GFT TECHNOLOGIES SE (GFT.DE) Stock Fundamental Analysis

FRA:GFT • DE0005800601

16.56 EUR
+0.14 (+0.85%)
Last: Feb 13, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to GFT. GFT was compared to 71 industry peers in the IT Services industry. While GFT belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. GFT may be a bit undervalued, certainly considering the very reasonable score on growth These ratings would make GFT suitable for value investing!


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • GFT had positive earnings in the past year.
  • In the past year GFT had a positive cash flow from operations.
  • GFT had positive earnings in each of the past 5 years.
  • In the past 5 years GFT always reported a positive cash flow from operatings.
GFT.DE Yearly Net Income VS EBIT VS OCF VS FCFGFT.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

1.2 Ratios

  • GFT has a Return On Assets of 6.27%. This is in the better half of the industry: GFT outperforms 60.81% of its industry peers.
  • GFT's Return On Equity of 15.41% is fine compared to the rest of the industry. GFT outperforms 71.62% of its industry peers.
  • GFT has a Return On Invested Capital of 11.00%. This is in the better half of the industry: GFT outperforms 70.27% of its industry peers.
  • GFT had an Average Return On Invested Capital over the past 3 years of 14.88%. This is above the industry average of 11.09%.
Industry RankSector Rank
ROA 6.27%
ROE 15.41%
ROIC 11%
ROA(3y)8.34%
ROA(5y)6.8%
ROE(3y)20.07%
ROE(5y)17.31%
ROIC(3y)14.88%
ROIC(5y)12.57%
GFT.DE Yearly ROA, ROE, ROICGFT.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

1.3 Margins

  • GFT has a Profit Margin of 4.39%. This is comparable to the rest of the industry: GFT outperforms 55.41% of its industry peers.
  • In the last couple of years the Profit Margin of GFT has grown nicely.
  • GFT has a Operating Margin of 6.42%. This is comparable to the rest of the industry: GFT outperforms 51.35% of its industry peers.
  • GFT's Operating Margin has improved in the last couple of years.
  • GFT's Gross Margin of 87.39% is fine compared to the rest of the industry. GFT outperforms 78.38% of its industry peers.
  • GFT's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 6.42%
PM (TTM) 4.39%
GM 87.39%
OM growth 3Y3.24%
OM growth 5Y7.4%
PM growth 3Y0.37%
PM growth 5Y10.88%
GM growth 3Y0.71%
GM growth 5Y-0.45%
GFT.DE Yearly Profit, Operating, Gross MarginsGFT.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • GFT has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • The number of shares outstanding for GFT remains at a similar level compared to 1 year ago.
  • Compared to 5 years ago, GFT has about the same amount of shares outstanding.
  • The debt/assets ratio for GFT is higher compared to a year ago.
GFT.DE Yearly Shares OutstandingGFT.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
GFT.DE Yearly Total Debt VS Total AssetsGFT.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • An Altman-Z score of 3.00 indicates that GFT is not in any danger for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 3.00, GFT is in the better half of the industry, outperforming 60.81% of the companies in the same industry.
  • The Debt to FCF ratio of GFT is 2.69, which is a good value as it means it would take GFT, 2.69 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of GFT (2.69) is better than 68.92% of its industry peers.
  • A Debt/Equity ratio of 0.37 indicates that GFT is not too dependend on debt financing.
  • GFT has a Debt to Equity ratio (0.37) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.37
Debt/FCF 2.69
Altman-Z 3
ROIC/WACC1.67
WACC6.57%
GFT.DE Yearly LT Debt VS Equity VS FCFGFT.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.3 Liquidity

  • GFT has a Current Ratio of 1.18. This is a normal value and indicates that GFT is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 1.18, GFT is in line with its industry, outperforming 45.95% of the companies in the same industry.
  • A Quick Ratio of 1.18 indicates that GFT should not have too much problems paying its short term obligations.
  • GFT has a Quick ratio (1.18) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 1.18
Quick Ratio 1.18
GFT.DE Yearly Current Assets VS Current LiabilitesGFT.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • GFT shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -26.04%.
  • GFT shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 27.75% yearly.
  • The Revenue has been growing slightly by 3.28% in the past year.
  • The Revenue has been growing by 15.21% on average over the past years. This is quite good.
EPS 1Y (TTM)-26.04%
EPS 3Y15.86%
EPS 5Y27.75%
EPS Q2Q%-27.28%
Revenue 1Y (TTM)3.28%
Revenue growth 3Y15.44%
Revenue growth 5Y15.21%
Sales Q2Q%-1%

3.2 Future

  • The Earnings Per Share is expected to grow by 0.49% on average over the next years.
  • Based on estimates for the next years, GFT will show a small growth in Revenue. The Revenue will grow by 4.35% on average per year.
EPS Next Y-21.56%
EPS Next 2Y-4.11%
EPS Next 3Y0.49%
EPS Next 5YN/A
Revenue Next Year1.93%
Revenue Next 2Y3.44%
Revenue Next 3Y4.39%
Revenue Next 5Y4.35%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
GFT.DE Yearly Revenue VS EstimatesGFT.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 200M 400M 600M 800M 1B
GFT.DE Yearly EPS VS EstimatesGFT.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 12.36, the valuation of GFT can be described as correct.
  • Based on the Price/Earnings ratio, GFT is valued cheaply inside the industry as 85.14% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 26.68, GFT is valued rather cheaply.
  • The Price/Forward Earnings ratio is 8.84, which indicates a very decent valuation of GFT.
  • GFT's Price/Forward Earnings ratio is rather cheap when compared to the industry. GFT is cheaper than 83.78% of the companies in the same industry.
  • GFT's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.06.
Industry RankSector Rank
PE 12.36
Fwd PE 8.84
GFT.DE Price Earnings VS Forward Price EarningsGFT.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of GFT indicates a somewhat cheap valuation: GFT is cheaper than 62.16% of the companies listed in the same industry.
  • 83.78% of the companies in the same industry are more expensive than GFT, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 6.85
EV/EBITDA 7.08
GFT.DE Per share dataGFT.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

  • The decent profitability rating of GFT may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.45
EPS Next 2Y-4.11%
EPS Next 3Y0.49%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • GFT has a Yearly Dividend Yield of 3.05%. Purely for dividend investing, there may be better candidates out there.
  • GFT's Dividend Yield is a higher than the industry average which is at 2.54.
  • Compared to an average S&P500 Dividend Yield of 1.84, GFT pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.05%

5.2 History

  • The dividend of GFT is nicely growing with an annual growth rate of 10.76%!
Dividend Growth(5Y)10.76%
Div Incr Years1
Div Non Decr Years5
GFT.DE Yearly Dividends per shareGFT.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.1 0.2 0.3 0.4

5.3 Sustainability

  • 33.68% of the earnings are spent on dividend by GFT. This is a low number and sustainable payout ratio.
  • The dividend of GFT is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP33.68%
EPS Next 2Y-4.11%
EPS Next 3Y0.49%
GFT.DE Yearly Income VS Free CF VS DividendGFT.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
GFT.DE Dividend Payout.GFT.DE Dividend Payout, showing the Payout Ratio.GFT.DE Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

GFT TECHNOLOGIES SE

FRA:GFT (2/13/2026, 7:00:00 PM)

16.56

+0.14 (+0.85%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)11-13
Earnings (Next)03-27
Inst Owners19.62%
Inst Owner ChangeN/A
Ins Owners35.8%
Ins Owner ChangeN/A
Market Cap436.02M
Revenue(TTM)880.64M
Net Income(TTM)38.72M
Analysts84.44
Price Target30.19 (82.31%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.05%
Yearly Dividend0.5
Dividend Growth(5Y)10.76%
DP33.68%
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.37%
PT rev (3m)1.37%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-1.56%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.17%
Valuation
Industry RankSector Rank
PE 12.36
Fwd PE 8.84
P/S 0.49
P/FCF 6.85
P/OCF 6.36
P/B 1.74
P/tB N/A
EV/EBITDA 7.08
EPS(TTM)1.34
EY8.09%
EPS(NY)1.87
Fwd EY11.31%
FCF(TTM)2.42
FCFY14.61%
OCF(TTM)2.6
OCFY15.73%
SpS33.53
BVpS9.54
TBVpS-0.01
PEG (NY)N/A
PEG (5Y)0.45
Graham Number16.96
Profitability
Industry RankSector Rank
ROA 6.27%
ROE 15.41%
ROCE 15.42%
ROIC 11%
ROICexc 13.08%
ROICexgc 70.49%
OM 6.42%
PM (TTM) 4.39%
GM 87.39%
FCFM 7.21%
ROA(3y)8.34%
ROA(5y)6.8%
ROE(3y)20.07%
ROE(5y)17.31%
ROIC(3y)14.88%
ROIC(5y)12.57%
ROICexc(3y)17.81%
ROICexc(5y)15.73%
ROICexgc(3y)65.75%
ROICexgc(5y)58.52%
ROCE(3y)20.87%
ROCE(5y)17.62%
ROICexgc growth 3Y21.2%
ROICexgc growth 5Y41.21%
ROICexc growth 3Y0.16%
ROICexc growth 5Y16.76%
OM growth 3Y3.24%
OM growth 5Y7.4%
PM growth 3Y0.37%
PM growth 5Y10.88%
GM growth 3Y0.71%
GM growth 5Y-0.45%
F-Score6
Asset Turnover1.43
Health
Industry RankSector Rank
Debt/Equity 0.37
Debt/FCF 2.69
Debt/EBITDA 1.2
Cap/Depr 23.49%
Cap/Sales 0.55%
Interest Coverage 9.92
Cash Conversion 88.5%
Profit Quality 164.49%
Current Ratio 1.18
Quick Ratio 1.18
Altman-Z 3
F-Score6
WACC6.57%
ROIC/WACC1.67
Cap/Depr(3y)26.41%
Cap/Depr(5y)26.77%
Cap/Sales(3y)0.72%
Cap/Sales(5y)0.88%
Profit Quality(3y)109.19%
Profit Quality(5y)208.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-26.04%
EPS 3Y15.86%
EPS 5Y27.75%
EPS Q2Q%-27.28%
EPS Next Y-21.56%
EPS Next 2Y-4.11%
EPS Next 3Y0.49%
EPS Next 5YN/A
Revenue 1Y (TTM)3.28%
Revenue growth 3Y15.44%
Revenue growth 5Y15.21%
Sales Q2Q%-1%
Revenue Next Year1.93%
Revenue Next 2Y3.44%
Revenue Next 3Y4.39%
Revenue Next 5Y4.35%
EBIT growth 1Y-22.3%
EBIT growth 3Y19.18%
EBIT growth 5Y23.74%
EBIT Next Year0.65%
EBIT Next 3Y8.16%
EBIT Next 5Y9.34%
FCF growth 1Y51.87%
FCF growth 3Y13.66%
FCF growth 5Y17.69%
OCF growth 1Y42.96%
OCF growth 3Y10.97%
OCF growth 5Y14.89%

GFT TECHNOLOGIES SE / GFT.DE FAQ

Can you provide the ChartMill fundamental rating for GFT TECHNOLOGIES SE?

ChartMill assigns a fundamental rating of 6 / 10 to GFT.DE.


Can you provide the valuation status for GFT TECHNOLOGIES SE?

ChartMill assigns a valuation rating of 7 / 10 to GFT TECHNOLOGIES SE (GFT.DE). This can be considered as Undervalued.


How profitable is GFT TECHNOLOGIES SE (GFT.DE) stock?

GFT TECHNOLOGIES SE (GFT.DE) has a profitability rating of 7 / 10.


What is the earnings growth outlook for GFT TECHNOLOGIES SE?

The Earnings per Share (EPS) of GFT TECHNOLOGIES SE (GFT.DE) is expected to decline by -21.56% in the next year.


How sustainable is the dividend of GFT TECHNOLOGIES SE (GFT.DE) stock?

The dividend rating of GFT TECHNOLOGIES SE (GFT.DE) is 6 / 10 and the dividend payout ratio is 33.68%.