GECINA SA (GFC.PA) Stock Fundamental Analysis
Europe - EPA:GFC - FR0010040865 - REIT
82.1 EUR
+0.6 (+0.74%)
Taking everything into account, GFC scores 4 out of 10 in our fundamental rating. GFC was compared to 40 industry peers in the Diversified REITs industry. There are concerns on the financial health of GFC while its profitability can be described as average. While showing a medium growth rate, GFC is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year GFC was profitable.
GFC had a positive operating cash flow in the past year.
Of the past 5 years GFC 4 years were profitable.
Each year in the past 5 years GFC had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.71%, GFC is in line with its industry, outperforming 50.00% of the companies in the same industry.
With a Return On Equity value of 2.98%, GFC perfoms like the industry average, outperforming 42.50% of the companies in the same industry.
The Return On Invested Capital of GFC (2.34%) is worse than 77.50% of its industry peers.
The Average Return On Invested Capital over the past 3 years for GFC is in line with the industry average of 3.49%.
The last Return On Invested Capital (2.34%) for GFC is above the 3 year average (2.16%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROIC | 2.34% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
1.3 Margins
GFC has a better Profit Margin (44.60%) than 62.50% of its industry peers.
GFC's Profit Margin has declined in the last couple of years.
GFC has a Operating Margin of 79.23%. This is in the better half of the industry: GFC outperforms 75.00% of its industry peers.
In the last couple of years the Operating Margin of GFC has remained more or less at the same level.
Looking at the Gross Margin, with a value of 91.97%, GFC belongs to the top of the industry, outperforming 82.50% of the companies in the same industry.
In the last couple of years the Gross Margin of GFC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% |
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GFC is destroying value.
Compared to 1 year ago, GFC has about the same amount of shares outstanding.
The number of shares outstanding for GFC has been increased compared to 5 years ago.
The debt/assets ratio for GFC is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.06, we must say that GFC is in the distress zone and has some risk of bankruptcy.
With a decent Altman-Z score value of 1.06, GFC is doing good in the industry, outperforming 70.00% of the companies in the same industry.
The Debt to FCF ratio of GFC is 72.06, which is on the high side as it means it would take GFC, 72.06 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of GFC (72.06) is worse than 80.00% of its industry peers.
A Debt/Equity ratio of 0.65 indicates that GFC is somewhat dependend on debt financing.
GFC has a Debt to Equity ratio (0.65) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.06 | ||
| Altman-Z | 1.06 |
ROIC/WACC0.53
WACC4.39%
2.3 Liquidity
A Current Ratio of 0.55 indicates that GFC may have some problems paying its short term obligations.
GFC's Current ratio of 0.55 is in line compared to the rest of the industry. GFC outperforms 60.00% of its industry peers.
A Quick Ratio of 0.55 indicates that GFC may have some problems paying its short term obligations.
The Quick ratio of GFC (0.55) is better than 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 5.75% over the past year.
Measured over the past 5 years, GFC shows a small growth in Earnings Per Share. The EPS has been growing by 1.53% on average per year.
The Revenue has been growing slightly by 4.15% in the past year.
The Revenue has been growing slightly by 0.38% on average over the past years.
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
3.2 Future
The Earnings Per Share is expected to grow by 3.30% on average over the next years.
The Revenue is expected to grow by 4.53% on average over the next years.
EPS Next Y5.1%
EPS Next 2Y3.05%
EPS Next 3Y3.3%
EPS Next 5YN/A
Revenue Next Year3.33%
Revenue Next 2Y2.23%
Revenue Next 3Y2.97%
Revenue Next 5Y4.53%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 12.40, GFC is valued correctly.
GFC's Price/Earnings ratio is a bit cheaper when compared to the industry. GFC is cheaper than 62.50% of the companies in the same industry.
GFC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.00.
With a Price/Forward Earnings ratio of 12.04, GFC is valued correctly.
Based on the Price/Forward Earnings ratio, GFC is valued a bit more expensive than 62.50% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of GFC to the average of the S&P500 Index (22.87), we can say GFC is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.4 | ||
| Fwd PE | 12.04 |
4.2 Price Multiples
GFC's Enterprise Value to EBITDA ratio is in line with the industry average.
80.00% of the companies in the same industry are cheaper than GFC, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 66.44 | ||
| EV/EBITDA | 19.38 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
GFC has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.43
PEG (5Y)8.09
EPS Next 2Y3.05%
EPS Next 3Y3.3%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.55%, GFC is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.85, GFC pays a bit more dividend than its industry peers.
GFC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.55% |
5.2 History
The dividend of GFC decreases each year by -0.70%.
Dividend Growth(5Y)-0.7%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
127.92% of the earnings are spent on dividend by GFC. This is not a sustainable payout ratio.
DP127.92%
EPS Next 2Y3.05%
EPS Next 3Y3.3%
EPA:GFC (10/29/2025, 1:03:05 PM)
82.1
+0.6 (+0.74%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners60.34%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap6.30B
Revenue(TTM)694.48M
Net Income(TTM)309.76M
Analysts80
Price Target112.89 (37.5%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.55% |
Yearly Dividend5.31
Dividend Growth(5Y)-0.7%
DP127.92%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0.16%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.19%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)-0.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.4 | ||
| Fwd PE | 12.04 | ||
| P/S | 9.08 | ||
| P/FCF | 66.44 | ||
| P/OCF | 12.21 | ||
| P/B | 0.61 | ||
| P/tB | 0.62 | ||
| EV/EBITDA | 19.38 |
EPS(TTM)6.62
EY8.06%
EPS(NY)6.82
Fwd EY8.3%
FCF(TTM)1.24
FCFY1.51%
OCF(TTM)6.73
OCFY8.19%
SpS9.04
BVpS135.41
TBVpS133.11
PEG (NY)2.43
PEG (5Y)8.09
Graham Number142.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROCE | 3.48% | ||
| ROIC | 2.34% | ||
| ROICexc | 2.44% | ||
| ROICexgc | 2.47% | ||
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% | ||
| FCFM | 13.66% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
ROICexc(3y)2.18%
ROICexc(5y)2.06%
ROICexgc(3y)2.2%
ROICexgc(5y)2.08%
ROCE(3y)3.06%
ROCE(5y)2.88%
ROICexgc growth 3Y11.07%
ROICexgc growth 5Y4.35%
ROICexc growth 3Y11.05%
ROICexc growth 5Y4.34%
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.06 | ||
| Debt/EBITDA | 11.98 | ||
| Cap/Depr | 3437.7% | ||
| Cap/Sales | 60.7% | ||
| Interest Coverage | 6.34 | ||
| Cash Conversion | 91.81% | ||
| Profit Quality | 30.63% | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 1.06 |
F-Score8
WACC4.39%
ROIC/WACC0.53
Cap/Depr(3y)4148.07%
Cap/Depr(5y)3166.16%
Cap/Sales(3y)60.99%
Cap/Sales(5y)56.8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
EPS Next Y5.1%
EPS Next 2Y3.05%
EPS Next 3Y3.3%
EPS Next 5YN/A
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
Revenue Next Year3.33%
Revenue Next 2Y2.23%
Revenue Next 3Y2.97%
Revenue Next 5Y4.53%
EBIT growth 1Y5.05%
EBIT growth 3Y5.7%
EBIT growth 5Y0.87%
EBIT Next Year5.26%
EBIT Next 3Y3.7%
EBIT Next 5Y4.58%
FCF growth 1Y-15.63%
FCF growth 3Y6.25%
FCF growth 5Y15.9%
OCF growth 1Y2.09%
OCF growth 3Y7.59%
OCF growth 5Y-0.67%
GECINA SA / GFC.PA FAQ
Can you provide the ChartMill fundamental rating for GECINA SA?
ChartMill assigns a fundamental rating of 4 / 10 to GFC.PA.
What is the valuation status for GFC stock?
ChartMill assigns a valuation rating of 3 / 10 to GECINA SA (GFC.PA). This can be considered as Overvalued.
What is the profitability of GFC stock?
GECINA SA (GFC.PA) has a profitability rating of 6 / 10.
Can you provide the expected EPS growth for GFC stock?
The Earnings per Share (EPS) of GECINA SA (GFC.PA) is expected to grow by 5.1% in the next year.
How sustainable is the dividend of GECINA SA (GFC.PA) stock?
The dividend rating of GECINA SA (GFC.PA) is 4 / 10 and the dividend payout ratio is 127.92%.