GECINA SA (GFC.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:GFC - FR0010040865 - REIT
79.65 EUR
-0.15 (-0.19%)
We assign a fundamental rating of 4 out of 10 to GFC. GFC was compared to 42 industry peers in the Diversified REITs industry. While GFC is still in line with the averages on profitability rating, there are concerns on its financial health. GFC has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year GFC was profitable.
- In the past year GFC had a positive cash flow from operations.
- GFC had positive earnings in 4 of the past 5 years.
- In the past 5 years GFC always reported a positive cash flow from operatings.
1.2 Ratios
- GFC has a Return On Assets (1.71%) which is comparable to the rest of the industry.
- The Return On Equity of GFC (2.98%) is comparable to the rest of the industry.
- GFC has a Return On Invested Capital of 2.34%. This is in the lower half of the industry: GFC underperforms 76.19% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for GFC is in line with the industry average of 3.45%.
- The 3 year average ROIC (2.16%) for GFC is below the current ROIC(2.34%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROIC | 2.34% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
1.3 Margins
- GFC has a Profit Margin of 44.60%. This is comparable to the rest of the industry: GFC outperforms 59.52% of its industry peers.
- In the last couple of years the Profit Margin of GFC has declined.
- Looking at the Operating Margin, with a value of 79.23%, GFC is in the better half of the industry, outperforming 73.81% of the companies in the same industry.
- GFC's Operating Margin has been stable in the last couple of years.
- The Gross Margin of GFC (91.97%) is better than 85.71% of its industry peers.
- GFC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% |
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
2. Health
2.1 Basic Checks
- GFC has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for GFC remains at a similar level compared to 1 year ago.
- Compared to 5 years ago, GFC has more shares outstanding
- Compared to 1 year ago, GFC has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 1.05, we must say that GFC is in the distress zone and has some risk of bankruptcy.
- GFC has a Altman-Z score of 1.05. This is in the better half of the industry: GFC outperforms 69.05% of its industry peers.
- GFC has a debt to FCF ratio of 72.04. This is a negative value and a sign of low solvency as GFC would need 72.04 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 72.04, GFC is not doing good in the industry: 83.33% of the companies in the same industry are doing better.
- A Debt/Equity ratio of 0.65 indicates that GFC is somewhat dependend on debt financing.
- The Debt to Equity ratio of GFC (0.65) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.04 | ||
| Altman-Z | 1.05 |
ROIC/WACC0.54
WACC4.31%
2.3 Liquidity
- A Current Ratio of 0.55 indicates that GFC may have some problems paying its short term obligations.
- The Current ratio of GFC (0.55) is comparable to the rest of the industry.
- GFC has a Quick Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
- GFC has a Quick ratio of 0.55. This is in the better half of the industry: GFC outperforms 61.90% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 5.75% over the past year.
- GFC shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 1.53% yearly.
- The Revenue has been growing slightly by 4.15% in the past year.
- GFC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.38% yearly.
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
3.2 Future
- Based on estimates for the next years, GFC will show a small growth in Earnings Per Share. The EPS will grow by 3.03% on average per year.
- Based on estimates for the next years, GFC will show a small growth in Revenue. The Revenue will grow by 4.53% on average per year.
EPS Next Y5.15%
EPS Next 2Y3.11%
EPS Next 3Y3.03%
EPS Next 5YN/A
Revenue Next Year3.7%
Revenue Next 2Y2.1%
Revenue Next 3Y2.7%
Revenue Next 5Y4.53%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 12.03, GFC is valued correctly.
- GFC's Price/Earnings ratio is a bit cheaper when compared to the industry. GFC is cheaper than 64.29% of the companies in the same industry.
- When comparing the Price/Earnings ratio of GFC to the average of the S&P500 Index (27.47), we can say GFC is valued rather cheaply.
- A Price/Forward Earnings ratio of 11.67 indicates a reasonable valuation of GFC.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of GFC is on the same level as its industry peers.
- GFC is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.26, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.03 | ||
| Fwd PE | 11.67 |
4.2 Price Multiples
- GFC's Enterprise Value to EBITDA ratio is in line with the industry average.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of GFC indicates a rather expensive valuation: GFC more expensive than 83.33% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 64.44 | ||
| EV/EBITDA | 19.13 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates GFC does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.34
PEG (5Y)7.85
EPS Next 2Y3.11%
EPS Next 3Y3.03%
5. Dividend
5.1 Amount
- GFC has a Yearly Dividend Yield of 6.83%, which is a nice return.
- GFC's Dividend Yield is a higher than the industry average which is at 5.44.
- Compared to an average S&P500 Dividend Yield of 1.87, GFC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.83% |
5.2 History
- The dividend of GFC decreases each year by -0.70%.
Dividend Growth(5Y)-0.7%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
- 127.77% of the earnings are spent on dividend by GFC. This is not a sustainable payout ratio.
DP127.77%
EPS Next 2Y3.11%
EPS Next 3Y3.03%
EPA:GFC (1/16/2026, 7:00:00 PM)
79.65
-0.15 (-0.19%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)10-14 2025-10-14
Earnings (Next)02-10 2026-02-10/amc
Inst Owners59.94%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap6.12B
Revenue(TTM)694.48M
Net Income(TTM)309.76M
Analysts80
Price Target106.94 (34.26%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.83% |
Yearly Dividend5.31
Dividend Growth(5Y)-0.7%
DP127.77%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.66%
PT rev (3m)-5.27%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.04%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.12%
Revenue NY rev (3m)0.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.03 | ||
| Fwd PE | 11.67 | ||
| P/S | 8.81 | ||
| P/FCF | 64.44 | ||
| P/OCF | 11.84 | ||
| P/B | 0.59 | ||
| P/tB | 0.6 | ||
| EV/EBITDA | 19.13 |
EPS(TTM)6.62
EY8.31%
EPS(NY)6.83
Fwd EY8.57%
FCF(TTM)1.24
FCFY1.55%
OCF(TTM)6.73
OCFY8.44%
SpS9.04
BVpS135.41
TBVpS133.11
PEG (NY)2.34
PEG (5Y)7.85
Graham Number142.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROCE | 3.48% | ||
| ROIC | 2.34% | ||
| ROICexc | 2.44% | ||
| ROICexgc | 2.47% | ||
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% | ||
| FCFM | 13.67% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
ROICexc(3y)2.18%
ROICexc(5y)2.06%
ROICexgc(3y)2.2%
ROICexgc(5y)2.08%
ROCE(3y)3.06%
ROCE(5y)2.88%
ROICexgc growth 3Y11.07%
ROICexgc growth 5Y4.35%
ROICexc growth 3Y11.05%
ROICexc growth 5Y4.34%
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.04 | ||
| Debt/EBITDA | 11.98 | ||
| Cap/Depr | 3437.44% | ||
| Cap/Sales | 60.69% | ||
| Interest Coverage | 6.38 | ||
| Cash Conversion | 91.81% | ||
| Profit Quality | 30.64% | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 1.05 |
F-Score8
WACC4.31%
ROIC/WACC0.54
Cap/Depr(3y)4148.07%
Cap/Depr(5y)3166.16%
Cap/Sales(3y)60.99%
Cap/Sales(5y)56.8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
EPS Next Y5.15%
EPS Next 2Y3.11%
EPS Next 3Y3.03%
EPS Next 5YN/A
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
Revenue Next Year3.7%
Revenue Next 2Y2.1%
Revenue Next 3Y2.7%
Revenue Next 5Y4.53%
EBIT growth 1Y5.05%
EBIT growth 3Y5.7%
EBIT growth 5Y0.87%
EBIT Next Year5.15%
EBIT Next 3Y3.54%
EBIT Next 5Y4.58%
FCF growth 1Y-15.61%
FCF growth 3Y6.25%
FCF growth 5Y15.9%
OCF growth 1Y2.09%
OCF growth 3Y7.59%
OCF growth 5Y-0.67%
GECINA SA / GFC.PA FAQ
Can you provide the ChartMill fundamental rating for GECINA SA?
ChartMill assigns a fundamental rating of 4 / 10 to GFC.PA.
Can you provide the valuation status for GECINA SA?
ChartMill assigns a valuation rating of 4 / 10 to GECINA SA (GFC.PA). This can be considered as Fairly Valued.
What is the profitability of GFC stock?
GECINA SA (GFC.PA) has a profitability rating of 5 / 10.
What is the valuation of GECINA SA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for GECINA SA (GFC.PA) is 12.03 and the Price/Book (PB) ratio is 0.59.
Can you provide the financial health for GFC stock?
The financial health rating of GECINA SA (GFC.PA) is 2 / 10.