GECINA SA (GFC.PA) Fundamental Analysis & Valuation

EPA:GFC • FR0010040865

Current stock price

69.75 EUR
+0.8 (+1.16%)
Last:

This GFC.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. GFC.PA Profitability Analysis

1.1 Basic Checks

  • In the past year GFC was profitable.
  • GFC had a positive operating cash flow in the past year.
  • Of the past 5 years GFC 4 years were profitable.
  • In the past 5 years GFC always reported a positive cash flow from operatings.
GFC.PA Yearly Net Income VS EBIT VS OCF VS FCFGFC.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • GFC has a Return On Assets (2.49%) which is in line with its industry peers.
  • Looking at the Return On Equity, with a value of 4.24%, GFC is in line with its industry, outperforming 41.46% of the companies in the same industry.
  • The Return On Invested Capital of GFC (2.79%) is worse than 68.29% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for GFC is in line with the industry average of 3.84%.
  • The 3 year average ROIC (2.50%) for GFC is below the current ROIC(2.79%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.49%
ROE 4.24%
ROIC 2.79%
ROA(3y)-1.97%
ROA(5y)-0.19%
ROE(3y)-3.23%
ROE(5y)-0.36%
ROIC(3y)2.5%
ROIC(5y)2.21%
GFC.PA Yearly ROA, ROE, ROICGFC.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10

1.3 Margins

  • Looking at the Profit Margin, with a value of 62.90%, GFC is in the better half of the industry, outperforming 65.85% of the companies in the same industry.
  • GFC's Profit Margin has improved in the last couple of years.
  • GFC has a better Operating Margin (90.69%) than 90.24% of its industry peers.
  • In the last couple of years the Operating Margin of GFC has grown nicely.
  • The Gross Margin of GFC (92.74%) is better than 87.80% of its industry peers.
  • In the last couple of years the Gross Margin of GFC has remained more or less at the same level.
Industry RankSector Rank
OM 90.69%
PM (TTM) 62.9%
GM 92.74%
OM growth 3Y5.57%
OM growth 5Y4.03%
PM growth 3Y32.4%
PM growth 5Y21.69%
GM growth 3Y0.64%
GM growth 5Y0.6%
GFC.PA Yearly Profit, Operating, Gross MarginsGFC.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200 -200

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1

2. GFC.PA Health Analysis

2.1 Basic Checks

  • GFC has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for GFC remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for GFC has been increased compared to 5 years ago.
  • Compared to 1 year ago, GFC has a worse debt to assets ratio.
GFC.PA Yearly Shares OutstandingGFC.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
GFC.PA Yearly Total Debt VS Total AssetsGFC.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.2 Solvency

  • Based on the Altman-Z score of 0.98, we must say that GFC is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of GFC (0.98) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.60 indicates that GFC is somewhat dependend on debt financing.
  • GFC has a better Debt to Equity ratio (0.60) than 68.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.6
Debt/FCF N/A
Altman-Z 0.98
ROIC/WACC0.68
WACC4.12%
GFC.PA Yearly LT Debt VS Equity VS FCFGFC.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 0.26 indicates that GFC may have some problems paying its short term obligations.
  • GFC's Current ratio of 0.26 is on the low side compared to the rest of the industry. GFC is outperformed by 65.85% of its industry peers.
  • GFC has a Quick Ratio of 0.26. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GFC has a Quick ratio of 0.26. This is in the lower half of the industry: GFC underperforms 65.85% of its industry peers.
Industry RankSector Rank
Current Ratio 0.26
Quick Ratio 0.26
GFC.PA Yearly Current Assets VS Current LiabilitesGFC.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. GFC.PA Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 4.98% over the past year.
  • GFC shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.15% yearly.
  • GFC shows a small growth in Revenue. In the last year, the Revenue has grown by 2.61%.
  • Measured over the past years, GFC shows a small growth in Revenue. The Revenue has been growing by 1.61% on average per year.
EPS 1Y (TTM)4.98%
EPS 3Y6.63%
EPS 5Y4.15%
EPS Q2Q%3.7%
Revenue 1Y (TTM)2.61%
Revenue growth 3Y4.42%
Revenue growth 5Y1.61%
Sales Q2Q%0.37%

3.2 Future

  • Based on estimates for the next years, GFC will show a small growth in Earnings Per Share. The EPS will grow by 0.73% on average per year.
  • The Revenue is expected to grow by 5.57% on average over the next years.
EPS Next Y0.72%
EPS Next 2Y0.52%
EPS Next 3Y0.73%
EPS Next 5YN/A
Revenue Next Year0.36%
Revenue Next 2Y1.68%
Revenue Next 3Y3.34%
Revenue Next 5Y5.57%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
GFC.PA Yearly Revenue VS EstimatesGFC.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M
GFC.PA Yearly EPS VS EstimatesGFC.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6

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4

4. GFC.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 10.35, the valuation of GFC can be described as very reasonable.
  • Based on the Price/Earnings ratio, GFC is valued a bit cheaper than the industry average as 73.17% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of GFC to the average of the S&P500 Index (26.17), we can say GFC is valued rather cheaply.
  • The Price/Forward Earnings ratio is 10.27, which indicates a very decent valuation of GFC.
  • Based on the Price/Forward Earnings ratio, GFC is valued a bit cheaper than 73.17% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of GFC to the average of the S&P500 Index (23.05), we can say GFC is valued rather cheaply.
Industry RankSector Rank
PE 10.35
Fwd PE 10.27
GFC.PA Price Earnings VS Forward Price EarningsGFC.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GFC.PA Per share dataGFC.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The decent profitability rating of GFC may justify a higher PE ratio.
PEG (NY)14.3
PEG (5Y)2.49
EPS Next 2Y0.52%
EPS Next 3Y0.73%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. GFC.PA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 8.42%, GFC is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 5.32, GFC pays a better dividend. On top of this GFC pays more dividend than 82.93% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.89, GFC pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.42%

5.2 History

  • The dividend of GFC has a limited annual growth rate of 0.58%.
Dividend Growth(5Y)0.58%
Div Incr Years2
Div Non Decr Years5
GFC.PA Yearly Dividends per shareGFC.PA Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4 5

5.3 Sustainability

  • GFC pays out 89.99% of its income as dividend. This is not a sustainable payout ratio.
  • GFC's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP89.99%
EPS Next 2Y0.52%
EPS Next 3Y0.73%
GFC.PA Yearly Income VS Free CF VS DividendGFC.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
GFC.PA Dividend Payout.GFC.PA Dividend Payout, showing the Payout Ratio.GFC.PA Dividend Payout.PayoutRetained Earnings

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GFC.PA Fundamentals: All Metrics, Ratios and Statistics

GECINA SA

EPA:GFC (4/2/2026, 7:00:00 PM)

69.75

+0.8 (+1.16%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-10
Earnings (Next)04-22
Inst Owners58.99%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap5.36B
Revenue(TTM)712.61M
Net Income(TTM)448.20M
Analysts81.82
Price Target100.12 (43.54%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 8.42%
Yearly Dividend5.45
Dividend Growth(5Y)0.58%
DP89.99%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.18%
PT rev (3m)-7.63%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-0.53%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.02%
Revenue NY rev (3m)-0.91%
Valuation
Industry RankSector Rank
PE 10.35
Fwd PE 10.27
P/S 7.52
P/FCF N/A
P/OCF 11.18
P/B 0.51
P/tB 0.52
EV/EBITDA N/A
EPS(TTM)6.74
EY9.66%
EPS(NY)6.79
Fwd EY9.73%
FCF(TTM)-6.39
FCFYN/A
OCF(TTM)6.24
OCFY8.94%
SpS9.28
BVpS137.54
TBVpS135.22
PEG (NY)14.3
PEG (5Y)2.49
Graham Number144.42
Profitability
Industry RankSector Rank
ROA 2.49%
ROE 4.24%
ROCE 4.17%
ROIC 2.79%
ROICexc 2.81%
ROICexgc 2.84%
OM 90.69%
PM (TTM) 62.9%
GM 92.74%
FCFM N/A
ROA(3y)-1.97%
ROA(5y)-0.19%
ROE(3y)-3.23%
ROE(5y)-0.36%
ROIC(3y)2.5%
ROIC(5y)2.21%
ROICexc(3y)2.52%
ROICexc(5y)2.22%
ROICexgc(3y)2.54%
ROICexgc(5y)2.24%
ROCE(3y)3.58%
ROCE(5y)3.18%
ROICexgc growth 3Y16.35%
ROICexgc growth 5Y7.12%
ROICexc growth 3Y16.33%
ROICexc growth 5Y7.13%
OM growth 3Y5.57%
OM growth 5Y4.03%
PM growth 3Y32.4%
PM growth 5Y21.69%
GM growth 3Y0.64%
GM growth 5Y0.6%
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.6
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 136.09%
Interest Coverage 6.79
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.26
Quick Ratio 0.26
Altman-Z 0.98
F-Score7
WACC4.12%
ROIC/WACC0.68
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)86.71%
Cap/Sales(5y)75.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.98%
EPS 3Y6.63%
EPS 5Y4.15%
EPS Q2Q%3.7%
EPS Next Y0.72%
EPS Next 2Y0.52%
EPS Next 3Y0.73%
EPS Next 5YN/A
Revenue 1Y (TTM)2.61%
Revenue growth 3Y4.42%
Revenue growth 5Y1.61%
Sales Q2Q%0.37%
Revenue Next Year0.36%
Revenue Next 2Y1.68%
Revenue Next 3Y3.34%
Revenue Next 5Y5.57%
EBIT growth 1Y17.46%
EBIT growth 3Y10.24%
EBIT growth 5Y5.7%
EBIT Next Year0.78%
EBIT Next 3Y3.23%
EBIT Next 5Y5.1%
FCF growth 1Y-438.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-20.14%
OCF growth 3Y-0.33%
OCF growth 5Y-1.04%

GECINA SA / GFC.PA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for GECINA SA?

ChartMill assigns a fundamental rating of 4 / 10 to GFC.PA.


What is the valuation status of GECINA SA (GFC.PA) stock?

ChartMill assigns a valuation rating of 4 / 10 to GECINA SA (GFC.PA). This can be considered as Fairly Valued.


How profitable is GECINA SA (GFC.PA) stock?

GECINA SA (GFC.PA) has a profitability rating of 7 / 10.


What is the expected EPS growth for GECINA SA (GFC.PA) stock?

The Earnings per Share (EPS) of GECINA SA (GFC.PA) is expected to grow by 0.72% in the next year.


How sustainable is the dividend of GECINA SA (GFC.PA) stock?

The dividend rating of GECINA SA (GFC.PA) is 7 / 10 and the dividend payout ratio is 89.99%.