GFT TECHNOLOGIES SE (GFT.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:GFT - DE0005800601 - Common Stock
18.18 EUR
+0.16 (+0.89%)
GFT gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 72 industry peers in the IT Services industry. Both the profitability and the financial health of GFT get a neutral evaluation. Nothing too spectacular is happening here. GFT has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
GFT had positive earnings in the past year.
In the past year GFT had a positive cash flow from operations.
In the past 5 years GFT has always been profitable.
In the past 5 years GFT always reported a positive cash flow from operatings.
1.2 Ratios
GFT has a Return On Assets of 6.27%. This is in the better half of the industry: GFT outperforms 68.06% of its industry peers.
Looking at the Return On Equity, with a value of 15.41%, GFT is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
The Return On Invested Capital of GFT (11.00%) is better than 70.83% of its industry peers.
The Average Return On Invested Capital over the past 3 years for GFT is significantly below the industry average of 27.45%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.27% | ||
| ROE | 15.41% | ||
| ROIC | 11% |
ROA(3y)8.34%
ROA(5y)6.8%
ROE(3y)20.07%
ROE(5y)17.31%
ROIC(3y)14.88%
ROIC(5y)12.57%
1.3 Margins
Looking at the Profit Margin, with a value of 4.39%, GFT is in line with its industry, outperforming 56.94% of the companies in the same industry.
GFT's Profit Margin has improved in the last couple of years.
With a Operating Margin value of 6.42%, GFT perfoms like the industry average, outperforming 48.61% of the companies in the same industry.
GFT's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 87.39%, GFT is in the better half of the industry, outperforming 77.78% of the companies in the same industry.
In the last couple of years the Gross Margin of GFT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.42% | ||
| PM (TTM) | 4.39% | ||
| GM | 87.39% |
OM growth 3Y3.24%
OM growth 5Y7.4%
PM growth 3Y0.37%
PM growth 5Y10.88%
GM growth 3Y0.71%
GM growth 5Y-0.45%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), GFT is creating some value.
Compared to 1 year ago, GFT has about the same amount of shares outstanding.
GFT has about the same amout of shares outstanding than it did 5 years ago.
Compared to 1 year ago, GFT has a worse debt to assets ratio.
2.2 Solvency
GFT has an Altman-Z score of 3.06. This indicates that GFT is financially healthy and has little risk of bankruptcy at the moment.
With a decent Altman-Z score value of 3.06, GFT is doing good in the industry, outperforming 63.89% of the companies in the same industry.
The Debt to FCF ratio of GFT is 2.69, which is a good value as it means it would take GFT, 2.69 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 2.69, GFT is in the better half of the industry, outperforming 70.83% of the companies in the same industry.
GFT has a Debt/Equity ratio of 0.37. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of GFT (0.37) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 2.69 | ||
| Altman-Z | 3.06 |
ROIC/WACC0.92
WACC11.92%
2.3 Liquidity
GFT has a Current Ratio of 1.18. This is a normal value and indicates that GFT is financially healthy and should not expect problems in meeting its short term obligations.
GFT has a Current ratio of 1.18. This is comparable to the rest of the industry: GFT outperforms 45.83% of its industry peers.
A Quick Ratio of 1.18 indicates that GFT should not have too much problems paying its short term obligations.
GFT has a Quick ratio (1.18) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 |
3. Growth
3.1 Past
GFT shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -26.04%.
The Earnings Per Share has been growing by 27.75% on average over the past years. This is a very strong growth
The Revenue has been growing slightly by 3.28% in the past year.
The Revenue has been growing by 15.21% on average over the past years. This is quite good.
EPS 1Y (TTM)-26.04%
EPS 3Y15.86%
EPS 5Y27.75%
EPS Q2Q%-27.28%
Revenue 1Y (TTM)3.28%
Revenue growth 3Y15.44%
Revenue growth 5Y15.21%
Sales Q2Q%-1%
3.2 Future
Based on estimates for the next years, GFT will show a small growth in Earnings Per Share. The EPS will grow by 1.43% on average per year.
The Revenue is expected to grow by 4.88% on average over the next years.
EPS Next Y-20.32%
EPS Next 2Y-2.38%
EPS Next 3Y1.43%
EPS Next 5YN/A
Revenue Next Year2.11%
Revenue Next 2Y3.52%
Revenue Next 3Y4.45%
Revenue Next 5Y4.88%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 13.57, the valuation of GFT can be described as correct.
81.94% of the companies in the same industry are more expensive than GFT, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.15, GFT is valued a bit cheaper.
A Price/Forward Earnings ratio of 9.36 indicates a reasonable valuation of GFT.
Based on the Price/Forward Earnings ratio, GFT is valued cheaper than 84.72% of the companies in the same industry.
GFT's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.22.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.57 | ||
| Fwd PE | 9.36 |
4.2 Price Multiples
GFT's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. GFT is cheaper than 61.11% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of GFT indicates a rather cheap valuation: GFT is cheaper than 84.72% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.52 | ||
| EV/EBITDA | 7.58 |
4.3 Compensation for Growth
The decent profitability rating of GFT may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.49
EPS Next 2Y-2.38%
EPS Next 3Y1.43%
5. Dividend
5.1 Amount
GFT has a Yearly Dividend Yield of 2.70%. Purely for dividend investing, there may be better candidates out there.
GFT's Dividend Yield is a higher than the industry average which is at 3.78.
Compared to an average S&P500 Dividend Yield of 2.32, GFT has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.7% |
5.2 History
On average, the dividend of GFT grows each year by 10.76%, which is quite nice.
Dividend Growth(5Y)10.76%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
33.68% of the earnings are spent on dividend by GFT. This is a low number and sustainable payout ratio.
The dividend of GFT is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP33.68%
EPS Next 2Y-2.38%
EPS Next 3Y1.43%
FRA:GFT (12/3/2025, 10:20:03 AM)
18.18
+0.16 (+0.89%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners20.45%
Inst Owner ChangeN/A
Ins Owners35.8%
Ins Owner ChangeN/A
Market Cap478.68M
Revenue(TTM)880.64M
Net Income(TTM)38.72M
Analysts84
Price Target29.78 (63.81%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.7% |
Yearly Dividend0.5
Dividend Growth(5Y)10.76%
DP33.68%
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-4.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.84%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.57 | ||
| Fwd PE | 9.36 | ||
| P/S | 0.54 | ||
| P/FCF | 7.52 | ||
| P/OCF | 6.98 | ||
| P/B | 1.91 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.58 |
EPS(TTM)1.34
EY7.37%
EPS(NY)1.94
Fwd EY10.68%
FCF(TTM)2.42
FCFY13.3%
OCF(TTM)2.6
OCFY14.33%
SpS33.53
BVpS9.54
TBVpS-0.01
PEG (NY)N/A
PEG (5Y)0.49
Graham Number16.96
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.27% | ||
| ROE | 15.41% | ||
| ROCE | 15.42% | ||
| ROIC | 11% | ||
| ROICexc | 13.08% | ||
| ROICexgc | 70.49% | ||
| OM | 6.42% | ||
| PM (TTM) | 4.39% | ||
| GM | 87.39% | ||
| FCFM | 7.21% |
ROA(3y)8.34%
ROA(5y)6.8%
ROE(3y)20.07%
ROE(5y)17.31%
ROIC(3y)14.88%
ROIC(5y)12.57%
ROICexc(3y)17.81%
ROICexc(5y)15.73%
ROICexgc(3y)65.75%
ROICexgc(5y)58.52%
ROCE(3y)20.87%
ROCE(5y)17.62%
ROICexgc growth 3Y21.2%
ROICexgc growth 5Y41.21%
ROICexc growth 3Y0.16%
ROICexc growth 5Y16.76%
OM growth 3Y3.24%
OM growth 5Y7.4%
PM growth 3Y0.37%
PM growth 5Y10.88%
GM growth 3Y0.71%
GM growth 5Y-0.45%
F-Score6
Asset Turnover1.43
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 2.69 | ||
| Debt/EBITDA | 1.2 | ||
| Cap/Depr | 23.49% | ||
| Cap/Sales | 0.55% | ||
| Interest Coverage | 9.92 | ||
| Cash Conversion | 88.5% | ||
| Profit Quality | 164.49% | ||
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 | ||
| Altman-Z | 3.06 |
F-Score6
WACC11.92%
ROIC/WACC0.92
Cap/Depr(3y)26.41%
Cap/Depr(5y)26.77%
Cap/Sales(3y)0.72%
Cap/Sales(5y)0.88%
Profit Quality(3y)109.19%
Profit Quality(5y)208.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-26.04%
EPS 3Y15.86%
EPS 5Y27.75%
EPS Q2Q%-27.28%
EPS Next Y-20.32%
EPS Next 2Y-2.38%
EPS Next 3Y1.43%
EPS Next 5YN/A
Revenue 1Y (TTM)3.28%
Revenue growth 3Y15.44%
Revenue growth 5Y15.21%
Sales Q2Q%-1%
Revenue Next Year2.11%
Revenue Next 2Y3.52%
Revenue Next 3Y4.45%
Revenue Next 5Y4.88%
EBIT growth 1Y-22.3%
EBIT growth 3Y19.18%
EBIT growth 5Y23.74%
EBIT Next Year2.47%
EBIT Next 3Y9.24%
EBIT Next 5Y9.34%
FCF growth 1Y51.87%
FCF growth 3Y13.66%
FCF growth 5Y17.69%
OCF growth 1Y42.96%
OCF growth 3Y10.97%
OCF growth 5Y14.89%
GFT TECHNOLOGIES SE / GFT.DE FAQ
Can you provide the ChartMill fundamental rating for GFT TECHNOLOGIES SE?
ChartMill assigns a fundamental rating of 5 / 10 to GFT.DE.
What is the valuation status for GFT stock?
ChartMill assigns a valuation rating of 6 / 10 to GFT TECHNOLOGIES SE (GFT.DE). This can be considered as Fairly Valued.
How profitable is GFT TECHNOLOGIES SE (GFT.DE) stock?
GFT TECHNOLOGIES SE (GFT.DE) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for GFT stock?
The Price/Earnings (PE) ratio for GFT TECHNOLOGIES SE (GFT.DE) is 13.57 and the Price/Book (PB) ratio is 1.91.
Can you provide the dividend sustainability for GFT stock?
The dividend rating of GFT TECHNOLOGIES SE (GFT.DE) is 5 / 10 and the dividend payout ratio is 33.68%.