
OM growth 5Y3.3%
PM growth 3Y-16.39%
PM growth 5Y10.62%
GM growth 3Y0.58%
GM growth 5Y-0.4%
GFT.DE Yearly Profit, Operating, Gross MarginsGFT.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. GFT.DE Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so GFT is creating value.
  • The number of shares outstanding for GFT has been reduced compared to 1 year ago.
  • The number of shares outstanding for GFT has been reduced compared to 5 years ago.
  • GFT has a better debt/assets ratio than last year.
GFT.DE Yearly Shares OutstandingGFT.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
GFT.DE Yearly Total Debt VS Total AssetsGFT.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.2 Solvency

  • An Altman-Z score of 2.85 indicates that GFT is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • GFT has a Altman-Z score of 2.85. This is in the better half of the industry: GFT outperforms 64.29% of its industry peers.
  • GFT has a debt to FCF ratio of 3.75. This is a good value and a sign of high solvency as GFT would need 3.75 years to pay back of all of its debts.
  • GFT's Debt to FCF ratio of 3.75 is in line compared to the rest of the industry. GFT outperforms 55.71% of its industry peers.
  • A Debt/Equity ratio of 0.27 indicates that GFT is not too dependend on debt financing.
  • GFT has a Debt to Equity ratio of 0.27. This is in the better half of the industry: GFT outperforms 64.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.75
Altman-Z 2.85
ROIC/WACC1.45
WACC6.26%
GFT.DE Yearly LT Debt VS Equity VS FCFGFT.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M

2.3 Liquidity

  • A Current Ratio of 1.08 indicates that GFT should not have too much problems paying its short term obligations.
  • GFT's Current ratio of 1.08 is on the low side compared to the rest of the industry. GFT is outperformed by 65.71% of its industry peers.
  • GFT has a Quick Ratio of 1.08. This is a normal value and indicates that GFT is financially healthy and should not expect problems in meeting its short term obligations.
  • GFT's Quick ratio of 1.08 is on the low side compared to the rest of the industry. GFT is outperformed by 61.43% of its industry peers.
Industry RankSector Rank
Current Ratio 1.08
Quick Ratio 1.08
GFT.DE Yearly Current Assets VS Current LiabilitesGFT.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. GFT.DE Growth Analysis

3.1 Past

  • GFT shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.15%.
  • The Earnings Per Share has been growing by 27.37% on average over the past years. This is a very strong growth
  • GFT shows a small growth in Revenue. In the last year, the Revenue has grown by 1.99%.
  • Measured over the past years, GFT shows a quite strong growth in Revenue. The Revenue has been growing by 14.83% on average per year.
EPS 1Y (TTM)-28.15%
EPS 3Y-10.35%
EPS 5Y27.37%
EPS Q2Q%-14.48%
Revenue 1Y (TTM)1.99%
Revenue growth 3Y6.75%
Revenue growth 5Y14.83%
Sales Q2Q%3.39%

3.2 Future

  • GFT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.28% yearly.
  • GFT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.46% yearly.
EPS Next Y16.9%
EPS Next 2Y13.98%
EPS Next 3Y12.28%
EPS Next 5YN/A
Revenue Next Year5.36%
Revenue Next 2Y5.72%
Revenue Next 3Y5.69%
Revenue Next 5Y5.46%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
GFT.DE Yearly Revenue VS EstimatesGFT.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 200M 400M 600M 800M 1B
GFT.DE Yearly EPS VS EstimatesGFT.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2

More info and screens

Find the best growth stocksShow best growing peers

6

4. GFT.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 14.60 indicates a correct valuation of GFT.
  • 72.86% of the companies in the same industry are more expensive than GFT, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 27.42. GFT is valued slightly cheaper when compared to this.
  • GFT is valuated reasonably with a Price/Forward Earnings ratio of 9.92.
  • Based on the Price/Forward Earnings ratio, GFT is valued a bit cheaper than 78.57% of the companies in the same industry.
  • GFT is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.29, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 14.6
Fwd PE 9.92
GFT.DE Price Earnings VS Forward Price EarningsGFT.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as GFT.
  • Based on the Price/Free Cash Flow ratio, GFT is valued a bit cheaper than the industry average as 61.43% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 12.41
EV/EBITDA 8.65
GFT.DE Per share dataGFT.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • GFT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of GFT may justify a higher PE ratio.
  • GFT's earnings are expected to grow with 12.28% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.86
PEG (5Y)0.53
EPS Next 2Y13.98%
EPS Next 3Y12.28%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. GFT.DE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.87%, GFT is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.71, GFT pays a better dividend. On top of this GFT pays more dividend than 87.14% of the companies listed in the same industry.
  • GFT's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 6.87%

5.2 History

  • On average, the dividend of GFT grows each year by 20.24%, which is quite nice.
Dividend Growth(5Y)20.24%
Div Incr Years1
Div Non Decr Years6
GFT.DE Yearly Dividends per shareGFT.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.1 0.2 0.3 0.4

5.3 Sustainability

  • 39.64% of the earnings are spent on dividend by GFT. This is a low number and sustainable payout ratio.
  • The dividend of GFT is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP39.64%
EPS Next 2Y13.98%
EPS Next 3Y12.28%
GFT.DE Yearly Income VS Free CF VS DividendGFT.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
GFT.DE Dividend Payout.GFT.DE Dividend Payout, showing the Payout Ratio.GFT.DE Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

GFT.DE Fundamentals: All Metrics, Ratios and Statistics

GFT TECHNOLOGIES SE

FRA:GFT (4/27/2026, 5:29:58 PM)

18.54

+0.3 (+1.64%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)03-27
Earnings (Next)05-07
Inst Owners21.62%
Inst Owner ChangeN/A
Ins Owners35.86%
Ins Owner ChangeN/A
Market Cap488.16M
Revenue(TTM)888.29M
Net Income(TTM)32.89M
Analysts85.45
Price Target29.41 (58.63%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.87%
Yearly Dividend0.5
Dividend Growth(5Y)20.24%
DP39.64%
Div Incr Years1
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.59%
PT rev (3m)-0.57%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.27%
EPS NY rev (3m)-0.27%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.3%
Revenue NY rev (3m)0.35%
Valuation
Industry RankSector Rank
PE 14.6
Fwd PE 9.92
P/S 0.55
P/FCF 12.41
P/OCF 11.28
P/B 1.86
P/tB 188.41
EV/EBITDA 8.65
EPS(TTM)1.27
EY6.85%
EPS(NY)1.87
Fwd EY10.08%
FCF(TTM)1.49
FCFY8.06%
OCF(TTM)1.64
OCFY8.86%
SpS33.74
BVpS9.99
TBVpS0.1
PEG (NY)0.86
PEG (5Y)0.53
Graham Number16.8959 (-8.87%)
Profitability
Industry RankSector Rank
ROA 5.14%
ROE 12.51%
ROCE 12.68%
ROIC 9.06%
ROICexc 10.94%
ROICexgc 90.39%
OM 5.1%
PM (TTM) 3.7%
GM 87.11%
FCFM 4.43%
ROA(3y)6.95%
ROA(5y)7.35%
ROE(3y)16.57%
ROE(5y)18.26%
ROIC(3y)13.29%
ROIC(5y)13.42%
ROICexc(3y)15.14%
ROICexc(5y)16.53%
ROICexgc(3y)83.73%
ROICexgc(5y)72.4%
ROCE(3y)18.59%
ROCE(5y)18.77%
ROICexgc growth 3Y27.38%
ROICexgc growth 5Y24.31%
ROICexc growth 3Y-15.38%
ROICexc growth 5Y7.49%
OM growth 3Y-12.63%
OM growth 5Y3.3%
PM growth 3Y-16.39%
PM growth 5Y10.62%
GM growth 3Y0.58%
GM growth 5Y-0.4%
F-Score6
Asset Turnover1.39
Health
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.75
Debt/EBITDA 1.1
Cap/Depr 19.6%
Cap/Sales 0.44%
Interest Coverage 9.46
Cash Conversion 66.1%
Profit Quality 119.55%
Current Ratio 1.08
Quick Ratio 1.08
Altman-Z 2.85
F-Score6
WACC6.26%
ROIC/WACC1.45
Cap/Depr(3y)20.18%
Cap/Depr(5y)26.81%
Cap/Sales(3y)0.51%
Cap/Sales(5y)0.77%
Profit Quality(3y)113.26%
Profit Quality(5y)120.2%
High Growth Momentum
Growth
EPS 1Y (TTM)-28.15%
EPS 3Y-10.35%
EPS 5Y27.37%
EPS Q2Q%-14.48%
EPS Next Y16.9%
EPS Next 2Y13.98%
EPS Next 3Y12.28%
EPS Next 5YN/A
Revenue 1Y (TTM)1.99%
Revenue growth 3Y6.75%
Revenue growth 5Y14.83%
Sales Q2Q%3.39%
Revenue Next Year5.36%
Revenue Next 2Y5.72%
Revenue Next 3Y5.69%
Revenue Next 5Y5.46%
EBIT growth 1Y-32.37%
EBIT growth 3Y-6.72%
EBIT growth 5Y18.62%
EBIT Next Year42.26%
EBIT Next 3Y16.31%
EBIT Next 5YN/A
FCF growth 1Y-41.77%
FCF growth 3Y-7.47%
FCF growth 5Y-6.73%
OCF growth 1Y-40.25%
OCF growth 3Y-9.04%
OCF growth 5Y-6.41%

GFT TECHNOLOGIES SE / GFT.DE Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for GFT TECHNOLOGIES SE?

ChartMill assigns a fundamental rating of 6 / 10 to GFT.DE.


What is the valuation status of GFT TECHNOLOGIES SE (GFT.DE) stock?

ChartMill assigns a valuation rating of 6 / 10 to GFT TECHNOLOGIES SE (GFT.DE). This can be considered as Fairly Valued.


Can you provide the profitability details for GFT TECHNOLOGIES SE?

GFT TECHNOLOGIES SE (GFT.DE) has a profitability rating of 7 / 10.


What is the financial health of GFT TECHNOLOGIES SE (GFT.DE) stock?

The financial health rating of GFT TECHNOLOGIES SE (GFT.DE) is 6 / 10.


How sustainable is the dividend of GFT TECHNOLOGIES SE (GFT.DE) stock?

The dividend rating of GFT TECHNOLOGIES SE (GFT.DE) is 8 / 10 and the dividend payout ratio is 39.64%.